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Send your letters &
comments to
the editor at:
editor@lafra.org
February 2012 41
Come and honor the 2011
Firefighter of the Year
A/O Doak S. Smith
Tickets are available for $36.00 per person.
Tables of ten are available for $350.00
NO TICKETS WILL BE SOLD AT THE DOOR,
ONLY PICKED-UP
LIMITED SEATING
Wednesday, March 21, 2012, 12 Noon
at the
Kyoto Grand Hotel
120 S. Los Angeles Street, Los Angeles
Please RSVP to (213) 386-3316
by March 19, 2012
PLEASE MAKE YOUR CHECK OUT AND MAIL TO THE:
LOS ANGELES CITY FIREFIGHTERS ASSOCIATION (or LAFFA)
34764 Avenue E
Yucaipa, CA 92399
ATTN: DAVID FRELINGER
dear andy,
I am enclosing a check as a donation to our
relief Association. I am so thankful for the speedy
and complete delivery of medical equipment sent
to me in my time of need. It was really a blessing
and I am so appreciative.
God bless you and our wonderful fre department.
James R. Leake
Laguna Niguel, CA
dear andy,
Your kindness and concern have meant so very
much and will always be remembered. Thank
you for your kind and reassuring support. Having
the Los Angeles Firemens Relief Associations
services were a tremendous comfort during the
loss of our father, Norm Devereux.
Sincerely,
Christa Jackson & Craig Devereux
Studio City, CA
dear la Firemens relief association,
Please accept this donation to the Widows,
Orphans and Disabled Firemens Fund in memory
of Thomas A. Tony Ennis.
Tony and I were Auto Firemen in Battalion1
in the mid 70s. Tony was at 10s and I was at 4s,
and to this day I remember a drill he put on about
High Rise Building Systems as they related to the
fre department. Later, I was assigned to the Fire
Prevention Bureau and for a part of the time, Tony
was the Assistant Fire Marshal. My memories of
Tony are of a competent, grounded, serious and
conscientious person. Regardless of rank.
Several months ago, two other LAFD members
and I went to visit Tony shortly after he had started
his treatment. He was in good spirits, and it seemed
that the chemo wasnt having the debilitating side
effects it is known for. So it was an unwelcome
surprise when I saw the Death Notice not that
much later.
Sincerely,
Richard Watters, LAFD retired
Agoura Hills, CA
Hi John,
Please accept this small token to the Widows
& Orphans Fund in memory of Captain II Kirk
Basore. I worked with Captain Basore back in the
late 60s and early 70s at Fire Station 15 before he
transferred to his fnal assignment at Fire Station
35 in Hollywood. He was a tough, old school,
freman and offcer who loved his job and crew.
During his long and well deserved retirement, he
stayed involved with the department through his
loyal support of the LAFD Historical Society and
our Fallen Firefghter Memorial. Earlier this year,
at the ripe old age of 97, he was still volunteering
and cooking pancakes, along with his long-time
friend Barney Nip, at the Historical Societys
annual Pancake Breakfast. He will be missed by
all who knew him.
Glenda & Roger Gillis
Lake Arrowhead, CA
los angeles Firemens relief association,
A heartfelt thank you for your kind expression
of sympathy. Thank you so much for the beautiful
fowers and the kind words making Teds memorial
so special.
Love,
Mrs. Ted Wolfe
Lisa and Judy
San Juan Capistrano, CA
to the los angeles Firemens relief association,
It was appreciated more than you know. All
of the kindness and support I have received from
you has meant more to me than I can convey with
words. Today I received your most generous gift
and again I thank you.
Sincerely,
Rebecca Stanis
Culver City, CA
42 February 2012
H
ow times have changed. Less than 22%
of American households are composed
of married couples with dependent
children, according to the latest U.S. Census.
That number has dropped signifcantly: In
1970, 40% of households ft in that category.
1
Meanwhile, over the past 40 years, the number
of unmarried couple households has tripled to
nearly 4% of the population; there are currently
about four million such households in the Unit-
ed States.
1
legal proteCtions
Unlike married couples, unmarried
partners lack many of the legal protections or
rights granted to spouses in the event of divorce
or death. Although most states will consider a
claim by an unmarried partner, there is no spe-
cifc legal precedent in the absence of a written
contract. Therefore, couples may wish to
consider creating a domestic partnership agree-
ment. This document can detail the sharing of ex-
penses as well as the ownership and distribution
of assets should the relationship end. A domestic
partnership agreement is especially important
in situations where one partner is the primary
breadwinner or owns the majority of assets.
Decision making control is another
crucial issue. Unmarried partners should create
durable power of attorney and health care proxy
documents. Some states also require a living will
to address life-support issues. Creating a let-
ter of instruction regarding burial or memorial
preferences should also be considered. If such
documents do not exist, an unmarried individual
may fnd that his or her partners blood relatives
will be allowed to make these key decisions if
the need arises.
Unmarried couples with children face
another concern: legal guardianship. Nearly 40%
of unmarried couples have children under the
age of 18.
1
Yet legal guardianship of these chil-
dren may not be as sound as for married couples.
Because of this, unmarried couples should
consider signing a written agreement acknowl-
edging parental rights and responsibilities and
having each partner name the other as primary
guardian in wills.
aCHieving a ComfortaBle retirement
Although both married and unmarried
couples need to save for retirement, unmarried
couples may need to save more. Why? Because
they will not be eligible for each others Social
Security benefts and, in some cases, employer-
sponsored retirement plan distributions. Un-
married partners should check their plan rules
and specify plan benefciaries. The IRS now
allows a nonspousal benefciary of an IRA to take
required distributions over his or her lifetime
rather than in a lump sum, allowing for potential
tax-deferred growth over a longer period of time.
Therefore, you may wish to contribute the annual
maximum to an IRA ($5,000 in 2011; $6,000 age
50 and over)) before maximizing contributions
to an employer-sponsored retirement account.
Annuities may also be an attractive
investment vehicle since they allow for unlim-
ited after-tax contributions, regardless of income
or sources of income. Additionally, the payout
methods of annuities usually include insurance
features, enabling a named benefciary or ben-
efciaries to receive payments if the owner dies
before withdrawals begin.
When discussing retirement issues
with your trusted advisors, remember to review
all fnancial documents, including employer-
sponsored retirement accounts, IRAs, annuities,
and life insurance policies, to ensure named ben-
efciaries are consistent with those mentioned in
wills.
estate planning issues
For a spouse, a marriage certif-
cate is the gateway to a number of fnan-
cial benefts that unmarried partners
do not necessarily possess. This
disadvantage is especially appar-
ent in regard to estate planning.
Its essential for domes-
tic partners to create wills. If you die
without a will, the state may distribute
your partners assets to his or her clos-
est blood relatives. To help rebut
a challenge to a will, domestic
partners may want to videotape
their wishes in the presence
of an attorney. Addition-
ally, a living trust may be
desired because it remains
confdential and is not
subject to probate.
Transferring as-
sets upon death requires
careful planning for un-
married partners. For ex-
ample, federal tax law allows all assets to pass to
a spouse tax free and no applicable estate taxes
are due until the second spouse dies. Unmarried
couples do not enjoy this tax advantage.
If you have signifcant taxable assets,
it will be necessary to pursue other avenues to
potentially reduce estate tax. Currently, the fed-
eral estate tax is 35% on estates over $5 million,
but the rate is scheduled to increase to 55% and
apply to estates in excess of $1 million in 2013
unless Congress enacts new legislation. To help
reduce tax liabilities for the surviving partner,
you can purchase life insurance to pay any po-
tential federal and state estate taxes. A surviv-
ing partner must own the insurance to avoid it
becoming part of the estate of the deceased.
Therefore, each partner must own enough insur-
ance to pay any anticipated taxes on the assets of
his or her partner.
estate planning for domestiC partners
An unmarried partner may wish to
bequest a portion of his or her estate to children
from a previous relationship
or to charity. Here are two
legal mechanisms to help
achieve these goals while
still providing for a sig-
nifcant others fnancial
security. Note: Because
trusts are complex instru-
ments, consult a com-
petent estate planning
attorney.
February 2012 43
total return trust - Similar to a charitable
unitrust, this mechanism may potentially provide
both income (for the remaining partner, who is
the income benefciary) and long-term capital
appreciation (for grandchildren or other principal
heirs). Defning income as a percentage of the
principal of the trusts assets should appease both
parties.
life estate - If a home is only in one persons
name, the homeowner can include a life estate
stake in the home to the partner in his or her will.
This gives possession of the home to the remain-
ing partner - to live in the home or rent it and
retain the rental income - for the remainder of his
or her life. Upon the death of the second partner,
the title of the property transfers to the heir(s) in
the will.
points to rememBer
1. Unmarried couples may wish to create
a domestic-partnership agreement, which should
detail the sharing of expenses as well as the own-
ership and distribution of assets should the rela-
tionship end.
2. Legal protections, such as durable pow-
er of attorney and health care proxy documents,
and in some cases, a living will, can help safe-
guard decision making control, if one partner is
unable to make fnancial or health care decisions.
3. Domestic partners may need to save
more for retirement than married couples.
Annuities and IRAs may be attractive
retirement savings vehicles for such couples.
4. Careful estate planning, including the
use of trusts, may be appropriate for effective
wealth transfer as unmarried partners will not
enjoy tax advantages that federal law bestows
upon spouses.
1
Source: U.S. Census Bureau, based on 2009
census estimates (latest available).
for more information
If youd like to learn more,
please contact Jodie Cohen, 800-247-2265,
jodie.a.cohenpotter@mssb.com
Potential purchasers seeking to use an annuity to fund a
qualifed or other tax-advantaged retirement plan should understand that
the use of an annuity for such purpose is not necessary to defer taxation of
investment earnings.
Morgan Stanley Smith Barney and its Financial Advisors
do not provide tax or legal advice, are not fduciaries( under ERISA,
the Internal Revenue Code or otherwise) with respect to the services or
activities described herein, and this material was not intended or written
to be used for the purpose of avoiding tax penalties that may be imposed
on the taxpayer. Individuals should consult their personal tax and legal
advisors before making any tax or legal related decisions.
The author(s) and/or publication are neither employees of
nor affliated with Morgan Stanley Smith Barney LLC (MSSB). By
providing this third party publication, we are not implying an affliation,
sponsorship, endorsement, approval, investigation, verifcation or moni-
toring by MSSB of any information contained in the publication.
The opinions expressed by the authors are solely their
own and do not necessarily refect those of MSSB. The information and
data in the article or publication has been obtained from sources outside
of MSSB and MSSB makes no representations or guarantees as to the
accuracy or completeness of information or data from sources outside
of MSSB. Neither the information provided nor any opinion expressed
constitutes a solicitation by MSSB with respect to the purchase or sale of
any security, investment, strategy or product that may be mentioned.
Article written by McGraw Hill and provided courtesy
of Financial Advisor Jodie Cohen, Morgan Stanley Smith Barney LLC.
Member SIPC.
Do you want your money, home, cars and other assets to go to your
loved ones or someone else you never intended?
If you do not have an Estate Plan, your valuable assets could end up
in the wrong hands. Even worse, your family could end up paying
huge amounts in taxes and legal fees, and face lengthy battles.
To help make sure this does not happen to you, the Los Angeles
Firemens Relief Association oers its members a one-time, $600
Estate Planning Benet.
We encourage you to make sure your aairs are in order and avoid
putting o this important and simple process.
Protect Your Family!
