The Semi Finalist

Nama Tim : “ Futuristic “

My Trading Strategy

 Top 5 Stocks Trading List

 Screen Capture - Portfolio
 Your Choice ; The Most Valuable Stock. Why ??
 Your Strategy ? Based on fundamental or technical
analysis ?
My Most Valuable Stock

 About Company, History & Milestone

 Products Segmentation
 Target Market
 Company’s Marketing Strategy
Company’s Business Update

 New Products & Others Update

 1st half performance indicators
(Revenue, Profit, EPS, Asset, etc.)
 Key Investment Highlight
 Macro Drivers of Industry Growth
 Strong Point of Company
 Opportunities in the sector / industry
1. Net profit at +8.6% yoy in 9M19, 73% of FY19 expectations—BTPS, posted the highest earnings
growth rates of +22% yoy.
2. Average PPOP was up +8.1% yoy with total income growth of +7.0% yoy and
operating expenses incre asing +5.6%. Among all banks, BNLI posted the highest
profit growth of +121% yoy, followed by BTPS (+40% yoy)
3. Deposit growth at +7.7% yoy/+3.9% ytd/+1.5% qoq; average LDR at 93.8%.—BJTM and BTPS
posted the high deposit growths of +20.2%, +18.6 ytd
4. NIM continued improving in 3Q19. Average NIM was at 5.99% in 3Q19- BTPS posted highest
NIM of 30,30%
5. Average loan growth at +9.9% yoy/+5.4% ytd/+1.6% qoq, on corporate and
micro lending--Among all banks, BTPS still
led with +22% ytd loan growth.
Sumber : investor digest; mandiri sekuritas
Key Investment Highlight
1. Net profit at +8.6% yoy in
9M19, 73% of FY19
expectations—BTPS, posted
the highest earnings growth
rates of +22% yoy.

5. Average loan growth at 2. Average PPOP was up

+9.9% yoy/+5.4% +8.1% yoy with total
ytd/+1.6% qoq, on income growth of +7.0%
corporate and yoy and

4. NIM continued
improving in 3Q19. operating expenses incre
Average NIM was at asing +5.6%. Among all
5.99% in 3Q19- BTPS banks, BNLI posted the
posted highest NIM of highest
30,30%

3. Deposit growth at +7.7%

yoy/+3.9% ytd/+1.5% qoq;
profit growth of +121% yoy,
average LDR at 93.8%.—
followed by BTPS (+40%
BJTM and BTPS posted the
yoy)
high deposit growths of
+20.2%, +18.6 ytd
 CAR
19,85%
19,85%

FDR
FDR ROA
ROA
85,44% 1,58%

KONDISI MAKRO PER MARET

PERBANKAN 2019
NPF
SYARIAH NPF
Gross
BOPO
85,58%
3,18%
3,18%
INDONESIA
NPF
NPF Net
Net
1,91%
1,91%

KONDISI MAKRO
PERBANKAN
INDONESIA
1.
1. Rata-rata
Rata-rata harian
harian
(RRH)
(RRH) suku
suku bunga
bunga
PUAB
PUAB O/N
O/N tercatat
tercatat
5,54%
5,54%

2.
2. Rerata
Rerata tertimbang
tertimbang
(RRT)
(RRT) suku
suku bunga
bunga
deposito
deposito turun
turun
menjadi
menjadi 6,70%
6,70%

3.
3. RRT
RRT suku
suku bunga
bunga
kredit
kredit turun
turun 10,71%
10,71%
PER
AGUSTUS 4.
4. Spread
Spread antara
antara
2019 suku bunga
suku
dengan
bunga kredit
dengan suku
deposito
kredit
suku bunga
bunga
melebar
deposito melebar
menjadi 4,01%
menjadi 4,01%
 Competitor Analysis

SWOT
1. Net profit at +8.6% yoy in 9M19, 73% of FY19 expectations— ANALYSIS
3. 5.
Deposit
2.
2.Average
BTPS, growth
Average
Average loanwas
posted
PPOP
PPOP growth
atthe
was +7.7%
up atyoy/+3.9%
up highest
+8.1%
+8.1% +9.9%
yoy withyoy/+5.4%
yoyearnings
with ytd/+1.5%
total
total incomeytd/+1.6%
growth
income qoq;
rates
growth
growth ofaverage
of
of qoq,yoy
+22%
+7.0%
+7.0% on
LDR
yoy.
yoy
4. NIM continued improving in 3Q19. Average NIM was at 5.99% in
corporate
at 93.8%.—BJTM
andoperating
andoperating and micro
expenses
expenses and
incre
increlending--Among
BTPS+5.6%.
asing
asing posted
+5.6%. the
Among
Among allall
allhigh
banks,
deposit
banks,
banks, BTPS
BNLI
BNLI still
growths
posted
posted led
the with
of
the highest
highest
3Q19-
profit BTPS
growth of posted
+121% highest
yoy, followed NIM
by of
BTPS 30,30%
(+40% yoy)
profit growth of +22%
+20.2%,
+121% ytd
yoy,loan
+18.6growth.
followedytdby BTPS (+40% yoy)

OPPORTUNITIES
IN INDUSTRY

STRONG Satu-satunya bank di Indonesia

yang
yang fokus
fokus melayani
melayani segmen
segmen Satu-satunya
Satu-satunya
Satu-satunya bank
bank di
di Indonesia
Indonesia Satu-satunya
Satu-satunya bank
bank di
di Indonesia
Indonesia
Satu-satunya bank
bank di
di Indonesia
Indonesia
POINT OF A keluarga
keluarga prasejahtera
prasejahtera produktif.
produktif.
Satu-satunya bank di Indonesia
yang
yang lebih
lebih dari
dari 90%
90% karyawannya
karyawannya
yang
yang memberikan
memberikan kesempatan
kesempatan
kepada ribuan tamatan SMA untuk
yang mampu
yang mampu melahirkan
melahirkan generasi
generasi
baru bankir pemberdaya yang
adalah perempuan.
COMPANY yang memprioritaskan pada
pemberdayaan
pemberdayaan wanita.
wanita.
membangun karir di Bank. melayani prasejahtera produktif.
Competitor Analysis

 How many competitors in the market

 Whose the market leader
 Social media comparison ; Facebook, Instagram,
Twitter & Youtube
 The impact of company’s social media
 Thank You !!

In a competition, there's always winners and losers.

And I think everyone is here to win, which makes it fun for us all.
- Antonio Brown -