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Presented By
Shehzaib Sunny Jaweria Akhlaq
Taimoor Ahmad Tahir Sultan
The Power to Lead
Taimoor
Introduction
To earn profit for the Bank itself and for its shareholders.
Humility
Integrity
Meritocracy
Teamwork
Culture of Innovation
STRUCTURE OF HBL
Executive Vice
President
Vice President
Assistant
VicePresident
Deposit department
Clearing Departments
Inland Remittance Department
Bills Departments
Advances Departments
CD Department
Foreign Exchange Department
FUNCTIONS OF DIFFERENT
DEPARTMENTS OF HBL
Accepting deposits
Making Loans and advance.
Accepting Deposits
Current Deposits
Profit and loss sharing account (Saving)
Fixed deposits
Making Loans and advances
Demand Finances
Running Finance
Over Draft
Discounting bills of Exchange
SWOT ANALYSIS
Strengths
WEAKNESSES
OPPORTUNITIES
THREATS
Deposits Account
HBL Car loan
HBL Car To Car
HBL Credit Cards
HBL Debit Cards
Bancassurance
HBL Fast Transfer
HBL Phone Banking
Deposits Account
Profit per
Term
annum
1 Year 12%
3 Year 14%
5 Year 15%
10 Year 18%
Multiple options for tenure and profit payout
Loan facility up to 90% of investment
Minimum investment of Rs. 25,000
Withdrawal at end of fixed term
Investment plus Deposit
HBL Car Loan helps customers get their preferred car through a
simple and hassle-free process, backed by superior service and
support. Choice of used, new local/imported and reconditioned
imported car
Features :
Repayment options ranging up to 7 years.
Up to 85% of financing for the car of your choice.
Insurance at all times for complete peace of mind and security.
Round the clock support available through HBL Phone Banking.
Eligibility Criteria
Self-Employed
Salaried
Businesspersons/
Individuals
Professionals
Citizenship Pakistani Pakistani
Age 22-60 years 22-65 years
Minimum
Rs. 20,000 Rs. 25,000
monthly Income
Documentation
Copy of CNIC
2 recent passport size photographs
Latest original salary slip and personal bank statement for last 3
months for salaried individuals
Bank statement for last 6 months and bank letter confirming
details of account and proof of business for self employed
businessman
HBL Car To Car
1Corporate Banking
2Commercial Banking
3Investment Banking
4Zarai Banking
Pharmaceutical
s Leather FMCGs
Gas
Fertilizer
Sugar
telecom
Textiles
Petrochemica
Power ls
Aviation oil automotive
Corporate Banking
1) Cash Management
HBL offers a comprehensive platform for
customers to avail Cash Management
Services throughout Pakistan. HBL Cash
Management Services reduce the cash
turnaround of your company, thereby making it
cost efficient.
Corporate Banking
2)Islamic Banking
Islamic Banking is a growing market segment that offers
attractive opportunities to potential and existing
customers. At HBL, Islamic Banking offers Shariah
compliant products and services to meet the short and
long term requirements of business, trade and industry.
Shariah Compliance
HBL Islamic Banking products are in strict compliance
with the tenets of Shariah and bear Shariah Compliance
Certification from an independent Shariah Advisor.
Corporate Banking
Products and Services
Commercial Banking
HBLs Commercial Banking Group targets medium sized
companies with a turnover of at least PKR 50 million.
Crop Inputs
Farm Implements
Tractors/Agricultural Vehicles
Livestock
Poultry
Fish Farming
Group Lending
Tobacco
Conclusion
Q&A
Session
Thank you