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MAJOR PROBLEM FACED BY

BANGLADESH BANKING INDUSTRY


Most banks not using risk tools
 45 percent of the respondents do not see their bank board’s demonstrating consistent
alignment.
 37 percent had seen the risk appetite techniques.

Industrial Loan
 Since April-June 2015 the growth rate in the industrial term loans has been fluctuating.

Lack of good Governance


 In recent years the growth if credit is also declining because of the consecutive monetary
policy of Bangladesh bank, political unrest, and most of all lack of infrastructure facilities and
lawlessness

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