Defending credit card companies is hard to do because they do have quite a few practices that are down right sleazy (shrinking grace periods, escalating interest rate, holiday due dates, etc.), but if used properly they can be a helpful financial tool. In this episode we share articles from the following: "8 Experts Recall Their Best Personal Finance Advice" by Dana Dratch from bankrate.com "Are Credit Cards Evil, or Just Dangerous?" by Liz Pulliam Weston from MSN Money "Where Do You Stand in the Wealth Spectrum?" by Lee Eisenberg from Bankrate.com "Dealing With a Disaster and Your Insurance Company" by Jennie L. Phipps with Bankrate.com/Yahoo Finance.   For links and more resources, visit our show notes at http://www.moneyguy.com/2007/11/great-personal-finance-advice-are-credit-cards-evil-and-the-wealth-spectrum