Submitted by Sanket V.

Nikhare
Roll no- 21 (Div A) F.Y.M.M.S
 INTRODUCTION
YES BANK is a full service commercial bank
that offers Corporate banking, investment
banking, and personal banking services across
India.
Indias new age private sector bank,is a state-of-
art high quality,customer-centric,service-driven
bank catering to the Future businesses of
India.
Promoter and founder-Dr.Rana Kapoor and his
top management team.
 Mumbai, February 26, 2016:YES BANK,
Indias fifth largest Private Sector Bank, has
been ranked in the Top 500 Banking Brands
globally, by The Banker, in association with
Brand Finance.

over 630 branches across 375 cities, with 1150+

ATMs across India.

Building the Finest Quality Bank of the World in

India by 2020.
HISTORY
Yes bank is one of the biggest private
sector bank in india .

Yes bank ltd. Was incorporated

by Mr. rana kapoor (NOV 21,2003)

The bank obtained their

certificate of commencement
of business on january 21,2004.
 In June 2005, they came out with the public
issue and their shares were listed on the stock
exchanges.

In the year 2006, the Bank received Financial

Express Awards for India's Best Banks.

In April 2007, they made a tie-up with the

Agriculture Insurance Company of India (AIC).
 The Bank was ranked as the No 1 Bank in the Business
Today-KPMG Best Banks Annual Survey, 2008.

During the year 2008-09, the Bank opened 50 new

branches and 18 new off-site ATMs.

During the year 2009-10, the Bank opened 33 new

branches. They opened 64 Branches during the year
2010-11.

With over 24 lakh fans on Facebook and more than 7

lakh followers on Twitter
 interest in saving bank
account
Features & Benefits:
Earn a higher return of 6% p.a.* on YES BANK
Savings Account
Get account number of your choice
Unlimited transactions in any ATM in India
Free RTGS/NEFT facility
 Facilities provided by Yes Bank
Business Loans for Small and Medium Enterprises
Cash Credit/ Over Draft- A Cash Credit is a short-term
cash loan to a company and YES BANK provides it against
collateralized security. Loan limit is pre-arranged and
companies can continuously draw up to the limit as and
when needed.
Working Capital Demand Loans- YES BANK provides
working capital facilities in the form of Working Capital
Demand Loan instead of cash credit facility. The primary or
collateral security will be as mentioned in cash credit
facility. Here also interest is levied on the amount
drawn rather than on the amount utilized.
 Export Finance- YES BANK provides finance for export
activities in the form of Pre-Shipment Credit against firm
order and or Letter of Credit and Post shipment credit.
Credit is available for procuring raw materials,
manufacturing the goods, processing and packaging the
goods and shipping the goods. Finance is provided in
Indian or foreign currency depending upon the need of
the borrower.
Bank Guarantees- YES BANK provides Bank
Guarantee on behalf of our client to various other entities
such as Government, quasi Govt bodies, corporate and
so on. A range of guarantees are provided such as
Performance guarantee, financial guarantee, EPCG
(EXPORT PROMOTION CAPITAL GOODS) etc.
 What is a share price?

A share price is the price of a single share of a number

of saleable stocks of a company, derivative or other
financial asset.

How is it determined?

When a company goes public though an initial

public offering (IPO), an investment bank evaluates
the company's current and projected performance
and health . Once trading starts, share prices are
largely determined by the forces of supply and
demand.
3 year analysis
1 year analysis
1 month analysis
 The banks Financial & Investor Strategy team,
whatever this means, sent a mailer to all its
valued shareholders stating, Despite the
recent correction in the stock, leading brokerage
houses have maintained their positive outlook
on the stock with a strong expected growth
outlook in earnings and profits. It pointed out
that leading brokerage firms like of Morgan
Stanley and Goldman Sachs attached BUY
recommendations.
 IPO SCAM
The Initial Public Offering of Yes Bank opened on
June 15, 2005.

Total issue was worth Rs 31,500 lakhs at a price of Rs

45 per share.

An individual who makes an application as a High Net

worth Individual has less chances of allotment.

But if the same individual uses the same money to

make multiple applications through BENAMI accounts,
the chances of allotment rise atleast five times.

Thirteen individuals opened many DEMAT accounts

and made applications through BENAMI accounts to
increase their chances of allotment.
 Rupalben Panchal and Sugandh Estates and Investments Pvt.
Ltd were the biggest players of this scam.

Rupalben made 6,315 applications through bogus Bank and

Demat Acs and an allotment of 9,47,250 shares was made to
her.

Sugandh Estates made1,315 applications through bogus Bank

and Demat Acs and an allotment of 1,97,250 shares was made
to it.

They then transferred these shares to financers, who sold

them on the first day of listing, making windfall gains from the
price difference between the IPO price and the listing price.

The scam was detected in 2012 when the SEBI started a

broad investigation into IPO allotments after it detected
irregularities in the buying of shares of YES Banks IPO in 2005.
 CONCLUSION

The sustained growth of Yes Bank is based on

the key pillars of Growth, Trust, Technology,
Human Capital, Transparency and
Responsible Banking.

Yes Bank has a knowledge driven approach

towards banking , and a superior customer
experience for its retail, corporate and emerging
corporate banking clients.
THANK YOU