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CIGNA ID CARDS
2016
We pack a lot of important Table of contents
information on our ID cards. Managed care plans�������������������������������������������������������������������3
This brochure can help define and clarify
Network Open Access������������������������������������������������������������������3
information that appears on Cigna’s most
common customer ID cards. It can also help you Open Access Plus����������������������������������������������������������������������������3
understand the requirements associated with our
various plans, allowing you to quickly and HMO Open Access and POS Open Access �������������������������3
efficiently serve your patients.
LocalPlus®�������������������������������������������������������������������������������������������5
We may occasionally update this brochure during
the year. Download the most current version at HMO, POS, and HMO POS ����������������������������������������������������������5
Cigna.com > Health Care Professionals >
Resources > Doing Business with Cigna. Network and Network POS��������������������������������������������������������5
PPO or EPO���������������������������������������������������������������������������������������7
Important information about
this guide Individual & Family Plans���������������������������������������������������������7
Please note: Some Cigna ID cards include Connect Network����������������������������������������������������������������������������7
“GWH-Cigna” or a “G” in the upper-right
corner, and may have different service LocalPlus Network��������������������������������������������������������������������������9
channels, including customer service phone
numbers and claim appeal addresses. Focus Network���������������������������������������������������������������������������������9
Sample standard Cigna ID card images are shown Open Access Plus Network���������������������������������������������������������9
in this guide. However, the actual content may
vary to conform to an individual state’s legislative Global Health Benefits plans��������������������������������������������������11
and regulatory requirements. Networks in U.S.: PPO and OAP���������������������������������������������� 11
Always be sure to check the back of your patient’s
ID card for the correct contact information. Networks Outside U.S.: Vary by location����������������������������� 11
You can also refer to the Important contact
Cigna Choice Fund® plans������������������������������������������������������ 13
information page in the back of this guide, or
refer to the Cigna Reference Guide for physicians, Cigna Choice Fund or
hospitals, ancillaries, and other health care Cigna Choice Fund Open Access ������������������������������������������ 13
professionals by logging in to the Cigna for Health
Care Professionals website (CignaforHCP.com). Shared Administration Repricing plans������������������������������� 13
Indemnity plans������������������������������������������������������������������������ 15
Indemnity������������������������������������������������������������������������������������������ 15
2
MANAGED CARE PLANS
18
CSN logo WWW.CIGNA.COM
TPV logo 11 Client
logo You may be asked to present this card when you receive care. The card does not guarantee coverage. You must comply with all
Cigna
Care Network 6 terms and conditions of the plan. Willful misuse of this card is considered fraud.
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No No No
For more information, see the next page.
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No Yes Yes
For more information, see the next page.
CSN logo
WWW.CIGNA.COM
TPV logo Client
You may be asked to present this card when you receive care. The card does not guarantee coverage.
Cigna 2 logo You must comply with all terms and conditions of the plan. Willful misuse of this card is considered fraud.
Care Network
PCP required Referral required Away from home care Out-of-network benefits
HMO Encouraged No No No
Encouraged
POS No No Yes
3
Key
Network Open Access
Refer to this key for explanations of the
Plans that use this network offer customers access to health information found on the sample Cigna ID cards
care professionals who participate in the network, with no featured in this brochure.
referrals required.
1 Use this ID number for all claims and inquiries.
› Flexible plan designs allow for an array of 2 Indicates a seamless network where a patient
cost-sharing options, including copayments,
can receive in-network care on a regional or
coinsurance, and deductibles.
statewide basis.
› Customers can select a PCP to help coordinate care; 3 For patients with coinsurance, submit claims
it’s recommended, but not required. to Cigna or its designee, and receive an
› Referrals are not required to see specialists in the explanation of payment (EOP), which will show
Cigna network. any remaining amount due from the patient.
› Precertification may still be required for certain services 4 Collect any copayment at the time of service.
and procedures. 5 May read as: “Cigna Health and Life Insurance
Company” or “Connecticut General Life
› Out-of-network coverage for emergencies only.* Insurance Co.” or “Cigna HealthCare of
For a directory of health care professionals who participate in XXXX, Inc.”
this network, visit Cigna.com/HCPDirectory. 6 ID cards with the Cigna Care Network® logo
Open Access Plus indicate the patient’s liability varies based
on the health care professional’s Cigna Care
Plans that use this network offer customers direct access to a designation status. Refer to the online health
broad, national network of health care professionals. care professional directory at Cigna.com>
They include health advocacy programs to help customers Find a Doctor to determine a physician’s
engage in wellness initiatives and manage chronic conditions. Cigna Care designation status.
