E-mail: info@bhumicorporate.

com
Phone: 9415007422
9793544857
Address: D-47, Mahanagar e-Learning
Extension, Lucknow-226006

Priyanka Trivedi (PROPRIETOR)

PAN: AEVPT6476J Online Store
GST: 09AEVP T6476J I ZA e-Study
Udyog Aadhar:UP50D0022512 Material
Shop or Commercial
Establishment Registration Platform
Number: UPSA28720817
for
Coaching

WELCOME TO OUR VENTURE

 TECHNICAL & PROFESSIONAL TEAM
CS Ajay Kumar Trivedi
MBA (Finance & Marketing),
M.Com. (Pure Commerce), L.L.B.
Fellow Member (FCS-6797)
The Institute of Company Secretaries of India

Corporate Consultant & a dynamic professional having more than 20 years’ rich
experience with corporate sectors working as Head Finance & Accounts & Company
Secretary cum Chief Compliance officer:

Major Exposure:
 Secretarial (Listed and Unlisted Companies),
 Finance & Taxation,
 Legal Affairs,
 Compliance Management of different industries including IRDAI Compliances and

Liaising & Coordination

Worked with the following renowned & reputed
entities:-
 “Fan Group”, New Delhi (Japan Based MNC Group)
 “Sahara Group”, Lucknow
 “UPAL Group”, Lucknow
 “Ambience Group”, New Delhi
 “Kothari Group” New Delhi
 Eland Group (Thailand Based MNC Group), New Delhi
 CMA Sanjeev Ranjan Ambasta
Fellow Member
The Institute of Cost Accountant of India

E-104, Plot No. 8B, M.K. Residency,

Sector-11, Dwarka, New Delhi-110075

A senior Finance professional (Fellow member of Institute of Cost Accountants of

India ) with strong foundation and relevant experience of 20+ years in a various
national / multinational Logistics/Supply chain Company Like:
 Transport Corporation of India Limited,
 Semb Corp Logistics India Pvt Limited,
 SDV International Logistics India Limited ,
 Dacsher India Private Limited and
 Unique Logistics International India Private Limited.
 Sumit Saxena
BCA, MCA

313-New Azad Nagar,

Kidwai Nagar
City: Kanpur, Pin no: - 208011, U.P.

TECHNICAL SKILLS:

Operating System : Windows / Linux

Technical Skills : Bootstrap / Core & Advanced PHP
PHP Framework : Codeigniter
Editors : Notepad ++ ,Sublime, Net Been 6.8,7.0.1, Dreamweaver 8
Databases : MySQL
Server Handled : XAMPP,WAMP

Last One Year he is associated with MyBooksWala

 Anusuiya Pramanik
B. Com. , M. Com.

House No. 701, Shekhpura Colony, Aliganj,

Lucknow-226022 U.P.

PROFESSIONAL SKILLS:

Her major skill is sound understanding of subjects as follows:

•Math,

•Reasoning,

•Stats, and

•Commerce.

Last One Year she is associated with MyBooksWala.

 Ravi Kant Shukla
PDGDCA

House No.- 588/218, bangla bazar,

Ashiana, lucknow

His major skill is sound understanding of subjects as follows:

• Hindi

• Reasoning,

• General Awareness

He is technically sound and has vast knowledge of Competitive Exam.

Last One Year he is associated with MyBooksWala.

• Apart from this MyBooksWala will also open MyBooksWala Testing Centre
with collaboration of Local Computer Institutes PAN INDIA specially in rural
4.
areas.
• MyBooksWala will provide a platorm to everybody i.e.
Coaching/Institute/Individual to run their coaching/class in their own name
3.
and/or brand & Sell their Quality Study Material PAN INDIA.
• MYBOOKSWALA.IN will provide online exam mock test platorm to students of
different streams including but not limited to class 1st to Graduation and
2.
competitive exams.
• MYBOOKSWALA.IN is an e-education platorm specially mock test online of 1.
different stream exam and self employment generating e-commerce portal.
We are providing
 Market Potential
MYBOOKSWALA.COM
MYBOOKSWALA.IN
INDIANDIGITALSPACE.COM
INDIANDIGITALSPACE.IN
are available in and around the country side. Students looking for quality
mock test online are residing everywhere. Further, Indian People looking for
employment generating opportunities across the country. There is enough
market potential for standardized e-education and e-employment
products/services.