Ask for your Getting Started Kit today by calling
Marlene Casillas, Development & Marketing Director, at
(323) 259-5217 or email at MCasillas@LAFRA.org
Paid Advertisement:
44 February 2012
MEMBErs
vinCent l. CHavez, apparatus operator. Appointed June 10, 1961.
Retired on a service pension July 05, 1981 from FS 2-A. Passed away November 22, 2011.
JaCk m. davis, engineer. Appointed September 23, 1940.
Retired on a service pension June 01, 1975 from FS 37. Passed away November 27, 2011.
douglas p. mC donald, Captain. Appointed April 30, 1966.
Retired on a disability pension May 11, 1991 from FS 72-C. Passed away November 30, 2011.
kirk f. Basore, Captain. Appointed November 22, 1943.
Retired on a service pension October 01, 1977 from FS 35. Passed away November 02, 2011.
JaCk w. Creager, fireBoat mate. Appointed October 27, 1947.
Retired on a service pension November 01, 1976 from FS 110. Passed away December 03, 2011.
stanley B. green, fireman. Appointed October 27, 1947.
Retired on a service pension March 01, 1976 from FS 99. Passed away December 03, 2011.
wayne H. Jepsen, engineer. Appointed December 19, 1955.
Retired on a service pension January 05, 1986 from FS 8-A. Passed away December 08, 2011.
william r. antisdel, Battalion CHief. Appointed March 18, 1947.
Retired on a service pension June 01, 1976 from BN 17. Passed away December 19, 2011.
douglas a. morton, firefigHter. Appointed June 21, 1954.
Retired on a service pension September 11, 1977 from FS 104-B. Passed away December 19, 2011.
Carl r. marino, fireman. Appointed September 23, 1957.
Retired on a disability pension December 01, 1974 from FS 61. Passed away December 25, 2011.
paul mClaugHlin, engineer. Appointed September 24, 1940.
Retired on a service pension June 01, 1978 from FS 2-C. Passed away December 29, 2011.
opal Bryant, sUrviving spoUse oF grADy e. BryAnt, pAsseD AwAy novemBer 25, 2011.
margaret tusCHer, sUrviving spoUse oF CLAyton L. tUsCher, pAsseD AwAy novemBer 30, 2011.
may a. maJor, sUrviving spoUse oF rAymonD h. FArreLL, pAsseD AwAy DeCemBer 01, 2011.
onez polk, spoUse oF pAUL L. poLk, pAsseD AwAy DeCemBer 05, 2011.
zetta l. sHeeHan, sUrviving spoUse oF wArren h sheehAn, pAsseD AwAy DeCemBer 10, 2011.
mary miller, spoUse oF JAmes g. miLLer, pAsseD AwAy DeCemBer 14, 2011.
FaMilY
February 2012 45
Paid Advertisement:
JoHN W. MARTINEZ - Operations Control Division
Battalion Chief, A Platoon
THURsdAY, MARcH 1, 2012
san Antonio Winery
737 Lamar St. - Los Angeles, CA 90031
Lunch: 11:00 AM-2:00 PM
Menu: Chicken picatta
$45, includes tax, tip, gift (Sorry, NO DJ...it was an error)
RsVP by February 21, 2012, to OCD
Michael Rhodes or Natalie Goshi, (213) 485-6009
RAYMUNd E. PERAlTA, Engineer, FS 35-C
MoNdAY, FEBRUARY 27, 2012
The odyssey
15600 Odyssey Drive
Granda Hills, CA 91344
Social Hour 6:00 PM Dinner 7:00 PM
MENU: Buffet - $60.00 includes tax, tip & gift
Contact Fire Station 35 - (213) 485-6235
sPoUsEs WElcoME.
FREd A. loPEZ, Captain II FS87-B
sUNdAY, APRIl 29, 2012
sportsmens lodge
12833 Ventura Blvd.
Studio City, CA 91604
Social Hour: 11:00 AM Lunch: 12:00 PM
Menu: Chicken Breast in lemon herb caper sauce or grilled salmon
$40, includes tax, tip & gift
Call FS 48 by April 15th - (818) 368-3568
NEAl JoNEs, PAUl sTEFFEN & ToM KEPHART
sUNdAY, MARcH 4, 2012
Bridgeport Valencia community center
27002 Edgewater Lane - Valencia, CA 91355
Social Hour/Dinner: 2:00 PM-6:00 PM
Menu: Buffet
$25, all beer, wine & sodas are provided.
If you have a favorite liquor, BYOB.
Call FS 87 - (818) 756-8687 or Tom Kephart - (661) 816-4476
or Neal Jones - (661) 252-3272
cHRIs KAWAI, Battalion Chief, Battalion 5-B Platoon
FRIdAY, FEBRUARY 17, 2012
Brookside Golf club
1133 Rosemont Avenue, Pasadena, CA
Golf Tourney: February 17, 2011 (same day)
Brookside Course #1 (same place) - Tee off @ 11:00 AM
$60.00 includes cart - Contact Joe Castro, Batallion 5 C
(213) 485-6275 or Cell (213) 709-1546
Social Hour 6:00 PM Dinner 7:00 PM
MENU: Chicken or Beef - $55.00 includes tax, tip & gift
Contact Fire Station 27 - (213) 485-6227
KENNETH cAssIdY, captain I, Fs 56-A
sUNdAY MARcH 11, 2012
Edendale
old Fire station 56
2838 Rowena Ave.
los Angeles, cA 90039
323-666-2000
http://www.theedendale.com
2pm 7pm
Menu: TBD
$50, includes tax, tip & gift
Call FS 56 213-485-6256
ALL ARE WELCOME!
46 February 2012
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February 2012 47
A
host of family and friends, plus dozens of present and past co-workers
gathered at Fire Station 80 to send off three of the B shifts fnest.
Steve Nowinski was appointed to the LAFD on January 29, 1978 and
came to Battalion 4 in 1979. He retired on July 8, 2011. Steve was joined by his
wife Debbie, daughter Lauren, mother Beatrice, brother Stanley with wife Janice,
brother Stuart, and two sisters Sally and Susan.
Vince Thrash started the drill tower on February 27, 1977. He began his stint in
Battalion 4 on January 11, 1981 and fnally pulled the plug on February 26, 2011.
His guests for the luncheon were his wife Nadia and good friends Earl Wyatt, Mike
Dempsey, and Richard & Peggy Sullivan.
Rick Hunter began his LAFD career on August 10, 1980. His fnal day on the job
was January 7, 2011. Rick came to the battalion in November of 1981 and spent the
next 17 years at Fire Station 80. Attending the farewell party for Rick were his
domestic partner Susie, sister Melinda, brother-in-law Larry, nephew Christopher, and longtime friends Steve Gamboa and Greg Shaghoian.
The loss of these three fne airport frefghters leaves a huge void of skill and know-how in the crews there. As you can see from each of their
years of experience, they will be diffcult to replace. Good luck in your retirements gentlemen!
livinG trusts
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48 February 2012
February 2012 49
tWO-in/tWO-Out rulE
By now, the fre service is familiar with
the Federal Occupational Safety and Health Ad-
ministrations two-in/two-out rule that requires
at least four personnel on the freground before
entering an IDLH (immediately dangerous to
life or safety) environment. Although there is a
debate over the practical application of this law,
it is the law of the land and it is mandatory that
fre departments, whether paid or volunteer, are
familiar with its application as it can dramatically
affect search operations. Specifcally, OSHA 29
CFR 1910.134 Respiratory Protection Standard
includes the two-in/two-out rule and states the
following:
Members operating inside a structure
shall operate under the buddy system and shall at
all times remain in direct visual or voice contact
with one another.
Interior structural frefghting op-
erations will not commence until four (4)
trained and properly equipped members
are present on the scene.
An interior search can be
conducted with less than four
trained and properly equipped
members that are present on-
scene if there is suffcient cause
to believe there are trapped-
saveable occupants.
This OSHA
standard directly applies
to search operations from
two basic perspectives - (1)
when conducting a search in
the interior of an IDLH, a search
team shall consist of a minimum
of two persons who shall remain in visual or
voice contact, and (2) although a minimum
of four persons are required to be on-scene
before interior operations (such as a search)
are initiated, a search can be initiated with
less than four exterior personnel if there
is suffcient cause to believe that a search
is necessary. The defnition of suffcient
cause can be defned as information
from a neighbor, cars in a driveway,
and other similar examples that
would indicate a high probability
or a knowledge of someone trapped
within a burning structure.
raPid intErvEntiOn tEaMs
Rapid Intervention Teams (RIT) are
not a primary search team but can be better cat-
egorized as a secondary search (and potential
rescue) team whose primary focus is to be avail-
able during freground operations to conduct a
search to fnd trapped frefghters, and then affect
a rescue to alleviate the problem. When a RIT
team is implemented, it is important to have the
proper training, tools, and equipment handy and
ready for immediate use, and be able to perform
the following minimum operations:
Be thoroughly familiar with basic and
advanced search techniques.
Forcible entry and forcible exit. Spe-
cifc attention should be directed towards deter-
mining if a structure needs additional forcible
exit openings.
Strategic placement of portable
ground ladders. Are additional ladders necessary
to assist in a timely exit for interior personnel?
Remove a frefghter from an upper
foor window.
Removing a frefghter from the inte-
rior of a structure in a timely manner (may re-
quire different types of carries, the use of Skeds,
Stokes, etc). Remember that removing an uncon-
scious frefghter is not a simple lift and go opera-
tion.
Able to hoist or lower an unconscious
frefghter.
Breaching walls (may consist of exte-
rior and/or interior walls, etc) and/or being able
to enlarge an opening.
It is also important that a while a RIT
team is staged, an additional size-up of the struc-
ture be conducted and the freground radio chan-
nel is closely monitored. A continuous size-up of
the incident must be conducted until the incident
has been stabilized or until hazardous conditions
to freground personnel have been minimized to
an acceptable level.
Remember, if you are ever assigned to a RIT
team, be sure you have maximized forcible exit.
From another perspective, be sure it is easy for
interior personnel to exit the building if neces-
sary. A high percentage of freground deaths are a
result of interior personnel not being able to exit
the structure in a timely manner.
By John Mittendorf
50 February 2012
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February 2012 51
A
s the trusted provider of premier fnancial services to our Fire Fam-
ily, LAFCU strives to improve the fnancial lives of its members.
And with the New Year still young, I hope this months article will
help you set realistic goals by simply analyzing your fnancial situation.
Have you ever wished for more money just enough to get a
handle on your current fnancial situation? Or, perhaps youve dreamt about
winning the lottery and the fnancial freedom such a win would bring? While
wishful thinking may be fun, it makes more sense to spend time analyzing
your spending and saving habits to see if you can maximize the money you
already have.
Take this quick quiz to see if youre in control of your money or vice-versa.
1. Do you know how much you spend each month?
a) Yes, I have a carefully balanced budget.
b) Not exactly. I know how much is gone, but I couldnt tell you where
it went.
c) No, I always have more month left at the end of my money.
2. Do you pay your bills on time?
a) I never miss a payment.
b) Usually, but sometimes I make a late payment if Im out of town.
c) I have so many bills; I pick and choose different bills to pay each month.
3. Do you know the balances on your credit cards?
a) Thats easy I pay my credit cards in full each month.
b) Most of the time, but it bothers me that Im paying so much in interest
each month.
c) No, but I always pay the minimum amount due on the card carrying my
highest balance.
4. How does your credit rating look?
a) Pretty clean I just checked it before applying for a car loan.
b) I dont know, but I havent been turned down for credit yet.
c) You mean I can see my own credit rating?
