Goldman sachs

Financial Strategies
latest financial staregy used by goldman
sachs

Digital finance
Notably, Goldman seems to believe that its digital consumer lending and
deposit platform has as large of a net revenue growth opportunity as its FICC
trading unit. This is a remarkable shift in strategy that only materialized in the last
three years, and the strategy is still in the extremely early innings of its growth
potential for Goldman.

Marcus –online lending hand

Backed by the funding advantage of Goldman’s balance sheet, Marcus
launched and still operates with a single, customizable personal loan product for
Prime borrowers (660 credit score and above): up to $30,000 with the promise of
no fees and straightforward terms.
 Fintech

 FinTech stands for Financial Technologies FinTech touches not just the financial services
sector, but every business the financial services industry deals with
 FinTech like crowdfunding, mobile payments, and money transfer services is revolutionizing
the way small businesses start up, accept payments, and go global, and they are making
it easier than ever to start and run a business.
 These investments come out of different groups, including merchant banking and
principal strategic investments, but have also gone to a broad array of categories,
including marketplace lending, mobile payments, fintech infrastructure, and commercial
real estate investing platforms.
Hiring trends of goldman sachs

 Goldman is actively hiring Android developers to enable the creation of its “all digital retail
bank.”
 Goldman is hiring for roles to build out its own robo-advisory platform. A job posting for a user
experience engineering position notes that Goldman’s “
 Goldman is bulking up hiring for its Digital Finance unit in the UK..
 Goldman counts zero public-facing job postings mentioning the term “blockchain” at present,
despite setting up a microsite dedicated to the technology titled “Blockchain: The New
Technology of Trust.”
 Goldman is also making a number of engineering hires for its Marquee platform, which provides
clients access to its analytics, trading, and data tools. 15+ engineering jobs in New York or India
are for developer roles related to Marquee engineering. The hiring comes as Goldman is now
looking to monetize some of its software as well. Goldman is also reportedly seeking investments
to spin out its web app Simon, which allows brokers to buy and adjust structured note products,
at a valuation of around $75M.