LOCATION The unit is located at the premises of the target group in a rented
building at Lucknow Uttar Pradesh India.
 Executive Summary
Opportunity - Problem & Solution

Problem
Introduction: -In India digitalization is being growing rapidly since year 2015 and
Indian Government committed to transparently organize every competitive exam
to fulfill the vacancies in all sectors and accordingly online exam are being entered
in various sectors.
Problem:
• There are many challenges out of which one is how to prepare and train
themselves (i.e. prospective students/candidates) before appearing in main
online exam to be conducted by concerned government authorities at prices
which could be more affordable to every student/candidate.
• Health friendly digital study infrastructure is also not available to prospective
students/candidates, as available resources either more costly or not health
friendly (more use of mobile would have negative effect on health of prospective
students/candidates).
Solution
Create more competitive health friendly Infrastructure at affordable
prices to every student/candidate including in rural areas also.
Market
In every home, atleast one person indulged in study or in preparation of
competitive exam. Some market players are providing services related
to mock test online at higher prices and focused on mobile friendly
infrastructure which is not health friendly.
Competition
Competition amongst some market players are having only motive to
earn more profit no matter of Indian society could get healthy benefit
from infrastructure provided by these competitors.
Our motive and business plan would also create huge employment in
PAN India.
Why Us?
Target Computer Institutes to provide their institute as mock test
training centre at very affordable prices,
Target Coaching Center to provide health friendly infrastructure
either their own computer environment or through nearby
Computer Institutes,
Question Bank Support to every desired Institute/Center as we
have at present more than 15 Lakhs Question Bank of Different
Stream Competitive Exam on our owned web portal
https://mybookswala.in/, and
Direct providing infrastructure including Selling of e-Study
Materials also to prospective students/candidates by our owned
web portals mybookswala/indiandigitalspace.
Finance Needed
We required INR 25,00,000 Only and rest will herself invest.
 Execution
Marketing & Sales Plan
 PROJECTED REVENUE FROM DIRECT STUDENTS SEGMENT
Particulars Year 1 Year 2 Year 3
Minimum Targeted
Students 3200 16100 85000
Charge per Student
(Rs. 299/- per annum)
approx. 956800 4813900 25415000

PROJECTED REVENUE FROM DIRECT SELLING OF

M yBooksW ala e-STUDY M ATERIAL TO STUDENTS SEGM ENT
Particulars Year 1 Year 2 Year 3
M inim um Targeted
Students 3820 15000 25000
Charge per Student
(Rs. 299/- per annum )
approx. 1142180 4485000 7475000
Operations
Locations & Facilities
PAN INDIA THROUGH DIGITAL MARKETING
LUCKNOW-KANPUR THROUGH OFFLINE (AT INITIAL
STAGE AND LATER WILL BE EXPAND PAN INDIA)
Technology
PHP (CORE) FRAMEWORK.
Sources of Funds –
Promoter : 75,00,000/-
Financial Institution (INR) : 25,00,000/-
 SCHEDULE OF
• Commencement of commercial services have been already running at IMPLEMENTATION
final stage and need to improve to start profitable revenue within six
month clearing all mandatory measures.
• Services will be spanning 24 hours a day and all days in a month. In
two years full capacity will be utilized. PRESUMPTIONS
• Minimum salary will be paid to the employees/professionals.
• Rate of Interest on the loan presumed 14% per annum.
• Margin money by the promoter will at the rate of atleast 75%.
.
• Educational subject’s professionals will be always required. 5.
• We have IT & Other Required Professional Team and that support will be 4.
always required.
• Need to develop mobile app to capture potential students across the 3.
country.
• 15,00,000 Question Bank are already available and need to add 2.
approximate 15,00,000 more Question Bank.
• Designing & shaping MYBOOKSWALA.IN in more attractive commercial 1.
sense.
generating profitable revenue:
https://mybookswala.in/ required following steps to start service process
Technical aspects
Financial Aspects
 Fixed Capital
 Land and Building:- 50 sq/m area rented.

Computer and IT System

Item Minimum
Sl. No. Infrastructure Cost
(Rs.)

