GRUPO 1 GRUPO 2 GRUPO 3

TABLA TABLA TABLA

INCÓGNITA NÚMERO FACTOR INCÓGNITA NÚMERO FACTOR INCÓGNITA NÚMERO FACTOR
n
(1+ i) -1 1-(1+ i)-n
S I (1+ i)n S III P V
i i
i i
P II (1+ i)-n R IV R VI
(1+ i)n-1 1-(1+ i)-n

i i i

n n n

DATO FACTOR
INCÓGNITA = X
CONOCIDO TABLA
S P I
P S II
S R III
R S IV
P R V
R P VI
 Tabla I

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 1.00250000 1.00500000 1.00750000 1.01000000 1.01250000 1
2 1.00500625 1.01002500 1.01505625 1.02010000 1.02515625 2
3 1.00751877 1.01507513 1.02266917 1.03030100 1.03797070 3
4 1.01003756 1.02015050 1.03033919 1.04060401 1.05094534 4
5 1.01256266 1.02525125 1.03806673 1.05101005 1.06408215 5
6 1.01509406 1.03037751 1.04585224 1.06152015 1.07738318 6
7 1.01763180 1.03552940 1.05369613 1.07213535 1.09085047 7
8 1.02017588 1.04070704 1.06159885 1.08285671 1.10448610 8
9 1.02272632 1.04591058 1.06956084 1.09368527 1.11829218 9
10 1.02528313 1.05114013 1.07758255 1.10462213 1.13227083 10
11 1.02784634 1.05639583 1.08566441 1.11566835 1.14642422 11
12 1.03041596 1.06167781 1.09380690 1.12682503 1.16075452 12
13 1.03299200 1.06698620 1.10201045 1.13809328 1.17526395 13
14 1.03557448 1.07232113 1.11027553 1.14947421 1.18995475 14
15 1.03816341 1.07768274 1.11860259 1.16096896 1.20482918 15
16 1.04075882 1.08307115 1.12699211 1.17257864 1.21988955 16
17 1.04336072 1.08848651 1.13544455 1.18430443 1.23513817 17
18 1.04596912 1.09392894 1.14396039 1.19614748 1.25057739 18
19 1.04858404 1.09939858 1.15254009 1.20810895 1.26620961 19
20 1.05120550 1.10489558 1.16118414 1.22019004 1.28203723 20
21 1.05383352 1.11042006 1.16989302 1.23239194 1.29806270 21
22 1.05646810 1.11597216 1.17866722 1.24471586 1.31428848 22
23 1.05910927 1.12155202 1.18750723 1.25716302 1.33071709 23
24 1.06175704 1.12715978 1.19641353 1.26973465 1.34735105 24
25 1.06441144 1.13279558 1.20538663 1.28243200 1.36419294 25
26 1.06707247 1.13845955 1.21442703 1.29525631 1.38124535 26
27 1.06974015 1.14415185 1.22353523 1.30820888 1.39851092 27
28 1.07241450 1.14987261 1.23271175 1.32129097 1.41599230 28
29 1.07509553 1.15562197 1.24195709 1.33450388 1.43369221 29
30 1.07778327 1.16140008 1.25127176 1.34784892 1.45161336 30
31 1.08047773 1.16720708 1.26065630 1.36132740 1.46975853 31
32 1.08317892 1.17304312 1.27011122 1.37494068 1.48813051 32
33 1.08588687 1.17890833 1.27963706 1.38869009 1.50673214 33
34 1.08860159 1.18480288 1.28923434 1.40257699 1.52556629 34
35 1.09132309 1.19072689 1.29890359 1.41660276 1.54463587 35
36 1.09405140 1.19668052 1.30864537 1.43076878 1.56394382 36
37 1.09678653 1.20266393 1.31846021 1.44507647 1.58349312 37
38 1.09952850 1.20867725 1.32834866 1.45952724 1.60328678 38
39 1.10227732 1.21472063 1.33831128 1.47412251 1.62332787 39
40 1.10503301 1.22079424 1.34834861 1.48886373 1.64361946 40
41 1.10779559 1.22689821 1.35846123 1.50375237 1.66416471 41
42 1.11056508 1.23303270 1.36864969 1.51878989 1.68496677 42
43 1.11334149 1.23919786 1.37891456 1.53397779 1.70602885 43
44 1.11612485 1.24539385 1.38925642 1.54931757 1.72735421 44
45 1.11891516 1.25162082 1.39967584 1.56481075 1.74894614 45
46 1.12171245 1.25787892 1.41017341 1.58045885 1.77080797 46
47 1.12451673 1.26416832 1.42074971 1.59626344 1.79294306 47
48 1.12732802 1.27048916 1.43140533 1.61222608 1.81535485 48
49 1.13014634 1.27684161 1.44214087 1.62834834 1.83804679 49
50 1.13297171 1.28322581 1.45295693 1.64463182 1.86102237 50
60 1.16161678 1.34885015 1.56568103 1.81669670 2.10718135 60
70 1.19098609 1.41783053 1.68715055 2.00676337 2.38589997 70
80 1.22109795 1.49033857 1.81804398 2.21671522 2.70148494 80
90 1.25197114 1.56655468 1.95909246 2.44863267 3.05881260 90
100 1.28362489 1.64666849 2.11108384 2.70481383 3.46340427 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

(1+ i)n VDC 1

 (1+ i)n

n 1.50% 1.75% 2.00% 2.25% 2.50% n

1 1.01500000 1.01750000 1.02000000 1.02250000 1.02500000 1
2 1.03022500 1.03530625 1.04040000 1.04550625 1.05062500 2
3 1.04567838 1.05342411 1.06120800 1.06903014 1.07689063 3
4 1.06136355 1.07185903 1.08243216 1.09308332 1.10381289 4
5 1.07728400 1.09061656 1.10408080 1.11767769 1.13140821 5
6 1.09344326 1.10970235 1.12616242 1.14282544 1.15969342 6
7 1.10984491 1.12912215 1.14868567 1.16853901 1.18868575 7
8 1.12649259 1.14888178 1.17165938 1.19483114 1.21840290 8
9 1.14338998 1.16898721 1.19509257 1.22171484 1.24886297 9
10 1.16054083 1.18944449 1.21899442 1.24920343 1.28008454 10
11 1.17794894 1.21025977 1.24337431 1.27731050 1.31208666 11
12 1.19561817 1.23143931 1.26824179 1.30604999 1.34488882 12
13 1.21355244 1.25298950 1.29360663 1.33543611 1.37851104 13
14 1.23175573 1.27491682 1.31947876 1.36548343 1.41297382 14
15 1.25023207 1.29722786 1.34586834 1.39620680 1.44829817 15
16 1.26898555 1.31992935 1.37278571 1.42762146 1.48450562 16
17 1.28802033 1.34302811 1.40024142 1.45974294 1.52161826 17
18 1.30734064 1.36653111 1.42824625 1.49258716 1.55965872 18
19 1.32695075 1.39044540 1.45681117 1.52617037 1.59865019 19
20 1.34685501 1.41477820 1.48594740 1.56050920 1.63861644 20
21 1.36705783 1.43953681 1.51566634 1.59562066 1.67958185 21
22 1.38756370 1.46472871 1.54597967 1.63152212 1.72157140 22
23 1.40837715 1.49036146 1.57689926 1.66823137 1.76461068 23
24 1.42950281 1.51644279 1.60843725 1.70576658 1.80872595 24
25 1.45094535 1.54298054 1.64060599 1.74414632 1.85394410 25
26 1.47270953 1.56998269 1.67341811 1.78338962 1.90029270 26
27 1.49480018 1.59745739 1.70688648 1.82351588 1.94780002 27
28 1.51722218 1.62541290 1.74102421 1.86454499 1.99649502 28
29 1.53998051 1.65385762 1.77584469 1.90649725 2.04640739 29
30 1.56308022 1.68280013 1.81136158 1.94939344 2.09756758 30
31 1.58652642 1.71224913 1.84758882 1.99325479 2.15000677 31
32 1.61032432 1.74221349 1.88454059 2.03810303 2.20375694 32
33 1.63447918 1.77270223 1.92223140 2.08396034 2.25885086 33
34 1.65899637 1.80372452 1.96067603 2.13084945 2.31532213 34
35 1.68388132 1.83528970 1.99988955 2.17879356 2.37320519 35
36 1.70913954 1.86740727 2.03988734 2.22781642 2.43253532 36
37 1.73477663 1.90008689 2.08068509 2.27794229 2.49334870 37
38 1.76079828 1.93333841 2.12229879 2.32919599 2.55568242 38
39 1.78721025 1.96717184 2.16474477 2.38160290 2.61957448 39
40 1.81401841 2.00159734 2.20803966 2.43518897 2.68506384 40
41 1.84122868 2.03662530 2.25220046 2.48998072 2.75219043 41
42 1.86884712 2.07226624 2.29724447 2.54600528 2.82099520 42
43 1.89687982 2.10853090 2.34318936 2.60329040 2.89152008 43
44 1.92533302 2.14543019 2.39005314 2.66186444 2.96380808 44
45 1.95421301 2.18297522 2.43785421 2.72175639 3.03790328 45
46 1.98352621 2.22117728 2.48661129 2.78299590 3.11385086 46
47 2.01327910 2.26004789 2.53634352 2.84561331 3.19169713 47
48 2.04347829 2.29959872 2.58707039 2.90963961 3.27148956 48
49 2.07413046 2.33984170 2.63881179 2.97510650 3.35327680 49
50 2.10524242 2.38078893 2.69158803 3.04204640 3.43710872 50
60 2.44321978 2.83181628 3.28103079 3.80013479 4.39978975 60
70 2.83545629 3.36828827 3.99955822 4.74714140 5.63210286 70
80 3.29066279 4.00639192 4.87543916 5.93014530 7.20956782 80
90 3.81894851 4.76538080 5.94313313 7.40795782 9.22885633 90
100 4.43204565 5.66815594 7.24464612 9.25404630 11.81371635 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

2 Tabla I
 Tabla I

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 1.02750000 1.03000000 1.03250000 1.03500000 1.03750000 1
2 1.05575625 1.06090000 1.06605625 1.07122500 1.07640625 2
3 1.08478955 1.09272700 1.10070308 1.10871788 1.11677148 3
4 1.11462126 1.12550881 1.13647593 1.14752300 1.15865042 4
5 1.14527334 1.15927407 1.17341140 1.18768631 1.20209981 5
6 1.17676836 1.19405230 1.21154727 1.22925533 1.24717855 6
7 1.20912949 1.22987387 1.25092255 1.27227926 1.29394774 7
8 1.24238055 1.26677008 1.29157754 1.31680904 1.34247078 8
9 1.27654602 1.30477318 1.33355381 1.36289735 1.39281344 9
10 1.31165103 1.34391638 1.37689430 1.41059876 1.44504394 10
11 1.34772144 1.38423387 1.42164337 1.45996972 1.49923309 11
12 1.38478378 1.42576089 1.46784678 1.51106866 1.55545433 12
13 1.42286533 1.46853371 1.51555180 1.56395606 1.61378387 13
14 1.46199413 1.51258972 1.56480723 1.61869452 1.67430076 14
15 1.50219896 1.55796742 1.61566347 1.67534883 1.73708704 15
16 1.54350944 1.60470644 1.66817253 1.73398604 1.80222781 16
17 1.58595595 1.65284763 1.72238814 1.79467555 1.86981135 17
18 1.62956973 1.70243306 1.77836575 1.85748920 1.93992927 18
19 1.67438290 1.75350605 1.83616264 1.92250132 2.01267662 19
20 1.72042843 1.80611123 1.89583792 1.98978886 2.08815200 20
21 1.76774021 1.86029457 1.95745266 2.05943147 2.16645770 21
22 1.81635307 1.91610341 2.02106987 2.13151158 2.24769986 22
23 1.86630278 1.97358651 2.08675464 2.20611448 2.33198860 23
24 1.91762610 2.03279411 2.15457416 2.28332849 2.41943818 24
25 1.97036082 2.09377793 2.22459782 2.36324498 2.51016711 25
26 2.02454575 2.15659127 2.29689725 2.44595856 2.60429838 26
27 2.08022075 2.22128901 2.37154641 2.53156711 2.70195956 27
28 2.13742682 2.28792768 2.44862167 2.62017196 2.80328305 28
29 2.19620606 2.35656551 2.52820188 2.71187798 2.90840616 29
30 2.25660173 2.42726247 2.61036844 2.80679370 3.01747139 30
31 2.31865828 2.50008035 2.69520541 2.90503148 3.13062657 31
32 2.38242138 2.57508276 2.78279959 3.00670759 3.24802507 32
33 2.44793797 2.65233524 2.87324058 3.11194235 3.36982601 33
34 2.51525626 2.73190530 2.96662089 3.22086033 3.49619448 34
35 2.58442581 2.81386245 3.06303607 3.33359045 3.62730178 35
36 2.65549752 2.89827833 3.16258475 3.45026611 3.76332559 36
37 2.72852370 2.98522668 3.26536875 3.57102543 3.90445030 37
38 2.80355810 3.07478348 3.37149323 3.69601132 4.05086719 38
39 2.88065595 3.16702698 3.48106676 3.82537171 4.20277471 39
40 2.95987399 3.26203779 3.59420143 3.95925972 4.36037876 40
41 3.04127052 3.35989893 3.71101298 4.09783381 4.52389296 41
42 3.12490546 3.46069589 3.83162090 4.24125799 4.69353895 42
43 3.21084036 3.56451677 3.95614858 4.38970202 4.86954666 43
44 3.29913847 3.67145227 4.08472341 4.54334160 5.05215466 44
45 3.38986478 3.78159584 4.21747692 4.70235855 5.24161046 45
46 3.48308606 3.89504372 4.35454492 4.86694110 5.43817085 46
47 3.57887093 4.01189503 4.49606763 5.03728404 5.64210226 47
48 3.67728988 4.13225188 4.64218983 5.21358898 5.85368109 48
49 3.77841535 4.25621944 4.79306100 5.39606459 6.07319413 49
50 3.88232177 4.38390602 4.94883548 5.58492686 6.30093891 50
60 5.09225136 5.89160310 6.81402339 7.87809090 9.10513361 60
70 6.67925676 7.91782191 9.38218999 11.11282526 13.15731817 70
80 8.76085402 10.64089056 12.91828395 15.67573754 19.01290292 80
90 11.49118322 14.30046711 17.78711158 22.11217595 27.47448020 90
100 15.07242234 19.21863198 24.49097262 31.19140798 39.70183119 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

(1+ i)n VDC 3

 (1+ i)n

n 4.00% 4.25% 4.50% 4.75% 5.00% n

1 1.04000000 1.04250000 1.04500000 1.04750000 1.05000000 1
2 1.08160000 1.08680625 1.09202500 1.09725625 1.10250000 2
3 1.12486400 1.13299552 1.14116613 1.14937592 1.15762500 3
4 1.16985856 1.18114783 1.19251860 1.20397128 1.21550625 4
5 1.21665290 1.23134661 1.24618194 1.26115991 1.27628156 5
6 1.26531902 1.28367884 1.30226012 1.32106501 1.34009564 6
7 1.31593178 1.33823519 1.36086183 1.38381560 1.40710042 7
8 1.36856905 1.39511018 1.42210061 1.44954684 1.47745544 8
9 1.42331181 1.45440237 1.48609514 1.51840031 1.55132822 9
10 1.48024428 1.51621447 1.55296942 1.59052433 1.62889463 10
11 1.53945406 1.58065358 1.62285305 1.66607423 1.71033936 11
12 1.60103222 1.64783136 1.69588143 1.74521276 1.79585633 12
13 1.66507351 1.71786419 1.77219610 1.82811037 1.88564914 13
14 1.73167645 1.79087342 1.85194492 1.91494561 1.97993160 14
15 1.80094351 1.86698554 1.93528244 2.00590552 2.07892818 15
16 1.87298125 1.94633243 2.02237015 2.10118604 2.18287459 16
17 1.94790050 2.02905156 2.11337681 2.20099237 2.29201832 17
18 2.02581652 2.11528625 2.20847877 2.30553951 2.40661923 18
19 2.10684918 2.20518591 2.30786031 2.41505264 2.52695020 19
20 2.19112314 2.29890631 2.41171402 2.52976764 2.65329771 20
21 2.27876807 2.39660983 2.52024116 2.64993160 2.78596259 21
22 2.36991879 2.49846575 2.63365201 2.77580335 2.92526072 22
23 2.46471554 2.60465054 2.75216635 2.90765401 3.07152376 23
24 2.56330416 2.71534819 2.87601383 3.04576758 3.22509994 24
25 2.66583633 2.83075049 3.00543446 3.19044154 3.38635494 25
26 2.77246978 2.95105739 3.14067901 3.34198751 3.55567269 26
27 2.88336858 3.07647732 3.28200956 3.50073192 3.73345632 27
28 2.99870332 3.20722761 3.42969999 3.66701668 3.92012914 28
29 3.11865145 3.34353478 3.58403649 3.84119998 4.11613560 29
30 3.24339751 3.48563501 3.74531813 4.02365698 4.32194238 30
31 3.37313341 3.63377450 3.91385745 4.21478068 4.53803949 31
32 3.50805875 3.78820992 4.08998104 4.41498276 4.76494147 32
33 3.64838110 3.94920884 4.27403018 4.62469445 5.00318854 33
34 3.79431634 4.11705021 4.46636154 4.84436743 5.25334797 34
35 3.94608899 4.29202485 4.66734781 5.07447488 5.51601537 35
36 4.10393255 4.47443590 4.87737846 5.31551244 5.79181614 36
37 4.26808986 4.66459943 5.09686049 5.56799928 6.08140694 37
38 4.43881345 4.86284491 5.32621921 5.83247925 6.38547729 38
39 4.61636599 5.06951581 5.56589908 6.10952201 6.70475115 39
40 4.80102063 5.28497024 5.81636454 6.39972431 7.03998871 40
41 4.99306145 5.50958147 6.07810094 6.70371121 7.39198815 41
42 5.19278391 5.74373868 6.35161548 7.02213750 7.76158756 42
43 5.40049527 5.98784758 6.63743818 7.35568903 8.14966693 43
44 5.61651508 6.24233110 6.93612290 7.70508426 8.55715028 44
45 5.84117568 6.50763017 7.24824843 8.07107576 8.98500779 45
46 6.07482271 6.78420445 7.57441961 8.45445186 9.43425818 46
47 6.31781562 7.07253314 7.91526849 8.85603832 9.90597109 47
48 6.57052824 7.37311580 8.27145557 9.27670014 10.40126965 48
49 6.83334937 7.68647322 8.64367107 9.71734340 10.92133313 49
50 7.10668335 8.01314834 9.03263627 10.17891721 11.46739979 50
60 10.51962741 12.14965144 14.02740793 16.18981545 18.67918589 60
70 15.57161835 18.42147730 21.78413558 25.75029535 30.42642554 70
80 23.04979907 27.93091040 33.83009643 40.95647122 49.56144107 80
90 34.11933334 42.34925046 52.53710530 65.14226388 80.73036505 90
100 50.50494818 64.21054625 81.58851803 103.61035550 131.50125785 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

4 Tabla I
 Tabla I

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 1.05500000 1.06000000 1.06500000 1.07000000 1.07500000 1
2 1.11302500 1.12360000 1.13422500 1.14490000 1.15562500 2
3 1.17424138 1.19101600 1.20794963 1.22504300 1.24229688 3
4 1.23882465 1.26247696 1.28646635 1.31079601 1.33546914 4
5 1.30696001 1.33822558 1.37008666 1.40255173 1.43562933 5
6 1.37884281 1.41851911 1.45914230 1.50073035 1.54330153 6
7 1.45467916 1.50363026 1.55398655 1.60578148 1.65904914 7
8 1.53468651 1.59384807 1.65499567 1.71818618 1.78347783 8
9 1.61909427 1.68947896 1.76257039 1.83845921 1.91723866 9
10 1.70814446 1.79084770 1.87713747 1.96715136 2.06103156 10
11 1.80209240 1.89829856 1.99915140 2.10485195 2.21560893 11
12 1.90120749 2.01219647 2.12909624 2.25219159 2.38177960 12
13 2.00577390 2.13292826 2.26748750 2.40984500 2.56041307 13
14 2.11609146 2.26090396 2.41487418 2.57853415 2.75244405 14
15 2.23247649 2.39655819 2.57184101 2.75903154 2.95887735 15
16 2.35526270 2.54035168 2.73901067 2.95216375 3.18079315 16
17 2.48480215 2.69277279 2.91704637 3.15881521 3.41935264 17
18 2.62146627 2.85433915 3.10665438 3.37993228 3.67580409 18
19 2.76564691 3.02559950 3.30858691 3.61652754 3.95148940 19
20 2.91775749 3.20713547 3.52364506 3.86968446 4.24785110 20
21 3.07823415 3.39956360 3.75268199 4.14056237 4.56643993 21
22 3.24753703 3.60353742 3.99660632 4.43040174 4.90892293 22
23 3.42615157 3.81974966 4.25638573 4.74052986 5.27709215 23
24 3.61458990 4.04893464 4.53305081 5.07236695 5.67287406 24
25 3.81339235 4.29187072 4.82769911 5.42743264 6.09833961 25
26 4.02312893 4.54938296 5.14149955 5.80735292 6.55571508 26
27 4.24440102 4.82234594 5.47569702 6.21386763 7.04739371 27
28 4.47784307 5.11168670 5.83161733 6.64883836 7.57594824 28
29 4.72412444 5.41838790 6.21067245 7.11425705 8.14414436 29
30 4.98395129 5.74349117 6.61436616 7.61225504 8.75495519 30
31 5.25806861 6.08810064 7.04429996 8.14511290 9.41157683 31
32 5.54726238 6.45338668 7.50217946 8.71527080 10.11744509 32
33 5.85236181 6.84058988 7.98982113 9.32533975 10.87625347 33
34 6.17424171 7.25102528 8.50915950 9.97811354 11.69197248 34
35 6.51382501 7.68608679 9.06225487 10.67658148 12.56887042 35
36 6.87208538 8.14725200 9.65130143 11.42394219 13.51153570 36
37 7.25005008 8.63608712 10.27863603 12.22361814 14.52490088 37
38 7.64880283 9.15425235 10.94674737 13.07927141 15.61426844 38
39 8.06948699 9.70350749 11.65828595 13.99482041 16.78533858 39
40 8.51330877 10.28571794 12.41607453 14.97445784 18.04423897 40
41 8.98154076 10.90286101 13.22311938 16.02266989 19.39755689 41
42 9.47552550 11.55703267 14.08262214 17.14425678 20.85237366 42
43 9.99667940 12.25045463 14.99799258 18.34435475 22.41630168 43
44 10.54649677 12.98548191 15.97286209 19.62845959 24.09752431 44
45 11.12655409 13.76461083 17.01109813 21.00245176 25.90483863 45
46 11.73851456 14.59048748 18.11681951 22.47262338 27.84770153 46
47 12.38413287 15.46591673 19.29441278 24.04570702 29.93627915 47
48 13.06526017 16.39387173 20.54854961 25.72890651 32.18150008 48
49 13.78384948 17.37750403 21.88420533 27.52992997 34.59511259 49
50 14.54196120 18.42015427 23.30667868 29.45702506 37.18974603 50
60 24.83977045 32.98769085 43.74983974 57.94642683 76.64924036 60
70 42.42991623 59.07593018 82.12446327 113.98939220 157.97650360 70
80 72.47642628 105.79599348 154.15890683 224.23438758 325.59456000 80
90 123.80020591 189.46451123 289.37745961 441.10297988 671.06066463 90
100 211.46863567 339.30208351 543.20127103 867.71632557 1383.07720993 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

(1+ i)n VDC 5

 (1+ i)n

n 8.00% 8.50% 9.00% 9.50% 10.00% n

1 1.08000000 1.08500000 1.09000000 1.09500000 1.10000000 1
2 1.16640000 1.17722500 1.18810000 1.19902500 1.21000000 2
3 1.25971200 1.27728913 1.29502900 1.31293238 1.33100000 3
4 1.36048896 1.38585870 1.41158161 1.43766095 1.46410000 4
5 1.46932808 1.50365669 1.53862395 1.57423874 1.61051000 5
6 1.58687432 1.63146751 1.67710011 1.72379142 1.77156100 6
7 1.71382427 1.77014225 1.82803912 1.88755161 1.94871710 7
8 1.85093021 1.92060434 1.99256264 2.06686901 2.14358881 8
9 1.99900463 2.08385571 2.17189328 2.26322156 2.35794769 9
10 2.15892500 2.26098344 2.36736367 2.47822761 2.59374246 10
11 2.33163900 2.45316703 2.58042641 2.71365924 2.85311671 11
12 2.51817012 2.66168623 2.81266478 2.97145686 3.13842838 12
13 2.71962373 2.88792956 3.06580461 3.25374527 3.45227121 13
14 2.93719362 3.13340357 3.34172703 3.56285107 3.79749834 14
15 3.17216911 3.39974288 3.64248246 3.90132192 4.17724817 15
16 3.42594264 3.68872102 3.97030588 4.27194750 4.59497299 16
17 3.70001805 4.00226231 4.32763341 4.67778251 5.05447028 17
18 3.99601950 4.34245461 4.71712042 5.12217185 5.55991731 18
19 4.31570106 4.71156325 5.14166125 5.60877818 6.11590904 19
20 4.66095714 5.11204612 5.60441077 6.14161210 6.72749995 20
21 5.03383372 5.54657005 6.10880774 6.72506525 7.40024994 21
22 5.43654041 6.01802850 6.65860043 7.36394645 8.14027494 22
23 5.87146365 6.52956092 7.25787447 8.06352137 8.95430243 23
24 6.34118074 7.08457360 7.91108317 8.82955590 9.84973268 24
25 6.84847520 7.68676236 8.62308066 9.66836371 10.83470594 25
26 7.39635321 8.34013716 9.39915792 10.58685826 11.91817654 26
27 7.98806147 9.04904881 10.24508213 11.59260979 13.10999419 27
28 8.62710639 9.81821796 11.16713952 12.69390772 14.42099361 28
29 9.31727490 10.65276649 12.17218208 13.89982896 15.86309297 29
30 10.06265689 11.55825164 13.26767847 15.22031271 17.44940227 30
31 10.86766944 12.54070303 14.46176953 16.66624241 19.19434250 31
32 11.73708300 13.60666279 15.76332879 18.24953544 21.11377675 32
33 12.67604964 14.76322913 17.18202838 19.98324131 23.22515442 33
34 13.69013361 16.01810360 18.72841093 21.88164924 25.54766986 34
35 14.78534429 17.37964241 20.41396792 23.96040591 28.10243685 35
36 15.96817184 18.85691201 22.25122503 26.23664448 30.91268053 36
37 17.24562558 20.45974953 24.25383528 28.72912570 34.00394859 37
38 18.62527563 22.19882824 26.43668046 31.45839264 37.40434344 38
39 20.11529768 24.08572865 28.81598170 34.44693994 41.14477779 39
40 21.72452150 26.13301558 31.40942005 37.71939924 45.25925557 40
41 23.46248322 28.35432190 34.23626786 41.30274216 49.78518112 41
42 25.33948187 30.76443927 37.31753197 45.22650267 54.76369924 42
43 27.36664042 33.37941660 40.67610984 49.52302042 60.24006916 43
44 29.55597166 36.21666702 44.33695973 54.22770736 66.26407608 44
45 31.92044939 39.29508371 48.32728610 59.37933956 72.89048369 45
46 34.47408534 42.63516583 52.67674185 65.02037682 80.17953205 46
47 37.23201217 46.25915492 57.41764862 71.19731262 88.19748526 47
48 40.21057314 50.19118309 62.58523700 77.96105732 97.01723378 48
49 43.42741899 54.45743365 68.21790833 85.36735777 106.71895716 49
50 46.90161251 59.08631551 74.35752008 93.47725675 117.39085288 50
60 101.25706367 133.59318102 176.03129196 231.65791892 304.48163954 60
70 218.60640590 302.05197024 416.73008618 574.10105153 789.74695680 70
80 471.95483426 682.93450332 986.55166813 1422.75307883 2048.40021459 80
90 1018.91508928 1544.10360392 2335.52658223 3525.90596708 5313.02261185 90
100 2199.76125634 3491.19268107 5529.04079183 8737.99753007 13780.61233982 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

6 Tabla I
 Tabla I

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 1.10500000 1.11000000 1.11500000 1.12000000 1.12500000 1
2 1.22102500 1.23210000 1.24322500 1.25440000 1.26562500 2
3 1.34923263 1.36763100 1.38619588 1.40492800 1.42382813 3
4 1.49090205 1.51807041 1.54560840 1.57351936 1.60180664 4
5 1.64744677 1.68505816 1.72335337 1.76234168 1.80203247 5
6 1.82042868 1.87041455 1.92153900 1.97382269 2.02728653 6
7 2.01157369 2.07616015 2.14251599 2.21068141 2.28069735 7
8 2.22278892 2.30453777 2.38890533 2.47596318 2.56578451 8
9 2.45618176 2.55803692 2.66362944 2.77307876 2.88650758 9
10 2.71408085 2.83942099 2.96994683 3.10584821 3.24732103 10
11 2.99905934 3.15175729 3.31149071 3.47854999 3.65323615 11
12 3.31396057 3.49845060 3.69231214 3.89597599 4.10989067 12
13 3.66192643 3.88328016 4.11692804 4.36349311 4.62362701 13
14 4.04642870 4.31044098 4.59037476 4.88711229 5.20158038 14
15 4.47130371 4.78458949 5.11826786 5.47356576 5.85177793 15
16 4.94079060 5.31089433 5.70686867 6.13039365 6.58325017 16
17 5.45957362 5.89509271 6.36315856 6.86604089 7.40615644 17
18 6.03282885 6.54355291 7.09492180 7.68996580 8.33192600 18
19 6.66627588 7.26334373 7.91083780 8.61276169 9.37341675 19
20 7.36623484 8.06231154 8.82058415 9.64629309 10.54509384 20
21 8.13968950 8.94916581 9.83495133 10.80384826 11.86323057 21
22 8.99435690 9.93357404 10.96597073 12.10031006 13.34613439 22
23 9.93876437 11.02626719 12.22705737 13.55234726 15.01440119 23
24 10.98233463 12.23915658 13.63316896 15.17862893 16.89120134 24
25 12.13547977 13.58546380 15.20098340 17.00006441 19.00260151 25
26 13.40970514 15.07986482 16.94909649 19.04007214 21.37792670 26
27 14.81772418 16.73864995 18.89824258 21.32488079 24.05016754 27
28 16.37358522 18.57990145 21.07154048 23.88386649 27.05643848 28
29 18.09281167 20.62369061 23.49476763 26.74993047 30.43849329 29
30 19.99255690 22.89229657 26.19666591 29.95992212 34.24330495 30
31 22.09177537 25.41044919 29.20928249 33.55511278 38.52371807 31
32 24.41141178 28.20559861 32.56834998 37.58172631 43.33918283 32
33 26.97461002 31.30821445 36.31371022 42.09153347 48.75658068 33
34 29.80694407 34.75211804 40.48978690 47.14251748 54.85115327 34
35 32.93667320 38.57485103 45.14611239 52.79961958 61.70754742 35
36 36.39502389 42.81808464 50.33791532 59.13557393 69.42099085 36
37 40.21650140 47.52807395 56.12677558 66.23184280 78.09861471 37
38 44.43923404 52.75616209 62.58135477 74.17966394 87.86094155 38
39 49.10535362 58.55933991 69.77821057 83.08122361 98.84355924 39
40 54.26141575 65.00086731 77.80270479 93.05097044 111.19900415 40
41 59.95886440 72.15096271 86.75001584 104.21708689 125.09887966 41
42 66.25454516 80.08756861 96.72626766 116.72313732 140.73623962 42
43 73.21127240 88.89720115 107.84978844 130.72991380 158.32826958 43
44 80.89845601 98.67589328 120.25251411 146.41750346 178.11930327 44
45 89.39279389 109.53024154 134.08155323 163.98760387 200.38421618 45
46 98.77903724 121.57856811 149.50093186 183.66611634 225.43224320 46
47 109.15083616 134.95221060 166.69353902 205.70605030 253.61127360 47
48 120.61167395 149.79695377 185.86329601 230.39077633 285.31268280 48
49 133.27589972 166.27461868 207.23757505 258.03766949 320.97676816 49
50 147.26986919 184.56482674 231.06989618 289.00218983 361.09886417 50
60 399.70233124 524.05724234 686.26530485 897.59693349 1172.60393391 60
70 1084.82444157 1488.01913179 2038.17146428 2787.79982770 3807.82140912 70
80 2944.30123880 4225.11275048 6053.26087222 8658.48310008 12365.21852308 80
90 7991.07159888 11996.87381222 17977.86291745 26891.93422336 40153.83409449 90
100 21688.41437040 34064.17526964 53393.29691902 83522.26572654 130392.38970822 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

(1+ i)n VDC 7

 (1+ i)n

n 13.00% 13.50% 14.00% 14.50% 15.00% n

1 1.13000000 1.13500000 1.14000000 1.14500000 1.15000000 1
2 1.27690000 1.28822500 1.29960000 1.31102500 1.32250000 2
3 1.44289700 1.46213538 1.48154400 1.50112363 1.52087500 3
4 1.63047361 1.65952365 1.68896016 1.71878655 1.74900625 4
5 1.84243518 1.88355934 1.92541458 1.96801060 2.01135719 5
6 2.08195175 2.13783985 2.19497262 2.25337214 2.31306077 6
7 2.35260548 2.42644824 2.50226879 2.58011110 2.66001988 7
8 2.65844419 2.75401875 2.85258642 2.95422721 3.05902286 8
9 3.00404194 3.12581128 3.25194852 3.38259015 3.51787629 9
10 3.39456739 3.54779580 3.70722131 3.87306572 4.04555774 10
11 3.83586115 4.02674823 4.22623230 4.43466025 4.65239140 11
12 4.33452310 4.57035924 4.81790482 5.07768599 5.35025011 12
13 4.89801110 5.18735774 5.49241149 5.81395046 6.15278762 13
14 5.53475255 5.88765104 6.26134910 6.65697328 7.07570576 14
15 6.25427038 6.68248393 7.13793798 7.62223440 8.13706163 15
16 7.06732553 7.58461926 8.13724930 8.72745839 9.35762087 16
17 7.98607785 8.60854286 9.27646420 9.99293985 10.76126400 17
18 9.02426797 9.77069614 10.57516918 11.44191613 12.37545361 18
19 10.19742280 11.08974012 12.05569287 13.10099397 14.23177165 19
20 11.52308776 12.58685504 13.74348987 15.00063810 16.36653739 20
21 13.02108917 14.28608047 15.66757845 17.17573062 18.82151800 21
22 14.71383077 16.21470134 17.86103944 19.66621156 21.64474570 22
23 16.62662877 18.40368602 20.36158496 22.51781224 24.89145756 23
24 18.78809051 20.88818363 23.21220685 25.78289502 28.62517619 24
25 21.23054227 23.70808842 26.46191581 29.52141479 32.91895262 25
26 23.99051277 26.90868035 30.16658403 33.80201994 37.85679551 26
27 27.10927943 30.54135220 34.38990579 38.70331283 43.53531484 27
28 30.63348575 34.66443475 39.20449260 44.31529319 50.06561207 28
29 34.61583890 39.34413344 44.69312156 50.74101070 57.57545388 29
30 39.11589796 44.65559145 50.95015858 58.09845725 66.21177196 30
31 44.20096469 50.68409630 58.08318078 66.52273355 76.14353775 31
32 49.94709010 57.52644930 66.21482609 76.16852992 87.56506841 32
33 56.44021181 65.29251996 75.48490175 87.21296676 100.69982867 33
34 63.77743935 74.10701015 86.05278799 99.85884694 115.80480298 34
35 72.06850647 84.11145652 98.10017831 114.33837974 133.17552342 35
36 81.43741231 95.46650315 111.83420328 130.91744481 153.15185194 36
37 92.02427591 108.35448108 127.49099173 149.90047430 176.12462973 37
38 103.98743178 122.98233602 145.33973058 171.63604308 202.54332419 38
39 117.50579791 139.58495138 165.68729286 196.52326932 232.92482281 39
40 132.78155163 158.42891982 188.88351386 225.01914337 267.86354623 40
41 150.04315335 179.81682400 215.32720580 257.64691916 308.04307817 41
42 169.54876328 204.09209523 245.47301461 295.00572244 354.24953990 42
43 191.59010251 231.64452809 279.83923665 337.78155220 407.38697088 43
44 216.49681583 262.91653938 319.01672979 386.75987726 468.49501651 44
45 244.64140189 298.41027220 363.67907196 442.84005947 538.76926899 45
46 276.44478414 338.69565895 414.59414203 507.05186809 619.58465934 46
47 312.38260608 384.41957291 472.63732191 580.57438896 712.52235824 47
48 352.99234487 436.31621525 538.80654698 664.75767536 819.40071197 48
49 398.88134970 495.21890431 614.23946356 761.14753829 942.31081877 49
50 450.73592516 562.07345639 700.23298846 871.51393134 1083.65744158 50
60 1530.05347301 1994.12184805 2595.91865966 3375.43073508 4383.99874566 60
70 5193.86962431 7074.73711787 9623.64498483 13073.26508224 17735.72003883 70
80 17630.94045420 25099.72263522 35676.98180726 50633.61488484 71750.87940143 80
90 59849.41551950 89048.69055477 132262.46737931 196107.31826966 290272.32520631 90
100 203162.87422841 315926.57037537 490326.23812647 759536.53252657 1174313.45070030 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

8 Tabla I
 Tabla I

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 1.15500000 1.16000000 1.16500000 1.17000000 1.17500000 1
2 1.33402500 1.34560000 1.35722500 1.36890000 1.38062500 2
3 1.54079888 1.56089600 1.58116713 1.60161300 1.62223438 3
4 1.77962270 1.81063936 1.84205970 1.87388721 1.90612539 4
5 2.05546422 2.10034166 2.14599955 2.19244804 2.23969733 5
6 2.37406117 2.43639632 2.50008948 2.56516420 2.63164437 6
7 2.74204066 2.82621973 2.91260424 3.00124212 3.09218213 7
8 3.16705696 3.27841489 3.39318394 3.51145328 3.63331400 8
9 3.65795078 3.80296127 3.95305929 4.10840033 4.26914396 9
10 4.22493316 4.41143508 4.60531407 4.80682839 5.01624415 10
11 4.87979780 5.11726469 5.36519090 5.62398922 5.89408687 11
12 5.63616645 5.93602704 6.25044739 6.58006738 6.92555208 12
13 6.50977225 6.88579137 7.28177121 7.69867884 8.13752369 13
14 7.51878695 7.98751799 8.48326346 9.00745424 9.56159034 14
15 8.68419893 9.26552087 9.88300194 10.53872146 11.23486864 15
16 10.03024977 10.74800420 11.51369726 12.33030411 13.20097066 16
17 11.58493848 12.46768488 13.41345730 14.42645581 15.51114052 17
18 13.38060394 14.46251446 15.62667776 16.87895329 18.22559011 18
19 15.45459756 16.77651677 18.20507959 19.74837535 21.41506838 19
20 17.85006018 19.46075945 21.20891772 23.10559916 25.16270535 20
21 20.61681950 22.57448097 24.70838914 27.03355102 29.56617879 21
22 23.81242653 26.18639792 28.78527335 31.62925470 34.74026008 22
23 27.50335264 30.37622159 33.53484345 37.00622799 40.81980559 23
24 31.76637230 35.23641704 39.06809262 43.29728675 47.96327157 24
25 36.69016000 40.87424377 45.51432791 50.65782550 56.35684409 25
26 42.37713481 47.41412277 53.02419201 59.26965584 66.21929181 26
27 48.94559070 55.00038241 61.77318369 69.34549733 77.80766787 27
28 56.53215726 63.80044360 71.96575900 81.13423187 91.42400975 28
29 65.29464163 74.00851458 83.84010924 94.92705129 107.42321146 29
30 75.41531109 85.84987691 97.67372726 111.06465001 126.22227346 30
31 87.10468431 99.58585721 113.78989226 129.94564051 148.31117132 31
32 100.60591037 115.51959437 132.56522448 152.03639940 174.26562630 32
33 116.19982648 134.00272947 154.43848652 177.88258730 204.76211090 33
34 134.21079959 155.44316618 179.92083680 208.12262714 240.59548031 34
35 155.01347352 180.31407277 209.60777487 243.50347375 282.69968936 35
36 179.04056192 209.16432441 244.19305773 284.89906429 332.17213500 36
37 206.79184901 242.63061632 284.48491225 333.33190522 390.30225862 37
38 238.84458561 281.45151493 331.42492277 389.99832910 458.60515388 38
39 275.86549638 326.48375732 386.11003503 456.29804505 538.86105581 39
40 318.62464832 378.72115849 449.81819081 533.86871271 633.16174058 40
41 368.01146881 439.31654385 524.03819230 624.62639387 743.96504518 41
42 425.05324647 509.60719087 610.50449402 730.81288083 874.15892808 42
43 490.93649968 591.14434141 711.23773554 855.05107057 1027.13674050 43
44 567.03165713 685.72743603 828.59196190 1000.40975257 1206.88567009 44
45 654.92156398 795.44382580 965.30963562 1170.47941051 1418.09066235 45
46 756.43440640 922.71483793 1124.58572549 1369.46091029 1666.25652826 46
47 873.68173939 1070.34921199 1310.14237020 1602.26926504 1957.85142071 47
48 1009.10240900 1241.60508591 1526.31586128 1874.65504010 2300.47541933 48
49 1165.51328239 1440.26189966 1778.15797839 2193.34639691 2703.05861771 49
50 1346.16784116 1670.70380360 2071.55404483 2566.21528439 3176.09387581 50
60 5687.46914634 7370.20136525 9540.15699742 12335.35648192 15932.06231760 60
70 24029.17697296 32513.16483938 43935.41928717 59293.94172875 79919.11436393 70
80 101521.66651649 143429.71589035 202336.40478466 285015.80241197 400893.78972993 80
90 428922.25496878 632730.87999950 931822.69261130 1370022.05041723 2010981.12664487 90
100 1812167.85657892 2791251.19937481 4291336.16063548 6585460.88583692 10087572.30798260 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