› Customers can select a PCP to help coordinate care; 7 Effective date of coverage.
it’s recommended, but not required. 8 Name of patient‘s primary care
physician (PCP).
› Referrals are not required to see participating or
non-participating specialists. 9 Network Savings Program (NSP) logo indicates
that out-of-network discounts may be available
› Precertification may still be required for certain services to the customer.
and procedures.
Employer name.
10
For a directory of health care professionals who participate 11 If a third party administers services in
in this network, visit Cigna.com/HCPDirectory. conjunction with Cigna, the ID card may
include multiple logos, and show a different
claim address or telephone number on the
Health Maintenance Organization (HMO) Open Access
back of the card.
and Point of Service (POS) Open Access
Precertification requirements may be shown as
12
Plans that use these networks offer customers access to
either “Inpatient Admission” or “Inpatient
local health care professionals and a variety of different
Admission and Outpatient Procedures.’’
benefit options.
13
Submit claims to the claim submission address
They include negotiated network-specific discounts and fee shown on the card.
schedules, along with robust medical management, to help
14
Call the customer service number(s) indicated
reduce use of non-essential procedures. on the card. Some plans have dedicated
› Customers can select a PCP to help coordinate care; numbers for accessing information. Always
it’s recommended, but not required. check the card for the correct number or refer
› Referrals are not required to see specialists. to the Important contact information page in
this guide.
› Precertification may still be required for certain services 15 “Away From Home Care” indicates the patient
15
and procedures. has access to the Cigna national Open Access
› Out-of-network coverage for emergencies only.* Plus network.
For a directory of health care professionals who participate 16
Indicates shared administration repricing.
in these networks, visit Cigna.com/HCPDirectory. 17
Union identifier.
*Emergency services as defined in their plan. 18
Client-specific network (CSN) logo.
4
4
MANAGED CARE PLANS (CONTINUED)
Network: LocalPlus®
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No Yes No
For more information, see the next page.
WWW.CIGNA.COM
2 Client
logo You may be asked to present this card when you receive care. The card does not guarantee coverage.
You must comply with all terms and conditions of the plan. Willful misuse of this card is considered fraud.
Legal entity name 5 12 INPATIENT ADMISSION:
Your network provider must call the toll-free number listed below to pre-certify the above services. Refer to your plan documents
Coverage effective date: MM/DD/CCYY 7 HMO (or POS)
for your pre-certification requirements. Failure to do so may affect benefits. In an emergency, seek care immediately, then call your
Group: 1234567 PCP visit $15
primary care doctor as soon as possible for further assistance and directions on follow-up care within ### hours.
Issuer (80840) Specialist $15
Hospital ER 4 $50 Med group: Sunset Med Group
ID: U23456789 01 1 Send claims to: 123 Main Street, Suite 999, Anytown, USA 12345-678 13
Urgent care $25
Name: John Public Vision Yes For pharmacy: Call ABC Company 1.800.XXX.XXXX (Not a Cigna Company)
PCP: John Smith 8 Rx 41/$20/$40 For vision: Call ABC Company 1.800.XXX.XXXX (Not a Cigna Company)
PCP phone: XXX-XXX-XXXX Rx indiv deduct $50
ID card acct name 10 Cigna: PO Box XXXXX, Anytown, USA 12345-6789
Coinsurance applies 3
RxBIN Rx Bin RxPCN Rx Contr
DOI
9 Cat#
Member services: 1.800.XXX.XXXX MH/SA: 1.800.XXX.XXXX C
PCP required Referral required Away from home care Out-of-network benefits
HMO Yes Yes No No
Yes
POS Yes No Yes
18 WWW.CIGNA.COM
TPV logo
bl
11 CSN logo
2 Client You may be asked to present this card when you receive care. The card does not guarantee coverage. You must comply with all
Cigna
Care Network
6 logo terms and conditions of the plan. Willful misuse of this card is considered fraud.
PCP required Referral required Away from home care Out-of-network benefits
Network Yes Yes No No
Network
Yes Yes No Yes
POS
For more information, see the next page.
