ORGANISATIONAL STUDY OF

ORIENTAL BANK OF COMMERCE

Presented by:Akash Rajput

ABOUT OBC
Among One of the largest public sector
banks
Founded:- 19 February 1943
The bank was nationalized on 15 April 1980
Chairman&MD :S.L.Bansal

Vision
"TO BE A CUSTOMER FRIENDLY PREMIER
BANK COMMITTED TO ENHANCING
STAKEHOLDERS VALUE"
Deals with :Investment Banking, Consumer Banking, Commercial
Banking,Retail Banking, Private Banking,Asset
Management,Pensions,Mortgages,Credit Cards

SERVICES PROVIDED BY ORIENTAL BANK OF BANK

Online Products and Services

E Banking Services
Cash management services
Mobile Banking Services
Customer Services
NRI services
NEFT & RTGS service
DeMAT service

Online Products and Services

OBC e-Taxes
OBC e-Shoppe

Online Fee Depos

E Banking Services

ds Transfer and Other Services

Utility Bill Payment

Request for Issuance of Cheque Book, PO-DD

Mails

Mobile Banking Services

Any Customer of Bank having Java
enabled Mobile phone irrespective of
the Mobile Service Provider can
register for"OBCmPAY"

IT
PROVID
ES

Account Balance Enquiry

Immediate
Account Statement
Intra Bank Fund Transfer
Inter Bank Fund Transfer
Stop Cheque
Cheque Status

NRI services

emittances to India

Hedging facility

Loan Schemes for NRIs

PIO Card Scheme

NEFT & RTGS service

National Electronic Funds Transfer & Real Time Gross Settlement System

To establish an Electronic Funds Transfer System

to facilitate an efficient, Secure, economical,
reliable and expeditious system of funds transfer
and Clearing in the banking sector throughout
India.
Fund Transfer through RTGS can be availed by the
customers who maintain their operative accounts
viz., Savings Bank, Current Account. This facility
can also be allowed to CC / OD account etc.,
subject to ensuring end use of funds.

Comparison of OBC with Other Leading Banks

Market share of banks

MARKET SHARE OF BANKS

ICICI BANK
SBI BANK
HDFC BANK
AXIS BANK
OBC BANK
OTHERS

Retail & Rural banking

Retail
bankingis
when
abankexecutes
transactions directly with consumers, rather
than corporations or other banks.
Rural banking is the process of conducting banking transactions out in
the country where bank branches are too far away to be of use. Rural
banking is popular for very small towns and farmers who live far away
from areas of larger population and cannot make the drive to these
locations whenever they need to use banking services. Typically, an
agent of the bank will visit these rural locations and offer to make
transactions in an official capacity.

OBC Direct Trading

Oriental Bank of Commerce facilitates easy, transparent,
hassle free and quick way to trade in large numbers of listed
securities. There is no need to visit Branch or Brokers. OBC
Direct Trading executes the trade online or contacting the
Broker over the phone.
PAN card is mandatory for holding and trading in shares .

OBC trading Tie up with M/s IDBI Capital Market Services

limited and M/s Karvy Stock Broking Limited.

Corporate Strategy
Increase our market share in Indias expanding
banking and financial services industry.

Maintain a low cost of funds.

Focus on high earnings growth with low volatility.

JOB PROFILE
VERIFICATION OFFICER

Know Your Customer

Online application
Loan documents
Customers quires
Data entry

CONCLUSION
Since today its an era of globalization and lots
of MNBS (Multinational National Banks) are
venturing into the Indian Banking Industry
which is not so commodious as other
industries are, Oriental Bank of commerce
being are in that industry has to upgrade its
products and services continuously &
consistently with the days to come for its
better sustenance.