FVIF=(1+i)^n

RAT
n 1 2 3 4 5 6 7 8 9
1 1.01 1.02 1.03 1.04 1.05 1.06 1.07 1.08 1.09
2 1.0201 1.0404 1.0609 1.0816 1.1025 1.1236 1.1449 1.1664 1.1881
3 1.030301 1.061208 1.092727 1.124864 1.157625 1.191016 1.225043 1.259712 1.295029
4 1.04060401 1.082432 1.125509 1.169859 1.215506 1.262477 1.310796 1.360489 1.411582
5 1.0510100501 1.104081 1.159274 1.216653 1.276282 1.338226 1.402552 1.469328 1.538624
6 1.0615201506 1.126162 1.194052 1.265319 1.340096 1.418519 1.50073 1.586874 1.6771
7 1.07213535211 1.148686 1.229874 1.315932 1.4071 1.50363 1.605781 1.713824 1.828039
8 1.08285670563 1.171659 1.26677 1.368569 1.477455 1.593848 1.718186 1.85093 1.992563
9 1.09368527268 1.195093 1.304773 1.423312 1.551328 1.689479 1.838459 1.999005 2.171893
10 1.10462212541 1.218994 1.343916 1.480244 1.628895 1.790848 1.967151 2.158925 2.367364
11 1.11566834667 1.243374 1.384234 1.539454 1.710339 1.898299 2.104852 2.331639 2.580426
12 1.12682503013 1.268242 1.425761 1.601032 1.795856 2.012196 2.252192 2.51817 2.812665
13 1.13809328043 1.293607 1.468534 1.665074 1.885649 2.132928 2.409845 2.719624 3.065805
14 1.14947421324 1.319479 1.51259 1.731676 1.979932 2.260904 2.578534 2.937194 3.341727
15 1.16096895537 1.345868 1.557967 1.800944 2.078928 2.396558 2.759032 3.172169 3.642482
16 1.17257864492 1.372786 1.604706 1.872981 2.182875 2.540352 2.952164 3.425943 3.970306
17 1.18430443137 1.400241 1.652848 1.9479 2.292018 2.692773 3.158815 3.700018 4.327633
18 1.19614747569 1.428246 1.702433 2.025817 2.406619 2.854339 3.379932 3.996019 4.71712
19 1.20810895044 1.456811 1.753506 2.106849 2.52695 3.0256 3.616528 4.315701 5.141661
20 1.22019003995 1.485947 1.806111 2.191123 2.653298 3.207135 3.869684 4.660957 5.604411
21 1.23239194035 1.515666 1.860295 2.278768 2.785963 3.399564 4.140562 5.033834 6.108808
22 1.24471585975 1.54598 1.916103 2.369919 2.925261 3.603537 4.430402 5.43654 6.6586
23 1.25716301835 1.576899 1.973587 2.464716 3.071524 3.81975 4.74053 5.871464 7.257874
24 1.26973464853 1.608437 2.032794 2.563304 3.2251 4.048935 5.072367 6.341181 7.911083
25 1.28243199502 1.640606 2.093778 2.665836 3.386355 4.291871 5.427433 6.848475 8.623081
26 1.29525631497 1.673418 2.156591 2.77247 3.555673 4.549383 5.807353 7.396353 9.399158
27 1.30820887812 1.706886 2.221289 2.883369 3.733456 4.822346 6.213868 7.988061 10.24508
28 1.3212909669 1.741024 2.287928 2.998703 3.920129 5.111687 6.648838 8.627106 11.16714
29 1.33450387657 1.775845 2.356566 3.118651 4.116136 5.418388 7.114257 9.317275 12.17218
30 1.34784891533 1.811362 2.427262 3.243398 4.321942 5.743491 7.612255 10.06266 13.26768
31 1.36132740449 1.847589 2.50008 3.373133 4.538039 6.088101 8.145113 10.86767 14.46177
32 1.37494067853 1.884541 2.575083 3.508059 4.764941 6.453387 8.715271 11.73708 15.76333
33 1.38869008532 1.922231 2.652335 3.648381 5.003189 6.84059 9.32534 12.67605 17.18203
34 1.40257698617 1.960676 2.731905 3.794316 5.253348 7.251025 9.978114 13.69013 18.72841
35 1.41660275603 1.99989 2.813862 3.946089 5.516015 7.686087 10.67658 14.78534 20.41397