5
Key
LocalPlus®
Refer to this key for explanations of the
Plans that use this network offer customers access to care information found on the sample Cigna ID cards
through a network that is limited to local doctors, physicians, featured in this brochure.
and hospitals in their home area, plus a suite of wellness
1 Use this ID number for all claims and inquiries.
services and programs to help customers get on the right
path to health. 2 Indicates a seamless network where a patient
can receive in-network care on a regional or
› Customers must go to health care professionals who statewide basis.
participate in the LocalPlus network in their home area,
3 For patients with coinsurance, submit claims
or in any area in the country where one exists,
to Cigna or its designee, and receive an
for coverage at the in-network cost.
explanation of payment (EOP), which will show
› In areas where the LocalPlus network is not available, any remaining amount due from the patient.
they can access care through our Away From Home Care 4 Collect any copayment at the time of service.
(OAP) feature for coverage at the in-network cost.
5 May read as: “Cigna Health and Life Insurance
› If customers choose to go to health care professionals Company” or “Connecticut General Life
outside the LocalPlus network (or outside the Away From Insurance Co.” or “Cigna HealthCare of
Home Care feature when the LocalPlus network isn’t XXXX, Inc.”
available) they will likely pay more. (With the LocalPlus IN
6 ID cards with the Cigna Care Network® logo
plan, they will pay the full cost of their care.)
indicate the patient’s liability varies based
› Precertification may still be required for certain services on the health care professional’s Cigna Care
and procedures. designation status. Refer to the online health
For a directory of health care professionals who participate in care professional directory at Cigna.com>
this network, visit Cigna.com/HCPDirectory. Find a Doctor to determine a physician’s
Cigna Care designation status.
7 Effective date of coverage.
8 Name of patient‘s primary care
HMO, POS, and HMO POS
physician (PCP).
Plans that use these networks offer customers cost savings,
9 Network Savings Program (NSP) logo indicates
and access to a local network of health care professionals.
that out-of-network discounts may be available
› Customers must select a PCP who participates in to the customer.
the network to coordinate care for coverage at the Employer name.
10
in-network cost.
11 If a third party administers services in
› Referrals are required to see specialists except OB/GYNs. conjunction with Cigna, the ID card may
› HMO POS plans include benefits and features similar to include multiple logos, and show a different
HMO plans, plus out-of-network coverage at reduced claim address or telephone number on the
benefit levels. back of the card.
Precertification requirements may be shown as
12
For a directory of health care professionals who participate
either “Inpatient Admission” or “Inpatient
in these networks, visit Cigna.com/HCPDirectory.
Admission and Outpatient Procedures.’’
13
Submit claims to the claim submission address
shown on the card.
Network and Network POS
14
Call the customer service number(s) indicated
Plans that use these networks offer customers cost savings, on the card. Some plans have dedicated
local convenience, and choice. numbers for accessing information. Always
› Customers must select a PCP from a local network to check the card for the correct number or refer
coordinate care for coverage at the in-network cost. to the Important contact information page in
this guide.
› Referrals are required to see specialists except OB/GYNs. 15 “Away From Home Care” indicates the patient
15
› Network POS plans include benefits and features similar to has access to the Cigna national Open Access
Network plans, plus out-of-network coverage at reduced Plus network.
benefit levels.
16
Indicates shared administration repricing.
For a directory of health care professionals who participate in 17
Union identifier.
these networks, visit Cigna.com/HCPDirectory.
18
Client-specific network (CSN) logo.
6
MANAGED CARE PLANS (CONTINUED)
PCP required Referral required Away from home care Out-of-network benefits
PPO Encouraged No Yes Yes
EPO
Encouraged No Yes No
Network: Connect
1
3 13
8
4
14
PCP required Referral required Away from home care Out-of-network benefits
Yes* Yes* No No
For more information, see the next page.
7
Key
Refer to this key for explanations of the
PPO or EPO information found on the sample Cigna ID cards
Plans that use these networks offer customers access to featured in this brochure.
participating health care professionals across the country. 1 Use this ID number for all claims and inquiries.
PPO: 2 Indicates a seamless network where a patient
› Both in- and out-of-network benefits are available. can receive in-network care on a regional or
statewide basis.
› Customers can access services from health care 3 For patients with coinsurance, submit claims
professionals who do not participate in the network,
to Cigna or its designee, and receive an
but will assume additional costs and be reimbursed at
explanation of payment (EOP), which will show
a lower coinsurance level.
any remaining amount due from the patient.
EPO: 4 Collect any copayment at the time of service.
