Вы находитесь на странице: 1из 1023

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/365 To, Mr. RAMDAS VITHAL DIVATE IIND CROSS B-12/1 HEGGERI COLONY OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30697783244 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.230457/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30697783244. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/145 To, ANANTH VAIDYA 390 2ND CROSS LIC COLONY SRIRAMPUR II STAGE MYSORE MYSORE MYSORE Dear Sir/ Madam

| Date:22/03/2012

570023

YOUR HOUSING LOAN ACCOUNT No:30034897790 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.735743/PRESENT INTEREST RATE:8.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30034897790. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/305 To, Mr. SANTOSH MANJUNATH SHETTY HNO 99 BANASHANKARI LAY OUT VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30325837356 LIMIT:Rs.510000/OUTSTANDING BALANCE(*):Rs.415865/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30325837356. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/324 To, Mr. VIVEKANAND B MAHABALSHETTI H NO33 BASAVESHWAR NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30353989032 LIMIT:Rs.671000/OUTSTANDING BALANCE(*):Rs.311236/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30353989032. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/358 To, Mr. PRAKASH ARJUNRAO CHAVAN NO 17/103 NETAJI COLONY HEGGERI ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30609417964 LIMIT:Rs.539000/OUTSTANDING BALANCE(*):Rs.29003/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30609417964. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/362 To, Mr. BHIMSHEN KRISHNACHARYA KA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30635460985 LIMIT:Rs.120000/OUTSTANDING BALANCE(*):Rs.0/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30635460985. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/339 To, AKSHAY BABULAL JAIN 135 H NO 77 UJWAL MUDUGAL LAYOUT KUSUGAL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30430791850 LIMIT:Rs.1534000/OUTSTANDING BALANCE(*):Rs.1388467/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30430791850. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/361 To, Mr. HARSHA BENTUR HESCOM GOKARNA POST GOKARNA KUMTA HONAVAR Dear Sir/ Madam BENTUR

| Date:22/03/2012

581326

YOUR HOUSING LOAN ACCOUNT No:30629318733 LIMIT:Rs.565000/OUTSTANDING BALANCE(*):Rs.417779/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30629318733. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/364 To, Mr. BASAVRAJ VENKANGOUDA LAXMA SHRI LAXMI NILAY HOUSE NO 86 DR RADHAKRISHNAN NAGAR NEAR AI GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30691886097 LIMIT:Rs.840000/OUTSTANDING BALANCE(*):Rs.752710/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30691886097. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAKTUMSAB HUSENSAB HALASA NO.22 LAXMINARAYAN NAGAR NEAR AKSHAY COLONY GOKUL ROAD HUBLI HONAVAR 581110 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30746673408 LIMIT:Rs.244000/OUTSTANDING BALANCE(*):Rs.225368/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30746673408. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/372 To, BIMAC INDUSTRIES C 127 GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30754062761 LIMIT:Rs.1215000/OUTSTANDING BALANCE(*):Rs.1007935/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30754062761. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/369 To, Mr. GOVIND SWAMIRAO PERJABADI NANO MACHINE TOOLS C/395 GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30711855026 LIMIT:Rs.198000/OUTSTANDING BALANCE(*):Rs.139635/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30711855026. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/367 To, Mrs. KAVITA ATUL NAIK 204 4TH CROSS GIRIRAJ APARTMEN ADARSH NAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30707690985 LIMIT:Rs.1895000/OUTSTANDING BALANCE(*):Rs.1802859/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30707690985. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/368 To, QUALITY FABRICATORS SM 235 MT SAGAR INDUSTRIAL ARE GOKUL ROAD DHARWAD HUBLI 580030

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30711094524 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.816190/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30711094524. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/370 To, Mr. TEJASWINI SURESH HEGDE KRUPA SINDHU H.NO.75 SILVER GOKUL ROAD HUBLI HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30722983214 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.7850/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30722983214. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/373 To, Mr. C R SAHU URBAN OASIS MALL GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam OPP SBI 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30758520468 LIMIT:Rs.1330000/OUTSTANDING BALANCE(*):Rs.776115/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30758520468. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/374 To, Mrs. SHASHIKALA GURUBASAPPA PU H NO.29 DEVI COLONY SURABHI NAGAR GOKUL ROAD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30758550266 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.880345/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30758550266. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/377 To, Mr. ANANTHRAJ NABHIRAJAPPA ROK E PLOT NO. 4 PRIYADARSHINI COL GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30782138571 LIMIT:Rs.870000/OUTSTANDING BALANCE(*):Rs.799238/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30782138571. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/378 To, Mr. KRISHNAMURTHY TAMMANRAO DE C/O SHRI UTTAM KAMBLE BUNGALOW NO 2 PALLAVI NIWAS EKTA SOCIETY WARJE PIMPRI (PUNE) 411058 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30786902921 LIMIT:Rs.550000/OUTSTANDING BALANCE(*):Rs.517156/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30786902921. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/381 To, Mr. KASHINATH RAMANNA WADDER NO 1112.R M LOHIA NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30804864169 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.266084/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30804864169. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/382 To, Mr. PUTTASWAMY SHANUBHOGE C/O SANDEEP SAGAR NO 206 RENUK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30805694149 LIMIT:Rs.653000/OUTSTANDING BALANCE(*):Rs.473792/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30805694149. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/383 To, Mr. PIUSH MAHENDRA 148 GREEN GARDEN GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam OZA

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30806004701 LIMIT:Rs.75000/OUTSTANDING BALANCE(*):Rs.14485/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30806004701. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/384 To, Mr. RAMESH D GOWDA NO 15 RAGHAVENDRA NILAY OPP BDK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30808969791 LIMIT:Rs.920000/OUTSTANDING BALANCE(*):Rs.909162/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30808969791. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/392 To, Mr. PRAKASHMURTHY GANGADARAPP PRASANNA COLONY BASAVESHWAR NA GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30851464711 LIMIT:Rs.650000/OUTSTANDING BALANCE(*):Rs.578738/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30851464711. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/397 To, Mr. MAHESH DUNDAYYA HIREMATH LIBRARIAN GOVT.FIRST GRADE WOMENS COLLEGE BAILHONGAL BELGAUM Dear Sir/ Madam

| Date:22/03/2012

591102

YOUR HOUSING LOAN ACCOUNT No:30875415938 LIMIT:Rs.588000/OUTSTANDING BALANCE(*):Rs.483184/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30875415938. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/401 To, Mr. M S SRIDHAR WATER & LAND MANAGEMENT INSTIT DHARWAD DHARWAD DHARWAD DHARWAD 580011 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30886502088 LIMIT:Rs.415000/OUTSTANDING BALANCE(*):Rs.203573/PRESENT INTEREST RATE:8.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30886502088. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/4 To, KEMBHAVI G Y C/O N G E F GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152279813 LIMIT:Rs.310000/OUTSTANDING BALANCE(*):Rs.143336/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279813. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/7 To, MUDIYAPPAGOUDA B HIREGOUDA HNO LIG 85 GANDHINAGAR GOKUL R HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152279960 LIMIT:Rs.264000/OUTSTANDING BALANCE(*):Rs.141985/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279960. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/8 To, Mr. MURUGHENDRA K PATIL 165 LAXMI LAYOUT GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152279982 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.72652/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279982. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/9 To, Mr. NARAYAN KRISHNAJI KHAPARE KRISHNA SHUTTERS SHED NO.C-93 GOKUL IND ESTATE HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280002 LIMIT:Rs.550000/OUTSTANDING BALANCE(*):Rs.275813/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280002. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/11 To, Mr. SHEKARAPPA I ADDAMANI H NO 37 SHREYA PARK RAVINAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152280091 LIMIT:Rs.386366/OUTSTANDING BALANCE(*):Rs.237683/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280091. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/14 To, Mr. VINAYAK N GAITONDE NEHRU NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280228 LIMIT:Rs.520000/OUTSTANDING BALANCE(*):Rs.280615/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280228. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/15 To, RAJASHEKARAYYA N C/O HI TSK SYS AND SERVISES NO 10 AND 11 RAMDOOT COMPLEX DESHPANDE NAGAR Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:10152280295 LIMIT:Rs.858000/OUTSTANDING BALANCE(*):Rs.51176/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280295. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/17 To, SR BHASKAR BHIMAJI PATIL PRIYADARSHINI COLONY MANUJUNAT HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280353 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.59646/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280353. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/22 To, Mr. KIRAN BALAWANTRAO JOG H NO 307 VENKTESHWAR COLONY NEAR MANJUNATH NAGAR GOKUL ROA HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280433 LIMIT:Rs.100000/OUTSTANDING BALANCE(*):Rs.59405/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280433. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/25 To, GANGADHAR PAMPANNA AMASHI ARVIND NAGAR MAIN ROAD GANJI P HUBLI DHARWAD Dear Sir/ Madam 580024

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280557 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.21516/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280557. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/35 To, Mr. KULKARNI RAMESH VASUDEVAR H NO. 11 MANASAGIRI (KEC LAYOU GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280841 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.4622/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280841. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/37 To, Mr. MADHAN MOHAN RAO C NO 84 SHAKTI NAGAR NEAR SHAKTI PLE MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280863 LIMIT:Rs.250000/OUTSTANDING BALANCE(*):Rs.89011/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280863. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/38 To, Mr. GANJIHAL ARAVIND SHAMARAO PLOT NO 32(RS NO 615) CENTRAL COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280874 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.189289/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280874. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/39 To, Mr. GANJIHAL ARAVIND SHAMARAO PLOT NO 32(RS NO 615) CENTRAL COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280885 LIMIT:Rs.90000/OUTSTANDING BALANCE(*):Rs.22879/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280885. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/40 To, LINGAPPA T ODEYARHALLI VENKATESH STEEL INDS GOKUL IND HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280987 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.165211/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280987. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/41 To, GOPAL SUDHARMENDRA BAMMIGATT INSTRUCTOR GTTC GOKUL INDL EST HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280998 LIMIT:Rs.417000/OUTSTANDING BALANCE(*):Rs.273898/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280998. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/43 To, Mr. RAMESH YELLAPPA K H B 9 (C) QRTS DODDAMANI

| Date:22/03/2012

BEHIND R N SHETTY STADIUM DHAR DHARWAD 580030 Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:10152281040 LIMIT:Rs.320000/OUTSTANDING BALANCE(*):Rs.55029/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281040. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/44 To, Mrs. SUNANDA M MALLAPPAGOUDAR KARIGAR GALLI GANESHPETH HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281051 LIMIT:Rs.165000/OUTSTANDING BALANCE(*):Rs.93620/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281051. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. MAHADEVAPPA K GAVARAWAD H NO 215 RADHAKRISHNA NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152281084 LIMIT:Rs.360000/OUTSTANDING BALANCE(*):Rs.76280/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281084. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/48 To, Mr. NETAJI GANAPATRAO JADHAV C/O.M.S.VAIDYA KULKARNI HAKKA GOODSHED ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281131 LIMIT:Rs.275000/OUTSTANDING BALANCE(*):Rs.150244/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281131. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/49 To, RAMAKRISHNA DATTATREYA ANNIG PLOT NO 45 CENTRAL EXCISE COLO GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281142 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.147513/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281142. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/51 To, Mr. VIRUPAXAPPA S DEVIKOPPA K VEERAPUR ROAD AGASAR ONI HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281175 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.151218/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281175. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/53 To, Mr. SHIDDARADDI GOVINDRADDI KO PLOT NO 46 VIVEKANAND NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281197 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.162165/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281197. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/57 To, Mr. UDAYKUMAR KAMBLE & VIDYAVA H NO 43 KRISHNA LAYOUT NEAR RAVI NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281266 LIMIT:Rs.150000/OUTSTANDING BALANCE(*):Rs.14508/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281266. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/58 To, KRINSHNMURTHY R BADARI FLAT NO 100 SUDHA APARTMENTS BADAMI NAGAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152281277 LIMIT:Rs.250000/OUTSTANDING BALANCE(*):Rs.121887/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281277. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/59 To, Mr. DEENANATH LAXMANSA KATIGA HOUSE NO 81 MAYURI GARDEN BEHIND NEW BUS STAND GOKUL ROAD-- HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281288 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.103483/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281288. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/60 To, Mr. DEENANATH LAXMANSA KATIGA HOUSE NO 81 MAYURI GARDEN BEHIND NEW BUS STAND GOKUL ROAD-- HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281299 LIMIT:Rs.60000/OUTSTANDING BALANCE(*):Rs.40340/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281299. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/62 To, Mrs. VIBHA MOHAN JR ASST NWKRTC BMTC CHE SECTION CENTRAL OFFICE DHARWAD Dear Sir/ Madam KOPPAR

| Date:22/03/2012

560027

YOUR HOUSING LOAN ACCOUNT No:10152281346 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.633866/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281346. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/64 To, Mr. SOMESHWAR IRAPPA MALEKOPPA FLAT NO 1 ROTSON REGENCY NEAR VAIBHAV APARTMENT VIDYANA HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281426 LIMIT:Rs.245000/OUTSTANDING BALANCE(*):Rs.143979/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281426. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/70 To, Mr. CHANNAPPA KANAKAPPA KATTI C/. M K GAWARWAD NO.215 RADHAKRISHNA NAGAR GOKU HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281551 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.215393/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281551. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/73 To, JAGADISH HANSARAJ THAKKAR 4-C-38 SHAMBHU APARTMENTS ADAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281641 LIMIT:Rs.1500000/OUTSTANDING BALANCE(*):Rs.69280/PRESENT INTEREST RATE:13.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281641. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/74 To, SRINIVAS RAMACHANDRA DIVATE 4/611B NEHRU NAGAR GOKUL ROAD HUBLI Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281709 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.232047/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281709. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/75 To, Mrs. SHASHIKALA BASAVARAJ MATU PLOT NO. 65 LAXMIVAN BDHIND KHODAY HOSTEL VIDYANAGAR DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281721 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.420887/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281721. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/76 To, Mr. SHRIKANT RAMAKRISHNASA KA PLOT NO 2 BADAMI NAGAR KESHWAP HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281787 LIMIT:Rs.1500000/OUTSTANDING BALANCE(*):Rs.807776/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281787. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/78 To, SIDDAPPA H SRI MALTESH NILYA H NO. 36 SHREYA PARK GOKUL ROAD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152281889 LIMIT:Rs.386366/OUTSTANDING BALANCE(*):Rs.246888/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281889. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/79 To, SIDDAPPA H SRI MALTESH NILYA H NO. 36 SHREYA PARK GOKUL ROAD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152281890 LIMIT:Rs.50000/OUTSTANDING BALANCE(*):Rs.28088/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281890. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/81 To, NAGESH NARAYANRAO KULKARNI JANGLIPET MSALI SIDDAPPA BUILD OLD HUBLI HUBLI Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:10152281936 LIMIT:Rs.360000/OUTSTANDING BALANCE(*):Rs.140383/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281936. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/82 To, Mrs. PRASANNA ADISHESHA DESHPA HIG 12 103 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281970 LIMIT:Rs.430100/OUTSTANDING BALANCE(*):Rs.176642/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281970. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/84 To, Mr. GOVINDRAJ H DASKONAVAR H NO. 81 ANUGRAHA LAXMI NAGAR NEAR RAVI NAGAR GO HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282011 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.181683/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282011. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/86 To, Mr. NILAKANTHYA MALLAYYA MATH NO 35F PRIYADARSHINI COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282088 LIMIT:Rs.330000/OUTSTANDING BALANCE(*):Rs.219269/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282088. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/88 To, Mr. PUNDALIKSA FAKIRSA MEHARW PRIYADARSHINI COLONY H.NO.35/E BACKSIDE ROTARY SCH HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282102 LIMIT:Rs.308000/OUTSTANDING BALANCE(*):Rs.202093/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282102. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/89 To, BHIMANGOWDA HANAMANTHAGOUDA P H No. 35 H PRIYADARSHINI COLONY GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282113 LIMIT:Rs.340000/OUTSTANDING BALANCE(*):Rs.227171/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282113. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/92 To, SAHADEVAPPA FAKIRAPPA GUDADU KSRTC REGIONAL WORKSHOP GOKUL HUBLI Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282146 LIMIT:Rs.364000/OUTSTANDING BALANCE(*):Rs.234902/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282146. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/94 To, LAXMINARAYAN VENKTARAMANA JUNIOR TRAINING OFFICER NWKRTC ITC GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152282179 LIMIT:Rs.440000/OUTSTANDING BALANCE(*):Rs.323281/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282179. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/95 To, Mr. ABHIJIT ARVIND MANDAVKAR NO 26 SHREYA PARK NEAR RAVIN GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282180 LIMIT:Rs.310000/OUTSTANDING BALANCE(*):Rs.158488/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282180. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/98 To, Mr. SHIDRAMAPPA D BAGEWADE H NO 242 RADHAKRISHNAN NAGAR OPP: K E C GOKUL ROAD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152282293 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.325194/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282293. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/100 To, Mr. SHESHACHAR BHIMACHAR KATTI PLOT NO.78 RENUKA NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282328 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.400498/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282328. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/102 To, Mr. SADANAND VASANT HALLI PLOT NO.177 MURARJI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152282384 LIMIT:Rs.380000/OUTSTANDING BALANCE(*):Rs.248847/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282384. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/103 To, MAHANTAYYA SOMASHEKHARAYYA H NO B/11/SHREE GURU KOTTURESH KIRLOSKAR HOUSING SOCIETY SHET KUAMAR VYAS NAGAR/HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282419 LIMIT:Rs.557000/OUTSTANDING BALANCE(*):Rs.233948/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282419. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/107 To, GANGADHAR G DESAI H NO 44 13TH MN 45TH CROSS ROAD MURARJEE NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282566 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.83539/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282566. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/112 To, Mr. DESHPANDE GURURAJ ANNARAO SRI.GURURAJ ANNARAO DESHPANDE H NO 189 RAM MANOHAR LOHIA NAG HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282667 LIMIT:Rs.256000/OUTSTANDING BALANCE(*):Rs.139360/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282667. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/169 To, Mr. KALAKAPPA CHANABASAPPA HUB H NO.2 KSRTC QUARTERS HOSUR (DHARWAD ROAD) HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30076965741 LIMIT:Rs.475000/OUTSTANDING BALANCE(*):Rs.371048/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30076965741. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/171 To, Mr. BASAVARAJ SHIVRAYAPPA BADI D-23 KUMAR PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30086536458 LIMIT:Rs.196000/OUTSTANDING BALANCE(*):Rs.152384/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30086536458. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/172 To, Mr. MANJUNATH EKANATHSA BHUTE H NO. 41 AKSHAY COLONY 4TH PHASE VIDYANAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30087642569 LIMIT:Rs.676000/OUTSTANDING BALANCE(*):Rs.632344/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30087642569. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/173 To, Mr. LOKNATH BASAVANNEPPA NAVAL H NO.147 AKSHAY COLONY 1ST PHASE GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30087708167 LIMIT:Rs.428000/OUTSTANDING BALANCE(*):Rs.377578/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30087708167. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/174 To, Mr. VASANTH B SHETTY H NO.135 1ST PHASE AKSHAYA COLONY BEHIND RAVINAGA GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30087919962 LIMIT:Rs.317000/OUTSTANDING BALANCE(*):Rs.204411/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30087919962. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/175 To, Mr. SEETHARAM KUPPAYYA SHETTY NO.60 BHAGHAWADHGEETHA 1ST PHASE AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30088378635 LIMIT:Rs.1209000/OUTSTANDING BALANCE(*):Rs.1173107/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30088378635. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/176 To, Mr. VITHOBA RAMACHANDRA NAYAK H NO:110 RAJAT 1ST PHASE AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30088382697 LIMIT:Rs.468000/OUTSTANDING BALANCE(*):Rs.418680/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30088382697. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/177 To, Mr. RAJEEVA HIRIYANNA SHETTY HOUSE NO.145 SRI KRISHNA SADA 1ST PHASE AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30088384026 LIMIT:Rs.333000/OUTSTANDING BALANCE(*):Rs.146476/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30088384026. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/178 To, Mr. RAMACHANDRA` GULER STAFF QUARTERS GPW VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30089306873 LIMIT:Rs.941000/OUTSTANDING BALANCE(*):Rs.826664/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089306873. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/179 To, Mr. ASHOK BASAVENNEPPA KALIWAL H.NO.111 BASAVANUGRAHA AKSHYA COLONY NEAR RAVI NAGAR GOKUL ROAD HUBLI. DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089728080 LIMIT:Rs.584000/OUTSTANDING BALANCE(*):Rs.495632/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089728080. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/180 To, Mr. MAHADEVAPPA BASAVANNEPPA K H NO:115 IST PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089759948 LIMIT:Rs.462000/OUTSTANDING BALANCE(*):Rs.407972/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089759948. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/181 To, Mr. SHANKAR MALLAPPA HUNACHYAL 31 AKSHAY COLONY I ST PHASE GOKUL ROAD DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089797087 LIMIT:Rs.740000/OUTSTANDING BALANCE(*):Rs.676042/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089797087. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/182 To, Mr. PRABHAKAR VEERANNA SHETTY H.N. 30 1ST PHASE GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089808295 LIMIT:Rs.425000/OUTSTANDING BALANCE(*):Rs.30296/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089808295. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/183 To, Mr. N RAJEEVA HEGDE HOUSE NO 27 I ST PHASE AKSHY COLONY DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30089816841 LIMIT:Rs.541000/OUTSTANDING BALANCE(*):Rs.454554/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089816841. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/185 To, Mr. BASAVARAJ MALLAPPA HAVANAG H.N.119 PL NO.118 AKSHYA COLONY NEAR RAVI NAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089949622 LIMIT:Rs.482000/OUTSTANDING BALANCE(*):Rs.418765/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089949622. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/186 To, Mr. SOMASHEKHAR ANANDAPPA ITAG H.N. 118 AKSHAYA COLONY NEAR RAVI NAGAR GOKUL ROAD HUBLI. DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089958637 LIMIT:Rs.641000/OUTSTANDING BALANCE(*):Rs.558038/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089958637. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/187 To, Mr. T.R.BHASKAR RAMANNA H.N.141 SAPTAGIRI AKSHYA COLONY 1ST PHASE BEHIN GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30089964786 LIMIT:Rs.457000/OUTSTANDING BALANCE(*):Rs.117698/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089964786. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/188 To, Mr. MANOHAR RAO VENKATRAO H.NO.312 2ND PHASE AKSHYA COLONY GOKUL ROAD HUBLI. DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30089966614 LIMIT:Rs.435000/OUTSTANDING BALANCE(*):Rs.271597/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089966614. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/189 To, Mr. SHRINIVAS MADHAVRAO GUNARI SRINIVAS H NO:137 1ST PHASE .AKSHAY COLONY GOKUL ROAD HUBLI. DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090281990 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.306694/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090281990. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/191 To, Mrs. VISHALAKSHI VINAYAK GUNDA SANTRUPTI PLOT NO 30 SHRIKRISHNA LAYOUT GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090311438 LIMIT:Rs.840000/OUTSTANDING BALANCE(*):Rs.732474/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090311438. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/192 To, Mr. PADMANABAN DHONDOJI DHOBLE MIG-10-104 AKSHAY PARK GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090326807 LIMIT:Rs.778000/OUTSTANDING BALANCE(*):Rs.601022/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090326807. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/194 To, Mr. SHIVANAGOUDA NINGANAGOUDA C/O P Y UNKAL AT BYAHATTI TAL HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090332323 LIMIT:Rs.298000/OUTSTANDING BALANCE(*):Rs.225511/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090332323. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/195 To, Mr. RAJESAB BABUSAHEB KHADIRAN A 5 ENGINEERING COLLEGE STAFF VIDYAGIRI W NO 11 BAGALKOT BAGALKOT 587102 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090487844 LIMIT:Rs.599000/OUTSTANDING BALANCE(*):Rs.380242/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090487844. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/196 To, Mr. SHANKARAPPA BASAPPA JEERAG H NO:146 MATHRU NILAYA 1ST PHASE AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090598204 LIMIT:Rs.442000/OUTSTANDING BALANCE(*):Rs.332049/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090598204. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/197 To, Mr. YALLAPPA BALAPPA BADAWADAG H NO:18 AKSHAY COLONY NEAR RAVINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090641423 LIMIT:Rs.514000/OUTSTANDING BALANCE(*):Rs.24659/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090641423. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/198 To, BHAT SUBRAYA NARAYAN MURDESHWAR CERAMICS LTD KRISHNAPUR VILLAGE OLD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30090826072 LIMIT:Rs.347000/OUTSTANDING BALANCE(*):Rs.204193/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090826072. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/199 To, SURESH RAGHAVENDRA BHANDIWAD PLOT NO 67 SATWIK MADHURA CHETANA COLONY NEW BADAMI NAGAR KUSUGAL RD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30090890402 LIMIT:Rs.328000/OUTSTANDING BALANCE(*):Rs.6776/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090890402. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/200 To, SHIVAPUTRAPPA KADAPPA ANGADIK H.NO.2 KOTILINGA NAGAR BEHIND KSRTC WORKSHOP GOKUL R HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090991670 LIMIT:Rs.1200000/OUTSTANDING BALANCE(*):Rs.319655/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090991670. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/201 To, Mr. PARSURAM RAYAPPA MANJALEKA H NO 6 MAYURI EXTENTION VIJAYANAGAR (WORKING FOR H DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30091065297 LIMIT:Rs.1029000/OUTSTANDING BALANCE(*):Rs.1041543/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30091065297. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/202 To, Mr. SATISH PANDURANG METRI H NO. 260 AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30091274642 LIMIT:Rs.233000/OUTSTANDING BALANCE(*):Rs.155945/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30091274642. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/203 To, Mr. RATAN PUNDLEEK GAONKAR H NO:259 SRI RAKSHA AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30091489115 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.120394/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30091489115. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/206 To, Mr. AYYAPPA SHANKARAPPA KANDAG H NO:231 RAVINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30092915246 LIMIT:Rs.277000/OUTSTANDING BALANCE(*):Rs.133040/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30092915246. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/207 To, Mr. SUBHODAYA PANDURANG KAMAT PANDURANG H NO:86 1ST PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30093001467 LIMIT:Rs.679000/OUTSTANDING BALANCE(*):Rs.473619/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093001467. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/208 To, Mr. VASANT PARSAPPA GOWLI VISHWADEEP H NO. 114 1ST PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30093033557 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.271857/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093033557. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/209 To, Mr. CHENDRASHEKAR MAHARUDRAPPA SADASHIVANAGAR 1 ST CROSS OLD HUBLI OLD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30093311946 LIMIT:Rs.476000/OUTSTANDING BALANCE(*):Rs.139737/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093311946. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/211 To, Mr. GOVIND N MISKIN INDUSTRIAL ESTATE GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30093851915 LIMIT:Rs.2000000/OUTSTANDING BALANCE(*):Rs.532558/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093851915. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/213 To, Mr. SANJAY MAHANTESH ALAGUNDAG 99 MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094005744 LIMIT:Rs.320000/OUTSTANDING BALANCE(*):Rs.230996/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094005744. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/214 To, Mr. BASAVARAJ VEERAPPA MALWAD H NO. 30 NEHRU NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094065409 LIMIT:Rs.189000/OUTSTANDING BALANCE(*):Rs.148564/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094065409. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/216 To, Mr. MANJUNATH VISHNU GAJAKOSH H NO:82 3RD CROSS ADARSH NAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094465282 LIMIT:Rs.589000/OUTSTANDING BALANCE(*):Rs.497860/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094465282. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/217 To, Mr. MAQBOOLAHMED BABANSAHEB ME BEHIND MOORUSAVIR MATH HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094561644 LIMIT:Rs.257000/OUTSTANDING BALANCE(*):Rs.105856/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094561644. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/220 To, Mr. RAJSHEKHARGOUDA GANGADHAR PLOT NO. 94 VINAYAK NAGAR VIDYANAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094877386 LIMIT:Rs.2779000/OUTSTANDING BALANCE(*):Rs.1078692/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094877386. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/222 To, Mr. LAKSHMAPPA RAMAPPA TALWAR H NO.261 AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30095477478 LIMIT:Rs.410000/OUTSTANDING BALANCE(*):Rs.361293/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30095477478. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/224 To, Mr. GANGADHAR SIDDAPPA CHINNA H NO.21 RAMAKRISHNA NAGAR GOK HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30096580734 LIMIT:Rs.533000/OUTSTANDING BALANCE(*):Rs.391356/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30096580734. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/225 To, Mr. RAGHAVENDRA ANNACHAR RATI KUMAR PARK H No. 49 F1 05 GANDHINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30096659627 LIMIT:Rs.315000/OUTSTANDING BALANCE(*):Rs.255333/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30096659627. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/226 To, Mr. SRIHARI SREEDHARA CHINNABA HIG 15/201 AKSHAYA PARK GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30097408015 LIMIT:Rs.457000/OUTSTANDING BALANCE(*):Rs.390859/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30097408015. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/228 To, Mr. BAPU S BIRADAR HOUSE NO 144 KALIDAS NAGAR NEAR CHETANA CO VIDYANAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30097624490 LIMIT:Rs.1495000/OUTSTANDING BALANCE(*):Rs.146222/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30097624490. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/229 To, Mr. YALLAPPAGOUDA ANKALAGOUDA H.NO.57/A SHREE LAXMI NIVAS RUDRA GANGA LAYOUT NEAR NEW B GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30103222152 LIMIT:Rs.496000/OUTSTANDING BALANCE(*):Rs.402177/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30103222152. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/231 To, Mr. ARAVIND MURALIDHAR RELEKA 98B/2B BEHIND KRISHNA SPINNER MANJUNATH NAGAR CROSS GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30106117279 LIMIT:Rs.623000/OUTSTANDING BALANCE(*):Rs.486458/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30106117279. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/232 To, Mr. MAHADEVAPPA SHIVAPPA DUNDU HOUSE NO 157 AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30107491176 LIMIT:Rs.449000/OUTSTANDING BALANCE(*):Rs.306466/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30107491176. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/235 To, Mr. PEERAPPA RAMAPPA PUJAR H.NO.157 AKSHAY COLONY 4TH PHASE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30118730362 LIMIT:Rs.835000/OUTSTANDING BALANCE(*):Rs.789267/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30118730362. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/237 To, Mr. SHEKAPPA HANAMANTAPPA BATT H NO. 59 BASAVESHWAR NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30127996479 LIMIT:Rs.576000/OUTSTANDING BALANCE(*):Rs.424436/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30127996479. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/20 To, MOHAN RAMACHANDRA NAVALE SRVICE EX ENGINEER KSRTC C E DIVISION GOKUL RD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152280400 LIMIT:Rs.225000/OUTSTANDING BALANCE(*):Rs.153503/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280400. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/24 To, Mr. GANAPATI RAMASA DHONGADI NO 7 II FLOOR EUREKA CENTRE KOPPIKAR ROAD HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152280513 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.39033/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152280513. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/52 To, Mr. VIRUPAXAPPA S DEVIKOPPA K VEERAPUR ROAD AGASAR ONI HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281186 LIMIT:Rs.60000/OUTSTANDING BALANCE(*):Rs.4419/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281186. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/55 To, Mr. UDAYKUMAR KAMBLE & VIDYAVA H NO 43 KRISHNA LAYOUT NEAR RAVI NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152281244 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.212498/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281244. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/85 To, Mr. RUDRAPPA KALAVEERAPPA ARK H NO. 35/ A PRIYADARSHINI COLO BEHIND ROTARY SCHOOL AKSHAY PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282066 LIMIT:Rs.365000/OUTSTANDING BALANCE(*):Rs.253221/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282066. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/87 To, Mr. GOVINDBHATT NARASINHBHAT J NO 35/G BEHIND ROTARY SCHOOL PRIYADARSHINI COLONY- GOKUL RD HUBLI. DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282099 LIMIT:Rs.361000/OUTSTANDING BALANCE(*):Rs.244674/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282099. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/109 To, Mrs. KAMINI KOUSHALYA KAMINI KOUSHALYA H.NO.44 APOOR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282599 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.166235/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282599. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/204 To, Mr. VIJAYAKUMAR SHIVALINGAPPA 6+7/C+D CENTRAL EXCISE COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30092071946 LIMIT:Rs.802000/OUTSTANDING BALANCE(*):Rs.443033/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30092071946. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/221 To, Mr. RAGHAVENDRA NARASIMHACHAR C/O LAKSHMI NARASIMHA NILAYA 5TH WARD NEAR RAM MANDHIR RANIPET HOSPET BELLARY 583201 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30095168255 LIMIT:Rs.486000/OUTSTANDING BALANCE(*):Rs.401134/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30095168255. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/233 To, Mr. SATISH MOHAN INAMDAR SNEHA KINARA 103 SHANTA APTE PATH BOPODI PUNE-411020. DEHU ROAD (PU Dear Sir/ Madam

| Date:22/03/2012

411020

YOUR HOUSING LOAN ACCOUNT No:30109994020 LIMIT:Rs.986000/OUTSTANDING BALANCE(*):Rs.804782/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30109994020. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/215 To, Mr. KOTRESH CHANDRASHEKARAYYA H NO:136 AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094301776 LIMIT:Rs.307000/OUTSTANDING BALANCE(*):Rs.298755/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094301776. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/219 To, Mr. MOHAN BASAPPA HAMPIHOLI H NO 69 GANGA NILAYA PADMARA GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094690738 LIMIT:Rs.939000/OUTSTANDING BALANCE(*):Rs.948169/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094690738. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/190 To, Mr. SANTOSHKUMAR S KAMDOLLI HOUSE NO 361 PLOTNO 194 AKSHAY COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30090292888 LIMIT:Rs.1120000/OUTSTANDING BALANCE(*):Rs.1262252/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090292888. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/83 To, Mrs. SUJATHA ISHWAR MUNAVALLI H NO D 64 KUMARA PARK GOKUL RO HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282000 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.332602/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282000. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/90 To, Mr. SHIVAYOGI KARIYAPPA GOWDER KSRTC REGIONAL WORKSHOP GOKUL HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282124 LIMIT:Rs.365000/OUTSTANDING BALANCE(*):Rs.247728/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282124. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/97 To, KARUNAKARA JAGANNATH SHETTY VASANT J SHETTY H.NO. 54 NEHRU NAGAR GOKUL HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

