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13

Benefits and Services

Human Resource
Management
14th Edition, Global
Edition
4-

Gary Dessler

Copyright 2015 Pearson


Education Ltd.

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Learning Objectives
1. Name and define each of the main
pay for time not worked benefits.
2. Describe each of the main insurance
benefits.
43. Discuss the main retirement
benefits.
4. Outline the main employees
services benefits.
5. Explain the main flexible benefit
programs.
Copyright 2015 Pearson
Education Ltd.

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Introduction: The Benefits Picture


Today
Policy Issues
o What
o Who
o New employees
o Money

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o Communication
The list of policy issues includes what benefits to offer and who
receives coverage. Decisions also must be made regarding
whether to include retirees in the plan and whether to deny
benefits to employees during initial probationary periods.
Employers must plan for how to finance benefits, cost-containment
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procedures, and how to communicate benefits options to

Name and define each of


the main pay for time not
worked 4-benefits.

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Pay for Time Not Worked


Unemployment insurance
Vacations and holidays
o Legal aspects

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o Sick leave
o Cost-reduction tactics
Tracking sick leave

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Pay for Time Not Worked


Parental leave and the Family and Medical
Leave Act (FMLA)
o FMLA guidelines
Severance pay

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o Guidelines
Supplemental unemployment benefits

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Describe each of the


main insurance
benefits.
4-

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Insurance Benefits (1)


Workers compensation
Workers compensation refers to the income and medical
benefits provided in work-related accidents to the victims or
their dependents, regardless of fault. Workers compensation
can be monetary or medical or a combination. Monetary awards
are based on a formula regarding the disability involved and the
workers average weekly wages.

Hospitalization, health, 4-and disability insuran


o HMOs - A health maintenance organization is a medical
organization consisting of several specialists operating out of
a community-based health care center

o PPOs - Preferred provider organizations (PPOs), a cross


between HMOs and the traditional doctor/patient
arrangement, are groups of health care providers that
contract to provide medical care services at a reduced fee.
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Trends in Employer Health Care Cost Control


Communication and empowerment
Wellness programs
Claim audits
Limited plans

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Outsourcing
Other cost-control options

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Insurance Benefits (3)


Long-term care
Life insurance
Benefits for part-

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time and contingent


workers

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Discuss the main


retirement4- benefits.

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Retirement Benefits
Social security
Pension plans
o 401(k) plans
o Other defined contribution plans
4o Cash balance plans
Pension planning and the law
o PBGC
o Membership requirements
o Vesting
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Retirement Benefits
Pensions and early
retirement
o BENELOGIC

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o Benefits web sites

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Review
Social security
Pension plans
Pension planning

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and the law


Early retirement

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Outline the main employees


services benefits.
4-

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Personal Services and Family-Friendly Benefits


Personal services - include credit unions, legal services,
counseling, and social and recreational opportunities .

Employee Assistance Programs (EAP)


provide employees with counseling and/or treatment for
problems such as alcoholism, gambling, or stress. Such
treatment is totally confidential4-from the company. The
company receives only general statistics, such as the number
of employees who used the service annually, from the outside
EAP firm.

Family-friendly (worklife) benefits


o Subsidized child care
o Sick child benefits
o Elder care

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Other Personal Services Benefits

Educational subsidies
Domestic partner

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benefits
Executive perquisites

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Flexible Benefits Programs


The cafeteria approach
o Types of plans
Benefits and employee
leasing

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Many businesses do not have the resources or employee base to


support the cost of employee benefits. In such cases, employee
leasing firms can come to the rescue and assume all or most of the
employers human resource needs. The individual is employed by the
leasing firm but costs are assumed by the organization that is using
the leasing firm. Responsibilities such as performance and liabilities,
however, belong to the leasing firm
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Flexible Benefits Programs


Flexible work schedules
o Flextime
o Compressed workweeks
o Effectiveness

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o Workplace flexibility
o Other flexible work arrangements

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