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Bloomberg Businessweek
5 min read

Lies, Damn Lies, and Financial Statistics

Early in January in a Chicago hotel, Campbell Harvey gave a rip-snorting presidential address to the American Finance Association, the world’s leading society for research on financial economics. To get published in journals, he said, there’s a powerful temptation to torture the data until it confesses—that is, to conduct round after round of tests in search of a finding that can be claimed to be statistically significant. Said Harvey, a professor at Duke University’s Fuqua School of Business: “Unfortunately, our standard testing methods are often ill-equipped to answer the questions that we p
Inc.
5 min read

The Smart Way to Pay Taxes on Retirement Savings

TAX SEASON IS COMPLICATED enough without your having to worry about retirement planning. But if you want to maximize your future spending money, this is exactly the right time to review the taxes you’re paying—or not paying—on what you’re saving. Just ask Phil Holthouse, co-founder of Los Angeles accounting firm Holthouse Carlin & Van Trigt. You should never “let the tax tail wag the investment dog,” he says, but that doesn’t mean you should ignore the issue, either. “No one wants to pay more than the law requires, but a lot of people do,” he says. Structuring your retirement accounts with t
The Atlantic
2 min read

Amazon Will Refund $70 Million Worth of App Purchases Made by Kids

Last year, Amazon was found guilty of illegally billing some of its customers. Specifically, the issue was that many parents had been charged for purchases made, without their consent, by their children. This week, the company has agreed to end its efforts to appeal that ruling and give those parents their money back. The amount—more than $70 million—covers in-app purchases made by kids between November 2011 and May 2016. A federal judge found Amazon guilty of failing to warn customers that in-app charges could arise after an initial free download of a game. Similar actions against Google and
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Scribd Editors, Scribd Editor
From the Editors

Key to a stress-free retirement…

If you’re close to retirement or in the early stages and worrying if you’ll have enough money for the rest of your life, this guide from personal finance expert Jane Quinn is an essential read. Whether you need in-depth advice on revenue sources like social security, or you want an overall checklist of what you should do, Quinn has all the reassuring answers.