5. If you received a tax refund, bonus or other windfall, where would you
stash your cash?
a) Id put it in an investment account for the future.
b) Id pay off my credit card debt.
c) Vegas baby, Vegas.
6. Do you save or invest a percentage of your monthly income?
a) I contribute the maximum amount allowed to my Individual Retirement
Account (IRA).
b) If I have anything left after paying my bills, Ill deposit it in my savings
account.
c) Are you kidding?
7. In a fnancial emergency, what funds would you tap to cover three months
worth of bills?
a) I have a rainy day savings account just for that purpose.
b) I would use my credit cards.
c) My retirement accounts are sitting unused.
ansWErs:
If you answered (a) to each question, congratulations! Youre doing
a lot of things right. If you fell into the (b) category, the following tips could
help you improve your spending and saving habits. If you answered (c) to any
question, you could be headed into fnancial trouble. Read on.
1. You cant be in control unless you know where your money goes.
Analyze your monthly cash fow by listing all your expenses and subtract-
ing them from your net income. A shortfall means youre living beyond your
means and may need debt management assistance. A surplus means you have
excess funds that could be earmarked for investing.
2. Late or missed payments end up costing you money in penalties or
poor credit ratings. Consider signing up for automatic bill paying services to
avoid delinquent payments.
3. Carrying high balances on multiple high-interest rate credit cards is
asking for trouble. Consider consolidating this type of debt with a low-interest
rate card or with a home equity line of credit where the interest may be tax-
deductible. (Consult your tax professional for advice.)
4. Your credit report can make or break your application for a loan, a
rental or even a job. The three credit reporting agencies - Experian, Equifax,
and Trans Union - track personal credit data and supply it to potential credi-
tors. According to U.S. Public Interest Group, approximately 80% of people
surveyed had an error in their report, while 25% had a serious error within
their report. So, it pays to review your own fle for accuracy. Consumers can
get a free copy of their credit report at www.annualcreditreport.com.
5. Since a windfall represents money you hadnt planned on, why not
put it into a long-term investment to allow for greater growth potential? Pay-
ing off high-interest rate debt is also a good use of the money.
6. If you put off investing now, you may have a diffcult time catching
up later. Open an IRA and contribute the maximum amount allowed or if you
are eligible for participation in a tax-deferred retirement plan at work, do so.
Your returns compound and taxes are deferred until time of withdrawal usu-
ally at a lower tax rate. Even better, stop by to talk to us about our fnancial
planning services.
7. An emergency savings account or unused lines of credit are two
good ways to safeguard your fnancial security in the event of a job loss or
other unexpected event.
We can help you get back in control of your money through a vari-
ety of fnancial services, credit lines and, savings vehicles. Stop in and see us
today.
The more business we do together as a Fire Family, the greater the fnancial
reward will be for all of us.
by Mike Mastro, President/CEO
Los Angeles Firemens Credit Union
52 February 2012
LAFD Arson/Counter-terrorism seCtion
Submitted by Frank Borden Director of Operations, LAFDHS
LFDHistorical Society
T
he Arson/Counter-Terrorism Section was
originally formed as the Arson Bureau in
1918 by then Chief Engineer Archibald J.
Eley. When fre prevention efforts and respon-
sibilities increased, Chief Eley made the Arson
Bureau part of the Fire Prevention Bureau. Lieu-
tenant Eugene H. Enos, a frefghter recovering
from injuries, was appointed as the frst arson in-
vestigator. Assisting him was a police detective.
During the Arson Bureaus frst years,
125 fres classifed as unknown origin were in-
vestigated and 29 of them were found to be in-
cendiary. Arrest and convictions resulted in near-
ly every case. Unlike most large city departments
during the Depression, the LAFD escaped wide-
spread incendiary fres set by professional arson-
ists hired by business owners in fnancial trouble.
A major explanation lies in the effectiveness of
the Arson Bureau, which earned a national repu-
tation for its expert chemists and laboratory tech-
nicians.
Notable, however, was the mysterious
explosion and fre that stopped clocks at 7:30
a.m., October 17, 1930, in the 12-story Garment
Building at 217 East Eight Street. Hundreds of
windows for many blocks around were shattered.
Even as the last of 48 burned and lacerated work-
ers were being taken to hospitals, arson investi-
gators, (aided by photographers and the police),
began looking for the cause. An arson investiga-
tor theorized that a combination of natural gas
and gasoline, set off by an electrical contriv-
ance, caused the $1 million explosion and fre.
It was then the worst downtown explosion in the
Citys history.
The largest arson caused fres and re-
sulting investigations were from the 1965 Watts
Riot and the 1992 L.A. Riot. 977 buildings were
damaged or burned in the 1965 Riot resulting in
a $40 million dollar direct loss. 34 people were
killed including LA City Fireman Warren Til-
son (a classmate of mine). 3,438 arrests were
made and the arson fre investigations went on
for months. The 1992 riot was unfortunately
even bigger with 3,600 fres set destroying 1,100
building. Direct loss was $1 billion. 53 people
were killed and 12,000 arrests were made. Arson
investigations were made with large multi-agen-
cy task forces.
By 1978, arson had become the fastest
growing crime in the United States. The reasons
for the phenomenon were as complex as they
were varied. Most law enforcement agencies put
a low priority on incendiary fres, unless death
or serious injuries resulted. Arson is, moreover, a
unique crime to prove to the point where convic-
tions are possible or successful. Given the high
incidence of fres of suspicious nature and the
less than two dozen arson investigators in the
LAFD at the time, the problem was then acute.
The prevailing opinion was that all fre losses,
even if incendiary in cause, were covered by in-
surance.
On October 5, 1978, Mayor Bradley,
at the suggestion of then Chief Engineer John C.
Gerard, appointed an Arson Suppression Task
Force. One of the frst major activities of the Ar-
a dramatiC pHoto taken By mike meadows Just as tHe roof
Collapses at Cugees restaurant killing apparatus operator tom
taylor.
CirCa 1950s pHoto of lafd arson
investigator ray straeter at tHe
sCene of a fire.
February 2012 53
son Task Force was the development of a pub-
lic awareness program by a committee headed
by Paul Ditzel, a newspaper reporter. Captain
Patrick McGuinness, Commander of the LAFD
Arson Section and Mr. Ditzel worked with tele-
phone offcials in establishing Californias frst
statewide toll-free arson tipster hotline.
The fre that took the life of Firefghter
Lynn R. Hazlett of Squad 39 on May 12, 1979,
resulted in the frst joint investigative efforts by
the LAFDs Arson Section, the ATF, and the
LAPD. Investigators believed a professional
arsonist was hired to do the job but was never
caught. However, a different outcome occurred
in the Cugees Restaurant fre, which took the life
of Apparatus Operator Thomas G. Taylor on Jan-
uary 28, 1981. A joint task force effort between
LAFD and ATF investigators, with the help of
over 100 frefghters and police, sifted through
the debris following the tragic event. The investi-
gative work of the joint task force, and especially
Investigator Gary Cooper, gathered enough evi-
dence to successfully prosecute Mario Catanio
for the murder of A/O Taylor. Investigator Coo-
pers extraordinary work earned him a commen-
dation from U.S. Attorney Stephen S. Trott.
On April 25, 1979, Firefghter Brian E.
Phillips was killed during frefghting operations
at the Mullin Lumberyard in North Hollywood.
Phillips was operating a ladder pipe from the aer-
ial ladder. The ladder pipe assembly came loose
from the aerial ladder and knocked Firefghter
Phillips from his position. He fell about 50 feet
to the ground. This was also an arson fre. The
museum has a display in memory of Brian that
was donated by his widow Brenda.
The current Los Angeles Fire Depart-
ment Arson Investigation Section shares the re-
sponsibility of fre investigation with the Bureau
of Emergency Services. This responsibility is
granted under authority of the Los Angeles City
Charter. The Arson Section is currently com-
prised of 21 uniformed members and 4 civilian
members.
All special-duty arson investigators
share on-call duty responsibilities. The on-call
investigators augment the platoon-duty investi-
gators at scenes involving fre fatalities, House
of Worship fres, and all fre-related domestic ter-
rorist incidents.
The newest member to join the Arson
Investigation Section rank was Buster, an ac-
celerant detection canine, who was trained by the
ATF. Buster and his handler (Investigator Frank
Oglesby) are on call 24 hours a day. The team
has assisted local and federal agencies through-
out the country as members of the National Re-
sponse Team. The Accelerant Detective K-9 Pro-
gram has successfully aided in the prosecution of
suspects in several signifcant fres. Busters keen
senses have many times outperformed modern
day technical equipment.
The Arson Investigation Section is
currently participating in three arson task forces.
The LAFD/ATF Arson Task Force has been in
effect since November 1, 1984. This Task Force
was formed to combat arson fres related to in-
surance fraud, organized crime, and serial arson.
One example of the cases investigated by this
task force involved one of the most prolifc serial
arsonists in US history, John Orr, a Glendale Fire
Department Captain. This individual was iden-
tifed, investigated, arrested, and successfully
prosecuted by the LAFD/ATF Arson Task Force.
The Los Angeles House of Worship
Arson Task Force was formed in June 1996.
This Task Force is comprised of members from
the LAFD Arson Investigation Section, LAPD
Criminal Conspiracy Section, ATF, and FBI. The
Task Force investigates all arson and hate-related
fres that occur to a house of worship within the
City.
The Angeles Arson Terrorism Work
Group is the latest task force. The Arson Inves-
tigation Section has been participating on along
with the LAPD Anti-Terrorism Division, ATF,
and FBI. The Task Force was developed follow-
ing the tragic September 11, 2001 attacks and in-
vestigates all arson incidents related to homeland
security, domestic terrorism, and eco-terrorism.
In addition to performing investigative
duties, the Arson Investigation Section is respon-
sible for processing and supplying Fire Reports
to requesting parties. The Section receives ap-
proximately 500 requests for Fire Reports per
month (at a nominal fee). The Arson Investiga-
tion Section is also the subpoena-processing
center for the Fire Department. Approximately
250-400 subpoenas are processed monthly for
Department members.
In 2004, the LAFD Arson Investiga-
tion Section expanded to include an active role
in counter terrorism and tactical planning. The
Section has now been designated as the Arson/
lafd arson investigators riCk priCe
and Bill tHost Conferring on tHe
evidenCe at a suspiCious fire.
Counter-Terrorism Section. The objective of
these enhancements is to allow the Arson Inves-
tigation Section to effectively contribute to the
LAFDs ability to reduce the impact of a local
event on lives and on the local economy.
This expanded role has also created
the new position of the Terrorism Liaison Offcer
(TLO). The objective of the TLO Program is to
develop and maintain effcient channels of com-
munication between local Health, Fire, and Po-
lice Departments and the Terrorism Early Warn-
ing Group (TEW) relative to terrorism threats
and vulnerabilities.
Training is a vital part of the job. The
members of the Arson/Counter-Terrorism Sec-
tion are required to qualify with their duty weap-
on as well as take advanced tactical training. The
Los Angeles Police Department administers the
training and qualifcations. Arson investigators
keep their skills up by attending several accred-
ited courses every year.
With the number of fres increasing on
an annual basis and the added responsibilities of
the Arson/Counter-Terrorism Section, the Los
Angeles Fire Department will continue to focus
concentrated efforts aimed at combating this hei-
nous crime.
