Presentation to

National Institute of Fashion

Technology

What does the bank offer

Cashless campus offering

ONLINE PORTAL FOR INSTITUTES

Online Portal

Customized Card

CUSTOMER EMPOWERMENT

Customer
Empowerment

Ready kit Debit Card

Self User Creation for Internet Banking

Self User Creation for Mobile Banking
Self User Creation for Phone Banking
Re-generation of ATM PIN/Internet passwords
No paper work/No wait for PIN mailers
All the above facilities available 24x7

Payment gateway
solutions

There are two payment gateway solutions

Internet banking payment gateway
Facilitates payments on Institutes website through
Union Bank net banking account
Student accounts is debited and pool account of
the Institute to collects fees is credited on real
time basis

Debit / credit card payment gateway

Facilitates payment through all VISA / Master
Card debit and credit cards
Student transactions is settled by VISA or
MasterCard and settlement happens in T+1

Internet banking payment gateway

10

Internet banking payment gateway solutions: Process flow

Student visits Institutes website, goes to make payment

option and selects Union Bank Internet Banking Payment

Transaction goes to the payment gateway, students enters

log in ID and password and then trxn ID and password and

authorizes the transaction.
Response comes back to the webpage of the institutes

website and server displays the receipt to the customer.

Institutes a/c with the Bank is credited instantly.

11

Credit / Debit card payment gateway

PAYMENT
GATEWAY

2
A

VISA/MasterCard

2
B

Talks to Issuer bank

ACS and
Communicates to
VISA/Master Card

Issuer
ACS

12

ONLINE CHALLAN PAYMRNT

- ANY BRANCH PAYMENT

ANY BRANCH PAYMENT

Facilitates online payment of fees through
challan system through any branch of Union
Bank of India
Process flow:
Students enters his Registration no. in Institutes
website.
Students details are populated and triplicate challan
is generated.
Student approaches any branch of Union Bank of
India pan India along with printed challan and
amount.
On a real time basis Institutes account gets credited.

Online Challan in Triplicate

Back end Process flow

Immediately upon generation of challan at

Institutes website, banks server is updated

through an intermediary server.
Bank staff verifies the detail based on the

challan number generated.

Bank passes the entry and college account is

credited on real time basis.

Mobile PoS
solutions

19

Common issues at campuses, colleges and universities

Late Realization
from colleges
Handling

Need to
recharge my
mobile .
Shop is closed

Cash,
Cheques,
DDs
Payments by the
University/Colleg
e
Handling long
queues

I have to pay
Exam fee
by tomorrow
Not sure if my
father has
deposited
money

I owe you Rs.

500 Forgot
to withdraw
cash from
ATM

There is
long
queue at
fee
counter
20

Concept
Migrating all payment and purchase needs of students
on campus through internet banking
Cash in any form inside the
campus should move only through
Mobile Bkg Channel.
Services Offered are
Fees Payments to University/College
Student to Student Fund Transfer
Canteen Payments
Grocery /stationeryPurchase
Instant Mobile Recharge
Access Account Information
21

 First of its kind device which facilitates the

transactions at various locations inside
campus

Can be used to register the students for

mobile banking services

Enables transactions like

Fee Payments
Purchase

22

Transactions
Fund Transfer

Mobile Recharge
Balance Enquiry/Mini

statement
and many more based on
Mobile number and mPIN

 Hassle free fee collection systems round the clock as this

enables students/parents to make the fee payments to the
institute through banks internet banking account or credit
or debit card or on mobile PoT
Eliminates handling of cash, cheques and drafts
Reduces Paper work, reconciliation
Customized MIS Reports as desired by the college

23

RGPV , Bhopal Success Story

Overall
1,00,000 Students
accounts 200 Colleges
or Institution accounts
1 million PG txns in 9
months
At RGPV Campus
2000 Students/Faculty
100% M-banking users

24

Institutions Portal
Online Self Service Account
Online Application Forms
Admissions
Examination
Degree etc
Online delivery of all latest orders, circulars, Notices,

Amendments
Communication Through Email
Dedicated web site for each Department to publish
Authentic information on Portal managed by HODs
Events information
Centralize Faculty Profile Database
Internet Banking and Payment Gateway Services
Alumni Students Database
24 x 7 Call center Support

Students Service
Online Database of Students Unique Identification
Online Self Service Account
Online Application Forms
Academics
Examination

Online Mark sheet and Results

Publication of all results through Email and SMS
E-Library Accessibility
Authentic CV publication from central server of each student for Training

and Placement Services

Online delivery of all latest orders, circulars, Notices, Amendments
Individual Photo based Smart Cards to connect to the system, an to store all
data in digital format
Internet Banking and Payment Gateway Services
Online receipts

SMART Card

Industry's Services
Publish their vacancies on the platform
Centralised Search on database of students
Provide information of various events and

workshops organized for students and

faculties.
Publish the e-contents under e-library
Promotional material for the benefit of
students and faculties

Parents / Guardian's
Services
Remotely monitor the progress of students
Communicate directly with university &

institutions
Make the online payments of Fees
Get the online transaction receipts
Suggestion / Feedback section

Government Services
Centralise MIS & Reporting System for

monitoring purposes.
Communication with the sections of university
Exchange of data with university
Statistical information from database
Access to the orders and circulars of the
university

Solution Overview
Students Portal
Shared & Secure Services
University Portal
E-Gov Platform
Shared Services
Distributed managed core dept / section services

Institution Portal
Communication Portal
Secured Services
Centrally managed Institutions Services

Centrally Hosted Platform

Team and portal site provisioning and operations

Customized Web
Application

Windows Server
based Services

Microsoft SQL Server 2005/2008

Microsoft Windows Server 2008

We provide
All students with zero balance accounts, instant Debit
Card, Self Creation of e-banking and mobile banking, SMS
alerts facility
University/College with Internet Banking and Credit/
Debit Card Payment Gateway, Online Challan facilities to
enable online fees payment
Mobile PoT facilities at fee counters, stores, canteen
Faculty for Institutions - Salary Accounts, Credit Cards,
Home loan and Vehicle loan facilities
Education Loans for students
ATMs at your Campus
33

Thank You

34