INDUSTRIAL INSIGHT PRESENTATION ON STANDARD

CHARTERED BANK

Presented By
 Md Afzal Ali
 Payal Mallick
 Suparna Mondal
 Yogamaya Dey
 Ruposhri Bera
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 Rahul Dutta
 Standard Chartered PLC is a British multinational banking and financial services
company headquartered in London, England. Standard Chartered Bank logo contains
two bands, one in blue and other one in Green, which symbolises true trust and
partnership that bank holds with its customers. Also the interlinked 3-D bands bind
and run upwards denoting progress. If one could observe carefully, Blue band
represents S for Standard and Green band does C for Chartered.
José Viñals
(Group Chairman)
Bill Winters, CBE
(Group Chief Executive)

Andy Halford(Group Chief Financial Officer)

Naguib Kheraj(Deputy Chairman)

Christine Hodgson(Senior Independent Director)

Jasmine Whitbread(Independent Non-Executive Director)

 Minimum
Types of savings Monthly Average
Eligibility Balance to be Interest rate Facilities Documents required
account Balance
maintained
• Account Opening
Form (AOF)
• Identity & Address
internet banking
proof as per KYC
Savings Fund services (IBS,50%
norms
Account Balance concession on
• Photo
upto Rs. 50 Lac- annual
Resident Individual, • Related documents
Rs.10,000/- 3.5%p.a maintenance
Axcessplus Account Foreign National, Rs.25,000/- in case of
Savings Fund charges for demat
HUF Associations, HUF,
Account Balance services for first year
Clubs, Trust, Society
of above Rs. 50 only, ATM card
etc.
Lac-4%p.a facility (AMC
• Other related
payable) etc.
documents as per RBI
Guidelines.

Savings Fund
Account Balance Issue of Demand Account Opening
Resident Individual, upto Rs. 50 Lac- Drafts free for Form and completion
Supervalue
Account
Foreign National,
HUF
Rs.25,000/- Rs. 50,000/-
3.5%p.a
Savings Fund
school and
colleges/NEFT 4
of requisite formalities,
viz., photographs,
Account Balance charges free upto identity and address
of above Rs. 50 10000 per day proof etc.
Lac-4%p.a
Features
•Free eStatements at a frequency of your choice
•Minimum monthly net salary of D2,500
•Cheque Book
•Visa Debit Card
DOCUMENTS
Proof of identity
Any of the below can be used as proof of identity:
– Valid Passport or
– Valid Nationality Identity Card or
– Current Driver’s License
Complete application forms
 Ensure all fields are completed
 Complete Debit Card request section and Breeze
Online Banking sections within the application form
 Advise what currency you would like your account
held in and detailed on bank statements
 Transaction profile must be completed
 Read and safe keep Standard Chartered’s General
Terms and Conditions
Benefits
 Can be used for direct debits or standing orders
 Safe and convenient method of payment
 A satisfactorily conducted account builds credibility
 Monthly Consolidated Statements
 24 hours banking convenience
Proof of your permanent residential address
Any of the below can be used as proof of permanent
residential address:
– Fixed Service of Utility Bill or
– Bank Statement or
– Correspondence from a Central or Local Government
Agency or
Letter of Introduction
Must be dated within the last 3 months
– Original document or a verified copy of document is
acceptable
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 Credit Card
Card Name Eligibility Annual Interest Late Payment Charges Facilities Documents
fees charges
Super Value Between 21 and Year 1 : INR 750/- The monthly interest In case there is an outstanding of 5% cashback on fuel,5% Identity proof, Address
Titanium Credit 65 years, ,Years 2 rate is annualized to 4,000 on your credit card and 10,000 cashback on telephone proof, One recent
Card Applicant (onwards) :INR arrive at the APR. in your Balance. Transfer account and bills,Contactless credit passport-sized
should have a 750/- Monthly Interest Rate is payment is not made by the Payment card,Balance pn EMI,Secure photograph, Financial
stable monthly 3.1% pm and is Due Date. There will be a Late online transaction. documents(Latest one
income annualized to arrive at Payment Charge of 500 in your credit month salary slip, Latest
an APR of 37.20%. card account and 700 on your IT returns with
Balance Transfer account. computation of income /
certified financials, last
business continuity
proof)
Manhattan Year 1 – INR 999 The monthly interest 5% cashback at
Platinum Credit
Card
Same Year 2 onwards
– INR 999
rate is annualized to
arrive at the
Same supermarkets,3x rewards,Get
up to 15% off on Samsung
Same
Annualized Percentage mobiles,Get up to INR 1,000
Rate (APR). Monthly discount on
interest rate of 3.49% SpiceJet flight every
pm is annualized to Thursdays, INOX Weekends.
arrive at an APR of Get 25% discount on movie
41.88% for all Standard tickets
Chartered credit
cards.
Landmark INR 250/- Ultimate Rewards,Travel
Rewards
Platinum Credit
Same Same BenefitsDining
Privileges,Lifestyle Benefits
Same
Card
 Credit Card

An exclusive credit card which rewards you on travel spends, fine

dining and compliments your premium lifestyle with the best reward
point value. Enjoy up to INR 10,000 cash back on MakeMyTrip.

Card Name Eligibility Annual fees features of Documents Facilities

Ultimate Credit
Card

Ultimate Credit Applicant’s age Rs 5,000 to be Joining fee = Rs 5,000 Identity Proof,Address Ultimate Rewards, Travel
Card should be paid every year ,Joining benefits = Up Proof ,1 recent Benefits, Dining Privileges,
between 21 and to 10,000 cash back on passport-sized Lifestyle Benefits,
65,Applicant MakeMyTrip on Photograph, Latest one Supplementary credit card,
should have a payment of fees month salary slip, Contactless credit card,
stable monthly Renewal fee = Rs 5,000 , Latest IT Returns with Secure online transaction,
income. Renewal benefits : computation of income Digital payment solution.
5,000 reward points on /Certified Financials,
payment of fees Last Business
Cashback of 5% at duty Continuity proof.
free store
STANDARD CHARTERED BANK
LOAN
PERSONAL LOAN
• ELIGIBILITY:-Salaried Professional/Self
employed
• MONTHLY INCOME:-RS 50,000
• LOAN AMOUNT:-Maximum RS 30 lakh
• RATE OF INTEREST:-Mini 10.75%to
Maxi 20%
• LOAN TENURE:-Mini 1 year to Maxi
7year
• DOCUMENTS REQUIRED:-Identity
Proof, Address proof,6Month bank
statement, Salary slip
HOME LOAN
• ELIGIBILITY:-Salaried Professional/Self employed
• MONTHLY INCOME:-RS 25,000
• LOAN AMOUNT:-Up to 35 Crore
• RATE OF INTEREST:-Maxi 9.41%
• LOAN TENURE:-Up to 25 years
• DOCUMENTS REQUIRED:-SALARIED:-Identity Proof,
Address proof, Resident proof, salary slip, from 16, Bank
statement for last 3 month
• SELF EMPLOYED:-(individual) last 2year IT Return, P&L
statement, Balance Sheet, capital A/c Statement certified
by C.A
• PARTNER SHIP FIRMS:-2year audit Report and
• Partnership deed required
• PRIVATE LIMITED FIRMS:- Share holding pattern,
Memorandum and article of association attached by a
C.A, list of directors.
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