› Out-of-network coverage for emergencies only* 5 May read as: “Cigna Health and Life Insurance
› Referrals are not required to see specialists in the Company” or “Connecticut General Life
Cigna network. Insurance Co.” or “Cigna HealthCare of
XXXX, Inc.”
For a directory of health care professionals who participate
6 ID cards with the Cigna Care Network® logo
in these networks, visit Cigna.com/HCPDirectory.
indicate the patient’s liability varies based
on the health care professional’s Cigna Care
designation status. Refer to the online health
Individual & Family Plans care professional directory at Cigna.com>
Find a Doctor to determine a physician’s
Cigna offers Individual & Family Plans with medical,
Cigna Care designation status.
pharmacy, and (when applicable) pediatric dental benefits
in Arizona, California, Colorado, Connecticut, Florida, 7 Effective date of coverage.
Georgia, Maryland, Missouri, North Carolina, South Carolina, 8 Name of patient‘s primary care
Tennessee, and Texas. Depending on the plan, customers physician (PCP).
will have access to health care professionals who participate 9 Network Savings Program (NSP) logo indicates
in one of four networks: Connect Network, Focus Network, that out-of-network discounts may be available
LocalPlus Network, or Open Access Plus Network. The to the customer.
network name will appear on the top right of the ID card.
Employer name.
10
Connect Network 11 If a third party administers services in
Plans that use this network offer customers access to health conjunction with Cigna, the ID card may
care professionals in their local area. include multiple logos, and show a different
claim address or telephone number on the
› Customers must select a PCP** who participates in the back of the card.
network to coordinate their care.
Precertification requirements may be shown as
12
› Referrals are required to see specialists.** either “Inpatient Admission” or “Inpatient
› Out-of-network coverage, except in emergencies,* and Admission and Outpatient Procedures.’’
Away From Home Care are not included. 13
Submit claims to the claim submission address
For a directory of health care professionals who participate shown on the card.
in this network, visit Cigna.com/IFP-Providers. 14
Call the customer service number(s) indicated
* Emergency services as defined in their plan.
on the card. Some plans have dedicated
** PCP selection and referrals are encouraged in Missouri. numbers for accessing information. Always
check the card for the correct number or refer
to the Important contact information page in
this guide.
15 “Away From Home Care” indicates the patient
15
has access to the Cigna national Open Access
Plus network.
16
Indicates shared administration repricing.
17
Union identifier.
18
Client-specific network (CSN) logo.
8
INDIVIDUAL & FAMILY PLANS (CONTINUED)
Network: LocalPlus
5
7
1 13
3
4
8
14
15
PCP required Referral required Away from home care Out-of-network benefits
LocalPlus No No Yes Yes*
No
LocalPlus IN No Yes No**
Network: Focus
7
1
8 4 13
14
PCP required Referral required Away from home care Out-of-network benefits
No No No No
For more information, see the next page.
13
8 3
4
14
15
PCP required Referral required Away from home care Out-of-network benefits
No No Yes Yes
For more information, see the next page.
9
LocalPlus Network Key
Plans that use this network offer customers access to Refer to this key for explanations of the
health care professionals who participate in the national information found on the sample Cigna ID cards
LocalPlus network. featured in this brochure.
In areas where the LocalPlus Network is not available, 1 Use this ID number for all claims and inquiries.
if the customer has a: 2 Indicates a seamless network where a patient
› Cigna Vantage® plan can receive in-network care on a regional or
statewide basis.
In Florida or Texas, out-of network visits are not
–
3 For patients with coinsurance, submit claims
covered, except in emergencies.*
to Cigna or its designee, and receive an
– In Colorado, they can access Away from Home Care explanation of payment (EOP), which will show
using the Open Access Plus network for coverage at any remaining amount due from the patient.
the in-network cost.
4 Collect any copayment at the time of service.
› Cigna Health plan 5 May read as: “Cigna Health and Life Insurance
– In California, Florida, Georgia, or Tennessee, Company” or “Connecticut General Life
they can access Away from Home Care using the Insurance Co.” or “Cigna HealthCare of
Open Access Plus network for coverage at the XXXX, Inc.”
in-network cost. 6 ID cards with the Cigna Care Network® logo
› Visits to non-participating health care professionals indicate the patient’s liability varies based
when in a LocalPlus area will not be covered except on the health care professional’s Cigna Care
for emergencies.* designation status. Refer to the online health
care professional directory at Cigna.com>
› Referrals are not required to see specialists. Find a Doctor to determine a physician’s
For a directory of health care professionals who participate Cigna Care designation status.
in this network, visit Cigna.com/IFP-Providers. 7 Effective date of coverage.