36 1.43076878359 2.039887 2.898278 4.103933 5.791816 8.147252 11.42394 15.96817 22.25123
37 1.44507647143 2.080685 2.985227 4.26809 6.081407 8.636087 12.22362 17.24563 24.25384
38 1.45952723614 2.122299 3.074783 4.438813 6.385477 9.154252 13.07927 18.62528 26.43668
39 1.4741225085 2.164745 3.167027 4.616366 6.704751 9.703507 13.99482 20.1153 28.81598
40 1.48886373359 2.20804 3.262038 4.801021 7.039989 10.28572 14.97446 21.72452 31.40942
41 1.50375237092 2.2522 3.359899 4.993061 7.391988 10.90286 16.02267 23.46248 34.23627
42 1.51878989463 2.297244 3.460696 5.192784 7.761588 11.55703 17.14426 25.33948 37.31753
43 1.53397779358 2.343189 3.564517 5.400495 8.149667 12.25045 18.34435 27.36664 40.67611
44 1.54931757152 2.390053 3.671452 5.616515 8.55715 12.98548 19.62846 29.55597 44.33696
45 1.56481074723 2.437854 3.781596 5.841176 8.985008 13.76461 21.00245 31.92045 48.32729
46 1.5804588547 2.486611 3.895044 6.074823 9.434258 14.59049 22.47262 34.47409 52.67674
47 1.59626344325 2.536344 4.011895 6.317816 9.905971 15.46592 24.04571 37.23201 57.41765
48 1.61222607768 2.58707 4.132252 6.570528 10.40127 16.39387 25.72891 40.21057 62.58524
49 1.62834833846 2.638812 4.256219 6.833349 10.92133 17.3775 27.52993 43.42742 68.21791
50 1.64463182184 2.691588 4.383906 7.106683 11.4674 18.42015 29.45703 46.90161 74.35752
 RATES
10 11 12 13 14 15 16 17 18 19
1.1 1.11 1.12 1.13 1.14 1.15 1.16 1.17 1.18 1.19
1.21 1.2321 1.2544 1.2769 1.2996 1.3225 1.3456 1.3689 1.3924 1.4161
1.331 1.367631 1.404928 1.442897 1.481544 1.520875 1.560896 1.601613 1.643032 1.685159
1.4641 1.51807 1.573519 1.630474 1.68896 1.749006 1.810639 1.873887 1.938778 2.005339
1.61051 1.685058 1.762342 1.842435 1.925415 2.011357 2.100342 2.192448 2.287758 2.386354
1.771561 1.870415 1.973823 2.081952 2.194973 2.313061 2.436396 2.565164 2.699554 2.839761
1.948717 2.07616 2.210681 2.352605 2.502269 2.66002 2.82622 3.001242 3.185474 3.379315
2.143589 2.304538 2.475963 2.658444 2.852586 3.059023 3.278415 3.511453 3.758859 4.021385
2.357948 2.558037 2.773079 3.004042 3.251949 3.517876 3.802961 4.1084 4.435454 4.785449
2.593742 2.839421 3.105848 3.394567 3.707221 4.045558 4.411435 4.806828 5.233836 5.694684
2.853117 3.151757 3.47855 3.835861 4.226232 4.652391 5.117265 5.623989 6.175926 6.776674
3.138428 3.498451 3.895976 4.334523 4.817905 5.35025 5.936027 6.580067 7.287593 8.064242
3.452271 3.88328 4.363493 4.898011 5.492411 6.152788 6.885791 7.698679 8.599359 9.596448
3.797498 4.310441 4.887112 5.534753 6.261349 7.075706 7.987518 9.007454 10.14724 11.41977
4.177248 4.784589 5.473566 6.25427 7.137938 8.137062 9.265521 10.53872 11.97375 13.58953
4.594973 5.310894 6.130394 7.067326 8.137249 9.357621 10.748 12.3303 14.12902 16.17154
5.05447 5.895093 6.866041 7.986078 9.276464 10.76126 12.46768 14.42646 16.67225 19.24413
5.559917 6.543553 7.689966 9.024268 10.57517 12.37545 14.46251 16.87895 19.67325 22.90052
6.115909 7.263344 8.612762 10.19742 12.05569 14.23177 16.77652 19.74838 23.21444 27.25162
6.7275 8.062312 9.646293 11.52309 13.74349 16.36654 19.46076 23.1056 27.39303 32.42942
