equal

1 2465000 113096 24495 137591

2 2351904 113096 23371 136467
3 2238808 113096 22247 135343
4 2125712 113096 21123 134219
5 2012616 113096 19999 133095
6 1899520 113096 18876 131972
7 1786424 113096 17752 130848
8 1673328 113096 16628 129724
9 1560232 113096 15504 128600
10 1447136 113096 14380 127476
11 1334040 113096 13256 126352
12 1220944 113096 12133 125229 1576915.05
13 1107848 113096 11009 124105
14 994752 113096 9885 122981
15 881656 113096 8761 121857
16 768560 113096 7637 120733
17 655464 113096 6513 119609
18 542368 113096 5390 118486
19 429272 113096 4266 117362
20 316176 113096 3142 116238
21 203080 113096 2018 115114
22 89984 113096 894 113990
23 -23112 113096 -230 112866
24 -136208 113096 -1353 111743
25 -249304 113096 -2477 110619
26 -362400 113096 -3601 109495
27 -475496 113096 -4725 108371
28 -588592 113096 -5849 107247
29 -701688 113096 -6973 106123
30 -814784 113096 -8096 105000
31 -927880 113096 -9220 103876
32 -1040976 113096 -10344 102752
33 -1154072 113096 -11468 101628
34 -1267168 113096 -12592 100504
35 -1380264 113096 -13716 99380
36 -1493360 113096 -14839 98257
37 -1606456 113096 -15963 97133
38 -1719552 113096 -17087 96009
39 -1832648 113096 -18211 94885
40 -1945744 113096 -19335 93761
41 -2058840 113096 -20459 92637
42 -2171936 113096 -21582 91514
43 -2285032 113096 -22706 90390
44 -2398128 113096 -23830 89266
45 -2511224 113096 -24954 88142
46 -2624320 113096 -26078 87018
47 -2737416 113096 -27202 85894

Page 1
 equal

48 -2850512 113096 -28325 84771

49 -2963608 113096 -29449 83647
50 -3076704 113096 -30573 82523
51 -3189800 113096 -31697 81399
52 -3302896 113096 -32821 80275
53 -3415992 113096 -33945 79151
54 -3529088 113096 -35068 78028
55 -3642184 113096 -36192 76904
56 -3755280 113096 -37316 75780
57 -3868376 113096 -38440 74656
58 -3981472 113096 -39564 73532
59 -4094568 113096 -40688 72408
60 -4207664 113096 -41811 71285
61 -4320760 113096 -42935 70161
62 -4433856 113096 -44059 69037
63 -4546952 113096 -45183 67913
64 -4660048 113096 -46307 66789
65 -4773144 113096 -47431 65665
66 -4886240 113096 -48554 64542
67 -4999336 113096 -49678 63418
68 -5112432 113096 -50802 62294
69 -5225528 113096 -51926 61170
70 -5338624 113096 -53050 60046
71 -5451720 113096 -54174 58922
72 -5564816 113096 -55298 57798
73 -5677912 113096 -56421 56675
74 -5791008 113096 -57545 55551
75 -5904104 113096 -58669 54427
76 -6017200 113096 -59793 53303
77 -6130296 113096 -60917 52179
78 -6243392 113096 -62041 51055
79 -6356488 113096 -63164 49932
80 -6469584 113096 -64288 48808
81 -6582680 113096 -65412 47684
82 -6695776 113096 -66536 46560
83 -6808872 113096 -67660 45436
84 -6921968 113032 -68784 44248

6 239575 8500 2258.57

7 231075 8500 2178.44
8 222575 8500 2098.3
9 214075 8500 2018.17

Page 2
equal

10 205575 8500 1938.04

11 197075 8500 1857.9
12 188575 8500 1777.77
1 180075 8500 1697.64
2 171575 8500 1617.51
3 163075 8500 1537.37
4 154575 8500 1457.24
5 146075 8500 1377.11
6 137575 8500 1296.97
7 129075 8500 1216.84
8 120575 8500 1136.71
9 112075 8500 1056.58
10 103575 8500 976.44
11 95075 8500 896.31
12 86575 8500 816.18
1 78075 8500 736.04
2 69575 8500 655.91
3 61075 8500 575.78
4 52575 8500 495.65
5 44075 8500 415.51
6 35575 8500 335.38
7 27075 8500 255.25
8 18575 8500 175.11
9 10075 8500 94.98
10 1575 8500 14.85