R 580030

YOUR HOUSING LOAN ACCOUNT No:10152282226 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.387218/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282226. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/3 To, Mr. JYOTIBA M KHATAVKAR VIJAYLAXMI INDUSTRIES 174 GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152279788 LIMIT:Rs.181549/OUTSTANDING BALANCE(*):Rs.106988/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279788. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/77 To, VENKATARAMANA SITARAMA BHAT 97/5 SUPRASAD RAJEEVNAGAR BEHIND ST ANTONY SCHOOL VIDHYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:10152281812 LIMIT:Rs.275000/OUTSTANDING BALANCE(*):Rs.122422/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152281812. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/93 To, SHRIKANT GUNDURAO PUROHIT LIG 154 5TH MAIN 9TH CROSS NAVANAGAR HUBLI C/O. NWKRTC CO GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580025

YOUR HOUSING LOAN ACCOUNT No:10152282168 LIMIT:Rs.280000/OUTSTANDING BALANCE(*):Rs.170722/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282168. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/99 To, Mrs. SAROJINI VENKAPPA KORADDI NO 36 APOORVA NAGAR II CROSS GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282317 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.397374/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282317. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/5 To, KEMBHAVI G Y C/O N G E F GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152279824 LIMIT:Rs.50000/OUTSTANDING BALANCE(*):Rs.5302/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279824. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/105 To, Mrs. FAHIMA SULTAN A BAIGANPA H NO.25 SUNNY MANZIL SURABHI BEHIND ARUN COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282511 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.449211/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282511. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/106 To, Mr. PANCHAKSHARAYYA G KALLIMAT HOUSE NO.85 NEAR LAXMINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282555 LIMIT:Rs.392000/OUTSTANDING BALANCE(*):Rs.3753/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282555. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/108 To, Mr. SUDHIR NARAYANRAO KULKARNI HOUSE NO.3 NAGALINGANAGAR R N SHETTY ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282577 LIMIT:Rs.250000/OUTSTANDING BALANCE(*):Rs.124842/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282577. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/110 To, KULKARNI ARUN SHRINIVAS KULKAR SRI.ARUN SHRINIVAS KULKARNI H. MUTNAL BUILDING MANJUNATH NAGA GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10152282601 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.95961/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152282601. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/115 To, CHANDRASHEKAR P PATIL HOUSE NO.64 MAYURI GARDEN BEHIND NEW BUS STAND GOKUL RO DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30003201882 LIMIT:Rs.374000/OUTSTANDING BALANCE(*):Rs.302544/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30003201882. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/116 To, Mr. SHIRISH SANGAPPA PATIL H.NO.195 SRI BALAJI 6TH CROSS SILVER TOWN GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30006823673 LIMIT:Rs.837000/OUTSTANDING BALANCE(*):Rs.643984/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30006823673. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/117 To, Mr. MUKUNDACHARYA V HAYAGREEVA SHREE RAGHAVENDRASWAMY MATH PARIMALA MARG VIDYANAGAR EXTE NEAR UNKAL CROSS DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30007101453 LIMIT:Rs.484000/OUTSTANDING BALANCE(*):Rs.246538/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007101453. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/119 To, Mr. YALLAPPA GURUNATHSA PUJARI YALLAPPA .G.PUJARI H.NO.45 VENKATESWARA NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30007514234 LIMIT:Rs.480000/OUTSTANDING BALANCE(*):Rs.84658/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007514234. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/123 To, Mr. JAYAPRAKASH VEERABHADRAGOU 98 BANASHANKARI EXTENSION VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam 580029

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30010161622 LIMIT:Rs.405000/OUTSTANDING BALANCE(*):Rs.125436/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30010161622. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/124 To, NAMDEV RAMASA MISKIN C/O UNIVERSAL PRECISION TOOLS GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30011336151 LIMIT:Rs.2188000/OUTSTANDING BALANCE(*):Rs.27818/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30011336151. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/126 To, Mr. MAKTUMSAB HUSENSAB HALASA NO.22 LAXMINARAYAN NAGAR NEAR AKSHAY COLONY GOKUL ROAD HUBLI HONAVAR 581110 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30013229228 LIMIT:Rs.427000/OUTSTANDING BALANCE(*):Rs.354153/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30013229228. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/130 To, Mr. ANAND PRABHAKAR KULKARNI PLOT NO. 33 KALPAVRUKSH SHREYA ESTATE SILVER TOWN GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30021355809 LIMIT:Rs.649000/OUTSTANDING BALANCE(*):Rs.467985/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30021355809. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/131 To, REKHA SHIVANAGOUDA PATIL PLOT NO.19 SHAKTI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30022003468 LIMIT:Rs.373000/OUTSTANDING BALANCE(*):Rs.281867/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30022003468. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/133 To, Mr. YOGEESH VEERAIAH HIREMATH H NO.122 LIG MANJUNATH NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024721262 LIMIT:Rs.254000/OUTSTANDING BALANCE(*):Rs.118797/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024721262. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/134 To, Mr. SHRIDHAR DAMODHAR PRABHUDE # 24 SHREE LAXMI SILVER TOWN GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024754980 LIMIT:Rs.527000/OUTSTANDING BALANCE(*):Rs.493558/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024754980. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/136 To, Mr. RAVINDRANATH ANANT KULKARN R A KULKARNI C/O K V PATIL RAVINAGAR DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30025353488 LIMIT:Rs.653000/OUTSTANDING BALANCE(*):Rs.552315/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30025353488. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/138 To, Mr. KOTRESH HOUSE NO 49 ARUN COLONY GOKUL ROAD DHARWAD K

| Date:22/03/2012

580030

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30026671057 LIMIT:Rs.459000/OUTSTANDING BALANCE(*):Rs.394473/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30026671057. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/142 To, Mr. BASAVARAJ SHIVAPPA DHOTAR 75 LAXMI LAY OUT BASAVESHWAR N GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30027918336 LIMIT:Rs.457000/OUTSTANDING BALANCE(*):Rs.268213/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027918336. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/146 To, Mrs. LAXMIBAI GANAPATHSA BADDI PLOT NO 33 (CTS NO 2276) BEHIN CHIPS NEAR RLY UNDER BRIDGE AS HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30035794341 LIMIT:Rs.1747000/OUTSTANDING BALANCE(*):Rs.1663008/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30035794341. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/147 To, Mrs. SHASHIKALA GURUBASAPPA PU H NO.29 DEVI COLONY SURABHI NAGAR GOKUL ROAD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30038287645 LIMIT:Rs.393000/OUTSTANDING BALANCE(*):Rs.8132/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30038287645. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/148 To, Mr. SHRIKANT K KHAPARE C/O KHAPARE SHATTARS GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30039233891 LIMIT:Rs.1208000/OUTSTANDING BALANCE(*):Rs.1035197/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30039233891. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/149 To, MOUNESHWAR NAGAPA RATIHALL H.NO 621/5A SANMARG NAGAR NEAR KEC. GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30042397027 LIMIT:Rs.442000/OUTSTANDING BALANCE(*):Rs.273841/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30042397027. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/150 To, NARAYAN RAMCHANDRA JADAV MURARJINAGAR BEHIND KEC ARJUN VIHAR GOKUL ROAD HUBLI P Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30042740578 LIMIT:Rs.371000/OUTSTANDING BALANCE(*):Rs.333780/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30042740578. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/151 To, Mr. PRAKASH ESHWARAPPA RAIKAR H.NO.226 IInd PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30042968333 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.394470/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30042968333. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/154 To, Mrs. MEGHA GURUSIDDAPPA HURKAD P NO.44 KRISHNA LAYOUT LAXMI NAGAR RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30044218991 LIMIT:Rs.549000/OUTSTANDING BALANCE(*):Rs.430308/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30044218991. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, MALLIKARJUN G HIREMATH HIREMATH CHAL KOULPET PB ROAD EWS 241 JPNAGAR GOKUL ROAD HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30044903156 LIMIT:Rs.260000/OUTSTANDING BALANCE(*):Rs.188514/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30044903156. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/156 To, Mr. VINAYAK MUKUND PAI H.NO.147 IV CROSS GREEN GARD GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30046664466 LIMIT:Rs.275000/OUTSTANDING BALANCE(*):Rs.178892/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30046664466. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/157 To, Mr. ISHWARAPPA S HANDIGOL B-344 INDUSTRIAL ESTATE GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30048571759 LIMIT:Rs.1313000/OUTSTANDING BALANCE(*):Rs.1046228/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30048571759. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/158 To, Mr. SHANKARGOUDA MAHADEVGOUD S NO.52 FIRSTMAIN 6TH CROSS Dr.Radhakrishnan Nagar Gokul Road Hubli. HONAVAR 581346 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30049849239 LIMIT:Rs.669000/OUTSTANDING BALANCE(*):Rs.443280/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30049849239. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/160 To, Mr. SURESH BABURAO DALAVI H NO EWS 79 MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30052533285 LIMIT:Rs.262000/OUTSTANDING BALANCE(*):Rs.24350/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30052533285. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/161 To, SHEKHARAYYA SHIVALINGAYYA PRIYADARSHINI COLONY KALMESHWR KRUPA PLOT NO 24 GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30056553184 LIMIT:Rs.404000/OUTSTANDING BALANCE(*):Rs.325753/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30056553184. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/162 To, Mr. KARTIK VEERABHADRAYYA HIRE MIG-2/96 GANDHI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30056746880 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.444206/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30056746880. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/163 To, Mr. HUSAINKHAN I PATHAN H NO -2 ARUN COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30061276747 LIMIT:Rs.551000/OUTSTANDING BALANCE(*):Rs.456181/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30061276747. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/166 To, Mr. MANJUNATH RAMAKRISHNA NAYA HONDAD ONI SOORSHETTY KOPPA TAL.KALGHATAGI DIST.DHARWAD DHARWAD 581117 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30066126355 LIMIT:Rs.260000/OUTSTANDING BALANCE(*):Rs.216791/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30066126355. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/168 To, Mrs. JAYASHREE NAGARAJ UPADHYA H NO.28 SHAKTINAGAR NEAR ARUN COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30068219862 LIMIT:Rs.768000/OUTSTANDING BALANCE(*):Rs.707329/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30068219862. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/129 To, Mr. SUBRAO RAYAPPA PATTAR H NO 7 ASHOKVAN II STAGE SANMARG NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30020477566 LIMIT:Rs.323000/OUTSTANDING BALANCE(*):Rs.239404/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30020477566. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/132 To, Mr. BASAVARAJ GUNDAPPA PATIL B G PATIL-DGM(ENGG-C) VIJAYAWADA AIRPORT VIJAYAWADA VIJAYAWADA Dear Sir/ Madam

| Date:22/03/2012

521102

YOUR HOUSING LOAN ACCOUNT No:30023638772 LIMIT:Rs.1057000/OUTSTANDING BALANCE(*):Rs.552205/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30023638772. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/137 To, Mr. BASAVARAJAPPA S V HOUSE NO. 301 II PHASE AKSHAY COLONY NEAR RAVI NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30025914912 LIMIT:Rs.347000/OUTSTANDING BALANCE(*):Rs.256059/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30025914912. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/167 To, Mr. BASAVARAJ H NO 161 LAXMI NAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam KALLAPPA

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30066411296 LIMIT:Rs.520000/OUTSTANDING BALANCE(*):Rs.437127/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30066411296. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/239 To, Mr. ANAND PRABHAKAR KULKARNI PLOT NO. 33 KALPAVRUKSH SHREYA ESTATE SILVER TOWN GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30149672335 LIMIT:Rs.164000/OUTSTANDING BALANCE(*):Rs.115309/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30149672335. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/241 To, Mr. SHIVAKUMAR G STATION MASTER QUARTERNO.4 B UNKAL RAILWAY STATION SAI NAG VIJAYANAGAR PO. HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30160834665 LIMIT:Rs.715000/OUTSTANDING BALANCE(*):Rs.488866/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30160834665. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/245 To, Mr. SHREEDHAR G GAJENDRAGAD MIG-5 H.NO.303 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30171336099 LIMIT:Rs.676000/OUTSTANDING BALANCE(*):Rs.608368/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30171336099. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/246 To, Mr. SATYANARAYAN H MUDAKANNAVA PLOT NO 21 FIRST MAIN 7TH CR RADHAKRISHNA NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30173525799 LIMIT:Rs.208000/OUTSTANDING BALANCE(*):Rs.74138/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30173525799. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/247 To, Mrs. SHOBHA D HONGAL MIG 14/102 AKSHAYA PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30174562106 LIMIT:Rs.429000/OUTSTANDING BALANCE(*):Rs.194217/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30174562106. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/248 To, Mr. RAGHAVENDRA B SORTUR HIG14-004 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30177638288 LIMIT:Rs.454000/OUTSTANDING BALANCE(*):Rs.94090/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30177638288. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/249 To, Mr. RANGANATH MUTTANNA SINGARI PRODUCTION & INDAL DEPTT FLATNO26 TYPE-IV DCE BAWANA RO DELHI DELHI 110042 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30178630516 LIMIT:Rs.1131000/OUTSTANDING BALANCE(*):Rs.1035459/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30178630516. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/252 To, Mr. IMAMSAB HAJARATSAB TAHASHI NEAR RAILWAY STATION ANNIGERI GADAG TALUK: NAVALGUND 580030

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30190424619 LIMIT:Rs.1400000/OUTSTANDING BALANCE(*):Rs.922132/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30190424619. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/254 To, Mr. DUNDAPPA MALLAPPA KUMBAR NO 69 SIDDALINGESHWAR COLONY VIKAS NAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30202780645 LIMIT:Rs.750000/OUTSTANDING BALANCE(*):Rs.132286/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30202780645. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/255 To, Mr. SWAMILINGAYYA PUTTAYYA KAC NO 90 MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30205093988 LIMIT:Rs.175000/OUTSTANDING BALANCE(*):Rs.128752/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30205093988. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/257 To, Mr. KALMESH VENKATESH KULKARNI PLOT NO. 20 4TH MAIN ROAD PRIYADARSHINI COLONY GOKUL ROA HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30213071636 LIMIT:Rs.412000/OUTSTANDING BALANCE(*):Rs.322055/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30213071636. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GURUDATTA JAYARAM PLOT NO 36 JAVALI PLOTS MANJUNATHNAGAR CROSS GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30229374655 LIMIT:Rs.8653000/OUTSTANDING BALANCE(*):Rs.8826540/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30229374655. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NARENDRA HANAMUNTRAO KULKA H NO MIG 133 NAVANAGR NAVNAGAR HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30240139637 LIMIT:Rs.1003000/OUTSTANDING BALANCE(*):Rs.595995/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30240139637. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/266 To, Mr. ERANNA B NO45 4TH PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30250148028 LIMIT:Rs.613000/OUTSTANDING BALANCE(*):Rs.361319/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30250148028. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/267 To, Mrs. MEGHA GURUSIDDAPPA HURKAD P NO.44 KRISHNA LAYOUT LAXMI NAGAR RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30254396770 LIMIT:Rs.729000/OUTSTANDING BALANCE(*):Rs.558265/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30254396770. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/268 To, Mr. MAHAMMADHANEEF DADESAB GAD GHANTIKERI POLICE STATION HUBLI DHARWAD DIST. Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30260513954 LIMIT:Rs.323000/OUTSTANDING BALANCE(*):Rs.246963/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30260513954. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/274 To, Mr. VIJAY ANNAPPA PHAYDE NO HIG/16-202 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30275318108 LIMIT:Rs.359000/OUTSTANDING BALANCE(*):Rs.373227/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30275318108. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/190 To, Mr. MALLAPPA S SOMANAKATTI H.NO.19 SURABHINAGAR ARUN COLONY NEAR SHAKTINAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30277889635 LIMIT:Rs.154000/OUTSTANDING BALANCE(*):Rs.93821/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30277889635. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/278 To, Mr. CHANDRAYYA` ADAVAYYA HIREM GOKUL ROAD POLICE STATION GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30282878343 LIMIT:Rs.608000/OUTSTANDING BALANCE(*):Rs.439467/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30282878343. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/280 To, Mrs. RENUKA N UNDRE H.NO.151 MAYUR NAGAR ANAND NAGAR OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30289751759 LIMIT:Rs.238000/OUTSTANDING BALANCE(*):Rs.231800/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30289751759. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/281 To, Mr. LAXMAN BHEEMAPPA NARASAPUR H NO 131 SHAMBHAVI J P NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30289828453 LIMIT:Rs.2010000/OUTSTANDING BALANCE(*):Rs.285111/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30289828453. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/282 To, Mr. PRAKASH ISHWARAPPA PATTAR NO 31 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30292788559 LIMIT:Rs.930000/OUTSTANDING BALANCE(*):Rs.804810/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30292788559. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/284 To, Mr. SATYANARAYAN B MAHINDRAKAR NO 255 J P NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30295147635 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.82620/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30295147635. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/285 To, Mr. UMESH VENKATARAMAN MUDGEKA PLOT NO 1 GANESH APRK HOSUR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30296310250 LIMIT:Rs.340000/OUTSTANDING BALANCE(*):Rs.243017/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30296310250. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/286 To, Mrs. VIMALA GANAPATI SHETTY NO 9 PRASANNA COLONY BASAVESHW GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30297080824 LIMIT:Rs.435000/OUTSTANDING BALANCE(*):Rs.334100/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30297080824. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/288 To, ANAND S GHANTI POST HULKOPPA DIST DHARWAD A/C AT DHARWAD A/C AT DHARWAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30298212365 LIMIT:Rs.728000/OUTSTANDING BALANCE(*):Rs.578012/PRESENT INTEREST RATE:11.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30298212365. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/290 To, Mr. SHRINIVAS NARASAYYA ILLUR HOUSE NO 201 LIG 12 AKSHAYA PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30304690417 LIMIT:Rs.623000/OUTSTANDING BALANCE(*):Rs.516765/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30304690417. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/291 To, Mr. SHRIKANTH SUBRAY JANNU H.NO.6 SOMESHWAR ANUGRAHA VIVEKANAND COLONY BHAVANI NAG HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30304708765 LIMIT:Rs.635000/OUTSTANDING BALANCE(*):Rs.412294/PRESENT INTEREST RATE:11.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30304708765. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/292 To, Mr. RAGHUNATH TRIYAMBAKARAO JO HOUSE NO. 142 MORARJI NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30306503404 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.171443/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30306503404. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/293 To, Mr. SUBHASH NAGAPPA TALWAR NO 1908 71ST CROSS RM LOHIA N GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30306542489 LIMIT:Rs.184000/OUTSTANDING BALANCE(*):Rs.155321/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30306542489. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/294 To, Mr. SANKAPPPA CHANNAVEERAPPA K H.NO.44 GUDI PLOT HEGGERI EXTENSION OLD HUBLII HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30306775399 LIMIT:Rs.711000/OUTSTANDING BALANCE(*):Rs.451427/PRESENT INTEREST RATE:11.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30306775399. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/295 To, Mr. MANOHAR MURIGEPPA BEVINAMA MANISH MANSION MANJUNATH NAGA GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30311678753 LIMIT:Rs.1190000/OUTSTANDING BALANCE(*):Rs.1006066/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30311678753. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/297 To, Mr. ABDUL LATEEF ABDUL GAFFAR PLOT NO 100 NEAR RAZA MASJID AYDHUGRAM ISLAMPUR ROAD RAZA TOWN DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30313308927 LIMIT:Rs.506000/OUTSTANDING BALANCE(*):Rs.473185/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30313308927. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/299 To, PARASHURAM S MALLAPPANAVAR PLOT NO 80 LAXMI LAYOUT BASAVESHWAR NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30316235614 LIMIT:Rs.429000/OUTSTANDING BALANCE(*):Rs.282222/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30316235614. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/300 To, Mr. BALARAJ DATTATREY KULKARNI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30318269153 LIMIT:Rs.631000/OUTSTANDING BALANCE(*):Rs.511971/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30318269153. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/301 To, Mrs. SHYLAJA . E/H/163 SHANTHINIKETHAN BAIRIDEVARAKOPPA HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580025

YOUR HOUSING LOAN ACCOUNT No:30318281669 LIMIT:Rs.590000/OUTSTANDING BALANCE(*):Rs.517892/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30318281669. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/302 To, Mr. MANJUNATH M V M TRIDENT POWERCRAFT PVT LTD 64/A MAIN ROAD TARIHAL INDL ES HUBLI DHARWAD 580026 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30319870255 LIMIT:Rs.2677000/OUTSTANDING BALANCE(*):Rs.2299532/PRESENT INTEREST RATE:12.40% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30319870255. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/303 To, Mr. SABHANNA S KALAL SANMAN COLONY 1ST CROSS PLOT NO 2 SHIVAJI LAYOUT RNS ROAD OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30320610929 LIMIT:Rs.862000/OUTSTANDING BALANCE(*):Rs.751132/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30320610929. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/304 To, Mrs. NAIK ELIZABETH N AKSHAY GARDEN APT H NO. H BLOCK 204 BANASHANKARI VIDYANAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30322519483 LIMIT:Rs.404000/OUTSTANDING BALANCE(*):Rs.333388/PRESENT INTEREST RATE:11.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30322519483. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/306 To, Mr. MANISH KISHANLAL AGARWAL NEAR OLD GALAXY SCHOOL MOTI GUMBAZ OPP SAINIK SCHOOL SHASTRI NAGAR BIJAPUR BASAVAN BAGEW 586102 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30328402048 LIMIT:Rs.271000/OUTSTANDING BALANCE(*):Rs.199070/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30328402048. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/307 To, Mrs. KALPANA NAGARAJ JANMANE HIG 13 NO.004 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30328568082 LIMIT:Rs.780000/OUTSTANDING BALANCE(*):Rs.700826/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30328568082. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/310 To, Mr. UMESH G KULKARNI MIG-10/101 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30333150749 LIMIT:Rs.467000/OUTSTANDING BALANCE(*):Rs.356719/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30333150749. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/312 To, Mr. UDUPI BHASKAR SHET PADMANA H NO.12 MADHURA CHETANA COLON NEW BADAMI NAGAR DHARWAD Dear Sir/ Madam HUBLI 580023

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30337323186 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.145749/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30337323186. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/313 To, Mrs. PAKKIRAVVA IRAPPA PATRENN C/O UDACHAPPA HALAGI NANDAGOK CHILD DEV. PROJECT OFFICE RON CDPO RON DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30337342417 LIMIT:Rs.370000/OUTSTANDING BALANCE(*):Rs.256203/PRESENT INTEREST RATE:12.15% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30337342417. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/314 To, SHIVARAM P SUBEDAR C/O K S S I D C GOKUL INDUSTRI HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30340017435 LIMIT:Rs.247000/OUTSTANDING BALANCE(*):Rs.163211/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30340017435. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/315 To, Mr. BASAVARAJ MAHALINGAPPA SOM RAGHVENDRA CIRCLE 5TH CROSS NEAR KALLAMMA TEMP NEKAR NAGAR OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30342089045 LIMIT:Rs.793000/OUTSTANDING BALANCE(*):Rs.714413/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30342089045. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/316 To, Mr. THUKARAM S TRIDENT POWERCRAFT PRIVATE LIM #45 NAGARUR HUSKUR ROAD OFF TUMKUR ROAD HOSKOTE 562123 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30342426775 LIMIT:Rs.2810000/OUTSTANDING BALANCE(*):Rs.2748544/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30342426775. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/317 To, Ms. MANASI RAMESH SHETTY H.NO.4A-5-6 NIDHI MADHURA ESTATE KESHWAPUR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30345832047 LIMIT:Rs.4063000/OUTSTANDING BALANCE(*):Rs.3167162/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30345832047. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/319 To, Mr. GIRISH SHRINIVAS MATHAD H NO 29 i ST MAIN II ND CRO SHREYA ESTATE NEAR SILVER TOW GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30348644914 LIMIT:Rs.518000/OUTSTANDING BALANCE(*):Rs.354225/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30348644914. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/321 To, Mr. FAKKIRAPPA BASAPPA SUNAGAR H NO 260 JAPARAKASH NAGAR 1 S BEHIND LAST BUS STOP GOKUL R HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30350183819 LIMIT:Rs.540000/OUTSTANDING BALANCE(*):Rs.359385/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30350183819. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/325 To, Mr. IMRAN HUSSAIN SAYED MIG 14/002 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30360962849 LIMIT:Rs.628000/OUTSTANDING BALANCE(*):Rs.4492/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30360962849. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/326 To, Mrs. VEDA M KOTEBAVI FLAT NO 204 2ND FLOOR AKSHAY P GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30362224028 LIMIT:Rs.536000/OUTSTANDING BALANCE(*):Rs.241367/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30362224028. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/329 To, Mr. BENACHAMADDI PRAKASH SHAN H NO 109 MAHALAXMI LAYOUT 1ST CROSS GOKUL ROAD HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30378837025 LIMIT:Rs.189000/OUTSTANDING BALANCE(*):Rs.153231/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30378837025. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/333 To, Mr. MAHESH MEGHANNAVAR POLICE INSPECTOR MUDHOL POLICE STATION TQ SEDAM DIST GULBARGA GULBARGA Dear Sir/ Madam

| Date:22/03/2012

585318

YOUR HOUSING LOAN ACCOUNT No:30400124359 LIMIT:Rs.444000/OUTSTANDING BALANCE(*):Rs.168939/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30400124359. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/334 To, Mr. MOHAN ANNARAO KULKARNI SANKALP PLOT NO. 56 RAJENDRANAGAR BEHIND ORIENTAL R.N. SHETTY ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30403649126 LIMIT:Rs.854000/OUTSTANDING BALANCE(*):Rs.686437/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30403649126. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/338 To, Mr. GANAPATHI RAMACHANDRA AKAD PLOT NO.101 1ST FLOOR HILL VIEW PRABHU APARTMENTS 2 ND CROSS ADARSH NAGAR DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30424373682 LIMIT:Rs.1244000/OUTSTANDING BALANCE(*):Rs.383747/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30424373682. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/340 To, Mr. MOHAMMED WASIM MOHAMMEDISM NO 246 MAYUR NAGAR PLOT OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30455083362 LIMIT:Rs.642000/OUTSTANDING BALANCE(*):Rs.477965/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30455083362. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/238 To, Mrs. GEETHA K S OPERATING ENGINEER JODALLI DHARWAD DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30148742260 LIMIT:Rs.510000/OUTSTANDING BALANCE(*):Rs.471291/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30148742260. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/243 To, Mr. MURALIDHAR R DODDAMANI NO 45 PHASE -I AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30163238446 LIMIT:Rs.1027000/OUTSTANDING BALANCE(*):Rs.576212/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30163238446. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/250 To, Mr. DAWALSAB HAJARATSAB TAHASH NEAR RAILWAY STATION POST: ANNIGERI GADAG Dear Sir/ Madam TALUK: NAVALG 582201