7.40025 8.949166 10.80385 13.02109 15.66758 18.82152 22.57448 27.03355 32.32378 38.59101
8.140275 9.933574 12.10031 14.71383 17.86104 21.64475 26.1864 31.62925 38.14206 45.92331
8.954302 11.02627 13.55235 16.62663 20.36158 24.89146 30.37622 37.00623 45.00763 54.64873
9.849733 12.23916 15.17863 18.78809 23.21221 28.62518 35.23642 43.29729 53.10901 65.03199
10.83471 13.58546 17.00006 21.23054 26.46192 32.91895 40.87424 50.65783 62.66863 77.38807
11.91818 15.07986 19.04007 23.99051 30.16658 37.8568 47.41412 59.26966 73.94898 92.09181
13.10999 16.73865 21.32488 27.10928 34.38991 43.53531 55.00038 69.3455 87.2598 109.5893
14.42099 18.5799 23.88387 30.63349 39.20449 50.06561 63.80044 81.13423 102.9666 130.4112
15.86309 20.62369 26.74993 34.61584 44.69312 57.57545 74.00851 94.92705 121.5005 155.1893
17.4494 22.8923 29.95992 39.1159 50.95016 66.21177 85.84988 111.0647 143.3706 184.6753
19.19434 25.41045 33.55511 44.20096 58.08318 76.14354 99.58586 129.9456 169.1774 219.7636
21.11378 28.2056 37.58173 49.94709 66.21483 87.56507 115.5196 152.0364 199.6293 261.5187
23.22515 31.30821 42.09153 56.44021 75.4849 100.6998 134.0027 177.8826 235.5625 311.2073
25.54767 34.75212 47.14252 63.77744 86.05279 115.8048 155.4432 208.1226 277.9638 370.3366
28.10244 38.57485 52.79962 72.06851 98.10018 133.1755 180.3141 243.5035 327.9973 440.7006
30.91268 42.81808 59.13557 81.43741 111.8342 153.1519 209.1643 284.8991 387.0368 524.4337
34.00395 47.52807 66.23184 92.02428 127.491 176.1246 242.6306 333.3319 456.7034 624.0761
37.40434 52.75616 74.17966 103.9874 145.3397 202.5433 281.4515 389.9983 538.91 742.6506
41.14478 58.55934 83.08122 117.5058 165.6873 232.9248 326.4838 456.298 635.9139 883.7542
45.25926 65.00087 93.05097 132.7816 188.8835 267.8635 378.7212 533.8687 750.3783 1051.668
49.78518 72.15096 104.2171 150.0432 215.3272 308.0431 439.3165 624.6264 885.4464 1251.484
 54.7637 80.08757 116.7231 169.5488 245.473 354.2495 509.6072 730.8129 1044.827 1489.266
60.24007 88.8972 130.7299 191.5901 279.8392 407.387 591.1443 855.0511 1232.896 1772.227
66.26408 98.67589 146.4175 216.4968 319.0167 468.495 685.7274 1000.41 1454.817 2108.95
72.89048 109.5302 163.9876 244.6414 363.6791 538.7693 795.4438 1170.479 1716.684 2509.651
80.17953 121.5786 183.6661 276.4448 414.5941 619.5847 922.7148 1369.461 2025.687 2986.484
88.19749 134.9522 205.7061 312.3826 472.6373 712.5224 1070.349 1602.269 2390.311 3553.916
97.01723 149.797 230.3908 352.9923 538.8065 819.4007 1241.605 1874.655 2820.567 4229.16
106.719 166.2746 258.0377 398.8813 614.2395 942.3108 1440.262 2193.346 3328.269 5032.701
117.3909 184.5648 289.0022 450.7359 700.233 1083.657 1670.704 2566.215 3927.357 5988.914
 20
1.2
1.44
1.728
2.0736
2.48832
2.985984
3.583181
4.299817
5.15978
6.191736
7.430084
8.9161
10.69932
12.83918
15.40702
18.48843
22.18611
26.62333
31.948
38.3376
46.00512
55.20614
66.24737
79.49685
95.39622
114.4755
137.3706
164.8447
197.8136
237.3763
284.8516
341.8219
410.1863
492.2235
590.6682
708.8019
850.5622
1020.675
1224.81
1469.772
1763.726
2116.471
2539.765
3047.718
3657.262
4388.714
5266.457
6319.749
7583.698
9100.438
 PVIF=(1/(1+I)^n)

