Social Security in India

A Brief Talk.
.

Dr Anshuli Trivedi
Ist Yr P.G.
Dept.of Community Medicine
Social Security……….…..
“Social Welfare Service concerned
with Social Protection or protection
against socially recognized
conditions. Ex. Poverty, Hunger
,disability, Unemployment, Old Age”.
It is a dream of 80% Global
population!!!
Linking national &local stategies for local economics suraj bhan ministry of Labour.
 Incredible India………..
• Total population-1087 million.
• Land Area-3,287,590 Sq Km.
• Population Density-325/Sq Km
• GDP-US$ 3.66 Trillion.
• Annual Per Capita GNP-Rs23241.
• GDP growth-8%/annum.
• Foreign Exchange-316 Billion US $.

Linking national & local strategies for local economics

suraj bhan ministry of Labour.
 India Shining………
•Thriving Economy.
•Federal Structure.
•Parliamentary Form of Govt.
•Independent & Impartial Judiciary.
•Vibrant Media.
•Comparatively Peaceful Times.
•Labor Laws in Concurrent List.
Linking national & local strategies for local economics suraj bhan
Structure of Indian Working
Population………
•Formal Sector-26 million.40% of GDP.
•Informal Sector-369 million.60%of GDP.

6.6%
26 million

93.4%
369 million
Unorganized Sector.
Organized Sector.
 Dimensions of Social
Security
• Health Security.
• Food security.
• Maternal Security.
• Death & Accident Security.
• Security during disability.
• Un employment Security.
• Old Age Security.
• Welfare of families with children &
Elderly.
Linking national & local strategies for
local economics suraj bhan ministry
of Labour.
Social Security To Organized Sector
Social Security for Industrial
Worker-
• Employees Provident Fund.
•Employees State Insurance Act 1948.
•Work Men Compensation Act -1923.
•Central Maternity Benefit Act-1961.
•Family Pension Schemes-1971.
Social Security for Civil
Servants-
• DB. Pension Schemes, Gratuity
schemes with Voluntary Contribution,
Family pension Scheme.
•Central Govt. Health Scheme.
Social Security for General
Public-
• Employees Deposit Linked Insurance.
• Occupational Pension Schemes.
• Public Sector DB Schemes.
•Voluntary Tax Advantage Schemes
1)Small Saving Schemes.
• 2)Pension by LIC Schemes.
• OASIS.
• Public Provident Fund Scheme.
• Insurance Schemes for death, accident,
fires etc.
•These Provide a Safety Net to such
Workers.”
 The Unorganized Sector.
•It Includes……
•Landless Agriculture Labour-107 million.
•Other Agriculture Labour-130 million.
•Total Agriculture Labour-237 million.
•Non Agriculture Labour-132 million.
•Total Unorganized Labour Force-369 million.
•It contributes 62% of GDP.
40% of National Exports.
50% of National Savings.
Plight of Unorganized Sector
• Impoverished .
• Disperse through out Country.
• Low Literacy Levels.
• Migrant Population.
• Poor & Irregular Earning.
• Inadequate Employment.

• Low Health.

Adversity-Absence of SAFETY NET i.e. In Ill

health, Old Age, Death.
 Existing Social Security in
Unorganized Sector……..
Funds up to 35 Million $ raised by CESS.
Covers Bidi Workers, Mines, Weavers, Cinema
Workers. No contribution from Beneficiaries.
Need to have- Group Insurance, Family Insurance,
Health Care, Educational Scholarships, House
Building Assistance.
Services Provided-
•National Employment Guarantee Scheme.
•Aam Aaadmi Bima Yojana.
• Rashtriya Swasth Bima Yojna.
•Antyodaya Anna Yojna.
•National Rural Health Mission.
•NOAPS.
•National Commission for entrepreneurs
in Unorganized Sector.
•Promotion of Micro credit.
Social Security in M.P.
• State Illness Assistance Fund.
• Deen Dayal Antyodaya Upchaar Yojana.
• Deen Dayal Mobile Health Clinic.
 India’s Social Security System

Public Sector Occupational Voluntary Tax

-
Schemes for
EPFO Civil Service Enterprises Pension Advantaged
Unorganized Sector
Schemes Schemes (Usually DB Schemes Schemes
Schemes) (traditionally
DB but
significant shift
to DC)

Pension products of Life Insurance Companies

Central Government

National Assistance Schemes

State Government

NGOs, Family, and Comm

State Assistance Schemes

unity
EPS-DB
-DC

EDLI
EPF

Local Bodies

Group Insurance
Welfare Bodies
Small saving s schemes
-DB
-DB

NCPS
-DB
NCPS

NCPS

-DC
-DC
-DC

GPF

GPF
GPF

GS

GS
GS

Social Security System in India: Policy Making Processes

and the Policymakers- Mukul Asher
Abbreviations DC Defined Contribution.
DB Defined Benefit
Used EDLI Employees’ Deposit
Linked Insurance Scheme

EPF Employees’ Provident

Fund
EPS Employees’ Pension
Scheme
GPF Government Provident
Fund
GS Gratuity Scheme
NCPS New Civil service
Pension Scheme
NGO Non-Government
Organizations
THANKS.