Askari Bank Presentation Transcript

1. Presentation Topic : ASKARI BANKPresented By:Muhammad Imran FayyazMuhamad MoazzamM. Junaid Ahmed001003079 2. Part ICompanys OverviewBy:M. Junaid Ahmed 3. IntroductionFormerly known as Askari Commercial BankIncorporated on October 9, 1991.Listed on Karachi, Lahore and Islamabad Stock Exchange.A network of 226 Branches.Has 31 dedicated Islamic Branches 4. Introduction condA network Of 4173 Online ATMsHas 984,485 banking customersHas 6,159 employeesWith Equity of 14.95 billionTotal Assets 254.33 billion 5. SubsidiariesAskari Investment Management LimitedAskari Securities Limited 6. Awards and AchievementsBest Retail Bank in Pakistan by The Asian BankerIst Consumer Choice Award 2004by Consumer AssociationCorporate Excellence Award 20022003,2004by (MAP) 7. Awards and Achievements contdThe best Bank in Pakistan 2001, 2002by Global Finance MagazineBest Consumer Internet Bank 2002 2003by Global Finance MagazineEuromoney & Asiamoney Awards 1994, 1996, 1997 8. Entity RatingsAAShort TermA1+Long Term 9. VisionTo Be the bank of first choice in the regionTo be the Bank of first choice in the region 10. MissionTo be the leading Private Sector Bank in Pakistan with an international presence, delivering quality service through innovative technology and effective human Resource Management in a modern and progressive organizational culture of meritocracy, Maintaining high ethical and Professional standards, while providing enhanced value to all our Stakeholders, and contributing to society.VisionMissionMission 11. Corporate ObjectivesSustained growth and profitabilityHigh performance cultureCustomer service oriented cultureMotivated employeesTo optimize use of technologyDeliver timely solutions 12. Strategic Planning Comprehensively plan for future to ensure growth And profitability Facilitate alignment of vision and mission with goals Identify opportunities for profit Create and leverage strategic assets and capabilities For competitive advantage 13. Management 14. Board of DirectorsLt.Gen. Javed Zia HI (M)Lt.Gen. R Imtiaz Hussain HI (M)Maj.Gen .R Saeed Ahmed KhanMr. Zafar Alam Khan 15. Board of Directors (contd)Mr. Muhammad Riyazul HaqueMr. Shahid MahmudMr. Ali Noormahomed RattanseyDr. bashir Ahmed Khan 16. Company SecreteryMr. M.A. Ghazali MarghoobChief Financial OfficerMr. Saleem AnwarAuditorsA.F Ferguson & CoLegal AdvisorRizvi, Isa, Afridi & Angel 17. Registered Head OfficeAWT Plaza, the Mall,P.O Box No 1084Rawalpindi46000Pakistan 18. Organogram 19. Branches 20. Branches cond 21. Part IICompanys Product LineByMuhammad Imran Fayyaz

22. DepositsCurrent AccountPLS Saving AccountAskari Special Deposit AccountAskari Roshan Mustaqbil AccountAskari Mahana Bachat AccountAskari Deposit Multiplier Account 23. Askari Roshan Mustaqbil Account Term Deposit 5000-50000 Limit 10 Year Tenure Competitive Profit Rates 24. Askari Deposit Multiplier AccountTerm Deposit 50,000-10,000,000 limit 10 year Tenure Competitive Profit rate 25. Askari Mahana Bachat Account Term Deposit 50000-10,000,000 1-3 Years Tenure Competitive Profit rate 26. AdvancesCorporate And Investment BankingConsumer BankingAgriculture banking 27. Corporate And Investment Banking 28. Corporate and Investment banking cond Term Finance Working Capital Financing Letter of Credit Fund Transfers 29. Corporate and Investment banking cond Bill Discounting Loan Syndication Balance Sheet Reconstruction Service Debt And Equity Financing Options Through Capital Markets 30. Consumer Banking Services 31. Credit Cards Platinum Gold SilverZarai & Corporate 32. Askaris Personal Finance Term Finance Limit up to 500,000 Maximum 5 Years tenor Monthly Installments Competitive Markup Rates 33. Smart Cash Personal line of credit Limit up to 500,000 (Clean) Limit up to 1 million (secured) One Year (renewable tenor) Monthly Debt Servicing Competitive Markup Rates 34. Askari Banks Mortgage Finance Build a Home Buy a Home Buy a plot and construct Renovation 35. Askari Auto Loans Limit 100,000-3.0 million Monthly Installments Competitive Markup Rates Minimum income : Salaried 10,000 Self Employed 25,000 Up to 7 years Tenor 36. AskCard (Askari Debit Card) Free ATM Cash withdrawal limit No hidden Charges Free funds Transfer Facility Free Utility Bills payment 37. Net Banking (Internet Banking Service) Balance Enquiry Funds Transfer Free Payment of Utility Bills Payment of School fee 38. Askari Touch N Pay Ask Card Askari Banks ATMs Nationwide Internet Banking Service Call Centre 39. Rupee Traveler Cheque Free Issuance Free Encashment Nationwide Acceptability Valid until Encashment Account Relationship not Mandatory 40. Agriculture Banking 41. Askari Kissan Evergreen FinanceAskari Kissan Tractor Finance 42. Askari Kissan Farm Mechanization FinanceKissan Aabpashi Finance 43. Askari Touch N PayKissan Live stoke Development FinanceKissan Farm Transport finance 44. Islamic Banking ServicesIslamic Corporate BankingIslamic Investment BankingIslamic Trade FinanceIslamic General BankingIslamic Consumer Banking 45. Part IIIBanks Financial, Swot and Pest AnlysisByMuhammad Moazzam 46. Financial Highlights 187 %Profit after tax up byRs 1.108 billion (2008- 306million) 256 %Profit before tax up byRs 1.642 billion (2008- Rs 461 million)

47. Deposits23 %Increase in DepositsRS 206 billion (2008: Rs. 12.97 billion) 48. Advances 6%Increase in AdvancesRs 148 billion (2008:Rs.140 billion) 49. Assets & EquityAssets23 %Increased by Rs. 254 billion (2008:Rs.200 billion)Equity15 %Increased byRs 14.95 billion (2008:Rs.12.97 billion) 50. EPS & Market Value187%EPS up byRs 2.18 (2008Rs.0.76)87 %Market Value up byRs 27.30 (2008:Rs.14.57) 51. DepositsAdvances By Segments 52. DepositsAdvances By Sector 53. SWOT Analysis 54. Strengths Competent Management Dedicated Staff Financing All Sectors Customer Satisfaction 55. Weaknesses Limited Branches Poor Marketing Strategy Lengthy Procedures 56. Opportunities Geographical Expansion Technology Implementation Mega Project Investment Agriculture Development Islamic Banking 57. Threats Political Uncertainty Multinational Competition Global Economic Crisis 58. PEST AnalysisPoliticalSocialEconomicTechnological 59. Suggestions Follow the Consolidation Strategy Provide training to employees Adopt Islamic Banking Build a Strong Marketing Strategy