*Emergency services as defined in their plan. 8 Name of patient‘s primary care
physician (PCP).
Focus Network
9 Network Savings Program (NSP) logo indicates
Plans that use this network offer customers access to that out-of-network discounts may be available
health care professionals in their local area. to the customer.
› Customers can select a PCP to help coordinate care; Employer name.
10
it’s recommended, but not required. 11 If a third party administers services in
› Referrals are not required to see specialists. conjunction with Cigna, the ID card may
› Customer visits to providers not in the network are include multiple logos, and show a different
claim address or telephone number on the
considered out-of-network, except in the case of
back of the card.
emergency services as defined by their plan.
Precertification requirements may be shown as
12
For a directory of health care professionals who participate
either “Inpatient Admission” or “Inpatient
in this network, visit Cigna.com/IFP-Providers.
Admission and Outpatient Procedures.’’
13
Submit claims to the claim submission address
Open Access Plus Network shown on the card.
Plans that use this network offer customers access to 14
Call the customer service number(s) indicated
health care professionals who participate in the national on the card. Some plans have dedicated
Open Access Plus network. numbers for accessing information. Always
› Customers can select a PCP to help coordinate care; check the card for the correct number or refer
it’s recommended, but not required. to the Important contact information page in
this guide.
› Referrals are not required to see specialists in- or 15 “Away From Home Care” indicates the patient
15
out-of-network.
has access to the Cigna national Open Access
› Precertification may still be required for certain services Plus network.
and procedures. 16
Indicates shared administration repricing.
For a directory of health care professionals who participate 17
Union identifier.
in this network, visit Cigna.com/IFP-Providers.
18
Client-specific network (CSN) logo.
10
Policy No:
Employer:
GLOBAL HEALTH BENEFITS PLANS
To verify benefits, please see the contact information on the back of this card.
A customer with this card lives in the U.S. and makes frequent visits outside the U.S.
14
13
9 15
PCP Required Referral Required Away from home care Out-of-network benefits
Encouraged No Yes Yes
For more information, see the next page
112094 11/15
11
Key
Global Health Benefits plans Refer to this key for explanations of the
We offer Cigna Global Health Benefits® plans for globally information found on the sample Cigna ID cards
mobile employees, including U.S. expatriates and inpatriates featured in this brochure.
to the U.S. There are multiple coverage options 1 Use this ID number for all claims and inquiries.
encompassing medical, business travel medical, dental, life,
2 Indicates a seamless network where a patient
accidental death and dismemberment, and a range of
can receive in-network care on a regional or
ancillary coverage. The network name will appear on the
statewide basis.
ID card.
3 For patients with coinsurance, submit claims
For more information and to access the directory of
to Cigna or its designee, and receive an
participating health care professionals, visit CignaEnvoy.com.
explanation of payment (EOP), which will show
any remaining amount due from the patient.
4 Collect any copayment at the time of service.
5 May read as: “Cigna Health and Life Insurance
Company” or “Connecticut General Life
Insurance Co.” or “Cigna HealthCare of
XXXX, Inc.”
6 ID cards with the Cigna Care Network® logo
indicate the patient’s liability varies based
on the health care professional’s Cigna Care
designation status. Refer to the online health
care professional directory at Cigna.com>
Find a Doctor to determine a physician’s
Cigna Care designation status.
7 Effective date of coverage.
8 Name of patient‘s primary care
physician (PCP).
9 Network Savings Program (NSP) logo indicates
that out-of-network discounts may be available
to the customer.
Employer name.
10
Networks: Cigna Choice Fund or Cigna Choice Fund Open Access Plus
PCP required Referral required Away from home care Out-of-network benefits
No No Yes Varies by network
You may be asked to present this card when you receive care. The card does not guarantee coverage.
TPV logo 11 Client You must comply with all terms and conditions of the plan. Willful misuse of this card is considered fraud.
logo 12 INPATIENT ADMISSION:
Your provider must call the toll-free number listed below to pre-certify your medical services or benefits may be affected. Refer to your
Legal entity name 5 plan documents for your plan’s precertification requirements. In an emergency, seek care immediately, then notify Cigna within 48 hours.
