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Great Rates, Great Programs and Long Term Loans for Highly Qualified Clean, Full Doc Transactions
Office: 877.548.5660 General Fax: 631.792.1181
Bank/Conventional Financing is all about having all your T's crossed and your I's dotted. There's no room for ambiguity or out of the box components when working with a Conventional Lender. With today's new regulations being imposed upon banks, your submission package needs to be concise, detailed and complete with all your financial documents in order and able to withstand the most discerning underwriters critique and review. Once we've confirmed your request qualifies for conventional financing, we'll gather the proper documentation together and set up your Submission Package for approval. The reward for a perfect submission package is a loan approval with great rates and long term financing that's hard to beat. Take a look below at the details associated with Bank/Conventional lending.
The Need for Flexible Repayment Terms Owner Occupied and Investor Properties OK
Working or Expansion Capital for Businesses What we'll need to do is review the loan request with you thoroughly. We'll cover every aspect of your needs and make sure the loan can get done. Once we've established we have something we can work with, we'll gather the necessary documents together and set up the all important Presentation Package. This is where it all counts. The proper packaging and delivery of the Loan Presentation will directly reflect the outcome of your request.
Marinas Industrial Auto Repair Gas Stations Mechanics Shop Restaurants/Pizzeria's Owner Occupied Facilities Health Care Facilities/Hospitals Anchored Retail All Income Producing Units Ground Up Construction (limited)
You may have noticed that some of the above parameters make mention of an SBA 504 loan. This very important and useful government program allows for 90% LTV financing for Owner Occupied properties. This 90% Loan to Value, Loan to Cost program allows owners or prospective owners of small to mid size businesses preserve capital while maximizing their cash flow. This provides buying power with better purchase options for the borrower instead of leasing or renting their establishment, which provides a loss of income, or income going into someone else's pocket. Better to pay down your own mortgage than to pay someone else's rent!! Now that you're familiar with the types of properties we finance and have a good idea of the terms and options available, give us a call so we can review your needs. We'll spend some time together reviewing the request on the phone and tell you right up front if the loan request can be fulfilled. Upon acceptance of your request and bonafide interest by a specific Investor who has expressed positive interest in making your loan, a Letter of Interest or Term Sheet will be issued and upon your acceptance, the loan process begins. We will be as flexible as possible within underwriting guidelines and the provisions set forth within the Term
Sheet or Letter of Interest, and provide the best possible solution to fulfill your needs and the needs of your project. Rest assured, we will protect the privacy of your personal and financial information, assist in expediting your commitment to close as fast as possible, and get to the closing table with no surprises.
COMMERCIAL FINANCING
National & International Institutional & Hard Money Hospitality Establishments 5+ Family Units, Mixed Use Any Income Producing Property 1-4 Family Units FHA & Gov't Loans Reverse Mortgages Jumbo & Super Jumbo Loans Conforming & Non Conforming Sm Comm LOC SB Prem LOC Bank/Conv Bridge/Hard Construction
RESIDENTIAL FINANCING
SBA 504
Jumbo Res
FHA/Gov't
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