Page 3
 equal

94401 INTEREST
93278 6 1884817.00 11.10 30.00 17195.73
92154 7 1851774.73 11.10 30.00 16894.27
91030 8 1818431.00 11.10 30.00 16590.07
89906 9 1784783.07 11.10 30.00 16283.09
88782 10 1750828.16 11.10 30.00 15973.31
87658 11 1716563.47 11.10 30.00 15660.70
86535 12 1681986.17 11.10 30.00 15345.24
85411 1 1647093.41 11.10 30.00 15026.91
84287 2 1611882.32 11.10 30.00 14705.67
83163 3 1576349.99 11.10 30.00 14381.49
82039 4 1540493.48 11.10 30.00 14054.37
80915 5 1504309.85 11.10 30.00 13724.25
79792 6 1467796.10 11.10 30.00 13391.13
78668 7 1430949.23 11.10 30.00 13054.96
77544 8 1393766.19 11.10 30.00 12715.73
76420 9 1356243.92 11.10 30.00 12373.40
75296 10 1318379.32 11.10 30.00 12027.95
74172 11 1280169.27 11.10 30.00 11679.35
73049 12 1241610.63 11.10 30.00 11327.57
71925 1 1202700.20 11.10 30.00 10972.58
70801 2 1163434.78 11.10 30.00 10614.35
69677 3 1123811.13 11.10 30.00 10252.85
68553 4 1083825.98 11.10 30.00 9888.06
67429 5 1043476.04 11.10 30.00 9519.93
66306 6 1002757.97 11.10 30.00 9148.45
65182 7 961668.42 11.10 30.00 8773.58
64058 8 920203.99 11.10 30.00 8395.29
62934 9 878361.28 11.10 30.00 8013.54
61810 10 836136.82 11.10 30.00 7628.32
60686 11 793527.14 11.10 30.00 7239.58
59563 12 750528.72 11.10 30.00 6847.29
58439 1 707138.01 11.10 30.00 6451.42
57315 2 663351.43 11.10 30.00 6051.95
56191 3 619165.37 11.10 30.00 5648.82
55067 4 574576.20 11.10 30.00 5242.02
53943 5 529580.22 11.10 30.00 4831.51
52820 6 484173.74 11.10 30.00 4417.26
51696 7 438352.99 11.10 30.00 3999.22
50572 8 392114.21 11.10 30.00 3577.37
49448 9 345453.58 11.10 30.00 3151.67
48324 10 298367.26 11.10 30.00 2722.09
47200 11 250851.35 11.10 30.00 2288.59
46077 12 202901.93 11.10 30.00 1851.13
44953 1 154515.07 11.10 30.00 1409.69
43829 2 105686.75 11.10 30.00 964.21
42705 3 56412.96 11.10 30.00 514.67
41581 4 6689.63 11.10 30.00 61.03
40457 0.00

Page 4
 equal

39334
38210
37086
35962
34838
33714
32591
31467
30343
29219
28095
26971
25848
24724
23600
22476
21352
20228
19105
17981
16857
15733
14609
13485
12362
11238
10114
8990
7866
6742
5619
4495
3371
2247
1123

