Академический Документы
Профессиональный Документы
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Fixed Deposit
A fixed deposit is a financial instrument provided
by banks which provides investors a fixed rate of
interest, until a given maturity date.
Some FDs of IDBI bank
Provide liquidity
Flexible duration
Safety of capital
Rate of
return
2015
9%
2014
8.75%
2013
8.75
2006
7.55
10%
rate of
return
9%
9%
8%
8%
7%
7%
2015
2014
2013
2006
Real Estate
Real estate is property consisting of land
and the building on it, along with its natural
resources, immovable property of this
nature, an interest vested in this.
Why people invest in real estate
More stable investment
Attractive & stable income return
Prices are at a low
It is a great long term investment
Mutual Funds
A mutual fund is a investment vehicle that
is made up of a pool of funds collected from
many investors for the purpose of investing
in securities such as stocks, bonds, money
market instruments and similar assets.
There are three varieties of mutual funds:
1.Equity funds (stocks)
2.Fixed-income funds (bonds)
3.Money market funds
Rate of return
2015
29.76%
2014
32%
2013
34.23%
2011
24.19%
2006
40.00%
33.54%
35.00%
30.00%
25.00%
20.00%
15.00%
Rate of return
10.00%
5.00%
0.00%
Gold: as an investment
Gold is the most popular as an investment.
Investors generally buy gold as a way of
diversifying risk, especially through the use
of future contracts and derivatives.
The gold market is subject to speculation
and volatility as are other investment.
The central bank (RBI) and the international
monetary funs play an important role in the
gold price
Opening rates
Closing rates
31-july-2015
2808.68
2778.16
31-july-2014
3920.20
3906.82
31-july-2013
3847.79
3879.64
31-july-2012
3774.04
3766.84
31-july-2006
2321.41
2334.33
Investment in stock
market
A stock market, equity market or share
market is the aggregation of buyers and
sellers of stocks (also called shares);these
may include securities listed on a stock
exchange as well as those only traded
privately.
Regulation in india:- Indian capital market
are regulated and monitored by the Ministry
of finance, The securities and exchange
board of India(SEBI) and the Reserve Bank
of India (RBI).
to invest in stock market: Reach your financial goals with the right
mix of investment.
Reduce investing risk with a solid asset
allocation strategy.
Reduce risk with a well- planned strategy
for buying and selling stocks.
Keep pace with inflation
Bond
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