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30190362901 LIMIT:Rs.735000/OUTSTANDING BALANCE(*):Rs.481005/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30190362901. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/251 To, Mr. MOULASAB HAJARATSAB TAHASH H N: 232 AKSHAY COLONY 2ND PHASE GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30190396770 LIMIT:Rs.727000/OUTSTANDING BALANCE(*):Rs.479746/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30190396770. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/256 To, Mr. VIVEK SHIVABASAPPA JIGALUR HIG 08 FLAT101(FLAT104 AKSHAY (FLAT-104 OM SAI NIWAS(ST NO14 HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30206920840 LIMIT:Rs.227000/OUTSTANDING BALANCE(*):Rs.33384/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30206920840. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/265 To, LAXMINARAYAN HANUMANTHCHARYA H.NO.320 AKSHAYA COLONY HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30247128802 LIMIT:Rs.358000/OUTSTANDING BALANCE(*):Rs.288181/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30247128802. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/270 To, Mr. DAYANAND VITHAL JANNU PLOT NO8 FOURTH CROSS SAINAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30266153042 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.342605/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30266153042. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/271 To, Mr. RATNKAR VITHAL JANNU PLOT NO 8 FOURTH CROSS SAINAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30266318585 LIMIT:Rs.431000/OUTSTANDING BALANCE(*):Rs.335968/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30266318585. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/272 To, Mr. MANJUNATH VITHAL JANNU PLOT NO 8 FOURTH CROSS SAINAGAR LAST STOP HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30266345938 LIMIT:Rs.431000/OUTSTANDING BALANCE(*):Rs.334058/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30266345938. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/283 To, Mr. SIDDANGOUDA BHARMAGOUDA HI H NO 31 SHIGGAON PARK NEAR SIRUR PARK HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30294963744 LIMIT:Rs.609000/OUTSTANDING BALANCE(*):Rs.534765/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30294963744. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/289 To, Mr. PRASHANTH GANGADHAR GAJEND MIG 9-303 AKSHAYPARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30304568056 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.362498/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30304568056. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/327 To, PATIL KALMESH S C/O M/S ELVEETY INDS P LTD INDUSTRIAL ESTATE GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30369680992 LIMIT:Rs.310000/OUTSTANDING BALANCE(*):Rs.250124/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30369680992. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/331 To, Mr. MARUTI VASUDEV LANDE NO D-40 KUMARPARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30392793009 LIMIT:Rs.370000/OUTSTANDING BALANCE(*):Rs.356255/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30392793009. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/336 To, Mr. SHRISHAILAYYA MALLIKARJUNA H NO.101 PLOT NO/86 SOUMYA APARTMENT 4TH CROSS LAXMI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30403873601 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.359347/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30403873601. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/337 To, MOUNESHWAR NAGAPA RATIHALL H.NO 621/5A SANMARG NAGAR NEAR KEC. GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30419488171 LIMIT:Rs.282000/OUTSTANDING BALANCE(*):Rs.276430/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30419488171. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/260 To, SAYED ABDUL MOEEZ 180 SILVER TOWN GOKUL ROAD HUBLI Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30221910765 LIMIT:Rs.566000/OUTSTANDING BALANCE(*):Rs.235644/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30221910765. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/276 To, Mr. VISHWANATH B KHOT NO 24 NEHRU NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30276709122 LIMIT:Rs.2880000/OUTSTANDING BALANCE(*):Rs.636908/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30276709122. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/342 To, Mr. MOHAMMEDUSMAN JAFFARSAB BA H NO 36/2 DALIMBERPETH OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30462919311 LIMIT:Rs.290000/OUTSTANDING BALANCE(*):Rs.275731/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30462919311. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/335 To, Mr. RAGHAVENDRA NEELAKANTHARAO NO 119 LAXMI LAYOUT GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30403730232 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.685574/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30403730232. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/341 To, Mr. RAMALING DHARAMANNA NATIKA MIG-2 H NO:136 GANDHINAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30460432171 LIMIT:Rs.1609000/OUTSTANDING BALANCE(*):Rs.1178379/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30460432171. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/120 To, Lieutenant Colonel ALAGAWADI G H.NO.16 II CROSS J P NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30007641820 LIMIT:Rs.696000/OUTSTANDING BALANCE(*):Rs.519314/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007641820. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/135 To, Mrs. SHANTALA VINAYAK BHAT HOUSE NO. 23 CHAITANYA NAGAR OPP: GANESH TEMPLE GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30025312419 LIMIT:Rs.643000/OUTSTANDING BALANCE(*):Rs.573171/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30025312419. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/139 To, Mr. JAYAVANTH DATTATREYA NARWA No.113 EWS MANJUNATH NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30027007730 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.102827/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027007730. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/140 To, Mr. VINAYAK SHAMRAO NAIK H NO 288 VENKATESHWAR COLONY NEAR MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30027597230 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.699305/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027597230. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/143 To, Mr. MAHADEV VEERABHADRAPPA HAL C/O D.V.HIPPARGI 108 J.P.NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30027965910 LIMIT:Rs.1068000/OUTSTANDING BALANCE(*):Rs.860358/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027965910. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/345 To, Mr. ABHIJITA S NO 191.7TH MAIN RENUKANAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30481038352 LIMIT:Rs.378000/OUTSTANDING BALANCE(*):Rs.372705/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30481038352. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/346 To, Mr. AYYAPPA SHANKARAPPA KANDAG

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30487859168 LIMIT:Rs.1074000/OUTSTANDING BALANCE(*):Rs.0/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30487859168. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/347 To, Mrs. DAMYANTI B GIREPPAGOUDAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30498506367 LIMIT:Rs.1232000/OUTSTANDING BALANCE(*):Rs.0/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30498506367. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/348 To, Mr. SHRIKANT V HABIB NO 2 NETHAJI COLONY HEGGERI ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30498838098 LIMIT:Rs.720000/OUTSTANDING BALANCE(*):Rs.363155/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30498838098. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/349 To, BABU KOLA 1038/C RGS GADAG ROAD PHONE DHARWAD Dear Sir/ Madam HUBLI-5 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30511666024 LIMIT:Rs.873000/OUTSTANDING BALANCE(*):Rs.586816/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30511666024. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/351 To, Dr. SHRILAXMI KAKA D/O K RANGASWAMY PLOT NO. 83 SHRINIDHI BANASHANKARI LAYO IIND MAIN KUSUGAL ROAD KESHWA DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30522975299 LIMIT:Rs.2310000/OUTSTANDING BALANCE(*):Rs.706162/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30522975299. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/353 To, Mr. HARSHAVARDHAN K NAIK PLOT NO:38 44TH CROSS 13TH MAIN MOORARJINAGAR ARJUNVIHAR BACK SITE GOKUL ROA DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30595682956 LIMIT:Rs.594000/OUTSTANDING BALANCE(*):Rs.563394/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30595682956. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/354 To, Mrs. MEGHA GURUSIDDAPPA HURKAD P NO.44 KRISHNA LAYOUT LAXMI NAGAR RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30599603785 LIMIT:Rs.1500000/OUTSTANDING BALANCE(*):Rs.1288316/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30599603785. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/359 To, Mr. PAVAN ASHOKRAO BELAMKAR NO 38 BANK COLONY LAXMIPUR OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30612863696 LIMIT:Rs.1344000/OUTSTANDING BALANCE(*):Rs.1251403/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30612863696. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/360 To, Mr. SHEETALNATH ASHOK INDI C/O SURENDRA A MOULYA NO 224 I MANJUNATH NAGAR JP NAGAR MAIN GOKUL ROAD HUBL DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30615354857 LIMIT:Rs.559000/OUTSTANDING BALANCE(*):Rs.450906/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30615354857. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/363 To, Mr. PRAMOD TAMRAPARNI MICON ENGINEERS(HUBLI) PVT LTD MT SAGAR IND.ESTATE GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30691046262 LIMIT:Rs.490000/OUTSTANDING BALANCE(*):Rs.442683/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30691046262. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/352 To, Mr. NAGRAJ MADAN KALAL H NO 3 SHIVAJI LAYOUT PRIYADARSHINI COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30528670778 LIMIT:Rs.1545000/OUTSTANDING BALANCE(*):Rs.1665099/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30528670778. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/356 To, Mr. SANTOSHKUMAR S KAMDOLLI HOUSE NO 361 PLOTNO 194 AKSHAY COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30605631437 LIMIT:Rs.206000/OUTSTANDING BALANCE(*):Rs.192657/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30605631437. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/357 To, HADAPAD DRAKSAYINI S H NO 276 VENKATESHWAR NAGAR NEAR MANJUNATH NAGAR GOKUL ROA A/C AT VIDYANAGAR Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30607180140 LIMIT:Rs.369000/OUTSTANDING BALANCE(*):Rs.249127/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30607180140. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/371 To, Mr. MANOHAR ISHWARAPPA PATTAR 233 VIMAL 1 ST MAIN CROSS J P NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30731830823 LIMIT:Rs.680000/OUTSTANDING BALANCE(*):Rs.410976/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30731830823. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/287 To, Mr. VIJAYKUMAR MARUTHIRAO MAHE H NO 23/A ARVIND NAGAR OLD HUBLI HUBLI 580024 DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30297330898 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.286989/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30297330898. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/412 To, Mr. SUDHIR NARAYANRAO KULKARNI HOUSE NO.3 NAGALINGANAGAR R N SHETTY ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30910499171 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.315940/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30910499171. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/443 To, Mr. JYOTIBA M KHATAVKAR VIJAYLAXMI INDUSTRIES 174 GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31052494612 LIMIT:Rs.175000/OUTSTANDING BALANCE(*):Rs.92992/PRESENT INTEREST RATE:14.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31052494612. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/470 To, Mrs. JAYASHREE VAMAN VADAVI C/O GURU ENGG C 449 GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31156948707 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.182716/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31156948707. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/343 To, Mr. RAJASHEKHAR MAHANTAYYA GAN R M GANDHAD C/O B N TODKAR MICHIGAN COMPOUND SAPTAPUR DHARWAD Dear Sir/ Madam DH 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30467501015 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.150036/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30467501015. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/436 To, ANANTH VAIDYA 390 2ND CROSS LIC COLONY SRIRAMPUR II STAGE MYSORE MYSORE MYSORE Dear Sir/ Madam

| Date:22/03/2012

570023

YOUR HOUSING LOAN ACCOUNT No:31028854361 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.374984/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31028854361. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/379 To, Mr. MANJUNATH S ACHALKAR C/O JAGADISH # 955 3RD STAGE 3RD BLOCK BASAVESHWARANAGAR BANGALORE BANGALORE Dear Sir/ Madam

| Date:22/03/2012

560079

YOUR HOUSING LOAN ACCOUNT No:30799581195 LIMIT:Rs.1007000/OUTSTANDING BALANCE(*):Rs.975581/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30799581195. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MURUGHENDRA K PATIL 165 LAXMI LAYOUT GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10152279971 LIMIT:Rs.542000/OUTSTANDING BALANCE(*):Rs.51706/PRESENT INTEREST RATE:14.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10152279971. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, BHARAT CHANDRAMOHAN HULAKOPPA TAHASILDAR OFFICE SAVANUR GOUDAR ONI SAVANUR DIST-HAVERI GADAG 581118 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30816514031 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.549432/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30816514031. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/387 To, Mrs. PADMAVATI RAMESH KURANDWA H.NO273 KARWAR ROAD POLICE QUARTERS HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30820660472 LIMIT:Rs.341000/OUTSTANDING BALANCE(*):Rs.317300/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30820660472. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. CHIDAMBAR TRIYAMBAK KULKAR NO 88 DHARITRI VIVEKANANAD NAG GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30834938875 LIMIT:Rs.443000/OUTSTANDING BALANCE(*):Rs.374700/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30834938875. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, RADHIKA SHRIKIRSHNA HORTIKAR HOUSE NO. 60 MIG II GANDHINI NAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30840655243 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.354231/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30840655243. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/388 To, Mr. VISHWANATH G ANGADI H NO. 62 SIDDARAMESHWAR NAGAR HUBLI HOSPITAL ROAD OLD HUBLI BUDDA VIHAR CROSS ANANDNAGAR DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30841508718 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.355960/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30841508718. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/389 To, Mr. MANJUNATH DHARMASA PAWAR #173 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30845079272 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.309373/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30845079272. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. GIRISH GOVINDAGOUDA MALIPA HIG 13/001 AKSHAY PARK GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31138716971 LIMIT:Rs.570000/OUTSTANDING BALANCE(*):Rs.507658/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31138716971. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/393 To, Dr.(Mrs.) SHIVALEELA ARTHUR DH MIG-1-102 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30856309341 LIMIT:Rs.479000/OUTSTANDING BALANCE(*):Rs.432045/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30856309341. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/395 To, Mr. SUBHAS V SUBNIS PLOT NO 28 NEHRU NAGAR GOKUL R HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30864363729 LIMIT:Rs.676000/OUTSTANDING BALANCE(*):Rs.569284/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30864363729. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/396 To, Mr. GAJANAN PARAMESHWAR BHAT RAGHVENDRA KRUPA H NO. 87 MIG-II GANDHINAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30872296999 LIMIT:Rs.392000/OUTSTANDING BALANCE(*):Rs.354248/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30872296999. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/398 To, Mrs. SHRIMATI SHEKHAR AWATI H.nO 132 J P NAGAR GOKUL ROAD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30876982407 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.175472/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30876982407. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/399 To, Mr. SHANKARGOUDA N MULIGOUDAR HOUSE NO 65 MAYURI GARDEN BEHIND NEW BUS HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30878316831 LIMIT:Rs.348000/OUTSTANDING BALANCE(*):Rs.280781/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30878316831. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/400 To, Mr. RAGHAVENDRA VINAYAK RAIKAR Halepeti oni shiggaon HONAVAR Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30886451441 LIMIT:Rs.511000/OUTSTANDING BALANCE(*):Rs.445383/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30886451441. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/402 To, Mr. SHESHACHALA KRISHNAJI KULK NO.10 II FLOOR SHETTAR BUILDING HOSUR DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30889419685 LIMIT:Rs.730000/OUTSTANDING BALANCE(*):Rs.684621/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30889419685. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/403 To, SIDDRAMAYYA GANGADHARAYYA H NO 3 CHETANA VIHAR HOUSING SOCIETY NEAR VENKATES ROTARY SCHOOL BENGERI KESHWAP DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30890362086 LIMIT:Rs.462000/OUTSTANDING BALANCE(*):Rs.379361/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30890362086. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/405 To, Mr. SHRIDHAR VENKATESH JOSHI H NO 151 SHRINIDHI 5TH MAIN 3R RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30890434586 LIMIT:Rs.1028000/OUTSTANDING BALANCE(*):Rs.970309/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30890434586. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/406 To, Mr. SIDDESH KUMAR N M H NO 38 CENTRAL EXCISE COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30893084683 LIMIT:Rs.1631000/OUTSTANDING BALANCE(*):Rs.1125099/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30893084683. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/407 To, GAWADAR MARATIN DEVAPUTRAPPA H NO.25 ART NAGAR NEAR ORIENTAL SCHOOL BEHIND R N SHETTY ROAD GOKUL DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30894088326 LIMIT:Rs.1176000/OUTSTANDING BALANCE(*):Rs.509021/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30894088326. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/408 To, Mr. ASHOK ISHWARSA KALBURGI # 10 FIRST FL0OR LAXMI LAY OUT GOKUL ROAD NEAR BASAVESHWAR NA HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30895038930 LIMIT:Rs.2304000/OUTSTANDING BALANCE(*):Rs.1683475/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30895038930. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/409 To, Mr. VIRUPAXAPPA SIDDHARAMAPPA BARCLAYS INVESTMENT & LOANS IN 35/1 GROUND FLR PSR CHAMBERS N CIRCLE LANGFORD RD SHANTI NG DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30895310408 LIMIT:Rs.684000/OUTSTANDING BALANCE(*):Rs.626334/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30895310408. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/410 To, Mrs. LATHA ANANT HAMPIHOLI H NO 3 ANUGRAHA KANAVALLI LAYOUT NEAR YELLUMAKKAL TEMPLE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30897072684 LIMIT:Rs.371000/OUTSTANDING BALANCE(*):Rs.349925/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30897072684. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/411 To, SHIVALINGAPPA H C

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30899516176 LIMIT:Rs.809000/OUTSTANDING BALANCE(*):Rs.0/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30899516176. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/413 To, Mr. SUBHAS PUTTAPPA KALIWAL HNO 187 KALIDASANAGAR NEAR CHE VIDTA NAGAR HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30911297845 LIMIT:Rs.1074000/OUTSTANDING BALANCE(*):Rs.471021/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30911297845. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/414 To, Mrs. SUDHA MALTESH HAVANUR MIG 08/DOOR NO 204 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30915390555 LIMIT:Rs.641000/OUTSTANDING BALANCE(*):Rs.578906/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30915390555. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/415 To, Mr. VIDYADHAR V GANGAL NO 175 PRASHANT NAGAR BEHIND MCL OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30915684863 LIMIT:Rs.447000/OUTSTANDING BALANCE(*):Rs.431044/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30915684863. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/416 To, Mr. SHANTARAM VENKATRAMAN MIG 11/104 AKSHAY PARK GOKUL ROAD DHARWAD Dear Sir/ Madam BHA

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30922039958 LIMIT:Rs.1127000/OUTSTANDING BALANCE(*):Rs.926662/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30922039958. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/417 To, Mr. SANDESH VINAYAK NAYAK T3 ADINATH ANNEX ARIHANT NAGAR BEHIND SBI ZONA KUSUGAL ROAD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30925745677 LIMIT:Rs.2038000/OUTSTANDING BALANCE(*):Rs.1352553/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30925745677. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/418 To, Mr. SANTOSHKUMAR D ADIGANNAVAR EWS HOUSE NO 63 GANDHINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30932117451 LIMIT:Rs.263000/OUTSTANDING BALANCE(*):Rs.226135/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30932117451. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/419 To, Mr. K JAGANNATHARAO KRIAHNA KVNJ NEAR SMRC HOSPITAL CHICALIM VASCO GOA Dear Sir/ Madam

| Date:22/03/2012

403802

YOUR HOUSING LOAN ACCOUNT No:30960236098 LIMIT:Rs.522000/OUTSTANDING BALANCE(*):Rs.9071/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30960236098. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/421 To, Mr. AJAY MALLESHAPPA KANAVI H NO 139 SHREESHAIL SHAKTINAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30962312264 LIMIT:Rs.4594000/OUTSTANDING BALANCE(*):Rs.4113670/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30962312264. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/423 To, Mr. NAGARAJ P NO 145 13TH MAIN 10TH CROSS 15 MURARJI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30979697049 LIMIT:Rs.764000/OUTSTANDING BALANCE(*):Rs.692493/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30979697049. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/425 To, Mr. SHRINIVAS PRABHAKAR PAI HIG-8 H NO 204 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30980115412 LIMIT:Rs.313000/OUTSTANDING BALANCE(*):Rs.276301/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30980115412. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/426 To, Mrs. SULOCHANA NINGAPPA HADIMA HULGUR SHIGGAON SHIGGAON HONAVAR Dear Sir/ Madam 581205

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30980972840 LIMIT:Rs.764000/OUTSTANDING BALANCE(*):Rs.547892/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30980972840. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/427 To, Mr. BASAVARAJ ALAGOUDA SHIVANN HNO 155B 5TH CROSS ROAD OPP ROAD OF GANESH TEMPLE RAVI NAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30983423559 LIMIT:Rs.140000/OUTSTANDING BALANCE(*):Rs.119780/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30983423559. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/428 To, Mr. SHRINIVAS NARASAYYA ILLUR HOUSE NO 201 LIG 12 AKSHAYA PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30992669274 LIMIT:Rs.198000/OUTSTANDING BALANCE(*):Rs.187924/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30992669274. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/429 To, Mr. VIJAYKUMAR HARISH SHETTY H NO 178 KOTILINGNAGAR BEHIND GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31003252229 LIMIT:Rs.781000/OUTSTANDING BALANCE(*):Rs.673531/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31003252229. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/430 To, Mr. RAVINDRANATH SIDDALINGAPPA HIG NO.4 FLAT NO.201 AKSHAYA P GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31013410560 LIMIT:Rs.1108000/OUTSTANDING BALANCE(*):Rs.1111557/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31013410560. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/431 To, Mr. VINAYAK VENKATESH DESHPAND HOUSE NO 3 SHRINIVAS NAGAR NEAR SIDDHARUDH MATH HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31015058137 LIMIT:Rs.513000/OUTSTANDING BALANCE(*):Rs.456226/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31015058137. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/432 To, Mr. IMAM HUSSAIN KHADARSAB SA H.NO.321 RAMALINGESHWARNAGAR G HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31016067059 LIMIT:Rs.1239000/OUTSTANDING BALANCE(*):Rs.1198493/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31016067059. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/433 To, SHAMBHULINGAYYA R S NIKUNJ NO 265 I ST B CROSS J P NAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31017572027 LIMIT:Rs.1280000/OUTSTANDING BALANCE(*):Rs.1108456/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31017572027. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/434 To, Mr. PROMOD VENKATESH PATIL VIDYANAGAR BEHIND KHODES HOSTE HUBLI DHARWAD Dear Sir/ Madam 580024

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31023038234 LIMIT:Rs.1015000/OUTSTANDING BALANCE(*):Rs.833826/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31023038234. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/435 To, Mr. CHANDRASHEKHAR SHIVAPPA BA S K V P GOVT HIGH SCHOOL ANTUR BENTUR GADAG GADAG 582101 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31027253372 LIMIT:Rs.367000/OUTSTANDING BALANCE(*):Rs.332649/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31027253372. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/437 To, Mr. SATISH M GOLLARAHALLIMATH B M GARAG BUILDING NO 97 II MAIN ROAD DHARWAD 580004 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31035278738 LIMIT:Rs.1076000/OUTSTANDING BALANCE(*):Rs.1085394/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31035278738. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/438 To, Mr. RAMAKRISHNA N KAMATH NO 58 SHAKTINAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31043011401 LIMIT:Rs.228000/OUTSTANDING BALANCE(*):Rs.207910/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31043011401. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/439 To, Mr. JAGANNATH TIPPANSA KATIGAR H NO 234 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31045337679 LIMIT:Rs.209000/OUTSTANDING BALANCE(*):Rs.146727/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31045337679. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/440 To, Mrs. MEGHA GURUSIDDAPPA HURKAD P NO.44 KRISHNA LAYOUT LAXMI NAGAR RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31046974505 LIMIT:Rs.1160000/OUTSTANDING BALANCE(*):Rs.839341/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31046974505. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/441 To, Mr. VIJAY GANAPA D.NO.70-2-194 RAMANEYYAPETA NEAR KAPULA RAMALAYAM KAKINADA. SAMALKOT Dear Sir/ Madam

| Date:22/03/2012

533003

YOUR HOUSING LOAN ACCOUNT No:31049558254 LIMIT:Rs.1453000/OUTSTANDING BALANCE(*):Rs.1257853/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31049558254. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/442 To, Mr. MANJUNATH GANGADHAR HACHAD HOUSE 22 CENTRAL EXCISE QUARTERS DOORDARSHAN NAGAR BELGAUM 590001 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31052310364 LIMIT:Rs.1079000/OUTSTANDING BALANCE(*):Rs.910355/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31052310364. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/445 To, Mr. ANANTHRAJ NABHIRAJAPPA ROK E PLOT NO. 4 PRIYADARSHINI COL GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31067488750 LIMIT:Rs.560000/OUTSTANDING BALANCE(*):Rs.546936/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31067488750. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/446 To, Mr. NAGARAJ M NO 439 2ND WATER TANK OPP MASJID MAYUR NAGAR OLD HUB HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31068014969 LIMIT:Rs.561000/OUTSTANDING BALANCE(*):Rs.517619/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31068014969. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/447 To, Mr. RAMKRISHNA H EKBOTE T V RELAY CENTRE RANEBENNUR A/C AT RANEBENNUR A/C AT RANEB A/C AT RANEBENNUR DHARWAD 581115 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31068066112 LIMIT:Rs.878000/OUTSTANDING BALANCE(*):Rs.802482/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31068066112. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/449 To, Mr. BASAVARAJ ANDANEPPA BELLAR NO 65 ART NAGAR BEHIND ORIENT GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31080526845 LIMIT:Rs.751000/OUTSTANDING BALANCE(*):Rs.638546/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31080526845. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/450 To, Mr. KHANDAPPA SHETTEPPA TAMBEK NO 318 RAMLINGESHWAR NAGAR NEA RSHINI GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31081534925 LIMIT:Rs.561000/OUTSTANDING BALANCE(*):Rs.325952/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31081534925. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/452 To, Mr. MRITYUNJAY S MAROL S-11 &S-12 M T SAGAR 1ST GATE GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31093670374 LIMIT:Rs.2714000/OUTSTANDING BALANCE(*):Rs.2417771/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31093670374. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/453 To, Mr. SHIRISH ACHYUTRAO KULKARNI PLOT 160 SIRISH 3RDMAIN 3RD CROSS SIDDESHWAR PARK DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31100627969 LIMIT:Rs.1707000/OUTSTANDING BALANCE(*):Rs.1429472/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31100627969. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/454 To, Mr. SHARANAPPAGOUDA HANAMANTHA LIG 15 HOUSE NO 102 AKSHAY P GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31103046585 LIMIT:Rs.603000/OUTSTANDING BALANCE(*):Rs.565372/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31103046585. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/455 To, Lieutenant Colonel ALAGAWADI G H.NO.16 II CROSS J P NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31114530881 LIMIT:Rs.608000/OUTSTANDING BALANCE(*):Rs.508544/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31114530881. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/456 To, Mr. DILIP KUMAR KAKUBHAI SEJPA ASHOKVAN H.NO.27 MANGALGOURI NEAR KEC HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31120366956 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.933979/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31120366956. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/458 To, Mr. MALATESH PATTAR NO.4126/15 2ND MAIN B BLOCK BANGALORE 2ND CROS 560010

| Date:22/03/2012

RAJAJI NAGAR 2ND ST

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31124863547 LIMIT:Rs.352000/OUTSTANDING BALANCE(*):Rs.317361/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31124863547. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/459 To, Mr. UDAYKUMAR JAIRAM HEGDE NO. 216 1ST FLOOR 3RD CROSS RA NAGAR OPP: KEC GOKUL ROAD HUBLI 580030 DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31139662344 LIMIT:Rs.1229000/OUTSTANDING BALANCE(*):Rs.1149765/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31139662344. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/460 To, Mr. ARUN KUMAR PATRICK FLAT N C-4 3RD FLOOR SHALINI SHELTERS PRAKASH COLONY DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:31141156876 LIMIT:Rs.1519000/OUTSTANDING BALANCE(*):Rs.1433955/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31141156876. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/463 To, Mr. SHRIDHAR VENKATESH JOSHI H NO 151 SHRINIDHI 5TH MAIN 3R RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31149994707 LIMIT:Rs.129000/OUTSTANDING BALANCE(*):Rs.105731/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31149994707. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/464 To, Mr. KRISHNA DAMODAR JOSHI TRIDENT POWERCRAFT PVT LTD 64-A MAIN ROAD TARIHAL INDL AR TARIHAL HUBLI DHARWAD 580026 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31150377510 LIMIT:Rs.311000/OUTSTANDING BALANCE(*):Rs.193698/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31150377510. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/465 To, Mr. ASHOK BABURAO KADAM RAMNAGAR IST CROSS NEAR NTTF DHARWAD DHARWAD Dear Sir/ Madam 580001

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31150439320 LIMIT:Rs.609000/OUTSTANDING BALANCE(*):Rs.579814/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31150439320. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/466 To, Mr. THIMMAREDDY R 202 H BLOCK AKSHAY GARDEN APARTMENT VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:31151555472 LIMIT:Rs.521000/OUTSTANDING BALANCE(*):Rs.431422/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31151555472. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/467 To, Mr. VINAYAK GIRIDHAR DESAI PLOT N0 53 VIVEKANAND NAGAR NEAR CENTRAL EXERCISE C0LONY G HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31153087250 LIMIT:Rs.721000/OUTSTANDING BALANCE(*):Rs.676773/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31153087250. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/468 To, Mr. NARENDRA HANAMUNTRAO KULKA H NO MIG 133 NAVANAGR NAVNAGAR HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31153122424 LIMIT:Rs.936000/OUTSTANDING BALANCE(*):Rs.670719/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31153122424. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/469 To, CHAMPA G KESARI # 26 UPSTAIRS 5TH CROSS 75D PRIYADARSHINI COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:31153178896 LIMIT:Rs.754000/OUTSTANDING BALANCE(*):Rs.595232/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31153178896. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/404 To, Mr. ANAND BHIMRAO GUDI H NO 001 I BLOCK GROUND FLOOR GARDEN BNASHANKARI LAY OUT SID PARK VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30890400782 LIMIT:Rs.652000/OUTSTANDING BALANCE(*):Rs.583423/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30890400782. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/451 To, NAGENDRA KRISHNA DEVADIGA D-16-167 MADHURA ESTATE BADAMI NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580025

YOUR HOUSING LOAN ACCOUNT No:31087091373 LIMIT:Rs.746000/OUTSTANDING BALANCE(*):Rs.690607/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31087091373. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/457 To, Mr. RAMESH BASAVANTAPPA ULLEGA NO 93 MAYURI GARDEN BEHIND NEW BUS STAND GOKUL ROA HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31122167938 LIMIT:Rs.837000/OUTSTANDING BALANCE(*):Rs.794348/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31122167938. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. VINAYAK DATTATRAY PUJAR PLOT 302 MIG 10 BL 3RD FLOOR A WORKING IN MARUTI PACEL OFF VR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30872084010 LIMIT:Rs.629000/OUTSTANDING BALANCE(*):Rs.616089/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30872084010. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/391 To, Mr. NAGRAJ MADAN KALAL H NO 3 SHIVAJI LAYOUT PRIYADARSHINI COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30849979531 LIMIT:Rs.770000/OUTSTANDING BALANCE(*):Rs.774430/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30849979531. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/448 To, Mr. GURUDATTA JAYARAM PLOT NO 36 JAVALI PLOTS MANJUNATHNAGAR CROSS GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31073811662 LIMIT:Rs.6890000/OUTSTANDING BALANCE(*):Rs.6928286/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31073811662. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/471 To, Mrs. AGNES DERRICK BRAGANZA NO 41 KOTHARI LAY OUT NEAR SHA KUSUGAL ROAD HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31165614435 LIMIT:Rs.1783000/OUTSTANDING BALANCE(*):Rs.1535166/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31165614435. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/472 To, Mr. VEERANNA SANGAPPA SAVADI H NO 115 GANDHARV VIJAYNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31179757308 LIMIT:Rs.1311000/OUTSTANDING BALANCE(*):Rs.1108751/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31179757308. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/473 To, Mr. VENKATESH J C/O J. PRAKASH H.NO 201 A VIVEKANANDA NAGAR GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31190172243 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.490975/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31190172243. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/474 To, Mr. RAMANATH JATTAPPA NAIK H.NO 11 SIDDESHWARNAGAR II ND CROSS UNKAL CROSS DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31191255494 LIMIT:Rs.517000/OUTSTANDING BALANCE(*):Rs.487066/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31191255494. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. JAYARAJ HATPAKKI C/O MICROFINISH VALVES PVT LTD GOKUL INDUSTRIAL ESTATE HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31197888578 LIMIT:Rs.1199000/OUTSTANDING BALANCE(*):Rs.1142119/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31197888578. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHIDDARADDI GOVINDRADDI KO PLOT NO 46 VIVEKANAND NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31200227060 LIMIT:Rs.594000/OUTSTANDING BALANCE(*):Rs.653418/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31200227060. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Havaldar SHASHIDHAR K C 974 AD REGT WKSP C/O 56 APO MO GWALIOR GWALIOR Dear Sir/ Madam 474006

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31223716339 LIMIT:Rs.520000/OUTSTANDING BALANCE(*):Rs.465143/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31223716339. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NAGARAJ SAMBHAJIRAO AUTADE DR MANNUR BUILDING NEAR WATER TANK TABIB LAND GANESH TEMPLE DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31230542791 LIMIT:Rs.1201000/OUTSTANDING BALANCE(*):Rs.1011789/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31230542791. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHIVAPRASAD SHANKARAMURTH H NO 69 SHRI DEVI KRUPA BANASHANKARI EXTENSION VIDHYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31231325028 LIMIT:Rs.521000/OUTSTANDING BALANCE(*):Rs.468899/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31231325028. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHADEVAPPA SHIVAPPA DUNDU HOUSE NO 157 AKSHAYA COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31235026090 LIMIT:Rs.541000/OUTSTANDING BALANCE(*):Rs.371561/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31235026090. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PRAMOD TAMRAPARNI MICON ENGINEERS(HUBLI) PVT LTD MT SAGAR IND.ESTATE GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31235251005 LIMIT:Rs.543000/OUTSTANDING BALANCE(*):Rs.520392/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31235251005. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. M. DINAKAR HEGDE

