ANGSURAN RINGAN

KHUSUS NIK 2021 PASSENGER DP 20% Addm FULL CASH biaya adm , provisi dan asuran
Tenor : 1 2 3
Bulan : 12 24 36

OTR : Rp. 277,500,000 : Rp. 277,500,000 : Rp.

DP 20% : Rp. 55,500,000 20% : Rp. 55,500,000 20% : Rp.
PH : Rp. 222,000,000 : Rp. 222,000,000 : Rp.
RATE 3.77% : Rp. 8,369,400 4.16% : Rp. 18,470,400 4.54% : Rp.
RATE UPING 0.00% : Rp. - 0.00% : Rp. - 0.00% : Rp.
RATE JUAL 3.77% : Rp. 8,369,400 4.16% : Rp. 18,470,400 4.54% : Rp.
AR : Rp. 230,369,400 : Rp. 240,470,400 : Rp.
INST : Rp. 19,198,000 : Rp. 10,020,000 : Rp.

TDP
DP : Rp. 55,500,000 : Rp. 55,500,000 : Rp.
INST KE-1 : Rp. 19,198,000 : Rp. 10,020,000 : Rp.
ASR KE-1 2.161% : Rp. 5,996,875 3.897% : Rp. 10,814,375 4.269% : Rp.
BIAYA ADM : Rp. 3,600,000 : Rp. 4,000,000 : Rp.
ADMIN PROGRAM SBT : Rp. 500,000 : Rp. 500,000 : Rp.
PROVISI JUAL 1.00% : Rp. 2,220,000 1.00% : Rp. 2,220,000 1.00% : Rp.
TDP GROSS : Rp. 87,014,875 : Rp. 83,054,375 : Rp.
DISKON : Rp. - : Rp. - : Rp.
TDP NETT 31.36% : Rp. 87,014,875 29.93% : Rp. 83,054,375 29.14% : Rp.

KHUSUS NIK 2021 PICK UP DP > 25% ADDM ASR FULL CASH , ADM DA
Tenor : 1 2 : 3
Bulan : 12 24 : 36

OTR : Rp. 152,500,000 : Rp. 152,500,000 : Rp.

DP 20% : Rp. 30,500,000 20% : Rp. 30,500,000 20% : Rp.
PH : Rp. 122,000,000 : Rp. 122,000,000 : Rp.
ASR 0.000% : Rp. - 0.000% : Rp. - 0.000% : Rp.
ADMIN JUAL : Rp. - : Rp. - : Rp.
PROVISI JUAL 0.00% : Rp. - 0.00% : Rp. - 0.00% : Rp.
TPH : Rp. 122,000,000 : Rp. 122,000,000 : Rp.
RATE DASAR 6.27% : Rp. 7,649,400 6.95% : Rp. 16,958,000 7.48% : Rp.
RATE UPING 1.00% : Rp. 1,220,000 1.00% : Rp. 2,440,000 1.00% : Rp.
RATE JUAL 7.27% : Rp. 8,869,400 7.95% : Rp. 19,398,000 8.48% : Rp.
AR : Rp. 130,869,400 : Rp. 141,398,000 : Rp.
INST : Rp. 10,906,000 : Rp. 5,892,000 : Rp.

TDP
DP : Rp. 30,500,000 : Rp. 30,500,000 : Rp.
INST KE-1 : Rp. 10,906,000 : Rp. 5,892,000 : Rp.
ASR KE-1 0.980% : Rp. 1,494,500 1.764% : Rp. 2,690,100 2.450% : Rp.
BIAYA ADM : Rp. 3,300,000 : Rp. 3,700,000 : Rp.
ADMIN PROGRAM SBT : Rp. 500,000 : Rp. 500,000 : Rp.
PROVISI JUAL 1.00% : Rp. 1,220,000 1.00% : Rp. 1,220,000 1.00% : Rp.

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 ANGSURAN RINGAN
TDP GROSS : Rp. 47,920,500 : Rp. 44,502,100 : Rp.
DISKON : Rp. - : Rp. - : Rp.
TDP NETT 31.42% : Rp. 47,920,500 29.18% : Rp. 44,502,100 28.99% : Rp.