(1+ i)n VDC 9

 (1+ i)n

n 18.00% 18.50% 19.00% 19.50% 20.00% n

1 1.18000000 1.18500000 1.19000000 1.19500000 1.20000000 1
2 1.39240000 1.40422500 1.41610000 1.42802500 1.44000000 2
3 1.64303200 1.66400663 1.68515900 1.70648988 1.72800000 3
4 1.93877776 1.97184785 2.00533921 2.03925540 2.07360000 4
5 2.28775776 2.33663970 2.38635366 2.43691020 2.48832000 5
6 2.69955415 2.76891805 2.83976086 2.91210769 2.98598400 6
7 3.18547390 3.28116789 3.37931542 3.47996869 3.58318080 7
8 3.75885920 3.88818395 4.02138535 4.15856259 4.29981696 8
9 4.43545386 4.60749798 4.78544856 4.96948229 5.15978035 9
10 5.23383555 5.45988510 5.69468379 5.93853134 6.19173642 10
11 6.17592595 6.46996385 6.77667371 7.09654495 7.43008371 11
12 7.28759263 7.66690716 8.06424172 8.48037122 8.91610045 12
13 8.59935930 9.08528498 9.59644764 10.13404361 10.69932054 13
14 10.14724397 10.76606270 11.41977269 12.11018211 12.83918465 14
15 11.97374789 12.75778430 13.58952950 14.47166762 15.40702157 15
16 14.12902251 15.11797440 16.17154011 17.29364281 18.48842589 16
17 16.67224656 17.91479966 19.24413273 20.66590315 22.18611107 17
18 19.67325094 21.22903760 22.90051795 24.69575427 26.62333328 18
19 23.21443611 25.15640955 27.25161636 29.51142635 31.94799994 19
20 27.39303460 29.81034532 32.42942347 35.26615449 38.33759992 20
21 32.32378083 35.32525921 38.59101393 42.14305461 46.00511991 21
22 38.14206138 41.86043216 45.92330658 50.36095026 55.20614389 22
23 45.00763243 49.60461211 54.64873482 60.18133557 66.24737267 23
24 53.10900627 58.78146535 65.03199444 71.91669600 79.49684720 24
25 62.66862740 69.65603644 77.38807338 85.94045172 95.39621664 25
26 73.94898033 82.54240318 92.09180733 102.69883981 114.47545997 26
27 87.25979679 97.81274777 109.58925072 122.72511357 137.37055197 27
28 102.96656021 115.90810611 130.41120836 146.65651072 164.84466236 28
29 121.50054105 137.35110574 155.18933794 175.25453031 197.81359483 29
30 143.37063844 162.76106030 184.67531215 209.42916372 237.37631380 30
31 169.17735336 192.87185646 219.76362146 250.26785064 284.85157656 31
32 199.62927696 228.55314990 261.51870954 299.07008152 341.82189187 32
33 235.56254681 270.83548263 311.20726435 357.38874741 410.18627025 33
34 277.96380524 320.94004692 370.33664458 427.07955316 492.22352430 34
35 327.99729018 380.31395560 440.70060705 510.36006602 590.66822915 35
36 387.03680242 450.67203738 524.43372239 609.88027890 708.80187499 36
37 456.70342685 534.04636430 624.07612965 728.80693328 850.56224998 37
38 538.91004369 632.84494170 742.65059428 870.92428527 1020.67469998 38
39 635.91385155 749.92125591 883.75420719 1040.75452090 1224.80963997 39
40 750.37834483 888.65668825 1051.66750656 1243.70165248 1469.77156797 40
41 885.44644690 1053.05817558 1251.48433281 1486.22347471 1763.72588156 41
42 1044.82680734 1247.87393806 1489.26635604 1776.03705228 2116.47105788 42
43 1232.89563266 1478.73061660 1772.22696369 2122.36427748 2539.76526945 43
44 1454.81684654 1752.29578067 2108.95008679 2536.22531159 3047.71832334 44
45 1716.68387891 2076.47050010 2509.65060328 3030.78924734 3657.26198801 45
46 2025.68697712 2460.61754262 2986.48421790 3621.79315058 4388.71438561 46
47 2390.31063300 2915.83178800 3553.91621930 4328.04281494 5266.45726273 47
48 2820.56654694 3455.26066878 4229.16030097 5172.01116385 6319.74871528 48
49 3328.26852539 4094.48389250 5032.70075815 6180.55334080 7583.69845834 49
50 3927.35685996 4851.96341262 5988.91390220 7385.76124226 9100.43815000 50
60 20555.13996610 26491.16275002 34104.97091927 43860.57461523 56347.51435317 60
70 107582.22236788 144638.70482267 194217.02505644 260467.39699231 348888.95693221 70
80 563067.66038565 789710.70957487 1106004.54435390 1546793.80038024 2160228.46201033 80
90 2947003.54012060 4311729.73777555 6298346.15052915 9185683.46181687 13375565.24893450 90
100 15424131.90545350 23541548.95737240 35867089.72797130 54549469.12765890 82817974.52201560 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

10 Tabla I
 Tabla I

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 1.20500000 1.21000000 1.21500000 1.22000000 1.22500000 1
2 1.45202500 1.46410000 1.47622500 1.48840000 1.50062500 2
3 1.74969013 1.77156100 1.79361338 1.81584800 1.83826563 3
4 2.10837660 2.14358881 2.17924025 2.21533456 2.25187539 4
5 2.54059380 2.59374246 2.64777690 2.70270816 2.75854735 5
6 3.06141553 3.13842838 3.21704894 3.29730396 3.37922051 6
7 3.68900572 3.79749834 3.90871446 4.02271083 4.13954512 7
8 4.44525189 4.59497299 4.74908807 4.90770721 5.07094277 8
9 5.35652853 5.55991731 5.77014200 5.98740280 6.21190490 9
10 6.45461688 6.72749995 7.01072254 7.30463142 7.60958350 10
11 7.77781334 8.14027494 8.51802788 8.91165033 9.32173979 11
12 9.37226507 9.84973268 10.34940388 10.87221340 11.41913124 12
13 11.29357941 11.91817654 12.57452571 13.26410035 13.98843577 13
14 13.60876319 14.42099361 15.27804874 16.18220242 17.13583382 14
15 16.39855964 17.44940227 18.56282921 19.74228696 20.99139643 15
16 19.76026437 21.11377675 22.55383750 24.08559009 25.71446063 16
17 23.81111856 25.54766986 27.40291256 29.38441990 31.50021427 17
18 28.69239787 30.91268053 33.29453876 35.84899228 38.58776248 18
19 34.57433943 37.40434344 40.45286459 43.73577059 47.27000903 19
20 41.66207901 45.25925557 49.15023048 53.35764012 57.90576107 20
21 50.20280521 54.76369924 59.71753003 65.09632094 70.93455731 21
22 60.49438028 66.26407608 72.55679899 79.41751155 86.89483270 22
23 72.89572823 80.17953205 88.15651077 96.88936409 106.44617006 23
24 87.83935252 97.01723378 107.11016058 118.20502419 130.39655832 24
25 105.84641979 117.39085288 130.13884511 144.21012951 159.73578395 25
26 127.54493585 142.04293198 158.11869681 175.93635800 195.67633533 26
27 153.69164769 171.87194770 192.11421662 214.64235676 239.70351078 27
28 185.19843547 207.96505672 233.41877320 261.86367525 293.63680071 28
29 223.16411474 251.63771863 283.60380943 319.47368380 359.70508087 29
30 268.91275826 304.48163954 344.57862846 389.75789424 440.63872407 30
31 324.03987371 368.42278385 418.66303358 475.50463097 539.78243698 31
32 390.46804782 445.79156845 508.67558580 580.11564979 661.23348530 32
33 470.51399762 539.40779783 618.04083675 707.74109274 810.01101950 33
34 566.96936713 652.68343537 750.91961665 863.44413314 992.26349888 34
35 683.19808740 789.74695680 912.36733423 1053.40184243 1215.52278613 35
36 823.25369531 955.59381773 1108.52631109 1285.15024777 1489.01541301 36
37 992.02070285 1156.26851945 1346.85946797 1567.88330227 1824.04388094 37
38 1195.38494694 1399.08490853 1636.43425358 1912.81762878 2234.45375415 38
39 1440.43886106 1692.89273933 1988.26761810 2333.63750711 2737.20584883 39
40 1735.72882757 2048.40021459 2415.74515599 2847.03775867 3353.07716482 40
41 2091.55323723 2478.56425965 2935.13036453 3473.38606558 4107.51952691 41
42 2520.32165086 2999.06275417 3566.18339291 4237.53100000 5031.71142046 42
43 3036.98758928 3628.86593255 4332.91282238 5169.78782000 6163.84649007 43
44 3659.57004509 4390.92777839 5264.48907919 6307.14114040 7550.71195033 44
45 4409.78190433 5313.02261185 6396.35423122 7694.71219129 9249.62213916 45
46 5313.78719472 6428.75736034 7771.57039093 9387.54887338 11330.78712047 46
47 6403.11356964 7778.79640601 9442.45802498 11452.80962552 13880.21422257 47
48 7715.75185141 9412.34365127 11472.58650036 13972.42774314 17003.26242265 48
49 9297.48098095 11388.93581804 13939.19259793 17046.36184663 20828.99646774 49
50 11203.46458205 13780.61233982 16936.11900649 20796.56145288 25515.52067299 50
60 72314.07155724 92709.06881783 118734.43119206 151911.21612162 194162.48514759 60
70 466759.62662167 623700.25577398 832414.15256364 1109655.44163785 1477495.64360645 70
80 3012754.56287307 4195943.43911383 5835824.65870760 8105623.99928836 11243126.47325580 80
90 19446176.44376860 28228209.27401140 40913347.45125660 59208595.70684830 85555509.71715570 90
100 125517618.64118200 189905276.46046400 286832127.00190200 432496968.26361500 651041795.21362500 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

(1+ i)n VDC 11

 (1+ i)n

n 23.00% 23.50% 24.00% 24.50% 25.00% n

1 1.23000000 1.23500000 1.24000000 1.24500000 1.25000000 1
2 1.51290000 1.52522500 1.53760000 1.55002500 1.56250000 2
3 1.86086700 1.88365288 1.90662400 1.92978113 1.95312500 3
4 2.28886641 2.32631130 2.36421376 2.40257750 2.44140625 4
5 2.81530568 2.87299446 2.93162506 2.99120899 3.05175781 5
6 3.46282599 3.54814815 3.63521508 3.72405519 3.81469727 6
7 4.25927597 4.38196297 4.50766670 4.63644871 4.76837158 7
8 5.23890944 5.41172427 5.58950670 5.77237865 5.96046448 8
9 6.44385861 6.68347947 6.93098831 7.18661141 7.45058060 9
10 7.92594610 8.25409715 8.59442551 8.94733121 9.31322575 10
11 9.74891370 10.19380998 10.65708763 11.13942736 11.64153218 11
12 11.99116385 12.58935532 13.21478866 13.86858706 14.55191523 12
13 14.74913153 15.54785382 16.38633794 17.26639089 18.18989404 13
14 18.14143179 19.20159947 20.31905904 21.49665666 22.73736754 14
15 22.31396110 23.71397534 25.19563321 26.76333754 28.42170943 15
16 27.44617215 29.28675955 31.24258518 33.32035524 35.52713679 16
17 33.75879174 36.16914804 38.74080563 41.48384227 44.40892099 17
18 41.52331385 44.66889783 48.03859898 51.64738363 55.51115123 18
19 51.07367603 55.16608882 59.56786273 64.30099262 69.38893904 19
20 62.82062152 68.13011969 73.86414979 80.05473581 86.73617380 20
21 77.26936447 84.14069782 91.59154574 99.66814608 108.42021725 21
22 95.04131829 103.91376181 113.57351671 124.08684187 135.52527156 22
23 116.90082150 128.33349583 140.83116072 154.48811813 169.40658945 23
24 143.78801045 158.49186735 174.63063930 192.33770707 211.75823681 24
25 176.85925285 195.73745618 216.54199273 239.46044531 264.69779602 25
26 217.53688100 241.73575838 268.51207098 298.12825441 330.87224502 26
27 267.57036364 298.54366160 332.95496802 371.16967674 413.59030628 27
28 329.11154727 368.70142208 412.86416034 462.10624754 516.98788285 28
29 404.80720314 455.34625627 511.95155882 575.32227818 646.23485356 29
30 497.91285987 562.35262649 634.81993294 716.27623634 807.79356695 30
31 612.43281764 694.50549371 787.17671685 891.76391424 1009.74195868 31
32 753.29236569 857.71428474 976.09912889 1110.24607323 1262.17744835 32
33 926.54960980 1059.27714165 1210.36291982 1382.25636117 1577.72181044 33
34 1139.65602006 1308.20726994 1500.85002058 1720.90916966 1972.15226305 34
35 1401.77690467 1615.63597837 1861.05402552 2142.53191623 2465.19032882 35
36 1724.18559275 1995.31043329 2307.70699165 2667.45223570 3081.48791102 36
37 2120.74827908 2464.20838511 2861.55666964 3320.97803345 3851.85988877 37
38 2608.52038327 3043.29735561 3548.33027036 4134.61765165 4814.82486097 38
39 3208.48007142 3758.47223418 4399.92953524 5147.59897630 6018.53107621 39
40 3946.43048785 4641.71320922 5455.91262370 6408.76072549 7523.16384526 40
41 4854.10950005 5732.51581338 6765.33165339 7978.90710324 9403.95480658 41
42 5970.55468506 7079.65702953 8389.01125021 9933.73934353 11754.94350822 42
43 7343.78226263 8743.37643147 10402.37395025 12367.50548270 14693.67938528 43
44 9032.85218303 10798.06989286 12898.94369832 15397.54432596 18367.09923160 44
45 11110.40818513 13335.61631769 15994.69018591 19169.94268582 22958.87403950 45
46 13665.80206771 16469.48615234 19833.41583053 23866.57864385 28698.59254937 46
47 16808.93654329 20339.81539814 24593.43562986 29713.89041159 35873.24068672 47
48 20674.99194824 25119.67201671 30495.86018102 36993.79356243 44841.55085839 48
49 25430.24009634 31022.79494063 37814.86662447 46057.27298522 56051.93857299 49
50 31279.19531850 38313.15175168 46890.43461434 57341.30486660 70064.92321624 50
60 247917.21602227 316240.47651897 402996.34725999 513051.64674431 652530.44679986 60
70 1964978.49047580 2610279.61461186 3463522.08591425 4590443.01205548 6077163.35728632 70
80 15574313.59541270 21545501.51662650 29766982.55747920 41072214.03663250 56597994.24266750 80
90 123441170.04024900 177838662.57254700 255830114.14329600 367486702.57766400 527109897.16153200 90
100 978388059.77259100 1467897597.14743000 2198712858.32186000 3288025243.80487000 4909093465.29779000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

12 Tabla I
 Tabla II

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 0.99750623 0.99502488 0.99255583 0.99009901 0.98765432 1
2 0.99501869 0.99007450 0.98516708 0.98029605 0.97546106 2
3 0.99253734 0.98514876 0.97783333 0.97059015 0.96341833 3
4 0.99006219 0.98024752 0.97055417 0.96098034 0.95152428 4
5 0.98759321 0.97537067 0.96332920 0.95146569 0.93977706 5
6 0.98513038 0.97051808 0.95615802 0.94204524 0.92817488 6
7 0.98267370 0.96568963 0.94904022 0.93271805 0.91671593 7
8 0.98022314 0.96088520 0.94197540 0.92348322 0.90539845 8
9 0.97777869 0.95610468 0.93496318 0.91433982 0.89422069 9
10 0.97534034 0.95134794 0.92800315 0.90528695 0.88318093 10
11 0.97290807 0.94661487 0.92109494 0.89632372 0.87227746 11
12 0.97048187 0.94190534 0.91423815 0.88744923 0.86150860 12
13 0.96806171 0.93721924 0.90743241 0.87866260 0.85087269 13
14 0.96564759 0.93255646 0.90067733 0.86996297 0.84036809 14
15 0.96323949 0.92791688 0.89397254 0.86134947 0.82999318 15
16 0.96083740 0.92330037 0.88731766 0.85282126 0.81974635 16
17 0.95844130 0.91870684 0.88071231 0.84437749 0.80962602 17
18 0.95605117 0.91413616 0.87415614 0.83601731 0.79963064 18
19 0.95366700 0.90958822 0.86764878 0.82773992 0.78975866 19
20 0.95128878 0.90506290 0.86118985 0.81954447 0.78000855 20
21 0.94891649 0.90056010 0.85477901 0.81143017 0.77037881 21
22 0.94655011 0.89607971 0.84841589 0.80339621 0.76086796 22
23 0.94418964 0.89162160 0.84210014 0.79544179 0.75147453 23
24 0.94183505 0.88718567 0.83583140 0.78756613 0.74219707 24
25 0.93948634 0.88277181 0.82960933 0.77976844 0.73303414 25
26 0.93714348 0.87837991 0.82343358 0.77204796 0.72398434 26
27 0.93480646 0.87400986 0.81730380 0.76440392 0.71504626 27
28 0.93247527 0.86966155 0.81121966 0.75683557 0.70621853 28
29 0.93014990 0.86533488 0.80518080 0.74934215 0.69749978 29
30 0.92783032 0.86102973 0.79918690 0.74192292 0.68888867 30
31 0.92551653 0.85674600 0.79323762 0.73457715 0.68038387 31
32 0.92320851 0.85248358 0.78733262 0.72730411 0.67198407 32
33 0.92090624 0.84824237 0.78147158 0.72010307 0.66368797 33
34 0.91860972 0.84402226 0.77565418 0.71297334 0.65549429 34
35 0.91631892 0.83982314 0.76988008 0.70591420 0.64740177 35
36 0.91403384 0.83564492 0.76414896 0.69892495 0.63940916 36
37 0.91175445 0.83148748 0.75846051 0.69200490 0.63151522 37
38 0.90948075 0.82735073 0.75281440 0.68515337 0.62371873 38
39 0.90721272 0.82323455 0.74721032 0.67836967 0.61601850 39
40 0.90495034 0.81913886 0.74164796 0.67165314 0.60841334 40
41 0.90269361 0.81506354 0.73612701 0.66500311 0.60090206 41
42 0.90044250 0.81100850 0.73064716 0.65841892 0.59348352 42
43 0.89819701 0.80697363 0.72520809 0.65189992 0.58615656 43
44 0.89595712 0.80295884 0.71980952 0.64544546 0.57892006 44
45 0.89372281 0.79896402 0.71445114 0.63905492 0.57177290 45
46 0.89149407 0.79498907 0.70913264 0.63272764 0.56471397 46
47 0.88927090 0.79103390 0.70385374 0.62646301 0.55774219 47
48 0.88705326 0.78709841 0.69861414 0.62026041 0.55085649 48
49 0.88484116 0.78318250 0.69341353 0.61411921 0.54405579 49
50 0.88263457 0.77928607 0.68825165 0.60803882 0.53733905 50
60 0.86086911 0.74137220 0.63869970 0.55044962 0.47456760 60
70 0.83964037 0.70530291 0.59271533 0.49831486 0.41912905 70
80 0.81893512 0.67098847 0.55004170 0.45111794 0.37016679 80
90 0.79874046 0.63834350 0.51044043 0.40839119 0.32692425 90
100 0.77904379 0.60728678 0.47369033 0.36971121 0.28873326 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

(1+ i)-n VDC 13

 (1+ i)-n

n 1.50% 1.75% 2.00% 2.25% 2.50% n

1 0.98522167 0.98280098 0.98039216 0.97799511 0.97560976 1
2 0.97066175 0.96589777 0.96116878 0.95647444 0.95181440 2
3 0.95631699 0.94928528 0.94232233 0.93542732 0.92859941 3
4 0.94218423 0.93295851 0.92384543 0.91484335 0.90595064 4
5 0.92826033 0.91691254 0.90573081 0.89471232 0.88385429 5
6 0.91454219 0.90114254 0.88797138 0.87502427 0.86229687 6
7 0.90102679 0.88564378 0.87056018 0.85576946 0.84126524 7
8 0.88771112 0.87041157 0.85349037 0.83693835 0.82074657 8
9 0.87459224 0.85544135 0.83675527 0.81852161 0.80072836 9
10 0.86166723 0.84072860 0.82034830 0.80051013 0.78119840 10
11 0.84893323 0.82626889 0.80426304 0.78289499 0.76214478 11
12 0.83638742 0.81205788 0.78849318 0.76566748 0.74355589 12
13 0.82402702 0.79809128 0.77303253 0.74881905 0.72542038 13
14 0.81184928 0.78436490 0.75787502 0.73234137 0.70772720 14
15 0.79985150 0.77087459 0.74301473 0.71622628 0.69046556 15
16 0.78803104 0.75761631 0.72844581 0.70046580 0.67362493 16
17 0.77638526 0.74458605 0.71416256 0.68505212 0.65719506 17
18 0.76491159 0.73177990 0.70015937 0.66997763 0.64116591 18
19 0.75360747 0.71919401 0.68643076 0.65523484 0.62552772 19
20 0.74247042 0.70682458 0.67297133 0.64081647 0.61027094 20
21 0.73149795 0.69466789 0.65977582 0.62671538 0.59538629 21
22 0.72068763 0.68272028 0.64683904 0.61292457 0.58086467 22
23 0.71003708 0.67097817 0.63415592 0.59943724 0.56669724 23
24 0.69954392 0.65943800 0.62172149 0.58624668 0.55287535 24
25 0.68920583 0.64809632 0.60953087 0.57334639 0.53939059 25
26 0.67902052 0.63694970 0.59757928 0.56072997 0.52623472 26
27 0.66898574 0.62599479 0.58586204 0.54839117 0.51339973 27
28 0.65909925 0.61522829 0.57437455 0.53632388 0.50087778 28
29 0.64935887 0.60464697 0.56311231 0.52452213 0.48866125 29
30 0.63976243 0.59424764 0.55207089 0.51298008 0.47674269 30
31 0.63030781 0.58402716 0.54124597 0.50169201 0.46511481 31
32 0.62099292 0.57398247 0.53063330 0.49065233 0.45377055 32
33 0.61181568 0.56411053 0.52022873 0.47985558 0.44270298 33
34 0.60277407 0.55440839 0.51002817 0.46929641 0.43190534 34
35 0.59386608 0.54487311 0.50002761 0.45896960 0.42137107 35
36 0.58508974 0.53550183 0.49022315 0.44887002 0.41109372 36
37 0.57644309 0.52629172 0.48061093 0.43899268 0.40106705 37
38 0.56792423 0.51724002 0.47118719 0.42933270 0.39128492 38
39 0.55953126 0.50834400 0.46194822 0.41988528 0.38174139 39
40 0.55126232 0.49960098 0.45289042 0.41064575 0.37243062 40
41 0.54311559 0.49100834 0.44401021 0.40160954 0.36334695 41
42 0.53508925 0.48256348 0.43530413 0.39277216 0.35448483 42
43 0.52718153 0.47426386 0.42676875 0.38412925 0.34583886 43
44 0.51939067 0.46610699 0.41840074 0.37567653 0.33740376 44
45 0.51171494 0.45809040 0.41019680 0.36740981 0.32917440 45
46 0.50415265 0.45021170 0.40215373 0.35932500 0.32114576 46
47 0.49670212 0.44246850 0.39426836 0.35141809 0.31331294 47
48 0.48936170 0.43485848 0.38653761 0.34368518 0.30567116 48
49 0.48212975 0.42737934 0.37895844 0.33612242 0.29821576 49
50 0.47500468 0.42002883 0.37152788 0.32872608 0.29094221 50
60 0.40929597 0.35313025 0.30478227 0.26314856 0.22728359 60
70 0.35267692 0.29688670 0.25002761 0.21065309 0.17755358 70
80 0.30389015 0.24960114 0.20510973 0.16862993 0.13870457 80
90 0.26185218 0.20984682 0.16826142 0.13498997 0.10835579 90
100 0.22562944 0.17642422 0.13803297 0.10806084 0.08464737 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

14 VDC Tabla II
 Tabla II

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 0.97323601 0.97087379 0.96852300 0.96618357 0.96385542 1
2 0.94718833 0.94259591 0.93803681 0.93351070 0.92901727 2
3 0.92183779 0.91514166 0.90851022 0.90194271 0.89543834 3
4 0.89716573 0.88848705 0.87991305 0.87144223 0.86307310 4
5 0.87315400 0.86260878 0.85221603 0.84197317 0.83187768 5
6 0.84978491 0.83748426 0.82539083 0.81350064 0.80180981 6
7 0.82704128 0.81309151 0.79941000 0.78599096 0.77282874 7
8 0.80490635 0.78940923 0.77424698 0.75941156 0.74489517 8
9 0.78336385 0.76641673 0.74987601 0.73373097 0.71797125 9
10 0.76239791 0.74409391 0.72627216 0.70891881 0.69202048 10
11 0.74199310 0.72242128 0.70341129 0.68494571 0.66700769 11
12 0.72213440 0.70137988 0.68127002 0.66178330 0.64289898 12
13 0.70280720 0.68095134 0.65982568 0.63940415 0.61966167 13
14 0.68399728 0.66111781 0.63905635 0.61778179 0.59726426 14
15 0.66569078 0.64186195 0.61894078 0.59689062 0.57567639 15
16 0.64787424 0.62316694 0.59945838 0.57670591 0.55486881 16
17 0.63053454 0.60501645 0.58058923 0.55720378 0.53481331 17
18 0.61365892 0.58739461 0.56231402 0.53836114 0.51548271 18
19 0.59723496 0.57028603 0.54461407 0.52015569 0.49685080 19
20 0.58125057 0.55367575 0.52747125 0.50256588 0.47889234 20
21 0.56569398 0.53754928 0.51086804 0.48557090 0.46158298 21
22 0.55055375 0.52189250 0.49478745 0.46915063 0.44489926 22
23 0.53581874 0.50669175 0.47921302 0.45328563 0.42881856 23
24 0.52147809 0.49193374 0.46412884 0.43795713 0.41331910 24
25 0.50752126 0.47760557 0.44951945 0.42314699 0.39837985 25
26 0.49393796 0.46369473 0.43536993 0.40883767 0.38398058 26
27 0.48071821 0.45018906 0.42166579 0.39501224 0.37010176 27
28 0.46785227 0.43707675 0.40839302 0.38165434 0.35672459 28
29 0.45533068 0.42434636 0.39553803 0.36874815 0.34383093 29
30 0.44314421 0.41198676 0.38308768 0.35627841 0.33140331 30
31 0.43128391 0.39998715 0.37102923 0.34423035 0.31942487 31
32 0.41974103 0.38833703 0.35935035 0.33258971 0.30787940 32
33 0.40850708 0.37702625 0.34803908 0.32134271 0.29675123 33
34 0.39757380 0.36604490 0.33708385 0.31047605 0.28602528 34
35 0.38693314 0.35538340 0.32647346 0.29997686 0.27568702 35
36 0.37657727 0.34503243 0.31619706 0.28983272 0.26572242 36
37 0.36649856 0.33498294 0.30624413 0.28003161 0.25611800 37
38 0.35668959 0.32522615 0.29660448 0.27056194 0.24686072 38
39 0.34714316 0.31575355 0.28726826 0.26141250 0.23793805 39
40 0.33785222 0.30655684 0.27822592 0.25257247 0.22933788 40
41 0.32880995 0.29762800 0.26946820 0.24403137 0.22104855 41
42 0.32000968 0.28895922 0.26098615 0.23577910 0.21305885 42
43 0.31144495 0.28054294 0.25277109 0.22780590 0.20535793 43
44 0.30310944 0.27237178 0.24481462 0.22010231 0.19793535 44
45 0.29499702 0.26443862 0.23710859 0.21265924 0.19078106 45
46 0.28710172 0.25673653 0.22964512 0.20546787 0.18388536 46
47 0.27941773 0.24925876 0.22241658 0.19851968 0.17723890 47
48 0.27193940 0.24199880 0.21541558 0.19180645 0.17083268 48
49 0.26466122 0.23495029 0.20863494 0.18532024 0.16465800 49
50 0.25757783 0.22810708 0.20206774 0.17905337 0.15870651 50
60 0.19637679 0.16973309 0.14675617 0.12693431 0.10982815 60
70 0.14971726 0.12629736 0.10658492 0.08998612 0.07600333 70
80 0.11414412 0.09397710 0.07740966 0.06379285 0.05259586 80
90 0.08702324 0.06992779 0.05622048 0.04522395 0.03639741 90
100 0.06634634 0.05203284 0.04083137 0.03206011 0.02518776 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

(1+ i)-n VDC 15

 (1+ i)-n

n 4.00% 4.25% 4.50% 4.75% 5.00% n

1 0.96153846 0.95923261 0.95693780 0.95465394 0.95238095 1
2 0.92455621 0.92012721 0.91572995 0.91136414 0.90702948 2
3 0.88899636 0.88261603 0.87629660 0.87003737 0.86383760 3
4 0.85480419 0.84663408 0.83856134 0.83058460 0.82270247 4
5 0.82192711 0.81211902 0.80245105 0.79292086 0.78352617 5
6 0.79031453 0.77901105 0.76789574 0.75696502 0.74621540 6
7 0.75991781 0.74725281 0.73482846 0.72263964 0.71068133 7
8 0.73069021 0.71678926 0.70318513 0.68987077 0.67683936 8
9 0.70258674 0.68756764 0.67290443 0.65858785 0.64460892 9
10 0.67556417 0.65953730 0.64392768 0.62872349 0.61391325 10
11 0.64958093 0.63264969 0.61619874 0.60021335 0.58467929 11
12 0.62459705 0.60685822 0.58966386 0.57299604 0.55683742 12
13 0.60057409 0.58211819 0.56427164 0.54701293 0.53032135 13
14 0.57747508 0.55838676 0.53997286 0.52220804 0.50506795 14
15 0.55526450 0.53562279 0.51672044 0.49852797 0.48101710 15
16 0.53390818 0.51378685 0.49446932 0.47592169 0.45811152 16
17 0.51337325 0.49284110 0.47317639 0.45434051 0.43629669 17
18 0.49362812 0.47274926 0.45280037 0.43373796 0.41552065 18
19 0.47464242 0.45347650 0.43330179 0.41406965 0.39573396 19
20 0.45638695 0.43498945 0.41464286 0.39529322 0.37688948 20
21 0.43883360 0.41725607 0.39678743 0.37736823 0.35894236 21
22 0.42195539 0.40024563 0.37970089 0.36025607 0.34184987 22
23 0.40572633 0.38392866 0.36335013 0.34391987 0.32557131 23
24 0.39012147 0.36827689 0.34770347 0.32832446 0.31006791 24
25 0.37511680 0.35326321 0.33273060 0.31343624 0.29530277 25
26 0.36068923 0.33886159 0.31840248 0.29922314 0.28124073 26
27 0.34681657 0.32504709 0.30469137 0.28565455 0.26784832 27
28 0.33347747 0.31179577 0.29157069 0.27270124 0.25509364 28
29 0.32065141 0.29908467 0.27901502 0.26033531 0.24294632 29
30 0.30831867 0.28689177 0.26700002 0.24853013 0.23137745 30
31 0.29646026 0.27519594 0.25550241 0.23726027 0.22035947 31
32 0.28505794 0.26397692 0.24449991 0.22650145 0.20986617 32
33 0.27409417 0.25321527 0.23397121 0.21623050 0.19987254 33
34 0.26355209 0.24289235 0.22389589 0.20642530 0.19035480 34
35 0.25341547 0.23299026 0.21425444 0.19706473 0.18129029 35
36 0.24366872 0.22349186 0.20502817 0.18812862 0.17265741 36
37 0.23429685 0.21438068 0.19619921 0.17959772 0.16443563 37
38 0.22528543 0.20564094 0.18775044 0.17145367 0.15660536 38
39 0.21662061 0.19725750 0.17966549 0.16367893 0.14914797 39
40 0.20828904 0.18921582 0.17192870 0.15625673 0.14204568 40
41 0.20027793 0.18150199 0.16452507 0.14917110 0.13528160 41
42 0.19257493 0.17410263 0.15744026 0.14240678 0.12883962 42
43 0.18516820 0.16700492 0.15066054 0.13594919 0.12270440 43
44 0.17804635 0.16019657 0.14417276 0.12978443 0.11686133 44
45 0.17119841 0.15366577 0.13796437 0.12389922 0.11129651 45
46 0.16461386 0.14740122 0.13202332 0.11828088 0.10599668 46
47 0.15828256 0.14139206 0.12633810 0.11291731 0.10094921 47
48 0.15219476 0.13562787 0.12089771 0.10779695 0.09614211 48
49 0.14634112 0.13009868 0.11569158 0.10290878 0.09156391 49
50 0.14071262 0.12479489 0.11070965 0.09824228 0.08720373 50
60 0.09506040 0.08230689 0.07128901 0.06176723 0.05353552 60
70 0.06421940 0.05428446 0.04590497 0.03883451 0.03286617 70
80 0.04338433 0.03580263 0.02955948 0.02441617 0.02017698 80
90 0.02930890 0.02361317 0.01903417 0.01535102 0.01238691 90
100 0.01980004 0.01557377 0.01225663 0.00965154 0.00760449 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

16 VDC Tabla II
 Tabla II

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 0.94786730 0.94339623 0.93896714 0.93457944 0.93023256 1
2 0.89845242 0.88999644 0.88165928 0.87343873 0.86533261 2
3 0.85161366 0.83961928 0.82784909 0.81629788 0.80496057 3
4 0.80721674 0.79209366 0.77732309 0.76289521 0.74880053 4
5 0.76513435 0.74725817 0.72988084 0.71298618 0.69655863 5
6 0.72524583 0.70496054 0.68533412 0.66634222 0.64796152 6
7 0.68743681 0.66505711 0.64350621 0.62274974 0.60275490 7
8 0.65159887 0.62741237 0.60423119 0.58200910 0.56070223 8
9 0.61762926 0.59189846 0.56735323 0.54393374 0.52158347 9
10 0.58543058 0.55839478 0.53272604 0.50834929 0.48519393 10
11 0.55491050 0.52678753 0.50021224 0.47509280 0.45134319 11
12 0.52598152 0.49696936 0.46968285 0.44401196 0.41985413 12
13 0.49856068 0.46883902 0.44101676 0.41496445 0.39056198 13
14 0.47256937 0.44230096 0.41410025 0.38781724 0.36331347 14
15 0.44793305 0.41726506 0.38882652 0.36244602 0.33796602 15
16 0.42458109 0.39364628 0.36509533 0.33873460 0.31438699 16
17 0.40244653 0.37136442 0.34281251 0.31657439 0.29245302 17
18 0.38146590 0.35034379 0.32188969 0.29586392 0.27204932 18
19 0.36157906 0.33051301 0.30224384 0.27650833 0.25306913 19
20 0.34272896 0.31180473 0.28379703 0.25841900 0.23541315 20
21 0.32486158 0.29415540 0.26647608 0.24151309 0.21898897 21
22 0.30792567 0.27750510 0.25021228 0.22571317 0.20371067 22
23 0.29187267 0.26179726 0.23494111 0.21094688 0.18949830 23
24 0.27665656 0.24697855 0.22060198 0.19714662 0.17627749 24
25 0.26223370 0.23299863 0.20713801 0.18424918 0.16397906 25
26 0.24856275 0.21981003 0.19449579 0.17219549 0.15253866 26
27 0.23560450 0.20736795 0.18262515 0.16093037 0.14189643 27
28 0.22332181 0.19563014 0.17147902 0.15040221 0.13199668 28
29 0.21167944 0.18455674 0.16101316 0.14056282 0.12278761 29
30 0.20064402 0.17411013 0.15118607 0.13136712 0.11422103 30
31 0.19018390 0.16425484 0.14195875 0.12277301 0.10625212 31
32 0.18026910 0.15495740 0.13329460 0.11474113 0.09883918 32
33 0.17087119 0.14618622 0.12515925 0.10723470 0.09194343 33
34 0.16196321 0.13791153 0.11752042 0.10021934 0.08552877 34
35 0.15351963 0.13010522 0.11034781 0.09366294 0.07956164 35
36 0.14551624 0.12274077 0.10361297 0.08753546 0.07401083 36
37 0.13793008 0.11579318 0.09728917 0.08180884 0.06884729 37
38 0.13073941 0.10923885 0.09135134 0.07645686 0.06404399 38
39 0.12392362 0.10305552 0.08577590 0.07145501 0.05957580 39
40 0.11746314 0.09722219 0.08054075 0.06678038 0.05541935 40
41 0.11133947 0.09171905 0.07562512 0.06241157 0.05155288 41
42 0.10553504 0.08652740 0.07100950 0.05832857 0.04795617 42
43 0.10003322 0.08162962 0.06667559 0.05451268 0.04461039 43
44 0.09481822 0.07700908 0.06260619 0.05094643 0.04149804 44
45 0.08987509 0.07265007 0.05878515 0.04761349 0.03860283 45
46 0.08518965 0.06853781 0.05519733 0.04449859 0.03590961 46
47 0.08074849 0.06465831 0.05182848 0.04158747 0.03340428 47
48 0.07653885 0.06099840 0.04866524 0.03886679 0.03107375 48
49 0.07254867 0.05754566 0.04569506 0.03632410 0.02890582 49
50 0.06876652 0.05428836 0.04290616 0.03394776 0.02688913 50
60 0.04025802 0.03031434 0.02285723 0.01725732 0.01304644 60
70 0.02356828 0.01692737 0.01217664 0.00877275 0.00633006 70
80 0.01379759 0.00945215 0.00648681 0.00445962 0.00307130 80
90 0.00807753 0.00527803 0.00345569 0.00226704 0.00149018 90
100 0.00472883 0.00294723 0.00184094 0.00115245 0.00072303 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

(1+ i)-n VDC 17

 (1+ i)-n

n 8.00% 8.50% 9.00% 9.50% 10.00% n

1 0.92592593 0.92165899 0.91743119 0.91324201 0.90909091 1
2 0.85733882 0.84945529 0.84167999 0.83401097 0.82644628 2
3 0.79383224 0.78290810 0.77218348 0.76165385 0.75131480 3
4 0.73502985 0.72157428 0.70842521 0.69557429 0.68301346 4
5 0.68058320 0.66504542 0.64993139 0.63522767 0.62092132 5
6 0.63016963 0.61294509 0.59626733 0.58011659 0.56447393 6
7 0.58349040 0.56492635 0.54703424 0.52978684 0.51315812 7
8 0.54026888 0.52066945 0.50186628 0.48382360 0.46650738 8
9 0.50024897 0.47987968 0.46042778 0.44184803 0.42409762 9
10 0.46319349 0.44228542 0.42241081 0.40351419 0.38554329 10
11 0.42888286 0.40763633 0.38753285 0.36850611 0.35049390 11
12 0.39711376 0.37570168 0.35553473 0.33653526 0.31863082 12
13 0.36769792 0.34626883 0.32617865 0.30733813 0.28966438 13
14 0.34046104 0.31914178 0.29924647 0.28067410 0.26333125 14
15 0.31524170 0.29413989 0.27453804 0.25632337 0.23939205 15
16 0.29189047 0.27109667 0.25186976 0.23408527 0.21762914 16
17 0.27026895 0.24985869 0.23107318 0.21377651 0.19784467 17
18 0.25024903 0.23028450 0.21199374 0.19522969 0.17985879 18
19 0.23171206 0.21224378 0.19448967 0.17829195 0.16350799 19
20 0.21454821 0.19561639 0.17843089 0.16282370 0.14864363 20
21 0.19865575 0.18029160 0.16369806 0.14869744 0.13513057 21
22 0.18394051 0.16616738 0.15018171 0.13579675 0.12284597 22
23 0.17031528 0.15314965 0.13778139 0.12401530 0.11167816 23
24 0.15769934 0.14115176 0.12640494 0.11325598 0.10152560 24
25 0.14601790 0.13009378 0.11596784 0.10343012 0.09229600 25
26 0.13520176 0.11990210 0.10639251 0.09445673 0.08390545 26
27 0.12518682 0.11050885 0.09760781 0.08626185 0.07627768 27
28 0.11591372 0.10185148 0.08954845 0.07877795 0.06934335 28
29 0.10732752 0.09387233 0.08215454 0.07194333 0.06303941 29
30 0.09937733 0.08651828 0.07537114 0.06570167 0.05730855 30
31 0.09201605 0.07974035 0.06914783 0.06000153 0.05209868 31
32 0.08520005 0.07349341 0.06343838 0.05479592 0.04736244 32
33 0.07888893 0.06773586 0.05820035 0.05004193 0.04305676 33
34 0.07304531 0.06242936 0.05339481 0.04570039 0.03914251 34
35 0.06763454 0.05753858 0.04898607 0.04173552 0.03558410 35
36 0.06262458 0.05303095 0.04494135 0.03811463 0.03234918 36
37 0.05798572 0.04887645 0.04123059 0.03480788 0.02940835 37
38 0.05369048 0.04504742 0.03782623 0.03178802 0.02673486 38
39 0.04971341 0.04151836 0.03470296 0.02903015 0.02430442 39
40 0.04603093 0.03826577 0.03183758 0.02651156 0.02209493 40
41 0.04262123 0.03526799 0.02920879 0.02421147 0.02008630 41
42 0.03946411 0.03250506 0.02679706 0.02211093 0.01826027 42
43 0.03654084 0.02995858 0.02458446 0.02019263 0.01660025 43
44 0.03383411 0.02761160 0.02255455 0.01844076 0.01509113 44
45 0.03132788 0.02544848 0.02069224 0.01684087 0.01371921 45
46 0.02900730 0.02345482 0.01898371 0.01537979 0.01247201 46
47 0.02685861 0.02161734 0.01741625 0.01404547 0.01133819 47
48 0.02486908 0.01992382 0.01597821 0.01282692 0.01030745 48
49 0.02302693 0.01836297 0.01465891 0.01171408 0.00937041 49
50 0.02132123 0.01692439 0.01344854 0.01069779 0.00851855 50
60 0.00987585 0.00748541 0.00568081 0.00431671 0.00328427 60
70 0.00457443 0.00331069 0.00239963 0.00174185 0.00126623 70
80 0.00211885 0.00146427 0.00101363 0.00070286 0.00048819 80
90 0.00098144 0.00064762 0.00042817 0.00028362 0.00018822 90
100 0.00045459 0.00028644 0.00018086 0.00011444 0.00007257 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