The Museum at Old fre Station 27
has just added a new LAFD arson display on the
apparatus foor and has acquired a unique badge
that may have been from the time the Arson Bu-
reau was formed.
don dodd stands next to tHe Brand new
arson display He set up at tHe museum. tHe
items were donated By glen luCero and
frank oglesBy. frank put togetHer tHe
memoraBilia of merel m. pugH, wHo was an
lafd arson investigator.
don dodd put a new Badge
on display at tHe museum
But He is still doing re-
searCH on its History. it is
a los angeles poliCe fire
Badge, possiBly from tHe
early days of tHe forma-
tion of tHe arson Bureau.
54 February 2012
rememBranCe
We mourn the loss of retired LAFD
Captain Kirk Basore who passed away in De-
cember at the age of 97. Kirk was one of the
original 1998 members of the LAFDHS. He and
his close friend, retired Captain Barney Nipp,
would volunteer for various jobs and events at
the museum. Kirk was famous for cooking the
sausages on Barneys Grill for our annual pan-
cake breakfast. Fortunately Kirk had trained a
few LAFD members like Terry Cooper to make
them as good as his own. We are all grateful that
we had Kirk as a friend for so many years both
on and off the job and we thank him for his long-
time service to others.
CalEndar for February & March 2012
February 2012
March 2012
EvEnts and HaPPEninGs
HarBor museum panCake Breakfast and Car
sHow
Members of Fire Station 112 headed
up by Captain Wayne Havron are planning a
great event to raise funds for the rehabilitation
of Old Fireboat #2, the Ralph J. Scott. On Sat-
urday, March 24th a pancake breakfast and car
show will be held at the Harbor Museum at old
Fire Station 36 in San Pedro. This is the second
annual event run by Wayne and the crew, and
he promises that it will be even bigger. He even
bought a vintage car for the show.
lafdHs volunteers
The LAFD Historic Society is oper-
ated entirely by volunteers from oversight to
administration to docents, maintenance, repairs,
fundraising, event coordination and on. We are
looking forward to a great new year and with
that more volunteers, so sign up now by phone,
email, fax or letter or just come to the museum
for your orientation. Last month we held our An-
nual Volunteer of the Year ceremony at the Glen-
dale Country Club thanks to retired Engineer
and LAFD Handball Champion Vito Maggipinto
who is a longtime Club member and LAFDHS
supporter. The two members selected for 2011
were Tom Moran and I. Other outstanding mem-
bers who made major contributions as volunteers
for the Society were also recognized with Cer-
tifcates of Appreciation presented by LAFDHS
President Jim Finn.
memBers from fire station 112 at last
years panCake Breakfast and Car sHow
ready to make a great Breakfast for tHe
attendees.
i mentioned retired memBers and new
volunteers Buzz gunnerson and Jim
morrow last montH, But now i Have a
pHoto of tHem pausing long enougH for
a pHoto of tHem mopping tHe museum
floors. tHey are BotH doing a great JoB
and tHeir past experienCe is paying off.
kirk Basore in His mid 90s at tHe grill
Cooking sausages at our annual panCake
Breakfast and enJoying it.
February 2012 55
LOS ANGELES FIREMENS RELIEF ASSOCIATION MINUTES OF THE BOARD OF TRUSTEES
November 3, 2011
cAll To oRdER
President John Jacobsen called
the Meeting of the Board of
Trustees of the Los Angeles
Firemens Relief Association to
order at 10:40a.m.
Roll cAll
MEMBERs PREsENT:
John Jacobsen, President
Juan Albarran, Vice President
Andrew Kuljis, Secretary
Trustee Jeff Cawdrey Batt.1
Trustee Gene Bednarchik Batt. 2
Trustee James Coburn Batt. 4
Trustee Gary Matsubara Batt. 5
Trustee Chris Stine Batt. 6
Trustee Doak Smith Batt. 9
Trustee Frank Hernandez Batt. 10
Trustee Chris Hart Batt. 11
Trustee Craig White Batt. 12
Trustee Mark Akahoshi, Batt. 13
Trustee Bob Steinbacher Batt. 14
Trustee Steven Domanski Batt. 15
Trustee Steve Tufts Batt.18
Trustee David Lowe Pension 1
David Ned Smith - Exec. Director
Controller Todd Layfer
MEMBERs ABsENT:
Trustee Mike Overholser - Batt. 3
(Excused)
Trustee Rick Godinez Batt.7
(Excused)
Trustee David Peters Batt.17
(Excused)
Trustee David Ortiz HQ 1
(Excused)
Trustee Kurt Stabel HQ 2
(Excused)
Trustee Barry Hedberg Pension 2
(Excused)
Trustee Tim Larson Pension 3
(Excused)
GUEsTs:
-Tom Stires, Retired
-Garth Flint, Beacon Pointe
Advisors
-Mike Breller, Beacon Pointe
Advisors
INVocATIoN & Flag salute
Andy Kuljis led the invocation.
David Lowe led the fag salute.
RATIFIcATIoN oF MINUTEs
John Jacobsen entertained a
motion to ratify and dispense
with the reading of the minutes
of the Board of Trustees meeting
held October 6, 2011. Gary
Matsubara so moved. Gene
Bednarchik seconded the
motion. There was no further
discussion or objections.
Motion carried to ratify and
dispense with the reading of the
minutes of the Board of Trustees
meeting held October 6, 2011.
INVEsTMENT coMMITTEE
REPoRT
Garth Flint and Mike Breller
of Beacon Pointe Advisors
provided a summary report on
LAFRAs investment portfolio.
Garth mentioned that the last
quarter was one of the worst
quarters on record since 1974
and indicated that the market
was down about 15%.
Mike referred to the LAFRA
composite and mentioned that
LAFRA is still ranking in the 18th
percentile in the 3, 5, and 7 year
period and are ahead of the
policy index. He mentioned that
Stralem has been doing very well
in near term but still struggles
with the 3-year number. He
referred to the International
managers and mentioned that
IVA was added in the quarter
to strategically move out some
of the risk in the International
markets and add a down market
protector. He indicated that
they are comfortable with the
International managers rankings
with the 3, 5 and 7 year periods.
Robert Steinbacher stated that
because of Seligmans poor
performance, he asked for the
Boards approval to terminate
their contract with them that day.
He also mentioned that he and
Jacobsen were going to visit
three new possible investment
managers in Pittsburg, Rich-
mond and Dallas.
PREsIdENTs REPoRT
1) Jacobsen stated that they
have had a lot of involvement
with the Pensions Department
and indicated that they are going
to meet with them later in the day
to discuss and present the audit
information. He indicated that
they dont expect any obstacles
and hope that the audit goes
smoothly.
2) Jacobsen reported that they
have received the funds from the
ERRP fling totaling about $1.1
million. He indicated that these
funds will be used for premium
reductions and/or plan beneft
enhancements.
3) Jacobsen stated that the
Relief Committee wanted to
place a policy in the Policy
Manual that when active
members go to retired status
that they have a set time period
of 60 days to change their status
and the same payroll deductions
would continue for 60 days that
were in place at the time of
retirement. He mentioned that
when a member retires, LAFRA
sends a packet of information
asking them to inform LAFRA
about their status change. He
stated that when members do
not return their packets in a
timely manner, currently the
accounting department has to
send notices and track members
down regarding their status
change.
4) Jacobsen reported that
he went to a meeting in the
Controllers offce where they
reviewed how the electronic pay
system is being revamped. He
indicated that it will affect LAFRA
with programming changes and
reformatting fles.
5) Jacobsen referred to the
travel policy and stated that they
are looking to have expenses
submitted and paid within 60
days from a conference.
6) Jacobsen stated that they
continue to battle with Tri-Star
on outstanding workers comp
claims. He mentioned that they
had a tentative agreement with
Tri-Star to waive penalties and
interest if they paid a particular
claim within a two week time
period. He stated that Tri-Star
had reneged on the agreement.
He stated that they will demand
penalties and interest from this
point forward but will continue to
allow Tri-Star to utilize the Blue
Cross network for discounts.
7) Jacobsen mentioned that
there has been some discussion
affecting non-Medicare retirees
and Medicare retirees about
what their subsidy is tied to.
He indicated that Medicare
eligible retirees are tied to a
single payer LACERS plan that
could change to a single party
LACERS Medicare Advantage
Plan. He stated that this could
result in a reduction of around
$100 of a members subsidy.
He mentioned that this issue will
be discussed at Pensions in the
near future.
EXEcUTIVE dIREcToRs
REPoRT
1) David Smith addressed the
LAFRA Holiday Trustee/Staff
dinner and asked Trustees to
RSVP back to Irma Mondragon
regarding their attendance. He
also mentioned that they have
arranged a hotel room discount
for those that wish to spend the
night.
2) David Smith mentioned that
the DISCO investment is being
returned as its life is completed;
the return received was excellent.
He also mentioned that PIMCO
management is starting to ask
56 February 2012
for capital calls on their new fund
which is called BRAVO. We are
in essence transferring funds
from DISCO to BRAVO .
3) David Smith referred to the
Loughran Estate and mentioned
that the funds have been moved
from the Loughran Merrill Lynch
account to LAFRAs Union Bank
account. He indicated that they
are in the process of doing a
detailed accounting.
4) David Smith reported on the
open enrollment for LAFRA and
mentioned that we have 62 new
members with 172 dependents.
He indicated that approximately
10 members have left the
LAFRA Medical Plan.
AdMINIsTRATIVE
coMMITTEE REPoRT
Robert Steinbacher presented
the following motions.
The committee recommends
and I so move to pay the usual
and customary bills in the
amount of $906,870.81. There
was no discussion or objections.
Motion carried to pay the usual
and customary bills in the
amount of $906,870.81.
The committee recommends
and I so move to pay the
professional fees in the amount
of $36,963.94. There was no
discussion or objections.
Motion carried to pay the
professional fees in the amount
of $36,963.94.
Steinbacher indicated that it
has been recommended to
scan all old Grapevine issues
and dispose of the old hard
copies. He indicated that it was
suggested that they send the old
issues to the museum and/or
give away to the members.
The committee recommends
and I so move to approve up to
$5,000 in seed money for the
Buzzard Baits event. There was
no discussion or objections.
Motion carried to approve up to
$5,000 in seed money for the
Buzzard Baits event.
MEdIcAl coMMITTEE
REPoRT
Robert Steinbacher presented
the following motions.
The committee recommends
and I so move to accept the
applications to the Medical Plan.
There was no discussion and no
objections.
Motion carried to accept all
applications to the Medical Plan.
RElIEF coMMITTEE REPoRT
James Coburn presented the
following motion.
The committee recommends
and I so move to pay:
The Sick & Injury benefts in the
amount of $17,523.68
The Estate Planning beneft in
the amount of $4,650,
The Life & Accident Withdrawals
in the amount of $2,082
The Relief Death Benefts in the
amount of $45,000
There was no discussion or
objections.
Motion carried to pay the above
Relief benefts.
MEMoRIAls
Williard S. Atkins
Jerry L. Bjork
Richard C. Kimball
Jack H. Nowell
Paul J. Berokoff
Paul Baernstein
Aubrey L. Monroe
August F. Oddo
Glenn V. Smith
Ferris F. Murdy
James Coburn read the names
of members who recently
passed and asked for a moment
of silence from the Board.
AssIsTANcE coMMITTEE
James Coburn presented the
following motions.
The committee recommends
and I so move to accept the
donations in the amount of
$5,263.48 to the Widows,
Orphans & Disabled Firemens
Fund. There was no discussion
or objections.
Motion carried to accept the
donations in the amount of
$5,263.48 to the Widows,
Orphans & Disabled Firemens
Fund.
The committee recommends
and I so move to approve the
fnancial assistance applications
for surviving spouses, active and
retired members. There was no
discussion or objections.
