Kiplinger2 мин. чтения
Everything You Must Know About "Backdoor" Roth IRAs
Want to put money into a Roth IRA but earn too much? Use the “backdoor” Roth IRA strategy.  Unlike traditional IRAs, the Roth version has an income threshold. The ability to make a direct contribution to a Roth IRA phases out for single filers with a
Kiplinger4 мин. чтенияPolitics
How to Get Child Tax Credit Payments if You Don't File a Tax Return
The American Rescue Plan offers American families a bigger and better child tax credit for 2021. For this year only, the credit amount for many families is increased from $2,000 per child to $3,000 per kid ($3,600 for children under age six), 17-year
Kiplinger2 мин. чтения
Stock Market Today: Nasdaq Notches New High on Late Tech Push
The technology sector and other tech-related stocks showed signs of life on an otherwise slow Monday, and a small afternoon burst helped the Nasdaq Composite and S&P 500 rewrite the record books. Foremost on investors' minds is likely the upcoming Fe
Kiplinger1 мин. чтения
The Ultimate Guide to Amazon Prime Day 2021: When It Starts, the Best and Worst Deals, Competing Events, More
Amazon Prime Day -- really days, but who’s counting? -- is set to launch at midnight June 21 and roll straight through June 22. Amazon has historically hosted its Prime Day in July -- Christmas-in-July fireworks, so to speak, to ignite a typically du
Kiplinger2 мин. чтения
Stock Market Today: Stocks Tread Water Ahead of June Fed Meeting
Stocks started Friday with gains but lost steam as the day wore on, even as the latest consumer sentiment data came in better than expected. After yesterday's consumer price index release, which showed inflation is indeed on the rise, today's economi
Kiplinger1 мин. чтенияPolitics
Estimated Tax Payments Are Due Tomorrow
The schedule for paying federal estimated taxes is back to normal this year. In 2020, the first two payments were pushed back to July 15 because of the pandemic. But we're back to the usual estimated tax payment due dates for 2021, even though the fe
Kiplinger3 мин. чтения
Over 50 and Considering Divorce? How to Prepare Financially, Pre- and Post-Separation
Divorce is becoming more common among people 50 and older – so common, in fact, that it has its own name: “gray divorce.”  There are often major changes to someone’s finances and lifestyle after the divorce, but the sooner you face your new financial
Kiplinger3 мин. чтения
As You Plan for Retirement, Also Prepare for the Unexpected
When it comes to retirement and financial planning, much of the talk revolves around people in their 60s and older who are fast approaching the day they retire or may have already reached it. Lost in that discussion are people in their 40s and 50s wh
Kiplinger3 мин. чтения
3 Essentials for a Successful Retirement
Retirement is the longest vacation you will ever take. To get the most out of that special time, which rewards all your years of hard work, retirement requires careful and precise planning. But the reality is, most people spend more time planning a d
Kiplinger5 мин. чтения
You Got That New Job: Now It’s Time to Make the Right Financial Choices
Millions of Americans will start new jobs this year. With the pandemic drastically changing how, when and where we work, a fall 2020 survey by resources software company Ceridian found that sixty-four percent of all workers were actively looking or o
Kiplinger6 мин. чтенияFinance & Money Management
New Graduates’ Guide to Paying Off Student Loans
If you have recently graduated from college or graduate school with student loans, you might be wondering what to do about your loans. How long will it take to pay off the debt? How much would you have to pay monthly? When do you start the repayment?
Kiplinger2 мин. чтенияInvestments & Securities
Is the Stock Market Closed on Memorial Day 2021?
Memorial Day is the traditional start to summer, and 2021's day of commemoration is sure to feel a little more normal than 2020's. The annual rituals of opening up the pool, running across a sandy beach and throwing a backyard cookout were on hold ac
Kiplinger1 мин. чтенияInvestments & Securities
Stock Market Trading Hours: What Time Is the Stock Market Open Today?
