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Use Case Name:

Unique Use Case ID: Primary Actor(s): Secondary Actor(s):

Submit Loan Request

UC-100 Applicant Loan Assistant, Credit Bureau, Accounts Management System

Brief Description: The applicant submits a loan request for processing by the bank integrated loan processing system. The applicant fills out a loan s application and submits it to the bank for processing. The system validates information on the loan application and the system calculates the applicant credit s score based on credit reports and the customer account history with the bank. The s applicant is contacted for additional information, if needed Trigger: Pre-Conditions: N/A The applicant has access to a loan request application

Flow of Events: 1) The applicant completes the online loan application and submits it to the bank via the internet. 2) In initial preparation for evaluating the loan request: 2.1) The system performs validation that the information on the loan application is correct and complete as possible. This includes determining that all mandatory fields are completed and that basic information such as zip codes, state codes and present and format
January 30, 2000 Copyright?? 1998 Frank Armour and Granville Miller All rights reserved Advanced Use Case Modeling

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of account numbers are correct. 2.2) The system forwards a request to an external credit bureau for a credit report on this applicant. The request includes the applicant name, social security number and current and previous s addresses. 2.3) The system retrieves the applicant account history (if any) s from the accounts management system. 2.4) The system calculates the applicant credit score based on s credit reports and the applicants history with the bank. s 3) The system informs the applicant, via E-mail, that the loan request has been received, supporting materials are complete and the loan is in the process of being evaluated. 4) The status of Loan request is set to a Initial credit check complete status. 5) The Loan request is forward to a loan assistant for reference validation activity

Post-Conditions: Priority: Alternative Flows and Exceptions:

The loan request is ready to be evaluated High

-The customer credit is unacceptable. -The data on the application is incomplete or incorrect - No external credit information exist for applicant

Non Behavioral

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Requirements:

Only the loan officer and loan assistant should have access to credit information The accounts management system will have current account information on the applicant if they are a customer of the bank What are business rules for calculating a credit score? What information needs to be on the application to complete the loan request?

Assumptions:

Issues:

Source: Requirements Workshop#123 5/32/99 ________________________________________________________________

January 30, 2000 Copyright?? 2000 Frank Armour and Granville Miller

Advanced Use Case Modeling