n 1 2 3 4 5 6 7 8 9
1 0.990099 0.980392 0.970874 0.961538 0.952381 0.943396 0.934579 0.925926 0.917431
2 0.980296 0.961169 0.942596 0.924556 0.907029 0.889996 0.873439 0.857339 0.84168
3 0.97059 0.942322 0.915142 0.888996 0.863838 0.839619 0.816298 0.793832 0.772183
4 0.96098 0.923845 0.888487 0.854804 0.822702 0.792094 0.762895 0.73503 0.708425
5 0.951466 0.905731 0.862609 0.821927 0.783526 0.747258 0.712986 0.680583 0.649931
6 0.942045 0.887971 0.837484 0.790315 0.746215 0.704961 0.666342 0.63017 0.596267
7 0.932718 0.87056 0.813092 0.759918 0.710681 0.665057 0.62275 0.58349 0.547034
8 0.923483 0.85349 0.789409 0.73069 0.676839 0.627412 0.582009 0.540269 0.501866
9 0.91434 0.836755 0.766417 0.702587 0.644609 0.591898 0.543934 0.500249 0.460428
10 0.905287 0.820348 0.744094 0.675564 0.613913 0.558395 0.508349 0.463193 0.422411
11 0.896324 0.804263 0.722421 0.649581 0.584679 0.526788 0.475093 0.428883 0.387533
12 0.887449 0.788493 0.70138 0.624597 0.556837 0.496969 0.444012 0.397114 0.355535
13 0.878663 0.773033 0.680951 0.600574 0.530321 0.468839 0.414964 0.367698 0.326179
14 0.869963 0.757875 0.661118 0.577475 0.505068 0.442301 0.387817 0.340461 0.299246
15 0.861349 0.743015 0.641862 0.555265 0.481017 0.417265 0.362446 0.315242 0.274538
16 0.852821 0.728446 0.623167 0.533908 0.458112 0.393646 0.338735 0.29189 0.25187
17 0.844377 0.714163 0.605016 0.513373 0.436297 0.371364 0.316574 0.270269 0.231073
18 0.836017 0.700159 0.587395 0.493628 0.415521 0.350344 0.295864 0.250249 0.211994
19 0.82774 0.686431 0.570286 0.474642 0.395734 0.330513 0.276508 0.231712 0.19449
20 0.819544 0.672971 0.553676 0.456387 0.376889 0.311805 0.258419 0.214548 0.178431
21 0.81143 0.659776 0.537549 0.438834 0.358942 0.294155 0.241513 0.198656 0.163698
22 0.803396 0.646839 0.521893 0.421955 0.34185 0.277505 0.225713 0.183941 0.150182
23 0.795442 0.634156 0.506692 0.405726 0.325571 0.261797 0.210947 0.170315 0.137781
24 0.787566 0.621721 0.491934 0.390121 0.310068 0.246979 0.197147 0.157699 0.126405
25 0.779768 0.609531 0.477606 0.375117 0.295303 0.232999 0.184249 0.146018 0.115968
26 0.772048 0.597579 0.463695 0.360689 0.281241 0.21981 0.172195 0.135202 0.106393
27 0.764404 0.585862 0.450189 0.346817 0.267848 0.207368 0.16093 0.125187 0.097608
28 0.756836 0.574375 0.437077 0.333477 0.255094 0.19563 0.150402 0.115914 0.089548
29 0.749342 0.563112 0.424346 0.320651 0.242946 0.184557 0.140563 0.107328 0.082155
30 0.741923 0.552071 0.411987 0.308319 0.231377 0.17411 0.131367 0.099377 0.075371
31 0.734577 0.541246 0.399987 0.29646 0.220359 0.164255 0.122773 0.092016 0.069148
32 0.727304 0.530633 0.388337 0.285058 0.209866 0.154957 0.114741 0.0852 0.063438
33 0.720103 0.520229 0.377026 0.274094 0.199873 0.146186 0.107235 0.078889 0.0582
34 0.712973 0.510028 0.366045 0.263552 0.190355 0.137912 0.100219 0.073045 0.053395
35 0.705914 0.500028 0.355383 0.253415 0.18129 0.130105 0.093663 0.067635 0.048986
36 0.698925 0.490223 0.345032 0.243669 0.172657 0.122741 0.087535 0.062625 0.044941
37 0.692005 0.480611 0.334983 0.234297 0.164436 0.115793 0.081809 0.057986 0.041231
