Replications

of Akhuwat
by Civil Society

Akhuwat believes in:

Akhuwat believes in replication of
its model, whereby it contributes in
the development of other social
organizations.

Akhuwat Replication process includes:

Training of Staf
Provision of requisite materials
Standard Operating Procedures Manual
Credit documentation
M & E systems replication
Institutional Development
Audit mechanisms

AKHUWAT REPLICATORS

Branch
Name

Name of
Organization

Focal Person

SAY Trust

Salamat and Yaseen

Trust

Amin Khurrum

Say Trust

Branch Name

Name of
Organization

Focal Person

Rural
Development
Organization
(RDO)

Rural Development
Organization

Awais Leghari

Choti
zareen
RDO

Branch
Name

Name of
Organization

Focal Person

Kawish

Kawish Welfare Trust

Muhammad Shamshad

Kawish
Welfare
Trust

Branch
Name

Name of
Organization

Focal Person

Zad-e-Rah

Zad-e-Rah

Malik Ihsan EIlahi

Zad-e-Rah

Zad-e-Rah

Disbursement Event of Zad-e-Rah in the Presence of

Executive Director (Dr. Muhammad Amjad Saqib and Board of

Branch
Name

Name of
Organization

Focal Person

Bharakho

Islah Foundation

Brig (R) Sarfraz

(Member Islah Trust)

Barakuh
Islah
Trust

Branch
Name

Name of
Organization

Focal Person

MISRIAL

Islah Foundation

Brig (R) Sarfraz

(Member Islah Trust)

Masriyal
Islah
Trust

Branch
Name

Name of
Organization

Focal Person

Shakrial

Islah Foundation

Brig (R) Sarfraz

(Member Islah Trust)

Shakrial
Islah
Trust

Branch
Name

Name of
Organization

Focal Person

Morgah

Islah Foundation

Brig (R) Sarfraz

(Member Islah Trust)

Branch
Islah
Foundation

Branch
Name

Name of
Organization

Focal Person

Nainsukh
Branch

Nur Foundation

Shahema Rehman

Nainsukh
Nur
Foundation

Progress Report of the

Replication of Akhuwat
Progress Report

Sr.
No.

Area

Faisalabad

Faisalabad

Name of
Branch Name
Organization
Zad-e-Rah

Zad-e-Rah
Salamat and Yaseen
Trust

Average
Loan
Disburseme
Amount
Size
nt

2,000

15,041,00
0
12,922
25,000,00
0
12,500

830

9,349,000 11,264

1,539
971

9,187,700 5,970
14,832,50
0
15,275

298

3,871,000 12,990

311

4,655,000 14,968

1,164

Say Trust
Rural
Choti Zareen Development
(Rajanpur) Organization
Bahawalnag
ar
Kawish

Rawalpindi

Morgah

Rawalpindi

MISRIAL

Rawalpindi

Shakrial

Rawalpindi

Bharakho

53

795,000

15,000

Rawalpindi

Rawat

53

775,000

14,623

Rural Development
Organization

Islah Foundation

Comments & Opinions of

Replicators
SAY TRUST: (by Mr. Amin
Khurram)
By replicating Akhuwats
methodology, SAY TRUST is striving
to play an eminent role in creating an

Comments & Opinions by

Replicators
Rural Development
Organization (RDO): (by Mr.
Awais Leghari)
Akhuwat is a landmark. And we are
implementing its noble objective

Comments & Opinions by

Replicators
ISLAH TRUST: (by Brig. Rtd. Sarfraz)
A concept of interest free microfinance is no doubt
unique in its kind, but it gives us a sense of
satisfaction that we have now expanded our network
to five branches and looking forward to open more in
near future. Salute to AKHUWAT, who enlightens
our vision towards Islamic mode of finance.