1 08 Commercial Laptops/PCs 2,80,000

2 08 Computer Tables & Chairs

28,000
3 Printer Scanner Photocopier 1,98,000

4 Other Miscellaneous Accessories 50,000

Total
5,56,000
Working Capital

Sl.  Item Cost Per Month Cost Per Annum (Rs.)

No. (Rs.)

1 Buy Books 5,000 60,000

2 Salary 1,44,000 17,28,000

3 Electricity Charges 15,000 1,80,000

4 Net Connection 1,500 18,000

5 Miscellaneous 3,000 36,000

6 Rent of Premises 8,000 96,000

Total 1,76,500 21,18,000

Total Project Cost

S.No. Item Cost Per Annum (Rs.)

1 Initial Cost of Development of Web Portals 7,52,469

(Not included improvement cost near about
Rs. 5,00,000/-)

2 Cost of Development of Mobile App 12,00,000

3 Cost of 15,00,000 Question Bank of Different 60,00,000
Stream Competitive Exam already in Hand
@ Rs. 4/-

TOTAL 79,52,469
Employees & Operational Cost

Sl. No. Item Cost Per Annum (Rs.)

1 02 Skilled Data Entry Operator for 2,88,000
Quality Check (Salary)
2 02 IT Developer (Salary) 3,60,000
3 01 SEO Expert 3,00,000
4 02 Offline Marketing Personnel 3,60,000
5 01 Professional Management Person 3,00,000
6 01 Peon 1,20,000
Total 17,28,000

Sales Turnover

 Expected Minimum Sales Turnover per month – Rs. 3,23,956

 LOAN EMI & OTHER EXPENSES
Loan EMI Interest @ 14%, Tenure -7 Years, Loan Amount 5,62,200
Assumption –INR 25,00,000/-.
(Per Annum)
Other Expenses Other Expenses mean any expenses which are not mentioned
under this projection report and may arise in future. These
expenses projection have taken at higher side, so that
business could not be effected due to immediate requirement
of any type of expenses in future like up gradation into any
upcoming advanced IT Technology etc.
Revenue by Month
Expenses by Month
 FINANCIAL STATEMENT

Projected Profit and Loss

FY2020 FY2021 FY2022

Revenue Rs3,868,200 Rs14,701,400 Rs48,190,000

Direct Costs Rs2,650,823 Rs2,650,823 Rs2,650,823

Gross Margin Rs1,217,377 Rs12,050,577 Rs45,539,177

Gross Margin % 31% 82% 94%

Operating Expenses

Salaries & Wages Rs1,728,000 Rs4,500,000 Rs7,500,000

Employee Related Expenses Rs345,600 Rs900,000 Rs1,500,000

Loan EMI & Other Expenses Rs780,000 Rs1,500,000 Rs2,500,000

Total Operating Expenses Rs2,853,600 Rs6,900,000 Rs11,500,000

Operating Income (Rs1,636,223) Rs5,150,577 Rs34,039,177

Interest Incurred Rs434,335 Rs395,954 Rs350,064

Depreciation and Amortization Rs32,500 Rs92,500 Rs152,500

Income Taxes Rs0 Rs0 Rs0

Total Expenses Rs5,971,258 Rs10,039,277 Rs14,653,387

Net Profit (Rs2,103,058) Rs4,662,123 Rs33,536,613

Net Profit / Sales (54%) 32% 70%

Projected Balance Sheet
Starting Balances FY2020 FY2021 FY2022
Cash Rs6,201,982 Rs12,491,995 Rs51,748,580
Accounts Receivable Rs0 Rs0 Rs0
Inventory
Other Current Assets
Total Current Assets Rs6,201,982 Rs12,491,995 Rs51,748,580

Long-Term Assets Rs180,000 Rs360,000 Rs540,000

Accumulated (Rs32,500) (Rs125,000) (Rs277,500)
Depreciation
Total Long-Term Assets Rs147,500 Rs235,000 Rs262,500

Total Assets Rs6,349,482 Rs12,726,995 Rs52,011,080

Accounts Payable Rs0 Rs0 Rs0

Income Taxes Payable Rs0 Rs0 Rs0

Sales Taxes Payable Rs696,276 Rs2,646,252 Rs8,674,200
Short-Term Debt Rs196,205 Rs234,586 Rs280,476 Rs335,342
Prepaid Revenue
Total Current Liabilities
Rs196,205 Rs930,862 Rs2,926,728 Rs9,009,542

