PERTUBUHAN

KESELAMATAN SOSIAL

ESTABLISHMENT
Set

up in 1971
Enforce Employees Social Security Act
1969
Protection:
Medical

care
Cash benefits
Rehabilitation

Concept on socso
Employers
Who

Liability

employs one or
more employees
required to register &
contribute monthly for
all employees

Employee
Earns

a monthly wage
RM3,000 or less
More than RM3,000:
Previously

registered,
must compulsorily
continue
Not previously
registered, can opt to
do so.

Concept on socso

Coverage:
All

employee
irrespective of the
emplyment status,
permanent, temporary
etc

Exemption:
Government

employees
Domestic servants
Self employed persons
Foreign workers

Concept on socso

AGE:
Must

register
irrespective of age
55 and above wiil
continue to be
protected (EIS-eyer)

CONTRIBUTION
Employees

0.5%

(IPS)
Employers 1.75%
(EIS & IPS)

COVERAGE

EMPLOYMENT INJURY
SCHEME

Protection for accidents:

While traveling
Arising out and in the
course of employment
Occupational disease

INVALIDITY PENSION
SCHEME

Serious disablement or
morbid condition of a
permanent nature that is
either incurable
Unable to earn at least 1/3
of normal person
24 hours coverage
Against invalidity or death
due to any cause not
connected with his
employment

BENEFITS

EIS
Medical benefit
Temporary disablement
benefit
Permanent disablement
benefit
Constant attendance
allowance
Dependants benefit
Funeral benefit
Rehabilitation benefit

IPS
Invalidity pension
Invalidity grant
Constant attendance
allowance
Survivors pension
Funeral benefits
Rehabilitation
Educational loan

Employment Injury Scheme

Medical

benefits

Occupational

disease
Treatment at SOCSO
panel clinic @
government
Hospital/clinic
Free socso
Serious injury
to

nearest government
hospital
2nd class ward-inpatient

Temporary

disablement benefit
Unfit

for work not less

than 4 days
Only during medical
leave
Daily rate = 80% of
daily wage or min
RM10 and max RM52

Employment Injury Scheme

Permanent disablement
benefit

Cash certified of
permanent disablement
Loss 100% = 90% daily @
min RM10
Loss 20% or less = lump
sum payment
Exceed 20% = 1/5 daily
rate into lump sum and
balance = monthly pension
Can continue work

Constant attendance
allowance

Permanent total
disablement (100% loss0
Severely incapacitated &
requires personal
attendance of another
person
40% of rate total
disablement, max RM500

Employment Injury Scheme

Dependants benefit
If

employees dies
90% of the daily wage

Employment Injury Scheme

Widow

3/5

For life until re-marriage wce

Children

2/5 @
3/5

Natural/step/adopted/out of wedlock
up to age 21 or marriage. 1st degree

Widower

3/5

Wholly depend on wife until

remarriage or can support himself wce

Parents

4/10

For life

Grandpare 4/10
nts

For life

Brothers & 3/10

sisters

Up to age 21 or marriage wce

Employment Injury Scheme

Funeral

benefit

RM1,500
As

resulted of EI or
while receiving
disablement benefits
Next of kin @ person
WIL

Rehabilitation
Facilities

benefit

for vocational
& physical
rehabilitation
training

Invalidity Pension Scheme

Qualifying condition
Has not completed age 55
Certified by medical board
Fulfilled the qualifying condition contribution

Full qualifying condition

At least 24 months within

40 consecutive months
2/3 = at least 24
50% - 65% of monthly
salary

Reduced qualifying
condition

Minimum RM 250

1/3 = at least 24
50%

Invalidity Pension Scheme

Invalidity
Paid

grant

for those who are

not qualified for
Invalidity pension
At least 12 months
amount of the total
contributions
Outright payment

Constant

attendance
allowance
Recipient

of invalidity

pension
40% of the rate
invalidity pension
Max RM500 per month

Invalidity Pension Scheme

Survivors pension
Only

if employee dies
irrespective of the
cause of death
While

receiving
invalidity pension
Not more than 55 years
Rate:
Invalidity

pension =

equal
If not = 50% - 65%

Funeral
While

benefits

receiving
invalidity pension
Before 55 age
As EIS

CHALLENGES
Increasing

cost
Investment issues
Efficiency in processing claims
Pressures from mass media
Pressures from NGOs
Migrant workers
Fraudulent claims