18 VDC Tabla II
 Tabla II

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 0.90497738 0.90090090 0.89686099 0.89285714 0.88888889 1
2 0.81898405 0.81162243 0.80435963 0.79719388 0.79012346 2
3 0.74116204 0.73119138 0.72139877 0.71178025 0.70233196 3
4 0.67073487 0.65873097 0.64699441 0.63551808 0.62429508 4
5 0.60699989 0.59345133 0.58026405 0.56742686 0.55492896 5
6 0.54932116 0.53464084 0.52041619 0.50663112 0.49327018 6
7 0.49712323 0.48165841 0.46674097 0.45234922 0.43846239 7
8 0.44988527 0.43392650 0.41860177 0.40388323 0.38974434 8
9 0.40713599 0.39092477 0.37542760 0.36061002 0.34643942 9
10 0.36844886 0.35218448 0.33670636 0.32197324 0.30794615 10
11 0.33343788 0.31728331 0.30197880 0.28747610 0.27372991 11
12 0.30175374 0.28584082 0.27083301 0.25667509 0.24331547 12
13 0.27308031 0.25751426 0.24289956 0.22917419 0.21628042 13
14 0.24713150 0.23199482 0.21784714 0.20461981 0.19224926 14
15 0.22364842 0.20900435 0.19537860 0.18269626 0.17088823 15
16 0.20239676 0.18829220 0.17522744 0.16312166 0.15190065 16
17 0.18316449 0.16963262 0.15715466 0.14564434 0.13502280 17
18 0.16575972 0.15282218 0.14094588 0.13003959 0.12002027 18
19 0.15000879 0.13767764 0.12640886 0.11610678 0.10668468 19
20 0.13575456 0.12403391 0.11337118 0.10366677 0.09483083 20
21 0.12285481 0.11174226 0.10167818 0.09255961 0.08429407 21
22 0.11118082 0.10066870 0.09119120 0.08264251 0.07492806 22
23 0.10061613 0.09069252 0.08178583 0.07378796 0.06660272 23
24 0.09105532 0.08170498 0.07335052 0.06588210 0.05920242 24
25 0.08240301 0.07360809 0.06578522 0.05882331 0.05262437 25
26 0.07457286 0.06631359 0.05900020 0.05252081 0.04677722 26
27 0.06748675 0.05974197 0.05291497 0.04689358 0.04157975 27
28 0.06107398 0.05382160 0.04745738 0.04186927 0.03695978 28
29 0.05527057 0.04848793 0.04256267 0.03738327 0.03285314 29
30 0.05001861 0.04368282 0.03817280 0.03337792 0.02920279 30
31 0.04526571 0.03935389 0.03423569 0.02980172 0.02595803 31
32 0.04096445 0.03545395 0.03070466 0.02660868 0.02307381 32
33 0.03707190 0.03194050 0.02753781 0.02375775 0.02051005 33
34 0.03354923 0.02877522 0.02469759 0.02121227 0.01823116 34
35 0.03036129 0.02592363 0.02215030 0.01893953 0.01620547 35
36 0.02747628 0.02335462 0.01986574 0.01691029 0.01440486 36
37 0.02486542 0.02104020 0.01781681 0.01509848 0.01280432 37
38 0.02250264 0.01895513 0.01597920 0.01348078 0.01138162 38
39 0.02036438 0.01707670 0.01433112 0.01203641 0.01011700 39
40 0.01842930 0.01538441 0.01285302 0.01074680 0.00899289 40
41 0.01667810 0.01385983 0.01152738 0.00959536 0.00799368 41
42 0.01509330 0.01248633 0.01033845 0.00856728 0.00710549 42
43 0.01365910 0.01124895 0.00927216 0.00764936 0.00631599 43
44 0.01236118 0.01013419 0.00831583 0.00682978 0.00561421 44
45 0.01118658 0.00912990 0.00745815 0.00609802 0.00499041 45
46 0.01012361 0.00822513 0.00668892 0.00544466 0.00443592 46
47 0.00916163 0.00741003 0.00599903 0.00486131 0.00394304 47
48 0.00829107 0.00667570 0.00538030 0.00434045 0.00350493 48
49 0.00750323 0.00601415 0.00482538 0.00387540 0.00311549 49
50 0.00679026 0.00541815 0.00432769 0.00346018 0.00276932 50
60 0.00250186 0.00190819 0.00145716 0.00111409 0.00085280 60
70 0.00092181 0.00067203 0.00049064 0.00035871 0.00026262 70
80 0.00033964 0.00023668 0.00016520 0.00011549 0.00008087 80
90 0.00012514 0.00008336 0.00005562 0.00003719 0.00002490 90
100 0.00004611 0.00002936 0.00001873 0.00001197 0.00000767 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

(1+ i)-n VDC 19

 (1+ i)-n

n 13.00% 13.50% 14.00% 14.50% 15.00% n

1 0.88495575 0.88105727 0.87719298 0.87336245 0.86956522 1
2 0.78314668 0.77626191 0.76946753 0.76276196 0.75614367 2
3 0.69305016 0.68393120 0.67497152 0.66616765 0.65751623 3
4 0.61331873 0.60258255 0.59208028 0.58180581 0.57175325 4
5 0.54275994 0.53090974 0.51936866 0.50812734 0.49717674 5
6 0.48031853 0.46776188 0.45558655 0.44377934 0.43232760 6
7 0.42506064 0.41212501 0.39963732 0.38758021 0.37593704 7
8 0.37615986 0.36310573 0.35055905 0.33849800 0.32690177 8
9 0.33288483 0.31991695 0.30750794 0.29563144 0.28426241 9
10 0.29458835 0.28186515 0.26974381 0.25819340 0.24718471 10
11 0.26069765 0.24833934 0.23661738 0.22549642 0.21494322 11
12 0.23070589 0.21880118 0.20755910 0.19694010 0.18690715 12
13 0.20416450 0.19277637 0.18206939 0.17200009 0.16252796 13
14 0.18067655 0.16984702 0.15970999 0.15021842 0.14132866 14
15 0.15989075 0.14964495 0.14009648 0.13119513 0.12289449 15
16 0.14149624 0.13184577 0.12289165 0.11458090 0.10686477 16
17 0.12521791 0.11616368 0.10779969 0.10007065 0.09292589 17
18 0.11081231 0.10234685 0.09456113 0.08739795 0.08080512 18
19 0.09806399 0.09017344 0.08294836 0.07633009 0.07026532 19
20 0.08678229 0.07944796 0.07276172 0.06666383 0.06110028 20
21 0.07679849 0.06999821 0.06382607 0.05822169 0.05313068 21
22 0.06796327 0.06167243 0.05598778 0.05084863 0.04620059 22
23 0.06014448 0.05433694 0.04911209 0.04440929 0.04017443 23
24 0.05322521 0.04787396 0.04308078 0.03878540 0.03493428 24
25 0.04710195 0.04217970 0.03779016 0.03387372 0.03037764 25
26 0.04168314 0.03716273 0.03314926 0.02958403 0.02641534 26
27 0.03688774 0.03274249 0.02907830 0.02583758 0.02296986 27
28 0.03264402 0.02884801 0.02550728 0.02256557 0.01997379 28
29 0.02888851 0.02541675 0.02237481 0.01970792 0.01736851 29
30 0.02556505 0.02239361 0.01962702 0.01721216 0.01510305 30
31 0.02262394 0.01973005 0.01721669 0.01503246 0.01313309 31
32 0.02002119 0.01738331 0.01510236 0.01312878 0.01142008 32
33 0.01771786 0.01531569 0.01324768 0.01146618 0.00993050 33
34 0.01567953 0.01349400 0.01162077 0.01001414 0.00863522 34
35 0.01387569 0.01188899 0.01019366 0.00874597 0.00750889 35
36 0.01227937 0.01047488 0.00894181 0.00763840 0.00652947 36
37 0.01086670 0.00922897 0.00784369 0.00667109 0.00567780 37
38 0.00961655 0.00813125 0.00688043 0.00582628 0.00493722 38
39 0.00851022 0.00716410 0.00603547 0.00508846 0.00429323 39
40 0.00753117 0.00631198 0.00529427 0.00444407 0.00373324 40
41 0.00666475 0.00556121 0.00464410 0.00388128 0.00324630 41
42 0.00589801 0.00489975 0.00407377 0.00338976 0.00282287 42
43 0.00521948 0.00431696 0.00357348 0.00296049 0.00245467 43
44 0.00461901 0.00380349 0.00313463 0.00258558 0.00213449 44
45 0.00408762 0.00335109 0.00274968 0.00225815 0.00185608 45
46 0.00361736 0.00295250 0.00241200 0.00197218 0.00161398 46
47 0.00320120 0.00260132 0.00211579 0.00172243 0.00140346 47
48 0.00283292 0.00229192 0.00185595 0.00150431 0.00122040 48
49 0.00250701 0.00201931 0.00162803 0.00131381 0.00106122 49
50 0.00221859 0.00177913 0.00142810 0.00114743 0.00092280 50
60 0.00065357 0.00050147 0.00038522 0.00029626 0.00022810 60
70 0.00019253 0.00014135 0.00010391 0.00007649 0.00005638 70
80 0.00005672 0.00003984 0.00002803 0.00001975 0.00001394 80
90 0.00001671 0.00001123 0.00000756 0.00000510 0.00000345 90
100 0.00000492 0.00000317 0.00000204 0.00000132 0.00000085 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

20 VDC Tabla II
 Tabla II

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 0.86580087 0.86206897 0.85836910 0.85470085 0.85106383 1
2 0.74961114 0.74316290 0.73679751 0.73051355 0.72430964 2
3 0.64901397 0.64065767 0.63244421 0.62437056 0.61643374 3
4 0.56191686 0.55229110 0.54287057 0.53365005 0.52462446 4
5 0.48650810 0.47611302 0.46598332 0.45611115 0.44648890 5
6 0.42121914 0.41044225 0.39998568 0.38983859 0.37999055 6
7 0.36469189 0.35382953 0.34333535 0.33319538 0.32339622 7
8 0.31575056 0.30502546 0.29470846 0.28478237 0.27523082 8
9 0.27337711 0.26295298 0.25296863 0.24340374 0.23423900 9
10 0.23669014 0.22668360 0.21714046 0.20803738 0.19935234 10
11 0.20492652 0.19541690 0.18638666 0.17780973 0.16966156 11
12 0.17742556 0.16846284 0.15998855 0.15197413 0.14439282 12
13 0.15361521 0.14522659 0.13732923 0.12989242 0.12288751 13
14 0.13300018 0.12519534 0.11787916 0.11101916 0.10458511 14
15 0.11515167 0.10792701 0.10118383 0.09488817 0.08900861 15
16 0.09969841 0.09304053 0.08685307 0.08110100 0.07575201 16
17 0.08631897 0.08020735 0.07455199 0.06931709 0.06446979 17
18 0.07473504 0.06914427 0.06399313 0.05924538 0.05486791 18
19 0.06470566 0.05960713 0.05492972 0.05063708 0.04669609 19
20 0.05602222 0.05138546 0.04714998 0.04327955 0.03974135 20
21 0.04850409 0.04429781 0.04047208 0.03699107 0.03382243 21
22 0.04199488 0.03818776 0.03473999 0.03161630 0.02878505 22
23 0.03635920 0.03292049 0.02981973 0.02702248 0.02449791 23
24 0.03147983 0.02837973 0.02559634 0.02309614 0.02084929 24
25 0.02725526 0.02446528 0.02197110 0.01974029 0.01774407 25
26 0.02359763 0.02109076 0.01885932 0.01687204 0.01510134 26
27 0.02043085 0.01818169 0.01618825 0.01442055 0.01285220 27
28 0.01768905 0.01567387 0.01389550 0.01232525 0.01093805 28
29 0.01531519 0.01351196 0.01192747 0.01053440 0.00930898 29
30 0.01325991 0.01164824 0.01023817 0.00900376 0.00792253 30
31 0.01148044 0.01004159 0.00878813 0.00769553 0.00674258 31
32 0.00993977 0.00865654 0.00754346 0.00657737 0.00573837 32
33 0.00860586 0.00746253 0.00647507 0.00562169 0.00488372 33
34 0.00745097 0.00643322 0.00555800 0.00480486 0.00415635 34
35 0.00645105 0.00554588 0.00477082 0.00410672 0.00353732 35
36 0.00558533 0.00478093 0.00409512 0.00351002 0.00301049 36
37 0.00483578 0.00412149 0.00351512 0.00300001 0.00256212 37
38 0.00418682 0.00355301 0.00301727 0.00256411 0.00218052 38
39 0.00362495 0.00306294 0.00258994 0.00219155 0.00185577 39
40 0.00313849 0.00264047 0.00222312 0.00187312 0.00157938 40
41 0.00271731 0.00227626 0.00190826 0.00160096 0.00134415 41
42 0.00235265 0.00196230 0.00163799 0.00136834 0.00114396 42
43 0.00203692 0.00169163 0.00140600 0.00116952 0.00097358 43
44 0.00176357 0.00145831 0.00120687 0.00099959 0.00082858 44
45 0.00152690 0.00125716 0.00103594 0.00085435 0.00070517 45
46 0.00132199 0.00108376 0.00088922 0.00073021 0.00060015 46
47 0.00114458 0.00093427 0.00076328 0.00062411 0.00051076 47
48 0.00099098 0.00080541 0.00065517 0.00053343 0.00043469 48
49 0.00085799 0.00069432 0.00056238 0.00045592 0.00036995 49
50 0.00074285 0.00059855 0.00048273 0.00038968 0.00031485 50
60 0.00017583 0.00013568 0.00010482 0.00008107 0.00006277 60
70 0.00004162 0.00003076 0.00002276 0.00001687 0.00001251 70
80 0.00000985 0.00000697 0.00000494 0.00000351 0.00000249 80
90 0.00000233 0.00000158 0.00000107 0.00000073 0.00000050 90
100 0.00000055 0.00000036 0.00000023 0.00000015 0.00000010 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

(1+ i)-n VDC 21

 (1+ i)-n

n 18.00% 18.50% 19.00% 19.50% 20.00% n

1 0.84745763 0.84388186 0.84033613 0.83682008 0.83333333 1
2 0.71818443 0.71213659 0.70616482 0.70026785 0.69444444 2
3 0.60863087 0.60095915 0.59341581 0.58599820 0.57870370 3
4 0.51578888 0.50713852 0.49866875 0.49037507 0.48225309 4
5 0.43710922 0.42796500 0.41904937 0.41035570 0.40187757 5
6 0.37043154 0.36115189 0.35214233 0.34339389 0.33489798 6
7 0.31392503 0.30476953 0.29591792 0.28735891 0.27908165 7
8 0.26603816 0.25718948 0.24867052 0.24046770 0.23256804 8
9 0.22545607 0.21703753 0.20896683 0.20122820 0.19380670 9
10 0.19106447 0.18315404 0.17560238 0.16839180 0.16150558 10
11 0.16191904 0.15456037 0.14756502 0.14091364 0.13458799 11
12 0.13721953 0.13043069 0.12400422 0.11791937 0.11215665 12
13 0.11628773 0.11006809 0.10420523 0.09867729 0.09346388 13
14 0.09854893 0.09288447 0.08756742 0.08257514 0.07788657 14
15 0.08351604 0.07838352 0.07358606 0.06910054 0.06490547 15
16 0.07077630 0.06614643 0.06183703 0.05782472 0.05408789 16
17 0.05997992 0.05581977 0.05196389 0.04838888 0.04507324 17
18 0.05083044 0.04710529 0.04366713 0.04049279 0.03756104 18
19 0.04307664 0.03975130 0.03669507 0.03388518 0.03130086 19
20 0.03650563 0.03354540 0.03083619 0.02835580 0.02608405 20
21 0.03093698 0.02830836 0.02591277 0.02372870 0.02173671 21
22 0.02621778 0.02388891 0.02177544 0.01985665 0.01811393 22
23 0.02221845 0.02015942 0.01829869 0.01661645 0.01509494 23
24 0.01882920 0.01701217 0.01537705 0.01390498 0.01257912 24
25 0.01595695 0.01435626 0.01292189 0.01163596 0.01048260 25
26 0.01352284 0.01211499 0.01085873 0.00973721 0.00873550 26
27 0.01146003 0.01022362 0.00912498 0.00814829 0.00727958 27
28 0.00971189 0.00862752 0.00766805 0.00681865 0.00606632 28
29 0.00823042 0.00728061 0.00644374 0.00570599 0.00505526 29
30 0.00697493 0.00614398 0.00541491 0.00477488 0.00421272 30
31 0.00591096 0.00518479 0.00455034 0.00399572 0.00351060 31
32 0.00500929 0.00437535 0.00382382 0.00334370 0.00292550 32
33 0.00424516 0.00369228 0.00321329 0.00279807 0.00243792 33
34 0.00359759 0.00311585 0.00270025 0.00234148 0.00203160 34
35 0.00304881 0.00262941 0.00226911 0.00195940 0.00169300 35
36 0.00258373 0.00221891 0.00190682 0.00163967 0.00141083 36
37 0.00218960 0.00187250 0.00160237 0.00137211 0.00117569 37
38 0.00185560 0.00158017 0.00134653 0.00114821 0.00097974 38
39 0.00157254 0.00133347 0.00113154 0.00096084 0.00081645 39
40 0.00133266 0.00112529 0.00095087 0.00080405 0.00068038 40
41 0.00112937 0.00094962 0.00079905 0.00067285 0.00056698 41
42 0.00095710 0.00080136 0.00067147 0.00056305 0.00047248 42
43 0.00081110 0.00067626 0.00056426 0.00047117 0.00039374 43
44 0.00068737 0.00057068 0.00047417 0.00039429 0.00032811 44
45 0.00058252 0.00048159 0.00039846 0.00032995 0.00027343 45
46 0.00049366 0.00040640 0.00033484 0.00027611 0.00022786 46
47 0.00041836 0.00034296 0.00028138 0.00023105 0.00018988 47
48 0.00035454 0.00028941 0.00023645 0.00019335 0.00015823 48
49 0.00030046 0.00024423 0.00019870 0.00016180 0.00013186 49
50 0.00025462 0.00020610 0.00016698 0.00013540 0.00010988 50
60 0.00004865 0.00003775 0.00002932 0.00002280 0.00001775 60
70 0.00000930 0.00000691 0.00000515 0.00000384 0.00000287 70
80 0.00000178 0.00000127 0.00000090 0.00000065 0.00000046 80
90 0.00000034 0.00000023 0.00000016 0.00000011 0.00000007 90
100 0.00000006 0.00000004 0.00000003 0.00000002 0.00000001 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

22 VDC Tabla II
 Tabla II

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 0.82987552 0.82644628 0.82304527 0.81967213 0.81632653 1
2 0.68869338 0.68301346 0.67740351 0.67186240 0.66638900 2
3 0.57152977 0.56447393 0.55753376 0.55070689 0.54399102 3
4 0.47429857 0.46650738 0.45887552 0.45139909 0.44407431 4
5 0.39360877 0.38554329 0.37767532 0.36999925 0.36250964 5
6 0.32664628 0.31863082 0.31084389 0.30327808 0.29592623 6
7 0.27107575 0.26333125 0.25583859 0.24858859 0.24157244 7
8 0.22495913 0.21762914 0.21056674 0.20376114 0.19720199 8
9 0.18668808 0.17985879 0.17330596 0.16701733 0.16098122 9
10 0.15492786 0.14864363 0.14263865 0.13689945 0.13141324 10
11 0.12857084 0.12284597 0.11739807 0.11221266 0.10727611 11
12 0.10669779 0.10152560 0.09662392 0.09197759 0.08757234 12
13 0.08854589 0.08390545 0.07952586 0.07539147 0.07148762 13
14 0.07348206 0.06934335 0.06545338 0.06179629 0.05835724 14
15 0.06098097 0.05730855 0.05387110 0.05065269 0.04763856 15
16 0.05060661 0.04736244 0.04433835 0.04151860 0.03888862 16
17 0.04199719 0.03914251 0.03649247 0.03403164 0.03174582 17
18 0.03485244 0.03234918 0.03003496 0.02789479 0.02591495 18
19 0.02892318 0.02673486 0.02472013 0.02286458 0.02115506 19
20 0.02400264 0.02209493 0.02034578 0.01874146 0.01726944 20
21 0.01991921 0.01826027 0.01674550 0.01536185 0.01409750 21
22 0.01653046 0.01509113 0.01378231 0.01259168 0.01150816 22
23 0.01371822 0.01247201 0.01134346 0.01032105 0.00939442 23
24 0.01138442 0.01030745 0.00933618 0.00845988 0.00766891 24
25 0.00944765 0.00851855 0.00768410 0.00693433 0.00626034 25
26 0.00784037 0.00704013 0.00632436 0.00568387 0.00511048 26
27 0.00650653 0.00581829 0.00520524 0.00465891 0.00417182 27
28 0.00539961 0.00480850 0.00428415 0.00381878 0.00340557 28
29 0.00448101 0.00397397 0.00352605 0.00313015 0.00278006 29
30 0.00371868 0.00328427 0.00290210 0.00256570 0.00226943 30
31 0.00308604 0.00271427 0.00238856 0.00210303 0.00185260 31
32 0.00256103 0.00224320 0.00196589 0.00172379 0.00151233 32
33 0.00212534 0.00185388 0.00161802 0.00141295 0.00123455 33
34 0.00176376 0.00153214 0.00133170 0.00115815 0.00100780 34
35 0.00146370 0.00126623 0.00109605 0.00094931 0.00082269 35
36 0.00121469 0.00104647 0.00090210 0.00077812 0.00067158 36
37 0.00100804 0.00086485 0.00074247 0.00063780 0.00054823 37
38 0.00083655 0.00071475 0.00061108 0.00052279 0.00044754 38
39 0.00069423 0.00059070 0.00050295 0.00042852 0.00036534 39
40 0.00057613 0.00048819 0.00041395 0.00035124 0.00029823 40
41 0.00047811 0.00040346 0.00034070 0.00028790 0.00024346 41
42 0.00039677 0.00033344 0.00028041 0.00023599 0.00019874 42
43 0.00032927 0.00027557 0.00023079 0.00019343 0.00016224 43
44 0.00027326 0.00022774 0.00018995 0.00015855 0.00013244 44
45 0.00022677 0.00018822 0.00015634 0.00012996 0.00010811 45
46 0.00018819 0.00015555 0.00012867 0.00010652 0.00008826 46
47 0.00015617 0.00012855 0.00010590 0.00008731 0.00007204 47
48 0.00012960 0.00010624 0.00008716 0.00007157 0.00005881 48
49 0.00010756 0.00008780 0.00007174 0.00005866 0.00004801 49
50 0.00008926 0.00007257 0.00005905 0.00004808 0.00003919 50
60 0.00001383 0.00001079 0.00000842 0.00000658 0.00000515 60
70 0.00000214 0.00000160 0.00000120 0.00000090 0.00000068 70
80 0.00000033 0.00000024 0.00000017 0.00000012 0.00000009 80
90 0.00000005 0.00000004 0.00000002 0.00000002 0.00000001 90
100 0.00000001 0.00000001 0.00000000 0.00000000 0.00000000 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

(1+ i)-n VDC 23

 (1+ i)-n

n 23.00% 23.50% 24.00% 24.50% 25.00% n

1 0.81300813 0.80971660 0.80645161 0.80321285 0.80000000 1
2 0.66098222 0.65564097 0.65036420 0.64515088 0.64000000 2
3 0.53738392 0.53088338 0.52448726 0.51819348 0.51200000 3
4 0.43689749 0.42986508 0.42297360 0.41621966 0.40960000 4
5 0.35520122 0.34806889 0.34110774 0.33431298 0.32768000 5
6 0.28878148 0.28183716 0.27508689 0.26852448 0.26214400 6
7 0.23478169 0.22820823 0.22184426 0.21568232 0.20971520 7
8 0.19087942 0.18478399 0.17890666 0.17323881 0.16777216 8
9 0.15518652 0.14962266 0.14427957 0.13914764 0.13421773 9
10 0.12616790 0.12115195 0.11635449 0.11176517 0.10737418 10
11 0.10257553 0.09809875 0.09383427 0.08977122 0.08589935 11
12 0.08339474 0.07943218 0.07567280 0.07210540 0.06871948 12
13 0.06780060 0.06431756 0.06102645 0.05791598 0.05497558 13
14 0.05512244 0.05207899 0.04921488 0.04651886 0.04398047 14
15 0.04481499 0.04216923 0.03968942 0.03736455 0.03518437 15
16 0.03643495 0.03414512 0.03200759 0.03001168 0.02814750 16
17 0.02962191 0.02764787 0.02581258 0.02410577 0.02251800 17
18 0.02408286 0.02238694 0.02081659 0.01936207 0.01801440 18
19 0.01957956 0.01812708 0.01678758 0.01555186 0.01441152 19
20 0.01591834 0.01467780 0.01353837 0.01249145 0.01152922 20
21 0.01294174 0.01188486 0.01091804 0.01003330 0.00922337 21
22 0.01052174 0.00962336 0.00880487 0.00805887 0.00737870 22
23 0.00855426 0.00779220 0.00710070 0.00647299 0.00590296 23
24 0.00695468 0.00630947 0.00572637 0.00519919 0.00472237 24
25 0.00565421 0.00510888 0.00461804 0.00417606 0.00377789 25
26 0.00459692 0.00413675 0.00372423 0.00335426 0.00302231 26
27 0.00373733 0.00334959 0.00300341 0.00269419 0.00241785 27
28 0.00303848 0.00271222 0.00242210 0.00216400 0.00193428 28
29 0.00247031 0.00219613 0.00195331 0.00173816 0.00154743 29
30 0.00200838 0.00177824 0.00157525 0.00139611 0.00123794 30
31 0.00163283 0.00143987 0.00127036 0.00112137 0.00099035 31
32 0.00132751 0.00116589 0.00102449 0.00090070 0.00079228 32
33 0.00107927 0.00094404 0.00082620 0.00072345 0.00063383 33
34 0.00087746 0.00076440 0.00066629 0.00058109 0.00050706 34
35 0.00071338 0.00061895 0.00053733 0.00046674 0.00040565 35
36 0.00057998 0.00050118 0.00043333 0.00037489 0.00032452 36
37 0.00047153 0.00040581 0.00034946 0.00030112 0.00025961 37
38 0.00038336 0.00032859 0.00028182 0.00024186 0.00020769 38
39 0.00031167 0.00026607 0.00022728 0.00019427 0.00016615 39
40 0.00025339 0.00021544 0.00018329 0.00015604 0.00013292 40
41 0.00020601 0.00017444 0.00014781 0.00012533 0.00010634 41
42 0.00016749 0.00014125 0.00011920 0.00010067 0.00008507 42
43 0.00013617 0.00011437 0.00009613 0.00008086 0.00006806 43
44 0.00011071 0.00009261 0.00007753 0.00006495 0.00005445 44
45 0.00009001 0.00007499 0.00006252 0.00005216 0.00004356 45
46 0.00007318 0.00006072 0.00005042 0.00004190 0.00003484 46
47 0.00005949 0.00004916 0.00004066 0.00003365 0.00002788 47
48 0.00004837 0.00003981 0.00003279 0.00002703 0.00002230 48
49 0.00003932 0.00003223 0.00002644 0.00002171 0.00001784 49
50 0.00003197 0.00002610 0.00002133 0.00001744 0.00001427 50
60 0.00000403 0.00000316 0.00000248 0.00000195 0.00000153 60
70 0.00000051 0.00000038 0.00000029 0.00000022 0.00000016 70
80 0.00000006 0.00000005 0.00000003 0.00000002 0.00000002 80
90 0.00000001 0.00000001 0.00000000 0.00000000 0.00000000 90
100 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

24 VDC Tabla II
 Tabla III

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.00250000 2.00500000 2.00750000 2.01000000 2.01250000 2
3 3.00750625 3.01502500 3.02255625 3.03010000 3.03765625 3
4 4.01502502 4.03010012 4.04522542 4.06040100 4.07562695 4
5 5.02506258 5.05025063 5.07556461 5.10100501 5.12657229 5
6 6.03762523 6.07550188 6.11363135 6.15201506 6.19065444 6
7 7.05271930 7.10587939 7.15948358 7.21353521 7.26803762 7
8 8.07035110 8.14140879 8.21317971 8.28567056 8.35888809 8
9 9.09052697 9.18211583 9.27477856 9.36852727 9.46337420 9
10 10.11325329 10.22802641 10.34433940 10.46221254 10.58166637 10
11 11.13853642 11.27916654 11.42192194 11.56683467 11.71393720 11
12 12.16638277 12.33556237 12.50758636 12.68250301 12.86036142 12
13 13.19679872 13.39724018 13.60139325 13.80932804 14.02111594 13
14 14.22979072 14.46422639 14.70340370 14.94742132 15.19637988 14
15 15.26536520 15.53654752 15.81367923 16.09689554 16.38633463 15
16 16.30352861 16.61423026 16.93228183 17.25786449 17.59116382 16
17 17.34428743 17.69730141 18.05927394 18.43044314 18.81105336 17
18 18.38764815 18.78578791 19.19471849 19.61474757 20.04619153 18
19 19.43361727 19.87971685 20.33867888 20.81089504 21.29676893 19
20 20.48220131 20.97911544 21.49121897 22.01900399 22.56297854 20
21 21.53340682 22.08401101 22.65240312 23.23919403 23.84501577 21
22 22.58724033 23.19443107 23.82229614 24.47158598 25.14307847 22
23 23.64370843 24.31040322 25.00096336 25.71630183 26.45736695 23
24 24.70281770 25.43195524 26.18847059 26.97346485 27.78808403 24
25 25.76457475 26.55911502 27.38488412 28.24319950 29.13543508 25
26 26.82898619 27.69191059 28.59027075 29.52563150 30.49962802 26
27 27.89605865 28.83037015 29.80469778 30.82088781 31.88087337 27
28 28.96579880 29.97452200 31.02823301 32.12909669 33.27938429 28
29 30.03821330 31.12439461 32.26094476 33.45038766 34.69537659 29
30 31.11330883 32.28001658 33.50290184 34.78489153 36.12906880 30
31 32.19109210 33.44141666 34.75417361 36.13274045 37.58068216 31
32 33.27156983 34.60862375 36.01482991 37.49406785 39.05044069 32
33 34.35474876 35.78166686 37.28494113 38.86900853 40.53857120 33
34 35.44063563 36.96057520 38.56457819 40.25769862 42.04530334 34
35 36.52923722 38.14537807 39.85381253 41.66027560 43.57086963 35
36 37.62056031 39.33610496 41.15271612 43.07687836 45.11550550 36
37 38.71461171 40.53278549 42.46136149 44.50764714 46.67944932 37
38 39.81139824 41.73544942 43.77982170 45.95272361 48.26294243 38
39 40.91092673 42.94412666 45.10817037 47.41225085 49.86622921 39
40 42.01320405 44.15884730 46.44648164 48.88637336 51.48955708 40
41 43.11823706 45.37964153 47.79483026 50.37523709 53.13317654 41
42 44.22603265 46.60653974 49.15329148 51.87898946 54.79734125 42
43 45.33659774 47.83957244 50.52194117 53.39777936 56.48230801 43
44 46.44993923 49.07877030 51.90085573 54.93175715 58.18833687 44
45 47.56606408 50.32416415 53.29011215 56.48107472 59.91569108 45
46 48.68497924 51.57578497 54.68978799 58.04588547 61.66463721 46
47 49.80669169 52.83366390 56.09996140 59.62634432 63.43544518 47
48 50.93120842 54.09783222 57.52071111 61.22260777 65.22838824 48
49 52.05853644 55.36832138 58.95211644 62.83483385 67.04374310 49
50 53.18868278 56.64516299 60.39425732 64.46318218 68.88178989 50
60 64.64671262 69.77003051 75.42413693 81.66966986 88.57450776 60
70 76.39443736 83.56610549 91.62007285 100.67633684 110.87199776 70
80 88.43918139 98.06771357 109.07253072 121.67152172 136.11879526 80
90 100.78845429 113.31093580 127.87899469 144.86326746 164.70500762 90
100 113.44995550 129.33369842 148.14451201 170.48138294 197.07234200 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

(1+ i) n - 1 VDC 25
i
 (1+ i) n - 1
i

n 1.50% 1.75% 2.00% 2.25% 2.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.01500000 2.01750000 2.02000000 2.02250000 2.02500000 2
3 3.04522500 3.05280625 3.06040000 3.06800625 3.07562500 3
4 4.09090337 4.10623036 4.12160800 4.13703639 4.15251562 4
5 5.15226693 5.17808939 5.20404016 5.23011971 5.25632852 5
6 6.22955093 6.26870596 6.30812096 6.34779740 6.38773673 6
7 7.32299419 7.37840831 7.43428338 7.49062284 7.54743015 7
8 8.43283911 8.50753045 8.58296905 8.65916186 8.73611590 8
9 9.55933169 9.65641224 9.75462843 9.85399300 9.95451880 9
10 10.70272167 10.82539945 10.94972100 11.07570784 11.20338177 10
11 11.86326249 12.01484394 12.16871542 12.32491127 12.48346631 11
12 13.04121143 13.22510371 13.41208973 13.60222177 13.79555297 12
13 14.23682960 14.45654303 14.68033152 14.90827176 15.14044179 13
14 15.45038205 15.70953253 15.97393815 16.24370788 16.51895284 14
15 16.68213778 16.98444935 17.29341692 17.60919130 17.93192666 15
16 17.93236984 18.28167721 18.63928525 19.00539811 19.38022483 16
17 19.20135539 19.60160656 20.01207096 20.43301957 20.86473045 17
18 20.48937572 20.94463468 21.41231238 21.89276251 22.38634871 18
19 21.79671636 22.31116578 22.84055863 23.38534966 23.94600743 19
20 23.12366710 23.70161119 24.29736980 24.91152003 25.54465761 20
21 24.47052211 25.11638938 25.78331719 26.47202923 27.18327405 21
22 25.83757994 26.55592620 27.29898354 28.06764989 28.86285590 22
23 27.22514364 28.02065490 28.84496321 29.69917201 30.58442730 23
24 28.63352080 29.51101637 30.42186247 31.36740338 32.34903798 24
25 30.06302361 31.02745915 32.03029972 33.07316996 34.15776393 25
26 31.51396896 32.57043969 33.67090572 34.81731628 36.01170803 26
27 32.98667850 34.14042238 35.34432383 36.60070590 37.91200073 27
28 34.48147867 35.73787977 37.05121031 38.42422178 39.85980075 28
29 35.99870085 37.36329267 38.79223451 40.28876677 41.85629577 29
30 37.53868137 39.01715029 40.56807921 42.19526402 43.90270316 30
31 39.10176159 40.69995042 42.37944079 44.14465746 46.00027074 31
32 40.68828801 42.41219955 44.22702961 46.13791226 48.15027751 32
33 42.29861233 44.15441305 46.11157020 48.17601528 50.35403445 33
34 43.93309152 45.92711527 48.03380160 50.25997563 52.61288531 34
35 45.59208789 47.73083979 49.99447763 52.39082508 54.92820744 35
36 47.27596921 49.56612949 51.99436719 54.56961864 57.30141263 36
37 48.98510874 51.43353675 54.03425453 56.79743506 59.73394794 37
38 50.71988538 53.33362365 56.11493962 59.07537735 62.22729664 38
39 52.48068366 55.26696206 58.23723841 61.40457334 64.78297906 39
40 54.26789391 57.23413390 60.40198318 63.78617624 67.40255354 40
41 56.08191232 59.23573124 62.61002284 66.22136521 70.08761737 41
42 57.92314100 61.27235654 64.86222330 68.71134592 72.83980781 42
43 59.79198812 63.34462278 67.15946777 71.25735121 75.66080300 43
44 61.68886794 65.45315367 69.50265712 73.86064161 78.55232308 44
45 63.61420096 67.59858386 71.89271027 76.52250605 81.51613116 45
46 65.56841398 69.78155908 74.33056447 79.24426243 84.55403443 46
47 67.55194018 72.00273637 76.81717576 82.02725834 87.66788530 47
48 69.56521929 74.26278425 79.35351927 84.87287165 90.85958243 48
49 71.60869758 76.56238298 81.94058966 87.78251126 94.13107199 49
50 73.68282804 78.90222468 84.57940145 90.75761776 97.48434879 50
60 96.21465171 104.67521588 114.05153942 124.45043493 135.99158995 60
70 122.36375295 135.33075826 149.97791114 166.53961758 185.28411421 70
80 152.71085247 171.79382424 193.77195780 219.11756877 248.38271265 80
90 187.92990038 215.16461718 247.15665632 284.79812555 329.15425328 90
100 228.80304330 266.75176789 312.23230591 366.84650213 432.54865404 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

26 VDC Tabla III

 Tabla III

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.02750000 2.03000000 2.03250000 2.03500000 2.03750000 2
3 3.08325625 3.09090000 3.09855625 3.10622500 3.11390625 3
4 4.16804580 4.18362700 4.19925933 4.21494287 4.23067773 4
5 5.28266706 5.30913581 5.33573526 5.36246588 5.38932815 5
6 6.42794040 6.46840988 6.50914665 6.55015218 6.59142796 6
7 7.60470876 7.66246218 7.72069392 7.77940751 7.83860650 7
8 8.81383825 8.89233605 8.97161647 9.05168677 9.13255425 8
9 10.05621880 10.15910613 10.26319401 10.36849581 10.47502503 9
10 11.33276482 11.46387931 11.59674781 11.73139316 11.86783847 10
11 12.64441585 12.80779569 12.97364212 13.14199192 13.31288241 11
12 13.99213729 14.19202956 14.39528548 14.60196164 14.81211550 12
13 15.37692107 15.61779045 15.86313226 16.11303030 16.36756983 13
14 16.79978639 17.08632416 17.37868406 17.67698636 17.98135370 14
15 18.26178052 18.59891389 18.94349129 19.29568088 19.65565447 15
16 19.76397948 20.15688130 20.55915476 20.97102971 21.39274151 16
17 21.30748892 21.76158774 22.22732729 22.70501575 23.19496932 17
18 22.89344487 23.41443537 23.94971543 24.49969130 25.06478067 18
19 24.52301460 25.11686844 25.72808118 26.35718050 27.00470994 19
20 26.19739750 26.87037449 27.56424382 28.27968181 29.01738656 20
21 27.91782593 28.67648572 29.46008174 30.26947068 31.10553856 21
22 29.68556615 30.53678030 31.41753440 32.32890215 33.27199626 22
23 31.50191921 32.45288370 33.43860426 34.46041373 35.51969612 23
24 33.36822199 34.42647022 35.52535890 36.66652821 37.85168472 24
25 35.28584810 36.45926432 37.67993307 38.94985669 40.27112290 25
26 37.25620892 38.55304225 39.90453089 41.31310168 42.78129001 26
27 39.28075467 40.70963352 42.20142815 43.75906024 45.38558838 27
28 41.36097542 42.93092252 44.57297456 46.29062734 48.08754794 28
29 43.49840224 45.21885020 47.02159623 48.91079930 50.89083099 29
30 45.69460831 47.57541571 49.54979811 51.62267728 53.79923715 30
31 47.95121003 50.00267818 52.16016655 54.42947098 56.81670855 31
32 50.26986831 52.50275852 54.85537196 57.33450247 59.94733512 32
33 52.65228969 55.07784128 57.63817155 60.34121005 63.19536019 33
34 55.10022765 57.73017652 60.51141213 63.45315240 66.56518619 34
35 57.61548391 60.46208181 63.47803302 66.67401274 70.06138067 35
36 60.19990972 63.27594427 66.54106909 70.00760318 73.68868245 36
37 62.85540724 66.17422259 69.70365384 73.45786930 77.45200804 37
38 65.58393094 69.15944927 72.96902259 77.02889472 81.35645834 38
39 68.38748904 72.23423275 76.34051582 80.72490604 85.40732553 39
40 71.26814499 75.40125973 79.82158259 84.55027775 89.61010024 40
41 74.22801898 78.66329753 83.41578402 88.50953747 93.97047900 41
42 77.26928950 82.02319645 87.12679700 92.60737128 98.49437196 42
43 80.39419496 85.48389234 90.95841791 96.84862928 103.18791091 43
44 83.60503532 89.04840911 94.91456649 101.23833130 108.05745757 44
45 86.90417379 92.71986139 98.99928990 105.78167290 113.10961223 45
46 90.29403857 96.50145723 103.21676682 110.48403145 118.35122269 46
47 93.77712463 100.39650095 107.57131174 115.35097255 123.78939354 47
48 97.35599556 104.40839598 112.06737937 120.38825659 129.43149579 48
49 101.03328544 108.54064785 116.70956920 125.60184557 135.28517689 49
50 104.81170079 112.79686729 121.50263020 130.99791016 141.35837102 50
60 148.80914038 163.05343680 178.89302724 196.51688288 216.13689625 60
70 206.51842746 230.59406374 257.91353802 288.93786459 324.19515118 70
80 282.21287345 321.36301855 366.71642920 419.30678685 480.34407791 80
90 381.49757170 443.34890365 516.52651031 603.20502701 705.98613863 90
100 511.72444867 607.28773270 722.79915765 862.61165666 1032.04883168 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

