A PRESENTATION

ON

BY

What is base-24?
BASE-24 is a series of applications produced by ACI(Access Control Information)

WORLDWIDE, Inc. that support payment systems used by large financial institutions.
The base-24 system is a numeral system with 24 as its base.

FEATURES
The capacity to process unlimited number of transactions and unlimited organizations.

Provides the option of online and offline connectivity with the Banks' host system.
Online connectivity with Visa and MasterCard International, providing real time online authorizations. Ability to process all international debit and credit card products including Private Label debit cards. Provides switching services with the UAE Central Bank switch. Can interface directly with Banks host systems, card management systems, point of sale electronic terminals and ATMs.

1) BASE24-atm 2)BASE24-eps 3) BASE24-infobase 4) BASE24-pos

BASE24-atm
BASE24-atm is an EFT(Electronic Fund Transfer) processing and switching system that provides ATM support and management including transaction routing and authorization, Electronic Data Interchange, settlement, reporting, network control, and stored-value card functionality. Provides transaction and operational security, including Triple DES (3DES) and automated key distribution. Supports multiple accounts per plastic card Provides options to configure receipts and the dispensing of items.

 EPS stands for encapsulated postscript file format and its used in prepress and printing process. BASE24-eps, formerly BASE24-es, is a payment engine that the financial payments industry uses. It is used to acquire, authenticate, route, switch,

and authorize financial transactions across multiple channels.

It is supported by mainframe computer platforms including z/OS, HP NonStop (Tandem), UNIX (IBM pSeries, Sun Sparc) and IBM zSeries.

Virtual ATM linked to BASE24-eps and Core System

The BASE24-eps for Faster Payments Solution

BASE24-eps for Faster Payments is a gateway that allows existing bulk or high-value payment systems to support the Faster Payments initiative. The gateway includes functionality for connecting multiple payment initiation systems and internal routing of intra-bank payments. In addition, the gateway monitors a banks settlement risk position and provides settlement reports to keep the bank informed of its net settlement status.

Reduces cost.

BASE24-infobase is used to collect ATM transactions, including EFT payments, and distribute operational data, such as automated software updates. It operates on ATMs with Microsoft Windows operating systems.

BASE24-pos is a data integrity support application. It is supported by HP NonStop servers. It has a Stored Value Module component that provides online issuance and

validation of Stored-value card data.

It also has an ACI Commerce Gateway component which serves as a firewall between internal servers and the internet or other payment networks.

The current system

Bespoke, host-based application providing ATM acquiring, debit card authorization and connectivity to national debit switch (LINK) Bespoke, proprietary ATM application for transaction processing and alerting running on Windows/NT No direct connections to VISA or MASTERCARD IBM crypto-processors

Previous Manual Testing Regime 800 test Scripts 23 Man-days to execute... AT LEAST ... none of which address Windows/XP environment failures from the earlier slide

Problems faced in current systems

The new system

BASE24-atm, Release 6 Version 9 on HP NonStop Blades Wincor Nixdorf ProCash/NDC ATM Application for transaction processing running on Windows/XP Wincor Nixdorf ProView for ATM monitoring Wincor Nixdorf Platform Security Agent for ATM lockdown IP Communications throughout Thales HSMS VISA EU and BankNet connectivity New PC Cores inside ATMS, along with some EPP(Extensible Provisioning Protocol) upgrades New debit card host application

Wincor Nixdorf ProView Analysis for ATM Channel Business Intelligence

Bank of America BASE24 ATM Network

Base 24

Bi-Directional
Base 24

Customer

Customer 14,000 ATM Network

Hot Backup Site

Kansas City Data Center

Base 24

Fraud Detection

Hot-site Back-up Data Center captures data from 4 HP NSK throughout North America
Synchronizing thousands of transactions per second, millions per day

Customer

Base 24 Base 24

Customer

100% ATM Uptime

What is GoldenGate?
One-to-One
Source

GoldenGate for BASE24 is a robust and flexible data synchronization platform that enables users to continuously capture, transform and load data from BASE24/HP NonStop systems to one or more secondary systems.

GoldenGate Delivers
A Single Software Platform that enables subsecond capture and secure delivery of large volumes of changing data across diverse environments.

Target

ADVANTAGES:
Reduce Time-to-Market. Improve Customer Service.

Supports multiple accounts with a single card.

Gives faster transactions.

DISADVANTAGES:
It is complex to design & develop or remodify. It is expensive.

CONCLUSION
BCA(BANK CENTRAL ASIA) now registers one of the highest Electronic Funds Transfer (EFT) transaction volumes in Indonesia. As BASE24 is highly scalable and flexible, BCA can swiftly implement and deliver new products to its customers. BCA now employs the most commonly used industry-standard message formats, allowing its system to seamlessly interface with others.

ACIs 24x7 support allows BCA to resolve BASE24 issues quickly and easily.
BASE24 helps BCA offer its customers the most innovative and extensive range of payment, purchase and transfer options via traditional and emerging channels.