Академический Документы
Профессиональный Документы
Культура Документы
ON
Indian Banking
Sector
Submitted To: Submitted By:
Dr. Sujata Parwani Anand Tiwari
Richa Singh Kaharwar
Tosh Kumar Keshri
WHAT IS BANK?
A Bank is a financial institution whose primary
activity is to act as a payment agent for customer
and to borrow and lend money.
Cooperative Banks
Development Banks
PUBLIC SECTOR BANKS
Private Bank
ICICI Bank
HDFC Bank
Axis Bank
NABARD
SIDBI
WHO CONTROLS OVER
BANKS?
RESERVE BANK OF INDIA
(RBI)
History:
Major objectives:
Traditional functions
Promotional functions
Supervisory functions
TRADITIONAL FUNCTIONS
Monopoly of currency notes issue
TOOLS:
Bank Rate: 6%
OVERVIEW OF INDIAN
BANKING SYSTEM
GLIMPSE OF BANKING SECTOR
Phase-1:
Early phase from 1786 to 1986 of Indian banks
Phase-2:
Nationalization of Indian bank and up to 1991 prior to
Indian banking
sector reforms
Phase-3:
New phase of Indian banking system with the advent of
Indian financial
and banking sector reform after 1991
PHASE - 1
General bank of India 1786(first bank)
Competition in market
Post office
Insurance
Financial institution
Foreign banks
WAYS AHEAD
Technological advancement
Rural banking
RBI had printed 639948 lakhs crore notes till 6th Nov 2009
In spite of it India has 23+ ATM’s per million people China
has 55+
ATM’s and South Korea has 1600+ ATM’s per million people