IFFCO - Tokio General Insurance Company Limited

2008. All Rights Reserved.

IFFCO Tokio : A Blend of Complementary Competencies

74%-

26% JV
between IFFCO and Tokio Marine Asia (Japan)

Japans oldest and largest general largest worldwide

insurance company and one of the top ten

Leader in both commercial and personal

Worlds largest fertilizer

insurances

Indias largest fertilizer manufacturer manufacturer in co-operative sector

Pioneering Fertilizer Conglomerate

2008. All Rights Reserved.

Indian Farmers Fertiliser Co-operative Ltd.

Promoters of ITGI joint venture
Pioneering Fertilizer Conglomerate Worlds largest fertilizer manufacturer in cooperative sector Indias largest fertilizer manufacturer. Membership of about 39,564 cooperative societies Having Plants at Phulpur, Aonla Kandla, Kalol & Paradeep. Production of Fertilizers (2007-08): 68.47 Lakh T Turnover (2007-08): 12,163 Crore Profit After Tax (2007-08): 257.59 crore Profit before Tax (2007-08): 380.52 crore

2008. All Rights Reserved.

Tokio Marine Asia

Promoters of ITGI joint venture

A group company of Millea Holdings Established in 1879 Japans oldest and largest general insurance company and one of the top ten largest worldwide Leader in both commercial and personal insurances Net written premiums 662 billion Total assets of 3,785.14 billion Number of employees 23317
*Figures for the FY 2006-07

2008. All Rights Reserved.

Board of Directors
Vision To be industry leader by Building customer satisfaction through fairness, transparency and quick response K Srinivasa Gowda T. Yashikawa Chairman Vice Chairman

Surinder Kumar Jhakar

U.S. Awasthi V.S.Vishwanathan Rakesh Kapur

Director
Director Director Director

S. Narayanan
N.K.Kedia Y. Fukuda

Managing Director and CEO

Director Marketing Director - Operations

Mission To win TRUST of individuals, trade, industry and commerce and protect citizens, corporate, and international 2008. All Rights Reserved. investors in India.

IFFCO - Tokio Presence in India

Pan India presence with 50s Strategic Business Units and a country wide network of more than 110 offices & 480 exclusive points of presence. All offices are on line and connected with each other.

2008. All Rights Reserved.

Industry overview
Non-life insurance industry crossed a landmark figure of Rs. 285,000 Mln premium in 2007 08 Premium up 12.5% from the previous year Share of private players is 40% as compared to 35% last year Rural penetration is still low India still in the nascent stage on the general insurance growth curve vis--vis other countries like Hong Kong, Japan, US, UK, etc

Non motor insurance business extremely low health, home, travel etc

2008. All Rights Reserved.

How the industry has moved

Detail
Number of players Wholesale : Retail mix

2001 - 02
5 60:40

2007 - 08
14 48:52

Market Share
Product portfolio

6%
Mainly Motor

40%
Expansion of retail line health, home, travel etc
6%

2001 - 02

40%

94% Private Insurers PSUs

60%

2007 - 08
Private Insurers PSUs

2008. All Rights Reserved.

GWP Growth

Gross written premium (in Rs. crores)

1400
1235

1200 1000 800 600 400

214.12 322.27 70.51 501.28 896.1

1152

200
5.64

0 2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 Financial year

2008. All Rights Reserved.

Class Wise GWP

50% 45% 40% 35% 30% 25% 20% 15% 10% 5% 0%
Fire Marine Engineering Motor Misc 20.38% 11.28% 6.02% 25.73% 22.58% 16.13% 7.91% 7.73% 43.29% 38.96%

2006-07 2007-08

2008. All Rights Reserved.

Policy issued vis--vis Claim settlement

Policy Issued
2500000
No. of Policies

Claim Settlement
92.39%

11%

87.96%

250000
No. of claims

200000 150000 100000 50000 0

2000000
2087594 1868147

Intimated
227142

209879

212924 187302

Settled

1500000 2006-07
year

2007-08
2006-07 2007-08

2008. All Rights Reserved.

ITGI-Product Basket
Standard Fire & Special Perils Industrial All Risk Burglary & Housebreaking Money Insurance Professional indemnity Workmens compensation Sankat Haran Bima Bankers indemnity Fidelity guarantee Public liability Product liability Weather Insurance Jeweler's Block MTO Credit Insurance IT / ITES E&O Liability

Mega Risk & Package Policies

Machinery breakdown Boiler & Pressure plants Electronic equipment

Erection All Risk

Contractors All Risk Contractors plant & machinery Marine Open Cover Auto Protector (Motor ) Personal Accident All Risk Micro Insurance Policy

2008. All Rights Reserved.

Our Service Proposition

2008. All Rights Reserved.

Risk Management
Best global underwriting practices Adequate contingent capital in the form of reinsurance support Reinsurance tie ups with the some of the best reinsurance companies in the world

2008. All Rights Reserved.

Hassle Free Claims Settlement

Wide network of qualified & professional surveyors pan India. Leads to world class service standards. Ensures speedy settlement of Claims. Surveyor appointment same working day Surveyor visit maximum 24 -48 hours depending on the location of notification Preliminary report maximum 5 working days of survey Response to enquiry reply in maximum 1 working day (or else reasons for delay Part Payment Processing within 2 working days of receipt of preliminary survey report and submission of required information / documents by insured.

Final survey report within 10 working days of submission of required information / documents from insured
Approval of payment within 5 working days of the submission of surveyor report and required information / documents from insured.
2008. All Rights Reserved.