(1+ i) n - 1 VDC 27
i
 (1+ i) n - 1
i

n 4.00% 4.25% 4.50% 4.75% 5.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.04000000 2.04250000 2.04500000 2.04750000 2.05000000 2
3 3.12160000 3.12930625 3.13702500 3.14475625 3.15250000 3
4 4.24646400 4.26230177 4.27819112 4.29413217 4.31012500 4
5 5.41632256 5.44344959 5.47070973 5.49810345 5.52563125 5
6 6.63297546 6.67479620 6.71689166 6.75926336 6.80191281 6
7 7.89829448 7.95847504 8.01915179 8.08032837 8.14200845 7
8 9.21422626 9.29671023 9.38001362 9.46414397 9.54910888 8
9 10.58279531 10.69182041 10.80211423 10.91369081 11.02656432 9
10 12.00610712 12.14622278 12.28820937 12.43209112 12.57789254 10
11 13.48635141 13.66243725 13.84117879 14.02261545 14.20678716 11
12 15.02580546 15.24309083 15.46403184 15.68868969 15.91712652 12
13 16.62683768 16.89092219 17.15991327 17.43390245 17.71298285 13
14 18.29191119 18.60878638 18.93210937 19.26201281 19.59863199 14
15 20.02358764 20.39965980 20.78405429 21.17695842 21.57856359 15
16 21.82453114 22.26664534 22.71933673 23.18286395 23.65749177 16
17 23.69751239 24.21297777 24.74170689 25.28404998 25.84036636 17
18 25.64541288 26.24202933 26.85508370 27.48504236 28.13238467 18
19 27.67122940 28.35731557 29.06356246 29.79058187 30.53900391 19
20 29.77807858 30.56250149 31.37142277 32.20563451 33.06595410 20
21 31.96920172 32.86140780 33.78313680 34.73540215 35.71925181 21
22 34.24796979 35.25801763 36.30337795 37.38533375 38.50521440 22
23 36.61788858 37.75648338 38.93702996 40.16113710 41.43047512 23
24 39.08260412 40.36113392 41.68919631 43.06879111 44.50199887 24
25 41.64590829 43.07648211 44.56521015 46.11455869 47.72709882 25
26 44.31174462 45.90723260 47.57064460 49.30500023 51.11345376 26
27 47.08421440 48.85828999 50.71132361 52.64698774 54.66912645 27
28 49.96758298 51.93476732 53.99333317 56.14771966 58.40258277 28
29 52.96628630 55.14199493 57.42303316 59.81473634 62.32271191 29
30 56.08493775 58.48552971 61.00706966 63.65593632 66.43884750 30
31 59.32833526 61.97116472 64.75238779 67.67959329 70.76078988 31
32 62.70146867 65.60493922 68.66624524 71.89437398 75.29882937 32
33 66.20952742 69.39314914 72.75622628 76.30935674 80.06377084 33
34 69.85790851 73.34235798 77.03025646 80.93405119 85.06695938 34
35 73.65222486 77.45940819 81.49661800 85.77841862 90.32030735 35
36 77.59831385 81.75143304 86.16396581 90.85289350 95.83632272 36
37 81.70224640 86.22586895 91.04134427 96.16840594 101.62813886 37
38 85.97033626 90.89046838 96.13820476 101.73640522 107.70954580 38
39 90.40914971 95.75331328 101.46442398 107.56888447 114.09502309 39
40 95.02551570 100.82282910 107.03032306 113.67840648 120.79977424 40
41 99.82653633 106.10779933 112.84668760 120.07813079 127.83976295 41
42 104.81959778 111.61738080 118.92478854 126.78184201 135.23175110 42
43 110.01238169 117.36111949 125.27640402 133.80397950 142.99333866 43
44 115.41287696 123.34896707 131.91384220 141.15966853 151.14300559 44
45 121.02939204 129.59129817 138.84996510 148.86475278 159.70015587 45
46 126.87056772 136.09892834 146.09821353 156.93582854 168.68516366 46
47 132.94539043 142.88313279 153.67263314 165.39028039 178.11942185 47
48 139.26320604 149.95566594 161.58790163 174.24631871 188.02539294 48
49 145.83373429 157.32878174 169.85935720 183.52301885 198.42666259 49
50 152.66708366 165.01525496 178.50302828 193.24036225 209.34799572 50
60 237.99068520 262.34473980 289.49795398 319.78558850 353.58371788 60
70 364.29045876 409.91711289 461.86967955 521.05884950 588.52851071 70
80 551.24497675 633.66848004 729.55769854 841.18886776 971.22882134 80
90 827.98333354 972.92354017 1145.26900659 1350.36345005 1594.60730098 90
100 1237.62370461 1487.30697069 1790.85595627 2160.21801057 2610.02515693 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

28 VDC Tabla III

 Tabla III

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.05500000 2.06000000 2.06500000 2.07000000 2.07500000 2
3 3.16802500 3.18360000 3.19922500 3.21490000 3.23062500 3
4 4.34226638 4.37461600 4.40717462 4.43994300 4.47292188 4
5 5.58109103 5.63709296 5.69364098 5.75073901 5.80839102 5
6 6.88805103 6.97531854 7.06372764 7.15329074 7.24402034 6
7 8.26689384 8.39383765 8.52286994 8.65402109 8.78732187 7
8 9.72157300 9.89746791 10.07685648 10.25980257 10.44637101 8
9 11.25625951 11.49131598 11.73185215 11.97798875 12.22984883 9
10 12.87535379 13.18079494 13.49442254 13.81644796 14.14708750 10
11 14.58349825 14.97164264 15.37156001 15.78359932 16.20811906 11
12 16.38559065 16.86994120 17.37071141 17.88845127 18.42372799 12
13 18.28679814 18.88213767 19.49980765 20.14064286 20.80550759 13
14 20.29257203 21.01506593 21.76729515 22.55048786 23.36592066 14
15 22.40866350 23.27596988 24.18216933 25.12902201 26.11836470 15
16 24.64113999 25.67252808 26.75401034 27.88805355 29.07724206 16
17 26.99640269 28.21287976 29.49302101 30.84021730 32.25803521 17
18 29.48120483 30.90565255 32.41006738 33.99903251 35.67738785 18
19 32.10267110 33.75999170 35.51672176 37.37896479 39.35319194 19
20 34.86831801 36.78559120 38.82530867 40.99549232 43.30468134 20
21 37.78607550 39.99272668 42.34895373 44.86517678 47.55253244 21
22 40.86430965 43.39229028 46.10163573 49.00573916 52.11897237 22
23 44.11184669 46.99582769 50.09824205 53.43614090 57.02789530 23
24 47.53799825 50.81557735 54.35462778 58.17667076 62.30498744 24
25 51.15258816 54.86451200 58.88767859 63.24903772 67.97786150 25
26 54.96598051 59.15638272 63.71537769 68.67647036 74.07620112 26
27 58.98910943 63.70576568 68.85687725 74.48382328 80.63191620 27
28 63.23351045 68.52811162 74.33257427 80.69769091 87.67930991 28
29 67.71135353 73.63979832 80.16419159 87.34652927 95.25525816 29
30 72.43547797 79.05818622 86.37486405 94.46078632 103.39940252 30
31 77.41942926 84.80167739 92.98923021 102.07304137 112.15435771 31
32 82.67749787 90.88977803 100.03353017 110.21815426 121.56593454 32
33 88.22476025 97.34316471 107.53570963 118.93342506 131.68337963 33
34 94.07712207 104.18375460 115.52553076 128.25876481 142.55963310 34
35 100.25136378 111.43477987 124.03469026 138.23687835 154.25160558 35
36 106.76518879 119.12086666 133.09694513 148.91345984 166.82047600 36
37 113.63727417 127.26811866 142.74824656 160.33740202 180.33201170 37
38 120.88732425 135.90420578 153.02688259 172.56102017 194.85691258 38
39 128.53612708 145.05845813 163.97362996 185.64029158 210.47118102 39
40 136.60561407 154.76196562 175.63191590 199.63511199 227.25651960 40
41 145.11892285 165.04768356 188.04799044 214.60956983 245.30075857 41
42 154.10046360 175.95054457 201.27110981 230.63223972 264.69831546 42
43 163.57598910 187.50757724 215.35373195 247.77649650 285.55068912 43
44 173.57266850 199.75803188 230.35172453 266.12085125 307.96699080 44
45 184.11916527 212.74351379 246.32458662 285.74931084 332.06451511 45
46 195.24571936 226.50812462 263.33568475 306.75176260 357.96935375 46
47 206.98423392 241.09861210 281.45250426 329.22438598 385.81705528 47
48 219.36836679 256.56452882 300.74691704 353.27009300 415.75333442 48
49 232.43362696 272.95840055 321.29546665 378.99899951 447.93483451 49
50 246.21747645 290.33590458 343.17967198 406.52892947 482.52994709 50
60 433.45037173 533.12818089 657.68984214 813.52038335 1008.65653814 60
70 753.27120423 967.93216965 1248.06866574 1614.13417425 2093.02004800 70
80 1299.57138693 1746.59989137 2356.29087423 3189.06267969 4327.92746666 80
90 2232.73101660 3141.07518718 4436.57630164 6287.18542679 8934.14219504 90
100 3826.70246680 5638.36805857 8341.55801588 12381.66179381 18427.69613233 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

(1+ i) n - 1 VDC 29
i
 (1+ i) n - 1
i

n 8.00% 8.50% 9.00% 9.50% 10.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.08000000 2.08500000 2.09000000 2.09500000 2.10000000 2
3 3.24640000 3.26222500 3.27810000 3.29402500 3.31000000 3
4 4.50611200 4.53951413 4.57312900 4.60695738 4.64100000 4
5 5.86660096 5.92537283 5.98471061 6.04461833 6.10510000 5
6 7.33592904 7.42902952 7.52333456 7.61885707 7.71561000 6
7 8.92280336 9.06049702 9.20043468 9.34264849 9.48717100 7
8 10.63662763 10.83063927 11.02847380 11.23020009 11.43588810 8
9 12.48755784 12.75124361 13.02103644 13.29706910 13.57947691 9
10 14.48656247 14.83509932 15.19292972 15.56029067 15.93742460 10
11 16.64548746 17.09608276 17.56029339 18.03851828 18.53116706 11
12 18.97712646 19.54924979 20.14071980 20.75217752 21.38428377 12
13 21.49529658 22.21093603 22.95338458 23.72363438 24.52271214 13
14 24.21492030 25.09886559 26.01918919 26.97737965 27.97498336 14
15 27.15211393 28.23226916 29.36091622 30.54023072 31.77248169 15
16 30.32428304 31.63201204 33.00339868 34.44155263 35.94972986 16
17 33.75022569 35.32073306 36.97370456 38.71350013 40.54470285 17
18 37.45024374 39.32299538 41.30133797 43.39128265 45.59917313 18
19 41.44626324 43.66544998 46.01845839 48.51345450 51.15909045 19
20 45.76196430 48.37701323 51.16011964 54.12223267 57.27499949 20
21 50.42292144 53.48905936 56.76453041 60.26384478 64.00249944 21
22 55.45675516 59.03562940 62.87333815 66.98891003 71.40274939 22
23 60.89329557 65.05365790 69.53193858 74.35285649 79.54302433 23
24 66.76475922 71.58321882 76.78981305 82.41637785 88.49732676 24
25 73.10593995 78.66779242 84.70089623 91.24593375 98.34705943 25
26 79.95441515 86.35455478 93.32397689 100.91429745 109.18176538 26
27 87.35076836 94.69469193 102.72313481 111.50115571 121.09994192 27
28 95.33882983 103.74374075 112.96821694 123.09376551 134.20993611 28
29 103.96593622 113.56195871 124.13535646 135.78767323 148.63092972 29
30 113.28321111 124.21472520 136.30753855 149.68750218 164.49402269 30
31 123.34586800 135.77297684 149.57521702 164.90781489 181.94342496 31
32 134.21353744 148.31367987 164.03698655 181.57405731 201.13776745 32
33 145.95062044 161.92034266 179.80031534 199.82359275 222.25154420 33
34 158.62667007 176.68357179 196.98234372 219.80683406 245.47669862 34
35 172.31680368 192.70167539 215.71075465 241.68848330 271.02436848 35
36 187.10214797 210.08131780 236.12472257 265.64888921 299.12680533 36
37 203.07031981 228.93822981 258.37594760 291.88553369 330.03948586 37
38 220.31594540 249.39797935 282.62978288 320.61465939 364.04343445 38
39 238.94122103 271.59680759 309.06646334 352.07305203 401.44777789 39
40 259.05651871 295.68253624 337.88244504 386.51999197 442.59255568 40
41 280.78104021 321.81555182 369.29186510 424.23939121 487.85181125 41
42 304.24352342 350.16987372 403.52813296 465.54213337 537.63699237 42
43 329.58300530 380.93431299 440.84566492 510.76863604 592.40069161 43
44 356.94964572 414.31372959 481.52177477 560.29165647 652.64076077 44
45 386.50561738 450.53039661 525.85873450 614.51936383 718.90483685 45
46 418.42606677 489.82548032 574.18602060 673.89870340 791.79532054 46
47 452.90015211 532.46064615 626.86276245 738.91908022 871.97485259 47
48 490.13216428 578.71980107 684.28041107 810.11639284 960.17233785 48
49 530.34273742 628.91098416 746.86564807 888.07745016 1057.18957163 49
50 573.77015642 683.36841782 815.08355640 973.44480793 1163.90852880 50
60 1253.21329584 1559.91977673 1944.79213289 2427.97809385 3034.81639541 60
70 2720.08007377 3541.78788522 4619.22317976 6032.64264772 7887.46956799 70
80 5886.93542831 8022.75886259 10950.57409031 14965.82188238 20474.00214585 80
90 12723.93861598 18154.16004612 25939.18424705 37104.27333767 53120.22611848 90
100 27484.51570427 41061.09036551 61422.67546473 91968.39505341 137796.12339822 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

30 VDC Tabla III

 Tabla III

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.10500000 2.11000000 2.11500000 2.12000000 2.12500000 2
3 3.32602500 3.34210000 3.35822500 3.37440000 3.39062500 3
4 4.67525763 4.70973100 4.74442088 4.77932800 4.81445313 4
5 6.16615968 6.22780141 6.29002928 6.35284736 6.41625977 5
6 7.81360644 7.91285957 8.01338264 8.11518904 8.21829224 6
7 9.63403512 9.78327412 9.93492165 10.08901173 10.24557877 7
8 11.64560881 11.85943427 12.07743764 12.29969314 12.52627611 8
9 13.86839773 14.16397204 14.46634296 14.77565631 15.09206063 9
10 16.32457949 16.72200896 17.12997240 17.54873507 17.97856820 10
11 19.03866034 19.56142995 20.09991923 20.65458328 21.22588923 11
12 22.03771967 22.71318724 23.41140994 24.13313327 24.87912538 12
13 25.35168024 26.21163784 27.10372209 28.02910926 28.98901606 13
14 29.01360666 30.09491800 31.22065013 32.39260238 33.61264306 14
15 33.06003536 34.40535898 35.81102489 37.27971466 38.81422345 15
16 37.53133908 39.18994847 40.92929275 42.75328042 44.66600138 16
17 42.47212968 44.50084281 46.63616142 48.88367407 51.24925155 17
18 47.93170330 50.39593551 52.99931998 55.74971496 58.65540799 18
19 53.96453214 56.93948842 60.09424178 63.43968075 66.98733399 19
20 60.63080802 64.20283215 68.00507958 72.05244244 76.36075074 20
21 67.99704286 72.26514368 76.82566374 81.69873554 86.90584458 21
22 76.13673236 81.21430949 86.66061507 92.50258380 98.76907515 22
23 85.13108926 91.14788353 97.62658580 104.60289386 112.11520955 23
24 95.06985363 102.17415072 109.85364317 118.15524112 127.12961074 24
25 106.05218826 114.41330730 123.48681213 133.33387006 144.02081209 25
26 118.18766803 127.99877110 138.68779553 150.33393446 163.02341360 26
27 131.59737317 143.07863592 155.63689201 169.37400660 184.40134030 27
28 146.41509736 159.81728587 174.53513459 190.69888739 208.45150783 28
29 162.78868258 178.39718732 195.60667507 214.58275388 235.50794631 29
30 180.88149425 199.02087793 219.10144270 241.33268434 265.94643960 30
31 200.87405114 221.91317450 245.29810861 271.29260646 300.18974455 31
32 222.96582651 247.32362369 274.50739111 304.84771924 338.71346262 32
33 247.37723830 275.52922230 307.07574108 342.42944555 382.05264545 33
34 274.35184832 306.83743675 343.38945131 384.52097901 430.80922613 34
35 304.15879239 341.58955480 383.87923821 431.66349649 485.66037939 35
36 337.09546560 380.16440582 429.02535060 484.46311607 547.36792682 36
37 373.49048948 422.98249046 479.36326592 543.59869000 616.78891767 37
38 413.70699088 470.51056441 535.49004150 609.83053280 694.88753238 38
39 458.14622492 523.26672650 598.07139627 684.01019674 782.74847393 39
40 507.25157854 581.82606641 667.84960685 767.09142034 881.59203317 40
41 561.51299428 646.82693372 745.65231163 860.14239079 992.79103731 41
42 621.47185868 718.97789643 832.40232747 964.35947768 1117.88991698 42
43 687.72640385 799.06546504 929.12859513 1081.08261500 1258.62615660 43
44 760.93767625 887.96266619 1036.97838357 1211.81252880 1416.95442618 44
45 841.83613225 986.63855947 1157.23089768 1358.23003226 1595.07372945 45
46 931.22892614 1096.16880101 1291.31245091 1522.21763613 1795.45794563 46
47 1030.00796339 1217.74736912 1440.81338277 1705.88375247 2020.89018883 47
48 1139.15879954 1352.69957973 1607.50692179 1911.58980276 2274.50146244 48
49 1259.77047349 1502.49653350 1793.37021779 2141.98057909 2559.81414524 49
50 1393.04637321 1668.77115218 2000.60779284 2400.01824858 2880.79091340 50
60 3797.16505946 4755.06583942 5958.82873783 7471.64111243 9372.83147126 60
70 10322.13753878 13518.35574356 17714.53447201 23223.33189749 30454.57127299 70
80 28031.44036956 38401.02500437 52628.35541057 72145.69250066 98913.74818460 80
90 76095.91998935 109053.39829293 156320.54710823 224091.11852801 321222.67275596 90
100 206546.80352761 309665.22972404 464280.84277409 696010.54772113 1043131.11766578 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

(1+ i) n - 1 VDC 31
i
 (1+ i) n - 1
i

n 13.00% 13.50% 14.00% 14.50% 15.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.13000000 2.13500000 2.14000000 2.14500000 2.15000000 2
3 3.40690000 3.42322500 3.43960000 3.45602500 3.47250000 3
4 4.84979700 4.88536038 4.92114400 4.95714863 4.99337500 4
5 6.48027061 6.54488403 6.61010416 6.67593518 6.74238125 5
6 8.32270579 8.42844337 8.53551874 8.64394578 8.75373844 6
7 10.40465754 10.56628322 10.73049137 10.89731791 11.06679920 7
8 12.75726302 12.99273146 13.23276016 13.47742901 13.72681908 8
9 15.41570722 15.74675021 16.08534658 16.43165622 16.78584195 9
10 18.41974915 18.87256148 19.33729510 19.81424637 20.30371824 10
11 21.81431654 22.42035728 23.04451641 23.68731209 24.34927597 11
12 25.65017769 26.44710552 27.27074871 28.12197235 29.00166737 12
13 29.98470079 31.01746476 32.08865353 33.19965834 34.35191748 13
14 34.88271190 36.20482251 37.58106503 39.01360880 40.50470510 14
15 40.41746444 42.09247354 43.84241413 45.67058207 47.58041086 15
16 46.67173482 48.77495747 50.98035211 53.29281647 55.71747249 16
17 53.73906035 56.35957673 59.11760141 62.02027486 65.07509336 17
18 61.72513819 64.96811959 68.39406560 72.01321471 75.83635737 18
19 70.74940616 74.73881573 78.96923479 83.45513085 88.21181097 19
20 80.94682896 85.82855586 91.02492766 96.55612482 102.44358262 20
21 92.46991672 98.41541090 104.76841753 111.55676292 118.81012001 21
22 105.49100590 112.70149137 120.43599598 128.73249354 137.63163801 22
23 120.20483667 128.91619271 138.29703542 148.39870511 159.27638372 23
24 136.83146543 147.31987872 158.65862038 170.91651735 184.16784127 24
25 155.61955594 168.20806235 181.87082723 196.69941236 212.79301747 25
26 176.85009821 191.91615077 208.33274304 226.22082715 245.71197009 26
27 200.84061098 218.82483112 238.49932707 260.02284709 283.56876560 27
28 227.94989040 249.36618332 272.88923286 298.72615992 327.10408044 28
29 258.58337616 284.03061807 312.09372546 343.04145311 377.16969250 29
30 293.19921506 323.37475151 356.78684702 393.78246381 434.74514638 30
31 332.31511301 368.03034296 407.73700561 451.88092106 500.95691834 31
32 376.51607771 418.71443926 465.82018639 518.40365461 577.10045609 32
33 426.46316781 476.24088856 532.03501249 594.57218453 664.66552450 33
34 482.90337962 541.53340851 607.51991423 681.78515129 765.36535317 34
35 546.68081897 615.64041866 693.57270223 781.64399823 881.17015615 35
36 618.74932544 699.75187518 791.67288054 895.98237797 1014.34567957 36
37 700.18673775 795.21837833 903.50708382 1026.89982278 1167.49753151 37
38 792.21101365 903.57285941 1030.99807555 1176.80029708 1343.62216123 38
39 896.19844543 1026.55519543 1176.33780613 1348.43634015 1546.16548542 39
40 1013.70424333 1166.14014681 1342.02509898 1544.95960948 1779.09030823 40
41 1146.48579497 1324.56906663 1530.90861284 1769.97875285 2046.95385447 41
42 1296.52894831 1504.38589063 1746.23581864 2027.62567201 2354.99693264 42
43 1466.07771159 1708.47798586 1991.70883325 2322.63139446 2709.24647253 43
44 1657.66781410 1940.12251395 2271.54806990 2660.41294665 3116.63344341 44
45 1874.16462994 2203.03905334 2590.56479969 3047.17282392 3585.12845992 45
46 2118.80603183 2501.44932554 2954.24387165 3490.01288339 4123.89772891 46
47 2395.25081596 2840.14498448 3368.83801368 3997.06475148 4743.48238825 47
48 2707.63342204 3224.56455739 3841.47533559 4577.63914044 5456.00474648 48
49 3060.62576691 3660.88077264 4380.28188258 5242.39681580 6275.40545846 49
50 3459.50711660 4156.09967694 4994.52134614 6003.54435410 7217.71627723 50
60 11761.94979238 14763.86554111 18535.13328332 23271.93610400 29219.99163772 60
70 39945.15095626 52398.05272493 68733.17846305 90153.55229131 118231.46692552 70
80 135614.92657081 185916.46396461 254828.44148045 349190.44748167 478332.52934288 80
90 460372.42707311 659612.52262791 944724.76699504 1352457.36737697 1935142.16804204 90
100 1562783.64791087 2340189.41018793 3502323.12947480 5238176.08639012 7828749.67133531 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

32 VDC Tabla III

 Tabla III

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.15500000 2.16000000 2.16500000 2.17000000 2.17500000 2
3 3.48902500 3.50560000 3.52222500 3.53890000 3.55562500 3
4 5.02982388 5.06649600 5.10339213 5.14051300 5.17785938 4
5 6.80944658 6.87713536 6.94545183 7.01440021 7.08398477 5
6 8.86491079 8.97747702 9.09145138 9.20684825 9.32368210 6
7 11.23897197 11.41387334 11.59154085 11.77201245 11.95532647 7
8 13.98101262 14.24009307 14.50414509 14.77325456 15.04750860 8
9 17.14806958 17.51850797 17.89732904 18.28470784 18.68082260 9
10 20.80602036 21.32146924 21.85038833 22.39310817 22.94996656 10
11 25.03095352 25.73290432 26.45570240 27.19993656 27.96621071 11
12 29.91075132 30.85016901 31.82089330 32.82392578 33.86029758 12
13 35.54691777 36.78619605 38.07134069 39.40399316 40.78584966 13
14 42.05669003 43.67198742 45.35311190 47.10267200 48.92337335 14
15 49.57547698 51.65950541 53.83637537 56.11012623 58.48496368 15
16 58.25967591 60.92502627 63.71937730 66.64884769 69.71983233 16
17 68.28992568 71.67303048 75.23307456 78.97915180 82.92080299 17
18 79.87486416 84.14071536 88.64653186 93.40560761 98.43194351 18
19 93.25546810 98.60322981 104.27320962 110.28456090 116.65753362 19
20 108.71006566 115.37974658 122.47828921 130.03293626 138.07260201 20
21 126.56012583 134.84050604 143.68720693 153.13853542 163.23530736 21
22 147.17694534 157.41498700 168.39559607 180.17208644 192.80148614 22
23 170.98937187 183.60138492 197.18086942 211.80134114 227.54174622 23
24 198.49272451 213.97760651 230.71571287 248.80756913 268.36155181 24
25 230.25909680 249.21402355 269.78380550 292.10485588 316.32482337 25
26 266.94925681 290.08826732 315.29813340 342.76268138 372.68166746 26
27 309.32639161 337.50239009 368.32232542 402.03233722 438.90095927 27
28 358.27198231 392.50277250 430.09550911 471.37783454 516.70862714 28
29 414.80413957 456.30321610 502.06126811 552.51206642 608.13263689 29
30 480.09878121 530.31173068 585.90137735 647.43911771 715.55584835 30
31 555.51409229 616.16160759 683.57510461 758.50376772 841.77812181 31
32 642.61877660 715.74746480 797.36499687 888.44940823 990.08929312 32
33 743.22468697 831.26705917 929.93022136 1040.48580763 1164.35491942 33
34 859.42451345 965.26978864 1084.36870788 1218.36839493 1369.11703032 34
35 993.63531304 1120.71295482 1264.28954468 1426.49102206 1609.71251063 35
36 1148.64878656 1301.02702759 1473.89731956 1669.99449581 1892.41219998 36
37 1327.68934847 1510.19135201 1718.09037728 1954.89356010 2224.58433498 37
38 1534.48119749 1752.82196833 2002.57528954 2288.22546532 2614.88659360 38
39 1773.32578310 2034.27348326 2334.00021231 2678.22379443 3073.49174748 39
40 2049.19127948 2360.75724058 2720.11024734 3134.52183948 3612.35280329 40
41 2367.81592780 2739.47839907 3169.92843815 3668.39055219 4245.51454387 41
42 2735.82739661 3178.79494293 3693.96663045 4293.01694606 4989.47958905 42
43 3160.88064308 3688.40213380 4304.47112447 5023.82982689 5863.63851713 43
44 3651.81714276 4279.54647520 5015.70886001 5878.88089746 6890.77525763 44
45 4218.84879988 4965.27391123 5844.30082191 6879.29065003 8097.66092772 45
46 4873.77036387 5760.71773703 6809.61045752 8049.77006054 9515.75159007 46
47 5630.20477027 6683.43257496 7934.19618302 9419.23097083 11182.00811833 47
48 6503.88650966 7753.78178695 9244.33855321 11021.50023587 13139.85953903 48
49 7512.98891865 8995.38687286 10770.65441449 12896.15527597 15440.33495837 49
50 8678.50220105 10435.64877252 12548.81239289 15089.50167288 18143.39357608 50
60 36686.89771833 46057.50853281 57813.07271165 72555.03812894 91034.64181483 60
70 155020.49659972 203201.03024610 266269.20780105 348782.01016910 456674.93922243 70
80 654972.04204184 896429.47431471 1226275.18051306 1676557.66124687 2290815.94131389 80
90 2767233.90302435 3954561.74999684 5647404.19764423 8058947.35539548 11491315.00939930 90
100 11691399.07470270 17445313.74609250 26008091.88263930 38737999.32845240 57643264.61704370 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

(1+ i) n - 1 VDC 33
i
 (1+ i) n - 1
i

n 18.00% 18.50% 19.00% 19.50% 20.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.18000000 2.18500000 2.19000000 2.19500000 2.20000000 2
3 3.57240000 3.58922500 3.60610000 3.62302500 3.64000000 3
4 5.21543200 5.25323163 5.29125900 5.32951488 5.36800000 4
5 7.15420976 7.22507948 7.29659821 7.36877028 7.44160000 5
6 9.44196752 9.56171918 9.68295187 9.80568048 9.92992000 6
7 12.14152167 12.33063723 12.52271273 12.71778817 12.91590400 7
8 15.32699557 15.61180511 15.90202814 16.19775687 16.49908480 8
9 19.08585477 19.49998906 19.92341349 20.35631946 20.79890176 9
10 23.52130863 24.10748704 24.70886205 25.32580175 25.95868211 10
11 28.75514419 29.56737214 30.40354584 31.26433309 32.15041853 11
12 34.93107014 36.03733598 37.18021955 38.36087804 39.58050224 12
13 42.21866276 43.70424314 45.24446127 46.84124926 48.49660269 13
14 50.81802206 52.78952812 54.84090891 56.97529287 59.19592323 14
15 60.96526603 63.55559082 66.26068160 69.08547498 72.03510787 15
16 72.93901392 76.31337512 79.85021111 83.55714260 87.44212945 16
17 87.06803642 91.43134952 96.02175122 100.85078540 105.93055534 17
18 103.74028298 109.34614918 115.26588395 121.51668856 128.11666640 18
19 123.41353392 130.57518678 138.16640190 146.21244283 154.73999969 19
20 146.62797002 155.73159634 165.41801826 175.72386918 186.68799962 20
21 174.02100463 185.54194166 197.84744173 210.99002367 225.02559955 21
22 206.34478546 220.86720087 236.43845566 253.13307828 271.03071946 22
23 244.48684684 262.72763303 282.36176223 303.49402855 326.23686335 23
24 289.49447928 312.33224514 337.01049706 363.67536411 392.48423602 24
25 342.60348554 371.11371049 402.04249150 435.59206012 471.98108322 25
26 405.27211294 440.76974693 479.43056488 521.53251184 567.37729986 26
27 479.22109327 523.31215011 571.52237221 624.23135165 681.85275984 27
28 566.48089006 621.12489788 681.11162293 746.95646522 819.22331180 28
29 669.44745027 737.03300399 811.52283129 893.61297593 984.06797417 29
30 790.94799132 874.38410973 966.71216923 1068.86750624 1181.88156900 30
31 934.31862976 1037.14517003 1151.38748139 1278.29666996 1419.25788280 31
32 1103.49598312 1230.01702649 1371.15110285 1528.56452060 1704.10945936 32
33 1303.12526008 1458.57017639 1632.66981239 1827.63460212 2045.93135123 33
34 1538.68780689 1729.40565902 1943.87707675 2185.02334953 2456.11762148 34
35 1816.65161213 2050.34570594 2314.21372133 2612.10290269 2948.34114577 35
36 2144.64890232 2430.65966153 2754.91432838 3122.46296871 3539.00937493 36
37 2531.68570473 2881.33169892 3279.34805077 3732.34324761 4247.81124991 37
38 2988.38913158 3415.37806322 3903.42418042 4461.15018090 5098.37349989 38
39 3527.29917527 4048.22300491 4646.07477470 5332.07446617 6119.04819987 39
40 4163.21302682 4798.14426082 5529.82898189 6372.82898707 7343.85783985 40
41 4913.59137165 5686.80094907 6581.49648845 7616.53063955 8813.62940781 41
42 5799.03781854 6739.85912465 7832.98082126 9102.75411427 10577.35528938 42
43 6843.86462588 7987.73306271 9322.24717730 10878.79116655 12693.82634725 43
44 8076.76025854 9466.46367931 11094.47414099 13001.15544403 15233.59161670 44
45 9531.57710507 11218.75945999 13203.42422777 15537.38075561 18281.30994004 45
46 11248.26098399 13295.22996008 15713.07483105 18568.17000296 21938.57192805 46
47 13273.94796110 15755.84750270 18699.55904895 22189.96315353 26327.28631366 47
48 15664.25859410 18671.67929070 22253.47526825 26518.00596847 31593.74357640 48
49 18484.82514104 22126.93995948 26482.63556922 31690.01713232 37913.49229168 49
50 21813.09366643 26221.42385198 31515.33632737 37870.57047312 45497.19075001 50
60 114189.66647833 143190.06891901 179494.58378566 224920.89546271 281732.57176584 60
70 597673.45759931 781825.43147388 1022189.60556023 1335725.11278107 1744439.78466106 70
80 3128148.11325362 4268701.13283712 5821071.28607315 7932270.77118070 10801137.31005160 80
90 16372236.33400330 23306641.82581380 33149185.00278500 47106063.90675320 66877821.24467250 90
100 85689616.14140810 127251610.58039100 188774151.19984900 279740862.19312300 414089867.61007800 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

34 VDC Tabla III

 Tabla III

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.20500000 2.21000000 2.21500000 2.22000000 2.22500000 2
3 3.65702500 3.67410000 3.69122500 3.70840000 3.72562500 3
4 5.40671513 5.44566100 5.48483838 5.52424800 5.56389063 4
5 7.51509173 7.58924981 7.66407863 7.73958256 7.81576602 5
6 10.05568553 10.18299227 10.31185553 10.44229072 10.57431337 6
7 13.11710106 13.32142065 13.52890447 13.73959468 13.95353388 7
8 16.80610678 17.11891898 17.43761893 17.76230551 18.09307900 8
9 21.25135867 21.71389197 22.18670700 22.67001273 23.16402177 9
10 26.60788720 27.27380928 27.95684900 28.65741552 29.37592667 10
11 33.06250407 34.00130923 34.96757154 35.96204694 36.98551018 11
12 40.84031741 42.14158417 43.48559942 44.87369727 46.30724996 12
13 50.21258248 51.99131685 53.83500330 55.74591067 57.72638121 13
14 61.50616189 63.90949338 66.40952901 69.01001101 71.71481698 14
15 75.11492507 78.33048699 81.68757774 85.19221343 88.85065080 15
16 91.51348471 95.77988926 100.25040696 104.93450039 109.84204723 16
17 111.27374908 116.89366601 122.80424445 129.02009048 135.55650785 17
18 135.08486764 142.44133587 150.20715701 158.40451038 167.05672212 18
19 163.77726551 173.35401640 183.50169577 194.25350266 205.64448460 19
20 198.35160493 210.75835985 223.95456036 237.98927325 252.91449363 20
21 240.01368395 256.01761542 273.10479084 291.34691337 310.82025470 21
22 290.21648916 310.78131465 332.82232087 356.44323431 381.75481201 22
23 350.71086943 377.04539073 405.37911985 435.86074585 468.64964471 23
24 423.60659767 457.22492279 493.53563062 532.75010994 575.09581477 24
25 511.44595019 554.24215657 600.64579121 650.95513413 705.49237310 25
26 617.29236998 671.63300945 730.78463632 795.16526364 865.22815704 26
27 744.83730582 813.67594143 888.90333313 971.10162164 1060.90449238 27
28 898.52895351 985.54788914 1081.01754975 1185.74397840 1300.60800316 28
29 1083.72738899 1193.51294585 1314.43632294 1447.60765365 1594.24480387 29
30 1306.89150373 1445.15066448 1598.04013238 1767.08133745 1953.94988474 30
31 1575.80426199 1749.63230402 1942.61876084 2156.83923169 2394.58860881 31
32 1899.84413570 2118.05508787 2361.28179442 2632.34386266 2934.37104579 32
33 2290.31218352 2563.84665632 2869.95738022 3212.45951245 3595.60453110 33
34 2760.82618114 3103.25445415 3487.99821696 3920.20060518 4405.61555059 34
35 3327.79554827 3755.93788952 4238.91783361 4783.64473832 5397.87904948 35
36 4010.99363567 4545.68484632 5151.28516784 5837.04658076 6613.40183561 36
37 4834.24733098 5501.27866405 6259.81147892 7122.19682852 8102.41724862 37
38 5826.26803383 6657.54718350 7606.67094689 8690.08013080 9926.46112956 38
39 7021.65298077 8056.63209203 9243.10520047 10602.89775957 12160.91488371 39
40 8462.09184183 9749.52483136 11231.37281858 12936.53526668 14898.12073255 40
41 10197.82066940 11797.92504594 13647.11797457 15783.57302535 18251.19789737 41
42 12289.37390663 14276.48930559 16582.24833910 19256.95909092 22358.71742428 42
43 14809.69555749 17275.55205977 20148.43173201 23494.49009093 27390.42884474 43
44 17846.68314677 20904.41799232 24481.34455439 28664.27791093 33554.27533480 44
45 21506.25319186 25295.34577071 29745.83363359 34971.41905134 41104.98728514 45
46 25916.03509619 30608.36838255 36142.18786481 42666.13124263 50354.60942429 46
47 31229.82229091 37037.12574289 43913.75825574 52053.68011601 61685.39654476 47
48 37632.93586055 44815.92214890 53356.21628072 63506.48974153 75565.61076733 48
49 45348.68771196 54228.26580017 64828.80278108 77478.91748467 92568.87318998 49
50 54646.16869291 65617.20161820 78767.99537901 94525.27933129 113397.86965772 50
60 352746.69052311 441466.99437062 552248.51717238 690500.98237100 862939.93398929 60
70 2276871.34937399 2969996.45606658 3871689.08169136 5043883.82562657 6566642.86047309 70
80 14696358.84328330 19980678.28149440 27143365.85445390 36843740.90585620 49969446.54780370 80
90 94859392.40862750 134420039.40005400 190294634.65700800 269129975.94021900 380246705.40958100 90
100 612281061.66430000 904310835.52602100 1334102911.63675000 1965895305.74370000 2893519085.39389000 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

(1+ i) n - 1 VDC 35
i
 (1+ i) n - 1
i

n 23.00% 23.50% 24.00% 24.50% 25.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 2.23000000 2.23500000 2.24000000 2.24500000 2.25000000 2
3 3.74290000 3.76022500 3.77760000 3.79502500 3.81250000 3
4 5.60376700 5.64387788 5.68422400 5.72480613 5.76562500 4
5 7.89263341 7.97018918 8.04843776 8.12738363 8.20703125 5
6 10.70793909 10.84318363 10.98006282 11.11859261 11.25878906 6
7 14.17076509 14.39133179 14.61527790 14.84264780 15.07348633 7
8 18.43004106 18.77329475 19.12294460 19.47909652 19.84185791 8
9 23.66895050 24.18501902 24.71245130 25.25147516 25.80232239 9
10 30.11280911 30.86849849 31.64343961 32.43808658 33.25290298 10
11 38.03875521 39.12259564 40.23786512 41.38541779 42.56612873 11
12 47.78766891 49.31640561 50.89495274 52.52484515 54.20766091 12
13 59.77883276 61.90576093 64.10974140 66.39343221 68.75957614 13
14 74.52796429 77.45361475 80.49607934 83.65982310 86.94947018 14
15 92.66939608 96.65521422 100.81513838 105.15647976 109.68683772 15
16 114.98335717 120.36918956 126.01077159 131.91981730 138.10854715 16
17 142.42952932 149.65594911 157.25335678 165.24017254 173.63568394 17
18 176.18832107 185.82509715 195.99416240 206.72401481 218.04460493 18
19 217.71163492 230.49399498 244.03276138 258.37139844 273.55575616 19
20 268.78531095 285.66008379 303.60062411 322.67239106 342.94469520 20
21 331.60593246 353.79020349 377.46477390 402.72712687 429.68086899 21
22 408.87529693 437.93090131 469.05631963 502.39527295 538.10108624 22
23 503.91661522 541.84466311 582.62983634 626.48211482 673.62635780 23
24 620.81743673 670.17815894 723.46099707 780.97023295 843.03294725 24
25 764.60544717 828.67002630 898.09163636 973.30794003 1054.79118407 25
26 941.46470002 1024.40748248 1114.63362909 1212.76838534 1319.48898008 26
27 1159.00158103 1266.14324086 1383.14570007 1510.89663974 1650.36122511 27
28 1426.57194466 1564.68690246 1716.10066809 1882.06631648 2063.95153138 28
29 1755.68349193 1933.38832454 2128.96482843 2344.17256402 2580.93941423 29
30 2160.49069508 2388.73458080 2640.91638726 2919.49484220 3227.17426779 30
31 2658.40355495 2951.08720729 3275.73632020 3635.77107854 4034.96783473 31
32 3270.83637259 3645.59270101 4062.91303705 4527.53499278 5044.70979341 32
33 4024.12873828 4503.30698574 5039.01216594 5637.78106601 6306.88724177 33
34 4950.67834809 5562.58412739 6249.37508576 7020.03742719 7884.60905221 34
35 6090.33436815 6870.79139733 7750.22510634 8740.94659685 9856.76131526 35
36 7492.11127282 8486.42737570 9611.27913187 10883.47851308 12321.95164408 36
37 9216.29686557 10481.73780899 11918.98612352 13550.93074878 15403.43955510 37
38 11337.04514465 12945.94619411 14780.54279316 16871.90878223 19255.29944387 38
39 13945.56552792 15989.24354972 18328.87306352 21006.52643388 24070.12430484 39
40 17154.04559934 19747.71578391 22728.80259876 26154.12541018 30088.65538105 40
41 21100.47608718 24389.42899312 28184.71522246 32562.88613567 37611.81922631 41
42 25954.58558724 30121.94480651 34950.04687586 40541.79323891 47015.77403289 42
43 31925.14027230 37201.60183604 43339.05812606 50475.53258245 58770.71754111 43
44 39268.92253493 45944.97826750 53741.43207632 62843.03806515 73464.39692639 44
45 48301.77471797 56743.04816037 66640.37577463 78240.58239111 91831.49615799 45
46 59412.18290310 70078.66447805 82635.06596054 97410.52507693 114790.37019749 46
47 73077.98497081 86548.15063040 102468.48179107 121277.10372078 143488.96274686 47
48 89886.92151410 106887.96602854 127061.91742093 150990.99413236 179362.20343358 48
49 110561.91346234 132007.63804525 157557.77760196 187984.78769479 224203.75429197 49
50 135992.15355868 163030.43298588 195372.64422642 234042.06068002 280255.69286497 50
60 1077896.59140119 1345699.90008073 1679147.28024994 2094084.27242575 2610117.78719943 60
70 8543380.39337305 11107568.57281640 14431337.85797600 18736498.00838970 24308649.42914530 70
80 67714402.58875060 91682980.92181500 124029089.82283000 167641685.86380600 226391972.97067000 80
90 536700734.95760400 756760262.01084000 1065958804.76373000 1499945720.72516000 2108439584.64613000 90
100 4253861125.09822000 6246372749.56352000 9161303572.17440000 13420511195.12190000 19636373857.19110000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