Motion carried to approve the
fnancial assistance applications
for surviving spouses, active and
retired members.
EMERGENcY
AdVANcEMENTs
James Coburn presented the
following motion.
The committee recommends
and I so move to approve the
emergency advancement
applications for active and
retired members. There was no
discussion or objections.
Motion carried to approve
the emergency advancement
applications for active and retired
members.
GRAPEVINE/WEBsITE
coMMITTEE REPoRT
Chris Hart mentioned that
they are in the process of
scanning all the old Grapevine
magazines and placing them
in the archives on the website.
He also mentioned that have
been discussing how they
would operate the website in
the future. He indicated that they
are working towards having the
LAFRA staff perform more of the
work rather than contracting with
a web company.
scHolARsHIP coMMITTEE
REPoRT
Doak Smith mentioned that Rick
Godinez has offered to help with
the Scholarship program for
2012. He mentioned that there
has been confusion between the
LAFRA Scholarship Program
and the LAFD City Scholarship.
He indicated that he spoke to
Juan Carlos in the Grapevine
department about remedying
the situation and how the
LAFRA Scholarship program is
advertised.
sEcRETARY REPoRT
Andy Kuljis reported that the
Trustee elections are going to
be a white ballot this year and
indicated that there was only
one candidate for the Battalion
6 Trustee position. He asked the
Trustees to encourage members
to vote for the by-law changes.
sETTING oF dATEs
1) LAFRA Open House
November 5th
2) LAFRA Trustee/Staff Holiday
Dinner December 8th
RETIREMENT dINNERs
1) Bob Turner November 5th
& 6th Hyatt Regency Valencia
(Marino)
2) John Buck December 5th
Ports OCall Restaurant (Kuljis?)
AdJoURNMENT
John Jacobsen entertained
a motion to adjourn. Gary
Matsubara so moved. Jeff
Cawdrey seconded. There was
no discussion and no objections.
Motion carried to adjourn. The
Board of Trustees meeting
adjourned at 11:46am.
John Jacobsen, President
February 2012 57
donations to Widows, orphans & disabled Firemens Fund
October 2011
MElaniE K. allEn IN HONOR OF THE LAFD CHAPLAINS
lYnn d. rOGErs
dElBErt C. tHOMPsOn IN MEMORY OF WILLARD S.
ATKIN, CHARLES L. MULLER, RICHARD C. KIMBALL AND
EVELYNE(GINGER)REED
vEra tYlECEK PROCEEDS FROM YOUR DONATED CAR
lOWMan ElEMEntarY sCHOOl
Paul r. OlsOn IN MEMORY OF WILLIARD ATKIN &
GINGER REED
rOGEr ruddiCK IN MEMORY OF JOHN CASS
MarsHa MEissnEr IN MEMORY OF OUR FATHER
AUBREY LEE MONROE
MarJOriE J. WilliaMsOn
MiCHaEl J. CastillO IN GRATITUDE FOR DAVID POWELLS
FLAG
stEvEn vEntura
ida l MCKiM IN MEMORY OF MARJORIE MCKIM
JOHn J. COnn IN MEMORY OF RYAN QUAGLIANA, MARIANN
JENKINS, LANCE PATTEN AND EVELYNE (GINGER) REED
BEttY v. larsOn
Mr. & Mrs. WilliaM r. CHidsEY, Jr.
JaMEs l. stiGliCH IN MEMORY OF MERLE DELZELL
BruCE a. BiCKlY PROCEEDS FROM MY RETIREMENT
DINNER
FirE statiOn nO. 5 ROM THE FIRE EXTINGUISHER FUND
Earl G. WatZ IN MEMORY OF EVELYNEGINGERREED
FirE statiOn nO. 75 FROM THE FIRE EXTINGUISHER FUND
rOBErt C. Bullard IN MEMORY OF CHIEKO TESTERMAN
CHErYl J HEPBurn IN HONOR OF CAPT. JOHN E. CASS
PatriCia MurdY IN MEMORY OF MY HUSBAND FERRIS F.
MURDY, JR.
lEEannE Hill
JaMEs E. GilluM FROM THE BREAKFAST GANG
Juan CarlOs sanCHEZ
FirE statiOn nO. 18 FROM THE FIRE EXTINGUISHER FUND
larrY sMitH IN MEMORY OF MARJORIE MCKIM
vErna v. iOnata IN MEMORY OF MERLE DELZELL
MarY MinEr IN MEMORY OF MARGE MCKIM
david raYa IN MEMORY OF TIMOTHY JURE
JOHn M. MC KinnEY IN MEMORY OF DAVE BAYLESS
david J. raYa IN MEMORY OF ARLENE OLIVARI
HElEn MEGOrdEn
EdWard H. MC adaM IN MEMORY OF AUBREY (LEE)
MONROE
JunE J sMitH IN MEMORY OF EVELYN G. REED
JOHn d. BadGEtt
dEE ann MadsEn IN MEMORY OF MY HUSBAND CAPTAIN
PETER MADSEN
JErri CHavEZ IN MEMORY OF HERBERT A. SLATER WHO
WAS ON THE JOB FROM 09-07-42 THROUGH 06-29-78. HE
LOVED THE JOB AND RESPECTED THOSE HE WORKED WITH
- A GREAT MAN AND A SPECTACULAR FATHER.
MiKE COnnOllY IN MEMORY OF DEBBIE GONZALEZ
dana EvErEtt IN MEMORY OF JOSEPH EVERETT
JOYCE MatsuBara IN HONOR OF GARY MATSUBARA
allEn raBin IN HONOR OF NORTHRDIGE FIREMEN AND
PARAMEDICS
JErrY M. sCHnitKEr IN MEMORY OF WILLARD S. ATKIN
rOsE snOW IN MEMORY OF RICHARD MALE
EriC WOOd IN MEMORY OF TYRE WOOD
58 February 2012
REAL ESTATE
FOR RENT
FOr rEnt Or lEasE. Town-
house in Valencia. 2 BDRM & 2
BTHRM with garage and carport
in gated complex with pool & spa.
Located next to city park and YMCA.
$1750 with all appliances. Avail-
able in Jan 2012. Call Jesse (310)
350-8481.
HOrsE PrOPErtY, laKE
viEW tErraCE - Near FS24. 3
bedroom, 2 bath, newly remodeled
kitchen with granite countertops and
stainless steel appliances. Formal
living room, plus family room. 3 pipe
corrals, arena, 2 barns, trail access.
Motor home and horse trailer park-
ing. Gardener included. Available
October. $2800/month. Eng. Ames
(818) 257-4549.
lOvElY 110 Yr. Old HistOr-
iC HOusE to share in San Pedros
historic waterfront dist. Private
bedroom with private full bathroom,
kitchen, laundry, air conditioning,
spacious back yard, sorry, no private
parking, $700 month. Cindy 310
831-0926.
tHis CHarMinG sPaCiOus 2
BEdrOOM HOME is centrally lo-
cated in the heart of Encino. Features
hardwood fooring throughout with
a large master suite, bath, cathedral
ceilings and walk-in closets. The
upstairs can be separate with its own
entrance. Downstairs is a bedroom,
full bath and powder room. Big
backyard, garage and additional
parking for RV. $2500 for the above,
or rent just the master suite, $1000,
downstairs for $1500 a month. Call
Tracy (818) 704-9592.
REAL ESTATE
FOR SALE
40 X 13 stOraGE WitH rOll
uP dOOr. Boat or RV. Gated
complex with security, RV dump,
restrooms, all concrete. Located near
boat ramps in Lake Havasu. (562)
301-4557. $30,000 or OBO. Steve
Dickinson, 12-A.
Build YOur drEaM HOME on
beautiful San Juan Island in Washing-
ton State. 10 acres with views of water,
neighboring islands and Mt. Baker.
$550,000. Retired Capt II LAFD (360)
378-2190. Ask for Wendy.
CustOM lOG HOME- Kings
Canyon Sequoia Area. 4200 sq ft, 2
story, 3 bedroom/2.5 baths. Master
bed has walk in closet w/French doors
and deck. Large game room w/bar and
wood burning stove. Huge gourmet
kitchen w/six burner professional
Garland range, Sub-Zero freezer and
refrigerator. Hard rock maple counters
and maple cabinets. Large loft with
library and offce overlooking great
room with vaulted ceilings and river-
rock freplace. Pella windows and
doors. Hardwood foors throughout,
tile in kitchen, laundry and baths.
Central vac. Deck on three sides. 15
acres fenced. Tennis court, pool, 2 car
garages, 40X60 metal bldg. Septic
and 40 gpm well. $650,000. Contact
Ray Oster (559) 338-2220 or email
rsoster1@dishmail.net for more info
and photos.
FOr salE. 2 bedroom, 2 bath
condo fully furnished in Barra de
Navidad, Jalisco, Mexico. Short
walk to small fshing village, beach,
restaurants, etc. LAFD retired. (909)
392-8941.
HElP! MaKE OFFEr! nOrtH-
Ern ariZOna elevation 6500 ft.
Cool summers 4 1/2 acres fenced.
Fruit, shade, native cedar, & pine
trees. Very nice home, near fshing,
elk hunting & ski resorts. Price re-
duced - $55,000. Call (620) 234-6165
home or (620) 960-4002 cell. Pictures
availabe upon request.
lOvElY 2800 sQ Ft 3 bedroom,
2 bath home on Marrowstone Island
near Port Townsend, Washington. Sits
on 4 plus partical wooded acres with
Puget Sound. 230 foot waterfront
view. Has barn for RV storage. City
water, oil heat in foor. Past home of
LAFD get together. Call Vonnie Rog-
ers (360) 385-7544.
rivEr ParCEls. Three 20 acre
Klammath River frontage parcels
in beautiful Northern California-
30 miles from Oregon. Electric-
ity and telephone available. Rarely
used County-maintained road runs
through. Very private. 6 miles from
Happy Camp. Each parcel has more
than 700 front feet of river. $195,000
- $295,000. Contact Troy Bonar,
LAFD retired. PO Box 466, Happy
Camp, CA 96039 or call (530) 493-
2453 or fax (530) 493-2589 or email:
troy@sisqtel.net
sKi tHE suMMit! BiG BEar,
4+2, 5 minutes from snow summit,
downtown and the lake. Located
in the desirable Fox Farm area. 2
story-upstairs 2+1, downstairs 2+1
turn key condition, ready to enjoy.
Fully furnished. Investment Vacation
or Retirement. $359,000 Call Therese
(818) 216-4628 or theresewyman@
msn.com
tEn MinutEs tO laKE
naCiMiEntO- Beautiful 2400
sq ft, 3 bedroom, 3 1/2 bath home.
Spacious open foor plan, remodeled
kitchen, solid surface countertops,
4 car garage, covered porch is great
for enjoying the breathtaking views
on 11 acres, new roof, raingutter,
exterior paint, will sell furnished. Jill
Johns (805) 490-8196.
SERVICES
aa FrEE COnsultatiOn
at the Law Offces of EDWARD R.
DANOFF - Located in Santa Anas
original FIRE STATION NO. ONE.
We provide services for SERIOUS
PERSONAL INJURY CLAIMS
including auto, boat, motorcycle
accidents, dog bites, and wrong
death cases. DIVORCES, including
custody, support, modifcations and
restraining orders. REAL ESTATE
- BANKRUPTCY - CRIMINAL -
DUI - TWENTY-FIVE PERCENT
HOURLY DISCOUNT RATE TO
FIREFIGHTERS. Thirty years
experience. Former volunteer freman.
