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‡ The aim of this project is mainly to
implement the credit card security
system with SMS confirmation to
provide a secured banking
‡ Since every person having a
credit card almost has a mobile
phone, it will be easy to confirm
the authentication of a credit card
with a mobile phone.







‘ircuit Diagram
 |ere in this project we are
going to provide the at most
security since it is taking the
SMART ‘ARD as the first

‡ After conformation, system

activates the GSM modem4
‡ If user of credit card is valid
person, then the user will get
confirmation message from the
modem on his cell phone.

‡ If user is not an authorized user

there will be no confirmation, thus
the user of credit card can¶t
perform any transactions.


 [henever user inserts credit
card into the reader, it will read
the information and fetches to the

‡ As soon as controller gets the

information from the card reader
it will activates the GSM modem
for confirmation.
‡ GSM modem replies to the
controller by sending a SMS
through network paths using AT

‡ After getting confirmation from

the modem user will perform

‡ After this the memory of the

system gets erased for the next
transaction to occur.
‘? ?
‡ Micro ‘ontroller
‡ Smart ‘ard Reader
‡ GSM modem
‡ L‘D
‡ Keypad
‡ Max-232
‡ Latch
‡ A micro controller consists of a
powerful ‘PU coupled with
‡ General on chip peripherals
include A to D converters, flash
memory, interrupt controller, etc.
‡ The microcontroller we are using
in our project is ATMEL
AT98‘ .
p p  
‡ ‘ompatible with M‘S-  products
‡ 4k Bytes of in-system
Reprogrammable flash memory
‡ Fully static operation: 0| to
‡ Three level programmable clock
‡ 28 * 8 ±bit timer/counters
‡ Six interrupt sources
‡ Programmable serial channel
‡ Low power idle power-down modes
‡ A smart card, chip card, or
integrated circuit card (I‘‘, is
any pocket-sized card with
embedded integrated circuits
which can process data or
‡ The inside of a smart card usually
contains an Embedded
Microprocessor or EEPROM
(memory or some times both.
  ? ‘ 



‡ Global system for mobile communication (GSM
is a globally accepted standard for digital
cellular communication.

‡ GSM rapidly gained acceptance and market

share worldwide, although it was initially
developed in a European context.

‡ In addition to digital transmission, GSM

incorporates many advanced services and
features, including ISDN compatibility and
worldwide roaming in other GSM networks.

‡ The advanced services and architecture of

GSM have made it a model for future third-
generation cellular systems, such as UMTS.
‡ Analogic¶s GSM Smart Module is
a multi-functional, ready to use,
rugged and versatile modem that
can be embedded or plugged into
any application.
‡ The module is fully type-approved
and can directly be integrated into
your projects with any or all the
features of Voice, Data, Fax, SMS,
and Internet etc.
OO    O 
‡ Liquid crystal displays (L‘Ds
have materials which combine the
properties of both liquids and

‡ Rather than having a melting

point, they have a temperature
range within which the molecules
are almost as mobile as they
would be in a liquid, but are
grouped together in an ordered
form similar to a crystal.
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‡ ‘omputers can transfer data in two ways:
parallel and serial.

‡ In serial communication, the data is sent

one bit at a time, in contrast to parallel
communication, in which the data is sent
a byte or more at a time.

‡ The 80  has serial communication

capability built into it, there by making
possible fast data transfer using only a
few wires. The P‘ uses RS 232 as a
Serial ‘ommunication Standard.

‡ To allow compatibility among data
communication equipment made by various
manufacturers, an interfacing standard called
RS232 was set by EIA in 960.

‡ Today, RS232 is the most widely used serial

I/O interfacing standard.

‡ |owever, since the standard was set long

before the advert of the TTL logic family, its
input and output voltage levels are not TTL

‡ For this reason, to connect any RS232 to a

microcontroller system we must use voltage
converters such as MAX232 to convert the
TTL logic levels to the RS232 voltage levels.
‡ The Microcontroller got a single serial port
by which only a single device can be
communicated at a particular instant of time.

‡ So, in order to communicate with both P‘

and Smart ‘ard Reader a Latch is used.
Latch enables the user to select any one
particular device at a particular instant of
time by which two devices can be

‡ The latch used here is 74LS244.

‡ This latch will enable us to switch between

two devices namely Smart ‘ard Reader and
GSM Modem.
! "

‡ More secure than existing

‡ Low cost.

‡ Low power consumption