36 VDC Tabla III

 Tabla IV

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.49937578 0.49875312 0.49813200 0.49751244 0.49689441 2
3 0.33250139 0.33167221 0.33084579 0.33002211 0.32920117 3
4 0.24906445 0.24813279 0.24720501 0.24628109 0.24536102 4
5 0.19900250 0.19800997 0.19702242 0.19603980 0.19506211 5
6 0.16562803 0.16459546 0.16356891 0.16254837 0.16153381 6
7 0.14178928 0.14072854 0.13967488 0.13862828 0.13758872 7
8 0.12391035 0.12282886 0.12175552 0.12069029 0.11963314 8
9 0.11000462 0.10890736 0.10781929 0.10674036 0.10567055 9
10 0.09888015 0.09777057 0.09667123 0.09558208 0.09450307 10
11 0.08977840 0.08865903 0.08755094 0.08645408 0.08536839 11
12 0.08219370 0.08106643 0.07995148 0.07884879 0.07775831 12
13 0.07577595 0.07464224 0.07352188 0.07241482 0.07132100 13
14 0.07027510 0.06913609 0.06801146 0.06690117 0.06580515 14
15 0.06550777 0.06436436 0.06323639 0.06212378 0.06102646 15
16 0.06133642 0.06018937 0.05905879 0.05794460 0.05684672 16
17 0.05765587 0.05650579 0.05537321 0.05425806 0.05316023 17
18 0.05438433 0.05323173 0.05209766 0.05098205 0.04988479 18
19 0.05145722 0.05030253 0.04916740 0.04805175 0.04695548 19
20 0.04882288 0.04766645 0.04653063 0.04541531 0.04432039 20
21 0.04643947 0.04528163 0.04414543 0.04303075 0.04193749 21
22 0.04427278 0.04311380 0.04197748 0.04086372 0.03977238 22
23 0.04229455 0.04113465 0.03999846 0.03888584 0.03779666 23
24 0.04048121 0.03932061 0.03818474 0.03707347 0.03598665 24
25 0.03881298 0.03765186 0.03651650 0.03540675 0.03432247 25
26 0.03727312 0.03611163 0.03497693 0.03386888 0.03278729 26
27 0.03584736 0.03468565 0.03355176 0.03244553 0.03136677 27
28 0.03452347 0.03336167 0.03222871 0.03112444 0.03004863 28
29 0.03329093 0.03212914 0.03099723 0.02989502 0.02882228 29
30 0.03214059 0.03097892 0.02984816 0.02874811 0.02767854 30
31 0.03106449 0.02990304 0.02877352 0.02767573 0.02660942 31
32 0.03005569 0.02889453 0.02776634 0.02667089 0.02560791 32
33 0.02910806 0.02794727 0.02682048 0.02572744 0.02466786 33
34 0.02821620 0.02705586 0.02593053 0.02483997 0.02378387 34
35 0.02737533 0.02621550 0.02509170 0.02400368 0.02295111 35
36 0.02658121 0.02542194 0.02429973 0.02321431 0.02216533 36
37 0.02583004 0.02467139 0.02355082 0.02246805 0.02142270 37
38 0.02511843 0.02396045 0.02284157 0.02176150 0.02071983 38
39 0.02444335 0.02328607 0.02216893 0.02109160 0.02005365 39
40 0.02380204 0.02264552 0.02153016 0.02045560 0.01942141 40
41 0.02319204 0.02203631 0.02092276 0.01985102 0.01882063 41
42 0.02261112 0.02145622 0.02034452 0.01927563 0.01824906 42
43 0.02205724 0.02090320 0.01979338 0.01872737 0.01770466 43
44 0.02152855 0.02037541 0.01926751 0.01820441 0.01718557 44
45 0.02102339 0.01987117 0.01876521 0.01770505 0.01669012 45
46 0.02054022 0.01938894 0.01828495 0.01722775 0.01621675 46
47 0.02007762 0.01892733 0.01782532 0.01677111 0.01576406 47
48 0.01963433 0.01848503 0.01738504 0.01633384 0.01533075 48
49 0.01920915 0.01806087 0.01696292 0.01591474 0.01491563 49
50 0.01880099 0.01765376 0.01655787 0.01551273 0.01451763 50
60 0.01546869 0.01433280 0.01325836 0.01224445 0.01128993 60
70 0.01308996 0.01196657 0.01091464 0.00993282 0.00901941 70
80 0.01130721 0.01019704 0.00916821 0.00821885 0.00734652 80
90 0.00992177 0.00882527 0.00781989 0.00690306 0.00607146 90
100 0.00881446 0.00773194 0.00675017 0.00586574 0.00507428 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

i VDC 37
(1+ i)n - 1
 i
(1+ i)n - 1

n 1.50% 1.75% 2.00% 2.25% 2.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.49627792 0.49566295 0.49504950 0.49443758 0.49382716 2
3 0.32838296 0.32756746 0.32675467 0.32594458 0.32513717 3
4 0.24444479 0.24353237 0.24262375 0.24171893 0.24081788 4
5 0.19408932 0.19312142 0.19215839 0.19120021 0.19024686 5
6 0.16052521 0.15952256 0.15852581 0.15753496 0.15654997 6
7 0.13655616 0.13553059 0.13451196 0.13350025 0.13249543 7
8 0.11858402 0.11754292 0.11650980 0.11548462 0.11446735 8
9 0.10460982 0.10355813 0.10251544 0.10148170 0.10045689 9
10 0.09343418 0.09237534 0.09132653 0.09028768 0.08925876 10
11 0.08429384 0.08323038 0.08217794 0.08113649 0.08010596 11
12 0.07667999 0.07561377 0.07455960 0.07351740 0.07248713 12
13 0.07024036 0.06917283 0.06811835 0.06707686 0.06604827 13
14 0.06472332 0.06365562 0.06260197 0.06156230 0.06053652 14
15 0.05994436 0.05887739 0.05782547 0.05678852 0.05576646 15
16 0.05576508 0.05469958 0.05365013 0.05261663 0.05159899 16
17 0.05207966 0.05101623 0.04996984 0.04894039 0.04792777 17
18 0.04880578 0.04774492 0.04670210 0.04567720 0.04467008 18
19 0.04587847 0.04482061 0.04378177 0.04276182 0.04176062 19
20 0.04324574 0.04219122 0.04115672 0.04014207 0.03914713 20
21 0.04086550 0.03981464 0.03878477 0.03777572 0.03678733 21
22 0.03870332 0.03765638 0.03663140 0.03562821 0.03464661 22
23 0.03673075 0.03568796 0.03466810 0.03367097 0.03269638 23
24 0.03492410 0.03388565 0.03287110 0.03188023 0.03091282 24
25 0.03326345 0.03222952 0.03122044 0.03023599 0.02927592 25
26 0.03173196 0.03070269 0.02969923 0.02872134 0.02776875 26
27 0.03031527 0.02929079 0.02829309 0.02732188 0.02637687 27
28 0.02900108 0.02798151 0.02698967 0.02602525 0.02508793 28
29 0.02777878 0.02676424 0.02577836 0.02482081 0.02389127 29
30 0.02663919 0.02562975 0.02464992 0.02369934 0.02277764 30
31 0.02557430 0.02457005 0.02359635 0.02265280 0.02173900 31
32 0.02457710 0.02357812 0.02261061 0.02167415 0.02076831 32
33 0.02364144 0.02264779 0.02168653 0.02075722 0.01985938 33
34 0.02276189 0.02177363 0.02081867 0.01989655 0.01900675 34
35 0.02193363 0.02095082 0.02000221 0.01908731 0.01820558 35
36 0.02115240 0.02017507 0.01923285 0.01832522 0.01745158 36
37 0.02041437 0.01944257 0.01850678 0.01760643 0.01674090 37
38 0.01971613 0.01874990 0.01782057 0.01692753 0.01607012 38
39 0.01905463 0.01809399 0.01717114 0.01628543 0.01543615 39
40 0.01842710 0.01747209 0.01655575 0.01567738 0.01483623 40
41 0.01783106 0.01688170 0.01597188 0.01510087 0.01426786 41
42 0.01726426 0.01632057 0.01541729 0.01455364 0.01372876 42
43 0.01672465 0.01578666 0.01488993 0.01403364 0.01321688 43
44 0.01621038 0.01527810 0.01438794 0.01353901 0.01273037 44
45 0.01571976 0.01479321 0.01390962 0.01306805 0.01226751 45
46 0.01525125 0.01433043 0.01345342 0.01261921 0.01182676 46
47 0.01480342 0.01388836 0.01301792 0.01219107 0.01140669 47
48 0.01437500 0.01346569 0.01260184 0.01178233 0.01100599 48
49 0.01396478 0.01306124 0.01220396 0.01139179 0.01062348 49
50 0.01357168 0.01267391 0.01182321 0.01101836 0.01025806 50
60 0.01039343 0.00955336 0.00876797 0.00803533 0.00735340 60
70 0.00817235 0.00738930 0.00666765 0.00600458 0.00539712 70
80 0.00654832 0.00582093 0.00516071 0.00456376 0.00402605 80
90 0.00532113 0.00464760 0.00404602 0.00351126 0.00303809 90
100 0.00437057 0.00374880 0.00320274 0.00272594 0.00231188 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

38 VDC Tabla IV
 Tabla IV

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.49321825 0.49261084 0.49200492 0.49140049 0.49079755 2
3 0.32433243 0.32353036 0.32273095 0.32193418 0.32114005 3
4 0.23992059 0.23902705 0.23813723 0.23725114 0.23636875 4
5 0.18929832 0.18835457 0.18741560 0.18648137 0.18555189 5
6 0.15557083 0.15459750 0.15362997 0.15266821 0.15171219 6
7 0.13149747 0.13050635 0.12952204 0.12854449 0.12757370 7
8 0.11345795 0.11245639 0.11146263 0.11047665 0.10949839 8
9 0.09944095 0.09843386 0.09743555 0.09644601 0.09546517 9
10 0.08823972 0.08723051 0.08623107 0.08524137 0.08426134 10
11 0.07908629 0.07807745 0.07707936 0.07609197 0.07511521 11
12 0.07146871 0.07046209 0.06946719 0.06848395 0.06751230 12
13 0.06503252 0.06402954 0.06303925 0.06206157 0.06109642 13
14 0.05952457 0.05852634 0.05754176 0.05657073 0.05561317 14
15 0.05475917 0.05376658 0.05278858 0.05182507 0.05087595 15
16 0.05059710 0.04961085 0.04864013 0.04768483 0.04674483 16
17 0.04693186 0.04595253 0.04498966 0.04404313 0.04311280 17
18 0.04368063 0.04270870 0.04175415 0.04081684 0.03989662 18
19 0.04077802 0.03981388 0.03886804 0.03794033 0.03703058 19
20 0.03817173 0.03721571 0.03627888 0.03536108 0.03446210 20
21 0.03581941 0.03487178 0.03394424 0.03303659 0.03214862 21
22 0.03368640 0.03274739 0.03182936 0.03093207 0.03005531 22
23 0.03174410 0.03081390 0.02990555 0.02901880 0.02815339 23
24 0.02996863 0.02904742 0.02814891 0.02727283 0.02641890 24
25 0.02833997 0.02742787 0.02653933 0.02567404 0.02483169 25
26 0.02684116 0.02593829 0.02505981 0.02420540 0.02337470 26
27 0.02545776 0.02456421 0.02369588 0.02285241 0.02203343 27
28 0.02417738 0.02329323 0.02243512 0.02160265 0.02079540 28
29 0.02298935 0.02211467 0.02126682 0.02044538 0.01964991 29
30 0.02188442 0.02101926 0.02018172 0.01937133 0.01858762 30
31 0.02085453 0.01999893 0.01917172 0.01837240 0.01760046 31
32 0.01989263 0.01904662 0.01822976 0.01744150 0.01668131 32
33 0.01899253 0.01815612 0.01734961 0.01657242 0.01582395 33
34 0.01814875 0.01732196 0.01652581 0.01575966 0.01502287 34
35 0.01735645 0.01653929 0.01575348 0.01499835 0.01427320 35
36 0.01661132 0.01580379 0.01502831 0.01428416 0.01357060 36
37 0.01590953 0.01511162 0.01434645 0.01361325 0.01291122 37
38 0.01524764 0.01445934 0.01370445 0.01298214 0.01229159 38
39 0.01462256 0.01384385 0.01309920 0.01238775 0.01170860 39
40 0.01403151 0.01326238 0.01252794 0.01182728 0.01115946 40
41 0.01347200 0.01271241 0.01198814 0.01129822 0.01064164 41
42 0.01294175 0.01219167 0.01147753 0.01079828 0.01015286 42
43 0.01243871 0.01169811 0.01099403 0.01032539 0.00969106 43
44 0.01196100 0.01122985 0.01053579 0.00987768 0.00925434 44
45 0.01150693 0.01078518 0.01010108 0.00945343 0.00884098 45
46 0.01107493 0.01036254 0.00968835 0.00905108 0.00844943 46
47 0.01066358 0.00996051 0.00929616 0.00866919 0.00807824 47
48 0.01027158 0.00957777 0.00892320 0.00830646 0.00772609 48
49 0.00989773 0.00921314 0.00856828 0.00796167 0.00739179 49
50 0.00954092 0.00886549 0.00823027 0.00763371 0.00707422 50
60 0.00672002 0.00613296 0.00558993 0.00508862 0.00462670 60
70 0.00484218 0.00433663 0.00387727 0.00346095 0.00308456 70
80 0.00354342 0.00311175 0.00272690 0.00238489 0.00208184 80
90 0.00262125 0.00225556 0.00193601 0.00165781 0.00141646 90
100 0.00195418 0.00164667 0.00138351 0.00115927 0.00096895 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

i VDC 39
(1+ i)n - 1
 i
(1+ i)n - 1

n 4.00% 4.25% 4.50% 4.75% 5.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.49019608 0.48959608 0.48899756 0.48840049 0.48780488 2
3 0.32034854 0.31955965 0.31877336 0.31798967 0.31720856 3
4 0.23549005 0.23461502 0.23374365 0.23287592 0.23201183 4
5 0.18462711 0.18370704 0.18279164 0.18188090 0.18097480 5
6 0.15076190 0.14981731 0.14887839 0.14794512 0.14701747 6
7 0.12660961 0.12565221 0.12470147 0.12375735 0.12281982 7
8 0.10852783 0.10756493 0.10660965 0.10566196 0.10472181 8
9 0.09449299 0.09352944 0.09257447 0.09162803 0.09069008 9
10 0.08329094 0.08233012 0.08137882 0.08043699 0.07950457 10
11 0.07414904 0.07319338 0.07224818 0.07131337 0.07038889 11
12 0.06655217 0.06560349 0.06466619 0.06374019 0.06282541 12
13 0.06014373 0.05920340 0.05827535 0.05735950 0.05645577 13
14 0.05466897 0.05373806 0.05282032 0.05191565 0.05102397 14
15 0.04994110 0.04902043 0.04811381 0.04722113 0.04634229 15
16 0.04582000 0.04491022 0.04401537 0.04313531 0.04226991 16
17 0.04219852 0.04130017 0.04041758 0.03955063 0.03869914 17
18 0.03899333 0.03810681 0.03723690 0.03638343 0.03554622 18
19 0.03613862 0.03526427 0.03440734 0.03356766 0.03274501 19
20 0.03358175 0.03271983 0.03187614 0.03105047 0.03024259 20
21 0.03128011 0.03043083 0.02960057 0.02878907 0.02799611 21
22 0.02919881 0.02836234 0.02754565 0.02674846 0.02597051 22
23 0.02730906 0.02648552 0.02568249 0.02489969 0.02413682 23
24 0.02558683 0.02477631 0.02398703 0.02321867 0.02247090 24
25 0.02401196 0.02321452 0.02243903 0.02168513 0.02095246 25
26 0.02256738 0.02178306 0.02102137 0.02028192 0.01956432 26
27 0.02123854 0.02046736 0.01971946 0.01899444 0.01829186 27
28 0.02001298 0.01925492 0.01852081 0.01781016 0.01712253 28
29 0.01887993 0.01813500 0.01741461 0.01671829 0.01604551 29
30 0.01783010 0.01709825 0.01639154 0.01570945 0.01505144 30
31 0.01685535 0.01613654 0.01544345 0.01477550 0.01413212 31
32 0.01594859 0.01524275 0.01456320 0.01390929 0.01328042 32
33 0.01510357 0.01441064 0.01374453 0.01310455 0.01249004 33
34 0.01431477 0.01363469 0.01298191 0.01235574 0.01175545 34
35 0.01357732 0.01290999 0.01227045 0.01165794 0.01107171 35
36 0.01288688 0.01223220 0.01160578 0.01100680 0.01043446 36
37 0.01223957 0.01159745 0.01098402 0.01039843 0.00983979 37
38 0.01163192 0.01100225 0.01040169 0.00982932 0.00928423 38
39 0.01106083 0.01044350 0.00985567 0.00929637 0.00876462 39
40 0.01052349 0.00991839 0.00934315 0.00879675 0.00827816 40
41 0.01001738 0.00942438 0.00886158 0.00832791 0.00782229 41
42 0.00954020 0.00895918 0.00840868 0.00788756 0.00739471 42
43 0.00908989 0.00852071 0.00798235 0.00747362 0.00699333 43
44 0.00866454 0.00810708 0.00758071 0.00708418 0.00661625 44
45 0.00826246 0.00771657 0.00720202 0.00671751 0.00626173 45
46 0.00788205 0.00734760 0.00684471 0.00637203 0.00592820 46
47 0.00752189 0.00699873 0.00650734 0.00604630 0.00561421 47
48 0.00718065 0.00666864 0.00618858 0.00573900 0.00531843 48
49 0.00685712 0.00635612 0.00588722 0.00544891 0.00503965 49
50 0.00655020 0.00606005 0.00560215 0.00517490 0.00477674 50
60 0.00420185 0.00381178 0.00345426 0.00312710 0.00282818 60
70 0.00274506 0.00243952 0.00216511 0.00191917 0.00169915 70
80 0.00181408 0.00157811 0.00137069 0.00118879 0.00102962 80
90 0.00120775 0.00102783 0.00087316 0.00074054 0.00062711 90
100 0.00080800 0.00067236 0.00055839 0.00046292 0.00038314 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

40 VDC Tabla IV
 Tabla IV

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.48661800 0.48543689 0.48426150 0.48309179 0.48192771 2
3 0.31565407 0.31410981 0.31257570 0.31105167 0.30953763 3
4 0.23029449 0.22859149 0.22690274 0.22522812 0.22356751 4
5 0.17917644 0.17739640 0.17563454 0.17389069 0.17216472 5
6 0.14517895 0.14336263 0.14156831 0.13979580 0.13804489 6
7 0.12096442 0.11913502 0.11733137 0.11555322 0.11380032 7
8 0.10286401 0.10103594 0.09923730 0.09746776 0.09572702 8
9 0.08883946 0.08702224 0.08523803 0.08348647 0.08176716 9
10 0.07766777 0.07586796 0.07410469 0.07237750 0.07068593 10
11 0.06857065 0.06679294 0.06505521 0.06335690 0.06169747 11
12 0.06102923 0.05927703 0.05756817 0.05590199 0.05427783 12
13 0.05468426 0.05296011 0.05128256 0.04965085 0.04806420 13
14 0.04927912 0.04758491 0.04594048 0.04434494 0.04279737 14
15 0.04462560 0.04296276 0.04135278 0.03979462 0.03828724 15
16 0.04058254 0.03895214 0.03737757 0.03585765 0.03439116 16
17 0.03704197 0.03544480 0.03390633 0.03242519 0.03100003 17
18 0.03391992 0.03235654 0.03085461 0.02941260 0.02802896 18
19 0.03115006 0.02962086 0.02815575 0.02675301 0.02541090 19
20 0.02867933 0.02718456 0.02575640 0.02439293 0.02309219 20
21 0.02646478 0.02500455 0.02361333 0.02228900 0.02102937 21
22 0.02447123 0.02304557 0.02169120 0.02040577 0.01918687 22
23 0.02266965 0.02127848 0.01996078 0.01871393 0.01753528 23
24 0.02103580 0.01967900 0.01839770 0.01718902 0.01605008 24
25 0.01954935 0.01822672 0.01698148 0.01581052 0.01471067 25
26 0.01819307 0.01690435 0.01569480 0.01456103 0.01349961 26
27 0.01695228 0.01569717 0.01452288 0.01342573 0.01240204 27
28 0.01581440 0.01459255 0.01345305 0.01239193 0.01140520 28
29 0.01476857 0.01357961 0.01247440 0.01144865 0.01049811 29
30 0.01380539 0.01264891 0.01157744 0.01058640 0.00967124 30
31 0.01291665 0.01179222 0.01075393 0.00979691 0.00891628 31
32 0.01209519 0.01100234 0.00999665 0.00907292 0.00822599 32
33 0.01133469 0.01027293 0.00929924 0.00840807 0.00759397 33
34 0.01062958 0.00959843 0.00865610 0.00779674 0.00701461 34
35 0.00997493 0.00897386 0.00806226 0.00723396 0.00648291 35
36 0.00936635 0.00839483 0.00751332 0.00671531 0.00599447 36
37 0.00879993 0.00785743 0.00700534 0.00623685 0.00554533 37
38 0.00827217 0.00735812 0.00653480 0.00579505 0.00513197 38
39 0.00777991 0.00689377 0.00609854 0.00538676 0.00475124 39
40 0.00732034 0.00646154 0.00569373 0.00500914 0.00440031 40
41 0.00689090 0.00605886 0.00531779 0.00465962 0.00407663 41
42 0.00648927 0.00568342 0.00496842 0.00433591 0.00377789 42
43 0.00611337 0.00533312 0.00464352 0.00403590 0.00350201 43
44 0.00576128 0.00500606 0.00434119 0.00375769 0.00324710 44
45 0.00543127 0.00470050 0.00405968 0.00349957 0.00301146 45
46 0.00512175 0.00441485 0.00379743 0.00325996 0.00279354 46
47 0.00483129 0.00414768 0.00355300 0.00303744 0.00259190 47
48 0.00455854 0.00389765 0.00332505 0.00283070 0.00240527 48
49 0.00430230 0.00366356 0.00311240 0.00263853 0.00223247 49
50 0.00406145 0.00344429 0.00291393 0.00245985 0.00207241 50
60 0.00230707 0.00187572 0.00152047 0.00122923 0.00099142 60
70 0.00132754 0.00103313 0.00080124 0.00061953 0.00047778 70
80 0.00076948 0.00057254 0.00042440 0.00031357 0.00023106 80
90 0.00044788 0.00031836 0.00022540 0.00015905 0.00011193 90
100 0.00026132 0.00017736 0.00011988 0.00008076 0.00005427 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

i VDC 41
(1+ i)n - 1
 i
(1+ i)n - 1

n 8.00% 8.50% 9.00% 9.50% 10.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.48076923 0.47961631 0.47846890 0.47732697 0.47619048 2
3 0.30803351 0.30653925 0.30505476 0.30357997 0.30211480 3
4 0.22192080 0.22028789 0.21866866 0.21706300 0.21547080 4
5 0.17045645 0.16876575 0.16709246 0.16543642 0.16379748 5
6 0.13631539 0.13460708 0.13291978 0.13125328 0.12960738 6
7 0.11207240 0.11036922 0.10869052 0.10703603 0.10540550 7
8 0.09401476 0.09233065 0.09067438 0.08904561 0.08744402 8
9 0.08007971 0.07842372 0.07679880 0.07520454 0.07364054 9
10 0.06902949 0.06740771 0.06582009 0.06426615 0.06274539 10
11 0.06007634 0.05849293 0.05694666 0.05543693 0.05396314 11
12 0.05269502 0.05115286 0.04965066 0.04818771 0.04676332 12
13 0.04652181 0.04502287 0.04356656 0.04215206 0.04077852 13
14 0.04129685 0.03984244 0.03843317 0.03706809 0.03574622 14
15 0.03682954 0.03542046 0.03405888 0.03274370 0.03147378 15
16 0.03297687 0.03161354 0.03029991 0.02903470 0.02781662 16
17 0.02962943 0.02831198 0.02704625 0.02583078 0.02466413 17
18 0.02670210 0.02543041 0.02421229 0.02304610 0.02193022 18
19 0.02412763 0.02290140 0.02173041 0.02061284 0.01954687 19
20 0.02185221 0.02067097 0.01954648 0.01847670 0.01745962 20
21 0.01983225 0.01869541 0.01761663 0.01659370 0.01562439 21
22 0.01803207 0.01693892 0.01590499 0.01492784 0.01400506 22
23 0.01642217 0.01537193 0.01438188 0.01344938 0.01257181 23
24 0.01497796 0.01396975 0.01302256 0.01213351 0.01129978 24
25 0.01367878 0.01271168 0.01180625 0.01095939 0.01016807 25
26 0.01250713 0.01158017 0.01071536 0.00990940 0.00915904 26
27 0.01144810 0.01056025 0.00973491 0.00896852 0.00825764 27
28 0.01048891 0.00963914 0.00885205 0.00812389 0.00745101 28
29 0.00961854 0.00880577 0.00805572 0.00736444 0.00672807 29
30 0.00882743 0.00805058 0.00733635 0.00668058 0.00607925 30
31 0.00810728 0.00736524 0.00668560 0.00606399 0.00549621 31
32 0.00745081 0.00674247 0.00609619 0.00550739 0.00497172 32
33 0.00685163 0.00617588 0.00556173 0.00500441 0.00449941 33
34 0.00630411 0.00565984 0.00507660 0.00454945 0.00407371 34
35 0.00580326 0.00518937 0.00463584 0.00413756 0.00368971 35
36 0.00534467 0.00476006 0.00423505 0.00376437 0.00334306 36
37 0.00492440 0.00436799 0.00387033 0.00342600 0.00302994 37
38 0.00453894 0.00400966 0.00353820 0.00311901 0.00274692 38
39 0.00418513 0.00368193 0.00323555 0.00284032 0.00249098 39
40 0.00386016 0.00338201 0.00295961 0.00258719 0.00225941 40
41 0.00356149 0.00310737 0.00270789 0.00235716 0.00204980 41
42 0.00328684 0.00285576 0.00247814 0.00214803 0.00185999 42
43 0.00303414 0.00262512 0.00226837 0.00195783 0.00168805 43
44 0.00280152 0.00241363 0.00207675 0.00178478 0.00153224 44
45 0.00258728 0.00221961 0.00190165 0.00162729 0.00139100 45
46 0.00238991 0.00204154 0.00174160 0.00148390 0.00126295 46
47 0.00220799 0.00187807 0.00159525 0.00135333 0.00114682 47
48 0.00204027 0.00172795 0.00146139 0.00123439 0.00104148 48
49 0.00188557 0.00159005 0.00133893 0.00112603 0.00094590 49
50 0.00174286 0.00146334 0.00122687 0.00102728 0.00085917 50
60 0.00079795 0.00064106 0.00051419 0.00041187 0.00032951 60
70 0.00036764 0.00028234 0.00021649 0.00016576 0.00012678 70
80 0.00016987 0.00012465 0.00009132 0.00006682 0.00004884 80
90 0.00007859 0.00005508 0.00003855 0.00002695 0.00001883 90
100 0.00003638 0.00002435 0.00001628 0.00001087 0.00000726 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

42 VDC Tabla IV
 Tabla IV

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.47505938 0.47393365 0.47281324 0.47169811 0.47058824 2
3 0.30065920 0.29921307 0.29777636 0.29634898 0.29493088 3
4 0.21389196 0.21232635 0.21077388 0.20923444 0.20770791 4
5 0.16217550 0.16057031 0.15898177 0.15740973 0.15585404 5
6 0.12798187 0.12637656 0.12479125 0.12322572 0.12167978 6
7 0.10379867 0.10221527 0.10065505 0.09911774 0.09760308 7
8 0.08586928 0.08432105 0.08279902 0.08130284 0.07983219 8
9 0.07210638 0.07060166 0.06912597 0.06767889 0.06626000 9
10 0.06125732 0.05980143 0.05837721 0.05698416 0.05562178 10
11 0.05252470 0.05112101 0.04975144 0.04841540 0.04711228 11
12 0.04537675 0.04402729 0.04271422 0.04143681 0.04019434 12
13 0.03944512 0.03815099 0.03689530 0.03567720 0.03449582 13
14 0.03446659 0.03322820 0.03203008 0.03087125 0.02975071 14
15 0.03024800 0.02906524 0.02792436 0.02682424 0.02576375 15
16 0.02664440 0.02551675 0.02443238 0.02339002 0.02238839 16
17 0.02354485 0.02247148 0.02144259 0.02045673 0.01951248 17
18 0.02086302 0.01984287 0.01886817 0.01793731 0.01704873 18
19 0.01853069 0.01756250 0.01664053 0.01576300 0.01492820 19
20 0.01649327 0.01557564 0.01470478 0.01387878 0.01309573 20
21 0.01470652 0.01383793 0.01301648 0.01224009 0.01150671 21
22 0.01313426 0.01231310 0.01153927 0.01081051 0.01012463 22
23 0.01174659 0.01097118 0.01024311 0.00955996 0.00891940 23
24 0.01051858 0.00978721 0.00910302 0.00846344 0.00786599 24
25 0.00942932 0.00874024 0.00809803 0.00749997 0.00694344 25
26 0.00846112 0.00781258 0.00721044 0.00665186 0.00613409 26
27 0.00759894 0.00698916 0.00642521 0.00590409 0.00542295 27
28 0.00682990 0.00625715 0.00572951 0.00524387 0.00479728 28
29 0.00614293 0.00560547 0.00511230 0.00466021 0.00424614 29
30 0.00552848 0.00502460 0.00456410 0.00414366 0.00376016 30
31 0.00497824 0.00450627 0.00407667 0.00368606 0.00333123 31
32 0.00448499 0.00404329 0.00364289 0.00328033 0.00295235 32
33 0.00404241 0.00362938 0.00325653 0.00292031 0.00261744 33
34 0.00364495 0.00325905 0.00291215 0.00260064 0.00232121 34
35 0.00328776 0.00292749 0.00260499 0.00231662 0.00205905 35
36 0.00296652 0.00263044 0.00233086 0.00206414 0.00182692 36
37 0.00267744 0.00236416 0.00208610 0.00183959 0.00162130 37
38 0.00241717 0.00212535 0.00186745 0.00163980 0.00143908 38
39 0.00218271 0.00191107 0.00167204 0.00146197 0.00127755 39
40 0.00197141 0.00171873 0.00149734 0.00130363 0.00113431 40
41 0.00178090 0.00154601 0.00134111 0.00116260 0.00100726 41
42 0.00160908 0.00139086 0.00120134 0.00103696 0.00089454 42
43 0.00145407 0.00125146 0.00107628 0.00092500 0.00079452 43
44 0.00131417 0.00112617 0.00096434 0.00082521 0.00070574 44
45 0.00118788 0.00101354 0.00086413 0.00073625 0.00062693 45
46 0.00107385 0.00091227 0.00077441 0.00065694 0.00055696 46
47 0.00097087 0.00082119 0.00069405 0.00058621 0.00049483 47
48 0.00087784 0.00073926 0.00062208 0.00052312 0.00043966 48
49 0.00079380 0.00066556 0.00055761 0.00046686 0.00039065 49
50 0.00071785 0.00059924 0.00049985 0.00041666 0.00034713 50
60 0.00026335 0.00021030 0.00016782 0.00013384 0.00010669 60
70 0.00009688 0.00007397 0.00005645 0.00004306 0.00003284 70
80 0.00003567 0.00002604 0.00001900 0.00001386 0.00001011 80
90 0.00001314 0.00000917 0.00000640 0.00000446 0.00000311 90
100 0.00000484 0.00000323 0.00000215 0.00000144 0.00000096 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

i VDC 43
(1+ i)n - 1
 i
(1+ i)n - 1

n 13.00% 13.50% 14.00% 14.50% 15.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.46948357 0.46838407 0.46728972 0.46620047 0.46511628 2
3 0.29352197 0.29212219 0.29073148 0.28934976 0.28797696 3
4 0.20619420 0.20469319 0.20320478 0.20172887 0.20026535 4
5 0.15431454 0.15279110 0.15128355 0.14979175 0.14831555 5
6 0.12015323 0.11864587 0.11715750 0.11568791 0.11423691 6
7 0.09611080 0.09464066 0.09319238 0.09176570 0.09036036 7
8 0.07838672 0.07696611 0.07557002 0.07419813 0.07285009 8
9 0.06486890 0.06350517 0.06216838 0.06085814 0.05957402 9
10 0.05428956 0.05298698 0.05171354 0.05046874 0.04925206 10
11 0.04584145 0.04460232 0.04339427 0.04221669 0.04106898 11
12 0.03898608 0.03781132 0.03666933 0.03555938 0.03448078 12
13 0.03335034 0.03223990 0.03116366 0.03012079 0.02911046 13
14 0.02866750 0.02762063 0.02660914 0.02563208 0.02468849 14
15 0.02474178 0.02375722 0.02280896 0.02189593 0.02101705 15
16 0.02142624 0.02050232 0.01961540 0.01876426 0.01794769 16
17 0.01860844 0.01774321 0.01691544 0.01612376 0.01536686 17
18 0.01620085 0.01539216 0.01462115 0.01388634 0.01318629 18
19 0.01413439 0.01337993 0.01266316 0.01198249 0.01133635 19
20 0.01235379 0.01165113 0.01098600 0.01035667 0.00976147 20
21 0.01081433 0.01016101 0.00954486 0.00896405 0.00841679 21
22 0.00947948 0.00887300 0.00830317 0.00776805 0.00726577 22
23 0.00831913 0.00775698 0.00723081 0.00673860 0.00627839 23
24 0.00730826 0.00678795 0.00630284 0.00585081 0.00542983 24
25 0.00642593 0.00594502 0.00549841 0.00508390 0.00469940 25
26 0.00565451 0.00521061 0.00480001 0.00442046 0.00406981 26
27 0.00497907 0.00456987 0.00419288 0.00384582 0.00352648 27
28 0.00438693 0.00401017 0.00366449 0.00334755 0.00305713 28
29 0.00386722 0.00352075 0.00320417 0.00291510 0.00265133 29
30 0.00341065 0.00309239 0.00280279 0.00253947 0.00230020 30
31 0.00300919 0.00271717 0.00245256 0.00221297 0.00199618 31
32 0.00265593 0.00238826 0.00214675 0.00192900 0.00173280 32
33 0.00234487 0.00209978 0.00187958 0.00168188 0.00150452 33
34 0.00207081 0.00184661 0.00164604 0.00146674 0.00130657 34
35 0.00182922 0.00162432 0.00144181 0.00127935 0.00113485 35
36 0.00161616 0.00142908 0.00126315 0.00111609 0.00098586 36
37 0.00142819 0.00125752 0.00110680 0.00097380 0.00085653 37
38 0.00126229 0.00110672 0.00096993 0.00084976 0.00074426 38
39 0.00111582 0.00097413 0.00085010 0.00074160 0.00064676 39
40 0.00098648 0.00085753 0.00074514 0.00064727 0.00056209 40
41 0.00087223 0.00075496 0.00065321 0.00056498 0.00048853 41
42 0.00077129 0.00066472 0.00057266 0.00049319 0.00042463 42
43 0.00068209 0.00058532 0.00050208 0.00043055 0.00036911 43
44 0.00060326 0.00051543 0.00044023 0.00037588 0.00032086 44
45 0.00053357 0.00045392 0.00038602 0.00032817 0.00027893 45
46 0.00047196 0.00039977 0.00033850 0.00028653 0.00024249 46
47 0.00041749 0.00035209 0.00029684 0.00025018 0.00021082 47
48 0.00036933 0.00031012 0.00026032 0.00021845 0.00018328 48
49 0.00032673 0.00027316 0.00022830 0.00019075 0.00015935 49
50 0.00028906 0.00024061 0.00020022 0.00016657 0.00013855 50
60 0.00008502 0.00006773 0.00005395 0.00004297 0.00003422 60
70 0.00002503 0.00001908 0.00001455 0.00001109 0.00000846 70
80 0.00000737 0.00000538 0.00000392 0.00000286 0.00000209 80
90 0.00000217 0.00000152 0.00000106 0.00000074 0.00000052 90
100 0.00000064 0.00000043 0.00000029 0.00000019 0.00000013 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

44 VDC Tabla IV
 Tabla IV

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.46403712 0.46296296 0.46189376 0.46082949 0.45977011 2
3 0.28661302 0.28525787 0.28391145 0.28257368 0.28124451 3
4 0.19881412 0.19737507 0.19594810 0.19453311 0.19313000 4
5 0.14685481 0.14540938 0.14397911 0.14256386 0.14116349 5
6 0.11280429 0.11138987 0.10999344 0.10861480 0.10725376 6
7 0.08897611 0.08761268 0.08626981 0.08494724 0.08364473 7
8 0.07152558 0.07022426 0.06894581 0.06768989 0.06645618 8
9 0.05831560 0.05708249 0.05587426 0.05469051 0.05353083 9
10 0.04806301 0.04690108 0.04576578 0.04465660 0.04357305 10
11 0.03995054 0.03886075 0.03779903 0.03676479 0.03575744 11
12 0.03343279 0.03241473 0.03142589 0.03046558 0.02953311 12
13 0.02813183 0.02718411 0.02626648 0.02537814 0.02451831 13
14 0.02377743 0.02289797 0.02204920 0.02123022 0.02044013 14
15 0.02017126 0.01935752 0.01857480 0.01782209 0.01709841 15
16 0.01716453 0.01641362 0.01569381 0.01500401 0.01434312 16
17 0.01464345 0.01395225 0.01329203 0.01266157 0.01205970 17
18 0.01251958 0.01188485 0.01128076 0.01070600 0.01015930 18
19 0.01072323 0.01014166 0.00959019 0.00906745 0.00857210 19
20 0.00919878 0.00866703 0.00816471 0.00769036 0.00724257 20
21 0.00790138 0.00741617 0.00695956 0.00653004 0.00612613 21
22 0.00679454 0.00635264 0.00593840 0.00555025 0.00518668 22
23 0.00584832 0.00544658 0.00507149 0.00472141 0.00439480 23
24 0.00503797 0.00467339 0.00433434 0.00401917 0.00372632 24
25 0.00434293 0.00401262 0.00370667 0.00342343 0.00316131 25
26 0.00374603 0.00344723 0.00317160 0.00291747 0.00268326 26
27 0.00323283 0.00296294 0.00271501 0.00248736 0.00227842 27
28 0.00279118 0.00254775 0.00232506 0.00212144 0.00193533 28
29 0.00241078 0.00219153 0.00199179 0.00180992 0.00164438 29
30 0.00208290 0.00188568 0.00170677 0.00154455 0.00139751 30
31 0.00180013 0.00162295 0.00146290 0.00131839 0.00118796 31
32 0.00155613 0.00139714 0.00125413 0.00112556 0.00101001 32
33 0.00134549 0.00120298 0.00107535 0.00096109 0.00085884 33
34 0.00116357 0.00103598 0.00092220 0.00082077 0.00073040 34
35 0.00100641 0.00089229 0.00079096 0.00070102 0.00062123 35
36 0.00087059 0.00076862 0.00067847 0.00059880 0.00052843 36
37 0.00075319 0.00066217 0.00058204 0.00051154 0.00044952 37
38 0.00065169 0.00057051 0.00049936 0.00043702 0.00038243 38
39 0.00056391 0.00049158 0.00042845 0.00037338 0.00032536 39
40 0.00048800 0.00042359 0.00036763 0.00031903 0.00027683 40
41 0.00042233 0.00036503 0.00031546 0.00027260 0.00023554 41
42 0.00036552 0.00031458 0.00027071 0.00023294 0.00020042 42
43 0.00031637 0.00027112 0.00023232 0.00019905 0.00017054 43
44 0.00027384 0.00023367 0.00019937 0.00017010 0.00014512 44
45 0.00023703 0.00020140 0.00017111 0.00014536 0.00012349 45
46 0.00020518 0.00017359 0.00014685 0.00012423 0.00010509 46
47 0.00017761 0.00014962 0.00012604 0.00010617 0.00008943 47
48 0.00015375 0.00012897 0.00010817 0.00009073 0.00007610 48
49 0.00013310 0.00011117 0.00009284 0.00007754 0.00006477 49
50 0.00011523 0.00009583 0.00007969 0.00006627 0.00005512 50
60 0.00002726 0.00002171 0.00001730 0.00001378 0.00001098 60
70 0.00000645 0.00000492 0.00000376 0.00000287 0.00000219 70
80 0.00000153 0.00000112 0.00000082 0.00000060 0.00000044 80
90 0.00000036 0.00000025 0.00000018 0.00000012 0.00000009 90
100 0.00000009 0.00000006 0.00000004 0.00000003 0.00000002 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

i VDC 45
(1+ i)n - 1
 i
(1+ i)n - 1

n 18.00% 18.50% 19.00% 19.50% 20.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.45871560 0.45766590 0.45662100 0.45558087 0.45454545 2
3 0.27992386 0.27861168 0.27730789 0.27601245 0.27472527 3
4 0.19173867 0.19035902 0.18899094 0.18763434 0.18628912 4
5 0.13977784 0.13840678 0.13705017 0.13570785 0.13437970 5
6 0.10591013 0.10458370 0.10327429 0.10198170 0.10070575 6
7 0.08236200 0.08109881 0.07985490 0.07863002 0.07742393 7
8 0.06524436 0.06405409 0.06288506 0.06173694 0.06060942 8
9 0.05239482 0.05128208 0.05019220 0.04912479 0.04807946 9
10 0.04251464 0.04148089 0.04047131 0.03948542 0.03852276 10
11 0.03477639 0.03382106 0.03289090 0.03198533 0.03110379 11
12 0.02862781 0.02774900 0.02689602 0.02606822 0.02526496 12
13 0.02368621 0.02288107 0.02210215 0.02134870 0.02062000 13
14 0.01967806 0.01894315 0.01823456 0.01755147 0.01689306 14
15 0.01640278 0.01573426 0.01509191 0.01447482 0.01388212 15
16 0.01371008 0.01310386 0.01252345 0.01196786 0.01143614 16
17 0.01148527 0.01093717 0.01041431 0.00991564 0.00944015 17
18 0.00963946 0.00914527 0.00867559 0.00822932 0.00780539 18
19 0.00810284 0.00765842 0.00723765 0.00683936 0.00646245 19
20 0.00681998 0.00642130 0.00604529 0.00569075 0.00535653 20
21 0.00574643 0.00538962 0.00505440 0.00473956 0.00444394 21
22 0.00484626 0.00452761 0.00422943 0.00395049 0.00368962 22
23 0.00409020 0.00380622 0.00354156 0.00329496 0.00306526 23
24 0.00345430 0.00320172 0.00296727 0.00274971 0.00254787 24
25 0.00291883 0.00269459 0.00248730 0.00229573 0.00211873 25
26 0.00246748 0.00226876 0.00208581 0.00191743 0.00176250 26
27 0.00208672 0.00191091 0.00174971 0.00160197 0.00146659 27
28 0.00176528 0.00160998 0.00146819 0.00133877 0.00122067 28
29 0.00149377 0.00135679 0.00123225 0.00111905 0.00101619 29
30 0.00126431 0.00114366 0.00103443 0.00093557 0.00084611 30
31 0.00107030 0.00096419 0.00086852 0.00078229 0.00070459 31
32 0.00090621 0.00081300 0.00072931 0.00065421 0.00058682 32
33 0.00076739 0.00068560 0.00061249 0.00054716 0.00048877 33
34 0.00064990 0.00057823 0.00051444 0.00045766 0.00040715 34
35 0.00055046 0.00048772 0.00043211 0.00038283 0.00033917 35
36 0.00046628 0.00041141 0.00036299 0.00032026 0.00028256 36
37 0.00039499 0.00034706 0.00030494 0.00026793 0.00023542 37
38 0.00033463 0.00029279 0.00025619 0.00022416 0.00019614 38
39 0.00028350 0.00024702 0.00021524 0.00018754 0.00016342 39
40 0.00024020 0.00020841 0.00018084 0.00015692 0.00013617 40
41 0.00020352 0.00017585 0.00015194 0.00013129 0.00011346 41
42 0.00017244 0.00014837 0.00012767 0.00010986 0.00009454 42
43 0.00014612 0.00012519 0.00010727 0.00009192 0.00007878 43
44 0.00012381 0.00010564 0.00009013 0.00007692 0.00006564 44
45 0.00010491 0.00008914 0.00007574 0.00006436 0.00005470 45
46 0.00008890 0.00007521 0.00006364 0.00005386 0.00004558 46
47 0.00007534 0.00006347 0.00005348 0.00004507 0.00003798 47
48 0.00006384 0.00005356 0.00004494 0.00003771 0.00003165 48
49 0.00005410 0.00004519 0.00003776 0.00003156 0.00002638 49
50 0.00004584 0.00003814 0.00003173 0.00002641 0.00002198 50
60 0.00000876 0.00000698 0.00000557 0.00000445 0.00000355 60
70 0.00000167 0.00000128 0.00000098 0.00000075 0.00000057 70
80 0.00000032 0.00000023 0.00000017 0.00000013 0.00000009 80
90 0.00000006 0.00000004 0.00000003 0.00000002 0.00000001 90
100 0.00000001 0.00000001 0.00000001 0.00000000 0.00000000 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