Orange and Los Angeles Counties call
(714) 972-8355 - Inland Empire and
Palm Springs/ Desert Area call (800)
794-5297.
aBatEMEnt OF WEEds,
trEE triMMinG - Landscap-
ING, Grading, horse arenas/rock re-
moval, concrete & asphalt demo, post
holes drilled. Clean-Ups etc. Tractor
& dumptruck at reasonable rates.
Larry D. Brown (818) 489-5126.
altErnativE tErMitE Treat-
ments: ECOLA Services, Since 1983.
Fumigation/ tenting is NOT your
only option. Direct heat, environ-
mentally caring, no poison gas, no
need to vacate for days. Electro-Gun/
Microwave/ Tim-Bor. 2 year written
warranty on all work performed.
Lifetime renewal option available.
Satisfaction guaranteed. Call Susan
Fries (800) 332-BUGS (2847). Fire-
mans wife.
BOat & PWC stOraGE
Firemens discount. 10% off frst
months rent & no deposit required.
Winter rates available. Located on
the Colorado River, close to launch
ramps. All Seasons Storage 800
North K St., Needles, CA 92363.
(760) 326-2001.
BuildinG Plans. Residential:
patios, decks, additions/remodeling,
repairs, new construction, design.
Commercial: tennant improvement,
ADA compliances and more. George
Lavallee (805) 532-1905 offce.
cre8iveanswers@hotmail.com
CHOOsE YOur drEaM
CruisE - Princess Cruises, Royal
Caribean, Holland American, Carni-
val and more... 3 to 21 day getaways
to Alaska, Hawaii, The Bahamas and
many other exciting destinations.
Call Patricia at (661) 265-9440 or
toll free at (877) 7HI-SEAS, or email
pliefeld@qnet.com wife of LAFD
Mechanic, sister of LAFD Captain.
CraiG sanFOrd HEatinG
& air - Free estimates, residential,
commercial. Great rates for LAFD
and LAPD. Toll free (877) 891-1414,
(661) 298-3070, FAX (661) 298-
3069. State License No. 527114
CranE sErviCE All kinds of
lifts - A/C Units, Spas, Construction,
Beams, Poles, Appliances, Man Bas-
kets available. Insured and bonded.
Leonard Campbell Owner/Operator
(818) 340-8907
drYWall sErviCE, new
construction, remodel, repair,
acoustic ceilings removed. All types
of textures. Licensed, bonded and
insured. Gregg Avery, F.S. 66 A
residence (805) 494-9037.
FirEFiGHtErs taXEs - Are you
getting the most from your tax returns?
I am a wife of a frefghter and special-
ize in their returns, with 60% of my
clients being frefghter families. Taxes
done at you convenience; my offce or
by phone. Available year-round. Tax-
Pro, Barbara Ravitz, 661-257-7606.
FirEFiGHtEr disCOunts. At
Farmers Insurance Group, I can assist
you in deciding what options best meet
your insurance needs. Free competi-
tive quotes available for homeowners,
auto, life, RVs, boats motorcycles and
more. As a former LAFD and LAPD
Commissioner, and coming from a
family of frefghters (3 brothers and
1 nephew), I understand your need for
an agent that can make your life a little
easier. For a free quote, please call the
Corina Alarcon Insurance Agency at
(818) 263-1723.
FlOWErs FOr all OCCa-
siOns. La Petite Florist offers only
the fnest foral arrangements, plants
cLassiFieDs
February 2012 59
and gifts delivered in Orange County
and nationwide through Telefora.
Family owned and operated since
1976. Browse our website for hun-
dreds of ideas at www.lapetiteforist.
com or call (800) 682-3327. Gina
Cawdrey, LAFD wife.
Hai tECH lasErs inC. - For all
your engraving needs. X-mas gifts,
Retirement etc. Friend of the LAFD.
Hai Tech Lasers Inc., 25026 Anza
Dr., Santa Clarita CA 91355. (661)
775-0210
indOOr BOat stOraGE in
Simi Valley. Secure facility with
state-of-the-art video and alarm
system. Spaces from 15ft. to 40 ft.
Protect your investment and prevent
weather damage. Limited spots
available. FREE SERVICE WITH 6
MONTH LEASE. Sorry no RVs.
its taX tiME aGain.
Specializing in Firefghter and Para-
medic Returns, Electronic
Filing available, year round book-
keeping and accounting, business
and partnership returns, payroll. All
computerized processing with over
25 years experience. Call early for an
appointment around your schedule.
Robert Sanchez LAFD-OCD retired
(818) 367-7017, cell (818) 216-1040.
rEal EstatE FinanCinG.
Interest rates are at All-Time-Lows.
Refnance & Purchase Loans, Invest-
ment/Second Home Loans/ Equity
Lines/2nd Trust Deeds, No Points/No
Fees Loans, VA, FHA, Conventional
Loans, Lending in many other states.
Mortgage lending with exceptional
customer service, integrity, strength
and experience. For your Free Mort-
gage Analysis, call (714) 469-8900.
Jay Trementozzi, Mortgage Banker.
DRE# 01113819, NMLS# 241591.
rEal EstatE sErviCEs - Start
a new life in the gorgeous com-
munities of Temecula and Murrieta.
Top rated schools, world renowned
wineries, numerous golf courses,
lakes, shopping and a great family at-
mosphere. Located 78 miles from HQ
between Los Angeles and San Diego.
Call Mike Utley at (951) 775-8491
(LAFD Retired).
rEBECCa Martin land-
sCaPE. Architectural landscape
design and installation. A full service
design/build landscape frm that
creates unique custom exterior envi-
ronments that will increase the value
of your home and bring you years of
outdoor enjoyment. Rebecca Martin,
LAFD wife. (818) 216-3637. Lic#
936577. rebeccamartinlandscape@
gmail.com
taX alErt FOr FirEFiGHt-
Ers Dont lose thousands of dollars
during your professional career to
the IRS! Let HEWITT FINANCIAL
GROUP, the specialists in frefghter
tax services, prepare your tax return
and review your prior years tax
returns. We specialize in tax planning
and preparation for frefghters. We
also offer FREE REVIEW of your
last four years of tax returns. Call us
today at (800) 573-4829 or visit our
website at www.alhewitt.com
WHEtsEl taX sErviCEs -
Specializing in law enforcement and
frefghter tax preparation. Call or
fax Mari Whetsel at (661) 360-8707
or visit at 27726 Briarcliff Place,
Valencia CA 91354.
WindOWs & PatiO dOOrs -
vinyl replacement windows & Patio
doors. I also carry aluminum, wood
and entry door systems. Rick Bran-
delli, Capt. LACoFD, FS 8-C (800)
667-6676. www.GeeWindows.com
VACATION
RENTALS
4 BEdrOOMs, 4 BatHs, Game
Room, 3000 sq. ft. upscale Big Bear
Lake cabin. Pool table, foosball,
darts, ping-pong, gas BBQ. Private
road close to lake, Village. Walk to
Snow Summit, great for summer.
Accommodates 13. Until November:
Midweek-$250; Weekends: $295.
For summer specials or holiday/
winter rates call (949) 683-3028.
steps2summit.com
BEaCH FrOnt sunsEt
BEaCH OaHu, HaWaii - North
Shore at Sunset Beach. Two separate
homes 2+ den, 2ba, sleeps 8. $225
per day and 2br + 1ba, sleeps 6. $200
per day! Both share large tropi-
cal yard. View 7 surf breaks from
backyards to pipeline. Contact Betty
at (808) 372-7558 or Barker LAFD
retired (805) 985-4001.
BiG BEar CaBin - All season,
restful views from decks. Two story,
sleeps 6, half mile to lake, two plus
miles to slopes. Fireplace/Wood,
cable TV/DVD/VCR. Full kitchen,
completely furnished except linens.
Pets ok. $95/$105 (two day minimum).
$550/$600 a week, Beep or Donna
Schaffer 1+(760) 723-1475.
www.schaffercabin.com
BiG BEar laKEs FinEst-
Deluxe lakeside townhouse, 2
bedrooms, 3 baths, 2 cable TVs,
HBO, DVD, WiFi, 2 wood burning
freplaces, laundry room, tennis court,
indoor pool, sauna, spa, boat dock.
Fully equipped, including all linens.
Sleeps 6. 310-541-8311 or email
cindy14@cox.net
BiG BEar vintaGE CaBin.
2 minute walk to village. 5 minute
drive to both slopes. Lake view. 2
bed, 1 bath, sleeps 6. Contact: big-
bearescapes.com/pikes-place
Owned by LAFD member.
Catalina BEaCH COttaGE
- 3 bedrooms, 1 bath, one block to
beach, view, fully equipped house-
keeping unit. Marci (818) 347-6783
or Clarence (310) 510-2721.
dEluXE laKEsidE tOWn
HOME. 2 bedrooms, 3 baths, 2 fre-
places, washer, dryer, gas barbeque.
Indoor pool, sauna, Jacuzzi, locker
room with shower. Tennis court,
boat dock, cable TV, HBO. Fully
furnished including linens. 3 miles
from Snow Summit. Sleeps 6 max.
(310) 541-8311
dEsErt COndO Rancho Mirage
(near Palm Springs), 2 bedrooms, 2
bath, fully furnished condo & WiFi
Internet. Also 2 bedroom and den,
2 bath, TV and VCR, pools, spas,
tennis courts, gated community. From
$110 per night. No pets or smoking.
Barbara (626) 798-2484.
FOrMEr l.a. FirEFiGHtEr
and Family offering gorgeous Baja
Mexico Property for rent. Coast-side
Gated Community with pool/spa,
surfng, and loads of fun. 4 Bed-
rooms, 4 Bathrooms. Fully Equipped
Kitchen. Call Kathy at 510-468-5003
for more information. Go to:
lasgaviotas.com/Hse_toscana.htm
for pictures, availability calendar, and
information on the area.
GOlFErs-BOatErs
-OtHErs! savE $$$ On HOtEl
ratEs!! Luxury condo rental -
Direct from Owner. One bedroom two
bath luxury condo located in Mexi-
can resort area of Nuevo Vallarta, just
15 minutes north of Puerto Vallarta
Intl Airport. Unit is part of Grand Ma-
rina Villas, part of the Paradise Village
Hotel complex, and includes use of
18 hole El Tigre Golf Course. Weekly
or monthly rates. For info: Web site:
homepage.mac.com/edynichols
e-mails: edynichols@mac.com or
(310) 395-7804.
Havasu landinG - Waterfront
on Lake Havasu. 3 bedroom, 3
bath. Boat mooring out front. Fully
furnished. Direct TV, WiFi, BBQ,
Casino, new grocery/meat market.
No pets/smoking (310) 418-1577.
JunE laKE CaBin - Scenic
2br/2ba cozy, cabin with views. 5
minutes from Fishing and Ski-
ing. Fully furnished. Wood Deck,
Sleeps 8, wood burning stove, full
kitchen, cable Tv/Dvd, stereo, phone.
Detached garage/room for boat. Call
for summer/winter rates. Cleaning
fee applies. Jeff Easton 105-A, (805)-
217-5602 - junebound@gmail.com
KaPalua, Maui. Luxurious
ocean view Kapalua Ridge 1 and 2
bedroom villas from $145/$250, 7th
night FREE. Fully equipped with
washer/dryer, Hi speed internet,
Wi-Fi, cable TV, free resort shuttle,
minutes from ocean. Features 3 white
sand beaches including BEST
BEACH in the world, Kapalua Bay
Beach, 100 miles of hiking trails, 2
golf courses with great discounts, 10
tennis courts, zip lines, 2 spas, golf
academy, horseback riding, snorkel-
ing, swimming, surfng, kayaking,
shops, restaurants. Contact Terry or
Diane @ 800-326-MAUI (6284).
www.kapaluavacations.com/the_
ridge.asp or email info@kapaluava-
cations.com
laKE arrOWHEad Blue Jay
cabin charming two-story with creek,
large deck, two baths, complete kitch-
en, TV,VCR/DVD, freplace, washer
and dryer, walk to Blue Jay Village.