Page 5
 equal

INSTALLMENT
50238.00 33042.27
50238.00 33343.73
50238.00 33647.93
50238.00 33954.91
50238.00 34264.69
50238.00 34577.30
50238.00 34892.76
50238.00 35211.09
50238.00 35532.33
50238.00 35856.51
50238.00 36183.63
50238.00 36513.75
50238.00 36846.87
50238.00 37183.04
50238.00 37522.27
50238.00 37864.60
50238.00 38210.05
50238.00 38558.65
50238.00 38910.43
50238.00 39265.42
50238.00 39623.65
50238.00 39985.15
50238.00 40349.94
50238.00 40718.07
50238.00 41089.55
50238.00 41464.42
50238.00 41842.71
50238.00 42224.46
50238.00 42609.68
50238.00 42998.42
50238.00 43390.71
50238.00 43786.58
50238.00 44186.05
50238.00 44589.18
50238.00 44995.98
50238.00 45406.49
50238.00 45820.74
50238.00 46238.78
50238.00 46660.63
50238.00 47086.33
50238.00 47515.91
50238.00 47949.41
50238.00 48386.87
50238.00 48828.31
50238.00 49273.79
50238.00 49723.33
6750.67 6689.64

Page 6
 ADSCR

1st year 2nd year 3rd year

2020-21 2021-22 2022-23
Profit 47.12 47.16 48.01
Depreciation 1.35 1.40 1.40
Interest 2.78 3.97 2.86
others
others

Net cash Accurals 51.25 52.53 52.27

1st year 2nd year 3rd year
2020-21 2021-22 2022-23
TMB Existing Term loan 1- Installment 2.38 4.44 4.95
1-interest 1.14 1.59 1.07
2-Installament 0.60 1.02 0.85
6 lakhs 2-Interest 0.14 0.15 0.04
3-Installment
3-Interest
4-Installment
4-Interest
5-Installment
5-Interest
Proposed term Loan 1- Installment 2.57 3.85 4.66
1- Interest 1.50 2.23 1.75
2-Installament
2-Interest
Total debt to be served 8.33 13.28 13.32

DSCR 6.15 3.96 3.92

ADSCR 5.35

Page 7
ADSCR

Page 8
ADSCR

Page 9
ADSCR

Page 10
ADSCR

Page 11
ADSCR

Page 12
ADSCR

Page 13
ADSCR

Page 14
ADSCR

Page 15
ADSCR

Page 16
ADSCR

Page 17
ADSCR

Page 18
ADSCR

Page 19
ADSCR

Page 20
ADSCR

Page 21
ADSCR

Page 22
ADSCR

Page 23
ADSCR

Page 24
ADSCR

Page 25
ADSCR

Page 26
ADSCR

Page 27
ADSCR

Page 28
ADSCR

Page 29
ADSCR

Page 30
ADSCR

Page 31
ADSCR

Page 32
ADSCR

Page 33
ADSCR

Page 34
ADSCR

Page 35
 ADSCR

4th year 5th year 6th year 7th year 8th year 9th
year
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29
49.35 48.78 49.75
1.40 1.40 1.40
1.72 0.66 0.07

52.47 50.84 51.22 0.00 0.00 0.00

4th year 5th year 6th year 7th year 8th year 9th
year
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29
5.53 1.55
0.50 0.03

5.19 5.78 2.60

1.22 0.63 0.07

12.44 7.99 2.67 0 0 0

4.22 6.36 19.18 #DIV/0! #DIV/0! #DIV/0!

5.35

Page 36
 DSCR

EMI CALCULATOR
EMI Amount
Proposed Loan 70505
Existing loan 1 12930
Existing loan 2 12930
Existing loan 3 21528
Existing loan 4 25827
Existing loan 5 31562
Existing loan 6 3649
Existing loan 7 18148
Existing loan 8 48353
Existing loan 9 23753
Total
Actual Interest Depreciation Agri
Applicant 2696988 889627 1299103 100000
Co applicant 1
Co applicant 2
Co applicant3
co applicant4
Guarantor 1
Guarantor 2
Guarantor 3
Less Family expense 0
Total income

DSCR

Page 37
 DSCR

CALCULATOR
One year repayment
846060
155160
155160
258336
309924
378744
43788
217776
580236
285036
3230220
Total income
4985718
0
0
0
0
0
0
0
0
4985718

1.543

Page 38