Insurance is concerned with protection of economic value of assets .

Tangible assets are human beings, house, furniture, motor cycle etc . Intangible assets are liabilities
INSURANCE

LIFE INSURANCE GENERALINSURANCE

AVIVA is the Worlds 6th Largest Insurance groups and the biggest in the UK.
A Joint Venture between Dabur and Aviva Aviva plc- 26% stake and Dabur- 74% Dabur India is 120 year old leading FMCG company with turnover of INR 1400 crores One of the first foreign insurance company to open their representative office in India(1995) It is a Public Limited Company It has 30000 Financial Planning Advisors over the country

MR. T R RAMCHANDRAN CEO & MD

JYOTI VASWANI CIO,DIRECTOR,FUND MANAGEMENT

SANDEEP MALIK DIRECTOR, HR

VISHAL GUPTA DIRECTOR, MARKETING

 COMPREHENSIVE PROTECTION

SUPERIOR INVESTMENT RETURNS

GREATER CONVENIENCE

With a wide distribution network of 208 branches and close to 40 Bancassurance partnerships, we are spread across nearly 3000 towns and cities in India.
Aviva Group has a 50 million customer based worldwide.

ENTRY AGE: 2 to 60 years for Single Life and 18 to 60 years for Joint Life. For Joint Life option, both the Life Assureds must be 18 years of age. POLICY TERM: 15 to 30 years (Maximum age at maturity 75 years) PREMIUM PAYMENT TERM: 5 years or same as the policy term.

PREMIUM PAYMENT FREQUENCY: Annually, Half-yearly or Monthly. ANNUAL PREMIUM: Minimum Rs.25,000 for PPT=PT and Rs.1,00,000 for PPT of 5 years; No limit on maximum.

TOP-UP PREMIUM: Minimum Rs.5,000; No limit on maximum.

TERM INSURANCE PRODUCT WHOLE AVIVA LIFE INSURANCE PRODUCT ENDOWMENT ASSURANCE PRODUCT TRANSPARENCY MONEY BACK ASSURANCE PRODUCT ANNUITY PRODUCT LINKED PRODUCT

AGE
OTHERS
GEOGRAPHIC LOCATION

INCOME

AVIVA NEW FREEDOM LIFE PLAN AVIVA NEW SACHIN CENTURY PLAN AVIVA NEW LIFE LINE AVIVA NEW LIFE BOND PLUS AVIVA NEW SAVE GUARD

AVIVA NEW LIFE SAVER PLUS

AVIVA DHAN VARSHA AVIVA MONEY BACK

AVIVA NEW LIFE SAVER PLUS

Aviva New Life Saver Plus is predominantly a savings plan that offers disciplined saving with high level of financial security for the family, in case something untoward happens
Increasing death benefit Life Cover (Sum Assured) Plus Fund Value as death benefit Flexible Life Cover

Long term savings in line with changing needs

Increase premium after 3 years Reduce life cover

AVIVA NEW YOUNG SCHOLAR

AVIVA YOUNG SCHOLAR CHILD ENDOWMENT PLAN

YOUNG Scholar is a regular premium child endowment plan from Aviva. The plan insures the life of the parent.
On maturity, the policy value - the total number of units held in the unit account multiplied by the selling price of the units - can be withdrawn. The account can also be retained for five years after the maturity date and earn returns. On death of the insured, the SA is paid to the nominee. The amount can be reinvested in the fund and withdrawn on maturity.

AVIVA NEW PENSION PLUS AVIVA NEW PENSION ELITE AVIVA SECURE PENSION

HEALTH PLAN

AVIVA HEALTH PLUS

INDEMNITY

Indemnity insurance is a contractual agreement to compensate for damages or losses.

It covers three types of claims; negligent act, error, or omissions; breach of duty; and civil liability.
The legal and medical industries are required to have this insurance; accounting, information technology, consulting and other businesses buy it voluntarily. PROCESS Initiating a Claim Determination of Eligibility Benefits Payment

CLAIM

DEATH CLAIM

MATURITY CLAIM

CLAIM PROCESS
DEATH CLAIM

In the event of death of the insured during the term of the life insurance policy, the nominee has to intimate the insurance branch. Thereafter, a claim form has to be filled and submitted to the office with the original policy documents and the death certificate. This entire process could take up time; ranging from a few weeks to three to four months, if all the paperwork is in place.

In case of complications, it could take much longer.

MATURITY CLAIM
You need to sign and send back a discharge form/voucher/claim form that is sent to you by the insurance company (usually, sent more than a month before the maturity date).

Other formalities may vary from company to company.

Once approved by the insurance company, the proceeds of the policy are sent by mail or electronically cleared by the company, depending on the choice you make.