Krushak Assistance for Livelihood and Income Augmentation(KALIA):-

It is a flagship programme of Govt. of Odisha.Financing agriculture and insuring

the cultivators is essential to eradicate poverty and to boost shared prosperity
of the state. Through the implementation of Krushak Assistance for Livelihood
and Income Augmentation - KALIA Scheme , the State Government aims to lend
farmers with an all inclusive and flexible support system, ensuring accelerated
agricultural prosperity.
Enhancement of the accessibility to suitable financial services will further
ensure agricultural productivity and increase income among farmers ,
particularly the small and marginal land holders.
Amounting to over 10,000 crore the scheme has been tailored to relieve the
debt ridden farmers from the debt trap, keeping a pragmatic vision to directly
attack poverty by providing financial assistance to the vulnerable agriculture
households, landless labourers as well as marginal cultivators of the state.
Proposed by the Government of Odisha , KALIA scheme brings under its
umbrella 92% of cultivators of the state and almost all needy landless
cultivators , who can avail the benefits of this scheme through Direct Benefit
Transfer Mode.
 Assistance for Cultivation :-
Financial assistance of Rs.25,000/- per farm family over five seasons.
Provided to small and marginal farmers so that farmers can purchase inputs like seeds,
fertilizers, pesticides and use assistance towards labour and other investments.
Those who are income tax payee,retired govt servant and those who are in govt service
are not eligible for this KALIA assistance.
This scheme is implemented from current Rabi Season 2018-19 onwards.
Rs 5000 per farm per croping season will be given.

Assistance for Livelihood :-

Financial Assistance of Rs.12,500/-will be provided to each landless Agricultural
Household for Agricultural allied activities like for small goat rearing unit, mini-layer unit,
duckery units, fishery kits for fisherman, mushroom cultivation and bee-keeping, etc.
This will particularly benefit to SC & ST population of our State.The amount 12500 will be
paid in 3 installments.
 Assistance for Vulnerable Agricultural Household :-
Vulnerable cultivators/landless agricultural labourers will get financial assistance of Rs.
10,000/- per family per year to enable them to take care of their sustainance. The vulnerable
cultivator/landless Agricultural Laborers who are in old age, having disability/ disease and are
vulnerable for any other reason will get this asistance.

Life Insurance for Cultivators & Landless Agricultural Laborers :-

Life insurance cover of Rs. 2.00 lakh at a very nominal premium of Rs.330/- will be provided
to all savings bank account holder of age between 18-50 years. Government of Odisha will
bear farmers’ share of annual premium of Rs.165/-.
Also personal accident cover of Rs.2.00 lakh at a very nominal annual premium of Rs.12/- for
all savings bank account holder aged between 18-50 years. Out of Rs.12/- towards premium,
Rs.6/- is the farmers’ share, which will be borne by the Govt. of Odisha. In respect of the
above beneficiary whose age is between 51-70 years, the entire amount of Rs.12/- towards
annual premium will be borne by Govt. of Odisha.
Interest Free Crop Loan :-

Cultivators, share croppers and agricultural families identified by Gram Panchayats will be
provided with crop loans up to Rs 50,000 made available at 0% interest.

Advantages:-
Assistance for cultivation.
Assistance for livelihood.
Assistance for vulnerable agricultural household.
Life insurance for cultivators and loans at 0% interest.
Kalia scheme is a way of helping all farm families and landless poor people.
Disadvantages:-
This scheme creates problem for those farmers who give wrong bank account information.
Money will be credited to wrong person if proper checking and reporting is not done by
panchayat level workers.
Cases of multiple persons having same account number arises.So district administrator should
look after this.