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32002674801 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.970460/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32002674801. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GANGADHAR SIDDAPPA CHINNA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32047837797 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.194446/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32047837797. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHAMMADHANEEF DADESAB GAD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31857312244 LIMIT:Rs.188000/OUTSTANDING BALANCE(*):Rs.181257/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31857312244. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. HANUMANTHAPPA NAGAPPA TALA # 1908 R M LOHIYA NAGAR 71ST CROSS GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31525440898 LIMIT:Rs.315000/OUTSTANDING BALANCE(*):Rs.288345/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31525440898. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. SUMANGALA KOTRAGOUDA PATI 86 MAHANTH KRUPA BANASHANKARI BADAVANE VIDYA NA HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31252149556 LIMIT:Rs.526000/OUTSTANDING BALANCE(*):Rs.486860/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31252149556. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, YATNALLI S CHANABASANAGOUDA GOURI SHANKAR NAGAR RABEBENNUR MASC COLLEGE HAUNSABHAVI TQ HIREKERUR HONAVAR 581109 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31255686984 LIMIT:Rs.1036000/OUTSTANDING BALANCE(*):Rs.855012/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31255686984. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, ISHWAR B MUNAVALLI D 81 GOKUL INDUSTRIAL ESTATE HUBLI Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31255778900 LIMIT:Rs.518000/OUTSTANDING BALANCE(*):Rs.369222/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31255778900. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, SATISH RAGHAVENDRA KULKARNI NEAR MLBC OFFICE BADAMI BADAMI BADAMI BADAMI-TQ BADAMI 587201 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31258418139 LIMIT:Rs.531000/OUTSTANDING BALANCE(*):Rs.461174/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31258418139. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, HURKADLI GIRISH GIRIMALLAPPA C/O VIJAYLAXMI INDUSTRIES GOKU HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31272336280 LIMIT:Rs.915000/OUTSTANDING BALANCE(*):Rs.802161/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31272336280. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VIKRAM ANIL HEGDE C-202 AKSHAY GARDEN BANASHANKARI BADAVANE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

VIDYANA 580030

YOUR HOUSING LOAN ACCOUNT No:31281219168 LIMIT:Rs.530000/OUTSTANDING BALANCE(*):Rs.490652/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31281219168. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SURENDRASING GANGARAM RAJA H NO.1775 R M LOHIYA NAGA GOKUL ROAD HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31286930507 LIMIT:Rs.483000/OUTSTANDING BALANCE(*):Rs.436270/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31286930507. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. UMESH SHARANAPPA ANGADI H NO-298 MIG-I SIDDALING NAGAR HUDCO COLONY GADAG DHARWAD 582101 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31304586884 LIMIT:Rs.763000/OUTSTANDING BALANCE(*):Rs.651662/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31304586884. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GIRISH HANCHINAL H NO LIG 125 GANDHI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31353427688 LIMIT:Rs.536000/OUTSTANDING BALANCE(*):Rs.502868/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31353427688. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. KRISHNA RAMACHANDRA DAIVAJ C/O VENKATESH KRISHNA DAIVAJN MIG-08-303 AKSHAYA PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31361235737 LIMIT:Rs.675000/OUTSTANDING BALANCE(*):Rs.631289/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31361235737. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SOMASHEKAR ITAGI STAFF M C F LTD PANAMBUR MANGALORE Dear Sir/ Madam 575010

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31395232805 LIMIT:Rs.430000/OUTSTANDING BALANCE(*):Rs.417263/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31395232805. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. SHANTI R NAYAK AKSHAY GARDEN C-102 BANASHANKARI LAYOUT VIDYA NAG HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31408617385 LIMIT:Rs.491000/OUTSTANDING BALANCE(*):Rs.466763/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31408617385. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, R B HARAPANAHALLI ESI CORPN SRO HUBLI 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31412593978 LIMIT:Rs.339000/OUTSTANDING BALANCE(*):Rs.259414/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31412593978. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, R B HARAPANAHALLI ESI CORPN SRO HUBLI 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31412611195 LIMIT:Rs.882000/OUTSTANDING BALANCE(*):Rs.761989/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31412611195. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAJESAB BABUSAHEB KHADIRAN A 5 ENGINEERING COLLEGE STAFF VIDYAGIRI W NO 11 BAGALKOT BAGALKOT 587102 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31445096365 LIMIT:Rs.537000/OUTSTANDING BALANCE(*):Rs.492955/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31445096365. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. JALIHAL VANDANA F H NO 301 MIG -1 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31445405105 LIMIT:Rs.339000/OUTSTANDING BALANCE(*):Rs.315898/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31445405105. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, RAGHAVENDRA L GULED O/O A D A OFFICE BELGAUM ROAD A/C AT DHARWAD DHARWAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580008

YOUR HOUSING LOAN ACCOUNT No:31448033470 LIMIT:Rs.925000/OUTSTANDING BALANCE(*):Rs.692524/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31448033470. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. CHANDRASHEKHARAPPA FAKKIRA H NO 64 AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31454589837 LIMIT:Rs.736000/OUTSTANDING BALANCE(*):Rs.658038/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31454589837. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GANGADHARAYYA B NALATWAD MUDDEBIHAL Dear Sir/ Madam HANCHINAL

| Date:22/03/2012

586212

YOUR HOUSING LOAN ACCOUNT No:31490439989 LIMIT:Rs.844000/OUTSTANDING BALANCE(*):Rs.772548/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31490439989. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, PRASHANT S KULKARNI HIG-10 PLOT NO 304 3RD FLOOR AKSHYA PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31493013438 LIMIT:Rs.637000/OUTSTANDING BALANCE(*):Rs.592555/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31493013438. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, SURESH MALLAPPA JALI H NO 98 SILVER TOWN GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31498600385 LIMIT:Rs.153000/OUTSTANDING BALANCE(*):Rs.102781/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31498600385. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. KALLAPPA BHIMAPPA SHIGGANV SA NAGAR AT:KODIKOPPA POST:NAREGAL TAL: RON GADAG 582119 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31500728815 LIMIT:Rs.1012000/OUTSTANDING BALANCE(*):Rs.533441/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31500728815. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SRINIVAS VENKATESH BHIMKAR HN O 699 ANAND NAGAR OLD HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31504183616 LIMIT:Rs.612000/OUTSTANDING BALANCE(*):Rs.579842/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31504183616. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHADEVAPPA B KATTIYAVAR C/O K S S I D C GOKUL INDUSTRI HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31505277957 LIMIT:Rs.509000/OUTSTANDING BALANCE(*):Rs.454113/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31505277957. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. A S ANILKUMAR H NO 136 VASVI NAGAR GOKUL RD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31506643017 LIMIT:Rs.773000/OUTSTANDING BALANCE(*):Rs.736261/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31506643017. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. JAYA MURUGAN SUBARAMANI PLOT NO 91 2ND CROSS ARJUN VIHAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31506643709 LIMIT:Rs.259000/OUTSTANDING BALANCE(*):Rs.227560/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31506643709. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, GHODKE ROHIDAS S GHODKE ROHIDAS S PRIMARY HEALT NOOLVI TQ HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31506727736 LIMIT:Rs.1033000/OUTSTANDING BALANCE(*):Rs.1039821/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31506727736. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PRASAD RAGHAVAN H.NO.301 HIG 14 AKSHAYA PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31508469294 LIMIT:Rs.609000/OUTSTANDING BALANCE(*):Rs.568141/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31508469294. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAMESHGOUDA VENKAGOUDA GAM NO 34 IST FLOOR PARVATHI SADAN NEAR MARUTI TE MANJUNATH NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31508570361 LIMIT:Rs.304000/OUTSTANDING BALANCE(*):Rs.170042/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31508570361. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. TABITHA FRANCIS BETGERI BASAL MISSION COMPOND HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:31518084064 LIMIT:Rs.1603000/OUTSTANDING BALANCE(*):Rs.1243499/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31518084064. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MALLAPPA S SOMANAKATTI H.NO.19 SURABHINAGAR ARUN COLONY NEAR SHAKTINAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31521062545 LIMIT:Rs.685000/OUTSTANDING BALANCE(*):Rs.635214/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31521062545. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MANJUNATH KRISHNAPPA KATOK FLAT NO. 104 C-BLOCK AKSHAY PARK GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31524649289 LIMIT:Rs.180000/OUTSTANDING BALANCE(*):Rs.172040/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31524649289. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MUKANDAGOUDA V GUGRI GAYATRI NILAYA H NO.178 INDRAPRASTHA NAGAR ANAND NAGAR ROAD OLD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:31527880735 LIMIT:Rs.667000/OUTSTANDING BALANCE(*):Rs.507096/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31527880735. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VIVEKANAND NAGENDRASA PAWA HOUSE NO 100 RAVINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31527927447 LIMIT:Rs.364000/OUTSTANDING BALANCE(*):Rs.346544/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31527927447. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHESH ISHWARAPPA MORABAD MIG 1/41 GANDHINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31557931707 LIMIT:Rs.631000/OUTSTANDING BALANCE(*):Rs.532643/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31557931707. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ANIL VITTHAL DESHPANDE H NO 36 8TH CROSS VIDYAGIRI BAGALKOT BAGALKOT Dear Sir/ Madam

| Date:22/03/2012

587101

YOUR HOUSING LOAN ACCOUNT No:31576718345 LIMIT:Rs.718000/OUTSTANDING BALANCE(*):Rs.689246/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31576718345. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHESH MAHADEVAPPA HOSAGOU H 46 RAMAKRISHNA NAGAR 2ND CROSS NEAR CHINMAY DHAM GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31576958183 LIMIT:Rs.452000/OUTSTANDING BALANCE(*):Rs.384068/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31576958183. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHANTAGOUDA B SASANUR MIG-6 H NO. 101 AKSHAY PARK GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31577315356 LIMIT:Rs.714000/OUTSTANDING BALANCE(*):Rs.637330/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31577315356. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, VASUDEV TIMMAPPA HARMALKAR ROOM NO 302 HIG 12 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580003

YOUR HOUSING LOAN ACCOUNT No:31577420166 LIMIT:Rs.653000/OUTSTANDING BALANCE(*):Rs.615594/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31577420166. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. HEMALATA DEVENDRAPPA MASU C/O TEKSONS LTD OFFICERS QTR BLDG NO.2 QTR NO.104 KOLSHET ROAD KAPURBAWDI MUMBAI 400607 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31581105422 LIMIT:Rs.1668000/OUTSTANDING BALANCE(*):Rs.1370300/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31581105422. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VEERENDRA S DIGGAVI C/O B S DIGGAVI 96/11 RAJEEVA NAGAR VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31586643148 LIMIT:Rs.1325000/OUTSTANDING BALANCE(*):Rs.1036425/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31586643148. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. GAYATRI NAGENDRA SHEPUR RNS INFRASTRUCTURE LTD RNS COMPANY GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31589267475 LIMIT:Rs.367000/OUTSTANDING BALANCE(*):Rs.346669/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31589267475. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. GAYATRIDEVI S NARGUND HNO 5 GF GURUKRIPA COTTAGE SHANTI NAGAR OPP MICRO TOWER KESHAWAPUR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:31601343912 LIMIT:Rs.1600000/OUTSTANDING BALANCE(*):Rs.982618/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31601343912. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, VEERABHADRAYYA K MATHAD H NO B-8/23 NEAR IBRAHIMPUR VIVEK NAGAR (WEST) MANAGULI BIJAPUR BIJAPUR (KARN Dear Sir/ Madam

| Date:22/03/2012

586101

YOUR HOUSING LOAN ACCOUNT No:31606830412 LIMIT:Rs.637000/OUTSTANDING BALANCE(*):Rs.600199/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31606830412. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHRIDHAR KRISHNAJI KULKARN NO 28 1ST PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31246743526 LIMIT:Rs.980000/OUTSTANDING BALANCE(*):Rs.903885/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31246743526. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. DEVENDRA J HABIB D1 RAVI NAGAR GOKUL ROAD NEAR GANESH TEMPLE HUBLI Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31323688647 LIMIT:Rs.1448000/OUTSTANDING BALANCE(*):Rs.1336107/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31323688647. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ABHIJIT ARVIND MANDAVKAR NO 26 SHREYA PARK NEAR RAVIN GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31602579991 LIMIT:Rs.1067000/OUTSTANDING BALANCE(*):Rs.1025539/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31602579991. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAVINDRA MALLANGOUDA PATIL NAGESH NILAY VENKATESHWAR NAGA NEAR MANJUNATH NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31636429798 LIMIT:Rs.2596000/OUTSTANDING BALANCE(*):Rs.2282664/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31636429798. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GANGADHAR SANJEEV SANGAM H.NO.26 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31676820082 LIMIT:Rs.492000/OUTSTANDING BALANCE(*):Rs.482500/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31676820082. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GAJANAN MAHABALESWAR BHAGW RAJEEVNAGAR 95 A/14 VIDYANAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31677283964 LIMIT:Rs.539000/OUTSTANDING BALANCE(*):Rs.439184/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31677283964. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAKTUMSAB HUSENSAB HALASA NO.22 LAXMINARAYAN NAGAR NEAR AKSHAY COLONY GOKUL ROAD HUBLI HONAVAR 581110 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31680685136 LIMIT:Rs.682000/OUTSTANDING BALANCE(*):Rs.579839/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31680685136. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAGHAVENDRA DATTUSA PAWAR HOUSE NO. 117 RAVINAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31686310681 LIMIT:Rs.562000/OUTSTANDING BALANCE(*):Rs.539409/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31686310681. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SATYANARAYAN H MUDAKANNAVA PLOT NO 21 FIRST MAIN 7TH CR RADHAKRISHNA NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31687511060 LIMIT:Rs.1309000/OUTSTANDING BALANCE(*):Rs.1245820/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31687511060. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAVARAJ G HASANABADIMATH H NO 222 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31691607788 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.753918/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31691607788. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MARUTI H SIDDAPUR HOUSING BOARD COLONY H NO 14 NEAR GANESH TEMPLE PE PERIYAPATNA MADIKERI 571107 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31692135847 LIMIT:Rs.782000/OUTSTANDING BALANCE(*):Rs.779988/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31692135847. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. MANEESHA GODBOLE E-203 AKSHAY PARK GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31694690694 LIMIT:Rs.2645000/OUTSTANDING BALANCE(*):Rs.1975017/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31694690694. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. ANJALI A KULKARNI 72 SHREYA PARK RAVI NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31714251783 LIMIT:Rs.1162000/OUTSTANDING BALANCE(*):Rs.752119/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31714251783. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SUBHASSINGH RAGHUNATHSINGH NO 51 GREEN GARDEN GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31747191256 LIMIT:Rs.930000/OUTSTANDING BALANCE(*):Rs.817409/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31747191256. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ARUN RAMAKRISHNA EKBOTE

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31779426931 LIMIT:Rs.1330000/OUTSTANDING BALANCE(*):Rs.1158995/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31779426931. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, RANGANATH K KONNUR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31780766189 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.315182/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31780766189. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAPPA D MURAGOD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31782392734 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.370202/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31782392734. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHADEVAPPA NEELAPPA SAJJA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31784269719 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.485578/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31784269719. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GANAPATI S NAIK

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31785931446 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.702286/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31785931446. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. CHANDRAKANT B MEGERI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31801328714 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.987480/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31801328714. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. NIRMALA R METI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31819076163 LIMIT:Rs.555000/OUTSTANDING BALANCE(*):Rs.308440/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31819076163. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VADAVI VIJAYENDRA V

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31863878788 LIMIT:Rs.1194000/OUTSTANDING BALANCE(*):Rs.1177029/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31863878788. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PRABHULINGAPPA V SHIGGAVI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31871925582 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.578046/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31871925582. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAJASHEKHAR MAHANTAYYA GAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31874817675 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.699798/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31874817675. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PRASANNAVENKAT A KATTI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31870787834 LIMIT:Rs.270000/OUTSTANDING BALANCE(*):Rs.264828/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31870787834. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MRUTYUNJAY C LAKKUNDI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31853305252 LIMIT:Rs.770000/OUTSTANDING BALANCE(*):Rs.766099/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31853305252. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VIVEKANANDA S MALLAPUR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32050588936 LIMIT:Rs.1650000/OUTSTANDING BALANCE(*):Rs.821370/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32050588936. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. FAKKIRAPPA BASAPPA SUNAGAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32119631957 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.278548/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32119631957. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MAHANTAYYA SOMASHEKHARAYYA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31926097433 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.710635/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31926097433. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NAGARAJ SANGAYYA HOLIMATH

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31937621821 LIMIT:Rs.290000/OUTSTANDING BALANCE(*):Rs.280933/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31937621821. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. MAHESH V MUDHOL

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31952341335 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.433524/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31952341335. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. UDAY K MAHULI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31999507569 LIMIT:Rs.1036000/OUTSTANDING BALANCE(*):Rs.1056577/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31999507569. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NARAYAN GOPALRISHNA GAONKA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32008931401 LIMIT:Rs.2400000/OUTSTANDING BALANCE(*):Rs.1003617/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32008931401. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. JAYASHREE APPASAHEB KAMBL

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32091934913 LIMIT:Rs.1262000/OUTSTANDING BALANCE(*):Rs.764699/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32091934913. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MUDIYAPPAGOUDA B HIREGOUDA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32095080488 LIMIT:Rs.497000/OUTSTANDING BALANCE(*):Rs.452722/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32095080488. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NAGARAJ JATTAYYA SHET

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32100593464 LIMIT:Rs.1100000/OUTSTANDING BALANCE(*):Rs.767149/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32100593464. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ISHWAR B MUNAVALLI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32108656941 LIMIT:Rs.1040000/OUTSTANDING BALANCE(*):Rs.1002225/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32108656941. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. VASUNDHARA SOGALAD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32110347485 LIMIT:Rs.1412000/OUTSTANDING BALANCE(*):Rs.300850/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32110347485. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. MAHESH V MUDHOL

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32121394193 LIMIT:Rs.310000/OUTSTANDING BALANCE(*):Rs.256236/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32121394193. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHENDRA MAHAVEER KARADENN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32152998314 LIMIT:Rs.640000/OUTSTANDING BALANCE(*):Rs.632175/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32152998314. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHESH DUNDAYYA HIREMATH

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32186288883 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.2000/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32186288883. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, WALI S SIDDALINGESH

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32211051233 LIMIT:Rs.1200000/OUTSTANDING BALANCE(*):Rs.275000/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32211051233. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. SAVITHA HARISH KANAKPUR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32212884425 LIMIT:Rs.6000000/OUTSTANDING BALANCE(*):Rs.10000/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32212884425. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ABHINAV ASHOK KALAMDHANI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32225192097 LIMIT:Rs.6000000/OUTSTANDING BALANCE(*):Rs.903500/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32225192097. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. NIRMALKUMAR JAVALI LAKE VIEW HONDA JAVALI AUTOMOBILES OPP TO UNKAL LAKE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

50002/

YOUR HOUSING LOAN ACCOUNT No:30376614839 LIMIT:Rs.5000000/OUTSTANDING BALANCE(*):Rs.1645681/PRESENT INTEREST RATE:15.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30376614839. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. HUCHAPPA SHIVALINGAPPA ROO SHIDDHAROODHMATH MAIN ROAD SHIDDHAROODHNAGAR HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30153020676 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.11764/PRESENT INTEREST RATE:17.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30153020676. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/89 To, Mrs. GEETA RAJENDRAKUMAR KONGI C/O P K BENAGI HNO 138 KUBE SHAKTI NAGAR OPP : DR. WALI H GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30078155236 LIMIT:Rs.152000/OUTSTANDING BALANCE(*):Rs.5816/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30078155236. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/110 To, Mr. PRAVEEN SHIVAPPA TIPPA C/O C S PRABHAKAR 590 DEVE N 8TH CROSS 9TH A MAIN ROAD RPC LAY OUT VIJAYANAGAR II ND BANGALORE 560040 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30103037022 LIMIT:Rs.195000/OUTSTANDING BALANCE(*):Rs.161199/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30103037022. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/116 To, Mr. KUBERARADDI CHANAVEERAPPA PLOT NO 38 NEAR BRIGHT HORIZO KALASAPUR ROAD VISHWESHWAR NA GADAG GADAG 582103 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30116958471 LIMIT:Rs.222000/OUTSTANDING BALANCE(*):Rs.107546/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30116958471. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/117 To, Mrs. SUVARNA KRISTAGOUDA PATIL AT POST NALWADI TQ NAVALGUND NALWADI GADAG 582125 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30116994431 LIMIT:Rs.270000/OUTSTANDING BALANCE(*):Rs.117447/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30116994431. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/204 To, GANJI BASAVARAJ V NEAR VEERABHADRA TEMPLE BAMMAP HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30346709000 LIMIT:Rs.327000/OUTSTANDING BALANCE(*):Rs.284819/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30346709000. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/246 To, Mr. SHIVAPPA BASAPPA BELAGALI BENDIGERI POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30665191336 LIMIT:Rs.390000/OUTSTANDING BALANCE(*):Rs.305862/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30665191336. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/248 To, Mr. MOHMMEDRASUL HUSENSAB KALA LOHIYA NAGAR PLOT NO 364 MURARJI CIERCLE ARJUN VHIHAR HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30683229224 LIMIT:Rs.83000/OUTSTANDING BALANCE(*):Rs.55647/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30683229224. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/251 To, Mr. ARUNKUMAR VISHNU SALUNKE SUB URBAN POLICE STATION HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30709474587 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.277798/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30709474587. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/253 To, Mr. VEERANNA V DUMMANNAVAR BENDIGERI POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30721080451 LIMIT:Rs.485000/OUTSTANDING BALANCE(*):Rs.437772/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30721080451. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/245 To, Mr. PRABHAKAR V PAWAR PLOT NO 4 BURBURE HOUSE HALIYAL LAY OUT SHANTHI NAGAR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30639919572 LIMIT:Rs.630000/OUTSTANDING BALANCE(*):Rs.544356/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30639919572. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/247 To, SHRIKANT GUDDAPPA KONAPUR DEPUTY DIRECTOR AH & VS BIJAPU ACC WITH BIJAPUR TRE ACC AT BIJAPUR TREASURY DHARWAD 586101 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30674966144 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.666469/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30674966144. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/252 To, Mr. CHANDRANATH JINNAPPA BASTI FLAT NO.301 INDRANI APARTMENT DESHPANDE NAGAR HUBLI DHARWAD 580 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30719827034 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.760163/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30719827034. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/243 To, Mrs. TULJABAI PREMNATHSHA KATW 1ST CROSS KAMERIPETH HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30622662568 LIMIT:Rs.672000/OUTSTANDING BALANCE(*):Rs.555455/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30622662568. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/255 To, Mr. CHIDANANDA RACHAYYA CHARAN BAFNA LAY OUT KARAWR ROAD OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30723077457 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.569/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30723077457. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/256 To, Mr. PARASHURAM BASAPPA HIRAGAN TEJASWINAGAR NO 2 LAKMANHALLI KALAGHATGI ROAD DHARWAD DHARWAD 580002 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30728618100 LIMIT:Rs.548000/OUTSTANDING BALANCE(*):Rs.513400/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30728618100. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/260 To, MULLA SHOUKATALI MD GOUSE KOLSA BADA GARDENPETH HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30783138911 LIMIT:Rs.650000/OUTSTANDING BALANCE(*):Rs.430026/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30783138911. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/263 To, Mr. LAXMAN TIRAKAPPA ERIMANI C/O RANGE FOREST OFFICE HALIYAL HALIYAL (TALUK) DHARWAD Dear Sir/ Madam

| Date:22/03/2012

581329

YOUR HOUSING LOAN ACCOUNT No:30810725751 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.341831/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30810725751. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/7 To, MEHTA RAKESH FULCHAND PLOT NO 7 BEHIND GUJARAT BHAVAN DESHPANDE NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:10033034039 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.287626/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034039. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/15 To, CHITWADGI SULABHA V PLOT NO 89 SHIRUR PARK VIDYANA IIND STAGE HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034379 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.39123/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034379. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/19 To, PATIL SHANKARGOUDA VENKANGOU VACHANA PLOT NO 29 B SHAKTI NA BIDANAL CROSS HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034426 LIMIT:Rs.312000/OUTSTANDING BALANCE(*):Rs.116695/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034426. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/22 To, JAIN KANMAL MOTILAL K M TEXTILES HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034584 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.82602/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034584. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/25 To, SHINGADE RAMESH KRISHNA C BLOCK BLDG.001 MADHURA COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:10033034641 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.269878/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034641. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/29 To, BAGALI BASAPPA RAMAPPA H NO 13967 C/O P BHIMAPPA JAV KUMBAR ONI OLD HUBLI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034776 LIMIT:Rs.150000/OUTSTANDING BALANCE(*):Rs.38056/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034776. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/31 To, DHARWAD MAKTUMHUSSANI A BANKAPUR CHOWK ISLAMPUR ROAD C OLD HUBLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034834 LIMIT:Rs.125000/OUTSTANDING BALANCE(*):Rs.32467/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034834. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/33 To, BYALI MOHD ALI DADA HAYAT CTS NO 910/3A MASTAN SOFA OLD HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034914 LIMIT:Rs.190000/OUTSTANDING BALANCE(*):Rs.119734/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034914. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/34 To, JAIN PUSHPADEVI ASHOKKUMAR ARALIKATTI ONI HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033035011 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.259929/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033035011. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/77 To, HANCHIANAL SUJATA BASAPPA B.C.KALLUR COMPLEX ULLAGADDIM KALADAGI GALLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30039260177 LIMIT:Rs.633000/OUTSTANDING BALANCE(*):Rs.113426/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30039260177. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/79 To, GAJANAN NARAYAN NAYAK PRARTHANA B BLOCK H NO-207 KUSUGAL ROAD MADHURA COLONY KESHWAPUR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30048035718 LIMIT:Rs.314000/OUTSTANDING BALANCE(*):Rs.163668/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30048035718. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/81 To, Mr. RAMESH LAXMANSA IRKAL CTS458B/10+11+12A SUVIDHA COLONY KESHWAPUR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30058929678 LIMIT:Rs.519000/OUTSTANDING BALANCE(*):Rs.386147/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30058929678. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/82 To, Mr. NAGARAJ SIDDAPPA AWOOR HOUSE NO.36 MANJUNATH NAGAR BEHIND MARUTI TEMPLE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30061321419 LIMIT:Rs.224000/OUTSTANDING BALANCE(*):Rs.138083/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30061321419. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/84 To, RAMESHKUMAR KUNDANMALJI JAIN HOUSE NO 156 KUNDAN KUNJ 1ST C ARIHANT NAGAR KUSUGAL ROAD KES HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30075315669 LIMIT:Rs.216000/OUTSTANDING BALANCE(*):Rs.162316/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30075315669. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/85 To, Mr. S T JITURI & J T JITURI & HNO 10530 MURUSAVIRAMATH ROAD DAJIBANPETH DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30075603656 LIMIT:Rs.2800000/OUTSTANDING BALANCE(*):Rs.2293949/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30075603656. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/87 To, Mr. SHANTKUMAR HUCHCHAPPA JEKI VEERAPUR ROAD AGSAR ONI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30075639311 LIMIT:Rs.1442000/OUTSTANDING BALANCE(*):Rs.657110/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30075639311. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/90 To, Mr. VENKATESH MOHAN CHAVANNAVA H NO 101 AKSHAY COLONY 4 TH BEHIND CHETAN COLLEGE VIDYA NAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30079841597 LIMIT:Rs.739000/OUTSTANDING BALANCE(*):Rs.615099/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30079841597. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/96 To, Mrs. RENUKA SURESH HOSAMANI HNO 2 R K MANOR APARTMENTS SIRUR PARK II STAGE VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30086206453 LIMIT:Rs.623000/OUTSTANDING BALANCE(*):Rs.519591/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30086206453. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/101 To, Mr. SHARANAPPA BHEEMAPPA SHANT LIG 171 GANDHINAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30090488826 LIMIT:Rs.156000/OUTSTANDING BALANCE(*):Rs.74456/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30090488826. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/102 To, Mr. GURUNATHSA HANAMANTHSA BHR PLOT NO.123 R S NO.84 UDAYA NAGAR NEAR INDIRA NAGAR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30093004037 LIMIT:Rs.970000/OUTSTANDING BALANCE(*):Rs.595259/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093004037. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/103 To, Mrs. PARVATI MUTTANNA PAWATE OPP CHANNAPPA LAKE AMBIKA NAGAR SRINAGAR CROSS UNKAL HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30093062964 LIMIT:Rs.441000/OUTSTANDING BALANCE(*):Rs.275979/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093062964. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/105 To, Mr. AJIT NABHIRAJ MALGATTI M/S AJIT METALS MAHAVEER ONI HUBLI 580 028 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30093658605 LIMIT:Rs.728000/OUTSTANDING BALANCE(*):Rs.231078/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30093658605. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/106 To, Mr. CHANDRASHEKRAPPA HANUMANTA TOWN POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094757751 LIMIT:Rs.431000/OUTSTANDING BALANCE(*):Rs.354607/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094757751. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/107 To, Mr. RAGHAVENDRA NARASIMHA MUTA HOUSE NO.40 AKSHAY COLONY IST PHASE RAVINAGAR HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30094794679 LIMIT:Rs.876000/OUTSTANDING BALANCE(*):Rs.696845/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094794679. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/108 To, Mr. ANJU SURESH BHURAT FLAT NO.T 6 III FLOOR KALYANI KLASSIC SOLAPUR ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30094853955 LIMIT:Rs.1122000/OUTSTANDING BALANCE(*):Rs.418649/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30094853955. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/111 To, Mrs. SURANA PURSHPADEVI AMRUTL 1ST FLOOR OPP JAIN MANDIR KANCHGAR GALLI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30114544698 LIMIT:Rs.3000000/OUTSTANDING BALANCE(*):Rs.1416004/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30114544698. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/112 To, Mrs. USHA JAGADISH PUROHIT FLAT NO 205 IIND FLOUR KUBERA DESAI CROSS HUBLI HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30114548820 LIMIT:Rs.1064000/OUTSTANDING BALANCE(*):Rs.789440/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30114548820. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/118 To, Mr. AJAY MANIKRAV GONDKAR H NO. 205 IIND FLOOR UNIQUE POINT WOMENS COLLEGE RO J.C. NAGAR HUBLIDHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30117011699 LIMIT:Rs.610000/OUTSTANDING BALANCE(*):Rs.580993/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30117011699. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/121 To, Mr. DEVICHAND AMICHANDJI JAIN D/304 MADHUBAN COMPLEX T C NAGAR HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30127407022 LIMIT:Rs.1116000/OUTSTANDING BALANCE(*):Rs.649881/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30127407022. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/5 To, Mrs. MEENAJ MOHAMMADDALI TARGA HOUSE NO 63 UMAR MANZEEL MAYURI GARDEN BEHIND NEW BUS GOKUL ROAD HUBL DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033033954 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.139292/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033033954. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/10 To, Mr. DASKONAVAR BASAVRAJ M GAVI ONI KORAWARGALLI P.B.ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:10033034244 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.612224/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034244. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/12 To, TAMBAD VISHWANATH TAMBAD ONI HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034299 LIMIT:Rs.252000/OUTSTANDING BALANCE(*):Rs.88824/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034299. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/28 To, RAVEENDRA GOVIND BENTUR 28 SIMLA NAGAR OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:10033034743 LIMIT:Rs.545000/OUTSTANDING BALANCE(*):Rs.274554/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034743. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, LAKKUNDI GOPAL CHINNAPPA HOUSE NO.21 LAXMIPUR BANKERS OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034845 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.85474/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034845. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/120 To, Mr. HANAMANTSA BALAKRISHNASA K GAVALI GALLI (KOPPIKAR ROAD) DAJIBANPETH HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30124701366 LIMIT:Rs.466000/OUTSTANDING BALANCE(*):Rs.331915/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30124701366. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/21 To, TALESAR KIRTIKUMAR FLAT NO T1 III FLOO M K COMPLEX SHEELAVANTAR ONI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10033034573 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.24497/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034573. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. IMAM HUSSAIN HAZRATSAB KAL KULKARNI HAKKAL 4TH CROSSH NO.166 GANESHPETH HUBLI DHARWAD 580022 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30051710439 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.595547/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30051710439. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/98 To, Mr. T VENGADASALAM T H NO 11 SHREENIVASAM PINTO ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30089406685 LIMIT:Rs.1113000/OUTSTANDING BALANCE(*):Rs.1060512/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30089406685. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/26 To, SHINGADE RAMESH KRISHNA C BLOCK BLDG.001 MADHURA COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:10033034652 LIMIT:Rs.150000/OUTSTANDING BALANCE(*):Rs.124810/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10033034652. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/36 To, Mr. PRASHANT HANMATAPPA SAVANU H NO 15015 CTS 1810/10SITA RA TAMBADUR ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30001317152 LIMIT:Rs.263000/OUTSTANDING BALANCE(*):Rs.58354/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001317152. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/37 To, Mr. MANGILAL VERILALJI PUROHIT HOOGAR BUILDING BAMMAPUR ONI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30001606530 LIMIT:Rs.435000/OUTSTANDING BALANCE(*):Rs.248456/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001606530. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/39 To, KORTI VIJAYAVITHAL B PLOT NO 68 SILVER PARK DEVANG PETH ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30002087840 LIMIT:Rs.540000/OUTSTANDING BALANCE(*):Rs.257172/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002087840. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/40 To, Mrs. PARSI DEVI PUKARAJI DAYA SHAKTI PRASAD PRATHAM SHETTY O OFF: KANCHGAR GALLI HUBLI. DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30002105135 LIMIT:Rs.522000/OUTSTANDING BALANCE(*):Rs.72789/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002105135. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/41 To, Mr. MAHAVEER KARDEPPA KARDENNA HOUSE NO.06/B MAHAPUSHPA NIL 4TH CROSS PRIYADARSHINI COLON GOKUL DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30002422586 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.163873/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002422586. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/42 To, Mr. MOHAMED RAPHY T S DNO 22 LAKSHMAN ROAD KUMARA PARK HUBLI DHARWAD Dear Sir/ Madam MOHAMAD