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 ANGSURAN RINGAN

ASH biaya adm , provisi dan asuransi di TDP spesial HUT IMFI KE 27 )
4 5
48 60

277,500,000 : Rp. 277,500,000 : Rp. 277,500,000

55,500,000 20% : Rp. 55,500,000 20% : Rp. 55,500,000
222,000,000 : Rp. 222,000,000 : Rp. 222,000,000
30,236,400 5.07% : Rp. 45,021,600 5.57% : Rp. 61,827,000
- 0.00% : Rp. - 0.00% : Rp. -
30,236,400 5.07% : Rp. 45,021,600 5.57% : Rp. 61,827,000
252,236,400 : Rp. 267,021,600 : Rp. 283,827,000
7,007,000 : Rp. 5,563,000 : Rp. 4,731,000

55,500,000 : Rp. 55,500,000 : Rp. 55,500,000

7,007,000 : Rp. 5,563,000 : Rp. 4,731,000
11,846,775 4.593% : Rp. 12,745,975 4.893% : Rp. 13,578,575
4,300,000 : Rp. 4,400,000 : Rp. 4,400,000
- : Rp. 500,000 : Rp. -
2,220,000 1.00% : Rp. 2,220,000 1.00% : Rp. 2,220,000
80,873,775 : Rp. 80,928,975 : Rp. 80,429,575
- : Rp. - : Rp. -
80,873,775 29.16% : Rp. 80,928,975 28.98% : Rp. 80,429,575

DDM ASR FULL CASH , ADM DAN PROVISI di TDP

4
48

152,500,000 : Rp. 152,500,000

30,500,000 20% : Rp. 30,500,000
122,000,000 : Rp. 122,000,000
- 0.000% : Rp. -
- : Rp. -
- 0.00% : Rp. -
122,000,000 : Rp. 122,000,000
27,376,800 7.98% : Rp. 38,942,400
3,660,000 1.00% : Rp. 4,880,000
31,036,800 8.98% : Rp. 43,822,400
153,036,800 : Rp. 165,822,400
4,252,000 : Rp. 3,455,000

30,500,000 : Rp. 30,500,000

4,252,000 : Rp. 3,455,000
3,736,250 3.038% : Rp. 4,632,950
4,000,000 : Rp. 4,000,000
500,000 : Rp. 500,000
1,220,000 1.00% : Rp. 1,220,000

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 ANGSURAN RINGAN
44,208,250 : Rp. 44,307,950
- : Rp. -
44,208,250 29.05% : Rp. 44,307,950

Page 4
 KHUSUS NIK 2021 PASSENGER DP > 20% Addb FULL PH , biaya adm , asura
Tenor : 1 2 3
Bulan : 12 24 36

OTR : Rp. 286,000,000 : Rp. 286,000,000 : Rp.

DP 20% : Rp. 57,200,000 20% : Rp. 57,200,000 20% : Rp.
PH : Rp. 228,800,000 : Rp. 228,800,000 : Rp.
ASR 2.16% : Rp. 6,177,500 3.89% : Rp. 11,139,500 4.17% : Rp.
ADMIN JUAL : Rp. 3,600,000 : Rp. 4,000,000 : Rp.
ADMIN PROGRAM : Rp. - : Rp. - : Rp.
PROVISI JUAL 1.00% : Rp. 2,288,000 1.00% : Rp. 2,288,000 1.00% : Rp.
TPH : Rp. 240,865,500 : Rp. 246,227,500 : Rp.
RATE 6.34% : Rp. 15,270,873 6.49% : Rp. 31,960,330 7.39% : Rp.
RATE UPING 0.50% : Rp. 1,204,328 0.50% : Rp. 2,462,275 0.50% : Rp.
RATE JUAL 6.84% : Rp. 16,475,200 6.99% : Rp. 34,422,605 7.89% : Rp.
AR : Rp. 257,340,700 : Rp. 280,650,105 : Rp.
INST : Rp. 21,446,000 : Rp. 11,694,000 : Rp.

TDP
DP : Rp. 57,200,000 : Rp. 57,200,000 : Rp.
INST KE-1 : Rp. : Rp. : Rp.
ASR KE-1 : Rp. - : Rp. - : Rp.
ADMIN PROGRAM SBT : Rp. 500,000 : Rp. 500,000 : Rp.
PROVISI JUAL 0.00% : Rp. - 0.00% : Rp. - 0.00% : Rp.
TDP GROSS : Rp. 57,700,000 : Rp. 57,700,000 : Rp.
DISKON : Rp. - : Rp. - : Rp.
TDP NETT 20.17% : Rp. 57,700,000 20.17% : Rp. 57,700,000 20.17% : Rp.

