Today's guest is currently a personal finance reporter for The New York Times.  Tara Siegel Bernard has been with the publication since 2008. Prior to that she spent time as a deputy managing editor at FiLife.com, a defunct personal finance website. She also served as a news editor at CNBC and spent a decade at Dow Jones, where she wrote a weekly personal finance column. She was also a regular contributor to The Wall Street Journal's small-business and health cost columns at the start of her career. Before getting involved in writing about personal finance, Tara focused on the credit card and banking industries. For more information visit www.somoneypodcast.com.