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30002422950 LIMIT:Rs.430000/OUTSTANDING BALANCE(*):Rs.317296/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002422950. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/43 To, ARALAKATTI HIREPETH HUBLI DHARWAD Dear Sir/ Madam BASAVRAJ T

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30002466227 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.297412/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002466227. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/47 To, Mr. JAYANTILAL/KANCHANBAI/RAJE PADMAVATI COMPLEX SILAVANTAR ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30006162349 LIMIT:Rs.1441000/OUTSTANDING BALANCE(*):Rs.725264/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30006162349. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/49 To, Mr. DADAPEER BUDANSAB AKKI KUMBHAR GALLI NEAR DESAI ONI HUBLI-28 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30007712407 LIMIT:Rs.416000/OUTSTANDING BALANCE(*):Rs.200071/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007712407. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/50 To, Mr. KISHORE HARIDAS LADHAD OPP VIVEKANAND HOSPITAL DESHPA SHA KANJI DEVJI OIL MILLS P LT BLOCK A NO T1 ASHWAMEDHA CASTL DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30007901415 LIMIT:Rs.2348000/OUTSTANDING BALANCE(*):Rs.999802/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007901415. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/52 To, Mr. JAGADISH ASHOK KODIKOPPMAT H NO 60 RAJEEVA NAGAR NEAR LINGARAJ NAGAR VIDYANAGAR DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30008163645 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.145685/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30008163645. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/53 To, Mr. YALLAPPA PUTTAPPA HUKKERI HOUSE NO.185 PRASHANT NAGAR BEHAND RN SHETTY FACTORY HEGG HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30008191221 LIMIT:Rs.323000/OUTSTANDING BALANCE(*):Rs.67796/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30008191221. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/56 To, Mr. MAINUDDIN KASIMSAB MULLA MADANI COLONY PATIL GALLI YELLAPUR ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30010804224 LIMIT:Rs.363000/OUTSTANDING BALANCE(*):Rs.79325/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30010804224. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/57 To, Mr. MANGALKUMAR .A ARKALGUDU H NO 42 BANSHANKARI EXTN VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30015320363 LIMIT:Rs.940000/OUTSTANDING BALANCE(*):Rs.40275/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30015320363. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/58 To, Mr. MOHAMAD GAUS ABDUL AZIZ HU HKBN ENTEREPRISES SHOP NO 1 Ist FLOOR HYDERALI PENDAR GALLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30015396082 LIMIT:Rs.517000/OUTSTANDING BALANCE(*):Rs.111528/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30015396082. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/60 To, SHIROL GOVINDRAJ R NEAR S B M MADHURA COLONY BRANCH HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30021411436 LIMIT:Rs.1203000/OUTSTANDING BALANCE(*):Rs.579907/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30021411436. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/64 To, RAMESHKUMAR KUNDANMALJI JAIN HOUSE NO 156 KUNDAN KUNJ 1ST C ARIHANT NAGAR KUSUGAL ROAD KES HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024495163 LIMIT:Rs.699000/OUTSTANDING BALANCE(*):Rs.523234/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024495163. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/68 To, Mrs. SHREEDEVI G TOWN POLICE STATION BROADWAY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30027286699 LIMIT:Rs.176000/OUTSTANDING BALANCE(*):Rs.81475/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027286699. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/69 To, Mr. MOHAMMED QASIM ALLAH BAKSH BAMMAPUR(PRATAM SHETTI ONI) OFFICE : A.L.B. DISTRIBUTORS HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30028915118 LIMIT:Rs.818000/OUTSTANDING BALANCE(*):Rs.288691/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30028915118. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/71 To, Mr. GURUSHANTAPPA SIDDAPPA KOT HOUSE NO. 17-1 5TH CROSS LINGARAJNAGAR (NORTH) HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30029766300 LIMIT:Rs.422000/OUTSTANDING BALANCE(*):Rs.386852/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30029766300. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/73 To, Mr. ASHOK HUCHAPPA BASAPUR SUBURBAN POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30033189109 LIMIT:Rs.220000/OUTSTANDING BALANCE(*):Rs.99932/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30033189109. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/74 To, SANTOSH SHANKRANNA MUNAVALLI DESHPANDE NAGAR HUBLI NEELIGIN ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30034867471 LIMIT:Rs.1048000/OUTSTANDING BALANCE(*):Rs.880603/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30034867471. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/62 To, Mr. SATISH CHANDRAKANAT CHITRA 172/5 TRIMURTY NILAYA IST CR BELGAUM DHARWAD Dear Sir/ Madam 590010

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024225301 LIMIT:Rs.264000/OUTSTANDING BALANCE(*):Rs.147665/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024225301. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/67 To, KSHATRIYA TIPPANNA VENKATESH H NO 39 BUSHPET HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30027161272 LIMIT:Rs.290000/OUTSTANDING BALANCE(*):Rs.177704/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027161272. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Dr. SRIKRISHNA GURURAO NADAGOU NO.2 ASHOKANAGAR BAILAPPANAVAR NAGAR HUBLI DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30034803799 LIMIT:Rs.955000/OUTSTANDING BALANCE(*):Rs.434490/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30034803799. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/65 To, Mr. RAJESH TULASIDAS SHET GURUKRIPA OLD INCOME TAX OFFICE ROAD VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30024820831 LIMIT:Rs.590000/OUTSTANDING BALANCE(*):Rs.557201/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024820831. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/125 To, Mr. BASAVARAJ FAKKIRAYYA CHIKK KALLI ONI BAHIRIDEVARKOPPA HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30138680009 LIMIT:Rs.519000/OUTSTANDING BALANCE(*):Rs.453323/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30138680009. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/126 To, Mr. MOHAN RAMACHANDRA KABADI 201 2ND FLOOR ROYAL MANOR APA BHAVANI NAGAR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30138816746 LIMIT:Rs.188000/OUTSTANDING BALANCE(*):Rs.601/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30138816746. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/127 To, Mr. MAHESH HANUMANTAPPA DYAVAP HOUSE NO 31 RAGHAVENDRA COLONY UNKAL CROS VIDYA NAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30144855483 LIMIT:Rs.606000/OUTSTANDING BALANCE(*):Rs.659148/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30144855483. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/129 To, Mr. MOHAN GURUNATHAPPA KHANDAT 46 A VIVEKANANDNAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30145122454 LIMIT:Rs.132000/OUTSTANDING BALANCE(*):Rs.83802/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30145122454. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/131 To, Mr. DINESH NARAYANRAO SAVVASE RENUKA APARTMENT BEHIND MOORSAVIRMATH SHRI GURUSIDDESHWAR NAGAR HUB DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30148206171 LIMIT:Rs.117000/OUTSTANDING BALANCE(*):Rs.6931/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30148206171. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/133 To, BASANAGOUNDA S PATIL 10 B PRASHANT HSG SOC RH-31 G BLOCK MIDC CHINCHWAD PIMPRI (PUNE) Dear Sir/ Madam

| Date:22/03/2012

411019

YOUR HOUSING LOAN ACCOUNT No:30149938579 LIMIT:Rs.270000/OUTSTANDING BALANCE(*):Rs.177766/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30149938579. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/135 To, ALTAF AHMED MOOSA SHAIKH C/O SAHIL TEXTILES STN ROAD HU HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30153340766 LIMIT:Rs.630000/OUTSTANDING BALANCE(*):Rs.411731/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30153340766. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/137 To, Mr. VEERESHWAR S PANCHANGMATH GANESH PETH GOODSHED ROAD GOODSHED ROAD HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30154365962 LIMIT:Rs.186000/OUTSTANDING BALANCE(*):Rs.116807/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30154365962. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/138 To, Mr. ABDULGAFUR MADARSAB SAVANU PINJAR ONI MATAPATHI ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30158757864 LIMIT:Rs.1200000/OUTSTANDING BALANCE(*):Rs.958034/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30158757864. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/143 To, Mr. ASHOK DEVINDRAPPA BADIGER MISKIN CHAWL ANCHATGERI ONI HUBLI DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30173675097 LIMIT:Rs.449000/OUTSTANDING BALANCE(*):Rs.293792/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30173675097. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/146 To, SURANA SHANTIDEVI S C/O CHANDRA AGENCY KANCHAR GAL HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30183529032 LIMIT:Rs.1988000/OUTSTANDING BALANCE(*):Rs.619361/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30183529032. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/147 To, KSHTRIYA NARAYAN VENKATESH AYURVEDIC MERCHANT BHUSPETH HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30192660383 LIMIT:Rs.356000/OUTSTANDING BALANCE(*):Rs.248718/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30192660383. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/148 To, Mr. PUSHPESH KUMAR RATHANARAJ C/O B N BILGI 3/2 MAHAVEER STRRET HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30194671531 LIMIT:Rs.1087000/OUTSTANDING BALANCE(*):Rs.949000/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30194671531. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/149 To, Mr. ASHOK KUMAR H PALGOTA DOOR NO 406 A BLOCK SHINDE C NEELIGIN ROAD HUBLI DHARWAD Dear Sir/ Madam 580029

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30195107016 LIMIT:Rs.303000/OUTSTANDING BALANCE(*):Rs.272853/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30195107016. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/153 To, Mr. NAVEEN DATTATREYA PATIL PLOT NO 73/B ARUN COLONY GOKAL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30200104816 LIMIT:Rs.467000/OUTSTANDING BALANCE(*):Rs.415693/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30200104816. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/154 To, Mr. YARISWAMI BASAPPA BHAVIKAT TOWN POLICE STATION BROADWAY HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30202259327 LIMIT:Rs.210000/OUTSTANDING BALANCE(*):Rs.118081/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30202259327. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/156 To, SHRIKANT GUDDAPPA KONAPUR DEPUTY DIRECTOR AH & VS BIJAPU ACC WITH BIJAPUR TRE ACC AT BIJAPUR TREASURY DHARWAD 586101 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30210941106 LIMIT:Rs.317000/OUTSTANDING BALANCE(*):Rs.125522/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30210941106. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/158 To, Mrs. GEETA PPREMKUMAR MALLYA 3/B SHAMBHU APARTMENT ADARSH NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30216895028 LIMIT:Rs.311000/OUTSTANDING BALANCE(*):Rs.257567/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30216895028. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/160 To, Mr. MOHAMMEDSIRAJUDDIN NOORAHM KAMARIPETH HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30218842697 LIMIT:Rs.329000/OUTSTANDING BALANCE(*):Rs.198708/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30218842697. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/161 To, Mr. RIKABCHAND GISHULAL JAIN R G JAIN GANJI ONI ARALIKATTI ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30222196633 LIMIT:Rs.830000/OUTSTANDING BALANCE(*):Rs.633197/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30222196633. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/162 To, Mr. MOHANLAL CHHAGANRAJ BOHRA V.G.PATIL BUILDING 1ST FLOOR PRATHAMSHETTI GALLI (BAMMAPUR) HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30222328323 LIMIT:Rs.419000/OUTSTANDING BALANCE(*):Rs.276897/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30222328323. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/164 To, Mr. VINAYAK YALLAPPPA HANDRAL VEERAPUR ROAD OPP TALATI OFFICE HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30224906223 LIMIT:Rs.872000/OUTSTANDING BALANCE(*):Rs.455242/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30224906223. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/166 To, Mr. NAGARAJA C PATIL TRAFFIC POLICE STATION SOUTH HUBLI Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30230574242 LIMIT:Rs.354000/OUTSTANDING BALANCE(*):Rs.230793/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30230574242. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/167 To, Mr. CHANDRANATH JINNAPPA BASTI FLAT NO.301 INDRANI APARTMENT DESHPANDE NAGAR HUBLI DHARWAD 580 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30234497003 LIMIT:Rs.107000/OUTSTANDING BALANCE(*):Rs.71965/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30234497003. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/168 To, ASHOK HEGDE # 324 I FLOOR SRINAGAR BANGALORE BANGALORE Dear Sir/ Madam 6TH MAIN RD 560050

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30235699111 LIMIT:Rs.455000/OUTSTANDING BALANCE(*):Rs.19834/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30235699111. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/170 To, NIJAGUNI SANGAPPA HATYAL H NO 213 AKSHAY COLONY 4TH PHA BEHIND CHETANA P U COLLEGE VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30244744096 LIMIT:Rs.231000/OUTSTANDING BALANCE(*):Rs.168147/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30244744096. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/171 To, GADAG KHALISAB FAKRUSAB TRAFFIC POLICE STATION SOUTH HUBLI Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30246401272 LIMIT:Rs.237000/OUTSTANDING BALANCE(*):Rs.176579/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30246401272. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/172 To, SAJJANAR BASAPPA B VISHWANATH NILAYA NEAR SHIRUR HUBLI DHARWAD Dear Sir/ Madam 580029

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30248883003 LIMIT:Rs.835000/OUTSTANDING BALANCE(*):Rs.363597/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30248883003. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/173 To, Mr. MURGEPPA BASALINGAPPA EKLA INDIRA 16/3 ALAGUNDGI ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30251086524 LIMIT:Rs.1193000/OUTSTANDING BALANCE(*):Rs.946544/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30251086524. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/173 To, Mr. MOHMMEDRASUL HUSENSAB KALA LOHIYA NAGAR PLOT NO 364 MURARJI CIERCLE ARJUN VHIHAR HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30252857952 LIMIT:Rs.436000/OUTSTANDING BALANCE(*):Rs.427962/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30252857952. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/175 To, Mr. RAMESH BHARAMAPPA GIRIYAPP HOUSE NO.55 POLICE QRTRS. KARWAR ROAD HUBLI DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30253565016 LIMIT:Rs.259000/OUTSTANDING BALANCE(*):Rs.198904/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30253565016. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/177 To, Mr. VIVEK ROSHANLAL GUPTA NO-223 6 TH CROSS 6 TH MAIN STBED KORMANGALA DHARWAD Dear Sir/ Madam

| Date:22/03/2012

560034

YOUR HOUSING LOAN ACCOUNT No:30253640052 LIMIT:Rs.438000/OUTSTANDING BALANCE(*):Rs.65074/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30253640052. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/178 To, Mr. SHIVANAND SIDDARAM RAO NO-63 SIDDRAMESHWAR NAGAR HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30253690149 LIMIT:Rs.376000/OUTSTANDING BALANCE(*):Rs.50918/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30253690149. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/180 To, Mr. SUNIL HANUMANTHSA BADDI 1ST CROSS VIDYANAGAR BEHIND THIMMASAGAR TEMPLE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30256952987 LIMIT:Rs.1800000/OUTSTANDING BALANCE(*):Rs.732333/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30256952987. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/181 To, Mr. PRAVEEN SHIVAPPA TIPPA C/O C S PRABHAKAR 590 DEVE N 8TH CROSS 9TH A MAIN ROAD RPC LAY OUT VIJAYANAGAR II ND BANGALORE 560040 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30258679889 LIMIT:Rs.173000/OUTSTANDING BALANCE(*):Rs.137399/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30258679889. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/182 To, Mr. PAVANKUMAR . KULKARNI 46 SIDDARAMESHAWAR NAGAR NEAR ANAND NAGAR HUBLI DHARWAD Dear Sir/ Madam UB

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30259029045 LIMIT:Rs.302000/OUTSTANDING BALANCE(*):Rs.238948/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30259029045. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/183 To, Mr. FULCHAND RAJMALJI JAIN 105 NAKODA TOWER OPP.JAIN TEM KESHWAPUR HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30262021042 LIMIT:Rs.630000/OUTSTANDING BALANCE(*):Rs.437184/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30262021042. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/184 To, Mr. MOHAMMADSHARIF H KALADGI BEHIND MOSQUE ISLAMPUR OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30264108488 LIMIT:Rs.335000/OUTSTANDING BALANCE(*):Rs.163066/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30264108488. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/185 To, RAJKUMAR M PARMAR PARMAR BHAVAN H.NO.8-1 BENDIGERI ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30264678674 LIMIT:Rs.924000/OUTSTANDING BALANCE(*):Rs.772582/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30264678674. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/186 To, Mr. RAGHU N BAGALE NO 32 7TH CROSS SUBBANNA GARDE VIJAYA NAGAR NEAR BMTC BUS DEP BANGALORE BANGALORE 560040 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30265749476 LIMIT:Rs.181000/OUTSTANDING BALANCE(*):Rs.136622/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30265749476. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/187 To, PATIL VIVEK MALLANAGOUDA HNO 24 AKSHAYA COLONY IV PHASE VIDYANAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30268792485 LIMIT:Rs.762000/OUTSTANDING BALANCE(*):Rs.172228/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30268792485. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/191 To, HOMBAL VIJAY SHIVAPPA MIG 468 NAVANAGAR HUBLI DHARWAD Dear Sir/ Madam 580025

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30280093489 LIMIT:Rs.665000/OUTSTANDING BALANCE(*):Rs.277809/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30280093489. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/192 To, Mr. NAGARAJ GANAPAYYA SHETTI NO 90 NAGASUDHE KALIDASNAGAR VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30298447829 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.331834/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30298447829. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/196 To, Mr. SHAMBHULINGAYYA H NO 1 10TH AVENUE NEAR RAVI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam S NAGNURM

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30312915581 LIMIT:Rs.681000/OUTSTANDING BALANCE(*):Rs.654090/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30312915581. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. GURUSHIDDAPPA M WADDATTI TIMMASAGAR ONI HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30321592679 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.59178/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30321592679. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/199 To, LALGE DATTATREYA RAMCHANDR SARAF GATTA HUBLI Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30327164411 LIMIT:Rs.2000000/OUTSTANDING BALANCE(*):Rs.1777596/PRESENT INTEREST RATE:12.10% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30327164411. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/200 To, Mr. KRISHNA NARAYANRAO SAVVASH SRI SAVVASHER JWELLERS GIRIJADEVI COMPLEX JAVALISAL Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30329673039 LIMIT:Rs.485000/OUTSTANDING BALANCE(*):Rs.396832/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30329673039. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/201 To, Mr. ANAND OBALAPPA WADDAPALLI H.NO.5 INDIRA NAGAR 2 ND BLOCK HUGAR PLOT HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30335909104 LIMIT:Rs.315000/OUTSTANDING BALANCE(*):Rs.226154/PRESENT INTEREST RATE:12.10% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30335909104. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/202 To, Mrs. RENUKA VENKANGOUDA ASUNDI H NO 212 F 1 A 7TH CROSS SHANTINIKETAN BHAIRIDEVARA KOPPA HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30338146852 LIMIT:Rs.473000/OUTSTANDING BALANCE(*):Rs.334381/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30338146852. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/203 To, Mr. HIRALAL PARAKAJI RAJPUROHI FLAT NO. 101 PADMAVATI COMPLEX 1 ST FLOOR RAJDHANI COLONY HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30342438384 LIMIT:Rs.620000/OUTSTANDING BALANCE(*):Rs.480333/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30342438384. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/206 To, Mr. BASAVARAJ SANGAMESH SOOLIB POLICE QUARTERS NO. 12 (NEW BLOCK) KARWAR ROAD HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30352622304 LIMIT:Rs.662000/OUTSTANDING BALANCE(*):Rs.425632/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30352622304. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/207 To, Mr. BUDVANTSA PARASURAMSA MAMA BAMMAPUR ONI NEAR BASAVAN TEM HUBLI HUBLI Dear Sir/ Madam

| Date:22/03/2012

580

YOUR HOUSING LOAN ACCOUNT No:30355782671 LIMIT:Rs.590000/OUTSTANDING BALANCE(*):Rs.462380/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30355782671. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/209 To, NAGATHAN SHAILA ANDANAPPA PAGADI ONI HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30364600217 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.654519/PRESENT INTEREST RATE:12.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30364600217. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/210 To, KATHARE RAMACHANDRA T FLAT NO A-6 GROUND FLOOR CLUB AVENUE DESAI CROSS CLUB R HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30378948101 LIMIT:Rs.624000/OUTSTANDING BALANCE(*):Rs.579033/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30378948101. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/216 To, Mr. SHREEPAL KANTILAL MEHTA SAMTA MARKETING BELGAUM GALLI HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30404539348 LIMIT:Rs.4000000/OUTSTANDING BALANCE(*):Rs.3926016/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30404539348. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/217 To, Mrs. VIDYA VEERABHADRAYYA . H NO E B 1/2 DOLLARS COLONY BEHIND NEW BUS STAND GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30406497702 LIMIT:Rs.1208000/OUTSTANDING BALANCE(*):Rs.1174308/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30406497702. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/218 To, KUBASAD NAGARAJ MAHANTAPPA SAMAPRABHA H NO 6/9 SRI KRISH NEAR LAXMI NAGAR-RAVI NAGAR GO HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30406868485 LIMIT:Rs.990000/OUTSTANDING BALANCE(*):Rs.916531/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30406868485. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/220 To, KAMATAR SHEKHAPPA MALLIKARJU KAMATAR SHEKHAPPA MALLIKARJUN AT & PO - AREKURAHATTI TQ - NA DIST - DHARWAD Dear Sir/ Madam

| Date:22/03/2012

582208

YOUR HOUSING LOAN ACCOUNT No:30411132109 LIMIT:Rs.464000/OUTSTANDING BALANCE(*):Rs.278670/PRESENT INTEREST RATE:12.15% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30411132109. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/221 To, Mr. HANAMANTAPPA NINGAPPA HOOL GHANTIKERI POLICE STATION HUBLI DHARWAD DIST. Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30411224716 LIMIT:Rs.477000/OUTSTANDING BALANCE(*):Rs.407874/PRESENT INTEREST RATE:12.40% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30411224716. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/222 To, Mr. SHARACHANDRA SHANTAPPA KUT 85 AKKASALIGAR ONI HUBLI DHARWAD 580022 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30422556181 LIMIT:Rs.2340000/OUTSTANDING BALANCE(*):Rs.1664848/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30422556181. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. SATISH CHANDRAHAS KATWE NEAR LAXMI NARAYAN TEMPLE 6 TH CROSS KAMARI PET HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30425743622 LIMIT:Rs.1545000/OUTSTANDING BALANCE(*):Rs.1503349/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30425743622. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mrs. SANTOSH R MAHAJAN & RAMO C/O AMBIKA TRADERS 3089/41 BUSPETH HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30427458918 LIMIT:Rs.1750000/OUTSTANDING BALANCE(*):Rs.1442380/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30427458918. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/224 To, Mr. PUSHPESH KUMAR RATHANARAJ C/O B N BILGI 3/2 MAHAVEER STRRET HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30431442505 LIMIT:Rs.123000/OUTSTANDING BALANCE(*):Rs.31000/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30431442505. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/225 To, Mr. RAMESH KUMAR JAIN GOURI SHRTTY BLDG BENDIGERI ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30440078143 LIMIT:Rs.1847000/OUTSTANDING BALANCE(*):Rs.1800659/PRESENT INTEREST RATE:12.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30440078143. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. RAGHAVENDRA LAXMAN KOTEKAR DESAI GALLI MALDAR WADE HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30454484275 LIMIT:Rs.243000/OUTSTANDING BALANCE(*):Rs.228244/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30454484275. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. SURYAKANT RAMCHANDRA PATHA OPP UMAMAHESHWAR TEMPLE FORT NEW HUBLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30470269417 LIMIT:Rs.1271000/OUTSTANDING BALANCE(*):Rs.313173/PRESENT INTEREST RATE:12.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30470269417. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/128 To, Mr. GURUSHANT VEERAPPA VALASAN 56 LINGARAJ NAGAR (SOUTH) VIDYANAGAR DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30144977273 LIMIT:Rs.2290000/OUTSTANDING BALANCE(*):Rs.2322096/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30144977273. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/130 To, Mr. VASUDEVA CHANDRASEKHAR KSH 46 VIVEKANAND NAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30145162408 LIMIT:Rs.171000/OUTSTANDING BALANCE(*):Rs.125765/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30145162408. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/155 To, Mrs. RADHABAI RAMAKRISHNSA BAD HOUSE NO 63 BEHIND MOORSAVIRMA GURUSIDDESHWAR NAGAR HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30209945807 LIMIT:Rs.362000/OUTSTANDING BALANCE(*):Rs.219946/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30209945807. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/194 To, Mr. MALLIKARJUN MANGROL NO 38/2 1ST MAIN SHIVANAGAR BANGALORE-10 BANGALORE Dear Sir/ Madam

| Date:22/03/2012

560010

YOUR HOUSING LOAN ACCOUNT No:30309200644 LIMIT:Rs.577000/OUTSTANDING BALANCE(*):Rs.398087/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30309200644. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/195 To, Mr. MALLIKARJUN BASAVARAJ CHIP NO;.133 63 SECTOR NAVANAGAR BAGALKOT BAGALKOT 560076 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30309212196 LIMIT:Rs.560000/OUTSTANDING BALANCE(*):Rs.468228/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30309212196. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/197 To, MADHURA K B GOVT HIGH SCHOOL AT POST MUTNA ACCT WITH GOVT EST BELGAUM BELGAUM 590001 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30317180774 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.167704/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30317180774. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. BASIR JAFARSAB GIRANI SORBADMATH GALLI NGW MYADAR ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30322541758 LIMIT:Rs.264000/OUTSTANDING BALANCE(*):Rs.267600/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30322541758. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/214 To, Mr. RAMESH HANAMNATAPPPA MANIK TOWN POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30392070432 LIMIT:Rs.372000/OUTSTANDING BALANCE(*):Rs.324846/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30392070432. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, LOKHANDE PRAKASH GOPALRAO CROCKEERY DEALER (MG MKT) HUBL RES:27SBI COLONY HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30403411239 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.955531/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30403411239. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. GOPAL CHANDRAHAS KATAWE NEAR LAXMI NARAYAN TEMPLE 6 TH CROSS KAMARI PET HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30425578271 LIMIT:Rs.1600000/OUTSTANDING BALANCE(*):Rs.1535958/PRESENT INTEREST RATE:12.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30425578271. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/141 To, Mr. SANJEEV KUMAR GOPAL ACHAYA HNO155 INDIRA SANTOSHNAGAR HUB LI HUBLI 580032 DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30163991819 LIMIT:Rs.250000/OUTSTANDING BALANCE(*):Rs.12522/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30163991819. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/152 To, MANGALVEDE SANTOSH G H NO 73/A. ARUN COLONY MANJUNATH NAGAR GOKUL ROAD HUBLI 580 030 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30199915122 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.348992/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30199915122. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/163 To, Mr. PRABHAKAR CHENAVEERAYYA HU H NO.400 4TH CROSS 4TH MAIN MUNICIPAL COLONY DHARWAR DHARWAD 580008 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30224315800 LIMIT:Rs.332000/OUTSTANDING BALANCE(*):Rs.214155/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30224315800. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/169 To, Mr. NAGARAJ KASHINATH GOKALE NANDANA APPARTMENTS APARTMENT NEXT TO NANJU MALEGE PARK LAXMIPURAM DHARWAD 570 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30238034684 LIMIT:Rs.303000/OUTSTANDING BALANCE(*):Rs.77430/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30238034684. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/198 To, Mr. MADHUSA GANGASA METRANI 4TH CROSS OPP LAXMI TEMPLE KAMARIPETH HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30318021315 LIMIT:Rs.544000/OUTSTANDING BALANCE(*):Rs.564057/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30318021315. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/223 To, Mrs. FANCYDEVI R JAIN S 2 K M RESIDENCY SHILVANTAR ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30428314985 LIMIT:Rs.968000/OUTSTANDING BALANCE(*):Rs.843321/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30428314985. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/136 To, Mr. ABDULGAFAR ABDULRHEMAAN HO H NO18 M D COLONY YELLAPUR ONI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30154276583 LIMIT:Rs.487000/OUTSTANDING BALANCE(*):Rs.306382/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30154276583. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/46 To, Mr. PRASHANT HANMATAPPA SAVANU H NO 15015 CTS 1810/10SITA RA TAMBADUR ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30005924219 LIMIT:Rs.72000/OUTSTANDING BALANCE(*):Rs.56745/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30005924219. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/48 To, Mr. SHANTAPPA S HEGADAL AAO C/O AGM(F) K KPC LTD AMBIKANAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30006543517 LIMIT:Rs.648000/OUTSTANDING BALANCE(*):Rs.318493/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30006543517. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/51 To, Mr. JAGADEESH SOMASHEKHAR SHIR NEAR JAKAREDDI HOSPITAL VIDYNAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30008061519 LIMIT:Rs.550000/OUTSTANDING BALANCE(*):Rs.363289/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30008061519. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/228 To, Mr. MAINUDDIN ABDULRAHMAN HEBB NETRAVATI NAGAR NEKAR NAGR ROAD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30477915376 LIMIT:Rs.703000/OUTSTANDING BALANCE(*):Rs.650715/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30477915376. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/229 To, Mr. TAMBRENAVAR BASAVARAJ GAVI ONI H.NO 9630/2A P B ROAD HALIYAL HONAVAR Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30481472416 LIMIT:Rs.163000/OUTSTANDING BALANCE(*):Rs.144708/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30481472416. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/230 To, Mr. GOPALSINGH RAJPUROHIT RAJ SPORTS KUBSAD GALLI HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30487261476 LIMIT:Rs.913000/OUTSTANDING BALANCE(*):Rs.558036/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30487261476. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/232 To, PUJAR GANESH N GANESH PET HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30498159016 LIMIT:Rs.272000/OUTSTANDING BALANCE(*):Rs.150310/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30498159016. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/233 To, Mr. SHANTILAL C BHURAT A B IRKAL BLDG 1ST CROSS 1ST FLOOR KAMARIPETH HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30517102844 LIMIT:Rs.775000/OUTSTANDING BALANCE(*):Rs.529676/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30517102844. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/234 To, BHEEMRAJ AMBARAM VAISHNAW I ST FLOOR BALAJI COMPEX BEHIND KALAMM MAHAVEER GALLI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30539484452 LIMIT:Rs.967000/OUTSTANDING BALANCE(*):Rs.600000/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30539484452. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/235 To, Mr. LAXMAN MALLESHAPPA GANDAGA H NO; 61 ARAVIND NAGAR KHB COLONY HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30546440244 LIMIT:Rs.1352000/OUTSTANDING BALANCE(*):Rs.1264078/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30546440244. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/236 To, Mrs. VIMLA WALCHAND DOSHI 102/ KONARK APPARTMENT BAILAPPPANAVAR NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30557377118 LIMIT:Rs.1416000/OUTSTANDING BALANCE(*):Rs.905339/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30557377118. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/237 To, Mr. BANGARAPPA VEERABASAPPA CH SUBURBAN POLICE STATION TRAFFIC ISLAND HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30577272102 LIMIT:Rs.312000/OUTSTANDING BALANCE(*):Rs.232766/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30577272102. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/238 To, Mr. MOHAN DAVALAJI KALAL PLOT NO 125 MAYUR GARDEN HUBLI SHOP ADD.MUTTON SHOP ASHOK TY DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30577954242 LIMIT:Rs.630000/OUTSTANDING BALANCE(*):Rs.564440/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30577954242. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/240 To, Mr. VISHNUSA VISHVANATHSA BASA MANGALWAR PETH HUBLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30579518395 LIMIT:Rs.332000/OUTSTANDING BALANCE(*):Rs.228520/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30579518395. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/242 To, SANNAKKI SHIVALINGAPPA N ARALIKATTI ONI NEAR DYAMAVVA T HUBLI. Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30611425916 LIMIT:Rs.1852000/OUTSTANDING BALANCE(*):Rs.1750247/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30611425916. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/239 To, Mr. ASHOK DAVALJI KALAL H NO 112 RENUKA KRUPA ARVIND NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30578195747 LIMIT:Rs.623000/OUTSTANDING BALANCE(*):Rs.584779/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30578195747. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/198 To, Mr. MADHUSA GANGASA METRANI 4TH CROSS OPP LAXMI TEMPLE KAMARIPETH HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30532220687 LIMIT:Rs.210000/OUTSTANDING BALANCE(*):Rs.214037/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30532220687. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/241 To, Mr. RAYCHAND SAKALCHAND JAIN KOPPIKAR COMPOUND MADHAVPUR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30590839516 LIMIT:Rs.588000/OUTSTANDING BALANCE(*):Rs.561690/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30590839516. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/250 To, Mr. MOHAN YAMUNASA MAMARADI SHRI RENUKA KIRANAI STORES S S K COMPLEX KAMARIPETH DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30697258169 LIMIT:Rs.890000/OUTSTANDING BALANCE(*):Rs.897495/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30697258169. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/254 To, Mr. HAMESH MANJAPPA NAIK MANJA TOWN POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30721425761 LIMIT:Rs.471000/OUTSTANDING BALANCE(*):Rs.242285/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30721425761. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/257 To, Mr. NARAYANRAO KRISHNAJIRAO PA TOWN POLICE STATION BROADWAY HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30731885262 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.469047/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30731885262. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/258 To, RAVEENDRA GOVIND BENTUR 28 SIMLA NAGAR OLD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580024