Coverage effective date: MM/DD/CCYY 7 Provider network: Mail all non-medical claims and correspondence to: ID card name back
Group: 1234567 Cigna HealthCare PPO SAR fund name
Issuer (80840) Doctor visit $10 4 13 Submit/mail claims to: Cigna Payor 62308, PO Box 188004, Chattanooga, TN 37422-8004
All other:
ID: U23456789 01 1 Specialist $20
Coinsurance 3 TPV N&A print line
Name: John Public
In-network 90% / 10% Pre-certification: Member Srvc Nu Pharmacy Questions: 1.800.244.6224
S 16
This plan is self-funded by:
Out-of-network 70% / 30% Eligibility, Benefit and Claim questions please call: SAR TPA phone 14
Rx 30% / 40% / 50%
ID card account name To access the online provider directory go to www.CignaSharedAdministration.com
Fund #: SAR F To access member pharmacy tools go to www.myCigna.com
RxBIN Rx Bin RxPCN XXXXXXXX Deductible applies
DOI
Cat#
15 AWAY FROM HOME CARE Benefits are not insured by Cigna HealthCare 17
You may be asked to present this card when you receive care. The card does not guarantee coverage.
TPV logo 11 Client You must comply with all terms and conditions of the plan. Willful misuse of this card is considered fraud.
5 logo 12 INPATIENT ADMISSION:
Legal entity name Your network provider must call the toll-free number listed below to pre-certify the above services. Refer to your plan documents
Coverage effective date: MM/DD/CCYY
7 for your pre-certification requirements. Failure to do so may affect benefits. In an emergency, seek care immediately, then call your
Group: 1234567 Open Access Plus primary care doctor as soon as possible for further assistance and directions on follow-up care within ### hours.
Issuer (80840) No referral required Mail all non-medical claims and correspondence to:
ID: U23456789 01
1 PCP visit $15 4 Fund name
Specialist $20 Fund address
Send claims to: Claims address 13
Name: John Public
S 16 Rx 30% / 40% / 50%
PCP: James Smith Network coinsurance: All others: PO Box XXXX, Anytown, USA 12345-6789
PCP name Ln2 In 90% / 10% 3 Pre-certification: Member Srvc Nu Pharmacy Questions: Pharm Num
PCP phone: 860-555-1212 Out 70% / 30% Eligibility, Benefit and Claim Questions: Please call Payor Num 14
Fund Name Deductible applies To access the online provider directory go to www.cignasharedadministration.com
Fund #: Fund number To access member pharmacy tools go to www.mycigna.com
RxBIN XXXXXX RxPCN XXXXXXXX We encourage you to use a PCP as a valuable resource and personal health advocate.
DOI Cat# AWAY FROM HOME CARE 15 17
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No Yes Yes
For more information, see the next page.
13
Key
Cigna Choice Fund® plans Refer to this key for explanations of the
These plans combine an employer-funded health information found on the sample Cigna ID cards
reimbursement account (HRA) or employer/employee-funded featured in this brochure.
tax-advantaged health savings account (HSA) with certain 1 Use this ID number for all claims and inquiries.
medical plans.
2 Indicates a seamless network where a patient
Depending on the plan, customers will have access to health can receive in-network care on a regional or
care professionals who participate in one of five networks statewide basis.
(PPO, EPO, Open Access Plus, LocalPlus, or indemnity).
3 For patients with coinsurance, submit claims
Cigna Choice Fund or Cigna Choice Fund Open Access Plus to Cigna or its designee, and receive an
Plans that use these networks offer customers access to a explanation of payment (EOP), which will show
suite of health care professionals, and allow them to be in any remaining amount due from the patient.
charge of how and when they spend their health fund dollars. 4 Collect any copayment at the time of service.
› Customers can select a PCP to coordinate care; 5 May read as: “Cigna Health and Life Insurance
it’s recommended but not required. Company” or “Connecticut General Life
Insurance Co.” or “Cigna HealthCare of
› Referrals are not required to see specialists. XXXX, Inc.”
› No copayments are required. 6 ID cards with the Cigna Care Network® logo
› Health care professionals should bill Cigna directly. indicate the patient’s liability varies based
on the health care professional’s Cigna Care
› Precertification may still be required for certain services designation status. Refer to the online health
and procedures.
care professional directory at Cigna.com>
For a directory of health care professionals who participate in Find a Doctor to determine a physician’s
these networks, visit Cigna.com/HCPDirectory.com. Cigna Care designation status.