Sleeps 6. $90/night. NO PETS! Bruce
or Sue Froude, (805) 498-8542.
laKE Havasu BEaCH
FrOnt. Located at HAVASU
LANDING RESORT a gated com-
munity on the California side of Lake
Havasu. Swim, Ski or fsh from the
front yard. Buoys in front of home for
overnight boat(s) tie-ups. No need
to launch boat each day. Walking
distance to a CASINO, restaurants
and grocery store. Adjacent to miles
of off-road desert trails, great for
ATVs, 4 wheelers and Motorcycles.
Beautiful landscaping with a lawn
from the home to the lake. Covered
patio with furniture and a gas BBQ.
Four bedrooms with beds for 10.Two
full bathrooms. Check Craigslist for
pic. $350. Per night 10% discount for
a week. For Reservations call Bud
@ 818 352-4422
laKE Havasu BEautY FOr
rEnt - 3 bdrm, 2 bath, 1600 sq.ft.
Fully furnished with all amenities-
Laundry & BBQ. 13,000 sq.ft. lot. 3
car boat-deep garage. 3 miles from
launch ramp. Close to downtown
shops & restaurants. View of the lake.
Quiet street in good neighborhood.
No pets. No smoking. Snowbird
rates. Call Mike (661) 510-6246
laKE Havasu HOME for rent.
Built in 2004. 1800 square feet, 3
bedrooms, 2 baths. Newly/fully
60 February 2012
furnished w/all amenities of home.
Large garage 20x32 with tall doors.
Large area for guest parking. Located
less than a mile from lake on a quiet
cul-de-sac! RV hookups. Ask for FF
discount. Call Ryan Penrod (310)
804-1801 or Nicole (909) 263-8177.
laKE Havasu HOME - Beauti-
ful 3 bed, 2 bath home that sleeps 8.
Lake view, RV access, boat parking,
everything is new. Quiet street in
great neighborhood, just minutes
from London Bridge. Call John for
pricing at (323) 449-4473. Snow-
bird rates and fremen discount
available.
laKE Havasu Landing Cali-
fornia. 3 bedroom, 2 bath, wif,
DirecTV, BBQ, full laundry, slip-in
marina included, just steps away. 180
degree view of lake and your boat in
slip. Huge covered patio. No pets. No
smoking. Larry Mc Andress ret 112A
(714) 963-9344 or (714) 393-1464.
laKE Havasu vaCatiOn
HOMEs for rent. Each fully fur-
nished with all amenities of home.
Every home has a lake view, pool,
RV access, boat parking, ample guest
parking and sleep up to 8 people.
Check out our website @ weren-
thavasu.com or call (928) 855-5848
or (661) 212-3191.
laKE taHOE GEtaWaY 3
bedroom, 2 bath home with all of the
amenities complete kitchen, washer/
dryer, TV/ VCR. Quiet neighborhood
near the lake, casinos and ski slopes.
$600.00 per week. Call Cal or Linda
@ (805) 584-2718.
laKE POWEll HOusEBOat.
68 Sumerset. 2 staterooms, 2 cuddy
cabins, 2 baths. Will sleep 10 to 12. 2
ref. fully equipped kitchen, BBQ, TV,
DVD, Twin A/C. Party top, fybridge,
V8 drives, 12 KW ge., 100 gal. aux.
fuel tank with pump. Dan Coyle
(805) 494-8854.
la Quinta - Gated community,
fully furnished deluxe home, three
bedrooms, three baths on the 10th
fairway of the Dunes Golf Course
in La Quinta Country Club. Two car
garage, large patio with barbecue. No
pets, no smoking. $200/night - 2 week
minimum, plus refundable security
deposit. Call (323) 254-3874
lEOna vallEY. 4BR 3BA 2100
sq ft ranch style home on 3 acres.
$555,000 (addl acreage available)
zone AZ. Jennifer Gil (Keller WMS
Realty Acton) cell (661) 733-2054 or
offce (661) 449-8900.
MaMMOtH COndO Cozy 2 bed-
rooms, 2 bath. Fully furnished, WIFI,
3 TVs, pool, spa, tennis, walk to
shuttle, Old Mammoth area. Winter
$115, Summer $90, plus maid $126.
Includes linens. No pets, no smoking.
Call (310) 540-4648.
MaMMOtH COndO - Fully
furnished, 1 bdrm, loft, 1 1/2 baths,
sleeps 4. On shuttle route. All
amenities: Sauna, Pool, laundry on
premises. Fall/Winter prices. $100/
night. Spring/Summer $85/night. One
time $70 cleaning fee. No smoking,
no pets, contact: Julian Edwards
(909) 573-3815
MaMMOtH - 1 bedroom Summit
condo, sleeps 6. Convenient under-
ground garage parking, jacuzzis, gym
(pool, tennis in summertime), shuttle
right outside! Across from chair 15.
Winter $110 per night, Summer $80
per night plus $65 cleaning fee per
stay. All linens included. Drew or
Nancy Oliphant (661) 513-2000.
MaMMOtH COndO/GOn-
dOla villaGE - Fully furnished
three bedroom, two bath with linens/
maid service. Pool, jacuzzi, all
amenities. Walk to the new gondola,
shops, restaurants. Park at front door.
Winter $225/night, Summer $150/
night, Holidays $275/night. Call
Mike Whitehouse, FS 69A (805)
987-6122 or email: btkwhitey@
yahoo.com or Bruce Galien, FS Ret.
(661) 645-7448 or email: luvbaja2@
aol.com.
MaMMOtH COndO - MaM-
MOtH EstatEs, 4BR/3BA, fully
furnished, linens, full kitchen, TV/
DVD, stereo, freplace, pool , jacuzzi,
sauna. 2 blocks from gondola vil-
lage. 1 block to ski shuttle. Winter
$315/night, Summer $200/night,
plus cleaning. Includes city bed
tax. No pets, no smoking, sleeps 8.
Dory Jones (310) 918-0631 or Kelly
Corcoran (310) 619-5355.
MaMMOtH COndO - Mammoth
Estates. 4br/3ba. Fully furnished.
All amenities: Sauna, Jacuzzi, Pool
& Recroom. Walking distance to
Gondola & Village. On free shuttle
route. Multiple night discounts. Price
includes cleaning + linens. Sleeps 10.
No smoking, no pets. Mike Jacalone
(805) 529-2052.
MaMMOtH COndO - 2 bdrm,
2 bath, 2 TVs, phone, garage, pool,
jacuzzi, fully furnished - exept linens.
Near shuttle/chair 15. Winter $125/
night. Weekends and Holidays $110
midweek. Summer $95/night. $495/
week. No smoking. No pets. Jim
Johnson (818) 992-7564, FS 80C.
MaMMOtH COndO - Clean
1 bedroom, 2 bath. Sleeps 6. Walk
to Village and Gondola. Shuttle
out front. Close to Canyon Lodge.
Fully furnished, spa, ski locker,
underground parking and wireless.
Midweek special. No pets. No smok-
ing. $120 winter, $90 summer. $65
cleaning fee, includes linens. Jeff or
Tonya Clemens (805) 499-8160.
MaMMOtH COndO Mammoth
Estates newly remodeled 4BR/3BA,
sleeps 11, fully furnished, 1 block
from new gondola village. Jacuzzi,
pool & sauna, recreation room. Call
Glen Mackie @ (760) 930-0544 for
frefghter pricing. For more informa-
tion go to mammothgondolavillage.
com
MaMMOtH COndO - Sierra
Manors Sleeps 7. 3 bedroom 2 1/2
bath. Fully furnished except linens.
2 TVs/VCR/DVD, stereo/CD. Dish-
washer, microwave, sauna, jacuzzi,
pool. No smoking/No Pets. Shuttle
at door. Winter $140/night, Summer
$90/night, Plus $80 cleaning fee and
City Bed Tax. Brian & Karen Salvage
LAFD Retired (805) 499-7752.
MaMMOtH laKEs - One
bedroom, extremely charming
wildfower condo. Full amenities,
close to shuttle. Antiques, art, satellite
TV, freplace. Sleeps 4. Winter $110,
Summer $85. Call (818) 371-6722
Email: shakesong@aol.com
MaMMOtH rEntal BY
OWnEr - Studios 1, 2, 3 & 4 bed-
room rentals, budget to luxury rates,
fully furnished, stocked kitchens,
bedding, towels, all locations, some
pet friendly, complimetary WiFi.
Mammoth Rental by Owner affliated
with Mammoth Lodging Association,
high standard cleaning, maintenance,
24/7 emergency contact. Visit www.
MammothRentalByOwner.com
photos and descriptions. Contact
us info@mammothrentalbyowner.
com or call (818) 883-2488 or (888)
472-5777.
MaMMOtH sKi & raCQuEt:
Southwestern decor. Sleeps 4. King
bed. Full Kitchen, TV, VCR, DVD.
Garage parking. 5 min walk to Can-
yon Lodge. Winter $155/nite, $175
Fri, Sat, & Holidays; Summer $100/
nite. 2 nite min. addl nites less. Jeff
& Lisa Moir. LAFD Air Ops (661)
254-5788
MaMMOtH COndO Wildfower,
1 bedroom sleeps 4, king bed and
queen sofa bed. Fully furnished,
freplace, dishwasher, stereo, TV/
DVD, phone, spa, sauna, pool and
tennis court. Linens and cleaning fee.
On shuttle route. Winter rate $100/
night, summer rate $70/night. Mike
Greenup (805) 583-8239 or cell (805)
338-9955.
MaMMOtH sKi & raCQuEt:
Walk to Canyon Lodge. Studio loft
sleeps 4. Queen beds, full kitchen,
2 baths, garage parking, TV, VCR,
DVD. Winter Sun-Thurs $100.nite;
Fri & Sat $115/nite plus cleaning
fee $100. Non smoking complex.
Joel Parker, LAFD retired. email:
cat25sailor@juno.com or (213)
399-6534.
MaMMOtH. sKi in - sKi Out
at lift 15, 2 bedroom including master
suite, 2 bath condo. TV/DVD in
living room. Good sound system.
Gym, spa, freplace, very roomy,
underground parking, tennis courts,
pools, and outside BBQ area. (310)
476-4784. Email: barbarawinters@
yahoo.com or visit website:
www.mammothrental.com
Maui BEaCH FrOnt COndO
On naPili BaY - 50 from water.
Studios and 1 bdrm. Luxury furnish-
ings + full kitchen. All the amenities!
Mauis best snorkeling/beach. All
island activities & Kapalua Airport
within 4 minutes. 5-day minimum,
from $125.00 night (regularly $310
night). Call Sandra or Bill for info/
reservations (818) 886-3000 or (800)
889-8641 toll-free or pmimaui@aol.
com Please visit: www.napilibay-
maui.com
Maui Kapalua Wailea condomini-
ums. Enjoy sunny beaches, pools and
great golf and tennis discounts.
Luxury oceanview 1 and 2 bedroom
condos. Call owner (808) 572-4895
or email: glen@aloha.net or www.
maui.net/~glen.