YOUR HOUSING LOAN ACCOUNT No:30733835138 LIMIT:Rs.1321000/OUTSTANDING BALANCE(*):Rs.1117899/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30733835138. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/259 To, Mr. KRISHNAPPA BHEEMAPPA MADIW H NO 66 NETAJI COLONY NEAR M NAGAR HEGGERI OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30745203331 LIMIT:Rs.412000/OUTSTANDING BALANCE(*):Rs.311929/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30745203331. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/0 To, Mr. PRASHANT HANUMANTAPPA SAVA D NO 15015 CTS NO 1810/10 SITARAM BUILDING TAMBDAVAR ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30631824439 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.350955/PRESENT INTEREST RATE:14.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30631824439. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/280 To, Mr. NAGARAJ SIDDAPPA AWOOR HOUSE NO.36 MANJUNATH NAGAR BEHIND MARUTI TEMPLE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31036820692 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.173856/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31036820692. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/261 To, SOMAPUR VISHWANATH V DAJIBAN PET GAJANAN COMPLEX ST 31 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30798096675 LIMIT:Rs.844000/OUTSTANDING BALANCE(*):Rs.656200/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30798096675. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SANTOSH B. PAWAR NEAR SCHOOL NO.4 VEERAPUR ONI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30801625179 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.462909/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30801625179. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/262 To, Mr. MOHAN TIRUPATIRAO HAVALE H.NO.53/1 KALE CHAWL KOPPIKAR ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30806559153 LIMIT:Rs.388000/OUTSTANDING BALANCE(*):Rs.367709/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30806559153. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/244 To, GANJI BASAVARAJ V NEAR VEERABHADRA TEMPLE BAMMAP HUBLI Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30638184933 LIMIT:Rs.599000/OUTSTANDING BALANCE(*):Rs.565123/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30638184933. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/264 To, Mr. SURYAKANT KRISHNASA PAWAR VEERAPUR ONI HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30845158043 LIMIT:Rs.76000/OUTSTANDING BALANCE(*):Rs.63257/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30845158043. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/265 To, Mr. CHANDRASHEKHAR MANOHAR EKB KOUL PETH KUMBAR ONI P.B.ROAD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30846774707 LIMIT:Rs.267000/OUTSTANDING BALANCE(*):Rs.222459/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30846774707. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/266 To, SOLANKI LAXMAN A HOTIMATH CHAWL JOLAD ONI HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30857037410 LIMIT:Rs.712000/OUTSTANDING BALANCE(*):Rs.590253/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30857037410. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/267 To, Mrs. CHINNAKKA MANOHAR SHIRAHA WOMENS POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30893150126 LIMIT:Rs.391000/OUTSTANDING BALANCE(*):Rs.313748/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30893150126. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/268 To, Mr. VISHWANATH V BAKALE SP OFFICE BELGAUM (2) RESI-PLO BASAVANAGAR HEGGERI HUBLI BELGAUM Dear Sir/ Madam 590016

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30931622147 LIMIT:Rs.567000/OUTSTANDING BALANCE(*):Rs.470272/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30931622147. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/270 To, Mr. CHANDRANATH JINNAPPA BASTI FLAT NO.301 INDRANI APARTMENT DESHPANDE NAGAR HUBLI DHARWAD 580 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30951120743 LIMIT:Rs.168000/OUTSTANDING BALANCE(*):Rs.174093/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30951120743. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/271 To, Mr. JOGARAM GOPARAM CHOUDHARY PRAGATI NOVELTIES ULLAGADDI ONI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30960614006 LIMIT:Rs.938000/OUTSTANDING BALANCE(*):Rs.827128/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30960614006. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/272 To, Mr. UDAYKUMAR R DODDAMANI TRAFFIC POLICE KARWAR ROAD POLICE QTRSH NO 169 HUBLI Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30961105418 LIMIT:Rs.502000/OUTSTANDING BALANCE(*):Rs.465921/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30961105418. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/273 To, Mr. RAMACHANDRA VENKARADDI CHA VENKATESHWAR PASHU MEDICINE 31 GAJANAN MARKET COMPLEX DAJIBAN PET DHARWAD 580000 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30966070771 LIMIT:Rs.894000/OUTSTANDING BALANCE(*):Rs.710144/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30966070771. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/274 To, Mr. MAHADEVAPPA SANGAPPA ANNIG TOWN POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30966883096 LIMIT:Rs.683000/OUTSTANDING BALANCE(*):Rs.554020/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30966883096. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/275 To, Mr. CHANDRASHEKAR(ALIYAS CHANN GANESH COLONY 3RD CROSS NEKAR NAGAR NEKAR NAGAR OLD HUBLI HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30975577010 LIMIT:Rs.424000/OUTSTANDING BALANCE(*):Rs.392392/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30975577010. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/277 To, Mr. SANJAY P. SATHE 10822/3 BEHIND MOORSAVIR MATH ADJACENT TO DUTT MANDIR HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30985595651 LIMIT:Rs.549000/OUTSTANDING BALANCE(*):Rs.498951/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30985595651. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/278 To, Mr. SHANKRAPPA RUDRAPPA UNKAL KAMARIPET POLICE STATION HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31016015919 LIMIT:Rs.559000/OUTSTANDING BALANCE(*):Rs.480118/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31016015919. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/279 To, Mr. BABAJAN MAHABOOBSAB PANTHO B M PANTHOJI SOUTH TRAFFIC POLICE STATION LAXMI NARAYAN THEATRE DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31016025949 LIMIT:Rs.572000/OUTSTANDING BALANCE(*):Rs.501328/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31016025949. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/281 To, Mr. PR0MOD AMBANNA KATTIMANI TYPE V/307 A E E (ELECTRICAL) KALI BLOCK 5TH MAIN ROAD RTPS KPCL COLONY SHAKTINAGAR R RAICHUR 584170 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31049063929 LIMIT:Rs.1217000/OUTSTANDING BALANCE(*):Rs.1159678/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31049063929. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/282 To, Mr. VINOD MOTILAL BURBURE 26/2 VICTORIA ROAD HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31053814418 LIMIT:Rs.310000/OUTSTANDING BALANCE(*):Rs.246025/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31053814418. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/283 To, Mr. PARSHWANATH ANANTAPPA JAIN HNO 116 KOTILINGANAGAR BEHIND K S R T C DEPOT GOKUL ROAD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31081646459 LIMIT:Rs.275000/OUTSTANDING BALANCE(*):Rs.230710/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31081646459. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/284 To, Mrs. SUREKHA SHYAM HABIB H.NO.30/983 NAIDU BUILDING 4TH CROSS OPP MEHATA HOUSE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:31121671085 LIMIT:Rs.1171000/OUTSTANDING BALANCE(*):Rs.1098192/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31121671085. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/285 To, Mrs. GAYATRI AND KIRAN SHANKRA DESHPANDENAGAR NEAR MANVI EYE HOSPITAL HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31132952212 LIMIT:Rs.1017000/OUTSTANDING BALANCE(*):Rs.994085/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31132952212. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/286 To, SINGHVI BHUPENDRA L C/O SINGHVI ENTERPRISES HUBLI DHARWAD Dear Sir/ Madam KUBSA 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31142866998 LIMIT:Rs.826000/OUTSTANDING BALANCE(*):Rs.481367/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31142866998. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/3827/HL/276 To, Mr. JAKIR HUSSAIN ABDUL REHMAN KELUR BLDG 2ND CROSS JAYANAGAR HEGGERI OLD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30977641768 LIMIT:Rs.531000/OUTSTANDING BALANCE(*):Rs.524942/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30977641768. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAVARAJ H. METI YELIPETHI AKKI HONDA-163 HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31199658698 LIMIT:Rs.1124000/OUTSTANDING BALANCE(*):Rs.1096786/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31199658698. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ANNAPPA UTTAM RAIKAR SRI GANESH HOSIERIES GIRIJADEVI COMPLEX JAVALISAL Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31213626640 LIMIT:Rs.857000/OUTSTANDING BALANCE(*):Rs.755262/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31213626640. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VISHNU SHESHGIRI KHODE VALVEKAR GALLI NEAR C B T HUBLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:31221841012 LIMIT:Rs.717000/OUTSTANDING BALANCE(*):Rs.711802/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31221841012. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, KUDIKILA BALASWAMY K

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32173011064 LIMIT:Rs.215000/OUTSTANDING BALANCE(*):Rs.210641/PRESENT INTEREST RATE:15.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32173011064. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAMESH BHARAMAPPA GIRIYAPP

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32197810310 LIMIT:Rs.280000/OUTSTANDING BALANCE(*):Rs.276497/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32197810310. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, SANNAKKI SHIVALINGAPPA N

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32086024151 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.1010338/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32086024151. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. TEJARAM HARARAM CHOUDHARY 305 C BLOCK . SINDHE COMPLEX NEELIGIN ROAD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31514612240 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.467905/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31514612240. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MISKIN Y RAMAKRISHNA ANCHATGERI ONI HABIB CHAWAL OPP NIRANJAN TADAPATRI SHOP DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31490041162 LIMIT:Rs.336000/OUTSTANDING BALANCE(*):Rs.291234/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31490041162. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. KISHORE KALAL PANDAR GALLI MANIK CHAWL HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31498687084 LIMIT:Rs.1129000/OUTSTANDING BALANCE(*):Rs.757588/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31498687084. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. AJITNATH PADMARAJ SHIRAGUP AJITHNATH P SHIRAGUPPI AKKASALIGAR ONI OLD HUBLI VITTAL HARI MANDIR DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31535417471 LIMIT:Rs.2980000/OUTSTANDING BALANCE(*):Rs.2942235/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31535417471. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. MEENAKSHI RAVI HUNAGUND MEENAKSHI R HUNGUND C/O SF HUNGUND 28 VICTORIA R HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31548013427 LIMIT:Rs.731000/OUTSTANDING BALANCE(*):Rs.700852/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31548013427. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. VEENA SRISHAILGOUDA PATIL HOUSE NO.106 VIJAYA PLAZA NEAR OLD INCOME TAX OFFICE VI HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31577518196 LIMIT:Rs.1353000/OUTSTANDING BALANCE(*):Rs.1344707/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31577518196. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MUTTIN SHREEPAD KALAPPA C/O C HALENAVAR BAGAR GALLI HU A/C AT VIDYANAGAR A/C AT VIDYA A/C AT VIDYNAGAR Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31588698129 LIMIT:Rs.445000/OUTSTANDING BALANCE(*):Rs.398409/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31588698129. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GOPALKRISHNA VASUDEV NAYAK F-13 KUMARA PARK GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31621901851 LIMIT:Rs.768000/OUTSTANDING BALANCE(*):Rs.760427/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31621901851. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MOHAMED AZEEM MOHAMED JAFA 3RD CROSS GARDEN PETH HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31626823945 LIMIT:Rs.322000/OUTSTANDING BALANCE(*):Rs.316757/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31626823945. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, DEVAIAH SAVAIAH YANLURI RLY QTR NO.1465/F RAIL NAGAR OPP: EMD/SHED GADAG ROAD HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31627067135 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.978772/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31627067135. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VISHNUKUMAR BADRINARAYAN M PLOT NO-28 MUDGAL LAYOUR KESHWAPUR HUBLI GULBARGA 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31641595271 LIMIT:Rs.2800000/OUTSTANDING BALANCE(*):Rs.2479876/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31641595271. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. MEENAJ MOHAMMADDALI TARGA HOUSE NO 63 UMAR MANZEEL MAYURI GARDEN BEHIND NEW BUS GOKUL ROAD HUBL DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31683221546 LIMIT:Rs.701000/OUTSTANDING BALANCE(*):Rs.622262/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31683221546. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. APARNA AMIT RAWOOT 52/B 3RD FLOOR KORAMANGALA 4TH 100 FEET ROAD NEAR SONY JUNCTI KORAMANGALA BANGALORE 560034 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31725694369 LIMIT:Rs.1115000/OUTSTANDING BALANCE(*):Rs.1109581/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31725694369. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ANAND KALYANRAO DESHPANDE GHANTIKERI POLICE STATION HUBLI DHARWAD DIST. Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31726671442 LIMIT:Rs.439000/OUTSTANDING BALANCE(*):Rs.378023/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31726671442. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. DASKONAVAR BASAVRAJ M GAVI ONI KORAWARGALLI P.B.ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:31728993503 LIMIT:Rs.1406000/OUTSTANDING BALANCE(*):Rs.1361805/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31728993503. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, B L CHANDRAKANTH ARALIKATTI ONI GANJI ONI BESIDE KHANDUSA BADDI HOUSE HU DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31729336422 LIMIT:Rs.361000/OUTSTANDING BALANCE(*):Rs.354995/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31729336422. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, NARAYANA PUTTAPPA GOLLAR POLICE QUARTERS KARWAR ROAD HU HUBLI DHARWAD Dear Sir/ Madam 580029

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31732167151 LIMIT:Rs.345000/OUTSTANDING BALANCE(*):Rs.313412/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31732167151. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ARVIND LAXMIKANT LADHAD DESAI CROSS NEXT TO VIVEKANAN HOSPITAL HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31755159212 LIMIT:Rs.1412000/OUTSTANDING BALANCE(*):Rs.1095120/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31755159212. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, EKNATH VENKTESH BHANDAGE

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31807935085 LIMIT:Rs.1252000/OUTSTANDING BALANCE(*):Rs.1038132/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31807935085. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SURESH GURUSIDDAPPA BENDIG

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31842260608 LIMIT:Rs.1720000/OUTSTANDING BALANCE(*):Rs.1717002/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31842260608. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAVARAJ SANGAMESH SOOLIB

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31853304510 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.582500/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31853304510. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VITTAL PARASHURAM BARAD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31894020824 LIMIT:Rs.1500000/OUTSTANDING BALANCE(*):Rs.829435/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31894020824. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. YADUSA MAHADEVSA RATAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31901230248 LIMIT:Rs.875000/OUTSTANDING BALANCE(*):Rs.851819/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31901230248. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ABHAY ASHOK HULLE

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31919040713 LIMIT:Rs.875000/OUTSTANDING BALANCE(*):Rs.859187/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31919040713. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHAVEER KARDEPPA KARDENNA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31927631263 LIMIT:Rs.474000/OUTSTANDING BALANCE(*):Rs.458583/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31927631263. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. DAWALSAB J BUNGALEWALE

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31947982138 LIMIT:Rs.575000/OUTSTANDING BALANCE(*):Rs.558033/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31947982138. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. GOPALKRISHNA VASUDEV NAYAK

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31953029367 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.200000/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31953029367. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. VANITHA PRADEEP JAIN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31966933472 LIMIT:Rs.770000/OUTSTANDING BALANCE(*):Rs.722204/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31966933472. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, GIRISH VAMAN PRABHU

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32009619967 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.562620/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32009619967. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MAHABOOBSAHEB MOHAMAD GOUS

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32011304760 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.519316/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32011304760. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. KRISHNA MOTILALSA MEHARWAD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32015323905 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.726833/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32015323905. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, GADAGI PRABHURAJ V

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32021103878 LIMIT:Rs.719000/OUTSTANDING BALANCE(*):Rs.705612/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32021103878. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SIDDOJI RAO JYOTHIBA GHATG

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32028073152 LIMIT:Rs.510000/OUTSTANDING BALANCE(*):Rs.324614/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32028073152. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. BABITA MANIKCHAND JAIN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32080455729 LIMIT:Rs.1085000/OUTSTANDING BALANCE(*):Rs.1058353/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32080455729. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, VIJAYA M GOUDAPPANAVAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32123809163 LIMIT:Rs.624000/OUTSTANDING BALANCE(*):Rs.202342/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32123809163. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, HANCHIANAL SUJATA BASAPPA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32185339840 LIMIT:Rs.908000/OUTSTANDING BALANCE(*):Rs.301285/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32185339840. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. MANISHA RITESH JAIN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31966931770 LIMIT:Rs.648000/OUTSTANDING BALANCE(*):Rs.634132/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31966931770. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/239 To, Mr. BASUVRAJ S HIREMATH H.NO. 211/4 I CROSS KADASIDHESHWAR COLONY KESHWAP HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30914556648 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.196124/PRESENT INTEREST RATE:15.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30914556648. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/133 To, Mr. SAYEDREHMAN SAYEDUSMAN SOU PATIL GALLI YELLAPUR STREET madani colony HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30099368919 LIMIT:Rs.180000/OUTSTANDING BALANCE(*):Rs.170205/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30099368919. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/133 To, Mr. RANGANATH GURACHARYA MATHA H.NO.23/B VIKAS NAGAR MAIN ROAD HOSUR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30099657480 LIMIT:Rs.179000/OUTSTANDING BALANCE(*):Rs.114518/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30099657480. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/147 To, Mr. VIJAYAKUMAR A H NO 6 C BLOCK GROUND FLOOR MADURA COLONY KUSUGAL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30181067634 LIMIT:Rs.194000/OUTSTANDING BALANCE(*):Rs.120234/PRESENT INTEREST RATE:13.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30181067634. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/147 To, Mrs. GADAGIN SS SREEDEVI S NO D/4 K V NO 1 KENDRIYA VIDYALAYA RAJNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30177774128 LIMIT:Rs.75000/OUTSTANDING BALANCE(*):Rs.3200/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30177774128. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/82 To, Shri PRASHANT CHANDRASHEKHAR C No 51 SHIVAKRUPA VIJAYNAGAR VIJAYNAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30000219972 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.9531/PRESENT INTEREST RATE:8.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000219972. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/90 To, Shri SHEKHARAPPA CHANNAPPA SHI HOUSE NO 79 VIJAYANAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30001005981 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.342644/PRESENT INTEREST RATE:8.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001005981. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. JEEVANNA CHIKKANNA JOSHI HNo.57/D SRISAPTAKOTI GANDHI NAGAR GOKU HUBLI-30 DHARWAD 581115 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30001106593 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.188837/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001106593. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/93 To, Mrs. ANNIE M O BLOCK 13/4 G.O.QUARTERS KIMS CAMPUS GUBLI-580022 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580022

YOUR HOUSING LOAN ACCOUNT No:30001199782 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.335504/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001199782. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Shri LAKKUNDI SHAMBHU C PLOT No 10A SHANT CHANDRA NILA GURUDAT COLNY VUDYANAGAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30001302565 LIMIT:Rs.194758/OUTSTANDING BALANCE(*):Rs.66623/PRESENT INTEREST RATE:9.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001302565. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/94 To, NAGENDRA JITURI 334 KOTLING NAGAR GOKUL ROAD GOKUL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30002053071 LIMIT:Rs.423000/OUTSTANDING BALANCE(*):Rs.251254/PRESENT INTEREST RATE:7.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30002053071. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/97 To, Mr. SAYEDREHMAN SAYEDUSMAN SOU PATIL GALLI YELLAPUR STREET madani colony HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30005684083 LIMIT:Rs.634000/OUTSTANDING BALANCE(*):Rs.565711/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30005684083. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/98 To, Dr. ARUN SURESH DODAMANI H.NO.29 ASHOK NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30006403818 LIMIT:Rs.1436000/OUTSTANDING BALANCE(*):Rs.520646/PRESENT INTEREST RATE:9.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30006403818. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/100 To, Mr. YALLAPPA CHANNAPPA UMACHAG PRAJWALA APARTMENT DAYANAND COLONY NEAR UDAY NAGAR NAGASHETTIKOP DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30007961384 LIMIT:Rs.710000/OUTSTANDING BALANCE(*):Rs.567413/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30007961384. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/136 To, Mrs. SAYEEDA B FATIMA SYED BUILDING STADIUM ROAD LAMINGTON ROAD HUBLI DHARWAD Dear Sir/ Madam JC 580023

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30105744405 LIMIT:Rs.498000/OUTSTANDING BALANCE(*):Rs.236480/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30105744405. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/175 To, SANJAY GANGARAM MISKIN GONDKAR CHAWL DESHPANDE NAGAR HUBLI Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30384661845 LIMIT:Rs.121000/OUTSTANDING BALANCE(*):Rs.80764/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30384661845. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/176 To, Mr. DHARMENDRA LAXMAN KATTIMAN C/O NAGAPPA JADAR NEAR BUS STAND GOKUL HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30387009918 LIMIT:Rs.255000/OUTSTANDING BALANCE(*):Rs.163653/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30387009918. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/193 To, NABISAB HUSENSAB NADAF KADIWAL CHAWL BENGERI NEAR CHIKKI FACTORY HUBLI A/C AT VIDYANAGAR Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30498979061 LIMIT:Rs.161000/OUTSTANDING BALANCE(*):Rs.130159/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30498979061. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/210 To, Shri GOUDAR MUTHAPPA HANUMANTH H.NO.118 SHANTHI COLONY LOKAPPANA HAKKAL VIDYANAGAR DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30642095069 LIMIT:Rs.280000/OUTSTANDING BALANCE(*):Rs.120549/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30642095069. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/211 To, ANANTACHARI PATTAR CHIKKUMBI SAUNDATTI TQ SOUNDATTI-PARASAGAD-SAUNDATTI PARASGAD (SAU 591102 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30642137409 LIMIT:Rs.431000/OUTSTANDING BALANCE(*):Rs.397302/PRESENT INTEREST RATE:9.65% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30642137409. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/213 To, Mrs. SUNITA DATTATREYA KULKARN HOUSE NO 79 V.S. SULLAD BUILD VIJAYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30669333844 LIMIT:Rs.187000/OUTSTANDING BALANCE(*):Rs.123590/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30669333844. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/212 To, Mr. ABBAS ALI INAYETH KHAN PLOT NO 13 KBN COLONY HINDASGERI LAYOUT GOKUL ROAD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30663642758 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.696371/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30663642758. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/214 To, Mr. VIJAYANAND HOLEBASAPPA WAL H NO 212/B MG RAILWAY COLONY MAGADI ROAD BANGALORE BANGALORE 560023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30687944749 LIMIT:Rs.975000/OUTSTANDING BALANCE(*):Rs.861762/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30687944749. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/221 To, JOSHI SATISH N SHAKTI COLONY H NO 13 IIND STAGE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580208

YOUR HOUSING LOAN ACCOUNT No:30731772019 LIMIT:Rs.685000/OUTSTANDING BALANCE(*):Rs.476036/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30731772019. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/225 To, UMASHANKAR SRINIVASAN H NO 17 VISHVESHWAR NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30745313037 LIMIT:Rs.969000/OUTSTANDING BALANCE(*):Rs.818982/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30745313037. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/215 To, Mr. BHIMARADDI IRAPPA ABBIGERI H NO 13 BASAV SADAN VENKATESH COLONY GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30712522426 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.157497/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30712522426. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/219 To, MADHAV G NADGIR H NO.47 PADMARAJNAGAR GOKUL RO A/C AT VIDYANAGAR A/C AT VIDYA A/C AT VIDYNAGAR DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30727776224 LIMIT:Rs.375000/OUTSTANDING BALANCE(*):Rs.173723/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30727776224. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/217 To, VEENA CHANDRASHEKAR SAMANTH PLOT NO 244 KOTI LINGANAGAR BEHIND KSRTC DEPOT HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30722086724 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.783722/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30722086724. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/222 To, Mr. GIRISH BASAVANTAPPA TALAWA C/O RAMACHANDRA ANVEKAR VIJAYANAGAR EXTN MISKIN STOP HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30733566173 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.537907/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30733566173. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/224 To, Mrs. SHILPA DEVADAS BHAT 105 SAI LAXMI VINAYAK COLONY VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30740460858 LIMIT:Rs.1135000/OUTSTANDING BALANCE(*):Rs.956719/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30740460858. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/226 To, Mr. MARUTI NARAYAN ANVEKAR BALAJI KRUPA Nr. JAIN TEMPLE 2nd CROSS HOSUR HUBLI-21 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:30745885823 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.623462/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30745885823. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/242 To, HUKKERI JIWAJI SHRIDHAR HUKKE 16/3 MANDAR A/C AT VIDYNAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30945804233 LIMIT:Rs.332000/OUTSTANDING BALANCE(*):Rs.300545/PRESENT INTEREST RATE:8.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30945804233. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/4 To, Shri GOUDAR MUTHAPPA HANUMANTH H.NO.118 SHANTHI COLONY LOKAPPANA HAKKAL VIDYANAGAR DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004876343 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.40161/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004876343. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/9 To, Lieutenant KALKOTI B GURURAJ B 3501/B/37 LINGARAJNAGAR UNKAL DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004876525 LIMIT:Rs.144000/OUTSTANDING BALANCE(*):Rs.4293/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004876525. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/11 To, Mr. BASAVRAJ K MALAGI NO 1 JANATA HIGH SCHOOL NRUPATHUNGA BETTA DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004876648 LIMIT:Rs.365000/OUTSTANDING BALANCE(*):Rs.215150/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004876648. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/16 To, NANDI ANILKUMAR V 101 VIJAY PLAZA OLD IT OFFICE VIDYANAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877041 LIMIT:Rs.180000/OUTSTANDING BALANCE(*):Rs.24052/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877041. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/18 To, SRNIVAS B SRINIVAS B H NO 1 MANJUNATH NAGAR MANJUNATH NAGAR Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004877109 LIMIT:Rs.170000/OUTSTANDING BALANCE(*):Rs.119888/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877109. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/19 To, JOSHI HANUMANT BHAT V SRILAKSHMI NO.276 RAVINAGAR GOKUL ROAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10004877110 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.149252/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877110. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/26 To, LOBOGOL GULLAPPA GANGAPPA 49 ADHYAPAKNAGAR V V NAGAR Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004877358 LIMIT:Rs.432000/OUTSTANDING BALANCE(*):Rs.50566/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877358. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/29 To, KADAM SHASHIKANT H NO 2 BASERA RAJNAGAR Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004877483 LIMIT:Rs.480000/OUTSTANDING BALANCE(*):Rs.46377/PRESENT INTEREST RATE:14.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877483. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/31 To, SHANBHAG ASHOK NARAYAN HOUSE NO 10 1ST CROSS V V NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004877518 LIMIT:Rs.120000/OUTSTANDING BALANCE(*):Rs.90180/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877518. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/33 To, Mr. PATIL RAJAGOUDA MAHESH RAJ H NO 72 GOLDEN PARK VIDYANAGAR DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877541 LIMIT:Rs.475000/OUTSTANDING BALANCE(*):Rs.312117/PRESENT INTEREST RATE:14.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877541. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/47 To, KULKARNI VIJAYA PLOT NO 6 NAGASHETTIKOPPA BENGERI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:10004877868 LIMIT:Rs.285000/OUTSTANDING BALANCE(*):Rs.14623/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877868. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/48 To, Mr. GANGADHAR SHIVAPPA KUMBAR H NO 115 SANTOSHNAGAR V V NAGAR DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877879 LIMIT:Rs.150000/OUTSTANDING BALANCE(*):Rs.95631/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877879. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/49 To, Mr. HUKKERI JIWJI JIWAJI SHRID MANDAR VIDYANAGA NEAR HDMC HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877915 LIMIT:Rs.250000/OUTSTANDING BALANCE(*):Rs.9893/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877915. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/50 To, Mrs. BHAT R VIDYA R NO.23 SUMUKH REVINU COLONY RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004877948 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.94328/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877948. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/53 To, MYAGERI ( REPORTED DECEASED 0 H NO 937A SHIVAGIRI COLONY UDAYANAGAR BENGERI HUBLI DHARWAD Dear Sir/ Madam 580032