7 Effective date of coverage.
8 Name of patient‘s primary care
physician (PCP).
Shared Administration Repricing plans
9 Network Savings Program (NSP) logo indicates
The Shared Administration Repricing plan is offered by
that out-of-network discounts may be available
the Cigna Taft-Hartley and Federal Business Segment.
to the customer.
It’s designed for Taft-Hartley and federal plan employers
Employer name.
10
that want to continue processing and paying their claims,
retain customer and provider service, or use a third-party 11 If a third party administers services in
administrator to perform these functions. conjunction with Cigna, the ID card may
include multiple logos, and show a different
Shared Administration PPO and Open Access Plus claim address or telephone number on the
Plans that use these networks offer customers access to a back of the card.
national network of health care professionals. Precertification requirements may be shown as
12
› Customers can select a PCP to help coordinate care; either “Inpatient Admission” or “Inpatient
it’s recommended, but not required. Admission and Outpatient Procedures.’’
WWW.CIGNA.COM
TPV / Alliance CareLink Client
logo 11 logo logo
You may be asked to present this card when you receive care. The card does not guarantee coverage.
You must comply with all terms and conditions of the plan. Willful misuse of this card is considered fraud.
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No Yes Yes
For more information, see the next page.
INDEMNITY PLANS
WWW.CIGNA.COM
Client You may be asked to present this card when you receive care. The card does not guarantee coverage. You must comply with all
logo terms and conditions of the plan. Willful misuse of this card is considered fraud.
12 INPATIENT ADMISSION:
Legal entity name 5 Your provider must call the toll-free number listed below to pre-certify the above services. Refer to your plan documents for your
5
Coverage effective date: MM/DD/CCYY 7 Indemnity pre-certification requirements. Failure to do so may affect benefits. In an emergency, seek care immediately, then call your primary
Group: 1234567 Rx $10/20%/40%/100% care doctor as soon as possible for further assistance and directions on follow-up care within ### hours.
Issuer (80840) Rx indiv deduct $50
Indiv deduct $300 Coinsurance/deductible is paid directly to the doctor/facility by Cigna using individual’s available health funds.
ID: U23456789 01 1 Family deduct $500
3
Note: You can reduce your out-of-pocket expenses if you use a Network Savings Program provider. Use of a Network Savings
Name: John Public 1 Hospital deduct $200 Program provider does not affect your benefit coverage. For help finding a participating provider, please visit our website, or call
ER deduct $50 the toll-free number listed on this card.
Coinsurance:
ID card acct name 10 Medical 80%/20% 13 For Pharmacy, call ABC Company 1.800.XXX.XXXX (Not a Cigna Company)
For Vision, call ABC Company 1.800.XXX.XXXX (Not a Cigna Company)
bk
RxBIN XXXXXX RxPCN XXXXXXXX
Med/Rx deductible applies Send Claims to: PO Box XXXX, Anytown, USA 12345-6789
DOI
9 Cat# Customer Service: 1.800.XXX.XXXX 14MH/SA: 1.800.XXX.XXXX
PCP required Referral required Away from home care Out-of-network benefits
Encouraged No N/A Yes
For more information, see the next page.
15
Key
Refer to this key for explanations of the
Strategic Alliance plans information found on the sample Cigna ID cards
featured in this brochure.
Cigna has entered into strategic alliances with several
1 Use this ID number for all claims and inquiries.
nationally recognized health care companies. These plans give
our customers access to an alliance’s network of health care 2 Indicates a seamless network where a patient
professionals and discounts in specific geographic areas. They can receive in-network care on a regional or
also provide the alliance’s customers with access to Cigna’s statewide basis.
national health care professional network and discounts 3 For patients with coinsurance, submit claims
outside their specific geographic area. to Cigna or its designee, and receive an
› Customers can select a PCP to help coordinate care; it’s explanation of payment (EOP), which will show
recommended, but not required. any remaining amount due from the patient.
› Referrals are not required to see specialists. 4 Collect any copayment at the time of service.
5 May read as: “Cigna Health and Life Insurance
› Precertification may still be required for certain services Company” or “Connecticut General Life
and procedures.
Insurance Co.” or “Cigna HealthCare of
XXXX, Inc.”
6 ID cards with the Cigna Care Network® logo
indicate the patient’s liability varies based
on the health care professional’s Cigna Care
designation status. Refer to the online health
care professional directory at Cigna.com>
Find a Doctor to determine a physician’s
Indemnity plans Cigna Care designation status.
