STUDY ON CBS WITH TCS SBI

CONTENTS

State Bank of India

Background
Importance

of core banking solution

Why migration decision has been taken
Challenges for the bank
Critical Success Factors
Benefits of CBS

Tata Consultancy Services

Background
CBS

Product BaNCS, TCS BaNCS

STATE BANK OF INDIA

LOGO, SLOGAN AND ACHIEVEMENTS

The logo came from National Institute of Design
(NID), Ahmedabad and it was inspired by
Kankaria Lake, Ahmedabad.
"PURE BANKING, NOTHING ELSE", "WITH
YOU ALL THE WAY", "A BANK OF THE
COMMON MAN", "THE BANKER TO EVERY
INDIAN", "THE NATION BANKS ON US.
Recognitions

DECISION TO MIGRATE CBS

Core Banking solutions & advantages
Branch System Competitive disadvantage
Technology disadvantage
Resource drain SOD and EOD

CHALLENGES FOR THE BANK

Finding a new core system
Lack of experience in implementation of
centralized systems
Effective usage of new system

SELECTION OF IT ENVIRONMENT
Architecture of IT Hired KPMG
Assistance of Dr. D.B. Phatak
Criteria
Possibilities

S No

Integrator

Software Package

Hardware
Platform

TCS

FNS BANCS

IBM Mainframe

TCS

FNS BANCS

HP Superdome

IBM

Alltel Systematics

IBM Mainframe

IMPLEMENTATION & DATA SETUP

Data Centre Mumbai
Disaster Recovery Chennai
Recovery Point Objective Zero
Recovery Time Objective 4 Hours
Challenges

CRITICAL SUCCESS FACTORS

Senior Management Commitment
Staffing and empowerment of project team
Ownership by business heads
Focus on training

SCALABILITY TEST
Conducted at HP Labs in Cupertino, California
Scenario: 100 million accounts, 12000
connections
Operating Environment:

Operating

System server: HP Unix

Application server: 2*32 HP 9000 Superdome
RDBMS database server: Oracle
Database server: 2*32 HP Itanium core integrity
server

PROCESSING RESULTS
Real time postings: 1577 transactions per second
Month end batch processing:

Loans:

1 hour 5 minutes
Deposits: 2 hours 27 minutes

COMPARISON OF TECHNICAL
COMPONENTS
S No

Particulars

Old

New

Software

Kindle
Bankmaster

FNS BANCS
(TCS BNCS)

Programming
Language

Assembly, Cobol

COBOL, .NET

Operating System

Novell Netware

HP UX

Database

Btrieve

Oracle 9i

Processor

Pentium 3

HP Superdome,
2AS,2DB,PA
RISC

Storage

2GB

HP XP24K
SAN, 320TB

BENEFITS
It enhance efficiency, consistency and turnaround time
It also enables maximise the value of largest
network in India
Monitor advances and non-performing assets
(NPA) via a single view in TCS BaNCS
Multicurrency deposits are supported with TCS
BaNCS (Dollar, Euro, Pound, Yen)
Updating the information

TATA CONSULTANCY SERVICES

Indian multinational information technology
service, consulting and business solutions
company.
Established: 1968
Services
Recognitions

BANCS
Original Author: Financial Network Services
Initial release: 1983
Developer: Tata Consultancy Services
Written in : JAVA
Type: Banking and Financial Suite
Operating System: Cross- platform
Platform: zOS, MVS, UNIX, Windows
Satellite function was integrated with base
software

TCSBANCS
Mission: To provide bestof-breed solutions that
drive growth, reduce costs, mitigate risk and offer
a faster speed-to-market for our clients
Core Banking Software suite developed by TCS
for use by retail banks
Functions: Universal Banking, Wealth
Management, Compliance, Islamic Banking,
Forex and money markets and etc.
Simply it provides multi-entity, multi-currency
and multi-language operation based on
international messaging standards.

TCSBANCS OFFERS
Complete coverage of lines-of-business
Multi-channel integration
Single view of the customer and the bank
Ease of Integration
Compliances

SOURCE OF INFORMATION

www.tcs.com

www.sbi.com

www.en.m.wikipedia.org

Presented By
Rajesh Kumar N