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877993 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.102472/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877993. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/54 To, Dr. RUDRAPPA KARANJI PROFESSOR (RADIOLOGY) HANGAL KUMARESWARA HOSPITAL BAGALKOT BAGALKOT Dear Sir/ Madam

| Date:22/03/2012

587102

YOUR HOUSING LOAN ACCOUNT No:10004878103 LIMIT:Rs.450000/OUTSTANDING BALANCE(*):Rs.117699/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878103. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/58 To, MIRAGANI DATTATRAYA P C/O H G BAGEWADI ACHAVAN COLONY NEAR SAI NAGAR UNKAL Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004878170 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.104690/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878170. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/59 To, SHETTAR S SOMASHEKAR PLOT NO.3 OPP DR. RAJENDRA DUGGANI S HOU RAJNAGAR Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878227 LIMIT:Rs.950000/OUTSTANDING BALANCE(*):Rs.251579/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878227. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/60 To, Mr. VIJAYAKUMAR A H NO 6 C BLOCK GROUND FLOOR MADURA COLONY KUSUGAL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:10004878238 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.222014/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878238. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/61 To, PATIL ANAND NARAYANRAO H NO39 HASTINAPUR LAYPOT BADAMINAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10004878261 LIMIT:Rs.420000/OUTSTANDING BALANCE(*):Rs.362548/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878261. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/62 To, Mr. HANUMANT KAMBLI H NO 4 SANTOSH NAGAR VINAYAK COLONY GOPANAKOPPA HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878272 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.110813/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878272. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/65 To, PYATISHETTAR MIG 2 107/2 GANDHINAGAR GOKUL ROAD SANGAMESH V

| Date:22/03/2012

580024

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:10004878329 LIMIT:Rs.383000/OUTSTANDING BALANCE(*):Rs.93418/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878329. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/66 To, PADOSHI SHANKARRAO ASHOK H NO.F/1 GANESH APARTMENT REVENUE COLONY VIJAYNAGAR EXTENSION Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878374 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.102422/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878374. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/67 To, KULKARNI J SHESHGIRIRAO HOUSE NO 25A VISHVESHWARNAGAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878385 LIMIT:Rs.572000/OUTSTANDING BALANCE(*):Rs.474601/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878385. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/68 To, KAROSHI SHARADA HOUSE NO 34 ANVEKAR BUILDING VIJAYNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878396 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.310176/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878396. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/70 To, Mrs. KALYANI NARAYANRAO PAWAR WAGMODE CHAWL WALVEKAR PLOT KE HUBLI DHARWAD Dear Sir/ Madam 580023

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004878443 LIMIT:Rs.995000/OUTSTANDING BALANCE(*):Rs.697618/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878443. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/74 To, Mr. ASHOK RAYAPPA KURKURI ARIHANT 10/B IIIRD CROSS NEAR CHEDHA HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

GUR 580032

YOUR HOUSING LOAN ACCOUNT No:10004878501 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.446210/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878501. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/76 To, Mr. NAVALLI MALLAPPA H.NO.13 NEAR GOVT JUNIOR COLLEGE GOPPANKOPPA DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:10004878567 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.68473/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878567. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/78 To, NASHABI MALLAPPA V H NO 56 MITHRA VISHAL PARK NEAR KALIDAS NAGAR VIDYANAGAR Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:10004878602 LIMIT:Rs.640000/OUTSTANDING BALANCE(*):Rs.477282/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878602. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/81 To, BADIGER H NO 40 BENGERI HUBLI DHARWAD BASAVARAJ DANESHWAR PLOT NO13 580023

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:10004878668 LIMIT:Rs.315000/OUTSTANDING BALANCE(*):Rs.111441/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878668. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, KULKARNI J SHESHGIRIRAO HOUSE NO 25A VISHVESHWARNAGAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30001075438 LIMIT:Rs.27881/OUTSTANDING BALANCE(*):Rs.13256/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001075438. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mrs. KALYANI NARAYANRAO PAWAR WAGMODE CHAWL WALVEKAR PLOT KE HUBLI DHARWAD Dear Sir/ Madam 580023

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30006455518 LIMIT:Rs.126000/OUTSTANDING BALANCE(*):Rs.85925/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30006455518. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/3 To, Mrs. GADAGIN SS SREEDEVI S NO D/4 K V NO 1 KENDRIYA VIDYALAYA RAJNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004876310 LIMIT:Rs.395751/OUTSTANDING BALANCE(*):Rs.220241/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004876310. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/17 To, SRNIVAS B SRINIVAS B H NO 1 MANJUNATH NAGAR MANJUNATH NAGAR Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004877096 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.635412/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877096. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/34 To, Mr. PATIL RAJAGOUDA MAHESH RAJ H NO 72 GOLDEN PARK VIDYANAGAR DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:10004877552 LIMIT:Rs.50000/OUTSTANDING BALANCE(*):Rs.30762/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877552. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/63 To, BEEDIWALE IBRAHIM NO 43/B RAILWAY QUARTERS GOODSHED ROAD NEAR RAILWAY STATION DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:10004878283 LIMIT:Rs.325000/OUTSTANDING BALANCE(*):Rs.278946/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878283. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, GORAVANKOLLA PRAVEEN ANEESA MANZIL PLOT NO 33&34 VINAYAK COLONY MADHURA PARK BEHIND SANTOSHNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30001604827 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.58303/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001604827. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/52 To, VAIDYA DAYANAND H N 28 UMASHIV VILLA GOKUL ROAD KR BEHIND KRISHNA SPINNERS DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:10004877971 LIMIT:Rs.343000/OUTSTANDING BALANCE(*):Rs.296124/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877971. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/30 To, SHANBHAG ASHOK NARAYAN HOUSE NO 10 1ST CROSS V V NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004877507 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.120956/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877507. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/45 To, KULKARNI RAMCHANDRA HANUMANT B-5 KHB COLONY ADHYAPAKNAGAR Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004877777 LIMIT:Rs.540000/OUTSTANDING BALANCE(*):Rs.326039/PRESENT INTEREST RATE:14.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004877777. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/64 To, KARABASANNANAVAR ANJALI S PLOT NO 96. CTS3102 A1/A-96 REVENUE COLONY RAJNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:10004878307 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.377802/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878307. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/79 To, TALAWAR YALLAPPA MUDAKAPPA MARUTI NAGAR KADE ONI DEVANGPETH DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004878646 LIMIT:Rs.325000/OUTSTANDING BALANCE(*):Rs.306209/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878646. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/13 To, Mr. SIDAPPA S PATIL PLOT NO 36 & 37 VAISHNAVI PATIL LAY OUT LINGARAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004876773 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.386/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004876773. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/83 To, BARKER MAHADEVAPPA PLOT NO 5 VINAYAKA COLONY BEHIND SANTOSH NAGAR NEAR JK C HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30000224982 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.360384/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000224982. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/85 To, Dr. RAMESH K NADIGER PLOT NO 91/92 GOURI PRIYA BEHIND SBI OFFICERS FLAT RAJNA HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30000245062 LIMIT:Rs.1200000/OUTSTANDING BALANCE(*):Rs.62342/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000245062. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/86 To, Mrs. RADHA R SAMBRANI K V SCHOOL NO 1 RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30000266172 LIMIT:Rs.631000/OUTSTANDING BALANCE(*):Rs.442708/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000266172. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, PADIGERI BASAVANNEPPA Y VAGGARANI CHAWL SIDDESHWAR NAG UNKAL HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30000269220 LIMIT:Rs.686000/OUTSTANDING BALANCE(*):Rs.416144/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000269220. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, GAD RAGHAVENDRA KRISHNAJI 40&41 GAMANAGATTI VILLAGE NAVANAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30000285775 LIMIT:Rs.534001/OUTSTANDING BALANCE(*):Rs.91255/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30000285775. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/92 To, JOGIN TIRAKAPPA B KENDRIYA VIDYALAYA RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30001119728 LIMIT:Rs.663000/OUTSTANDING BALANCE(*):Rs.547860/PRESENT INTEREST RATE:11.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30001119728. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/102 To, Mr. BASAVARAJ TUKARAM KATRAL NO 17 ANUGRAHA AMBIKA NAGAR NEAR TAJNAGAR UNKAL HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30010280276 LIMIT:Rs.184000/OUTSTANDING BALANCE(*):Rs.131225/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30010280276. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/104 To, Mr. SRINIVASMURHY BHIMACHARYA C/O K.N.RAMESH PLOT NO 22 MUKHYAPRANA NILAYA GAYATRICO BENGERI TQ-- HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30014551289 LIMIT:Rs.289000/OUTSTANDING BALANCE(*):Rs.120966/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30014551289. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/106 To, Mrs. NIRMALA V GODACHI KALAL BUILDING (POOJA BLDG) SANKESWAR ANUDAN SAMUDAYA BHAV 3RD CROSS LINGARAJ NAGAR HUBL DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30018556920 LIMIT:Rs.754000/OUTSTANDING BALANCE(*):Rs.553333/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30018556920. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/107 To, KASHINKUNTI RAMESH D 948 MEADOWLAND DRIVE CINCINNATI OHIO 45255 UNITED S AMERICA Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30023787768 LIMIT:Rs.1056000/OUTSTANDING BALANCE(*):Rs.38182/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30023787768. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/108 To, Mr. GANGADHAR KRISHNARAO INAMD PLOT NO 31 GOLDEN PARK VIJAYANAGAR EXTN DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024319073 LIMIT:Rs.667000/OUTSTANDING BALANCE(*):Rs.468555/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024319073. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. KULKARNI JAYATEERTH H NO 136 AMBIKANAGAR HOUSING SOCIETY SRINAGAR UNKAL HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30024728916 LIMIT:Rs.105000/OUTSTANDING BALANCE(*):Rs.68880/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024728916. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. RAMESH NAGARAJ K SOMANATTI HOUSE NO 8/A VENKATESH COLONY BENGERI POST DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30024797628 LIMIT:Rs.570000/OUTSTANDING BALANCE(*):Rs.550121/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024797628. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mrs. PHANIJYOTHI M & VADIRAJ MIG 182 UPSTAIRS NAVANAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580025

YOUR HOUSING LOAN ACCOUNT No:30026271616 LIMIT:Rs.517000/OUTSTANDING BALANCE(*):Rs.265299/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30026271616. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. GOVINDRAJ VITHALRAO PATIL LIC MAIN BRANCH IN FRONT OF RA STATION CLAIM SECTION ADMINISTRATION BASAVAN BAGEW 586101 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30026788770 LIMIT:Rs.944000/OUTSTANDING BALANCE(*):Rs.863876/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30026788770. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/111 To, Mr. BASAVARAJ TUKARAM KATRAL NO 17 ANUGRAHA AMBIKA NAGAR NEAR TAJNAGAR UNKAL HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30026821049 LIMIT:Rs.422000/OUTSTANDING BALANCE(*):Rs.370205/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30026821049. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/111 To, VAIDYA DAYANAND H N 28 UMASHIV VILLA GOKUL ROAD KR BEHIND KRISHNA SPINNERS DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30027422011 LIMIT:Rs.94000/OUTSTANDING BALANCE(*):Rs.50214/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30027422011. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/111 To, Mr. SANJAY R JOSHI KALPRUKSHA APARTMENT A-7 IST FLOOR OPP. BVB HUBLI 21 DHARWAD Dear Sir/ Madam

| Date:22/03/2012

ENG. C 580031

YOUR HOUSING LOAN ACCOUNT No:30028840388 LIMIT:Rs.513000/OUTSTANDING BALANCE(*):Rs.174842/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30028840388. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/114 To, Miss. UMADEVI VIRUPAXAGOUDA JE No 38 VIJAYANAGAR EXTN HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30031385843 LIMIT:Rs.344000/OUTSTANDING BALANCE(*):Rs.214391/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30031385843. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/115 To, Mr. SIDDAPPA H PUJAR JANATHA HIGH SCHOOL NRUPATUNGABETTA HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30040208088 LIMIT:Rs.323000/OUTSTANDING BALANCE(*):Rs.250162/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30040208088. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/103 To, Mr. ABDULKHADAR MADARSAB KACHI YELLAPUR ONI PATIL GALLI HUBLI DHARWAD 580020 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30014362349 LIMIT:Rs.2792000/OUTSTANDING BALANCE(*):Rs.2119292/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30014362349. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/109 To, SUNEEL MOTI HOUSE NO 47 SHAKTI COLONY 2 ND STAGE HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30024398385 LIMIT:Rs.439000/OUTSTANDING BALANCE(*):Rs.364719/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30024398385. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. SHIVAKUMAR NAGAYYA SAUNSHI H.No.67 INDIRA NAGAR NAGASHETTI KOPPA DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30026274094 LIMIT:Rs.950000/OUTSTANDING BALANCE(*):Rs.879805/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30026274094. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/115 To, Mr. JAGADISH VEERBHADRAPPA SAB H. NO. 26/A GURUDEVNAGAR 2ND CROSS RAJNAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30038519780 LIMIT:Rs.524000/OUTSTANDING BALANCE(*):Rs.446717/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30038519780. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/116 To, Shri CHANNAPPA HASABI 58 II CROSS GOLDEN PARK VIJAYANAGAR EXTENSION HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30046981928 LIMIT:Rs.508000/OUTSTANDING BALANCE(*):Rs.329924/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30046981928. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/117 To, Mrs. JAMAKHANDI NAGAPPA REKHA H NO 9 REVENUE COLONY RAJNAGAR DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30052110113 LIMIT:Rs.607000/OUTSTANDING BALANCE(*):Rs.476147/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30052110113. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/118 To, Mr. BINDUMADHAV RANGANATH BIDA PLOT NO. 51 SHAKTHI COLONY 2ND NEAR HANUMAN TEMPLE HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30056905365 LIMIT:Rs.525000/OUTSTANDING BALANCE(*):Rs.344723/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30056905365. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/119 To, Mr. FAKIRAPPA H BHAJANTRI CITY HIGH SCHOOL VIJAYNAGAR H HOUSE ADDRESS H NO/58A IIND C SHAKTI COLONY HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30057063438 LIMIT:Rs.292000/OUTSTANDING BALANCE(*):Rs.125093/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30057063438. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/121 To, Mrs. RADHABAI RANGANATH MATHAD H. NO. 23B VIKASNAGAR GOKUL ROAD HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30073376339 LIMIT:Rs.229000/OUTSTANDING BALANCE(*):Rs.106733/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30073376339. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/123 To, Mr. SHIVAPUTRAPPA MALLAPPA GAD PLOT NO 73/2 FOREST COLONY RAJNAGAR RAJNAGAR HUBLI 580032 DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30074159449 LIMIT:Rs.976000/OUTSTANDING BALANCE(*):Rs.992870/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30074159449. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/125 To, Mrs. SOUJANYA VEERANNA NEELI A4703 SIDDARTH NAGAR CHATAV MILL CO BORIVILI (E) MUMBAI MUMBAI 400066 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30074844037 LIMIT:Rs.2295000/OUTSTANDING BALANCE(*):Rs.1441956/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30074844037. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/128 To, Mr. ASHOK CHANDRASHEKHAR ROTTI HOUSE NO 49 VISHVESHWARNAGAR NEAR SUB JAIL DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30087659957 LIMIT:Rs.219000/OUTSTANDING BALANCE(*):Rs.77778/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30087659957. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/130 To, KUMBAR BASAPPA SAROJA B NO D/4 K V NO 1 RAJNAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30088249361 LIMIT:Rs.374000/OUTSTANDING BALANCE(*):Rs.105080/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30088249361. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/133 To, VARUR JAYASHREE FAKIRAPPA H NO 73 HEGGERI COLONY OLD HU 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30095600481 LIMIT:Rs.597000/OUTSTANDING BALANCE(*):Rs.445910/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30095600481. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/135 To, URANKAR ASHWIN ARUN 81 ADHYAPAKNAGAR NEAR SUB-JAIL V V NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30101289573 LIMIT:Rs.937000/OUTSTANDING BALANCE(*):Rs.138925/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30101289573. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/137 To, JOSHI MUKUND HANAMANTRAO 872/A/5 HEMANT NAGAR NEAR DIVAKAR NURSING HOME KESH HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30110382515 LIMIT:Rs.519000/OUTSTANDING BALANCE(*):Rs.365088/PRESENT INTEREST RATE:11.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30110382515. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/138 To, Mr. ANNARPU MUGUDALAKONDA PAPA PLOT NO 55 FOREST COLONY HUB LI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30110411876 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.304816/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30110411876. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/140 To, Mr. RAVINDRA H NO 46 SANTOSHNAGAR HUBLI DHARWAD KURODI

| Date:22/03/2012

580032

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30123953701 LIMIT:Rs.52000/OUTSTANDING BALANCE(*):Rs.32576/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30123953701. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/141 To, Mr. ANAND U KURAHATTI C\O R M VERNEKAR H NO 36 FOREST COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30127676299 LIMIT:Rs.485000/OUTSTANDING BALANCE(*):Rs.512373/PRESENT INTEREST RATE:13.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30127676299. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/124 To, Mr. YALLAPPA BALAPPA KALGUTKAR H NO 37 MAYURI EXTN HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30074649558 LIMIT:Rs.418000/OUTSTANDING BALANCE(*):Rs.477988/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30074649558. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/139 To, Mr. BASAVARAJ PRABHAYYA HIREMA H NO 105 SILVER TOWN IV TH MAIN IV CROSS GOKUL R HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30116832594 LIMIT:Rs.861000/OUTSTANDING BALANCE(*):Rs.744777/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30116832594. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/142 To, Mrs. MANJULA MURALIDHAR MATHAD FLAT NO. 201 DHRUV APPARTMENTS VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30135743597 LIMIT:Rs.1115000/OUTSTANDING BALANCE(*):Rs.813451/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30135743597. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/143 To, Mr. HANMANTHAPPA KANAKAPPA GAD NO 18 NABI COLONY NEAR BALAJI NAGAR SULLED ROAD NEAR B S N L TOWER HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30157010085 LIMIT:Rs.367000/OUTSTANDING BALANCE(*):Rs.352286/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30157010085. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/144 To, Mr. LOKESH MANCHAIAH H NO 11/A GURUDEVNAGAR NEAR RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30158451337 LIMIT:Rs.468000/OUTSTANDING BALANCE(*):Rs.411194/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30158451337. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/149 To, Mr. H G KUMAR NO.76 `LAXMIRANGANATHA NILAYA MODEL HOUSE STREET JOINT COMM BASAVANAGUDI BANGALORE BANGALORE 560004 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30195209982 LIMIT:Rs.2000000/OUTSTANDING BALANCE(*):Rs.1283139/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30195209982. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/149 To, SHIKRE GOPAL RAO UDAY 17 SHREYAS 8TH CROSS RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30236537318 LIMIT:Rs.430000/OUTSTANDING BALANCE(*):Rs.244532/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30236537318. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/150 To, Mr. ARVIND K LAXMESHWAR H NO 75 BANASHANKARI FOREST COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30238801156 LIMIT:Rs.1416000/OUTSTANDING BALANCE(*):Rs.1164100/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30238801156. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/151 To, Mr. MAHAMMADHAHANIF IMAMASAB M H. NO. 51 VIJAYANAGAR EXTN. SANTOSH NAG HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30240226555 LIMIT:Rs.235000/OUTSTANDING BALANCE(*):Rs.154781/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30240226555. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/152 To, Mr. R M KAMATH. M K KAMATH.MRS PANDURANAG PALANKAR COMPOUND PLOT NO 268 MATHRA CHAYA ARAVANDA NAGAR OLD HUBLI DHARWAD 580024 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30241785445 LIMIT:Rs.913000/OUTSTANDING BALANCE(*):Rs.517606/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30241785445. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/154 To, Mr. RAVINDRA V SHINDAGIKAR PLOT NO 2058 A/3/1 7TH CROSS CHANDRANATHNAGAR ( NEAR VIJAY HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30252140617 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.288777/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30252140617. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/155 To, A M PAPAIAH PLOT NO 70 FOREST COLONY HUBLI 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30262851552 LIMIT:Rs.1019000/OUTSTANDING BALANCE(*):Rs.582730/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30262851552. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/156 To, NANJANGUD . V R DIRECTOR COMPUTER CENTRE MANGALORE UNIVERSITY P.O.MANGALAGANGOTRI MANGALORE Dear Sir/ Madam

| Date:22/03/2012

574199

YOUR HOUSING LOAN ACCOUNT No:30282229138 LIMIT:Rs.1500000/OUTSTANDING BALANCE(*):Rs.808233/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30282229138. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/157 To, Mr. SHET RAMRAJ RAJESH FLAT NO 305 VRINDAVAN APPART MENT VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:30285561864 LIMIT:Rs.611000/OUTSTANDING BALANCE(*):Rs.216000/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30285561864. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/159 To, Mr. SRINIVASMURHY BHIMACHARYA C/O K.N.RAMESH PLOT NO 22 MUKHYAPRANA NILAYA GAYATRICO BENGERI TQ-- HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30322187819 LIMIT:Rs.893000/OUTSTANDING BALANCE(*):Rs.787125/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30322187819. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/160 To, Mr. ASHWIN A KULKARNI HOUSE NO SAMADHAN BEHIND COMMERCE COLLEGE HOSTEL VIDHYANAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30322725430 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.194165/PRESENT INTEREST RATE:11.85% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30322725430. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/164 To, Mr. PRASANNA MANOHAR HIREMATH H. NO. 69 VIJAYANAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30334709060 LIMIT:Rs.662000/OUTSTANDING BALANCE(*):Rs.500402/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30334709060. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/165 To, Mr. SANJAY ANDANAPPA HASABI H. NO. 9 KHB COLONY VISHWESHWAR NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30334757876 LIMIT:Rs.675000/OUTSTANDING BALANCE(*):Rs.375186/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30334757876. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/166 To, SHANKRAPPA D SARAFAD VIDYANAGAR POLICE STN HUBLI A/C AT VIDYANAGAR A/C AT VIDYA A/C AT VIDYNAGAR Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30342893853 LIMIT:Rs.1200000/OUTSTANDING BALANCE(*):Rs.964390/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30342893853. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/167 To, Mr. PRABHULING S HARASHETTI S.S. NAYAKAL BUILDING NER MUR BOMMAPUR ONI HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30352375374 LIMIT:Rs.511000/OUTSTANDING BALANCE(*):Rs.499117/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30352375374. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/168 To, Mr. SHIVASHANKARAPPA BASAVENAP H NO 43 SRI BASAV JYOTI SRIDATTANAGAR VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30352408471 LIMIT:Rs.1679000/OUTSTANDING BALANCE(*):Rs.1458120/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30352408471. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/169 To, LOBOGOL GULLAPPA GANGAPPA 49 ADHYAPAKNAGAR V V NAGAR Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30353676813 LIMIT:Rs.165000/OUTSTANDING BALANCE(*):Rs.89866/PRESENT INTEREST RATE:13.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30353676813. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/170 To, PATIL RAMESH S PLOT NO 19 MRUTYANJAYANAGAR NEAR SHAKTI COLONY DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30353848626 LIMIT:Rs.425600/OUTSTANDING BALANCE(*):Rs.47191/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30353848626. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/172 To, Mrs. MAHESHWARI K ARIKERI NO 5 1ST PHASE AKSHAY COLONY GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30353991733 LIMIT:Rs.558000/OUTSTANDING BALANCE(*):Rs.535099/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30353991733. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/173 To, Mr. SHANKRAPPA CHANNAPPA PYATI HOUSE NO 7 TULAJABHAWANI NI GURUDATTA COLONY VIDYANAGAR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30363150041 LIMIT:Rs.975000/OUTSTANDING BALANCE(*):Rs.772479/PRESENT INTEREST RATE:12.35% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30363150041. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/174 To, Mr. MAHENDRAGOUDA BASANAGOUDA H NO 24 BASAVA NILAYA SHREEDATTANAGAR VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30365540460 LIMIT:Rs.1512000/OUTSTANDING BALANCE(*):Rs.1272969/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30365540460. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/178 To, Mrs. SAYEEDA B FATIMA SYED BUILDING STADIUM ROAD LAMINGTON ROAD HUBLI DHARWAD Dear Sir/ Madam JC 580023

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30392946944 LIMIT:Rs.950000/OUTSTANDING BALANCE(*):Rs.458487/PRESENT INTEREST RATE:12.10% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30392946944. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/182 To, Mr. MANIKVEL VENKATSWAMY ARKOT A.G.KUMARSWAMY & SONS NO.19 GHANTIKERI ONI HUBLI. PH-2244447.MOB-94481508 DHARWAD 580002 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30412515545 LIMIT:Rs.845000/OUTSTANDING BALANCE(*):Rs.526696/PRESENT INTEREST RATE:12.10% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30412515545. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/183 To, RENUKA PRAKASHAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:30413138289 LIMIT:Rs.619000/OUTSTANDING BALANCE(*):Rs.0/PRESENT INTEREST RATE:12.10% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30413138289. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/185 To, NAIK SANJEEV RAMCHANDRA THE TRINITY GROUP SHRI APARTMENT NEAR OLD INCOME OFFICE VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30429745401 LIMIT:Rs.2800000/OUTSTANDING BALANCE(*):Rs.592676/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30429745401. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/186 To, SANJAY GANGARAM MISKIN GONDKAR CHAWL DESHPANDE NAGAR HUBLI Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30447017388 LIMIT:Rs.741000/OUTSTANDING BALANCE(*):Rs.144738/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30447017388. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/188 To, NAGANGOUDA CHIKKANAGOUDAR H NO 46 ADHYAPAK NAGAR NEAR VISHWANATH TEMPLE HUBLI DHARWAD Dear Sir/ Madam 580036

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30463151846 LIMIT:Rs.3559000/OUTSTANDING BALANCE(*):Rs.3568390/PRESENT INTEREST RATE:11.90% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30463151846. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/146 To, CHOUGULE ANILKUMAR LAGAMANNA FLAT NO. 203 GREEN PARK APARTM DESHPANDE NAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30169415579 LIMIT:Rs.2530000/OUTSTANDING BALANCE(*):Rs.2246733/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30169415579. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/154 To, KASHINATH DIXIT 32 OPP TO LOINS SCHOOL VIJAYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30261314982 LIMIT:Rs.774000/OUTSTANDING BALANCE(*):Rs.304188/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30261314982. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/187 To, Mr. CHANDRASHEKAR V SHETTY FLAT NO 101 VEDANTA HEIGHTS AP PLOT NO 109 BASAVESHWAR NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30462175267 LIMIT:Rs.1158000/OUTSTANDING BALANCE(*):Rs.1128286/PRESENT INTEREST RATE:13.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30462175267. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/162 To, Mr. BASAVARAJ M TADAS NO. 45 SAGAR COLONY BESIDE J K SCHOOL NEAR SHAKTI HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30329379480 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.870512/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30329379480. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/192 To, Mr. PAVAN SHYAM GOKARN 401 3rd FLOOR ALAGUNDGI HEIGHT Nr. PILLAI SCHOOL SHANTI COLON VISHVESHWAR NAGAR HUBLI-580032 DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30495979462 LIMIT:Rs.1078000/OUTSTANDING BALANCE(*):Rs.811677/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30495979462. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/194 To, Ms. SAPNA SHANKAR PAI H NO 185/186 E W S COLONY SANTOSH NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30507527427 LIMIT:Rs.998000/OUTSTANDING BALANCE(*):Rs.891102/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30507527427. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/195 To, Mr. RUDRAPPA MADAGUNKI #114 3RD FLOOR 2ND MAIN SHIVANAGAR RAJAJINAGAR APPT BANGALORE BANGALORE Dear Sir/ Madam

| Date:22/03/2012

560010

YOUR HOUSING LOAN ACCOUNT No:30518044142 LIMIT:Rs.959000/OUTSTANDING BALANCE(*):Rs.485990/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30518044142. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/196 To, Mr. SURESH GIRIYAPPA KADEMANI KADE ONI PLOT NO. 274 DEVANGPETH HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30523794686 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.81244/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30523794686. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/197 To, Mr. SRINIVASMURHY BHIMACHARYA C/O K.N.RAMESH PLOT NO 22 MUKHYAPRANA NILAYA GAYATRICO BENGERI TQ-- HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30524804163 LIMIT:Rs.132000/OUTSTANDING BALANCE(*):Rs.73023/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30524804163. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/199 To, KALAPANA BASAVALINGAYYA SOPIM 14 RAJNAGAR HUBLI HUBLI DHARWAD Dear Sir/ Madam 580032

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30556798784 LIMIT:Rs.1054000/OUTSTANDING BALANCE(*):Rs.177207/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30556798784. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/200 To, Mr. HRISHIKESH R WADER H NO.207 MINAXI VIVEKAND COL NEAR RAMKRISHNA NAGAR RAYAR M GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30574249755 LIMIT:Rs.554000/OUTSTANDING BALANCE(*):Rs.283842/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30574249755. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/202 To, K CHIDANANAPPA R T O DHARWAD DHARWAD A/C AT D A/C AT DHARWAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580001

YOUR HOUSING LOAN ACCOUNT No:30579769008 LIMIT:Rs.1297000/OUTSTANDING BALANCE(*):Rs.1160814/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30579769008. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/203 To, DEVARKAR SANTOSH VISHNU C/O R H MANIYAR H NO A154 JANATA COLONY ARVIND NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:30591013705 LIMIT:Rs.339000/OUTSTANDING BALANCE(*):Rs.188512/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30591013705. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/204 To, URANKAR ASHWIN ARUN 81 ADHYAPAKNAGAR NEAR SUB-JAIL V V NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30602836540 LIMIT:Rs.762000/OUTSTANDING BALANCE(*):Rs.477788/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30602836540. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/205 To, Mr. MANJUNATH NARAYAN SHAMBAT LIG 517 NAVANGAR POST NAVNAGAR HUBLI DHARWAD 580025 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30603575799 LIMIT:Rs.528000/OUTSTANDING BALANCE(*):Rs.524107/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30603575799. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/208 To, Mr. KIRAN CHANDRAKANT HABIB H NO 58/3 DIVATE GALLI HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580028

YOUR HOUSING LOAN ACCOUNT No:30639384613 LIMIT:Rs.690000/OUTSTANDING BALANCE(*):Rs.615336/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30639384613. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/189 To, PATIL SHANKARGOUDA BHIMANGOUD GOVT PRIMARY SCHOOL TEACHER NEKAR COLONY VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30486088069 LIMIT:Rs.365000/OUTSTANDING BALANCE(*):Rs.345222/PRESENT INTEREST RATE:12.40% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30486088069. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/216 To, KINI SANTOSH KUMAR F NO-101 TANMAY NIVAS SAI SPLENDOUR APARTMENT SAI GA BHAVANINAGAR KESHWAPUR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30714887420 LIMIT:Rs.1100000/OUTSTANDING BALANCE(*):Rs.910588/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30714887420. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/218 To, HABEEB MUMTAZ M M KENDRIYA VIDYALAYA NO 1 STAFF QTRS C/13 TYPE III RAJNA HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30722599226 LIMIT:Rs.175000/OUTSTANDING BALANCE(*):Rs.66526/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30722599226. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/220 To, Mr. MOKTALI VISHWAS RAJENDRA H.NO.47 RAJNAGAR(SOUTH) BEHIND SBI OFFICERS FLATS DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30728003230 LIMIT:Rs.2237000/OUTSTANDING BALANCE(*):Rs.1363885/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30728003230. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/223 To, NAGARAHALLI V PAVAN H NO 226 KHB COLONY SANTHOSHNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30733759074 LIMIT:Rs.840000/OUTSTANDING BALANCE(*):Rs.800090/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30733759074. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/227 To, HEGDE SRIDHAR N H NO 68 MADHURA PARK SANTOSHNAGAR SANTASHNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30758532407 LIMIT:Rs.331000/OUTSTANDING BALANCE(*):Rs.284007/PRESENT INTEREST RATE:12.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30758532407. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, Mr. KESHAV MAHABALESHWAR HEGDE H No.16 MAYURI ESTATE HUBLI-580023 DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30816454310 LIMIT:Rs.532000/OUTSTANDING BALANCE(*):Rs.495180/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30816454310. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/231 To, Mr. PRAMOD DESHPANDE SAMARTH APARTMENT DEVANGPETH ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580027