Our Clientele

2008. All Rights Reserved.

Our presence in Power Sector

National Thermal Power Corpn. Gujarat State Energy Generation GIPCL ESSAR Power Karnataka Power Punjab State Electricity Board UPSEB Anpara & Panki Power Grid Corporation Ratnagiri Power (Dhabol) Purulia Pump Storage Power Plant Konaseema Power West Bengal Power Dev. CESC Limited HPGCL Panipat Thermal Maharastra State Electricity Board

Jindal Thermal Power Co. Ltd.

GVK Goutmi Power Lanco Power Kondapalli

Lanco Power - Amarkantak

Orissa Power Generation Corp. L & T Power Herdilia Alstom Subansiri
2008. All Rights Reserved.

Hindalco Renusagar Power Plant

Our presence in Cement Sector

Grasim industries limited Dalmia Cement Limited Century Textiles & Industries Ltd

Indorama Cement Limited

JK Lakshmi Cement Limited Mangalam Cement Limited Kesoram Industries Limited Prism Cement Limited Ultratech Cement Limited Vikram Cement Limited Aditya Cement Limited L & T Cement Limited Sanghi Cement Limited Panyam Cements & Mineral Industries Limited

2008. All Rights Reserved.

Our presence in Petrochemicals

Technical Support from Tokio Risk Consulting (TRC) Dedicated team Of Risk Management Professionals for Large risks and Mega Projects

Indian Oil Corporation Ltd. Bharat Petroleum Corp Ltd Petronet LNG Ltd Bongaigaon Refinery Ltd Essar Oil Ltd Gujarat Gas Company Ltd Mahanagar Gas Ltd Mysore Petrochemicals Ltd. Tamilnadu Petroproducts Chennai Petroleum Corporation Southern Petrochemicals Ltd

2008. All Rights Reserved.

Our presence in Automotive Sector

Maruti Udyog Ltd Toyota Kirloskar Motors Ltd Honda Siel Cars India Ltd Apollo Tyres Ltd Bridgestone Tyres Ltd Rico Industries Ltd

Mahindra & Mahindra Ltd

Ashok Leyland Ltd Hyundai Motor India Ltd Hindustan Motors Ltd Honda Motorcycle & Scooters Ltd Escorts Motor Ltd Suzuki Power-train Ltd Suzuki Motorcycles Ltd Hero Motors Ltd Sonalika Tractors Ltd

Bharat Gears Ltd

Sona Group Denso Group Jai Bharat Maruti Ltd H-One India Ltd TS Techson India Ltd Govind Rubber Ltd

2008. All Rights Reserved.

Our presence in Pharmaceutical Sector

Sun Pharmaceutical Limited Elder Pharmaceutical Limited

Cadila Pharmaceutical Limited

Zadus Pharmaceutical Limited Dabur India Limited Dishman Pharmaceuticals and Chemicals, Ltd. Ranbaxy Laboratories Limited Alembic Limited Pfizer Pharmaceuticals Limited Unimark Remedies Limited RPG Life Sciences Limited Surya Pharmaceuticals limited

2008. All Rights Reserved.

PSU Clients
Central Warehousing Corporation National Thermal Power Corporation (NTPC) Gujarat State Energy Generation Karnataka Power

Orissa Power Generation Corporation

Power Grid Corporation Punjab State Electricity Board Maharastra State Electricity Board UP State Electricity Board (UPSEB)

2008. All Rights Reserved.

ITGI A few other esteemed clients

Central Warehousing Corporation Satyam Computers Limited Infosys Tech Ltd HCL Tech Ltd Lucent Technologies Ltd Hitachi Corporation Coca-cola India Pvt. Ltd Southern Petrochemical Industries Ltd Grasim Industries Ltd Bajaj Hindustan Ltd Raymonds Ltd ITC Group Welspun Group L & T Group Godrej Group

Finolex Group
J K Group S K Birla Group Hinduja Group

Samsung Group
Jindal Group Times Group Essar Group

Bharti Group
Bhilwara Group Jaipuria Group

2008. All Rights Reserved.

Our National Level Tie-ups

ITGI has been recognized as preferred Insurer by the following : Toyota Kirloskar Motors GM Motors Ford India Motors Mahindra & Mahindra Sonalika Tractors Reliance Money Religare Peerless ITGI has set up National Level tieup with the following Financial Institutions Punjab National Bank Dhanlashmi Bank Peerless General Investment Escorts Finance Limited Karnataka State Finance Corporation Andhra Pradesh State Finance Corporation Kerala Co-operative Insurance 67 nos. Co-operative Banks

Current initiative Maruti Udyog Limited

2008. All Rights Reserved.

Our Social Face

2008. All Rights Reserved.

Social initiative - Janata Bima Yojana

A Micro insurance product introduced in April 2008 Launched with an objective of making insurance available to the rural masses, economically weaker sections and laborers. Low cost but efficient insurance product catering to the needs of health (critical illness ) and property insurance Available at an annual premium of Rs. 100 only

2008. All Rights Reserved.

Unique initiative - Barish Bima Yojana

A weather insurance product introduced in April 2004 Index based product provides cover for deficiency in crop yield due to deficient rainfall during monsoon Group policy is sold through cooperative societies / cooperative banks / NGOs etc. The yojana till date is Spread over 12 states; Covers 200+ districts; and Insures 2.11 Lakh farmers

2008. All Rights Reserved.

ITGI Awards & Accolades

Best Service Provider award(2004 & 2007) from Maruti Udyog Ltd.

Awarded First Prize by TMA for Explorer- Challenge for

remarkable achievement in volume of business, business model & sustainability(2007) Best Marketing Professional of the Year Award by TMA Best IT Professional of the Year & The Best Project of the Year Award, by TMA.

2008. All Rights Reserved.

LOOKING FORWARD TO YOUR SUPPORT AND PATRONAGE

2008. All Rights Reserved.