Religion

98.3% of the respondents out

of 60 were muslims and the
remaining were Non Muslims.

Age

68.3% of the respondents were

within the age bracket of 30-39
years which constitutes of the
majority average age of
respondents. Only 5.1% of the
respondents were less than 30
years old.

Qualifications

Majority of the respondents

have acquired both
University/Professional
Qualification and the remaining
are divided among University
and Professional qualifications
equally.

Years in Present
Position

50% of the respondents have

been in their present position
for 1-5 years, 36.7% have been
from 6-10 years. 11.7% for
more than 10 years and 1.6%
for less than a year.

Years in Present
organization

48.3% of the respondents have

been with the same
organization for more than 10
years. 31.7% for 6-10 years,
18.3% for 1-5 years and 1.7%
for less than a year.

Question

Islamic banking was introduced

because Muslims are
prohibited from associating
themselves with interest as
practiced by conventional
banking system?
In response to this question
majority of the population
61.7% selected absolutely true
and 35% selected True, which
clearly shows the agreement of
the majority with the
statement.

Question

Both Islamic and conventional

banks must adopt a profitmaximization principle in order
to survive in this competitive
business environment?
55% of the respondents
selected Absolutely true and
31.7% selected True. 10% said
that it was Untrue while
remaining were not sure.

Question

The profit-sharing principle is

the only principle that can
replace the element of interest
in the operations of an Islamic
banking system?
53.3% of the respondents said
Absolutely true and 36.7%
selected true while the
remaining 10% were not sure.

How do you rate your level of

overall knowledge of Islamic
banking?
Majority of the population
considered themselves
Knowledgeable, 31.7% stated
they understand partially while
the remaining said that they
had limited knowledge of it.

Opening an
account with a new
bank.

48.3% of the population said

that they take part in decision
making, 40% said that they
can make recommendation
with the influential power,
8.3% recorded that they were
authorized to take decision and
the remaining 3.4% selected
that they can make
recommendation with no
influencing power and no
authority at all equally.

Applying new
financing facilities.

Majority said that they take

part in decision making, 41.7%
said that they were in a
position to make
recommendation with
influential power. 6.7% said
that they were authorized to
make decisions

Applying additional
financing facilities.

46.7% of the people said that

they take part in decision
making, 40% said that they
can make recommendation
with influential power. 6.7%
said they were authorized to
make decision, 5% said they
had no authority at all and the
remaining said that they can
make recommendations with
no influential power.

Terminating a
relationship with
the existing bank.

In response to this question

46.7% said that they can make
recommendation with
influential power, 38.3% said
that they take part in decision
making, 6.7% said they had no
authority at all, 5% said that
they were authorized to make
decisions and the remaining
said that they can make
recommendation with no
influential power.

The main reason

why people select
Islamic banking
products.

In response to this question

60% selected Both religion and
Economics, 26.7% selected
strictly religion , 6.7% said
other reasons,5% said
Economics and 1.7% said no
idea.

The potential of Islamic

banking products in
the Pakistans
corporate sector.

In response to this question

63.3% of the people said that
there is a good potential for
islamic banking products,
26.7% said some potential,
8.3% said very good potential
and 1.7% said no potential at
all

Is it true the Islamic banking

products available in Pakistan
are similar to the products of
conventional banks except that
the banks use different names
in highlighting those products?
46.7% of the respondents said
that this statement was True,
38.3% said that it was partly
true,6.7% said it was
absolutely true while 6.7% also
said that it was untrue and
remaining 1.7% said it was
absolutely untrue.

Do you think that Islamic

banks have done enough in
marketing their products
to corporate sector?

75% of the respondents said

that Islamic Banks have done
Not Enough in marketing
their products. 13.3% said that
Just Enough,8.3% said Not
Enough at all and remaining
3.3% said enough.