KHUSUS NIK 2021 PICK UP DP > 20% ADDM ASR FULL PH , ADM DAN
Tenor : 1 2 : 3
Bulan : 12 24 : 36

OTR : Rp. 186,000,000 : Rp. 186,000,000 : Rp.

DP 20% : Rp. 37,200,000 20% : Rp. 37,200,000 20% : Rp.
PH : Rp. 148,800,000 : Rp. 148,800,000 : Rp.
ASR 0.980% : Rp. 1,822,800 1.764% : Rp. 3,281,040 2.450% : Rp.
ADMIN JUAL : Rp. 3,300,000 : Rp. 3,700,000 : Rp.
PROVISI JUAL 1.00% : Rp. 1,488,000 1.00% : Rp. 1,488,000 1.00% : Rp.
TPH : Rp. 155,410,800 : Rp. 157,269,040 : Rp.
RATE DASAR 6.74% : Rp. 10,474,688 7.47% : Rp. 23,495,995 8.03% : Rp.
RATE UPING 0.00% : Rp. - 0.00% : Rp. - 0.00% : Rp.
RATE JUAL 6.74% : Rp. 10,474,688 7.47% : Rp. 23,495,995 8.03% : Rp.
AR : Rp. 165,885,488 : Rp. 180,765,035 : Rp.
INST : Rp. 13,824,000 : Rp. 7,532,000 : Rp.

TDP
DP : Rp. 37,200,000 : Rp. 37,200,000 : Rp.
INST KE-1 : Rp. 13,824,000 : Rp. 7,532,000 : Rp.
ASR KE-1 0.000% : Rp. - 0.000% : Rp. - 0.000% : Rp.
BIAYA ADM : Rp. - : Rp. - : Rp.
ADMIN PROGRAM SBT : Rp. 500,000 : Rp. 500,000 : Rp.
PROVISI JUAL 0.00% : Rp. - 0.00% : Rp. - 0.00% : Rp.
TDP GROSS : Rp. 51,524,000 : Rp. 45,232,000 : Rp.
DISKON : Rp. - : Rp. - : Rp.
TDP NETT 27.70% : Rp. 51,524,000 24.32% : Rp. 45,232,000 23.21% : Rp.
db FULL PH , biaya adm , asuransi dan provisi masuk PH
4 5
48 60

286,000,000 : Rp. 286,000,000 : Rp. 286,000,000

57,200,000 30% : Rp. 86,114,600 19% : Rp. 53,996,800
228,800,000 : Rp. 199,885,400 : Rp. 232,003,200
11,940,200 4.50% : Rp. 12,863,880 4.80% : Rp. 13,718,920
4,300,000 : Rp. 4,400,000 : Rp. 4,400,000
- : Rp. - : Rp. -
2,288,000 1.00% : Rp. 1,998,854 1.00% : Rp. 2,320,032
247,328,200 : Rp. 219,148,134 : Rp. 252,442,152
54,832,662 7.49% : Rp. 65,656,781 7.92% : Rp. 99,967,092
3,709,923 0.50% : Rp. 4,382,963 0.50% : Rp. 6,311,054
58,542,585 7.99% : Rp. 70,039,744 8.42% : Rp. 106,278,146
305,870,785 : Rp. 289,187,878 : Rp. 358,720,298
8,497,000 : Rp. 6,025,000 : Rp. 5,979,000

57,200,000 : Rp. 86,114,600 : Rp. 53,996,800

: Rp. : Rp.
- : Rp. - : Rp. -
500,000 : Rp. - : Rp. -
- 0.00% : Rp. - 0.00% : Rp. -
57,700,000 : Rp. 86,114,600 : Rp. 53,996,800
- : Rp. - : Rp. -
57,700,000 30.11% : Rp. 86,114,600 18.88% : Rp. 53,996,800

