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Performance Analysis of

Banks using Financial


Ratios
Presented By:
RIMIKA SINGH
GAURAV SINHA
BBA (H), 5th SEM.
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 HDFC -Housing Development Finance Corporation
 Founded in 1977 by Hasmukh bhai Parakh and was incorporated in
August 1994
 Deepak Parekh Chairman, HDFC
• Registered office in Mumbai, India
• PRODUCTS & SERVICES OFFERED
• Accounts & Deposits
• Loans
• Cards
• Demat
• Investments
• Insurance
• Forex
• Premium Banking
• Private Banking
• Business Financing
• Trade Services
• Payments & Collections
• Cards 2
ICICI- Industrial Credit and Investment Corporation
of India
•ICICI Bank was originally found in 1994 by ICICI Limited, an
Indian financial institutions.
•ICICI Bank is India's second-largest bank
• MD & CEO: Mrs.Chanda Kocchar
Head Quarter: Mumbai

•PRODUCTS & SERVICES OFFERED


• Accounts & Deposits
Loans
Cards
Insurance
•Wealth Management
•NRI Banking
•Online Services
• Bill Payment
• Ticket Booking
• Funds Transfer

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2533 branches
761 branches

11162 ATM’S in
country
1977 ATM’s in the
country

6425 cities
327 cities in
India

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RATIO ANALYSIS
ESTABILISHES RELATIONSHIP
An important tool
Plays an important role to study the
finanacial health of an enterprise
Easy to calculate & to understand
Helps the management to identify their
financial weakness

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COMPARISON

 Comparative liabilities analysis


 Comparative assets analysis
 EPS ratio
 Dividend pay out ratio
 Asset turnover ratio
 Return on Net worth
 Price to earning ratio
 Debt to equity ratio
 Liquidity quick ratio

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EARNING PER SHARE RATIO

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DIVIDEND PAYOUT RATIO

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ASSET TURNOVER RATIO

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RETURN ON NET WORTH

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PRICE TO EARNINGS RATIO

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DEBT TO EQUITY RATIO

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QUICK RATIO

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CONCLUSION
• Since our presentation was based on health
analysis and as per the precise statement
“HEALTH IS WEALTH”,we came out with the
conclusion that ICICI BANK is having a great
potential to grow & diversify in the banking
market as overall it has relatively healthier ratios
than HDFC bank,thus ,solely fulfilling the main
objective of a financial institution i.e
• Profit Maximization
• Wealth Maximization
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BIBLIOGRAPHY
• www.slideshare.com
• www.academia.edu.com
• www.equitymaster.com

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