YOUR HOUSING LOAN ACCOUNT No:30848300202 LIMIT:Rs.395000/OUTSTANDING BALANCE(*):Rs.373887/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30848300202. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/232 To, Mr. ROHIT SOMANATH AMBLI MRITYUNJAY SERVICE NEW COTTON MARKET HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30852213664 LIMIT:Rs.699000/OUTSTANDING BALANCE(*):Rs.450154/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30852213664. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/233 To, PATIL MAHESH RAJAGOUDA DEV OFFICER NEW INDIA ASS CO H NO 99 NEAR ROTARY SCHOOL ADASRH NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:30852473906 LIMIT:Rs.111000/OUTSTANDING BALANCE(*):Rs.82732/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30852473906. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/234 To, ROKHADE NAGARAJ REVENUE COLONY OPP CENTRAL (POSTAL ASSITANCE) SCHOOL RAJNAGAR HUBLI GADAG Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30879727771 LIMIT:Rs.646000/OUTSTANDING BALANCE(*):Rs.559099/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30879727771. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/235 To, SIDDAPPA HADAGALI H NO 15 VISHWESWAR NAGAR SHANTI COLONY DHARWAD Dear Sir/ Madam HUBLI 580032

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30892524901 LIMIT:Rs.2132000/OUTSTANDING BALANCE(*):Rs.737778/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30892524901. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/236 To, Mr. KULKARNI JAYATEERTH H NO 136 AMBIKANAGAR HOUSING SOCIETY SRINAGAR UNKAL HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30892886269 LIMIT:Rs.142000/OUTSTANDING BALANCE(*):Rs.125353/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30892886269. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/237 To, Mr. MURALIDHAR M GALGALI H NO 54 MADHURA PARK NEAR J K SCHOOL B/H SANTOSH NA HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30901890858 LIMIT:Rs.841000/OUTSTANDING BALANCE(*):Rs.628554/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30901890858. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/238 To, Mr. HANUMANT KAMBLI H NO 4 SANTOSH NAGAR VINAYAK COLONY GOPANAKOPPA HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30908015470 LIMIT:Rs.761000/OUTSTANDING BALANCE(*):Rs.701364/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30908015470. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/240 To, BABY PURNANAND HIREMATH PLOT NO.46 II FLOOR REVENUE COLONY NEAR CENTRAL S RAJNAGAR HUBLI BASAVAN BAGEW 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30921903388 LIMIT:Rs.646000/OUTSTANDING BALANCE(*):Rs.601413/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30921903388. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/241 To, BADIGER UMESH KV NO 1 RAJNAGAR HUBLI BELGAUM Dear Sir/ Madam GOPAL

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30936029842 LIMIT:Rs.1117000/OUTSTANDING BALANCE(*):Rs.949094/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30936029842. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/243 To, Mr. DINESH V HEBBAR NO-44 JOLAD COMPOUND NO-1 ROAD KESHWAPUR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30966066743 LIMIT:Rs.1652000/OUTSTANDING BALANCE(*):Rs.949779/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30966066743. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/244 To, Mr. PRAKASH D PUJAR H NO 23 SHIVAGIRI NAGAR NERA SHAKTI COLONY HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30986925487 LIMIT:Rs.1050000/OUTSTANDING BALANCE(*):Rs.1052200/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30986925487. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/245 To, Mr. UMESH ASHWATH JAVALI PLOT NO 3 4TH CROSS SHRI NAGAR UNKAL HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:30998112717 LIMIT:Rs.977000/OUTSTANDING BALANCE(*):Rs.889040/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30998112717. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/246 To, Mr. DEEPAK C SAMANT ROTSAN RESIDENCY 1-105 VIDYANAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580021

YOUR HOUSING LOAN ACCOUNT No:31009163568 LIMIT:Rs.390000/OUTSTANDING BALANCE(*):Rs.338514/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31009163568. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/247 To, Mr. SHARANABASAVESHWAR R CHATN 156 3RD CROSS VISHVESGWAR NAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31009229237 LIMIT:Rs.1557000/OUTSTANDING BALANCE(*):Rs.9786/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31009229237. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/248 To, Mr. BASAYYA DANAYYA PUJAR H NO 101 SANTOSHNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31025510264 LIMIT:Rs.294000/OUTSTANDING BALANCE(*):Rs.274225/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31025510264. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/249 To, Mr. GANESH K GANESH K RAHUL APARTMENT VIVEKANAND COLONY KESHWAPUR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:31046760468 LIMIT:Rs.1482000/OUTSTANDING BALANCE(*):Rs.1338146/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31046760468. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/250 To, Mr. MANJUNATH GOPALKRISHNA BIJ PHARMACIST PANDITH GENERAL HOSPITAL SIRSI HONAVAR 581401 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31053082981 LIMIT:Rs.380000/OUTSTANDING BALANCE(*):Rs.340722/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31053082981. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/251 To, Mr. GOKAK REVATH REVATA YAMANA 48/B NRUPTUNGBETTA SHAKTI COLONY HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31065364076 LIMIT:Rs.603000/OUTSTANDING BALANCE(*):Rs.577153/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31065364076. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/252 To, Mr. FAKKIRAPPA B SORTUR PWD QUARTERS B6 SANTOSH NAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31076306576 LIMIT:Rs.1192000/OUTSTANDING BALANCE(*):Rs.1076480/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31076306576. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/253 To, Mr. SHANKAR NIRANJAN 55 & 56 A ASHOKNAGAR 2 ND CROSS HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31113078800 LIMIT:Rs.1136000/OUTSTANDING BALANCE(*):Rs.1040528/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31113078800. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/254 To, NANDI ANILKUMAR V 101 VIJAY PLAZA OLD IT OFFICE VIDYANAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31114582116 LIMIT:Rs.813000/OUTSTANDING BALANCE(*):Rs.736334/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31114582116. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/255 To, ARALAKKANAVAR MALLAPPA KALL P C JABIN SCIENCE COLLEGE VIDYANAGAR DHARWAD Dear Sir/ Madam 580021

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31115298473 LIMIT:Rs.776000/OUTSTANDING BALANCE(*):Rs.647988/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31115298473. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/256 To, Mr. LAXMAN HANAMANTAPPA MUTAGA H NO 65 HEGGERI JAGADHESH NAGAR OLD HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31115353616 LIMIT:Rs.406000/OUTSTANDING BALANCE(*):Rs.357228/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31115353616. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/258 To, Mr. ARUN HANUMANTSA IRKAL PLOT NO 98/2 1ST CROSS VIJAYNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31123558035 LIMIT:Rs.1850000/OUTSTANDING BALANCE(*):Rs.1592423/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31123558035. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/259 To, BASAVRAJ ULLAGADDIMATH 31 V V NAGAR HUBLI OMKAR PLOT NO 9 BEHIND SBI APP RAJNAGAR HUBLI GADAG 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31145211428 LIMIT:Rs.1052000/OUTSTANDING BALANCE(*):Rs.892084/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31145211428. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. KALYANI NARAYANRAO PAWAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31874751611 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.962548/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31874751611. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Shri PRASHANT CHANDRASHEKHAR C No 51 SHIVAKRUPA VIJAYNAGAR VIJAYNAGAR HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31646083303 LIMIT:Rs.200000/OUTSTANDING BALANCE(*):Rs.192782/PRESENT INTEREST RATE:12.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31646083303. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ARUN HANUMANTSA IRKAL

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31855592083 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.491396/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31855592083. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SUSHMA NAVEEN KULKARNI 40/8 CHANDRANATH NAGAR VIJAYNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31265288246 LIMIT:Rs.1099000/OUTSTANDING BALANCE(*):Rs.1035079/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31265288246. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, HEGDE SRIDHAR N H NO 68 MADHURA PARK SANTOSHNAGAR SANTASHNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31304373127 LIMIT:Rs.640000/OUTSTANDING BALANCE(*):Rs.531766/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31304373127. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. PREMA YAMANAPPA GOKAK C S KITTUR HIGH SCHOOL ATHNI TQ/ ATHNI PARASGAD (SAU Dear Sir/ Madam DIST/ BELGAUM. 591304

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31307966294 LIMIT:Rs.618000/OUTSTANDING BALANCE(*):Rs.574960/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31307966294. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. POOJA P. JAHAGIRDAR W/O PRADEEP K JAHAGIRDAR H NO RADHAKRISHNA NIVAS 2ND STAGE SHAKTICOLONY HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31348929549 LIMIT:Rs.506000/OUTSTANDING BALANCE(*):Rs.519211/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31348929549. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MALAGER F HEMAPPA NO.1 KENDRIYA VIDYALAYA RAJNAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31476354038 LIMIT:Rs.839000/OUTSTANDING BALANCE(*):Rs.855719/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31476354038. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. SHERASHAH FAKHARUDDIN KAMM 216 KIMS QUARTERS BLOCK NO. 1 HOUSE NO. 4 GOVT QUARTERS DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31523675469 LIMIT:Rs.3000000/OUTSTANDING BALANCE(*):Rs.2628714/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31523675469. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SRINIVAS SHANKARRAO PATIL HOUSE NO 59 MADHURA PARK NEAR J K COLLEGE DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31549043326 LIMIT:Rs.471000/OUTSTANDING BALANCE(*):Rs.432925/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31549043326. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PARUSHURAM H GADAGKAR PARUSHURAM H GADGAKAR TUTADMANI H NO 1 SHAKTI COLONY VISHVESHWAR NAGAR DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31551343597 LIMIT:Rs.750000/OUTSTANDING BALANCE(*):Rs.739848/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31551343597. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. NAVALLI MALLAPPA H.NO.13 NEAR GOVT JUNIOR COLLEGE GOPPANKOPPA DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:31568318416 LIMIT:Rs.350000/OUTSTANDING BALANCE(*):Rs.247636/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31568318416. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SAHADEVAPP BHIMAPP ARALESW KENDRIYA VIDYALAYA NO 2 GADA OPPOSITE R G S (KUSUGAL ROAD S (KOTHARI LAYOUT SHABARINAGAR) DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31581031344 LIMIT:Rs.878000/OUTSTANDING BALANCE(*):Rs.822632/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31581031344. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SANGANAL MARUTHI P 136 VISHWESHWAR NAGAR 4TH CROSS DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:31609151461 LIMIT:Rs.700000/OUTSTANDING BALANCE(*):Rs.708818/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31609151461. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, HANAMSHETTI KALLAPPA ASSISTANT TEACHER GOVT HIGH SC VISHWESWARA NAGAR HUBLI HUBLI DHARWAD 580032 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31669313173 LIMIT:Rs.493000/OUTSTANDING BALANCE(*):Rs.294074/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31669313173. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. SHEELA ASHOK NAGARAHALLI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31802867223 LIMIT:Rs.962000/OUTSTANDING BALANCE(*):Rs.862542/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31802867223. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAVRAJ K MALAGI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31805427187 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.688828/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31805427187. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, PATTANSHETTI SHIVAKUMAR M

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31822179404 LIMIT:Rs.805000/OUTSTANDING BALANCE(*):Rs.789174/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31822179404. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. KAMALESH BHISTESHBHAI JOSH

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31825727358 LIMIT:Rs.435000/OUTSTANDING BALANCE(*):Rs.373249/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31825727358. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHAREEF SAAB

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31827108278 LIMIT:Rs.650000/OUTSTANDING BALANCE(*):Rs.574980/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31827108278. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHREEDHAR BODHARAO DESHPAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31859443990 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.437619/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31859443990. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, JAMAKHANDI ANJU N

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31870441251 LIMIT:Rs.650000/OUTSTANDING BALANCE(*):Rs.640000/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31870441251. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, LUCAS WILLIAM RUTH

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31872588497 LIMIT:Rs.1350000/OUTSTANDING BALANCE(*):Rs.1417453/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31872588497. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, BELGAUMKAR R GOPALKRISHNA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32106200334 LIMIT:Rs.917000/OUTSTANDING BALANCE(*):Rs.903966/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32106200334. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, KATTIMANI YAMUNAPPA D

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31893540266 LIMIT:Rs.550000/OUTSTANDING BALANCE(*):Rs.507509/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31893540266. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, RAYANGOUDAR SHIVANAGOUDA M

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32020036184 LIMIT:Rs.900000/OUTSTANDING BALANCE(*):Rs.185527/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32020036184. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAJENDRA VIRUPAKSHAPPA NAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32051956876 LIMIT:Rs.1350000/OUTSTANDING BALANCE(*):Rs.1177888/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32051956876. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. SHARADA M KATANAIK

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32070105094 LIMIT:Rs.584000/OUTSTANDING BALANCE(*):Rs.574824/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32070105094. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BHASKAR KOTHADAN

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32078625540 LIMIT:Rs.1580000/OUTSTANDING BALANCE(*):Rs.1265542/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32078625540. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. HRISHIKESH R WADER

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32087884026 LIMIT:Rs.460000/OUTSTANDING BALANCE(*):Rs.292194/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32087884026. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, PATTANSHETTI SHIVAKUMAR M

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32088441301 LIMIT:Rs.1405000/OUTSTANDING BALANCE(*):Rs.733666/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32088441301. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. MANJUNATH GOPALKRISHNA BIJ

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32104927768 LIMIT:Rs.790000/OUTSTANDING BALANCE(*):Rs.240824/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32104927768. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/69 To, Mr. KAMALAKAR BHAT 69 GOLDEN PARK VIJAYANAGAR EXTN HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:10004878410 LIMIT:Rs.1000000/OUTSTANDING BALANCE(*):Rs.640470/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878410. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/72 To, ANGADI LINGAPPA PLOT30 MALATESH DHARAMPUR EXTN NEAR MARUTI TEMPLE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:10004878476 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.112159/PRESENT INTEREST RATE:12.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:10004878476. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/101 To, KURIYAVAR BHEEMAPPA RAMESH H NO.1 KENDRIYA VIDYALAYA RAJNAGAR HUBLI Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30008089670 LIMIT:Rs.537000/OUTSTANDING BALANCE(*):Rs.475512/PRESENT INTEREST RATE:12.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30008089670. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, SAVITRI NITIN KHATAWKAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32017979624 LIMIT:Rs.2400000/OUTSTANDING BALANCE(*):Rs.305912/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32017979624. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/1 To, Mr. RAJENDRA MAHARUDRAPPA HURA SILVER TOWN I ST CROSS PLOT NO. 60 GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30776517148 LIMIT:Rs.690000/OUTSTANDING BALANCE(*):Rs.623291/PRESENT INTEREST RATE:9.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30776517148. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/2 To, RAKHI JAIN ANANDA CORPORATION APMC YARD ARSIKERE KARNATAKA INDIA Dear Sir/ Madam

| Date:22/03/2012

573103

YOUR HOUSING LOAN ACCOUNT No:30818519504 LIMIT:Rs.825000/OUTSTANDING BALANCE(*):Rs.647637/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30818519504. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/3 To, Mr. LALITKUMAR HANSRAJ JAIN H NO 95 SHANTINIKETAN NEAR RAGHAVENDRA SWAMY MATH HIRBANA ONI LAXMESWAR GADAG Dear Sir/ Madam

| Date:22/03/2012

582116

YOUR HOUSING LOAN ACCOUNT No:30839045956 LIMIT:Rs.831000/OUTSTANDING BALANCE(*):Rs.759205/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30839045956. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/4 To, Mr. SUDHIR J SHETTY M/S METCUT TOOLINGS PVT LTD. PLOT NO.18 TO 23 RAYAPUR INDUSTRIAL ESTATE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580009

YOUR HOUSING LOAN ACCOUNT No:30840409999 LIMIT:Rs.1130000/OUTSTANDING BALANCE(*):Rs.827169/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30840409999. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/5 To, Mr. RICHARDS G 98 CHALUKYA NAGAR GADAG ROAD HUBIL DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580020

YOUR HOUSING LOAN ACCOUNT No:30852283814 LIMIT:Rs.921000/OUTSTANDING BALANCE(*):Rs.823324/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30852283814. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/6 To, Mr. SURESH S JAMAKHANDI E 307 MADHURA COLONY KUSUGAL ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30875367459 LIMIT:Rs.1019000/OUTSTANDING BALANCE(*):Rs.895124/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30875367459. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/7 To, Mr. NAGAPPA FAKEERAPPA MUNOLI PLOT NO 30 NEAR SAMUDAYA BHAW LINGRAJ NAGAR NORTH HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30878767975 LIMIT:Rs.456000/OUTSTANDING BALANCE(*):Rs.402182/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30878767975. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/8 To, Mrs. CHANDRABHAGHYA . O/O EPF ORGANISATION 4TH FLOOR SHRINATH COMPLEX NCM. HUBLI DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30886562491 LIMIT:Rs.474000/OUTSTANDING BALANCE(*):Rs.422438/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30886562491. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/9 To, DESAI SHRINIVAS GANGADHAR #7 PADMAVATI APARTMENT 2ND FLOOR MAYURI ESTATE NAGASHETTIKOPPA HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30887244058 LIMIT:Rs.691000/OUTSTANDING BALANCE(*):Rs.645166/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30887244058. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/11 To, Mr. BASAVARAJ KARIYAPPA KABBER TEACHERS COLONY BENGERI HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30891802223 LIMIT:Rs.770000/OUTSTANDING BALANCE(*):Rs.786544/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30891802223. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/12 To, Mr. ANISH BIPINCHANDRA SHAH C/O A B AGENCIES RAZAK COMPLEX KOPPIKAR ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30892721681 LIMIT:Rs.1561000/OUTSTANDING BALANCE(*):Rs.1385441/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30892721681. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/13 To, Mr. AXAY BIPINCHANDRA SHAH C/O A B AGENCIES RAZAK COMPLEX KOPPIKAR ROAD HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30892731407 LIMIT:Rs.1584000/OUTSTANDING BALANCE(*):Rs.1237609/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30892731407. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/14 To, Mr. NIYAZAHAMED ABDULGANI BANC ISLAMPUR ROAD NA NAGAR 1 ST CROSS OLD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30898189647 LIMIT:Rs.188000/OUTSTANDING BALANCE(*):Rs.169641/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30898189647. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/15 To, MEHAMOOD D MIRJI EMP NO.0771 T NO 4673 SCR WORKSHOP GADAG R HUBLI DHARWAD Dear Sir/ Madam 580020

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30907307203 LIMIT:Rs.555000/OUTSTANDING BALANCE(*):Rs.530185/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30907307203. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/16 To, Mr. RAVINDRANATH BILGI PLOTS NAGASHETTI KOPPA KESHWAPUR DHARWAD Dear Sir/ Madam K

| Date:22/03/2012

580023

YOUR HOUSING LOAN ACCOUNT No:30910579158 LIMIT:Rs.261000/OUTSTANDING BALANCE(*):Rs.235254/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30910579158. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/18 To, PRABHAKAR D BANKAPUR BLOCK NO 2 ARADHANA APARTMENT VIDYANAGAR JAYANAGAR HUBLI DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30954910874 LIMIT:Rs.660000/OUTSTANDING BALANCE(*):Rs.596613/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30954910874. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/19 To, Mr. NIYAZAHAMED ABDULGANI BANC ISLAMPUR ROAD NA NAGAR 1 ST CROSS OLD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31008685349 LIMIT:Rs.366000/OUTSTANDING BALANCE(*):Rs.343271/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31008685349. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/20 To, Mrs. RADHA HULEKAL H NO 5 GOURISH APPARTEMENTS DESHPANDE NAGAR DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580029

YOUR HOUSING LOAN ACCOUNT No:31053514811 LIMIT:Rs.302000/OUTSTANDING BALANCE(*):Rs.217179/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31053514811. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/22 To, Mr. MADHUKAR RATNAKAR SHETTY S/O RATNAKAR SHETTY KALLAPUR BUILDING LINGRAJ NAGAR NORTH HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580025

YOUR HOUSING LOAN ACCOUNT No:31149880199 LIMIT:Rs.1169000/OUTSTANDING BALANCE(*):Rs.1124101/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31149880199. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/13029/HL/10 To, Mr. RAVI M B NO 5 SURABHI NAGAR 2ND CRS MANJUNATH NAGAR HUBLI NEAR SHAKTI TEMPLE DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:30889408786 LIMIT:Rs.662000/OUTSTANDING BALANCE(*):Rs.224318/PRESENT INTEREST RATE:8.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30889408786. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, MANJUNATH AGENCIES - PROP: MAN 8871/2 BANKAPUR CHOWK P B ROAD HUBLI DHARWAD 580028 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31236511246 LIMIT:Rs.2120000/OUTSTANDING BALANCE(*):Rs.1999282/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31236511246. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. REHANA ALLABAKSH DAKHANI GAVI MOHALLA HUBLI DHARWAD Dear Sir/ Madam 580028

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31573023151 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.341645/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31573023151. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHRIKANT BHOJARAJASA RANGR 79 RUDRAGANGA LAYOUT SUBHADR DOLLERS COLONY BEHIND NEW BUS GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31373030847 LIMIT:Rs.1535000/OUTSTANDING BALANCE(*):Rs.1447220/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31373030847. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. ANNAPURNA L GOREBAL . ASST. ENGINEER KARNATAKA HOUS KARWAR ROAD HUBLI DHARWAD 580029 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31514531314 LIMIT:Rs.1089000/OUTSTANDING BALANCE(*):Rs.976352/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31514531314. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. ADIVEPPA HANUMAPPA AMATYEN POLICE QUARTER NO 6 KALABA NARGUND GADAG 582207 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31572400304 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.285121/PRESENT INTEREST RATE:9.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31572400304. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. B R VIJAYKUMAR RLY QTRS NO 1305-E CLUB ROAD KESHWAPUR OPP-ENKAY COMPLEX HU DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31660521363 LIMIT:Rs.1270000/OUTSTANDING BALANCE(*):Rs.1240901/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31660521363. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHARANABASAYYA VEERAYYA BH BEHIND DAIVAJNA BHAVAN KALYAN 2ND CROSS VIDYANAGAR HUBLI DHARWAD 580031 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31669906627 LIMIT:Rs.1195000/OUTSTANDING BALANCE(*):Rs.1174165/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31669906627. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Miss. CHAITRA ANAND KALYAN PLOT NO.10 NEAR GIRISH ENGLISH MEDIUM SCH JAYANAGAR EXTN VIDYANAGAR DHARWAD 580021 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31677084287 LIMIT:Rs.1165000/OUTSTANDING BALANCE(*):Rs.913947/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31677084287. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. SHASHIKALA NAGARAJAN H.NO.22 1ST MAIN BANASHANKAR KESHWAPUR HUBLI DHARWAD 580023 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31680350528 LIMIT:Rs.1997000/OUTSTANDING BALANCE(*):Rs.1532627/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31680350528. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. IRAPPA V KAMADOLLI AT POST: MUKKALL TALUK: KALAGHATGI MUKKALL HONAVAR Dear Sir/ Madam

| Date:22/03/2012

581204

YOUR HOUSING LOAN ACCOUNT No:31684958678 LIMIT:Rs.742000/OUTSTANDING BALANCE(*):Rs.697143/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31684958678. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PARVATI S BASAVARAJ HC 662 RURAL POLICE STATION Q HAVERI DHARWAD Dear Sir/ Madam 581110

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31693155228 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.592620/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31693155228. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SURENDRA JAGANATH SHARMA NO 10 SHIROOR PARK FIRST STAGE VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:31699125718 LIMIT:Rs.1499000/OUTSTANDING BALANCE(*):Rs.1394347/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31699125718. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, PATIL ANAND ANJANAYA C/O S A PATIL C/O DODWADMATH H VIJAYANAGAR HUBLI Dear Sir/ Madam 580032

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31704201493 LIMIT:Rs.680000/OUTSTANDING BALANCE(*):Rs.641055/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31704201493. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. CHANDRASHEKAR # 23 BEHIND HOTEL HANS VIDYANAGAR HUBLI DHARWAD Dear Sir/ Madam YAVAGAL

| Date:22/03/2012

580031

YOUR HOUSING LOAN ACCOUNT No:31704263744 LIMIT:Rs.1828000/OUTSTANDING BALANCE(*):Rs.1743539/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31704263744. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SRIDHAR MAHADEV DIXIT D-3 MANTUR BUILDING 5TH CROS JAKARADDY HOSPITAL ROAD DHARWAD Dear Sir/ Madam

| Date:22/03/2012

580030

YOUR HOUSING LOAN ACCOUNT No:31757387292 LIMIT:Rs.1190000/OUTSTANDING BALANCE(*):Rs.1183954/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31757387292. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. IMTIAZAHMED DESAI # NO 687/36 4TH MAIN 3 RD CROSS BHAGATHSINGH NAGAR DAVANGERE SHIMOGA/CHITR 577002 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31762983027 LIMIT:Rs.300000/OUTSTANDING BALANCE(*):Rs.295523/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31762983027. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SHANTARAM K BHANDARI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31837366340 LIMIT:Rs.1320000/OUTSTANDING BALANCE(*):Rs.1299058/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31837366340. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. PANNERL SELVAM K (0772805

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31839623647 LIMIT:Rs.810000/OUTSTANDING BALANCE(*):Rs.794226/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31839623647. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAJENDRA SHRIDHAR ODEYAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31852341848 LIMIT:Rs.1836000/OUTSTANDING BALANCE(*):Rs.1814625/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31852341848. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SIDDESH D KATTIMANI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31791629516 LIMIT:Rs.800000/OUTSTANDING BALANCE(*):Rs.813705/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31791629516. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAJENDRA GURUSIDDAPPA HEBB

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31883775007 LIMIT:Rs.500000/OUTSTANDING BALANCE(*):Rs.479717/PRESENT INTEREST RATE:10.75% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31883775007. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VENKATESH MOHANSA JADI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31785630041 LIMIT:Rs.3834000/OUTSTANDING BALANCE(*):Rs.3292088/PRESENT INTEREST RATE:11.25% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31785630041. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SATISH CHOPRA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31771253806 LIMIT:Rs.1700000/OUTSTANDING BALANCE(*):Rs.1593165/PRESENT INTEREST RATE:11.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31771253806. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. RAGHVENDRA AMBAJIRAO HABBU

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31887910555 LIMIT:Rs.1640000/OUTSTANDING BALANCE(*):Rs.534392/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31887910555. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. BASAVARAJ TIRAKAPPA MYAGED

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31964012782 LIMIT:Rs.475000/OUTSTANDING BALANCE(*):Rs.467806/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31964012782. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, DESAI SHRINIVAS GANGADHAR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31920740109 LIMIT:Rs.875000/OUTSTANDING BALANCE(*):Rs.879118/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31920740109. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. EDACHARIAN NANU

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31924169661 LIMIT:Rs.824000/OUTSTANDING BALANCE(*):Rs.535106/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31924169661. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Dr. SUNIL NARAYANRAO GAYAD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31941085791 LIMIT:Rs.1850000/OUTSTANDING BALANCE(*):Rs.1809561/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31941085791. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SUNIL BABURAO YADAV

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32048935012 LIMIT:Rs.1424000/OUTSTANDING BALANCE(*):Rs.1398390/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32048935012. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. SATTARBEG IMAMBEG SAVANUR

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32070511528 LIMIT:Rs.600000/OUTSTANDING BALANCE(*):Rs.513778/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32070511528. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, VIJAYALAKSHMI M

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32196584878 LIMIT:Rs.1700000/OUTSTANDING BALANCE(*):Rs.4250/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32196584878. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. ARUNA SUDESH NAYAK

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32197042200 LIMIT:Rs.2095000/OUTSTANDING BALANCE(*):Rs.5238/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32197042200. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mrs. PHANIKUMARI KODANDA RAMUD

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32221125896 LIMIT:Rs.3000000/OUTSTANDING BALANCE(*):Rs.10000/PRESENT INTEREST RATE:10.50% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32221125896. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. ARKALGUD S DR.DEEPAK A N CHINMAYA H NO:161 BASAVESHWAR AIR PORT ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30416281544 LIMIT:Rs.1388040/OUTSTANDING BALANCE(*):Rs.4/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30416281544. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. DAVANGER HIREMATH SIDDESH GANESH MEDICAL & GEN STORES BASAVESHWARE NAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30447106041 LIMIT:Rs.2776080/OUTSTANDING BALANCE(*):Rs.9/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30447106041. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. SADANAND SIDDAPPA LOHAR(KA NO 122 RAVINAGAR GOKUL ROAD HUBLI DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:30666036345 LIMIT:Rs.1318639/OUTSTANDING BALANCE(*):Rs.4/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30666036345. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/0 To, Mr. SHRIPAD KRISHNAJI PUROHIT H NO 153 III MAIN RAVINAGAR GOKUL ROAD DHARWAD 580030 Dear Sir/ Madam

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31081950366 LIMIT:Rs.640000/OUTSTANDING BALANCE(*):Rs.1/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31081950366. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/2212/HL/461 To, Mr. NARAYAN NARSINGRAO DEVKAR H NO 193 RAVI NAGAR GOKUL ROAD HUBLI DHARWAD Dear Sir/ Madam 580030

| Date:22/03/2012

YOUR HOUSING LOAN ACCOUNT No:31140035250 LIMIT:Rs.400000/OUTSTANDING BALANCE(*):Rs.2/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31140035250. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No:SFD/6967/HL/0 To, CHANDRASHEKARMATH 112 ADARSH NAGAR V V NAGAR Dear Sir/ Madam SHIVAMURTH

| Date:22/03/2012

580032

YOUR HOUSING LOAN ACCOUNT No:30728629359 LIMIT:Rs.843929/OUTSTANDING BALANCE(*):Rs.2/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:30728629359. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. VIGHNESHA SOORYA

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:31767842912 LIMIT:Rs.962303/OUTSTANDING BALANCE(*):Rs.5/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:31767842912. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

No: To, Mr. LAXMIKANT V GONI

| Date:22/03/2012

Dear Sir/ Madam YOUR HOUSING LOAN ACCOUNT No:32154348217 LIMIT:Rs.925015/OUTSTANDING BALANCE(*):Rs.5/PRESENT INTEREST RATE:0.00% ONE TIME OPTION TO EXISTING BORROWERS SWITCH OVER TO CURRENT INTEREST RATE STRUCTURE ============================================== State Bank of India is providing as one time option to existing Home Loan borrowers to switch over to Current Card interest rate on payment of one time switch over fee @ 1% of the outstanding balance in the loan account. Current Base Rate(BR)10% p.a-Effective rate of interest ========================= ========================== Upto Rs.30.00 Lacs -0.75% above BR,current effective rate 10.75% p.a.(Floating) >Rs.30.00 L-Rs.75.00 Lacs-1% above BR,current effective rate 11% p.a.(Floating) Above Rs.75.00 Lacs - 1.25% above base rate(BR)@ 11.25% p.a.(Floating)

To avail the benefit, please send the enclosed request letter duly signed by you (all borrowers) and Guarantor(s), if any, along with DD/Cheque favouring SBI- switchover Fee on account of HL A/c.No:32154348217. For any further clarification, please call on us at our Office on any working day. Yours faithfully,

ASSISTANT GENERAL MANAGER *AMOUNT SHOWN AS OUTSTANDING EXCLUDES ACCRUED INTEREST

STATE BANK OF INDIA RASMECCC, HUBLI SBI ZO BLDGS, KUSUGAL ROAD

KESHWAPUR,
HUBLI - 580023 PHONE : 0836 2261363 FAX : 0836 2261408

With you - all the way

Email

rasecc.hubli@sbi.co.in

Вам также может понравиться