TYPES OF BANKS

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 STUDENTS NAME
NAMES ROLL NO.
MAHESH AHIRE 151003
MANISH JAVRAS 151018
RASHID KHAN 151023

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 TYPES OF BANKS
Central Bank
Commercial Bank
Development Bank
Investment Bank
Cooperative Bank
Merchant Bank

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 BANKS
Public Sector Banks Private Sector Banks
State Bank of India and its Old generation private banks
associate banks called the
New generation private banks
State Bank Group
Foreign banks operating in
20 nationalized banks
India
Regional rural banks mainly
Scheduled co-operative banks
sponsored by public sector
banks Non-scheduled banks

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 CENTRAL BANK
The money market that acts as the central monetary authority
of the country , serving as the government bank as well as the
bankers bank is known as a central bank of the country.

Functions- The main functions of central bank of a country

are functions of note issue, bankers to government, bankers
bank etc.

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 The RBI as the central bank of the country is the centre of
the Indian financial and monetary system.
It has been guiding, monitoring, and regulating,
controlling, and promoting destiny of the IFS.
It is quite young compared with such central banks as the
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Bank of England, Risks bank of Sweden, and the Federal
Reserve Board of the U.S.
 COMMERCIAL BANKS
Commercial banks
comprising public sector
banks, foreign banks, and
private sector banks
represent the most
important financial
intermediary in the Indian
financial system.

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FUNCTIONS OF COMMERCIAL
BANKS

Saving mobilization
Special loans
Bills discount
Credit creation
Agencies function
General utility function
Bridge finance

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 DEVELOPMENT BANKS
OBJECTIVES &
FUNCTIONS
To plan , promote & develop
industries to fill gaps in the
industrial structure of the country.
To provide technical &
administrative assistance for
promotion, management or
expansion of industry.
To act as lender of last resort & to
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finance projects that are in
conformity with national priorities.
 FACTORS FOR GROWTH OF
DEVELOPMENT BANKS
Fostering industrial growth
Long term assistant
Balanced development
Promotional services
Infrastructure building
Economic policies
Entrepreneur Development
Socio economic objectives

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INVESTMENT MEANING:- Investment banks are

BANKS financial institution that help

companies or government to raise
capital(money) ,and advice them for
other financial decisions.

Functions:- Capital formation,

Underwriting, Purchase of securities,
Selling of securities, Advisory services,
Acting as dealer.

Features:-Long term financing,

Security, merchandiser, Security
middlemen, Insurer, Underwriter.
 COOPERATIVE BANKING
SECTOR
These banks play a vital role in mobilizing savings and
stimulating agricultural investment. Co-operative credit
institutions account for the second largest proportion of 44.6% of
total institutional credit of Rs.38,54,000 crores to agricultural and
allied activities in the rural sector in 1998 to 1999.

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 TYPES OF CO-OPERATIVE
BANKING SECTOR
The co-operative sector is very much useful for rural
people. The co-operative banking sector is divided into the
following categories.
State co-operative Banks
Central co-operative banks
Primary Agriculture Credit Societies

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 MERCHANT BANKS
Meaning:- Institution that render wide range of services such as
the management of customers securities, portfolio
management, counseling, insurance, etc are called Merchant
Banks.

Functions:- Sponsoring issues, Loan syndication, Servicing of

issues, Portfolio, management, Arranging fixed deposits, Helps
in merger& acquisition

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THANK YOU

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