Long-Term Debt Rs2,303,795 Rs2,069,209 Rs1,788,733 Rs1,453,391

Total Liabilities Rs2,500,000 Rs3,000,071 Rs4,715,461 Rs10,462,933

Paid-In Capital Rs7,952,469 Rs7,952,469 Rs7,952,469

Retained Earnings (Rs2,500,000) (Rs2,500,000) (Rs4,603,058) Rs59,065
Earnings (Rs2,103,058) Rs4,662,123 Rs33,536,613
Total Owner's Equity
(Rs2,500,000) Rs3,349,411 Rs8,011,534 Rs41,548,147

Total Liabilities & Equity Rs0 Rs6,349,482 Rs12,726,995 Rs52,011,080

Projected Cash Flow Statement
FY2020 FY2021 FY2022

Net Cash Flow from Operations

Net Profit (Rs2,103,058) Rs4,662,123 Rs33,536,613

Depreciation & Amortization Rs32,500 Rs92,500 Rs152,500

Change in Accounts Receivable Rs0 Rs0 Rs0

Change in Inventory

Change in Accounts Payable Rs0 Rs0 Rs0

Change in Income Tax Payable Rs0 Rs0 Rs0

Change in Sales Tax Payable Rs696,276 Rs1,949,976 Rs6,027,948

Change in Prepaid Revenue

Net Cash Flow from Operations (Rs1,374,282) Rs6,704,599 Rs39,717,061

Investing & Financing

Assets Purchased or Sold (Rs180,000) (Rs180,000) (Rs180,000)

Investments Received Rs7,952,469

Change in Long-Term Debt (Rs234,586) (Rs280,476) (Rs335,342)

Change in Short-Term Debt Rs38,381 Rs45,889 Rs54,866

Dividends & Distributions

Net Cash Flow from Investing & Financing Rs7,576,264 (Rs414,586) (Rs460,476)

Cash at Beginning of Period Rs0 Rs6,201,982 Rs12,491,995

Net Change in Cash Rs6,201,982 Rs6,290,013 Rs39,256,585

Cash at End of Period Rs6,201,982 Rs12,491,995 Rs51,748,580

 Appendix
Profit andOctLoss
FY2020 '19 Statement
Nov '19 (WithJanmonthly
Dec '19 '20 Feb '20detail)
Mar '20 Apr '20 May '20 June '20 July '20 Aug '20 Sept '20

Total Revenue Rs140,400 Rs140,400 Rs160,400 Rs180,600 Rs210,600 Rs220,600 Rs400,800 Rs400,800 Rs420,800 Rs450,800 Rs521,000 Rs621,000

Total Direct Rs220,900 Rs220,901 Rs220,901 Rs220,901 Rs220,902 Rs220,902 Rs220,902 Rs220,902 Rs220,903 Rs220,903 Rs220,903 Rs220,903
Costs

Gross Margin (Rs80,500) (Rs80,501) (Rs60,501) (Rs40,301) (Rs10,302) (Rs302) Rs179,898 Rs179,898 Rs199,897 Rs229,897 Rs300,097 Rs400,097

Gross Margin % (57%) (57%) (38%) (22%) (5%) 0% 45% 45% 48% 51% 58% 64%

Operating
Expenses

Salaries and Wages Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000 Rs144,000

Employee Related Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800 Rs28,800
Expenses

Loan EMI & Other Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000 Rs65,000
Expenses

Total Operating Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800 Rs237,800
Expenses

Operating (Rs318,300) (Rs318,301) (Rs298,301) (Rs278,101) (Rs248,102) (Rs238,102) (Rs57,902) (Rs57,902) (Rs37,903) (Rs7,903) Rs62,297 Rs162,297
Income

Interest Incurred Rs37,500 Rs37,274 Rs37,046 Rs36,812 Rs36,577 Rs36,337 Rs36,095 Rs35,847 Rs35,597 Rs35,343 Rs35,084 Rs34,823

Depreciation and Rs417 Rs833 Rs1,250 Rs1,667 Rs2,083 Rs2,500 Rs2,917 Rs3,333 Rs3,750 Rs4,167 Rs4,583 Rs5,000
Amortization