Maui COndO 1 and 2 bedrooms.
Centrally located on beautiful
Maalaea Bay. Excellent swimming
and snorkeling; white sandy beach.
Minutes from golf, tennis, fshing,
shopping, airport and resort areas.
Marsha Smith or Jeanne McJan-
net. Toll free (800) 367-6084. www.
maalaeabay.com
Maui COndO - naPili BaY
Tired of samll hotel rooms? Fully
equipped, 3 bedroom, 2 1/2 bath, 2
car garage condo. Sleeps 8. Just 200
from secluded Napili Bay. Large
lanai with bbq and seating. Great
for families. Excellent snorkeling
& swimming. Minutes from resorts,
shopping, golf and island activities.
Call owner at (714) 968-1907 or log
on to westmauivacationrentals.com
February 2012 61
Mauis MOst BEautiFul
BEaCH - Napili Bay. Beautiful
furnished condo with kitchen and
daily maid service. 15% discount off
already lowest prices in the area. Don
Sprenger (949) 548-5659 or (800)
336-2185.
niCaraGua surF COndO -
Enjoy UNREAL surf in a FRIENDLY
SAFE COUNTRY. Golf a new course
and hang out by the pool. Walking
distance to beach. 3 bedroom 2 bath.
See for yourself at: nicasurfnturf.com.
Contact Chris Hart (714) 742-3325 or
email: Chrismhart22@verizon.net
OaHu, HaWaii nOrtH sHOrE
at Sunset Beach. Two ocean front hous-
es on large tropical yard. 2 bedroom
and den, two baths and 2 bedroom, 1
bath. Each looking at the sunset break.
Completely furnished. Contact Betty
Suratt regarding Barker Houses (805)
985-4001 or (808) 372-7558.
OXnard Ca - silvEr strand
BEaCH - Beach house vacation
rental. 3 story, fully furnished 3br/2ba
main house+1br/1ba guest house,
sleeps 8-12. Linens included, wire-
less internet, cable tv/dvd, washer/
dryer, bbq, ping-pong, bikes, boogie
boards, beach chairs, large decks, and
views. 1 small block to beach. (805)
241-7221
www.BeachHouseOxnard.com www.
VRBO.com/111325
PalM dEsErt. 3 bedroom, 2 bath.
Fully furnished. All new. Direct TV
and WiFi all bedrooms. Private patio
with BBQ. Private 60 unit complex
with 2 pools, 2 jaccuzzis, 2 tennis
courts. Near College of the Desert.
One level. (310) 418-1577.
PalM dEsErt sinGlE-lEvEl.
2 master suites. Turnkey located in
Ironwood a gated community near
The Living Desert and just 2 miles
from the El Paseo. 6 swimming
pools/spas, mountain views, 4 patios,
courtyard, fruit trees, 2-car garage, 2
nights Mon. stay. 25% off for LAFD.
Bob (714) 504-1763.
ParK CitY COndO. Fully
furnished, 2 bedroom & loft; 2 bath,
well appointed kitchen, sleeps 8,
with 4 queen size beds. Just minutes
from Canyons, Deer Valley, and Park
City skiing. About 40-60 minutes
to Alta, Snowbird, Brighton, etc.
Common area amenities include:
large, year-round heated swimming
pool, jacuzzis, saunas, exercise room
and a huge recreation room with full
kitchen, pool table, and big screen
TV. Rates vary from $90.00 to
$225.00 per night depending on time
frame desired. Olympic dates avail-
able at higher rates. Call for quotes:
(8.00) 645-9762 or e-mail: knhack@
peoplepc.com
PGa WEst (la Quinta) tPC
stadiuM GOlF COursE
COndO. Luxurious 3+2 lake front
condo on the 11th green of the world
famous Stadium Course. Gated, com-
munity pool & spa, 4 TVs/cable/dvd,
washer/dryer, BBQ, garage, no smok-
ing or pets please. $150/night w/6
night min. + cleaning. Seasonal/ex-
tended stay discounts. Buzz - LAFD
(949) 322-7979
PGAWestVacation.com
POiPu-Kauai 3 BEdrOOM
2 BatH OCEan and GOlF
HOME W/ sPa. Ocean and Moun-
tain views, a few walking or biking
minutes from the beaches of Poipu,
Robert Trent Jones Golf and the
fnest dining on Kauai. New to rental
market (June 05). Rates $1600-2100
weekly. 10% Discount to Firefghters,
contact Rick @ (908) 327-2167 or
kiahunahale@hotmail.com
ranCHO MiraGE 2-2, gated
complex, double garage, tennis,
pools, spa, bikes, cable tv/vcr, micro-
wave, bbq, washer/dryer, decorator
furnished. Close to golf, restaurants,
and shops. $90/night. Margo Idol
(805) 498-1513 or Ruth (805) 498-
4616.
rEd lOdGE, MOntana
sWiFtWatEr - This is a new
luxury town home located at Island at
Rock Creek in Red Lodge, Montana.
3 bedrooms, 2 1/2 bathrooms, sleeps
6-8 people with all the amenities you
could want. The Master bedroom
and second bedroom have a balcony
overlooking rock creek with a majestic
view of the Beartooth Mountains.
Beverly (800) 967-1986 or email
beverly@redlodgerentals.com
(2-3 night min.)
rEd lOdGE, MOntana
COWBOY COndO - 2 bedroom, 2
bath town home located at Red Lodge
Mountain golf course as seen on the
Amazing Race. Sleeps 6-8 with
full kitchen, fre place, TV & hot tub.
Close to Yellowstone, Skiing, Golf-
ing, fshing, hiking and all outdoor
adventures. Located in Beautiful Red
Lodge, Montana. (2-3 night min.)
Beverly at (800) 967-1986 or email
beverly@redlodgerentals.com
rOsaritO BEaCH Cottage.
Charming 2 br./2 ba beach cottage
(not a condo) located in the Quinta
Del Mar project approximately 25
miles south of San Diego. 24-hour
security, lg. patio w/ocean view, bbq,
freplace, cable TV, microwave, 3
pools, jacuzzi, tennis, horses, 2 rest.
(music and dancing), ride the waves,
off-track betting, golf nearby. 2-day
min, $95 day. Midweek/weekly rates
available. Photos and info @ Lock-
hart (619) 429-4060. choice1.com/
rosaritobeachcottage.htm
san ClEMEntE BEaCH
HOusE - Two bedroom fully
furnished private home. Sleeps 6
laundry, wireless internet, tv/dvd,
movie channels. Enough off street
parking for 4 SUVs, large enclosed
backyard, 3 minute walk to pier.
5 minute walk to downtown, pet
friendly. David Laub, LACOFD
(949) 306-5532 or dlaub@aol.com or
vrbo.com/93330
san ClEMEntE BEaCH. This
stylish 1 bedroom/1bath rental is
only 200 yards from the beach and
a 10-minute walk to the pier or
downtown. The unit is beautifully
decorated and has all the comforts of
home. Includes large plasma in living
room and smaller TV in bedroom.
See more info and photos @ VRBO.
com/344173. Rates: Oct - Apr $150/
night (2 night min.) weekly $850.
May - Sept $200/night (2 night
min.) weekly $1150. Non refundable
cleaning fee $100. Call Ron or Kathy
(949) 831-7693 or email klm318@
cox.net
sKi tHE GrEatEst snOW
On EartH In Park City, Utah
and avoid the 5 hour grueling drive
to Mammoth. 2 bedroom/2 bath.
Tri-level townhome. Located a short
drive to three world-class ski resorts.
(Deer Valley, PC Mountain Resort,
The Canyons) $1100/week - $1600/
Holiday. Call Ron (310) 415-6788
sOutH laKE taHOE Romantic
Chalet Family getaway. 3 bed/2 bath
plus loft. Sleeps 810. Cable TV,
washer/dryer, microwave, woodburn-
ing stove. 7 minutes to casinos and
Heavenly. Located in Tahoe Paradise.
Call Shawn or Rose Agnew at (661)
250-9907 or (661) 476-6288.
vaCatiOn rEntal - So Lake
Tahoe, 3 Bd 2 Ba home with all ame-
nities. Close to Lake, Casinos
and Ski Slopes $650 wk or $130
nt $100 Cleaning. www.SLTget-
away.com. Call Cal or Linda @ 805
584-2718 or email LSchlotzhauer@
gmail.com
VACATION
VEHICLES
2006 MOtOrHOME FOr rEnt.
Very clean 31 Fleetwood Jamboree
Class C. 2 slide-outs, sleeps 6, 2
TVs/ DVD/VCR, tow hitch, awning.
Winter -$150/night, Summer -$200/
night. 3 night minimum. No pets. No
extra fees. Dale (951) 768-3809.
aMEriCa travElEr rv
rEntals - We rent motor homes
and travel trailers. Special discount
for Fire and Police. Check out our
sales department. (661) 273-7479.
MOtOr HOMEs FOr rEnt:
Several 2006 Class A 32 Foot Motor
Homes, with Double Slide Outs,
Fully Loaded, Free Housekeeping
Kit, Camping Kit, Discount Prices
Starting at $150.00 to $180.00 per
night. Serving family & friends of
LAPD , LASD, IPD, OXPD, OX
Fire, LA CO., LA City, Ski Clubs
ask for our 25% off weekly rental
rates. Visit us at www.so-calrv.com or
call 661-714-7689 or 661-297-2398.
ALSO AVAILABLE BIG BEAR
CABINS, 3 bedroom 2 bath with pool
tables & spas. PLEASE CALL FOR
MORE DETAILS.
advErtisE
WitH us!
email your
ad to
Editor@lafra.org
or fax
your ad to
323.259.5291
815 Colorado Blvd. Los Angeles, CA 90041 800-231-1626 www.lafirecu.org
At Los Angeles Firemens Credit Union, we are committed
to helping firefighters improve their financial lives.
Reach financial success with
BalanceTrack. As a member of
the Credit Union, you can receive
free financial guidance with the
BalanceTrack program.
Use the program to:
Develop a plan to get out of
debt and improve your credit
score.
Learn how to save money and
reach your financial goals.
Teach your teens to make
money-smart decisions
and become financially
independent.
Prepare for large expenses
such as a college education.
The BalanceTrack program is free
and confidential. Get started
today, call (888) 456-2227, or visit
www.lafirecu.org/educationaltools.
Funds on deposit are insured up to $500,000 per
account. This institution is not federally insured,
and if the institution fails, the Federal Government
does not guarantee that depositors will get back their money.
Accounts with this institution are not insured by any state government.
BalanceTrack Ad 2:Layout 1 11/2/10 9:14 AM Page 1
815 Colorado Blvd. Los Angeles, CA 90041 800-231-1626 www.lafirecu.org
At Los Angeles Firemens Credit Union, we are committed
to helping firefighters improve their financial lives.
Reach financial success with
BalanceTrack. As a member of
the Credit Union, you can receive
free financial guidance with the
BalanceTrack program.
Use the program to:
Develop a plan to get out of
debt and improve your credit
score.
Learn how to save money and
reach your financial goals.
Teach your teens to make
money-smart decisions
and become financially
independent.
Prepare for large expenses
such as a college education.
The BalanceTrack program is free
and confidential. Get started
today, call (888) 456-2227, or visit
www.lafirecu.org/educationaltools.
Funds on deposit are insured up to $500,000 per
account. This institution is not federally insured,
and if the institution fails, the Federal Government
does not guarantee that depositors will get back their money.
Accounts with this institution are not insured by any state government.
BalanceTrack Ad 2:Layout 1 11/2/10 9:14 AM Page 1