38 0.685153 0.471187 0.325226 0.225285 0.156605 0.109239 0.076457 0.05369 0.037826
39 0.67837 0.461948 0.315754 0.216621 0.149148 0.103056 0.071455 0.049713 0.034703
40 0.671653 0.45289 0.306557 0.208289 0.142046 0.097222 0.06678 0.046031 0.031838
41 0.665003 0.44401 0.297628 0.200278 0.135282 0.091719 0.062412 0.042621 0.029209
42 0.658419 0.435304 0.288959 0.192575 0.12884 0.086527 0.058329 0.039464 0.026797
43 0.6519 0.426769 0.280543 0.185168 0.122704 0.08163 0.054513 0.036541 0.024584
44 0.645445 0.418401 0.272372 0.178046 0.116861 0.077009 0.050946 0.033834 0.022555
45 0.639055 0.410197 0.264439 0.171198 0.111297 0.07265 0.047613 0.031328 0.020692
46 0.632728 0.402154 0.256737 0.164614 0.105997 0.068538 0.044499 0.029007 0.018984
47 0.626463 0.394268 0.249259 0.158283 0.100949 0.064658 0.041587 0.026859 0.017416
48 0.62026 0.386538 0.241999 0.152195 0.096142 0.060998 0.038867 0.024869 0.015978
49 0.614119 0.378958 0.23495 0.146341 0.091564 0.057546 0.036324 0.023027 0.014659
50 0.608039 0.371528 0.228107 0.140713 0.087204 0.054288 0.033948 0.021321 0.013449
 10 11 12 13 14 15 16 17 18 19
0.909091 0.900901 0.892857 0.884956 0.877193 0.869565 0.862069 0.854701 0.847458 0.840336
0.826446 0.811622 0.797194 0.783147 0.769468 0.756144 0.743163 0.730514 0.718184 0.706165
0.751315 0.731191 0.71178 0.69305 0.674972 0.657516 0.640658 0.624371 0.608631 0.593416
0.683013 0.658731 0.635518 0.613319 0.59208 0.571753 0.552291 0.53365 0.515789 0.498669
0.620921 0.593451 0.567427 0.54276 0.519369 0.497177 0.476113 0.456111 0.437109 0.419049
0.564474 0.534641 0.506631 0.480319 0.455587 0.432328 0.410442 0.389839 0.370432 0.352142
0.513158 0.481658 0.452349 0.425061 0.399637 0.375937 0.35383 0.333195 0.313925 0.295918
0.466507 0.433926 0.403883 0.37616 0.350559 0.326902 0.305025 0.284782 0.266038 0.248671
0.424098 0.390925 0.36061 0.332885 0.307508 0.284262 0.262953 0.243404 0.225456 0.208967
0.385543 0.352184 0.321973 0.294588 0.269744 0.247185 0.226684 0.208037 0.191064 0.175602
0.350494 0.317283 0.287476 0.260698 0.236617 0.214943 0.195417 0.17781 0.161919 0.147565
0.318631 0.285841 0.256675 0.230706 0.207559 0.186907 0.168463 0.151974 0.13722 0.124004
0.289664 0.257514 0.229174 0.204165 0.182069 0.162528 0.145227 0.129892 0.116288 0.104205
0.263331 0.231995 0.20462 0.180677 0.15971 0.141329 0.125195 0.111019 0.098549 0.087567
0.239392 0.209004 0.182696 0.159891 0.140096 0.122894 0.107927 0.094888 0.083516 0.073586
0.217629 0.188292 0.163122 0.141496 0.122892 0.106865 0.093041 0.081101 0.070776 0.061837
0.197845 0.169633 0.145644 0.125218 0.1078 0.092926 0.080207 0.069317 0.05998 0.051964
0.179859 0.152822 0.13004 0.110812 0.094561 0.080805 0.069144 0.059245 0.05083 0.043667
0.163508 0.137678 0.116107 0.098064 0.082948 0.070265 0.059607 0.050637 0.043077 0.036695
0.148644 0.124034 0.103667 0.086782 0.072762 0.0611 0.051385 0.04328 0.036506 0.030836
0.135131 0.111742 0.09256 0.076798 0.063826 0.053131 0.044298 0.036991 0.030937 0.025913
0.122846 0.100669 0.082643 0.067963 0.055988 0.046201 0.038188 0.031616 0.026218 0.021775