Income Taxes Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0

Total Expenses Rs496,617 Rs496,808 Rs496,997 Rs497,180 Rs497,362 Rs497,539 Rs497,713 Rs497,883 Rs498,050 Rs498,212 Rs498,371 Rs498,526

Net Profit (Rs356,217) (Rs356,408) (Rs336,597) (Rs316,580) (Rs286,762) (Rs276,939) (Rs96,913) (Rs97,083) (Rs77,250) (Rs47,412) Rs22,629 Rs122,474

Net Profit / (254%) (254%) (210%) (175%) (136%) (126%) (24%) (24%) (18%) (11%) 4% 20%
Sales
 FY2020 FY2021 FY2022

Total Revenue Rs3,868,200 Rs14,701,400 Rs48,190,000

Total Direct Costs Rs2,650,823 Rs2,650,823 Rs2,650,823

Gross Margin Rs1,217,377 Rs12,050,577 Rs45,539,177

Gross Margin % 31% 82% 94%

Operating Expenses

Salaries and Wages Rs1,728,000 Rs4,500,000 Rs7,500,000

Employee Related Expenses Rs345,600 Rs900,000 Rs1,500,000

Loan EMI & Other Expenses Rs780,000 Rs1,500,000 Rs2,500,000

Total Operating Expenses Rs2,853,600 Rs6,900,000 Rs11,500,000

Operating Income (Rs1,636,223) Rs5,150,577 Rs34,039,177

Interest Incurred Rs434,335 Rs395,954 Rs350,064

Depreciation and Amortization Rs32,500 Rs92,500 Rs152,500

Income Taxes Rs0 Rs0 Rs0

Total Expenses Rs5,971,258 Rs10,039,277 Rs14,653,387

Net Profit (Rs2,103,058) Rs4,662,123 Rs33,536,613

Net Profit / Sales (54%) 32% 70%

Balance Sheet (With Monthly Detail)
Starting
Oct '19 Nov '19 Dec '19 Jan '20 Feb '20 Mar '20 Apr '20 May '20 June '20 July '20 Aug '20 Sept '20
Balances

Cash Rs7,591,896 Rs7,231,322 Rs6,894,348 Rs6,581,210 Rs6,303,471 Rs6,037,532 Rs5,984,229 Rs5,930,926 Rs5,901,222 Rs5,906,918 Rs5,995,450 Rs6,201,982

Accounts Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0
Receivable

Inventory

Other Current
Assets

Total Current Rs7,591,896 Rs7,231,322 Rs6,894,348 Rs6,581,210 Rs6,303,471 Rs6,037,532 Rs5,984,229 Rs5,930,926 Rs5,901,222 Rs5,906,918 Rs5,995,450 Rs6,201,982
Assets

Long-Term Assets Rs15,000 Rs30,000 Rs45,000 Rs60,000 Rs75,000 Rs90,000 Rs105,000 Rs120,000 Rs135,000 Rs150,000 Rs165,000 Rs180,000

Accumulated (Rs417) (Rs1,250) (Rs2,500) (Rs4,167) (Rs6,250) (Rs8,750) (Rs11,667) (Rs15,000) (Rs18,750) (Rs22,917) (Rs27,500) (Rs32,500)
Depreciation

Total Long- Rs14,583 Rs28,750 Rs42,500 Rs55,833 Rs68,750 Rs81,250 Rs93,333 Rs105,000 Rs116,250 Rs127,083 Rs137,500 Rs147,500
Term Assets

Total Assets Rs7,606,479 Rs7,260,072 Rs6,936,848 Rs6,637,043 Rs6,372,221 Rs6,118,782 Rs6,077,562 Rs6,035,926 Rs6,017,472 Rs6,034,001 Rs6,132,950 Rs6,349,482

Accounts Payable Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0

Income Taxes Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0
Payable

Sales Taxes Rs25,272 Rs50,544 Rs79,416 Rs111,924 Rs149,832 Rs189,540 Rs261,684 Rs333,828 Rs409,572 Rs490,716 Rs584,496 Rs696,276
Payable

