Академический Документы
Профессиональный Документы
Культура Документы
• Problems include:
– Expense
– Length of time
– Alienation
– Adversarial
• Alternatives
– Facilitating access to courts
• Legal aid for the needy
• Contingent fee system
• Permit paralegals to perform attorney functions
– Court substitutes (ADR)
• Statute-based tribunals
• Arbitration
• Ombudsman
• Assessing efficacy of ADRs
– Access
• Widespread publicity
• Cost
• Accessibility
– Fairness
• Independent
– Transparency
– Effectiveness
• Scope comprehensive
• Procedures simple
• Rules of evidence relaxed
• Speedy
• Decisions binding on industry
Part II: Consumer Protection in the
Marketplace
Consumer Information and Choice
• 1. Preparatory action
– Surveillance of products in the market
– Data collection (local and foreign sources)
• “Consolidated List of Products Whose Consumption and/or
Sale Have Been Banned, Withdrawn, Severely Restricted, or
Not Approved by Governments”
• 2. Regulatory action
– Development of product safety standards
• 3. Monitoring action
– Testing by government or reliable
independent consumer organizations
• 4. Corrective action
– Impose product bans
– Warning notices
– Product recalls
– Seize stocks
– Destroy stocks
– Require modifications of the product
• 5. Compensatory actions
– Compensate consumers for loss
– Deter future wrongdoing
Consumer Credit