M ASR FULL PH , ADM DAN PROVISI MASUK PH

4
48

186,000,000 : Rp. 186,000,000

37,200,000 27% : Rp. 49,494,600
148,800,000 : Rp. 136,505,400
4,557,000 3.038% : Rp. 5,650,680
4,000,000 : Rp. 4,000,000
1,488,000 1.00% : Rp. 1,365,054
158,845,000 : Rp. 147,521,134
38,265,761 8.27% : Rp. 48,799,991
- 0.00% : Rp. -
38,265,761 8.27% : Rp. 48,799,991
197,110,761 : Rp. 196,321,125
5,476,000 : Rp. 4,091,000

37,200,000 : Rp. 49,494,600

5,476,000 : Rp. 4,091,000
- 0.000% : Rp. -
- : Rp. -
500,000 : Rp. -
- 0.00% : Rp. -
43,176,000 : Rp. 53,585,600
- : Rp. -
43,176,000 28.81% : Rp. 53,585,600
 BATAS BAWAH
Wil 3

OTR Rate
0 s/d Rp. 125,000,000.00 2.865% 2.865% 0.560%
>Rp. 125.000.000 s/d Rp. 200,000,000.00 3.025% 3.025% 0.480%
> Rp. 200.000.000 s/d Rp. 400,000,000.00 2.125% 2.125% 0.350%
> Rp. 400.000.000 s/d Rp. 800,000,000.00 1.475% 1.475% 0.270%
> Rp. 800.000.000 1.385% 1.385% 0.240%

Penyusutan
1 100% 100,000
2 80% 200,000
3 70% 300,000
4 60% 400,000
5 55% 500,000

OTR 200,000,000.00
1 200,000,000.00 3.025% 6,050,000.000
2 160,000,000.00 3.025% 4,840,000.000
3 140,000,000.00 0.480% 672,000.000
4 120,000,000.00 0.560% 672,000.000
5 110,000,000.00 0.560% 616,000.000
12,850,000.000 6.425%

Tenor 12
Premi 6,050,000.00 3.025%

Tenor 24
Premi 10,890,000.00 5.445%

Tenor 36
Premi 11,562,000.00 5.781%

Tenor 48
Premi 12,234,000.00 6.117%

Tenor 60
Premi 12,850,000.00 6.425%

OTR 200,000,000.00
1 200,000,000.00 3.025% 6,050,000.000
2 160,000,000.00 3.025% 4,840,000.000
3 140,000,000.00 0.480% 672,000.000

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 BATAS BAWAH
4 120,000,000.00 0.560% 672,000.000
5 110,000,000.00 0.560% 616,000.000
12,850,000.000 6.425%

Tenor 12
Premi 6,050,000.00 3.025%

Tenor 24
Premi 10,890,000.00 5.445%

Tenor 36
Premi 11,562,000.00 5.781%

Tenor 48
Premi 12,234,000.00 6.117%

Tenor 60
Premi 12,850,000.00 6.425%

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 BATAS BAWAH

OTR 277,500,000.00
1 277,500,000.00 2.125% 5,896,875.000
2 222,000,000.00 2.125% 4,717,500.000
3 194,250,000.00 0.480% 932,400.000
4 166,500,000.00 0.480% 799,200.000
5 152,625,000.00 0.480% 732,600.000
13,078,575.000 4.713%

Tenor 12
Premi 5,896,875.00 2.161% 5,996,875

Tenor 24
Premi 10,614,375.00 3.897% 10,814,375

Tenor 36
Premi 11,546,775.00 4.269% 11,846,775

Tenor 48
Premi 12,345,975.00 4.593% 12,745,975

Tenor 60
Premi 13,078,575.00 4.893% 13,578,575

OTR 286,000,000.00
1 286,000,000.00 2.125% 6,077,500.000
2 228,800,000.00 2.125% 4,862,000.000
3 200,200,000.00 0.350% 700,700.000

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 BATAS BAWAH
4 171,600,000.00 0.480% 823,680.000
5 157,300,000.00 0.480% 755,040.000
13,218,920.000 4.622%

Tenor 12
Premi 6,077,500.00 2.125%

Tenor 24
Premi 10,939,500.00 3.825%

Tenor 36
Premi 11,640,200.00 4.070%

Tenor 48
Premi 12,463,880.00 4.358%

Tenor 60
Premi 13,218,920.00 4.622%

Page 12