Seminar Presentation on

‘Women Entrepreneurship’
Presented by: Parwinder Singh
19mcomrc12
Department of Financial Administration
Central University of Punjab
Women Entrepreneurship
 Meaning and Definition
Women entrepreneurship is the process in which
women initiate a business, gather all resources,
undertake risks, face challenges, provide
employment to others and manages the business
independently. Approximately 1/3rd of the
entrepreneurs in the world women entrepreneurs.
• According to Govt. of India- “A women entrepreneur
is defined as an enterprise owned and controlled by
women having a minimum financial interest of 51%
of the capital and giving at least 51% employment
generated to women.”
 Characteristics of Women
Entrepreneur
Hard worker Self confidence
Organizing skills Creative and
Leadership innovations
capability Accepts
Decision making responsibilities
capability Strong desire to
success
 Role and Contribution of Women
Entrepreneurs in India
Capital formation
Improvement in per capita income
Generation of employment
Balanced regional developments
Improvement in living standards
Innovation
 Problems faced by Women
Entrepreneurs in India
Male oriented society

Lack of education and awareness

Social barriers

Shortage of raw materials

Problem of Finance
Limited Mobility

Lack of entrepreneurial aptitude

Lack of self confidence

Burden of family responsibilities

Remedies to Solve the Problems
Formal education

Entrepreneurial activities at school level

Adequate financial assistance

Proper supply of raw materials

Provide training

Help in marketing

Provide technological facilities

 Annapurna Scheme
• GOI offers women entrepreneurs in Food
catering
• Loans upto Rs. 50000/-
• Collateral security is required to take loan
• Repaid in 36 monthly instalments
 Dena Shakti Scheme
• In this scheme, loans provided for women
entrepreneurs inn agriculture, manufacturing,
micro-credit, retail stores or small enterprises.
• Loans provide upto Rs. 20 lakh
• 0.25% concession on rate of interest under
micro-credit
 Oriental Mahila Vikas Yojana Scheme
• Launched by Oriental bank of Commerce
• No collateral security required b/w 10 to 25
lakh
• Repayment period is 7 years
• Concession on interest rate upto 2%
 Bhartiya Mahila Bank
• Loans upto Rs. 20 crore to meeting working
capital, business expansion or manufacturing.
• Collateral free loan upto Rs.1 crore for
MSMEs.
• 0.25% concession on rate of interest.
 Mudra Yojana Scheme
• General scheme for small units that women
entrepreneurs can avail of too.
• Offered by nationalised banks under PM
Mudra Yojana
• For set up tuition center, beauty parlour,
tailoring etc.
• Loan sanctioned b/w Rs. 50000 to Rs. 50 Lakh
• No collateral is required for loan below Rs. 10
Lakh.
THANKS