Public Mutual

Fund Presentation : Mr Muralidaran Thamotharan

Drafted by : Telakavati Lekshmanan (Code No.

11197754)

Checked by : Palani K Chellappan (Code No. 04060295)

Date : 10th August 2019

Agenda
● What is Unit Trust?
● Benefits of Unit Trust
● How to invest?
● Why Public Mutual?
● Regional Fund - PLTF
● Local Fund - PIGBRF
● Recommendation
What is Unit Trust (Amanah Saham)?
● Unit Trust is a form of collective investment scheme that allows
investors with similar investment objectives to pool their funds
together.
● These funds will be invested by professional fund managers in a
portfolio of securities according to the fund’s objective and investment
strategy.
● Public Mutual offers a wide range of unit trust funds to meet various
investors’ needs.
Benefits of Unit Trust
● Professional fund management.
● Diversification to minimise risk and volatility.
● Competitive returns in the forms of capital gains and/or distributions.
● A liquid investment.
● Ease of transactions. Buy or sell investments with minimum hassle.
● Wide investment exposure to various asset classes and/or countries.
● Regulated by the Securities Commission (SC) Malaysia to protect the
interest of investors.
● Enjoy the advantages of compounding.
How to invest?
Why Public Mutual?
Regional Fund
PUBLIC LIFESTYLE & TECHNOLOGY FUND
(PLTF)
PLTF : Introduction
● Launched on 8th August 2018
● Foreign equity
● Investing on Retail, F&B, Apparel, Automobiles, Social Media,
Education, Insurance & Tourism
● Objective - to achieve CAPITAL GROWTH over the medium to long
term period
● Financial year end : 31st Aug
● Incidental distribution
PLTF : Distribution (country and sector)
PLTF : Top 5 holdings
PLTF : Performance
● 14.43 % fund growth in just
EIGHT months
● Advancement & change in the
lifestyle and technology may
cause intermittent volatility.
However, over the long term,
continuous consumption trends
will result in an upward
trajectory.
PLTF : Retirement plans
Monthly RM500 for 26 years (till 60) Monthly RM1000 for 20 years (till 54)

Principal Amount RM 10,000 Principal Amount RM 10,000

Monthly Deposit RM 500 Monthly Deposit RM 1,000

Period (Month) 312 Period (Month) 240

Annual Interest Rate 8% Annual Interest Rate 8%

Compound Method Annually Compound Method Annually

Total Principal RM 166,000.00 Total Principal RM 250,000.00

Interest Earned RM 408,233.78 Interest Earned RM 369,269.59

Maturity Value RM 574,233.77 Maturity Value RM 619,269.60

Local Fund
PUBLIC ISLAMIC GROWTH BALANCED FUND
(PIGBRF)
PIGBRF : Introduction
● Launched on 7th October 2015
● Local balanced - fixed income + equity (40%-60%)
● Take advantage of the recent retracement in the domestic market,
accumulate stocks which are currently trading at below valuations
especially on sectors with positive long term growth prospects.
● Objective - to achieve CAPITAL GROWTH over the medium to long
term period
● Financial year end : 31st Oct
PIGBRF : Distribution (country and sector)
PIGBRF : Top 5 holdings
PIGBRF : Performance
● 15.16 % exponential growth
as compared to 1.24% in KLCI
benchmark
● Potentially higher but more
volatile returns from equity
investments are moderated by
the fairly stable performance
from fixed income securities
PIGBRF : Retirement plans
Monthly RM500 for 26 years (till 60) Monthly RM1000 for 20 years (till 54)

Principal Amount RM 10,000 Principal Amount RM 10,000

Monthly Deposit RM 500 Monthly Deposit RM 1,000

Period (Month) 312 Period (Month) 240

Annual Interest Rate 8% Annual Interest Rate 8%

Compound Method Annually Compound Method Annually

Total Principal RM 166,000.00 Total Principal RM 250,000.00

Interest Earned RM 408,233.78 Interest Earned RM 369,269.59

Maturity Value RM 574,233.77 Maturity Value RM 619,269.60

Recommendation
● I will recommend to :
○ open two funds , i.e, one regional fund and local fund (for
diversification of portfolio)
○ topup/direct debit authorisation/standing instruction RM 500 for
each fund monthly for 26 years (till age 60)

● You will have RM 1,148,467.54 (RM 574,233.77 x 2) when you retire

at 60.