State Bank Learning Centre, Durgapur, West Bengal Questions for candidates aspiring for Trainee Officers Examination

(Compiled by Sri Amitabha Datta, Manager (Training), amitabha.datta@sbi.co.in) 1. W.e.f. February 13, 2012, RBI has realigned Bank Rate with? (A) CRR (B) Marginal Standing Facility (C) SBAR (D) Repo Rate 2. One of the following is not a quantitative measure of monetary policy? (A) CRR (B) SLR (C) Bank Rate (D) Open Market Operations 3. The facility aimed at providing or absorbing overnight liquidity is (A) CRR (B) Marginal standing Facility (C) SBAR (D) Repo Rate 4. As per Basel II recommendations minimum ratio of capital to be maintained by SCBs is (A) 8 % (B) 9% (C) 10% (D) 11% 5. As per RBI guidelines minimum ratio of capital to be maintained by SCBs is (A) 8 % (B) 9% (C) 10% (D) 11% 6. As per RBI guidelines minimum ratio of capital to be maintained by pvt. Sector banks is (A) 8 % (B) 9% (C) 10% (D) 11% 7. Oneworld is (A) the name of the Olympics village at London (B) the worlds premier global airline alliance (C) the name of the worlds largest chain of motels (D) the name of worlds biggest telecommunication alliance 8. Which among the following is not a reason for CRR cut during third quarter review of monetary policy 201112? (A) ease liquidity condition (B) curb further downside to growth (C) anchor inflation in medium term (D) to slow down economic growth 9. The number one brand in 2011 was (A) IBM (B) Apple (C) Coca Cola

(D) Microsoft

10. Red Ribbon Express is an initiative to create mass awareness on (A) Cancer (B) AIDS (C) Alzheimer disease (D) Hygiene 11. The second nuclear submarine of India to be launched is known as (A) INS Vajra (B) INS Jaltarang (C) INS Arindam (D) INS Rakshaputra 12. Who is the winner of the award for best actor in 2012 Academy Awards function? (A) George Clooney (B) Matt Damon (C) Jean Dujardin (D) Brad Pitt 13. Limited Liability is available in which form of business organization? (A) Sole proprietorship (B) Partnership firms (C) HUF (D) Company 14. Ideally a cement plant should be located near the (A) Market (B) Source of raw material (C) Background region with subsidy (D) Place with abundant labour supply 14. Which of the following is not a direct tax? (A) Income Tax (B) Sales Tax (C) Wealth Tax

(D) Estate Duty

15. The CPU consists of (A) Input, Output & Processing (B) Control Unit, Arithmetic Logic Unit & Primary Storage (C) Control Unit, Primary & Secondary Storage (D) Control Unit, Primary Storage & Processing 16. Bug is a (A) A logical error in a programme (B) A syntax error in a programme (D) Documenting programs using an inefficient documentation tool

(C) A logical error in a text

17. Which of the following is the largest producer of power in India? (A) NTPC (B) NHP (C) Tata Power (D) Reliance power 18. On which of the following subjects Pranab Sen Committee has submitted its recommendations to the Govt. of India? (A) Slum Development (B) MGNREGA (C) Inflation (D) Food Processing Industries 19. The Nehru Mountaineering Institute is located in (A) Uttarakhand (B) Sikkim (C) Himachal Pradesh 20. Lokayukta institution was organized first in (A) U.P. (B) Orissa (C) Maharashtra (D) Rajasthan 21. Dipika Pallikhal is a (A) hockey player (B) tennis player

(D) West Bengal

(C) squash player

(D) golf player

22. The WTA player of the year 2011 was (A) Maria Sharapova (B) Petra Kvitova (C) Caroline Wozniacki 23. What is Special Crossing? (A) Not Negotiable Words in two parallel lines (C) Any Banks name with or without two parallel lines

(D) Venus Williams

(B) A/c Payee Words in two parallel lines (D) & Co. Words in two parallel lines

24. Section 42(1) of RBI Act 1934 deals with which of the following important ratios? (A) CRR (B) Credit Deposit Ratio (C) SLR (D) D-E Ratio 25. A Succession Certificate has effect (A) Throughout India (B) Throughout State only (C) Throughout District only (D) All the place certified in the Certificate 26. Infrastructure Projects will be classified as Sub-Standard if the date of commencement of commercial production extends beyond a period of (A) 1 year (B) six months (C) 2 years (D) what is specified in the project report 27. How many articles are there in UCPDC 600? (A) 26 (B) 36 (C) 39 (D) 30 28. The maximum loan amount under Gold Loan Scheme is _______ lacs. (A) 3 (B) 5 (C) 10 (D) 20 29. As per the Union Budget 2012-13, the GDP growth estimated at _____ per cent in real terms in 2011-12. (A) 5.5 (B) 6.9 (C) 7.3 (D) 8.5 30. As per the Union Budget 2012-13, Current account deficit is at _______ per cent of GDP for 2011-12. (A) 4.5 (B) 2.6 (C) 3.6 (D) 1.2 31. Effective Revenue Deficit is the (A) difference between revenue and capital inflows. (B) difference between revenue and expenditure. (C) difference between revenue deficit and grants for creation of capital assets. (D) difference between revenue deficit and expenditure. 32. As per the Union Budget 2012-13, Rs. _________ crore to be raised through disinvestment (A) 20,000 (B) 30,000 (C) 50,000 (D) 1,00,000 33. No. of habitants covered under Swabhiman Campaign in 2011-12 is (A) 20,000 (B) 30,000 (C) 70,000 (D) 1,00,000 34. As per the Union Budget 2012-13, Outlay for Rashtriya Krishi Vikas Yojana (RKVY) increased to Rs._______ crore in 2012-13 (A) 8,500 (B) 9,217 (C) 10,217 (D) 7,500

35. In Twelfth Plan, how many model schools are to be set up at block level? (A) 5,000 (B) 6,000 (C) 10,000 (D) 8,000 36. How many user id a CINB Vyaapar must have? (A) 1 (B) 2 (C) 3 (D) 4 37. Which forms are to be completed before issuing Pre-printed Kit for Authorizer in CINB Vyaapar? (A) CINB C-7 & CINB C-9 (B) CINB C-3 & CINB C-4 (C) CINB C-3 & CINB C-7 (D) CINB C-8 & CINB C-9 38. In E-COLLECTION, amount is collected from customer account through _____ mode. (A) Collect (B) Push (C) Pull (D) Gather 39. If Card issuing date is even, which card will be issued? (A) Mastercard (B) Visa (C) Maestro (D) Any Card 40. MBS is available in how many modes? (A) 1 (B) 2 (C) 3 (D) 4

Answers: 1 2 3 4 5 6 7 8 9 10

B C B A B C B D C B

11 12 13 14 15 16 17 18 19 20

C C D B B A B A A C

21 22 23 24 25 26 27 28 29 30

C B C A A C C C B C

31 32 33 34 35 36 37 38 39 40

C B C B B B A B B D

(Your suggestions are welcome at amitabha.datta@sbi.co.in for improvement)