0.111678 0.090693 0.073788 0.060144 0.049112 0.040174 0.03292 0.027022 0.022218 0.018299
0.101526 0.081705 0.065882 0.053225 0.043081 0.034934 0.02838 0.023096 0.018829 0.015377
0.092296 0.073608 0.058823 0.047102 0.03779 0.030378 0.024465 0.01974 0.015957 0.012922
0.083905 0.066314 0.052521 0.041683 0.033149 0.026415 0.021091 0.016872 0.013523 0.010859
0.076278 0.059742 0.046894 0.036888 0.029078 0.02297 0.018182 0.014421 0.01146 0.009125
0.069343 0.053822 0.041869 0.032644 0.025507 0.019974 0.015674 0.012325 0.009712 0.007668
0.063039 0.048488 0.037383 0.028889 0.022375 0.017369 0.013512 0.010534 0.00823 0.006444
0.057309 0.043683 0.033378 0.025565 0.019627 0.015103 0.011648 0.009004 0.006975 0.005415
0.052099 0.039354 0.029802 0.022624 0.017217 0.013133 0.010042 0.007696 0.005911 0.00455
0.047362 0.035454 0.026609 0.020021 0.015102 0.01142 0.008657 0.006577 0.005009 0.003824
0.043057 0.03194 0.023758 0.017718 0.013248 0.009931 0.007463 0.005622 0.004245 0.003213
0.039143 0.028775 0.021212 0.01568 0.011621 0.008635 0.006433 0.004805 0.003598 0.0027
0.035584 0.025924 0.01894 0.013876 0.010194 0.007509 0.005546 0.004107 0.003049 0.002269
0.032349 0.023355 0.01691 0.012279 0.008942 0.006529 0.004781 0.00351 0.002584 0.001907
0.029408 0.02104 0.015098 0.010867 0.007844 0.005678 0.004121 0.003 0.00219 0.001602
0.026735 0.018955 0.013481 0.009617 0.00688 0.004937 0.003553 0.002564 0.001856 0.001347
0.024304 0.017077 0.012036 0.00851 0.006035 0.004293 0.003063 0.002192 0.001573 0.001132
0.022095 0.015384 0.010747 0.007531 0.005294 0.003733 0.00264 0.001873 0.001333 0.000951
0.020086 0.01386 0.009595 0.006665 0.004644 0.003246 0.002276 0.001601 0.001129 0.000799
 0.01826 0.012486 0.008567 0.005898 0.004074 0.002823 0.001962 0.001368 0.000957 0.000671
0.0166 0.011249 0.007649 0.005219 0.003573 0.002455 0.001692 0.00117 0.000811 0.000564
0.015091 0.010134 0.00683 0.004619 0.003135 0.002134 0.001458 0.001 0.000687 0.000474
0.013719 0.00913 0.006098 0.004088 0.00275 0.001856 0.001257 0.000854 0.000583 0.000398
0.012472 0.008225 0.005445 0.003617 0.002412 0.001614 0.001084 0.00073 0.000494 0.000335
0.011338 0.00741 0.004861 0.003201 0.002116 0.001403 0.000934 0.000624 0.000418 0.000281
0.010307 0.006676 0.00434 0.002833 0.001856 0.00122 0.000805 0.000533 0.000355 0.000236
0.00937 0.006014 0.003875 0.002507 0.001628 0.001061 0.000694 0.000456 0.0003 0.000199
0.008519 0.005418 0.00346 0.002219 0.001428 0.000923 0.000599 0.00039 0.000255 0.000167
 20
0.833333
0.694444
0.578704
0.482253
0.401878
0.334898
0.279082
0.232568
0.193807
0.161506
0.134588
0.112157
0.093464
0.077887
0.064905
0.054088
0.045073
0.037561
0.031301
0.026084
0.021737
0.018114
0.015095
0.012579
0.010483
0.008735
0.00728
0.006066
0.005055
0.004213
0.003511
0.002926
0.002438
0.002032
0.001693
0.001411
0.001176
0.00098
0.000816
0.00068
0.000567
0.000472
0.000394
0.000328
0.000273
0.000228
0.00019
0.000158
0.000132
0.00011
FVIVA = ((1+r)^n-1/r
RATES
n 1 2 3 4 5 6 7 8 9
1 -98.99
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
RATES
10 11 12 13 14 15 16 17 18 19
20