Short-Term Debt Rs196,205 Rs199,148 Rs202,135 Rs205,167 Rs208,245 Rs211,369 Rs214,539 Rs217,757 Rs221,024 Rs224,339 Rs227,704 Rs231,120 Rs234,586

Prepaid Revenue

Total Current Rs196,205 Rs224,420 Rs252,679 Rs284,583 Rs320,169 Rs361,201 Rs404,079 Rs479,441 Rs554,852 Rs633,911 Rs718,420 Rs815,616 Rs930,862
Liabilities

Long-Term Debt Rs2,303,795 Rs2,285,807 Rs2,267,549 Rs2,249,017 Rs2,230,207 Rs2,211,116 Rs2,191,737 Rs2,172,068 Rs2,152,104 Rs2,131,841 Rs2,111,274 Rs2,090,398 Rs2,069,209

Total Rs2,500,000 Rs2,510,227 Rs2,520,228 Rs2,533,601 Rs2,550,376 Rs2,572,316 Rs2,595,816 Rs2,651,510 Rs2,706,956 Rs2,765,752 Rs2,829,694 Rs2,906,013 Rs3,000,071
Liabilities

Paid-In Capital Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469 Rs7,952,469

Retained Earnings (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000) (Rs2,500,000)

Earnings (Rs356,217) (Rs712,625) (Rs1,049,222) (Rs1,365,802) (Rs1,652,564) (Rs1,929,503) (Rs2,026,416) (Rs2,123,499) (Rs2,200,749) (Rs2,248,161) (Rs2,225,532) (Rs2,103,058)
Total Owner's (Rs2,500,000) Rs5,096,252 Rs4,739,844 Rs4,403,247 Rs4,086,667 Rs3,799,905 Rs3,522,966 Rs3,426,053 Rs3,328,970 Rs3,251,720 Rs3,204,308 Rs3,226,937 Rs3,349,411
Equity

Total
Liabilities & Rs0 Rs7,606,479 Rs7,260,072 Rs6,936,848 Rs6,637,043 Rs6,372,221 Rs6,118,782 Rs6,077,562 Rs6,035,926 Rs6,017,472 Rs6,034,001 Rs6,132,950 Rs6,349,482
Equity
 Starting Balances FY2020 FY2021 FY2022

Cash Rs6,201,982 Rs12,491,995 Rs51,748,580

Accounts Receivable Rs0 Rs0 Rs0

Inventory

Other Current Assets

Total Current Assets Rs6,201,982 Rs12,491,995 Rs51,748,580

Long-Term Assets Rs180,000 Rs360,000 Rs540,000

Accumulated Depreciation (Rs32,500) (Rs125,000) (Rs277,500)

Total Long-Term Assets Rs147,500 Rs235,000 Rs262,500

Total Assets Rs6,349,482 Rs12,726,995 Rs52,011,080

Accounts Payable Rs0 Rs0 Rs0

Income Taxes Payable Rs0 Rs0 Rs0

Sales Taxes Payable Rs696,276 Rs2,646,252 Rs8,674,200

Short-Term Debt Rs196,205 Rs234,586 Rs280,476 Rs335,342

Prepaid Revenue

Total Current Liabilities Rs196,205 Rs930,862 Rs2,926,728 Rs9,009,542

Long-Term Debt Rs2,303,795 Rs2,069,209 Rs1,788,733 Rs1,453,391

Total Liabilities Rs2,500,000 Rs3,000,071 Rs4,715,461 Rs10,462,933

Paid-In Capital Rs7,952,469 Rs7,952,469 Rs7,952,469

Retained Earnings (Rs2,500,000) (Rs2,500,000) (Rs4,603,058) Rs59,065

Earnings (Rs2,103,058) Rs4,662,123 Rs33,536,613

Total Owner's Equity (Rs2,500,000) Rs3,349,411 Rs8,011,534 Rs41,548,147

Total Liabilities & Equity Rs0 Rs6,349,482 Rs12,726,995 Rs52,011,080

Cash Flow Statement (With Monthly Detail)
FY2020 Oct '19 Nov '19 Dec '19 Jan '20 Feb '20 Mar '20 Apr '20 May '20 June '20 July '20 Aug '20 Sept '20

Net Cash Flow

from Operations

Net Profit (Rs356,217) (Rs356,408) (Rs336,597) (Rs316,580) (Rs286,762) (Rs276,939) (Rs96,913) (Rs97,083) (Rs77,250) (Rs47,412) Rs22,629 Rs122,474