When does the stock market open? Well ... it depends. Regular trading hours for the U.S. stock market, including the New York Stock Exchange (NYSE) and the Nasdaq Stock Market (Nasdaq), are 9:30 a.m. to 4 p.m. Eastern time on weekdays (except stock m
Kiplinger2 мин. чтения
7 Top Lumber Stocks to Play Timber Mania
There's one commodity that's worth its weight in gold right now. And at this point, it may be worth more than its weight in gold. We're not talking about Bitcoin, diamonds or some other "precious" material. We're talking about the 2x4 at your local h
Kiplinger2 мин. чтения
Stock Market Today: Stocks End Higher Ahead of Long Holiday Weekend
The handful of investors that stuck around today ahead of the long holiday weekend (U.S. stock markets will be closed Monday for Memorial Day) weren't fazed by the latest sign of rising inflation. "The Fed's favorite inflation indicator – the core pe
Kiplinger2 мин. чтения
Stock Market Today: Dow Edges Higher as Jobless Claims Keep Sliding
Fresh data out Thursday continued to paint a rosy picture of the American economy's resurgence, but it prompted little response on Wall Street, where a modest morning rally became even more meager by the close. Weekly jobless claims declined yet agai
Kiplinger4 мин. чтения
Yes, You Can Have Too Much Cash
When it comes to financial security, it's comforting to know that you have adequate cash reserves to tap when you need them. But there's also a downside to stockpiling cash: It can drag down your portfolio's returns and cause you to fall behind finan
Kiplinger2 мин. чтения
5 Tech Stocks That Bargain Hunters Will Love
The U.S. economy is officially on the mend and entering the expansionary stage of the business cycle. The Federal Reserve now expects U.S. GDP to grow at an annualized rate of 6.5% in 2021, up from the 4.2% it had forecast in December 2020. Fiscal an
Kiplinger1 мин. чтения
15 Best Things to Buy at Dollar Stores (Dollar Tree Included)
​Perhaps you have a built-in bias, conception, or what-have-you concerning dollar stores, where everything costs $1 or less. You get what you pay for, right? Nothing but brand-name knock offs or cheap stuff built to not last, you figure. And, for man
Kiplinger3 мин. чтения
Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
If you’re a retiree with an equity-heavy portfolio and have to make a withdrawal in a bear market during the early years of your retirement, you can dig such a hole that your savings will never recover. Consider a retired couple with a $1 million por
Kiplinger1 мин. чтенияMedical
Principal Healthcare Innovators: Earnings Not Wanted
The cutting-edge biotechnology used to create COVID-19 vaccines put a spotlight on innovative healthcare companies. But these kinds of early-stage firms come with a lot of risk for investors. Outcomes tend to be "binary – either very good or very bad
Kiplinger5 мин. чтения
4 Strategies to Reduce Taxes in Retirement
In the midst of the COVID-19 pandemic and the relief measures Congress has passed to ensure the economy’s recovery, markets regained the ground they lost in 2020 and then sailed even higher. If you’re getting ready to retire, these market gains likel
Kiplinger1 мин. чтения
15 Dividend Aristocrats You Can Buy at a Discount
A flood of dividend cuts and suspensions last year drove home the importance (and difficulty) of finding reliable dividend payers. Fortunately, investors can look to the Dividend Aristocrats for dependable income – and better still, they can get some
Kiplinger4 мин. чтения
The Next Silicon Valley Must-Have? A Private Foundation
While the pandemic might have shuttered businesses across the country, Silicon Valley tech companies have defied the odds. In 2020, IPO capital raising hit its highest level in a decade. Start-up valuations soared, and blockbuster IPOs, like the one
Kiplinger2 мин. чтения
Stock Market Today: Small Caps Shine as Meme Stocks Rise Again
Wednesday marked the 125th anniversary of the Dow Jones Industrial Average's founding, but the spotlight belonged to small caps thanks in part to a resurgence in so-called meme stocks. GameStop (GME, +15.8%), which made headlines earlier this year am
Kiplinger2 мин. чтенияPsychology
Should You Invite Your Spouse to Join You in a Divorce Workshop?
As a financial planner, I participate in many different types of workshops, including for divorce. Due to the pandemic, these days they are usually webinars.  Divorce is no exception. Should you suggest to your spouse that they should join you in a d
Kiplinger3 мин. чтения
How to Offset Lower Social Security Benefits When a Spouse Dies
What happens to a retired couple’s Social Security benefits when a spouse dies?  Often there is a substantial loss of income — a problem that has gotten surprisingly little attention. The surviving spouse will get either the survivor benefit or his o
Kiplinger5 мин. чтенияAmerican Government
Stimulus Check Update: Hopes for a Fourth Stimulus Check Are Still Alive
Is a fourth stimulus check in our future? Could we see even more direct stimulus payments after that? While the odds are certainly against it, Democratic lawmakers in Congress keep asking President Biden to include additional stimulus check payments
Kiplinger1 мин. чтенияInvestments & Securities
10 Free Cash Flow Gushers for Dividends, Buybacks and More
Free cash flow (FCF) is one of the most important financial metrics you can study, especially if you're a buy-and-hold investor. FCF is the cash remaining after a company has paid its expenses, interest on debt, taxes and long-term investments to gro
Kiplinger11 мин. чтенияSecurity
Protect Yourself Against New ID-Theft Schemes
Throughout the past decade, consumers have been rocked by one massive data breach after another. Some 500 million Yahoo users were hit by a 2014 data breach that compromised e-mail addresses, passwords and other information. The 2017 hack of credit b
…Или откройте для себя что-то новое