46 VDC Tabla IV
 Tabla IV

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.45351474 0.45248869 0.45146727 0.45045045 0.44943820 2
3 0.27344631 0.27217550 0.27091277 0.26965807 0.26841134 3
4 0.18495519 0.18363244 0.18232078 0.18102011 0.17973035 4
5 0.13306557 0.13176533 0.13047883 0.12920593 0.12794651 5
6 0.09944623 0.09820296 0.09697576 0.09576443 0.09456879 6
7 0.07623636 0.07506707 0.07391582 0.07278235 0.07166643 7
8 0.05950218 0.05841490 0.05734728 0.05629900 0.05526975 8
9 0.04705581 0.04605347 0.04507203 0.04411114 0.04317040 9
10 0.03758284 0.03666521 0.03576941 0.03489498 0.03404148 10
11 0.03024574 0.02941063 0.02859793 0.02780709 0.02703762 11
12 0.02448561 0.02372953 0.02299612 0.02228477 0.02159489 12
13 0.01991533 0.01923398 0.01857528 0.01793854 0.01732310 13
14 0.01625853 0.01564713 0.01505808 0.01449065 0.01394412 14
15 0.01331293 0.01276642 0.01224176 0.01173816 0.01125484 15
16 0.01092735 0.01044061 0.00997502 0.00952975 0.00910398 16
17 0.00898685 0.00855478 0.00814304 0.00775073 0.00737700 17
18 0.00740275 0.00702043 0.00665747 0.00631295 0.00598599 18
19 0.00610585 0.00576854 0.00544954 0.00514791 0.00486276 19
20 0.00504155 0.00474477 0.00446519 0.00420187 0.00395391 20
21 0.00416643 0.00390598 0.00366160 0.00343233 0.00321729 21
22 0.00344570 0.00321770 0.00300461 0.00280550 0.00261948 22
23 0.00285135 0.00265220 0.00246683 0.00229431 0.00213379 23
24 0.00236068 0.00218711 0.00202620 0.00187705 0.00173884 24
25 0.00195524 0.00180427 0.00166487 0.00153620 0.00141745 25
26 0.00161998 0.00148891 0.00136839 0.00125760 0.00115576 26
27 0.00134258 0.00122899 0.00112498 0.00102976 0.00094259 27
28 0.00111293 0.00101466 0.00092505 0.00084335 0.00076887 28
29 0.00092274 0.00083786 0.00076078 0.00069079 0.00062726 29
30 0.00076517 0.00069197 0.00062577 0.00056590 0.00051178 30
31 0.00063460 0.00057155 0.00051477 0.00046364 0.00041761 31
32 0.00052636 0.00047213 0.00042350 0.00037989 0.00034079 32
33 0.00043662 0.00039004 0.00034844 0.00031129 0.00027812 33
34 0.00036221 0.00032224 0.00028670 0.00025509 0.00022698 34
35 0.00030050 0.00026625 0.00023591 0.00020905 0.00018526 35
36 0.00024931 0.00021999 0.00019413 0.00017132 0.00015121 36
37 0.00020686 0.00018178 0.00015975 0.00014041 0.00012342 37
38 0.00017164 0.00015021 0.00013146 0.00011507 0.00010074 38
39 0.00014242 0.00012412 0.00010819 0.00009431 0.00008223 39
40 0.00011817 0.00010257 0.00008904 0.00007730 0.00006712 40
41 0.00009806 0.00008476 0.00007328 0.00006336 0.00005479 41
42 0.00008137 0.00007005 0.00006031 0.00005193 0.00004473 42
43 0.00006752 0.00005789 0.00004963 0.00004256 0.00003651 43
44 0.00005603 0.00004784 0.00004085 0.00003489 0.00002980 44
45 0.00004650 0.00003953 0.00003362 0.00002859 0.00002433 45
46 0.00003859 0.00003267 0.00002767 0.00002344 0.00001986 46
47 0.00003202 0.00002700 0.00002277 0.00001921 0.00001621 47
48 0.00002657 0.00002231 0.00001874 0.00001575 0.00001323 48
49 0.00002205 0.00001844 0.00001543 0.00001291 0.00001080 49
50 0.00001830 0.00001524 0.00001270 0.00001058 0.00000882 50
60 0.00000283 0.00000227 0.00000181 0.00000145 0.00000116 60
70 0.00000044 0.00000034 0.00000026 0.00000020 0.00000015 70
80 0.00000007 0.00000005 0.00000004 0.00000003 0.00000002 80
90 0.00000001 0.00000001 0.00000001 0.00000000 0.00000000 90
100 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

i VDC 47
(1+ i)n - 1
 i
(1+ i)n - 1

n 23.00% 23.50% 24.00% 24.50% 25.00% n

1 1.00000000 1.00000000 1.00000000 1.00000000 1.00000000 1
2 0.44843049 0.44742729 0.44642857 0.44543430 0.44444444 2
3 0.26717251 0.26594153 0.26471834 0.26350288 0.26229508 3
4 0.17845139 0.17718314 0.17592551 0.17467840 0.17344173 4
5 0.12670042 0.12546754 0.12424771 0.12304083 0.12184674 5
6 0.09338865 0.09222384 0.09107416 0.08993944 0.08881950 6
7 0.07056782 0.06948627 0.06842155 0.06737342 0.06634165 7
8 0.05425924 0.05326715 0.05229320 0.05133708 0.05039851 8
9 0.04224944 0.04134791 0.04046543 0.03960165 0.03875620 9
10 0.03320846 0.03239549 0.03160213 0.03082796 0.03007256 10
11 0.02628898 0.02556068 0.02485221 0.02416310 0.02349286 11
12 0.02092590 0.02027723 0.01964831 0.01903861 0.01844758 12
13 0.01672833 0.01615359 0.01559825 0.01506173 0.01454343 13
14 0.01341778 0.01291095 0.01242297 0.01195317 0.01150093 14
15 0.01079105 0.01034605 0.00991915 0.00950964 0.00911686 15
16 0.00869691 0.00830777 0.00793583 0.00758036 0.00724068 16
17 0.00702102 0.00668199 0.00635916 0.00605180 0.00575918 17
18 0.00567575 0.00538140 0.00510219 0.00483737 0.00458622 18
19 0.00459323 0.00433851 0.00409781 0.00387040 0.00365556 19
20 0.00372044 0.00350066 0.00329380 0.00309912 0.00291592 20
21 0.00301563 0.00282653 0.00264925 0.00248307 0.00232731 21
22 0.00244573 0.00228347 0.00213194 0.00199046 0.00185839 22
23 0.00198446 0.00184555 0.00171636 0.00159621 0.00148450 23
24 0.00161078 0.00149214 0.00138224 0.00128046 0.00118619 24
25 0.00130786 0.00120675 0.00111347 0.00102742 0.00094805 25
26 0.00106217 0.00097617 0.00089716 0.00082456 0.00075787 26
27 0.00086281 0.00078980 0.00072299 0.00066186 0.00060593 27
28 0.00070098 0.00063911 0.00058272 0.00053133 0.00048451 28
29 0.00056958 0.00051723 0.00046971 0.00042659 0.00038746 29
30 0.00046286 0.00041863 0.00037866 0.00034253 0.00030987 30
31 0.00037617 0.00033886 0.00030527 0.00027504 0.00024783 31
32 0.00030573 0.00027430 0.00024613 0.00022087 0.00019823 32
33 0.00024850 0.00022206 0.00019845 0.00017737 0.00015856 33
34 0.00020199 0.00017977 0.00016002 0.00014245 0.00012683 34
35 0.00016419 0.00014554 0.00012903 0.00011440 0.00010145 35
36 0.00013347 0.00011784 0.00010404 0.00009188 0.00008116 36
37 0.00010850 0.00009540 0.00008390 0.00007380 0.00006492 37
38 0.00008821 0.00007724 0.00006766 0.00005927 0.00005193 38
39 0.00007171 0.00006254 0.00005456 0.00004760 0.00004155 39
40 0.00005830 0.00005064 0.00004400 0.00003823 0.00003324 40
41 0.00004739 0.00004100 0.00003548 0.00003071 0.00002659 41
42 0.00003853 0.00003320 0.00002861 0.00002467 0.00002127 42
43 0.00003132 0.00002688 0.00002307 0.00001981 0.00001702 43
44 0.00002547 0.00002177 0.00001861 0.00001591 0.00001361 44
45 0.00002070 0.00001762 0.00001501 0.00001278 0.00001089 45
46 0.00001683 0.00001427 0.00001210 0.00001027 0.00000871 46
47 0.00001368 0.00001155 0.00000976 0.00000825 0.00000697 47
48 0.00001113 0.00000936 0.00000787 0.00000662 0.00000558 48
49 0.00000904 0.00000758 0.00000635 0.00000532 0.00000446 49
50 0.00000735 0.00000613 0.00000512 0.00000427 0.00000357 50
60 0.00000093 0.00000074 0.00000060 0.00000048 0.00000038 60
70 0.00000012 0.00000009 0.00000007 0.00000005 0.00000004 70
80 0.00000001 0.00000001 0.00000001 0.00000001 0.00000000 80
90 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 90
100 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

48 VDC Tabla IV
 Tabla V

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 0.99750623 0.99502488 0.99255583 0.99009901 0.98765432 1
2 1.99252492 1.98509938 1.97772291 1.97039506 1.96311538 2
3 2.98506227 2.97024814 2.95555624 2.94098521 2.92653371 3
4 3.97512446 3.95049566 3.92611041 3.90196555 3.87805798 4
5 4.96271766 4.92586633 4.88943961 4.85343124 4.81783504 5
6 5.94784804 5.89638441 5.84559763 5.79547647 5.74600992 6
7 6.93052174 6.86207404 6.79463785 6.72819453 6.66272585 7
8 7.91074487 7.82295924 7.73661325 7.65167775 7.56812429 8
9 8.88852357 8.77906392 8.67157642 8.56601758 8.46234498 9
10 9.86386391 9.73041186 9.59957958 9.47130453 9.34552591 10
11 10.83677198 10.67702673 10.52067452 10.36762825 10.21780337 11
12 11.80725384 11.61893207 11.43491267 11.25507747 11.07931197 12
13 12.77531555 12.55615131 12.34234508 12.13374007 11.93018466 13
14 13.74096314 13.48870777 13.24302242 13.00370304 12.77055275 14
15 14.70420264 14.41662465 14.13699495 13.86505252 13.60054592 15
16 15.66504004 15.33992502 15.02431261 14.71787378 14.42029227 16
17 16.62348133 16.25863186 15.90502492 15.56225127 15.22991829 17
18 17.57953250 17.17276802 16.77918107 16.39826858 16.02954893 18
19 18.53319950 18.08235624 17.64682984 17.22600850 16.81930759 19
20 19.48448828 18.98741915 18.50801969 18.04555297 17.59931613 20
21 20.43340477 19.88797925 19.36279870 18.85698313 18.36969495 21
22 21.37995488 20.78405896 20.21121459 19.66037934 19.13056291 22
23 22.32414452 21.67568055 21.05331473 20.45582113 19.88203744 23
24 23.26597957 22.56286622 21.88914614 21.24338726 20.62423451 24
25 24.20546591 23.44563803 22.71875547 22.02315570 21.35726865 25
26 25.14260939 24.32401794 23.54218905 22.79520366 22.08125299 26
27 26.07741585 25.19802780 24.35949286 23.55960759 22.79629925 27
28 27.00989112 26.06768936 25.17071251 24.31644316 23.50251778 28
29 27.94004102 26.93302423 25.97589331 25.06578530 24.20001756 29
30 28.86787134 27.79405397 26.77508021 25.80770822 24.88890623 30
31 29.79338787 28.65079997 27.56831783 26.54228537 25.56929010 31
32 30.71659638 29.50328355 28.35565045 27.26958947 26.24127418 32
33 31.63750262 30.35152592 29.13712203 27.98969255 26.90496215 33
34 32.55611234 31.19554818 29.91277621 28.70266589 27.56045644 34
35 33.47243126 32.03537132 30.68265629 29.40858009 28.20785822 35
36 34.38646510 32.87101624 31.44680525 30.10750504 28.84726737 36
37 35.29821955 33.70250372 32.20526576 30.79950994 29.47878259 37
38 36.20770030 34.52985445 32.95808016 31.48466330 30.10250133 38
39 37.11491302 35.35308900 33.70529048 32.16303298 30.71851983 39
40 38.01986336 36.17222786 34.44693844 32.83468611 31.32693316 40
41 38.92255697 36.98729141 35.18306545 33.49968922 31.92783522 41
42 39.82299947 37.79829991 35.91371260 34.15810814 32.52131874 42
43 40.72119648 38.60527354 36.63892070 34.81000806 33.10747530 43
44 41.61715359 39.40823238 37.35873022 35.45545352 33.68639536 44
45 42.51087640 40.20719640 38.07318136 36.09450844 34.25816825 45
46 43.40237047 41.00218547 38.78231401 36.72723608 34.82288222 46
47 44.29164137 41.79321937 39.48616775 37.35369909 35.38062442 47
48 45.17869463 42.58031778 40.18478189 37.97395949 35.93148091 48
49 46.06353580 43.36350028 40.87819542 38.58807871 36.47553670 49
50 46.94617037 44.14278635 41.56644707 39.19611753 37.01287575 50
60 55.65235769 51.72556075 48.17337352 44.95503841 42.03459179 60
70 64.14385339 58.93941756 54.30462210 50.16851435 46.46967562 70
80 72.42595169 65.80230538 59.99444012 54.88820611 50.38665706 80
90 80.50381627 72.33129958 65.27460918 59.16088148 53.84606036 90
100 88.38248346 78.54264477 70.17462272 63.02887877 56.90133936 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

1-(1+ i)-n VDC 49

i
 1-(1+ i)-n
i

n 1.50% 1.75% 2.00% 2.25% 2.50% n

1 0.98522167 0.98280098 0.98039216 0.97799511 0.97560976 1
2 1.95588342 1.94869875 1.94156094 1.93446955 1.92742415 2
3 2.91220042 2.89798403 2.88388327 2.86989687 2.85602356 3
4 3.85438465 3.83094254 3.80772870 3.78474021 3.76197421 4
5 4.78264497 4.74785508 4.71345951 4.67945253 4.64582850 5
6 5.69718717 5.64899762 5.60143089 5.55447680 5.50812536 6
7 6.59821396 6.53464139 6.47199107 6.41024626 6.34939060 7
8 7.48592508 7.40505297 7.32548144 7.24718461 7.17013717 8
9 8.36051732 8.26049432 8.16223671 8.06570622 7.97086553 9
10 9.22218455 9.10122291 8.98258501 8.86621635 8.75206393 10
11 10.07111779 9.92749181 9.78684805 9.64911134 9.51420871 11
12 10.90750521 10.73954969 10.57534122 10.41477882 10.25776460 12
13 11.73153222 11.53764097 11.34837375 11.16359787 10.98318497 13
14 12.54338150 12.32200587 12.10624877 11.89593924 11.69091217 14
15 13.34323301 13.09288046 12.84926350 12.61216551 12.38137773 15
16 14.13126405 13.85049677 13.57770931 13.31263131 13.05500266 16
17 14.90764931 14.59508282 14.29187188 13.99768343 13.71219772 17
18 15.67256089 15.32686272 14.99203125 14.66766106 14.35336363 18
19 16.42616837 16.04605673 15.67846201 15.32289590 14.97889134 19
20 17.16863879 16.75288130 16.35143334 15.96371237 15.58916229 20
21 17.90013673 17.44754919 17.01120916 16.59042775 16.18454857 21
22 18.62082437 18.13026948 17.65804820 17.20335232 16.76541324 22
23 19.33086145 18.80124764 18.29220412 17.80278955 17.33211048 23
24 20.03040537 19.46068565 18.91392560 18.38903624 17.88498583 24
25 20.71961120 20.10878196 19.52345647 18.96238263 18.42437642 25
26 21.39863172 20.74573166 20.12103576 19.52311260 18.95061114 26
27 22.06761746 21.37172644 20.70689780 20.07150376 19.46401087 27
28 22.72671671 21.98695474 21.28127236 20.60782764 19.96488866 28
29 23.37607558 22.59160171 21.84438466 21.13234977 20.45354991 29
30 24.01583801 23.18584934 22.39645555 21.64532985 20.93029259 30
31 24.64614582 23.76987650 22.93770152 22.14702186 21.39540741 31
32 25.26713874 24.34385897 23.46833482 22.63767419 21.84917796 32
33 25.87895442 24.90796951 23.98856355 23.11752977 22.29188094 33
34 26.48172849 25.46237789 24.49859172 23.58682618 22.72378628 34
35 27.07559458 26.00725100 24.99861933 24.04579577 23.14515734 35
36 27.66068431 26.54275283 25.48884248 24.49466579 23.55625107 36
37 28.23712740 27.06904455 25.96945341 24.93365848 23.95731812 37
38 28.80505163 27.58628457 26.44064060 25.36299118 24.34860304 38
39 29.36458288 28.09462857 26.90258883 25.78287646 24.73034443 39
40 29.91584520 28.59422955 27.35547924 26.19352221 25.10277505 40
41 30.45896079 29.08523789 27.79948945 26.59513174 25.46612200 41
42 30.99405004 29.56780136 28.23479358 26.98790390 25.82060683 42
43 31.52123157 30.04206522 28.66156233 27.37203316 26.16644569 43
44 32.04062223 30.50817221 29.07996307 27.74770969 26.50384945 44
45 32.55233718 30.96626261 29.49015987 28.11511950 26.83302386 45
46 33.05648983 31.41647431 29.89231360 28.47444450 27.15416962 46
47 33.55319195 31.85894281 30.28658196 28.82586259 27.46748255 47
48 34.04255365 32.29380129 30.67311957 29.16954777 27.77315371 48
49 34.52468339 32.72118063 31.05207801 29.50567019 28.07136947 49
50 34.99968807 33.14120946 31.42360589 29.83439627 28.36231168 50
60 39.38026889 36.96398552 34.76088668 32.74895285 30.90865649 60
70 43.15487183 40.17790267 37.49861929 35.08208492 32.89785698 70
80 46.40732349 42.87993474 39.74451359 36.94978079 34.45181722 80
90 49.20985452 45.15161037 41.58692916 38.44489025 35.66576848 90
100 51.62470367 47.06147304 43.09835164 39.64174052 36.61410526 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

50 VDC Tabla V
 Tabla V

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 0.97323601 0.97087379 0.96852300 0.96618357 0.96385542 1
2 1.92042434 1.91346970 1.90655981 1.89969428 1.89287270 2
3 2.84226213 2.82861135 2.81507003 2.80163698 2.78831103 3
4 3.73942787 3.71709840 3.69498308 3.67307921 3.65138413 4
5 4.61258186 4.57970719 4.54719911 4.51505238 4.48326181 5
6 5.46236678 5.41719144 5.37258994 5.32855302 5.28507162 6
7 6.28940806 6.23028296 6.17199994 6.11454398 6.05790036 7
8 7.09431441 7.01969219 6.94624692 6.87395554 6.80279553 8
9 7.87767826 7.78610892 7.69612292 7.60768651 7.52076677 9
10 8.64007616 8.53020284 8.42239508 8.31660532 8.21278725 10
11 9.38206926 9.25262411 9.12580637 9.00155104 8.87979494 11
12 10.10420366 9.95400399 9.80707639 9.66333433 9.52269392 12
13 10.80701086 10.63495533 10.46690207 10.30273849 10.14235558 13
14 11.49100814 11.29607314 11.10595842 10.92052028 10.73961984 14
15 12.15669892 11.93793509 11.72489920 11.51741090 11.31529623 15
16 12.80457315 12.56110203 12.32435758 12.09411681 11.87016504 16
17 13.43510769 13.16611847 12.90494681 12.65132059 12.40497835 17
18 14.04876661 13.75351308 13.46726083 13.18968173 12.92046106 18
19 14.64600157 14.32379911 14.01187490 13.70983742 13.41731187 19
20 15.22725213 14.87747486 14.53934615 14.21240330 13.89620421 20
21 15.79294612 15.41502414 15.05021419 14.69797420 14.35778719 21
22 16.34349987 15.93691664 15.54500163 15.16712484 14.80268645 22
23 16.87931861 16.44360839 16.02421466 15.62041047 15.23150501 23
24 17.40079670 16.93554212 16.48834349 16.05836760 15.64482411 24
25 17.90831795 17.41314769 16.93786295 16.48151459 16.04320396 25
26 18.40225592 17.87684242 17.37323288 16.89035226 16.42718454 26
27 18.88297413 18.32703147 17.79489867 17.28536451 16.79728630 27
28 19.35082640 18.76410823 18.20329169 17.66701885 17.15401089 28
29 19.80615708 19.18845459 18.59882973 18.03576700 17.49784183 29
30 20.24930130 19.60044135 18.98191741 18.39204541 17.82924513 30
31 20.68058520 20.00042849 19.35294664 18.73627576 18.14867001 31
32 21.10032623 20.38876553 19.71229699 19.06886547 18.45654941 32
33 21.50883332 20.76579178 20.06033607 19.39020818 18.75330063 33
34 21.90640712 21.13183668 20.39741992 19.70068423 19.03932591 34
35 22.29334026 21.48722007 20.72389339 20.00066110 19.31501293 35
36 22.66991753 21.83225250 21.04009045 20.29049381 19.58073535 36
37 23.03641609 22.16723544 21.34633457 20.57052542 19.83685335 37
38 23.39310568 22.49246159 21.64293905 20.84108736 20.08371407 38
39 23.74024884 22.80821513 21.93020732 21.10249987 20.32165212 39
40 24.07810106 23.11477197 22.20843324 21.35507234 20.55098999 40
41 24.40691101 23.41239997 22.47790144 21.59910371 20.77203855 41
42 24.72692069 23.70135920 22.73888759 21.83488281 20.98509739 42
43 25.03836563 23.98190213 22.99165869 22.06268870 21.19045532 43
44 25.34147507 24.25427392 23.23647330 22.28279102 21.38839067 44
45 25.63647209 24.51871254 23.47358189 22.49545026 21.57917173 45
46 25.92357381 24.77544907 23.70322701 22.70091813 21.76305709 46
47 26.20299154 25.02470783 23.92564360 22.89943780 21.94029599 47
48 26.47493094 25.26670664 24.14105917 23.09124425 22.11112866 48
49 26.73959215 25.50165693 24.34969412 23.27656450 22.27578666 49
50 26.99716998 25.72976401 24.55176185 23.45561787 22.43449317 50
60 29.22266201 27.67556367 26.25365619 24.94473412 23.73791594 60
70 30.91937247 29.12342135 27.48969467 26.00039664 24.63991119 70
80 32.21294098 30.20076345 28.38739500 26.74877567 25.26411037 80
90 33.19915489 31.00240714 29.03936976 27.27931564 25.69606899 90
100 33.95104232 31.59890534 29.51288088 27.65542540 25.99499320 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

1-(1+ i)-n VDC 51

i
 1-(1+ i)-n
i

n 4.00% 4.25% 4.50% 4.75% 5.00% n

1 0.96153846 0.95923261 0.95693780 0.95465394 0.95238095 1
2 1.88609467 1.87935982 1.87266775 1.86601808 1.85941043 2
3 2.77509103 2.76197585 2.74896435 2.73605545 2.72324803 3
4 3.62989522 3.60860993 3.58752570 3.56664004 3.54595050 4
5 4.45182233 4.42072895 4.38997674 4.35956090 4.32947667 5
6 5.24213686 5.19974000 5.15787248 5.11652592 5.07569207 6
7 6.00205467 5.94699280 5.89270094 5.83916556 5.78637340 7
8 6.73274487 6.66378206 6.59588607 6.52903633 6.46321276 8
9 7.43533161 7.35134970 7.26879050 7.18762418 7.10782168 9
10 8.11089578 8.01088700 7.91271818 7.81634767 7.72173493 10
11 8.76047671 8.64353669 8.52891692 8.41656102 8.30641422 11
12 9.38507376 9.25039491 9.11858078 8.98955706 8.86325164 12
13 9.98564785 9.83251310 9.68285242 9.53656998 9.39357299 13
14 10.56312293 10.39089986 10.22282528 10.05877803 9.89864094 14
15 11.11838743 10.92652265 10.73954573 10.55730599 10.37965804 15
16 11.65229561 11.44030949 11.23401505 11.03322768 10.83776956 16
17 12.16566885 11.93315059 11.70719143 11.48756819 11.27406625 17
18 12.65929697 12.40589985 12.15999180 11.92130615 11.68958690 18
19 13.13393940 12.85937636 12.59329359 12.33537580 12.08532086 19
20 13.59032634 13.29436581 13.00793645 12.73066902 12.46221034 20
21 14.02915995 13.71162188 13.40472388 13.10803725 12.82115271 21
22 14.45111533 14.11186751 13.78442476 13.46829332 13.16300258 22
23 14.85684167 14.49579617 14.14777489 13.81221319 13.48857388 23
24 15.24696314 14.86407307 14.49547837 14.14053765 13.79864179 24
25 15.62207994 15.21733627 14.82820896 14.45397389 14.09394457 25
26 15.98276918 15.55619787 15.14661145 14.75319703 14.37518530 26
27 16.32958575 15.88124496 15.45130282 15.03885158 14.64303362 27
28 16.66306322 16.19304072 15.74287351 15.31155282 14.89812726 28
29 16.98371463 16.49212539 16.02188853 15.57188814 15.14107358 29
30 17.29203330 16.77901717 16.28888854 15.82041827 15.37245103 30
31 17.58849356 17.05421311 16.54439095 16.05767854 15.59281050 31
32 17.87355150 17.31819003 16.78889086 16.28417999 15.80267667 32
33 18.14764567 17.57140531 17.02286207 16.50041049 16.00254921 33
34 18.41119776 17.81429766 17.24675796 16.70683579 16.19290401 34
35 18.66461323 18.04728792 17.46101240 16.90390052 16.37419429 35
36 18.90828195 18.27077978 17.66604058 17.09202913 16.54685171 36
37 19.14257880 18.48516046 17.86223979 17.27162686 16.71128734 37
38 19.36786423 18.69080140 18.04999023 17.44308053 16.86789271 38
39 19.58448484 18.88805890 18.22965572 17.60675946 17.01704067 39
40 19.79277388 19.07727472 18.40158442 17.76301619 17.15908635 40
41 19.99305181 19.25877671 18.56610949 17.91218729 17.29436796 41
42 20.18562674 19.43287934 18.72354975 18.05459407 17.42320758 42
43 20.37079494 19.59988426 18.87421029 18.19054327 17.54591198 43
44 20.54884129 19.76008082 19.01838305 18.32032770 17.66277331 44
45 20.72003970 19.91374659 19.15634742 18.44422692 17.77406982 45
46 20.88465356 20.06114781 19.28837074 18.56250780 17.88006650 46
47 21.04293612 20.20253987 19.41470884 18.67542511 17.98101571 47
48 21.19513088 20.33816774 19.53560654 18.78322206 18.07715782 48
49 21.34147200 20.46826642 19.65129813 18.88613085 18.16872173 49
50 21.48218462 20.59306131 19.76200778 18.98437312 18.25592546 50
60 22.62348997 21.59277911 20.63802204 19.75226891 18.92928953 60
70 23.39451498 22.25213029 21.20211187 20.23506303 19.34267665 70
80 23.91539185 22.68699698 21.56534493 20.53860703 19.59646048 80
90 24.26727759 22.97380779 21.79924075 20.72945227 19.75226174 90
100 24.50499900 23.16297022 21.94985274 20.84944116 19.84791020 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

52 VDC Tabla V
 Tabla V

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 0.94786730 0.94339623 0.93896714 0.93457944 0.93023256 1
2 1.84631971 1.83339267 1.82062642 1.80801817 1.79556517 2
3 2.69793338 2.67301195 2.64847551 2.62431604 2.60052574 3
4 3.50515012 3.46510561 3.42579860 3.38721126 3.34932627 4
5 4.27028448 4.21236379 4.15567944 4.10019744 4.04588490 5
6 4.99553031 4.91732433 4.84101356 4.76653966 4.69384642 6
7 5.68296712 5.58238144 5.48451977 5.38928940 5.29660132 7
8 6.33456599 6.20979381 6.08875096 5.97129851 5.85730355 8
9 6.95219525 6.80169227 6.65610419 6.51523225 6.37888703 9
10 7.53762583 7.36008705 7.18883022 7.02358154 6.86408096 10
11 8.09253633 7.88687458 7.68904246 7.49867434 7.31542415 11
12 8.61851785 8.38384394 8.15872532 7.94268630 7.73527827 12
13 9.11707853 8.85268296 8.59974208 8.35765074 8.12584026 13
14 9.58964790 9.29498393 9.01384233 8.74546799 8.48915373 14
15 10.03758094 9.71224899 9.40266885 9.10791401 8.82711975 15
16 10.46216203 10.10589527 9.76776418 9.44664860 9.14150674 16
17 10.86460856 10.47725969 10.11057670 9.76322299 9.43395976 17
18 11.24607447 10.82760348 10.43246638 10.05908691 9.70600908 18
19 11.60765352 11.15811649 10.73471022 10.33559524 9.95907821 19
20 11.95038248 11.46992122 11.01850725 10.59401425 10.19449136 20
21 12.27524406 11.76407662 11.28498333 10.83552733 10.41348033 21
22 12.58316973 12.04158172 11.53519562 11.06124050 10.61719101 22
23 12.87504239 12.30337898 11.77013673 11.27218738 10.80668931 23
24 13.15169895 12.55035753 11.99073871 11.46933400 10.98296680 24
25 13.41393266 12.78335616 12.19787673 11.65358318 11.14694586 25
26 13.66249541 13.00316619 12.39237251 11.82577867 11.29948452 26
27 13.89809991 13.21053414 12.57499766 11.98670904 11.44138095 27
28 14.12142172 13.40616428 12.74647668 12.13711125 11.57337763 28
29 14.33310116 13.59072102 12.90748984 12.27767407 11.69616524 29
30 14.53374517 13.76483115 13.05867591 12.40904118 11.81038627 30
31 14.72392907 13.92908599 13.20063465 12.53181419 11.91663839 31
32 14.90419817 14.08404339 13.33392925 12.64655532 12.01547757 32
33 15.07506936 14.23022961 13.45908850 12.75379002 12.10742099 33
34 15.23703257 14.36814114 13.57660892 12.85400936 12.19294976 34
35 15.39055220 14.49824636 13.68695673 12.94767230 12.27251141 35
36 15.53606843 14.62098713 13.79056970 13.03520776 12.34652224 36
37 15.67399851 14.73678031 13.88785887 13.11701660 12.41536952 37
38 15.80473793 14.84601916 13.97921021 13.19347345 12.47941351 38
39 15.92866154 14.94907468 14.06498611 13.26492846 12.53898931 39
40 16.04612469 15.04629687 14.14552687 13.33170884 12.59440866 40
41 16.15746416 15.13801592 14.22115199 13.39412041 12.64596155 41
42 16.26299920 15.22454332 14.29216149 13.45244898 12.69391772 42
43 16.36303242 15.30617294 14.35883708 13.50696167 12.73852811 43
44 16.45785063 15.38318202 14.42144327 13.55790810 12.78002615 44
45 16.54772572 15.45583209 14.48022842 13.60552159 12.81862898 45
46 16.63291537 15.52436990 14.53542575 13.65002018 12.85453858 46
47 16.71366386 15.58902821 14.58725422 13.69160764 12.88794287 47
48 16.79020271 15.65002661 14.63591946 13.73047443 12.91901662 48
49 16.86275139 15.70757227 14.68161451 13.76679853 12.94792244 49
50 16.93151790 15.76186064 14.72452067 13.80074629 12.97481157 50
60 17.44985416 16.16142771 15.03296574 14.03918115 13.15938075 60
70 17.75330406 16.38454387 15.19728247 14.16038934 13.24893260 70
80 17.93095291 16.50913077 15.28481826 14.22200544 13.29238261 80
90 18.03495398 16.57869944 15.33145086 14.25332794 13.31346429 90
100 18.09583939 16.61754623 15.35629326 14.26925071 13.32369299 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

1-(1+ i)-n VDC 53

i
 1-(1+ i)-n
i

n 8.00% 8.50% 9.00% 9.50% 10.00% n

1 0.92592593 0.92165899 0.91743119 0.91324201 0.90909091 1
2 1.78326475 1.77111427 1.75911119 1.74725298 1.73553719 2
3 2.57709699 2.55402237 2.53129467 2.50890683 2.48685199 3
4 3.31212684 3.27559666 3.23971988 3.20448112 3.16986545 4
5 3.99271004 3.94064208 3.88965126 3.83970879 3.79078677 5
6 4.62287966 4.55358717 4.48591859 4.41982538 4.35526070 6
7 5.20637006 5.11851352 5.03295284 4.94961222 4.86841882 7
8 5.74663894 5.63918297 5.53481911 5.43343581 5.33492620 8
9 6.24688791 6.11906264 5.99524689 5.87528385 5.75902382 9
10 6.71008140 6.56134806 6.41765770 6.27879803 6.14456711 10
11 7.13896426 6.96898439 6.80519055 6.64730414 6.49506101 11
12 7.53607802 7.34468607 7.16072528 6.98383940 6.81369182 12
13 7.90377594 7.69095490 7.48690392 7.29117753 7.10335620 13
14 8.24423698 8.01009668 7.78615039 7.57185163 7.36668746 14
15 8.55947869 8.30423658 8.06068843 7.82817500 7.60607951 15
16 8.85136916 8.57533325 8.31255819 8.06226028 7.82370864 16
17 9.12163811 8.82519194 8.54363137 8.27603678 8.02155331 17
18 9.37188714 9.05547644 8.75562511 8.47126647 8.20141210 18
19 9.60359920 9.26772022 8.95011478 8.64955842 8.36492009 19
20 9.81814741 9.46333661 9.12854567 8.81238212 8.51356372 20
21 10.01680316 9.64362821 9.29224373 8.96107956 8.64869429 21
22 10.20074366 9.80979559 9.44242544 9.09687631 8.77154026 22
23 10.37105895 9.96294524 9.58020683 9.22089161 8.88321842 23
24 10.52875828 10.10409700 9.70661177 9.33414759 8.98474402 24
25 10.67477619 10.23419078 9.82257960 9.43757770 9.07704002 25
26 10.80997795 10.35409288 9.92897211 9.53203443 9.16094547 26
27 10.93516477 10.46460174 10.02657992 9.61829629 9.23722316 27
28 11.05107849 10.56645321 10.11612837 9.69707423 9.30656651 28
29 11.15840601 10.66032554 10.19828291 9.76901756 9.36960591 29
30 11.25778334 10.74684382 10.27365404 9.83471924 9.42691447 30
31 11.34979939 10.82658416 10.34280187 9.89472076 9.47901315 31
32 11.43499944 10.90007757 10.40624025 9.94951668 9.52637559 32
33 11.51388837 10.96781343 10.46444060 9.99955861 9.56943236 33
34 11.58693367 11.03024279 10.51783541 10.04525901 9.60857487 34
35 11.65456822 11.08778137 10.56682148 10.08699453 9.64415897 35
36 11.71719279 11.14081233 10.61176282 10.12510916 9.67650816 36
37 11.77517851 11.18968878 10.65299342 10.15991704 9.70591651 37
38 11.82886899 11.23473620 10.69081965 10.19170506 9.73265137 38
39 11.87858240 11.27625457 10.72552261 10.22073521 9.75695579 39
40 11.92461333 11.31452034 10.75736020 10.24724677 9.77905072 40
41 11.96723457 11.34978833 10.78656899 10.27145824 9.79913702 41
42 12.00669867 11.38229339 10.81336604 10.29356917 9.81739729 42
43 12.04323951 11.41225197 10.83795050 10.31376180 9.83399753 43
44 12.07707362 11.43986357 10.86050504 10.33220255 9.84908867 44
45 12.10840150 11.46531205 10.88119729 10.34904343 9.86280788 45
46 12.13740880 11.48876686 10.90018100 10.36442322 9.87527989 46
47 12.16426741 11.51038420 10.91759725 10.37846870 9.88661808 47
48 12.18913649 11.53030802 10.93357546 10.39129561 9.89692553 48
49 12.21216341 11.54867099 10.94823436 10.40300969 9.90629594 49
50 12.23348464 11.56559538 10.96168290 10.41370748 9.91481449 50
60 12.37655182 11.67664221 11.04799102 10.48087674 9.96715730 60
70 12.44281961 11.72575661 11.08444850 10.50798049 9.98733772 70
80 12.47351441 11.74747919 11.09984854 10.51891724 9.99511814 80
90 12.48773205 11.75708677 11.10635368 10.52333037 9.99811783 90
100 12.49431757 11.76133606 11.10910152 10.52511113 9.99927434 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