Depreciation & Rs417 Rs833 Rs1,250 Rs1,667 Rs2,083 Rs2,500 Rs2,917 Rs3,333 Rs3,750 Rs4,167 Rs4,583 Rs5,000
Amortization

Change in
Accounts Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0
Receivable

Change in
Inventory

Change in
Accounts Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0
Payable

Change in
Income Tax Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0 Rs0
Payable

Change in Sales
Rs25,272 Rs25,272 Rs28,872 Rs32,508 Rs37,908 Rs39,708 Rs72,144 Rs72,144 Rs75,744 Rs81,144 Rs93,780 Rs111,780
Tax Payable

Change in
Prepaid Revenue

Net Cash Flow (Rs330,528) (Rs330,303) (Rs306,474) (Rs282,406) (Rs246,771) (Rs234,731) (Rs21,852) (Rs21,605) Rs2,244 Rs37,898 Rs120,992 Rs239,254
from Operations

Investing &
Financing

Assets Purchased (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000) (Rs15,000)
or Sold

Investments Rs7,952,469
Received

Change in Long- (Rs17,988) (Rs18,258) (Rs18,532) (Rs18,810) (Rs19,092) (Rs19,378) (Rs19,669) (Rs19,964) (Rs20,263) (Rs20,567) (Rs20,876) (Rs21,189)
Term Debt

Change in Short- Rs2,943 Rs2,987 Rs3,032 Rs3,078 Rs3,124 Rs3,171 Rs3,218 Rs3,266 Rs3,315 Rs3,365 Rs3,416 Rs3,467
Term Debt

Dividends &
Distributions

Net Cash Flow

from Rs7,922,424 (Rs30,271) (Rs30,500) (Rs30,732) (Rs30,968) (Rs31,208) (Rs31,451) (Rs31,698) (Rs31,948) (Rs32,202) (Rs32,460) (Rs32,722)
Investing &
Financing
Cash at Beginning Rs0 Rs7,591,896 Rs7,231,322 Rs6,894,348 Rs6,581,210 Rs6,303,471 Rs6,037,532 Rs5,984,229 Rs5,930,926 Rs5,901,222 Rs5,906,918 Rs5,995,450
of Period

Net Change in Cash Rs7,591,896 (Rs360,574) (Rs336,974) (Rs313,138) (Rs277,739) (Rs265,939) (Rs53,303) (Rs53,303) (Rs29,704) Rs5,696 Rs88,532 Rs206,532

Cash at End of Rs7,591,896 Rs7,231,322 Rs6,894,348 Rs6,581,210 Rs6,303,471 Rs6,037,532 Rs5,984,229 Rs5,930,926 Rs5,901,222 Rs5,906,918 Rs5,995,450 Rs6,201,982
Period

FY2020 FY2021 FY2022

Net Cash Flow from Operations

Net Profit (Rs2,103,058) Rs4,662,123 Rs33,536,613

Depreciation & Amortization Rs32,500 Rs92,500 Rs152,500

Change in Accounts Receivable Rs0 Rs0 Rs0

Change in Inventory

Change in Accounts Payable Rs0 Rs0 Rs0

Change in Income Tax Payable Rs0 Rs0 Rs0

Change in Sales Tax Payable Rs696,276 Rs1,949,976 Rs6,027,948

Change in Prepaid Revenue

Net Cash Flow from Operations (Rs1,374,282) Rs6,704,599 Rs39,717,061

Investing & Financing

Assets Purchased or Sold (Rs180,000) (Rs180,000) (Rs180,000)

Investments Received Rs7,952,469

Change in Long-Term Debt (Rs234,586) (Rs280,476) (Rs335,342)

Change in Short-Term Debt Rs38,381 Rs45,889 Rs54,866

Dividends & Distributions

Net Cash Flow from Investing & Financing Rs7,576,264 (Rs414,586) (Rs460,476)

Cash at Beginning of Period Rs0 Rs6,201,982 Rs12,491,995

Net Change in Cash Rs6,201,982 Rs6,290,013 Rs39,256,585

Cash at End of Period Rs6,201,982 Rs12,491,995 Rs51,748,580

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