This policy covers various insurance requirement of

the house owner under a single policy.

It provides protection for the property and interest of

insured and his family members.

Properties like building, household good, domestic

electric appliances etc are covered .

The minimum premium is Rs.100

 Its is to cover the loss of or damage to the cycle caused

by fire, lightning, explosion, theft and accidental external means.

It also covers the insureds legal liability for bodily

injury or loss of damage to the property of third parties subject to a specified limit of Rs.15000.
The policy can be extended to cover personal accident

insurance benefits on payment of additional premium.

 Under this the insurer will indemnify the insured for

loss of damage to mobile phone by theft, fire, explosion, or accidental damage due to external means
On payment of additional premium, the cover can be

extended to indemnify insured against fraudulent use of the mobile phone.

The premium for this extension is normally charged at

the rate of Rs.50 for any one period of insurance.

 It is designed to cover accompanied baggage during

specific journey, which includes air, sea, rail or road travel under taken by the insured.
The risks covered are: burglary, theft or damage by

accidental means.
The insured should give information regarding the

contents and value of each package.

SALIENT FEATURES
The policy covers valuables like jewellery, ornaments,

paintings, work of art, and similar artifacts of sentimental value, etc.

The scope of cover is limited to loss or damage due to fire,

riot & strike, terrorist act, burglary, house - breaking, larceny or theft and accidental loss or damage.
All articles should be sufficiently described in detail to

permit identification.

 This insurance scheme is offered by general insurance

companies to secure the education of dependent children.

The policy is meant for children or students between the

age of 4 to 25.
The policy covers First admission fees, but excludes

donations or capitation fees if any.

The duration of the policy issued will be limited to the

duration of the covered course

 A maximum of two student children can be covered

under one policy

For Group policy covering 26 and more student. Minimum premium under Ind. Policy is Rs.50 and

Group policy Rs.100.

 An insurance product designed to cover the costs and

reduce the risk associated with unexpected events during domestic or international travel. Travel insurance usually covers the insured in two main categories: costs associated with medical expenses and trip cancellations.

The following are some of the major types of insurance available for travelling purposes that one can choose from to fit his needs:
Single trip travel insurance Annual travel insurance Family travel insurance

Business travel insurance

 Trip Cancellation. Trip Delay.

Accident/ Sickness Medical expenses.

Supplier Default. Baggage / Personal Effects Loss or Delay.