54 VDC Tabla V
 Tabla V

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 0.90497738 0.90090090 0.89686099 0.89285714 0.88888889 1
2 1.72396143 1.71252333 1.70122062 1.69005102 1.67901235 2
3 2.46512346 2.44371472 2.42261939 2.40183127 2.38134431 3
4 3.13585834 3.10244569 3.06961380 3.03734935 3.00563938 4
5 3.74285822 3.69589702 3.64987785 3.60477620 3.56056834 5
6 4.29217939 4.23053785 4.17029403 4.11140732 4.05383853 6
7 4.78930261 4.71219626 4.63703501 4.56375654 4.49230091 7
8 5.23918789 5.14612276 5.05563678 4.96763977 4.88204525 8
9 5.64632388 5.53704753 5.43106437 5.32824979 5.22848467 9
10 6.01477274 5.88923201 5.76777074 5.65022303 5.53643082 10
11 6.34821062 6.20651533 6.06974954 5.93769913 5.81016073 11
12 6.64996437 6.49235615 6.34058255 6.19437423 6.05347620 12
13 6.92304468 6.74987040 6.58348211 6.42354842 6.26975662 13
14 7.17017618 6.98186523 6.80132924 6.62816823 6.46200589 14
15 7.39382459 7.19086958 6.99670784 6.81086449 6.63289412 15
16 7.59622135 7.37916178 7.17193528 6.97398615 6.78479478 16
17 7.77938584 7.54879440 7.32908994 7.11963049 6.91981758 17
18 7.94514556 7.70161657 7.47003582 7.24967008 7.03983785 18
19 8.09515435 7.83929421 7.59644468 7.36577686 7.14652253 19
20 8.23090891 7.96332812 7.70981586 7.46944362 7.24135336 20
21 8.35376372 8.07507038 7.81149404 7.56200324 7.32564743 21
22 8.46494455 8.17573908 7.90268524 7.64464575 7.40057550 22
23 8.56556067 8.26643160 7.98447107 7.71843370 7.46717822 23
24 8.65661599 8.34813658 8.05782159 7.78431581 7.52638064 24
25 8.73901900 8.42174466 8.12360680 7.84313911 7.57900501 25
26 8.81359186 8.48805826 8.18260700 7.89565992 7.62578223 26
27 8.88107860 8.54780023 8.23552197 7.94255350 7.66736198 27
28 8.94215258 8.60162183 8.28297935 7.98442277 7.70432176 28
29 8.99742315 8.65010976 8.32554202 8.02180604 7.73717490 29
30 9.04744176 8.69379257 8.36371481 8.05518397 7.76637769 30
31 9.09270748 8.73314646 8.39795050 8.08498569 7.79233572 31
32 9.13367193 8.76860042 8.42865516 8.11159436 7.81540953 32
33 9.17074383 8.80054092 8.45619297 8.13535211 7.83591958 33
34 9.20429305 8.82931614 8.48089056 8.15656438 7.85415074 34
35 9.23465435 8.85523977 8.50304086 8.17550391 7.87035622 35
36 9.26213063 8.87859438 8.52290660 8.19241421 7.88476108 36
37 9.28699605 8.89963458 8.54072341 8.20751269 7.89756540 37
38 9.30949868 8.91858971 8.55670261 8.22099347 7.90894703 38
39 9.32986306 8.93566641 8.57103373 8.23302988 7.91906402 39
40 9.34829237 8.95105082 8.58388675 8.24377668 7.92805691 40
41 9.36497047 8.96491065 8.59541413 8.25337204 7.93605059 41
42 9.38006377 8.97739698 8.60575258 8.26193932 7.94315608 42
43 9.39372287 8.98864593 8.61502474 8.26958868 7.94947207 43
44 9.40608404 8.99878011 8.62334057 8.27641846 7.95508628 44
45 9.41727063 9.00791001 8.63079872 8.28251648 7.96007670 45
46 9.42739423 9.01613515 8.63748764 8.28796115 7.96451262 46
47 9.43655587 9.02354518 8.64348667 8.29282245 7.96845566 47
48 9.44484694 9.03022088 8.64886697 8.29716290 7.97196059 48
49 9.45235017 9.03623503 8.65369235 8.30103831 7.97507608 49
50 9.45914043 9.04165318 8.65802004 8.30449849 7.97784540 50
60 9.49998227 9.07356192 8.68298120 8.32404928 7.99317758 60
70 9.51503040 9.08479969 8.69138578 8.33034412 7.99789906 70
80 9.52057487 9.08875745 8.69421565 8.33237089 7.99935302 80
90 9.52261772 9.09015132 8.69516849 8.33302345 7.99980077 90
100 9.52337040 9.09064221 8.69548931 8.33323356 7.99993865 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

1-(1+ i)-n VDC 55

i
 1-(1+ i)-n
i

n 13.00% 13.50% 14.00% 14.50% 15.00% n

1 0.88495575 0.88105727 0.87719298 0.87336245 0.86956522 1
2 1.66810244 1.65731918 1.64666051 1.63612441 1.62570888 2
3 2.36115260 2.34125038 2.32163203 2.30229206 2.28322512 3
4 2.97447133 2.94383293 2.91371230 2.88409787 2.85497836 4
5 3.51723126 3.47474267 3.43308097 3.39222521 3.35215510 5
6 3.99754979 3.94250456 3.88866752 3.83600455 3.78448269 6
7 4.42261043 4.35462957 4.28830484 4.22358476 4.16041973 7
8 4.79877029 4.71773530 4.63886389 4.56208276 4.48732151 8
9 5.13165513 5.03765225 4.94637184 4.85771420 4.77158392 9
10 5.42624348 5.31951740 5.21611565 5.11590760 5.01876863 10
11 5.68694113 5.56785674 5.45273302 5.34140402 5.23371185 11
12 5.91764702 5.78665792 5.66029213 5.53834412 5.42061900 12
13 6.12181152 5.97943429 5.84236151 5.71034421 5.58314696 13
14 6.30248807 6.14928131 6.00207150 5.86056263 5.72447561 14
15 6.46237882 6.29892627 6.14216799 5.99175775 5.84737010 15
16 6.60387506 6.43077204 6.26505964 6.10633865 5.95423487 16
17 6.72909298 6.54693572 6.37285933 6.20640930 6.04716076 17
18 6.83990529 6.64928257 6.46742046 6.29380725 6.12796587 18
19 6.93796928 6.73945601 6.55036883 6.37013734 6.19823119 19
20 7.02475158 6.81890397 6.62313055 6.43680117 6.25933147 20
21 7.10155007 6.88890218 6.68695662 6.49502285 6.31246215 21
22 7.16951334 6.95057461 6.74294441 6.54587149 6.35866274 22
23 7.22965782 7.00491155 6.79205650 6.59028078 6.39883717 23
24 7.28288303 7.05278551 6.83513728 6.62906618 6.43377145 24
25 7.32998498 7.09496520 6.87292744 6.66293989 6.46414909 25
26 7.37166812 7.13212793 6.90607670 6.69252393 6.49056442 26
27 7.40855586 7.16487042 6.93515500 6.71836151 6.51353428 27
28 7.44119988 7.19371844 6.96066228 6.74092708 6.53350807 28
29 7.47008839 7.21913519 6.98303709 6.76063500 6.55087658 29
30 7.49565344 7.24152880 7.00266411 6.77784717 6.56597964 30
31 7.51827738 7.26125885 7.01988080 6.79287962 6.57911273 31
32 7.53829857 7.27864216 7.03498316 6.80600840 6.59053281 32
33 7.55601643 7.29395785 7.04823084 6.81747459 6.60046331 33
34 7.57169596 7.30745185 7.05985161 6.82748872 6.60909853 34
35 7.58557164 7.31934084 7.07004528 6.83623469 6.61660742 35
36 7.59785101 7.32981572 7.07898708 6.84387309 6.62313689 36
37 7.60871771 7.33904468 7.08683078 6.85054419 6.62881468 37
38 7.61833426 7.34717593 7.09371121 6.85637047 6.63375190 38
39 7.62684447 7.35434003 7.09974667 6.86145892 6.63804513 39
40 7.63437564 7.36065201 7.10504094 6.86590299 6.64177837 40
41 7.64104039 7.36621322 7.10968504 6.86978427 6.64502467 41
42 7.64693840 7.37111297 7.11375880 6.87317404 6.64784754 42
43 7.65215787 7.37542993 7.11733228 6.87613453 6.65030221 43
44 7.65677688 7.37923342 7.12046692 6.87872011 6.65243670 44
45 7.66086450 7.38258451 7.12321659 6.88097826 6.65429279 45
46 7.66448185 7.38553701 7.12562859 6.88295045 6.65590677 46
47 7.66768306 7.38813834 7.12774438 6.88467288 6.65731024 47
48 7.67051598 7.39043025 7.12960033 6.88617719 6.65853064 48
49 7.67302299 7.39244956 7.13122836 6.88749099 6.65959186 49
50 7.67524158 7.39422869 7.13265646 6.88863842 6.66051466 50
60 7.68728022 7.40369279 7.14010557 6.89450856 6.66514598 60
70 7.69082666 7.40636039 7.14211492 6.89602419 6.66629078 70
80 7.69187140 7.40711229 7.14265693 6.89641552 6.66657375 80
90 7.69217916 7.40732422 7.14280314 6.89651656 6.66664370 90
100 7.69226983 7.40738396 7.14284258 6.89654264 6.66666099 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

56 VDC Tabla V
 Tabla V

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 0.86580087 0.86206897 0.85836910 0.85470085 0.85106383 1
2 1.61541201 1.60523187 1.59516661 1.58521441 1.57537347 2
3 2.26442598 2.24588954 2.22761082 2.20958496 2.19180721 3
4 2.82634284 2.79818064 2.77048139 2.74323501 2.71643167 4
5 3.31285094 3.27429365 3.23646471 3.19934616 3.16292057 5
6 3.73407008 3.68473591 3.63645040 3.58918475 3.54291112 6
7 4.09876197 4.03856544 3.97978575 3.92238013 3.86630734 7
8 4.41451253 4.34359090 4.27449421 4.20716251 4.14153816 8
9 4.68788964 4.60654388 4.52746284 4.45056624 4.37577716 9
10 4.92457977 4.83322748 4.74460329 4.65860363 4.57512950 10
11 5.12950630 5.02864438 4.93098995 4.83641336 4.74479106 11
12 5.30693186 5.19710722 5.09097850 4.98838748 4.88918388 12
13 5.46054706 5.34233381 5.22830773 5.11827990 5.01207139 13
14 5.59354724 5.46752915 5.34618689 5.22929906 5.11665650 14
15 5.70869891 5.57545616 5.44737072 5.32418723 5.20566511 15
16 5.80839732 5.66849669 5.53422379 5.40528823 5.28141711 16
17 5.89471630 5.74870404 5.60877579 5.47460533 5.34588690 17
18 5.96945134 5.81784831 5.67276892 5.53385071 5.40075481 18
19 6.03415701 5.87745544 5.72769864 5.58448778 5.44745090 19
20 6.09017923 5.92884090 5.77484862 5.62776734 5.48719226 20
21 6.13868331 5.97313871 5.81532070 5.66475841 5.52101469 21
22 6.18067819 6.01132647 5.85006069 5.69637471 5.54979973 22
23 6.21703740 6.04424696 5.87988042 5.72339719 5.57429765 23
24 6.24851723 6.07262669 5.90547676 5.74649332 5.59514693 24
25 6.27577249 6.09709197 5.92744786 5.76623361 5.61289101 25
26 6.29937012 6.11818273 5.94630717 5.78310565 5.62799235 26
27 6.31980097 6.13636443 5.96249543 5.79752619 5.64084455 27
28 6.33749002 6.15203830 5.97639093 5.80985145 5.65178260 28
29 6.35280521 6.16555026 5.98831839 5.82038585 5.66109157 29
30 6.36606512 6.17719850 5.99855656 5.82938962 5.66901410 30
31 6.37754556 6.18724008 6.00734469 5.83708514 5.67575668 31
32 6.38748533 6.19589662 6.01488814 5.84366252 5.68149505 32
33 6.39609119 6.20335916 6.02136321 5.84928420 5.68637877 33
34 6.40354216 6.20979238 6.02692121 5.85408906 5.69053512 34
35 6.40999321 6.21533826 6.03169203 5.85819578 5.69407244 35
36 6.41557854 6.22011919 6.03578715 5.86170579 5.69708293 36
37 6.42041432 6.22424068 6.03930227 5.86470581 5.69964505 37
38 6.42460114 6.22779369 6.04231955 5.86726992 5.70182557 38
39 6.42822610 6.23085663 6.04490948 5.86946147 5.70368134 39
40 6.43136459 6.23349709 6.04713260 5.87133459 5.70526071 40
41 6.43408189 6.23577336 6.04904086 5.87293555 5.70660486 41
42 6.43643454 6.23773565 6.05067885 5.87430389 5.70774882 42
43 6.43847146 6.23942729 6.05208485 5.87547341 5.70872240 43
44 6.44023503 6.24088559 6.05329172 5.87647300 5.70955098 44
45 6.44176193 6.24214275 6.05432765 5.87732735 5.71025615 45
46 6.44308392 6.24322651 6.05521687 5.87805756 5.71085630 46
47 6.44422851 6.24416078 6.05598015 5.87868168 5.71136706 47
48 6.44521949 6.24496619 6.05663532 5.87921511 5.71180176 48
49 6.44607748 6.24566051 6.05719770 5.87967103 5.71217171 49
50 6.44682033 6.24625906 6.05768043 5.88006071 5.71248656 50
60 6.45047855 6.24915199 6.05997079 5.88187607 5.71392705 60
70 6.45134441 6.24980777 6.06046812 5.88225373 5.71421421 70
80 6.45154935 6.24995642 6.06057611 5.88233230 5.71427146 80
90 6.45159786 6.24999012 6.06059956 5.88234865 5.71428287 90
100 6.45160934 6.24999776 6.06060465 5.88235205 5.71428515 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

1-(1+ i)-n VDC 57

i
 1-(1+ i)-n
i

n 18.00% 18.50% 19.00% 19.50% 20.00% n

1 0.84745763 0.84388186 0.84033613 0.83682008 0.83333333 1
2 1.56564206 1.55601844 1.54650095 1.53708794 1.52777778 2
3 2.17427293 2.15697759 2.13991677 2.12308614 2.10648148 3
4 2.69006180 2.66411611 2.63858552 2.61346120 2.58873457 4
5 3.12717102 3.09208111 3.05763489 3.02381691 2.99061214 5
6 3.49760256 3.45323300 3.40977722 3.36721080 3.32551012 6
7 3.81152759 3.75800253 3.70569514 3.65456971 3.60459176 7
8 4.07756576 4.01519201 3.95436567 3.89503741 3.83715980 8
9 4.30302183 4.23222954 4.16333249 4.09626562 4.03096650 9
10 4.49408629 4.41538358 4.33893487 4.26465742 4.19247209 10
11 4.65600533 4.56994395 4.48649989 4.40557106 4.32706007 11
12 4.79322486 4.70037464 4.61050411 4.52349043 4.43921673 12
13 4.90951259 4.81044274 4.71470933 4.62216772 4.53268061 13
14 5.00806152 4.90332720 4.80227675 4.70474286 4.61056717 14
15 5.09157756 4.98171072 4.87586282 4.77384340 4.67547264 15
16 5.16235386 5.04785715 4.93769985 4.83166812 4.72956054 16
17 5.22233378 5.10367692 4.98966374 4.88005700 4.77463378 17
18 5.27316422 5.15078221 5.03333087 4.92054979 4.81219482 18
19 5.31624087 5.19053351 5.07002594 4.95443497 4.84349568 19
20 5.35274650 5.22407891 5.10086214 4.98279077 4.86957973 20
21 5.38368347 5.25238727 5.12677490 5.00651948 4.89131644 21
22 5.40990125 5.27627617 5.14855034 5.02637613 4.90943037 22
23 5.43211970 5.29643559 5.16684902 5.04299258 4.92452531 23
24 5.45094890 5.31344776 5.18222607 5.05689755 4.93710442 24
25 5.46690585 5.32780401 5.19514796 5.06853352 4.94758702 25
26 5.48042868 5.33991900 5.20600669 5.07827073 4.95632252 26
27 5.49188872 5.35014261 5.21513167 5.08641902 4.96360210 27
28 5.50160061 5.35877014 5.22279972 5.09323767 4.96966841 28
29 5.50983102 5.36605075 5.22924347 5.09894366 4.97472368 29
30 5.51680595 5.37219473 5.23465837 5.10371854 4.97893640 30
31 5.52271691 5.37737952 5.23920872 5.10771426 4.98244700 31
32 5.52772619 5.38175487 5.24303254 5.11105796 4.98537250 32
33 5.53197135 5.38544714 5.24624583 5.11385603 4.98781042 33
34 5.53556894 5.38856299 5.24894607 5.11619752 4.98984201 34
35 5.53861775 5.39119240 5.25121519 5.11815692 4.99153501 35
36 5.54120148 5.39341131 5.25312201 5.11979658 4.99294584 36
37 5.54339108 5.39528380 5.25472438 5.12116869 4.99412154 37
38 5.54524668 5.39686397 5.25607090 5.12231690 4.99510128 38
39 5.54681922 5.39819744 5.25720244 5.12327774 4.99591773 39
40 5.54815188 5.39932274 5.25815331 5.12408179 4.99659811 40
41 5.54928126 5.40027235 5.25895236 5.12475463 4.99716509 41
42 5.55023835 5.40107371 5.25962383 5.12531769 4.99763758 42
43 5.55104945 5.40174997 5.26018810 5.12578886 4.99803131 43
44 5.55173682 5.40232065 5.26066227 5.12618314 4.99835943 44
45 5.55231934 5.40280224 5.26106073 5.12651309 4.99863286 45
46 5.55281300 5.40320864 5.26139557 5.12678920 4.99886071 46
47 5.55323136 5.40355159 5.26167695 5.12702025 4.99905060 47
48 5.55358590 5.40384101 5.26191340 5.12721360 4.99920883 48
49 5.55388635 5.40408524 5.26211210 5.12737540 4.99934069 49
50 5.55414098 5.40429134 5.26227908 5.12751079 4.99945058 50
60 5.55528528 5.40520136 5.26300357 5.12808821 4.99991126 60
70 5.55550392 5.40536803 5.26313080 5.12818544 4.99998567 70
80 5.55554569 5.40539856 5.26315314 5.12820181 4.99999769 80
90 5.55555367 5.40540415 5.26315706 5.12820457 4.99999963 90
100 5.55555520 5.40540518 5.26315775 5.12820503 4.99999994 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

58 VDC Tabla V
 Tabla V

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 0.82987552 0.82644628 0.82304527 0.81967213 0.81632653 1
2 1.51856890 1.50945974 1.50044878 1.49153453 1.48271554 2
3 2.09009867 2.07393367 2.05798253 2.04224142 2.02670656 3
4 2.56439724 2.54044105 2.51685805 2.49364051 2.47078086 4
5 2.95800600 2.92598434 2.89453338 2.86363976 2.83329050 5
6 3.28465229 3.24461515 3.20537727 3.16691784 3.12921674 6
7 3.55572804 3.50794641 3.46121586 3.41550642 3.37078917 7
8 3.78068717 3.72557554 3.67178260 3.61926756 3.56799116 8
9 3.96737524 3.90543433 3.84508856 3.78628489 3.72897238 9
10 4.12230311 4.05407796 3.98772721 3.92318433 3.86038561 10
11 4.25087395 4.17692394 4.10512527 4.03539699 3.96766173 11
12 4.35757174 4.27844953 4.20174920 4.12737459 4.05523406 12
13 4.44611763 4.36235499 4.28127506 4.20276605 4.12672168 13
14 4.51959969 4.43169834 4.34672844 4.26456234 4.18507892 14
15 4.58058066 4.48900689 4.40059954 4.31521503 4.23271749 15
16 4.63118727 4.53636933 4.44493789 4.35673363 4.27160611 16
17 4.67318445 4.57551184 4.48143037 4.39076527 4.30335193 17
18 4.70803689 4.60786103 4.51146532 4.41866006 4.32926688 18
19 4.73696008 4.63459589 4.53618545 4.44152464 4.35042194 19
20 4.76096272 4.65669082 4.55653123 4.46026610 4.36769138 20
21 4.78088192 4.67495109 4.57327674 4.47562795 4.38178888 21
22 4.79741238 4.69004222 4.58705904 4.48821963 4.39329705 22
23 4.81113061 4.70251423 4.59840250 4.49854068 4.40269147 23
24 4.82251503 4.71282168 4.60773869 4.50700056 4.41036038 24
25 4.83196268 4.72134023 4.61542279 4.51393488 4.41662072 25
26 4.83980305 4.72838036 4.62174715 4.51961876 4.42173120 26
27 4.84630959 4.73419864 4.62695239 4.52427767 4.42590302 27
28 4.85170920 4.73900714 4.63123653 4.52809645 4.42930859 28
29 4.85619021 4.74298111 4.63476258 4.53122660 4.43208864 29
30 4.85990889 4.74626538 4.63766467 4.53379229 4.43435808 30
31 4.86299493 4.74897965 4.64005323 4.53589532 4.43621067 31
32 4.86555596 4.75122285 4.64201912 4.53761912 4.43772300 32
33 4.86768129 4.75307674 4.64363713 4.53903206 4.43895755 33
34 4.86944506 4.75460887 4.64496884 4.54019022 4.43996535 34
35 4.87090876 4.75587510 4.64606488 4.54113952 4.44078804 35
36 4.87212345 4.75692157 4.64696698 4.54191764 4.44145962 36
37 4.87313150 4.75778642 4.64770945 4.54255544 4.44200786 37
38 4.87396805 4.75850118 4.64832054 4.54307823 4.44245539 38
39 4.87466228 4.75909188 4.64882349 4.54350675 4.44282073 39
40 4.87523841 4.75958007 4.64923744 4.54385799 4.44311896 40
41 4.87571652 4.75998353 4.64957814 4.54414589 4.44336242 41
42 4.87611329 4.76031696 4.64985855 4.54438188 4.44356116 42
43 4.87644257 4.76059253 4.65008934 4.54457531 4.44372339 43
44 4.87671582 4.76082027 4.65027929 4.54473386 4.44385583 44
45 4.87694259 4.76100849 4.65043563 4.54486382 4.44396394 45
46 4.87713078 4.76116404 4.65056431 4.54497035 4.44405220 46
47 4.87728696 4.76129260 4.65067021 4.54505766 4.44412424 47
48 4.87741656 4.76139884 4.65075738 4.54512923 4.44418306 48
49 4.87752412 4.76148665 4.65082912 4.54518789 4.44423107 49
50 4.87761338 4.76155921 4.65088816 4.54523598 4.44427026 50
60 4.87798132 4.76185340 4.65112362 4.54542462 4.44442155 60
70 4.87803833 4.76189713 4.65115720 4.54545045 4.44444144 70
80 4.87804716 4.76190363 4.65116199 4.54545398 4.44444405 80
90 4.87804853 4.76190459 4.65116268 4.54545447 4.44444439 90
100 4.87804874 4.76190474 4.65116277 4.54545453 4.44444444 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

1-(1+ i)-n VDC 59

i
 1-(1+ i)-n
i

n 23.00% 23.50% 24.00% 24.50% 25.00% n

1 0.81300813 0.80971660 0.80645161 0.80321285 0.80000000 1
2 1.47399035 1.46535757 1.45681582 1.44836374 1.44000000 2
3 2.01137427 1.99624095 1.98130308 1.96655722 1.95200000 3
4 2.44827176 2.42610603 2.40427668 2.38277688 2.36160000 4
5 2.80347298 2.77417492 2.74538442 2.71708986 2.68928000 5
6 3.09225445 3.05601208 3.02047130 2.98561435 2.95142400 6
7 3.32703614 3.28422031 3.24231557 3.20129667 3.16113920 7
8 3.51791556 3.46900430 3.42122223 3.37453547 3.32891136 8
9 3.67310208 3.61862696 3.56550180 3.51368311 3.46312909 9
10 3.79926999 3.73977892 3.68185629 3.62544828 3.57050327 10
11 3.90184552 3.83787767 3.77569056 3.71521950 3.65640262 11
12 3.98524026 3.91730985 3.85136335 3.78732490 3.72512209 12
13 4.05304086 3.98162741 3.91238980 3.84524089 3.78009767 13
14 4.10816330 4.03370640 3.96160468 3.89175975 3.82407814 14
15 4.15297829 4.07587563 4.00129409 3.92912430 3.85926251 15
16 4.18941325 4.11002075 4.03330169 3.95913598 3.88741001 16
17 4.21903516 4.13766863 4.05911427 3.98324175 3.90992801 17
18 4.24311802 4.16005557 4.07993086 4.00260382 3.92794241 18
19 4.26269757 4.17818265 4.09671843 4.01815568 3.94235392 19
20 4.27861591 4.19286044 4.11025680 4.03064713 3.95388314 20
21 4.29155765 4.20474530 4.12117484 4.04068042 3.96310651 21
22 4.30207939 4.21436866 4.12997971 4.04873930 3.97048521 22
23 4.31063365 4.22216086 4.13708041 4.05521229 3.97638817 23
24 4.31758834 4.22847033 4.14280678 4.06041148 3.98111053 24
25 4.32324255 4.23357922 4.14742483 4.06458753 3.98488843 25
26 4.32783947 4.23771596 4.15114905 4.06794179 3.98791074 26
27 4.33157681 4.24106556 4.15415246 4.07063598 3.99032859 27
28 4.33461529 4.24377778 4.15657457 4.07279998 3.99226287 28
29 4.33708560 4.24597391 4.15852788 4.07453814 3.99381030 29
30 4.33909398 4.24775215 4.16010313 4.07593425 3.99504824 30
31 4.34072682 4.24919203 4.16137349 4.07705562 3.99603859 31
32 4.34205432 4.25035792 4.16239797 4.07795632 3.99683087 32
33 4.34313360 4.25130196 4.16322417 4.07867978 3.99746470 33
34 4.34401105 4.25206636 4.16389046 4.07926086 3.99797176 34
35 4.34472443 4.25268531 4.16442779 4.07972760 3.99837741 35
36 4.34530442 4.25318649 4.16486112 4.08010249 3.99870193 36
37 4.34577595 4.25359230 4.16521058 4.08040361 3.99896154 37
38 4.34615931 4.25392089 4.16549241 4.08064547 3.99916923 38
39 4.34647098 4.25418696 4.16571968 4.08083973 3.99933539 39
40 4.34672438 4.25440239 4.16590297 4.08099577 3.99946831 40
41 4.34693039 4.25457684 4.16605078 4.08112110 3.99957465 41
42 4.34709788 4.25471809 4.16616999 4.08122177 3.99965972 42
43 4.34723405 4.25483246 4.16626612 4.08130262 3.99972777 43
44 4.34734475 4.25492507 4.16634364 4.08136757 3.99978222 44
45 4.34743476 4.25500005 4.16640616 4.08141973 3.99982578 45
46 4.34750793 4.25506077 4.16645658 4.08146163 3.99986062 46
47 4.34756743 4.25510994 4.16649724 4.08149529 3.99988850 47
48 4.34761579 4.25514975 4.16653004 4.08152232 3.99991080 48
49 4.34765512 4.25518198 4.16655648 4.08154403 3.99992864 49
50 4.34768709 4.25520808 4.16657781 4.08156147 3.99994291 50
60 4.34780855 4.25530569 4.16665633 4.08162470 3.99999387 60
70 4.34782387 4.25531752 4.16666546 4.08163176 3.99999934 70
80 4.34782581 4.25531895 4.16666653 4.08163255 3.99999993 80
90 4.34782605 4.25531913 4.16666665 4.08163264 3.99999999 90
100 4.34782608 4.25531915 4.16666666 4.08163265 4.00000000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

60 VDC Tabla V
 Tabla VI

n 0.25% 0.50% 0.75% 1.00% 1.25% n

1 1.00250000 1.00500000 1.00750000 1.01000000 1.01250000 1
2 0.50187578 0.50375312 0.50563200 0.50751244 0.50939441 2
3 0.33500139 0.33667221 0.33834579 0.34002211 0.34170117 3
4 0.25156445 0.25313279 0.25470501 0.25628109 0.25786102 4
5 0.20150250 0.20300997 0.20452242 0.20603980 0.20756211 5
6 0.16812803 0.16959546 0.17106891 0.17254837 0.17403381 6
7 0.14428928 0.14572854 0.14717488 0.14862828 0.15008872 7
8 0.12641035 0.12782886 0.12925552 0.13069029 0.13213314 8
9 0.11250462 0.11390736 0.11531929 0.11674036 0.11817055 9
10 0.10138015 0.10277057 0.10417123 0.10558208 0.10700307 10
11 0.09227840 0.09365903 0.09505094 0.09645408 0.09786839 11
12 0.08469370 0.08606643 0.08745148 0.08884879 0.09025831 12
13 0.07827595 0.07964224 0.08102188 0.08241482 0.08382100 13
14 0.07277510 0.07413609 0.07551146 0.07690117 0.07830515 14
15 0.06800777 0.06936436 0.07073639 0.07212378 0.07352646 15
16 0.06383642 0.06518937 0.06655879 0.06794460 0.06934672 16
17 0.06015587 0.06150579 0.06287321 0.06425806 0.06566023 17
18 0.05688433 0.05823173 0.05959766 0.06098205 0.06238479 18
19 0.05395722 0.05530253 0.05666740 0.05805175 0.05945548 19
20 0.05132288 0.05266645 0.05403063 0.05541531 0.05682039 20
21 0.04893947 0.05028163 0.05164543 0.05303075 0.05443749 21
22 0.04677278 0.04811380 0.04947748 0.05086372 0.05227238 22
23 0.04479455 0.04613465 0.04749846 0.04888584 0.05029666 23
24 0.04298121 0.04432061 0.04568474 0.04707347 0.04848665 24
25 0.04131298 0.04265186 0.04401650 0.04540675 0.04682247 25
26 0.03977312 0.04111163 0.04247693 0.04386888 0.04528729 26
27 0.03834736 0.03968565 0.04105176 0.04244553 0.04386677 27
28 0.03702347 0.03836167 0.03972871 0.04112444 0.04254863 28
29 0.03579093 0.03712914 0.03849723 0.03989502 0.04132228 29
30 0.03464059 0.03597892 0.03734816 0.03874811 0.04017854 30
31 0.03356449 0.03490304 0.03627352 0.03767573 0.03910942 31
32 0.03255569 0.03389453 0.03526634 0.03667089 0.03810791 32
33 0.03160806 0.03294727 0.03432048 0.03572744 0.03716786 33
34 0.03071620 0.03205586 0.03343053 0.03483997 0.03628387 34
35 0.02987533 0.03121550 0.03259170 0.03400368 0.03545111 35
36 0.02908121 0.03042194 0.03179973 0.03321431 0.03466533 36
37 0.02833004 0.02967139 0.03105082 0.03246805 0.03392270 37
38 0.02761843 0.02896045 0.03034157 0.03176150 0.03321983 38
39 0.02694335 0.02828607 0.02966893 0.03109160 0.03255365 39
40 0.02630204 0.02764552 0.02903016 0.03045560 0.03192141 40
41 0.02569204 0.02703631 0.02842276 0.02985102 0.03132063 41
42 0.02511112 0.02645622 0.02784452 0.02927563 0.03074906 42
43 0.02455724 0.02590320 0.02729338 0.02872737 0.03020466 43
44 0.02402855 0.02537541 0.02676751 0.02820441 0.02968557 44
45 0.02352339 0.02487117 0.02626521 0.02770505 0.02919012 45
46 0.02304022 0.02438894 0.02578495 0.02722775 0.02871675 46
47 0.02257762 0.02392733 0.02532532 0.02677111 0.02826406 47
48 0.02213433 0.02348503 0.02488504 0.02633384 0.02783075 48
49 0.02170915 0.02306087 0.02446292 0.02591474 0.02741563 49
50 0.02130099 0.02265376 0.02405787 0.02551273 0.02701763 50
60 0.01796869 0.01933280 0.02075836 0.02224445 0.02378993 60
70 0.01558996 0.01696657 0.01841464 0.01993282 0.02151941 70
80 0.01380721 0.01519704 0.01666821 0.01821885 0.01984652 80
90 0.01242177 0.01382527 0.01531989 0.01690306 0.01857146 90
100 0.01131446 0.01273194 0.01425017 0.01586574 0.01757428 100
n 0.25% 0.50% 0.75% 1.00% 1.25% n

i VDC 61
1-(1+ i)-n
 i
1-(1+ i)-n
n 1.50% 1.75% 2.00% 2.25% 2.50% n
1 1.01500000 1.01750000 1.02000000 1.02250000 1.02500000 1
2 0.51127792 0.51316295 0.51504950 0.51693758 0.51882716 2
3 0.34338296 0.34506746 0.34675467 0.34844458 0.35013717 3
4 0.25944479 0.26103237 0.26262375 0.26421893 0.26581788 4
5 0.20908932 0.21062142 0.21215839 0.21370021 0.21524686 5
6 0.17552521 0.17702256 0.17852581 0.18003496 0.18154997 6
7 0.15155616 0.15303059 0.15451196 0.15600025 0.15749543 7
8 0.13358402 0.13504292 0.13650980 0.13798462 0.13946735 8
9 0.11960982 0.12105813 0.12251544 0.12398170 0.12545689 9
10 0.10843418 0.10987534 0.11132653 0.11278768 0.11425876 10
11 0.09929384 0.10073038 0.10217794 0.10363649 0.10510596 11
12 0.09167999 0.09311377 0.09455960 0.09601740 0.09748713 12
13 0.08524036 0.08667283 0.08811835 0.08957686 0.09104827 13
14 0.07972332 0.08115562 0.08260197 0.08406230 0.08553652 14
15 0.07494436 0.07637739 0.07782547 0.07928852 0.08076646 15
16 0.07076508 0.07219958 0.07365013 0.07511663 0.07659899 16
17 0.06707966 0.06851623 0.06996984 0.07144039 0.07292777 17
18 0.06380578 0.06524492 0.06670210 0.06817720 0.06967008 18
19 0.06087847 0.06232061 0.06378177 0.06526182 0.06676062 19
20 0.05824574 0.05969122 0.06115672 0.06264207 0.06414713 20
21 0.05586550 0.05731464 0.05878477 0.06027572 0.06178733 21
22 0.05370332 0.05515638 0.05663140 0.05812821 0.05964661 22
23 0.05173075 0.05318796 0.05466810 0.05617097 0.05769638 23
24 0.04992410 0.05138565 0.05287110 0.05438023 0.05591282 24
25 0.04826345 0.04972952 0.05122044 0.05273599 0.05427592 25
26 0.04673196 0.04820269 0.04969923 0.05122134 0.05276875 26
27 0.04531527 0.04679079 0.04829309 0.04982188 0.05137687 27
28 0.04400108 0.04548151 0.04698967 0.04852525 0.05008793 28
29 0.04277878 0.04426424 0.04577836 0.04732081 0.04889127 29
30 0.04163919 0.04312975 0.04464992 0.04619934 0.04777764 30
31 0.04057430 0.04207005 0.04359635 0.04515280 0.04673900 31
32 0.03957710 0.04107812 0.04261061 0.04417415 0.04576831 32
33 0.03864144 0.04014779 0.04168653 0.04325722 0.04485938 33
34 0.03776189 0.03927363 0.04081867 0.04239655 0.04400675 34
35 0.03693363 0.03845082 0.04000221 0.04158731 0.04320558 35
36 0.03615240 0.03767507 0.03923285 0.04082522 0.04245158 36
37 0.03541437 0.03694257 0.03850678 0.04010643 0.04174090 37
38 0.03471613 0.03624990 0.03782057 0.03942753 0.04107012 38
39 0.03405463 0.03559399 0.03717114 0.03878543 0.04043615 39
40 0.03342710 0.03497209 0.03655575 0.03817738 0.03983623 40
41 0.03283106 0.03438170 0.03597188 0.03760087 0.03926786 41
42 0.03226426 0.03382057 0.03541729 0.03705364 0.03872876 42
43 0.03172465 0.03328666 0.03488993 0.03653364 0.03821688 43
44 0.03121038 0.03277810 0.03438794 0.03603901 0.03773037 44
45 0.03071976 0.03229321 0.03390962 0.03556805 0.03726751 45
46 0.03025125 0.03183043 0.03345342 0.03511921 0.03682676 46
47 0.02980342 0.03138836 0.03301792 0.03469107 0.03640669 47
48 0.02937500 0.03096569 0.03260184 0.03428233 0.03600599 48
49 0.02896478 0.03056124 0.03220396 0.03389179 0.03562348 49
50 0.02857168 0.03017391 0.03182321 0.03351836 0.03525806 50
60 0.02539343 0.02705336 0.02876797 0.03053533 0.03235340 60
70 0.02317235 0.02488930 0.02666765 0.02850458 0.03039712 70
80 0.02154832 0.02332093 0.02516071 0.02706376 0.02902605 80
90 0.02032113 0.02214760 0.02404602 0.02601126 0.02803809 90
100 0.01937057 0.02124880 0.02320274 0.02522594 0.02731188 100
n 1.50% 1.75% 2.00% 2.25% 2.50% n

62 VDC Tabla VI
 Tabla VI

n 2.75% 3.00% 3.25% 3.50% 3.75% n

1 1.02750000 1.03000000 1.03250000 1.03500000 1.03750000 1
2 0.52071825 0.52261084 0.52450492 0.52640049 0.52829755 2
3 0.35183243 0.35353036 0.35523095 0.35693418 0.35864005 3
4 0.26742059 0.26902705 0.27063723 0.27225114 0.27386875 4
5 0.21679832 0.21835457 0.21991560 0.22148137 0.22305189 5
6 0.18307083 0.18459750 0.18612997 0.18766821 0.18921219 6
7 0.15899747 0.16050635 0.16202204 0.16354449 0.16507370 7
8 0.14095795 0.14245639 0.14396263 0.14547665 0.14699839 8
9 0.12694095 0.12843386 0.12993555 0.13144601 0.13296517 9
10 0.11573972 0.11723051 0.11873107 0.12024137 0.12176134 10
11 0.10658629 0.10807745 0.10957936 0.11109197 0.11261521 11
12 0.09896871 0.10046209 0.10196719 0.10348395 0.10501230 12
13 0.09253252 0.09402954 0.09553925 0.09706157 0.09859642 13
14 0.08702457 0.08852634 0.09004176 0.09157073 0.09311317 14
15 0.08225917 0.08376658 0.08528858 0.08682507 0.08837595 15
16 0.07809710 0.07961085 0.08114013 0.08268483 0.08424483 16
17 0.07443186 0.07595253 0.07748966 0.07904313 0.08061280 17
18 0.07118063 0.07270870 0.07425415 0.07581684 0.07739662 18
19 0.06827802 0.06981388 0.07136804 0.07294033 0.07453058 19
20 0.06567173 0.06721571 0.06877888 0.07036108 0.07196210 20
21 0.06331941 0.06487178 0.06644424 0.06803659 0.06964862 21
22 0.06118640 0.06274739 0.06432936 0.06593207 0.06755531 22
23 0.05924410 0.06081390 0.06240555 0.06401880 0.06565339 23
24 0.05746863 0.05904742 0.06064891 0.06227283 0.06391890 24
25 0.05583997 0.05742787 0.05903933 0.06067404 0.06233169 25
26 0.05434116 0.05593829 0.05755981 0.05920540 0.06087470 26
27 0.05295776 0.05456421 0.05619588 0.05785241 0.05953343 27
28 0.05167738 0.05329323 0.05493512 0.05660265 0.05829540 28
29 0.05048935 0.05211467 0.05376682 0.05544538 0.05714991 29
30 0.04938442 0.05101926 0.05268172 0.05437133 0.05608762 30
31 0.04835453 0.04999893 0.05167172 0.05337240 0.05510046 31
32 0.04739263 0.04904662 0.05072976 0.05244150 0.05418131 32
33 0.04649253 0.04815612 0.04984961 0.05157242 0.05332395 33
34 0.04564875 0.04732196 0.04902581 0.05075966 0.05252287 34
35 0.04485645 0.04653929 0.04825348 0.04999835 0.05177320 35
36 0.04411132 0.04580379 0.04752831 0.04928416 0.05107060 36
37 0.04340953 0.04511162 0.04684645 0.04861325 0.05041122 37
38 0.04274764 0.04445934 0.04620445 0.04798214 0.04979159 38
39 0.04212256 0.04384385 0.04559920 0.04738775 0.04920860 39
40 0.04153151 0.04326238 0.04502794 0.04682728 0.04865946 40
41 0.04097200 0.04271241 0.04448814 0.04629822 0.04814164 41
42 0.04044175 0.04219167 0.04397753 0.04579828 0.04765286 42
43 0.03993871 0.04169811 0.04349403 0.04532539 0.04719106 43
44 0.03946100 0.04122985 0.04303579 0.04487768 0.04675434 44
45 0.03900693 0.04078518 0.04260108 0.04445343 0.04634098 45
46 0.03857493 0.04036254 0.04218835 0.04405108 0.04594943 46
47 0.03816358 0.03996051 0.04179616 0.04366919 0.04557824 47
48 0.03777158 0.03957777 0.04142320 0.04330646 0.04522609 48
49 0.03739773 0.03921314 0.04106828 0.04296167 0.04489179 49
50 0.03704092 0.03886549 0.04073027 0.04263371 0.04457422 50
60 0.03422002 0.03613296 0.03808993 0.04008862 0.04212670 60
70 0.03234218 0.03433663 0.03637727 0.03846095 0.04058456 70
80 0.03104342 0.03311175 0.03522690 0.03738489 0.03958184 80
90 0.03012125 0.03225556 0.03443601 0.03665781 0.03891646 90
100 0.02945418 0.03164667 0.03388351 0.03615927 0.03846895 100
n 2.75% 3.00% 3.25% 3.50% 3.75% n

i VDC 63
1-(1+ i)-n
 i
1-(1+ i)-n
n 4.00% 4.25% 4.50% 4.75% 5.00% n
1 1.04000000 1.04250000 1.04500000 1.04750000 1.05000000 1
2 0.53019608 0.53209608 0.53399756 0.53590049 0.53780488 2
3 0.36034854 0.36205965 0.36377336 0.36548967 0.36720856 3
4 0.27549005 0.27711502 0.27874365 0.28037592 0.28201183 4
5 0.22462711 0.22620704 0.22779164 0.22938090 0.23097480 5
6 0.19076190 0.19231731 0.19387839 0.19544512 0.19701747 6
7 0.16660961 0.16815221 0.16970147 0.17125735 0.17281982 7
8 0.14852783 0.15006493 0.15160965 0.15316196 0.15472181 8
9 0.13449299 0.13602944 0.13757447 0.13912803 0.14069008 9
10 0.12329094 0.12483012 0.12637882 0.12793699 0.12950457 10
11 0.11414904 0.11569338 0.11724818 0.11881337 0.12038889 11
12 0.10655217 0.10810349 0.10966619 0.11124019 0.11282541 12
13 0.10014373 0.10170340 0.10327535 0.10485950 0.10645577 13
14 0.09466897 0.09623806 0.09782032 0.09941565 0.10102397 14
15 0.08994110 0.09152043 0.09311381 0.09472113 0.09634229 15
16 0.08582000 0.08741022 0.08901537 0.09063531 0.09226991 16
17 0.08219852 0.08380017 0.08541758 0.08705063 0.08869914 17
18 0.07899333 0.08060681 0.08223690 0.08388343 0.08554622 18
19 0.07613862 0.07776427 0.07940734 0.08106766 0.08274501 19
20 0.07358175 0.07521983 0.07687614 0.07855047 0.08024259 20
21 0.07128011 0.07293083 0.07460057 0.07628907 0.07799611 21
22 0.06919881 0.07086234 0.07254565 0.07424846 0.07597051 22
23 0.06730906 0.06898552 0.07068249 0.07239969 0.07413682 23
24 0.06558683 0.06727631 0.06898703 0.07071867 0.07247090 24
25 0.06401196 0.06571452 0.06743903 0.06918513 0.07095246 25
26 0.06256738 0.06428306 0.06602137 0.06778192 0.06956432 26
27 0.06123854 0.06296736 0.06471946 0.06649444 0.06829186 27
28 0.06001298 0.06175492 0.06352081 0.06531016 0.06712253 28
29 0.05887993 0.06063500 0.06241461 0.06421829 0.06604551 29
30 0.05783010 0.05959825 0.06139154 0.06320945 0.06505144 30
31 0.05685535 0.05863654 0.06044345 0.06227550 0.06413212 31
32 0.05594859 0.05774275 0.05956320 0.06140929 0.06328042 32
33 0.05510357 0.05691064 0.05874453 0.06060455 0.06249004 33
34 0.05431477 0.05613469 0.05798191 0.05985574 0.06175545 34
35 0.05357732 0.05540999 0.05727045 0.05915794 0.06107171 35
36 0.05288688 0.05473220 0.05660578 0.05850680 0.06043446 36
37 0.05223957 0.05409745 0.05598402 0.05789843 0.05983979 37
38 0.05163192 0.05350225 0.05540169 0.05732932 0.05928423 38
39 0.05106083 0.05294350 0.05485567 0.05679637 0.05876462 39
40 0.05052349 0.05241839 0.05434315 0.05629675 0.05827816 40
41 0.05001738 0.05192438 0.05386158 0.05582791 0.05782229 41
42 0.04954020 0.05145918 0.05340868 0.05538756 0.05739471 42
43 0.04908989 0.05102071 0.05298235 0.05497362 0.05699333 43
44 0.04866454 0.05060708 0.05258071 0.05458418 0.05661625 44
45 0.04826246 0.05021657 0.05220202 0.05421751 0.05626173 45
46 0.04788205 0.04984760 0.05184471 0.05387203 0.05592820 46
47 0.04752189 0.04949873 0.05150734 0.05354630 0.05561421 47
48 0.04718065 0.04916864 0.05118858 0.05323900 0.05531843 48
49 0.04685712 0.04885612 0.05088722 0.05294891 0.05503965 49
50 0.04655020 0.04856005 0.05060215 0.05267490 0.05477674 50
60 0.04420185 0.04631178 0.04845426 0.05062710 0.05282818 60
70 0.04274506 0.04493952 0.04716511 0.04941917 0.05169915 70
80 0.04181408 0.04407811 0.04637069 0.04868879 0.05102962 80
90 0.04120775 0.04352783 0.04587316 0.04824054 0.05062711 90
100 0.04080800 0.04317236 0.04555839 0.04796292 0.05038314 100
n 4.00% 4.25% 4.50% 4.75% 5.00% n