These plans give customers the freedom to choose any health 7 Effective date of coverage.
care professional. 8 Name of patient‘s primary care
› No network requirements. physician (PCP).
› Referrals are not required to see specialists. 9 Network Savings Program (NSP) logo indicates
that out-of-network discounts may be available
to the customer.
Employer name.
10
› Easily print, email, or scan right from a smartphone Payer ID: #62308
or tablet Payer ID: #62308
Additional
PRINT app features:
CANCEL
The myCigna
PRINT Mobile App includes features that help your patients – and you – have an
CANCEL
easier health care experience.
Health care professional directory Trackers
› Locate doctors and health care facilities › View in-network and out-of-network medical
› ©Access
2015 Cigna. All rights reserved.
maps for instant driving directions and dental year-to-date deductibles, as well as
out-of-pocket
Selecting these links will take you away from myCigna.com. Cigna does not control the linked sites' content orand annual
maximums
links. Details
Health wallet
› Store and ©organize
2015 Cigna. All rights reserved.
all contact information for
Coverage
Selectingand
doctors, hospitals, links will take you away from myCigna.com. CignaSee
thesepharmacies does plan ›
coverage
not control the linkedand
sites'benefit
content orinformation
links. Details for
The Apple logo is a trademark of Apple Inc., registered in the U.S. and other countries. App
*Prices are not guaranteed, nor is the display of a price a guarantee of coverage. Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc.
Medication costs and coverage may vary at the time prescriptions are filled at the Amazon, Kindle, Fire and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
pharmacy, and pricing at individual pharmacies may vary. Coverage and pricing Blackberry and Blackberry World are trademarks or registered trademarks of BlackBerry Limited,
terms are subject to change. the exclusive rights to which are expressly reserved. Cigna is not affiliated with, endorsed,
**The myCigna Mobile App is available to Cigna health plan customers. Actual sponsored, or otherwise authorized by BlackBerry Limited. The downloading and use of the
features may vary depending on their plan. myCigna Mobile App is subject to the terms and conditions of the app, and the online store
from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
More ways to access patient information when you need it
Conduct administrative
transactions electronically
Cigna’s convenient eServices tools help you manage
the administrative details of health care.
› Access patient eligibility and benefits
› Estimate patient out-of-pocket costs
› View and submit precertification requests
› Check claim status
› Enroll online for electronic funds transfer (EFT),
then view, print, and share online remittance reports
the same day you receive electronic payments
› Receive electronic remittance advices and
automatically load them to your accounts
receivable system
› Submit questions about fee schedules and
specific patient benefits
18
Important contact information
Find the contacts you need to get in touch with us for information about your patients with Cigna coverage.*
Please note that call, claim, and service channels may differ based on the patient’s ID card.
Perform transactions using a multipayer website or Refer to Cigna.com/EDIvendors for a list of directly connected Cigna vendors.
vendor via Electronic Data Interchange (EDI):**
• Verify patient eligibility and coverage
• Inquire about patient coverage and
covered services
• Check the status of a claim
• Request precertification for services
• Submit claims electronically
• Receive electronic remittance advices
• View list of EDI vendors
Enroll to receive electronic funds transfer (EFT) • Enroll in EFT and manage EFT accounts with multiple payers, including Cigna, using
the Council for Affordable Quality Healthcare® (CAQH) website: https://solutions.
CAQH.org
• Enroll in EFT directly with Cigna by logging in to CignaforHCP.com > Working with
Cigna > Enroll in Electronic Funds Transfer (EFT) Options
19
If you want to: Use the following:
Obtain information about the organ and tissue transplant network Cigna LifeSOURCE Transplant Network®
CignaLifeSOURCE.com
1.800.668.9682
Obtain other telephone numbers and addresses Refer to the patient’s ID card
20
Other important contacts (continued): Use the following:
21
18
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Connecticut General Life
Insurance Company, Cigna Behavioral Health, Inc., Cigna Health Management, Inc., Tel-Drug, Inc., Tel-Drug of Pennsylvania, L.L.C., and HMO or service company subsidiaries of Cigna Health
Corporation and Cigna Dental Health, Inc. “Cigna Specialty Pharmacy Services” refers to the specialty drug division of Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C., doing business as Cigna
Home Delivery Pharmacy. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
591795 t 06/16 THN-2016-289 © 2016 Cigna. Some content provided under license.