64 VDC Tabla VI
 Tabla VI

n 5.50% 6.00% 6.50% 7.00% 7.50% n

1 1.05500000 1.06000000 1.06500000 1.07000000 1.07500000 1
2 0.54161800 0.54543689 0.54926150 0.55309179 0.55692771 2
3 0.37065407 0.37410981 0.37757570 0.38105167 0.38453763 3
4 0.28529449 0.28859149 0.29190274 0.29522812 0.29856751 4
5 0.23417644 0.23739640 0.24063454 0.24389069 0.24716472 5
6 0.20017895 0.20336263 0.20656831 0.20979580 0.21304489 6
7 0.17596442 0.17913502 0.18233137 0.18555322 0.18880032 7
8 0.15786401 0.16103594 0.16423730 0.16746776 0.17072702 8
9 0.14383946 0.14702224 0.15023803 0.15348647 0.15676716 9
10 0.13266777 0.13586796 0.13910469 0.14237750 0.14568593 10
11 0.12357065 0.12679294 0.13005521 0.13335690 0.13669747 11
12 0.11602923 0.11927703 0.12256817 0.12590199 0.12927783 12
13 0.10968426 0.11296011 0.11628256 0.11965085 0.12306420 13
14 0.10427912 0.10758491 0.11094048 0.11434494 0.11779737 14
15 0.09962560 0.10296276 0.10635278 0.10979462 0.11328724 15
16 0.09558254 0.09895214 0.10237757 0.10585765 0.10939116 16
17 0.09204197 0.09544480 0.09890633 0.10242519 0.10600003 17
18 0.08891992 0.09235654 0.09585461 0.09941260 0.10302896 18
19 0.08615006 0.08962086 0.09315575 0.09675301 0.10041090 19
20 0.08367933 0.08718456 0.09075640 0.09439293 0.09809219 20
21 0.08146478 0.08500455 0.08861333 0.09228900 0.09602937 21
22 0.07947123 0.08304557 0.08669120 0.09040577 0.09418687 22
23 0.07766965 0.08127848 0.08496078 0.08871393 0.09253528 23
24 0.07603580 0.07967900 0.08339770 0.08718902 0.09105008 24
25 0.07454935 0.07822672 0.08198148 0.08581052 0.08971067 25
26 0.07319307 0.07690435 0.08069480 0.08456103 0.08849961 26
27 0.07195228 0.07569717 0.07952288 0.08342573 0.08740204 27
28 0.07081440 0.07459255 0.07845305 0.08239193 0.08640520 28
29 0.06976857 0.07357961 0.07747440 0.08144865 0.08549811 29
30 0.06880539 0.07264891 0.07657744 0.08058640 0.08467124 30
31 0.06791665 0.07179222 0.07575393 0.07979691 0.08391628 31
32 0.06709519 0.07100234 0.07499665 0.07907292 0.08322599 32
33 0.06633469 0.07027293 0.07429924 0.07840807 0.08259397 33
34 0.06562958 0.06959843 0.07365610 0.07779674 0.08201461 34
35 0.06497493 0.06897386 0.07306226 0.07723396 0.08148291 35
36 0.06436635 0.06839483 0.07251332 0.07671531 0.08099447 36
37 0.06379993 0.06785743 0.07200534 0.07623685 0.08054533 37
38 0.06327217 0.06735812 0.07153480 0.07579505 0.08013197 38
39 0.06277991 0.06689377 0.07109854 0.07538676 0.07975124 39
40 0.06232034 0.06646154 0.07069373 0.07500914 0.07940031 40
41 0.06189090 0.06605886 0.07031779 0.07465962 0.07907663 41
42 0.06148927 0.06568342 0.06996842 0.07433591 0.07877789 42
43 0.06111337 0.06533312 0.06964352 0.07403590 0.07850201 43
44 0.06076128 0.06500606 0.06934119 0.07375769 0.07824710 44
45 0.06043127 0.06470050 0.06905968 0.07349957 0.07801146 45
46 0.06012175 0.06441485 0.06879743 0.07325996 0.07779354 46
47 0.05983129 0.06414768 0.06855300 0.07303744 0.07759190 47
48 0.05955854 0.06389765 0.06832505 0.07283070 0.07740527 48
49 0.05930230 0.06366356 0.06811240 0.07263853 0.07723247 49
50 0.05906145 0.06344429 0.06791393 0.07245985 0.07707241 50
60 0.05730707 0.06187572 0.06652047 0.07122923 0.07599142 60
70 0.05632754 0.06103313 0.06580124 0.07061953 0.07547778 70
80 0.05576948 0.06057254 0.06542440 0.07031357 0.07523106 80
90 0.05544788 0.06031836 0.06522540 0.07015905 0.07511193 90
100 0.05526132 0.06017736 0.06511988 0.07008076 0.07505427 100
n 5.50% 6.00% 6.50% 7.00% 7.50% n

i VDC 65
1-(1+ i)-n
 i
1-(1+ i)-n
n 8.00% 8.50% 9.00% 9.50% 10.00% n
1 1.08000000 1.08500000 1.09000000 1.09500000 1.10000000 1
2 0.56076923 0.56461631 0.56846890 0.57232697 0.57619048 2
3 0.38803351 0.39153925 0.39505476 0.39857997 0.40211480 3
4 0.30192080 0.30528789 0.30866866 0.31206300 0.31547080 4
5 0.25045645 0.25376575 0.25709246 0.26043642 0.26379748 5
6 0.21631539 0.21960708 0.22291978 0.22625328 0.22960738 6
7 0.19207240 0.19536922 0.19869052 0.20203603 0.20540550 7
8 0.17401476 0.17733065 0.18067438 0.18404561 0.18744402 8
9 0.16007971 0.16342372 0.16679880 0.17020454 0.17364054 9
10 0.14902949 0.15240771 0.15582009 0.15926615 0.16274539 10
11 0.14007634 0.14349293 0.14694666 0.15043693 0.15396314 11
12 0.13269502 0.13615286 0.13965066 0.14318771 0.14676332 12
13 0.12652181 0.13002287 0.13356656 0.13715206 0.14077852 13
14 0.12129685 0.12484244 0.12843317 0.13206809 0.13574622 14
15 0.11682954 0.12042046 0.12405888 0.12774370 0.13147378 15
16 0.11297687 0.11661354 0.12029991 0.12403470 0.12781662 16
17 0.10962943 0.11331198 0.11704625 0.12083078 0.12466413 17
18 0.10670210 0.11043041 0.11421229 0.11804610 0.12193022 18
19 0.10412763 0.10790140 0.11173041 0.11561284 0.11954687 19
20 0.10185221 0.10567097 0.10954648 0.11347670 0.11745962 20
21 0.09983225 0.10369541 0.10761663 0.11159370 0.11562439 21
22 0.09803207 0.10193892 0.10590499 0.10992784 0.11400506 22
23 0.09642217 0.10037193 0.10438188 0.10844938 0.11257181 23
24 0.09497796 0.09896975 0.10302256 0.10713351 0.11129978 24
25 0.09367878 0.09771168 0.10180625 0.10595939 0.11016807 25
26 0.09250713 0.09658017 0.10071536 0.10490940 0.10915904 26
27 0.09144810 0.09556025 0.09973491 0.10396852 0.10825764 27
28 0.09048891 0.09463914 0.09885205 0.10312389 0.10745101 28
29 0.08961854 0.09380577 0.09805572 0.10236444 0.10672807 29
30 0.08882743 0.09305058 0.09733635 0.10168058 0.10607925 30
31 0.08810728 0.09236524 0.09668560 0.10106399 0.10549621 31
32 0.08745081 0.09174247 0.09609619 0.10050739 0.10497172 32
33 0.08685163 0.09117588 0.09556173 0.10000441 0.10449941 33
34 0.08630411 0.09065984 0.09507660 0.09954945 0.10407371 34
35 0.08580326 0.09018937 0.09463584 0.09913756 0.10368971 35
36 0.08534467 0.08976006 0.09423505 0.09876437 0.10334306 36
37 0.08492440 0.08936799 0.09387033 0.09842600 0.10302994 37
38 0.08453894 0.08900966 0.09353820 0.09811901 0.10274692 38
39 0.08418513 0.08868193 0.09323555 0.09784032 0.10249098 39
40 0.08386016 0.08838201 0.09295961 0.09758719 0.10225941 40
41 0.08356149 0.08810737 0.09270789 0.09735716 0.10204980 41
42 0.08328684 0.08785576 0.09247814 0.09714803 0.10185999 42
43 0.08303414 0.08762512 0.09226837 0.09695783 0.10168805 43
44 0.08280152 0.08741363 0.09207675 0.09678478 0.10153224 44
45 0.08258728 0.08721961 0.09190165 0.09662729 0.10139100 45
46 0.08238991 0.08704154 0.09174160 0.09648390 0.10126295 46
47 0.08220799 0.08687807 0.09159525 0.09635333 0.10114682 47
48 0.08204027 0.08672795 0.09146139 0.09623439 0.10104148 48
49 0.08188557 0.08659005 0.09133893 0.09612603 0.10094590 49
50 0.08174286 0.08646334 0.09122687 0.09602728 0.10085917 50
60 0.08079795 0.08564106 0.09051419 0.09541187 0.10032951 60
70 0.08036764 0.08528234 0.09021649 0.09516576 0.10012678 70
80 0.08016987 0.08512465 0.09009132 0.09506682 0.10004884 80
90 0.08007859 0.08505508 0.09003855 0.09502695 0.10001883 90
100 0.08003638 0.08502435 0.09001628 0.09501087 0.10000726 100
n 8.00% 8.50% 9.00% 9.50% 10.00% n

66 VDC Tabla VI
 Tabla VI

n 10.50% 11.00% 11.50% 12.00% 12.50% n

1 1.10500000 1.11000000 1.11500000 1.12000000 1.12500000 1
2 0.58005938 0.58393365 0.58781324 0.59169811 0.59558824 2
3 0.40565920 0.40921307 0.41277636 0.41634898 0.41993088 3
4 0.31889196 0.32232635 0.32577388 0.32923444 0.33270791 4
5 0.26717550 0.27057031 0.27398177 0.27740973 0.28085404 5
6 0.23298187 0.23637656 0.23979125 0.24322572 0.24667978 6
7 0.20879867 0.21221527 0.21565505 0.21911774 0.22260308 7
8 0.19086928 0.19432105 0.19779902 0.20130284 0.20483219 8
9 0.17710638 0.18060166 0.18412597 0.18767889 0.19126000 9
10 0.16625732 0.16980143 0.17337721 0.17698416 0.18062178 10
11 0.15752470 0.16112101 0.16475144 0.16841540 0.17211228 11
12 0.15037675 0.15402729 0.15771422 0.16143681 0.16519434 12
13 0.14444512 0.14815099 0.15189530 0.15567720 0.15949582 13
14 0.13946659 0.14322820 0.14703008 0.15087125 0.15475071 14
15 0.13524800 0.13906524 0.14292436 0.14682424 0.15076375 15
16 0.13164440 0.13551675 0.13943238 0.14339002 0.14738839 16
17 0.12854485 0.13247148 0.13644259 0.14045673 0.14451248 17
18 0.12586302 0.12984287 0.13386817 0.13793731 0.14204873 18
19 0.12353069 0.12756250 0.13164053 0.13576300 0.13992820 19
20 0.12149327 0.12557564 0.12970478 0.13387878 0.13809573 20
21 0.11970652 0.12383793 0.12801648 0.13224009 0.13650671 21
22 0.11813426 0.12231310 0.12653927 0.13081051 0.13512463 22
23 0.11674659 0.12097118 0.12524311 0.12955996 0.13391940 23
24 0.11551858 0.11978721 0.12410302 0.12846344 0.13286599 24
25 0.11442932 0.11874024 0.12309803 0.12749997 0.13194344 25
26 0.11346112 0.11781258 0.12221044 0.12665186 0.13113409 26
27 0.11259894 0.11698916 0.12142521 0.12590409 0.13042295 27
28 0.11182990 0.11625715 0.12072951 0.12524387 0.12979728 28
29 0.11114293 0.11560547 0.12011230 0.12466021 0.12924614 29
30 0.11052848 0.11502460 0.11956410 0.12414366 0.12876016 30
31 0.10997824 0.11450627 0.11907667 0.12368606 0.12833123 31
32 0.10948499 0.11404329 0.11864289 0.12328033 0.12795235 32
33 0.10904241 0.11362938 0.11825653 0.12292031 0.12761744 33
34 0.10864495 0.11325905 0.11791215 0.12260064 0.12732121 34
35 0.10828776 0.11292749 0.11760499 0.12231662 0.12705905 35
36 0.10796652 0.11263044 0.11733086 0.12206414 0.12682692 36
37 0.10767744 0.11236416 0.11708610 0.12183959 0.12662130 37
38 0.10741717 0.11212535 0.11686745 0.12163980 0.12643908 38
39 0.10718271 0.11191107 0.11667204 0.12146197 0.12627755 39
40 0.10697141 0.11171873 0.11649734 0.12130363 0.12613431 40
41 0.10678090 0.11154601 0.11634111 0.12116260 0.12600726 41
42 0.10660908 0.11139086 0.11620134 0.12103696 0.12589454 42
43 0.10645407 0.11125146 0.11607628 0.12092500 0.12579452 43
44 0.10631417 0.11112617 0.11596434 0.12082521 0.12570574 44
45 0.10618788 0.11101354 0.11586413 0.12073625 0.12562693 45
46 0.10607385 0.11091227 0.11577441 0.12065694 0.12555696 46
47 0.10597087 0.11082119 0.11569405 0.12058621 0.12549483 47
48 0.10587784 0.11073926 0.11562208 0.12052312 0.12543966 48
49 0.10579380 0.11066556 0.11555761 0.12046686 0.12539065 49
50 0.10571785 0.11059924 0.11549985 0.12041666 0.12534713 50
60 0.10526335 0.11021030 0.11516782 0.12013384 0.12510669 60
70 0.10509688 0.11007397 0.11505645 0.12004306 0.12503284 70
80 0.10503567 0.11002604 0.11501900 0.12001386 0.12501011 80
90 0.10501314 0.11000917 0.11500640 0.12000446 0.12500311 90
100 0.10500484 0.11000323 0.11500215 0.12000144 0.12500096 100
n 10.50% 11.00% 11.50% 12.00% 12.50% n

i VDC 67
1-(1+ i)-n
 i
1-(1+ i)-n
n 13.00% 13.50% 14.00% 14.50% 15.00% n
1 1.13000000 1.13500000 1.14000000 1.14500000 1.15000000 1
2 0.59948357 0.60338407 0.60728972 0.61120047 0.61511628 2
3 0.42352197 0.42712219 0.43073148 0.43434976 0.43797696 3
4 0.33619420 0.33969319 0.34320478 0.34672887 0.35026535 4
5 0.28431454 0.28779110 0.29128355 0.29479175 0.29831555 5
6 0.25015323 0.25364587 0.25715750 0.26068791 0.26423691 6
7 0.22611080 0.22964066 0.23319238 0.23676570 0.24036036 7
8 0.20838672 0.21196611 0.21557002 0.21919813 0.22285009 8
9 0.19486890 0.19850517 0.20216838 0.20585814 0.20957402 9
10 0.18428956 0.18798698 0.19171354 0.19546874 0.19925206 10
11 0.17584145 0.17960232 0.18339427 0.18721669 0.19106898 11
12 0.16898608 0.17281132 0.17666933 0.18055938 0.18448078 12
13 0.16335034 0.16723990 0.17116366 0.17512079 0.17911046 13
14 0.15866750 0.16262063 0.16660914 0.17063208 0.17468849 14
15 0.15474178 0.15875722 0.16280896 0.16689593 0.17101705 15
16 0.15142624 0.15550232 0.15961540 0.16376426 0.16794769 16
17 0.14860844 0.15274321 0.15691544 0.16112376 0.16536686 17
18 0.14620085 0.15039216 0.15462115 0.15888634 0.16318629 18
19 0.14413439 0.14837993 0.15266316 0.15698249 0.16133635 19
20 0.14235379 0.14665113 0.15098600 0.15535667 0.15976147 20
21 0.14081433 0.14516101 0.14954486 0.15396405 0.15841679 21
22 0.13947948 0.14387300 0.14830317 0.15276805 0.15726577 22
23 0.13831913 0.14275698 0.14723081 0.15173860 0.15627839 23
24 0.13730826 0.14178795 0.14630284 0.15085081 0.15542983 24
25 0.13642593 0.14094502 0.14549841 0.15008390 0.15469940 25
26 0.13565451 0.14021061 0.14480001 0.14942046 0.15406981 26
27 0.13497907 0.13956987 0.14419288 0.14884582 0.15352648 27
28 0.13438693 0.13901017 0.14366449 0.14834755 0.15305713 28
29 0.13386722 0.13852075 0.14320417 0.14791510 0.15265133 29
30 0.13341065 0.13809239 0.14280279 0.14753947 0.15230020 30
31 0.13300919 0.13771717 0.14245256 0.14721297 0.15199618 31
32 0.13265593 0.13738826 0.14214675 0.14692900 0.15173280 32
33 0.13234487 0.13709978 0.14187958 0.14668188 0.15150452 33
34 0.13207081 0.13684661 0.14164604 0.14646674 0.15130657 34
35 0.13182922 0.13662432 0.14144181 0.14627935 0.15113485 35
36 0.13161616 0.13642908 0.14126315 0.14611609 0.15098586 36
37 0.13142819 0.13625752 0.14110680 0.14597380 0.15085653 37
38 0.13126229 0.13610672 0.14096993 0.14584976 0.15074426 38
39 0.13111582 0.13597413 0.14085010 0.14574160 0.15064676 39
40 0.13098648 0.13585753 0.14074514 0.14564727 0.15056209 40
41 0.13087223 0.13575496 0.14065321 0.14556498 0.15048853 41
42 0.13077129 0.13566472 0.14057266 0.14549319 0.15042463 42
43 0.13068209 0.13558532 0.14050208 0.14543055 0.15036911 43
44 0.13060326 0.13551543 0.14044023 0.14537588 0.15032086 44
45 0.13053357 0.13545392 0.14038602 0.14532817 0.15027893 45
46 0.13047196 0.13539977 0.14033850 0.14528653 0.15024249 46
47 0.13041749 0.13535209 0.14029684 0.14525018 0.15021082 47
48 0.13036933 0.13531012 0.14026032 0.14521845 0.15018328 48
49 0.13032673 0.13527316 0.14022830 0.14519075 0.15015935 49
50 0.13028906 0.13524061 0.14020022 0.14516657 0.15013855 50
60 0.13008502 0.13506773 0.14005395 0.14504297 0.15003422 60
70 0.13002503 0.13501908 0.14001455 0.14501109 0.15000846 70
80 0.13000737 0.13500538 0.14000392 0.14500286 0.15000209 80
90 0.13000217 0.13500152 0.14000106 0.14500074 0.15000052 90
100 0.13000064 0.13500043 0.14000029 0.14500019 0.15000013 100
n 13.00% 13.50% 14.00% 14.50% 15.00% n

68 VDC Tabla VI
 Tabla VI

n 15.50% 16.00% 16.50% 17.00% 17.50% n

1 1.15500000 1.16000000 1.16500000 1.17000000 1.17500000 1
2 0.61903712 0.62296296 0.62689376 0.63082949 0.63477011 2
3 0.44161302 0.44525787 0.44891145 0.45257368 0.45624451 3
4 0.35381412 0.35737507 0.36094810 0.36453311 0.36813000 4
5 0.30185481 0.30540938 0.30897911 0.31256386 0.31616349 5
6 0.26780429 0.27138987 0.27499344 0.27861480 0.28225376 6
7 0.24397611 0.24761268 0.25126981 0.25494724 0.25864473 7
8 0.22652558 0.23022426 0.23394581 0.23768989 0.24145618 8
9 0.21331560 0.21708249 0.22087426 0.22469051 0.22853083 9
10 0.20306301 0.20690108 0.21076578 0.21465660 0.21857305 10
11 0.19495054 0.19886075 0.20279903 0.20676479 0.21075744 11
12 0.18843279 0.19241473 0.19642589 0.20046558 0.20453311 12
13 0.18313183 0.18718411 0.19126648 0.19537814 0.19951831 13
14 0.17877743 0.18289797 0.18704920 0.19123022 0.19544013 14
15 0.17517126 0.17935752 0.18357480 0.18782209 0.19209841 15
16 0.17216453 0.17641362 0.18069381 0.18500401 0.18934312 16
17 0.16964345 0.17395225 0.17829203 0.18266157 0.18705970 17
18 0.16751958 0.17188485 0.17628076 0.18070600 0.18515930 18
19 0.16572323 0.17014166 0.17459019 0.17906745 0.18357210 19
20 0.16419878 0.16866703 0.17316471 0.17769036 0.18224257 20
21 0.16290138 0.16741617 0.17195956 0.17653004 0.18112613 21
22 0.16179454 0.16635264 0.17093840 0.17555025 0.18018668 22
23 0.16084832 0.16544658 0.17007149 0.17472141 0.17939480 23
24 0.16003797 0.16467339 0.16933434 0.17401917 0.17872632 24
25 0.15934293 0.16401262 0.16870667 0.17342343 0.17816131 25
26 0.15874603 0.16344723 0.16817160 0.17291747 0.17768326 26
27 0.15823283 0.16296294 0.16771501 0.17248736 0.17727842 27
28 0.15779118 0.16254775 0.16732506 0.17212144 0.17693533 28
29 0.15741078 0.16219153 0.16699179 0.17180992 0.17664438 29
30 0.15708290 0.16188568 0.16670677 0.17154455 0.17639751 30
31 0.15680013 0.16162295 0.16646290 0.17131839 0.17618796 31
32 0.15655613 0.16139714 0.16625413 0.17112556 0.17601001 32
33 0.15634549 0.16120298 0.16607535 0.17096109 0.17585884 33
34 0.15616357 0.16103598 0.16592220 0.17082077 0.17573040 34
35 0.15600641 0.16089229 0.16579096 0.17070102 0.17562123 35
36 0.15587059 0.16076862 0.16567847 0.17059880 0.17552843 36
37 0.15575319 0.16066217 0.16558204 0.17051154 0.17544952 37
38 0.15565169 0.16057051 0.16549936 0.17043702 0.17538243 38
39 0.15556391 0.16049158 0.16542845 0.17037338 0.17532536 39
40 0.15548800 0.16042359 0.16536763 0.17031903 0.17527683 40
41 0.15542233 0.16036503 0.16531546 0.17027260 0.17523554 41
42 0.15536552 0.16031458 0.16527071 0.17023294 0.17520042 42
43 0.15531637 0.16027112 0.16523232 0.17019905 0.17517054 43
44 0.15527384 0.16023367 0.16519937 0.17017010 0.17514512 44
45 0.15523703 0.16020140 0.16517111 0.17014536 0.17512349 45
46 0.15520518 0.16017359 0.16514685 0.17012423 0.17510509 46
47 0.15517761 0.16014962 0.16512604 0.17010617 0.17508943 47
48 0.15515375 0.16012897 0.16510817 0.17009073 0.17507610 48
49 0.15513310 0.16011117 0.16509284 0.17007754 0.17506477 49
50 0.15511523 0.16009583 0.16507969 0.17006627 0.17505512 50
60 0.15502726 0.16002171 0.16501730 0.17001378 0.17501098 60
70 0.15500645 0.16000492 0.16500376 0.17000287 0.17500219 70
80 0.15500153 0.16000112 0.16500082 0.17000060 0.17500044 80
90 0.15500036 0.16000025 0.16500018 0.17000012 0.17500009 90
100 0.15500009 0.16000006 0.16500004 0.17000003 0.17500002 100
n 15.50% 16.00% 16.50% 17.00% 17.50% n

i VDC 69
1-(1+ i)-n
 i
1-(1+ i)-n
n 18.00% 18.50% 19.00% 19.50% 20.00% n
1 1.18000000 1.18500000 1.19000000 1.19500000 1.20000000 1
2 0.63871560 0.64266590 0.64662100 0.65058087 0.65454545 2
3 0.45992386 0.46361168 0.46730789 0.47101245 0.47472527 3
4 0.37173867 0.37535902 0.37899094 0.38263434 0.38628912 4
5 0.31977784 0.32340678 0.32705017 0.33070785 0.33437970 5
6 0.28591013 0.28958370 0.29327429 0.29698170 0.30070575 6
7 0.26236200 0.26609881 0.26985490 0.27363002 0.27742393 7
8 0.24524436 0.24905409 0.25288506 0.25673694 0.26060942 8
9 0.23239482 0.23628208 0.24019220 0.24412479 0.24807946 9
10 0.22251464 0.22648089 0.23047131 0.23448542 0.23852276 10
11 0.21477639 0.21882106 0.22289090 0.22698533 0.23110379 11
12 0.20862781 0.21274900 0.21689602 0.22106822 0.22526496 12
13 0.20368621 0.20788107 0.21210215 0.21634870 0.22062000 13
14 0.19967806 0.20394315 0.20823456 0.21255147 0.21689306 14
15 0.19640278 0.20073426 0.20509191 0.20947482 0.21388212 15
16 0.19371008 0.19810386 0.20252345 0.20696786 0.21143614 16
17 0.19148527 0.19593717 0.20041431 0.20491564 0.20944015 17
18 0.18963946 0.19414527 0.19867559 0.20322932 0.20780539 18
19 0.18810284 0.19265842 0.19723765 0.20183936 0.20646245 19
20 0.18681998 0.19142130 0.19604529 0.20069075 0.20535653 20
21 0.18574643 0.19038962 0.19505440 0.19973956 0.20444394 21
22 0.18484626 0.18952761 0.19422943 0.19895049 0.20368962 22
23 0.18409020 0.18880622 0.19354156 0.19829496 0.20306526 23
24 0.18345430 0.18820172 0.19296727 0.19774971 0.20254787 24
25 0.18291883 0.18769459 0.19248730 0.19729573 0.20211873 25
26 0.18246748 0.18726876 0.19208581 0.19691743 0.20176250 26
27 0.18208672 0.18691091 0.19174971 0.19660197 0.20146659 27
28 0.18176528 0.18660998 0.19146819 0.19633877 0.20122067 28
29 0.18149377 0.18635679 0.19123225 0.19611905 0.20101619 29
30 0.18126431 0.18614366 0.19103443 0.19593557 0.20084611 30
31 0.18107030 0.18596419 0.19086852 0.19578229 0.20070459 31
32 0.18090621 0.18581300 0.19072931 0.19565421 0.20058682 32
33 0.18076739 0.18568560 0.19061249 0.19554716 0.20048877 33
34 0.18064990 0.18557823 0.19051444 0.19545766 0.20040715 34
35 0.18055046 0.18548772 0.19043211 0.19538283 0.20033917 35
36 0.18046628 0.18541141 0.19036299 0.19532026 0.20028256 36
37 0.18039499 0.18534706 0.19030494 0.19526793 0.20023542 37
38 0.18033463 0.18529279 0.19025619 0.19522416 0.20019614 38
39 0.18028350 0.18524702 0.19021524 0.19518754 0.20016342 39
40 0.18024020 0.18520841 0.19018084 0.19515692 0.20013617 40
41 0.18020352 0.18517585 0.19015194 0.19513129 0.20011346 41
42 0.18017244 0.18514837 0.19012767 0.19510986 0.20009454 42
43 0.18014612 0.18512519 0.19010727 0.19509192 0.20007878 43
44 0.18012381 0.18510564 0.19009013 0.19507692 0.20006564 44
45 0.18010491 0.18508914 0.19007574 0.19506436 0.20005470 45
46 0.18008890 0.18507521 0.19006364 0.19505386 0.20004558 46
47 0.18007534 0.18506347 0.19005348 0.19504507 0.20003798 47
48 0.18006384 0.18505356 0.19004494 0.19503771 0.20003165 48
49 0.18005410 0.18504519 0.19003776 0.19503156 0.20002638 49
50 0.18004584 0.18503814 0.19003173 0.19502641 0.20002198 50
60 0.18000876 0.18500698 0.19000557 0.19500445 0.20000355 60
70 0.18000167 0.18500128 0.19000098 0.19500075 0.20000057 70
80 0.18000032 0.18500023 0.19000017 0.19500013 0.20000009 80
90 0.18000006 0.18500004 0.19000003 0.19500002 0.20000001 90
100 0.18000001 0.18500001 0.19000001 0.19500000 0.20000000 100
n 18.00% 18.50% 19.00% 19.50% 20.00% n

70 VDC Tabla VI
 Tabla VI

n 20.50% 21.00% 21.50% 22.00% 22.50% n

1 1.20500000 1.21000000 1.21500000 1.22000000 1.22500000 1
2 0.65851474 0.66248869 0.66646727 0.67045045 0.67443820 2
3 0.47844631 0.48217550 0.48591277 0.48965807 0.49341134 3
4 0.38995519 0.39363244 0.39732078 0.40102011 0.40473035 4
5 0.33806557 0.34176533 0.34547883 0.34920593 0.35294651 5
6 0.30444623 0.30820296 0.31197576 0.31576443 0.31956879 6
7 0.28123636 0.28506707 0.28891582 0.29278235 0.29666643 7
8 0.26450218 0.26841490 0.27234728 0.27629900 0.28026975 8
9 0.25205581 0.25605347 0.26007203 0.26411114 0.26817040 9
10 0.24258284 0.24666521 0.25076941 0.25489498 0.25904148 10
11 0.23524574 0.23941063 0.24359793 0.24780709 0.25203762 11
12 0.22948561 0.23372953 0.23799612 0.24228477 0.24659489 12
13 0.22491533 0.22923398 0.23357528 0.23793854 0.24232310 13
14 0.22125853 0.22564713 0.23005808 0.23449065 0.23894412 14
15 0.21831293 0.22276642 0.22724176 0.23173816 0.23625484 15
16 0.21592735 0.22044061 0.22497502 0.22952975 0.23410398 16
17 0.21398685 0.21855478 0.22314304 0.22775073 0.23237700 17
18 0.21240275 0.21702043 0.22165747 0.22631295 0.23098599 18
19 0.21110585 0.21576854 0.22044954 0.22514791 0.22986276 19
20 0.21004155 0.21474477 0.21946519 0.22420187 0.22895391 20
21 0.20916643 0.21390598 0.21866160 0.22343233 0.22821729 21
22 0.20844570 0.21321770 0.21800461 0.22280550 0.22761948 22
23 0.20785135 0.21265220 0.21746683 0.22229431 0.22713379 23
24 0.20736068 0.21218711 0.21702620 0.22187705 0.22673884 24
25 0.20695524 0.21180427 0.21666487 0.22153620 0.22641745 25
26 0.20661998 0.21148891 0.21636839 0.22125760 0.22615576 26
27 0.20634258 0.21122899 0.21612498 0.22102976 0.22594259 27
28 0.20611293 0.21101466 0.21592505 0.22084335 0.22576887 28
29 0.20592274 0.21083786 0.21576078 0.22069079 0.22562726 29
30 0.20576517 0.21069197 0.21562577 0.22056590 0.22551178 30
31 0.20563460 0.21057155 0.21551477 0.22046364 0.22541761 31
32 0.20552636 0.21047213 0.21542350 0.22037989 0.22534079 32
33 0.20543662 0.21039004 0.21534844 0.22031129 0.22527812 33
34 0.20536221 0.21032224 0.21528670 0.22025509 0.22522698 34
35 0.20530050 0.21026625 0.21523591 0.22020905 0.22518526 35
36 0.20524931 0.21021999 0.21519413 0.22017132 0.22515121 36
37 0.20520686 0.21018178 0.21515975 0.22014041 0.22512342 37
38 0.20517164 0.21015021 0.21513146 0.22011507 0.22510074 38
39 0.20514242 0.21012412 0.21510819 0.22009431 0.22508223 39
40 0.20511817 0.21010257 0.21508904 0.22007730 0.22506712 40
41 0.20509806 0.21008476 0.21507328 0.22006336 0.22505479 41
42 0.20508137 0.21007005 0.21506031 0.22005193 0.22504473 42
43 0.20506752 0.21005789 0.21504963 0.22004256 0.22503651 43
44 0.20505603 0.21004784 0.21504085 0.22003489 0.22502980 44
45 0.20504650 0.21003953 0.21503362 0.22002859 0.22502433 45
46 0.20503859 0.21003267 0.21502767 0.22002344 0.22501986 46
47 0.20503202 0.21002700 0.21502277 0.22001921 0.22501621 47
48 0.20502657 0.21002231 0.21501874 0.22001575 0.22501323 48
49 0.20502205 0.21001844 0.21501543 0.22001291 0.22501080 49
50 0.20501830 0.21001524 0.21501270 0.22001058 0.22500882 50
60 0.20500283 0.21000227 0.21500181 0.22000145 0.22500116 60
70 0.20500044 0.21000034 0.21500026 0.22000020 0.22500015 70
80 0.20500007 0.21000005 0.21500004 0.22000003 0.22500002 80
90 0.20500001 0.21000001 0.21500001 0.22000000 0.22500000 90
100 0.20500000 0.21000000 0.21500000 0.22000000 0.22500000 100
n 20.50% 21.00% 21.50% 22.00% 22.50% n

i VDC 71
1-(1+ i)-n
 i
1-(1+ i)-n
n 23.00% 23.50% 24.00% 24.50% 25.00% n
1 1.23000000 1.23500000 1.24000000 1.24500000 1.25000000 1
2 0.67843049 0.68242729 0.68642857 0.69043430 0.69444444 2
3 0.49717251 0.50094153 0.50471834 0.50850288 0.51229508 3
4 0.40845139 0.41218314 0.41592551 0.41967840 0.42344173 4
5 0.35670042 0.36046754 0.36424771 0.36804083 0.37184674 5
6 0.32338865 0.32722384 0.33107416 0.33493944 0.33881950 6
7 0.30056782 0.30448627 0.30842155 0.31237342 0.31634165 7
8 0.28425924 0.28826715 0.29229320 0.29633708 0.30039851 8
9 0.27224944 0.27634791 0.28046543 0.28460165 0.28875620 9
10 0.26320846 0.26739549 0.27160213 0.27582796 0.28007256 10
11 0.25628898 0.26056068 0.26485221 0.26916310 0.27349286 11
12 0.25092590 0.25527723 0.25964831 0.26403861 0.26844758 12
13 0.24672833 0.25115359 0.25559825 0.26006173 0.26454343 13
14 0.24341778 0.24791095 0.25242297 0.25695317 0.26150093 14
15 0.24079105 0.24534605 0.24991915 0.25450964 0.25911686 15
16 0.23869691 0.24330777 0.24793583 0.25258036 0.25724068 16
17 0.23702102 0.24168199 0.24635916 0.25105180 0.25575918 17
18 0.23567575 0.24038140 0.24510219 0.24983737 0.25458622 18
19 0.23459323 0.23933851 0.24409781 0.24887040 0.25365556 19
20 0.23372044 0.23850066 0.24329380 0.24809912 0.25291592 20
21 0.23301563 0.23782653 0.24264925 0.24748307 0.25232731 21
22 0.23244573 0.23728347 0.24213194 0.24699046 0.25185839 22
23 0.23198446 0.23684555 0.24171636 0.24659621 0.25148450 23
24 0.23161078 0.23649214 0.24138224 0.24628046 0.25118619 24
25 0.23130786 0.23620675 0.24111347 0.24602742 0.25094805 25
26 0.23106217 0.23597617 0.24089716 0.24582456 0.25075787 26
27 0.23086281 0.23578980 0.24072299 0.24566186 0.25060593 27
28 0.23070098 0.23563911 0.24058272 0.24553133 0.25048451 28
29 0.23056958 0.23551723 0.24046971 0.24542659 0.25038746 29
30 0.23046286 0.23541863 0.24037866 0.24534253 0.25030987 30
31 0.23037617 0.23533886 0.24030527 0.24527504 0.25024783 31
32 0.23030573 0.23527430 0.24024613 0.24522087 0.25019823 32
33 0.23024850 0.23522206 0.24019845 0.24517737 0.25015856 33
34 0.23020199 0.23517977 0.24016002 0.24514245 0.25012683 34
35 0.23016419 0.23514554 0.24012903 0.24511440 0.25010145 35
36 0.23013347 0.23511784 0.24010404 0.24509188 0.25008116 36
37 0.23010850 0.23509540 0.24008390 0.24507380 0.25006492 37
38 0.23008821 0.23507724 0.24006766 0.24505927 0.25005193 38
39 0.23007171 0.23506254 0.24005456 0.24504760 0.25004155 39
40 0.23005830 0.23505064 0.24004400 0.24503823 0.25003324 40
41 0.23004739 0.23504100 0.24003548 0.24503071 0.25002659 41
42 0.23003853 0.23503320 0.24002861 0.24502467 0.25002127 42
43 0.23003132 0.23502688 0.24002307 0.24501981 0.25001702 43
44 0.23002547 0.23502177 0.24001861 0.24501591 0.25001361 44
45 0.23002070 0.23501762 0.24001501 0.24501278 0.25001089 45
46 0.23001683 0.23501427 0.24001210 0.24501027 0.25000871 46
47 0.23001368 0.23501155 0.24000976 0.24500825 0.25000697 47
48 0.23001113 0.23500936 0.24000787 0.24500662 0.25000558 48
49 0.23000904 0.23500758 0.24000635 0.24500532 0.25000446 49
50 0.23000735 0.23500613 0.24000512 0.24500427 0.25000357 50
60 0.23000093 0.23500074 0.24000060 0.24500048 0.25000038 60
70 0.23000012 0.23500009 0.24000007 0.24500005 0.25000004 70
80 0.23000001 0.23500001 0.24000001 0.24500001 0.25000000 80
90 0.23000000 0.23500000 0.24000000 0.24500000 0.25000000 90
100 0.23000000 0.23500000 0.24000000 0.24500000 0.25000000 100
n 23.00% 23.50% 24.00% 24.50% 25.00% n

72 VDC Tabla VI